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INCOME TAXES - Income Tax Expense (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Income Tax Disclosure [Abstract]        
Current income taxes: Federal taxes $ 22 $ 19 $ 29 $ 40
Current income taxes: State taxes 3 1 5 3
Total current income taxes 25 20 34 43
Deferred income taxes: Federal taxes 3 4 8 3
Deferred income taxes: State taxes 0 1 0 1
Total deferred income taxes 3 5 8 4
Income taxes $ 28 $ 25 $ 42 $ 47
Statutory tax rate 21.00% 21.00% 21.00% 21.00%
Effective tax rate 20.10% 19.70% 20.40% 19.30%