PREMISES AND EQUIPMENT

12 Months Ended

Dec. 31, 2022

Property, Plant and Equipment [Abstract]

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT

Following is a summary of premises and equipment:

TABLE 9.1

December 31	2022		2021
(in millions)
Land	$	74	$	59
Premises	264		229
Equipment	406		344
Finance leases	23		12
	767		644
Accumulated depreciation	(335)		(299)
Total premises and equipment, net	$	432	$	345

Depreciation expense for premises and equipment is presented in the following table:

TABLE 9.2

December 31	2022		2021		2020
(in millions)
Depreciation expense for premises and equipment	$	49	$	46	$	43