Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2020

Banking and Thrift, Other Disclosures [Abstract]

Schedule of Capital Ratios

Following are the capital ratios for FNB and FNBPA:

TABLE 22.1

	Actual				Well-Capitalized Requirements (1)				Minimum Capital Requirements plus Capital Conservation Buffer
(dollars in millions)	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2020
F.N.B. Corporation:
Total capital	$	3,324	12.33	%	$	2,695	10.00	%	$	2,830	10.50	%
Tier 1 capital	2,759		10.24		1,617		6.00		2,291		8.50
Common equity tier 1	2,652		9.84		n/a		n/a		1,886		7.00
Leverage	2,759		7.83		n/a		n/a		1,410		4.00
Risk-weighted assets	26,948
FNBPA:
Total capital	3,400		12.64		2,690		10.00		2,825		10.50
Tier 1 capital	2,882		10.71		2,152		8.00		2,287		8.50
Common equity tier 1	2,802		10.42		1,749		6.50		1,883		7.00
Leverage	2,882		8.19		1,760		5.00		1,408		4.00
Risk-weighted assets	26,902
As of December 31, 2019
F.N.B. Corporation:
Total capital	$	3,174	11.81	%	$	2,687	10.00	%	$	2,821	10.50	%
Tier 1 capital	2,632		9.79		1,612		6.00		2,284		8.50
Common equity tier 1	2,525		9.40		n/a		n/a		1,881		7.00
Leverage	2,632		8.20		n/a		n/a		1,283		4.00
Risk-weighted assets	26,866
FNBPA:
Total capital	3,039		11.34		2,681		10.00		2,815		10.50
Tier 1 capital	2,841		10.60		2,144		8.00		2,279		8.50
Common equity tier 1	2,761		10.30		1,742		6.50		1,876		7.00
Leverage	2,841		8.87		1,601		5.00		1,281		4.00
Risk-weighted assets	26,806

(1) Reflects the well-capitalized standard under Regulation Y for F.N.B. Corporation and the prompt corrective action framework for FNBPA.