REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2022

Banking and Thrift, Other Disclosure [Abstract]

Schedule of Capital Ratios

Following are the capital ratios for FNB and FNBPA:

TABLE 23.1

	Actual				Well-Capitalized Requirements (1)				Minimum Capital Requirements plus Capital Conservation Buffer
(dollars in millions)	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2022
F.N.B. Corporation:
Total capital	$	4,183	12.06	%	$	3,467	10.00	%	$	3,640	10.50	%
Tier 1 capital	3,511		10.13		2,080		6.00		2,947		8.50
Common equity tier 1	3,405		9.82		n/a		n/a		2,427		7.00
Leverage	3,511		8.64		n/a		n/a		1,626		4.00
Risk-weighted assets	34,671
FNBPA:
Total capital	4,327		12.51		3,459		10.00		3,632		10.50
Tier 1 capital	3,640		10.52		2,767		8.00		2,940		8.50
Common equity tier 1	3,560		10.29		2,248		6.50		2,421		7.00
Leverage	3,640		8.97		2,029		5.00		1,623		4.00
Risk-weighted assets	34,589
As of December 31, 2021
F.N.B. Corporation:
Total capital	$	3,531	12.18	%	$	2,899	10.00	%	$	3,044	10.50	%
Tier 1 capital	2,984		10.29		1,739		6.00		2,464		8.50
Common equity tier 1	2,877		9.92		n/a		n/a		2,029		7.00
Leverage	2,984		7.99		n/a		n/a		1,493		4.00
Risk-weighted assets	28,991
FNBPA:
Total capital	3,695		12.77		2,893		10.00		3,038		10.50
Tier 1 capital	3,098		10.71		2,314		8.00		2,459		8.50
Common equity tier 1	3,018		10.43		1,880		6.50		2,025		7.00
Leverage	3,098		8.31		1,864		5.00		1,491		4.00
Risk-weighted assets	28,930

(1) Reflects the well-capitalized standard under Regulation Y for F.N.B. Corporation and the prompt corrective action framework for FNBPA.