CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Operating Activities
Net income	$ 131.0	$ 189.0
Adjustments to reconcile net income to net cash flows provided by operating activities:
Depreciation, amortization and accretion	5.0	20.0
Provision for credit losses	78.0	25.0
Deferred tax expense	(24.0)	16.0
Loans originated for sale	(772.0)	(577.0)
Loans sold	727.0	556.0
Net gain on sale of loans	(12.0)	(10.0)
Net change in:
Interest receivable	14.0	(12.0)
Interest payable	(2.0)	6.0
Bank owned life insurance, excluding purchases	(4.0)	(3.0)
Other, net	(299.0)	(297.0)
Net cash flows used in operating activities	(158.0)	(87.0)
Investing Activities
Net change in loans and leases, excluding sales	(2,778.0)	(782.0)
Debt securities available for sale:
Purchases	(425.0)	(175.0)
Maturities/payments	492.0	302.0
Debt securities held to maturity:
Purchases	(86.0)	(36.0)
Maturities/payments	309.0	209.0
Increase in premises and equipment	(20.0)	(21.0)
Loans sold, not originated for sale	0.0	110.0
Other, net	1.0	(4.0)
Net cash flows used in investing activities	(2,507.0)	(397.0)
Financing Activities
Demand (non-interest bearing and interest bearing) and savings accounts	4,071.0	61.0
Time deposits	(462.0)	217.0
Short-term borrowings	(804.0)	(418.0)
Proceeds from issuance of long-term borrowings	314.0	940.0
Repayment of long-term borrowings	(25.0)	(227.0)
Repurchases of common stock	(25.0)	0.0
Other, net	11.0	4.0
Cash dividends paid:
Preferred stock	(4.0)	(4.0)
Common stock	(79.0)	(78.0)
Net cash flows provided by financing activities	2,997.0	495.0
Net Increase in Cash and Cash Equivalents	332.0	11.0
Cash and cash equivalents at beginning of period	599.0	488.0
Cash and Cash Equivalents at End of Period	$ 931.0	$ 499.0