CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions		Mar. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks		$ 363	$ 407
Interest-bearing deposits with banks		201	192
Cash and Cash Equivalents		564	599
Securities available for sale (amortized cost of $3,111 and $3,275; allowance for credit losses of $0)		3,194	3,289
Debt securities held to maturity (fair value of $3,264 and $3,305; allowance for credit losses of $0)		3,179	3,275
Loans held for sale (includes $68 and $41 measured at fair value)	[1]	82	51
Loans and leases, net of unearned income of $67 and $1		23,871	23,289
Allowance for credit losses		(343)	(196)
Net Loans and Leases		23,528	23,093
Premises and equipment, net		331	333
Goodwill		2,262	2,262
Core deposit and other intangible assets, net		64	67
Bank owned life insurance		545	544
Other assets		1,300	1,102
Total Assets		35,049	34,615
Liabilities
Non-interest-bearing demand		6,511	6,384
Interest-bearing demand		11,009	11,049
Savings		2,664	2,625
Certificates and other time deposits		4,562	4,728
Total Deposits		24,746	24,786
Short-term borrowings		3,443	3,216
Long-term borrowings		1,633	1,340
Other liabilities		385	390
Total Liabilities		30,207	29,732
Stockholders’ Equity
Preferred stock - $0.01 par value; liquidation preference of $1,000 per share Authorized - 20,000,000 shares Issued - 110,877 shares		107	107
Common stock - $0.01 par value Authorized - 500,000,000 shares Issued - 327,258,519 and 327,242,364 shares		3	3
Additional paid-in capital		4,075	4,067
Retained earnings		754	798
Accumulated other comprehensive loss		(45)	(65)
Treasury stock – 4,584,328 and 2,227,804 shares at cost		(52)	(27)
Total Stockholders’ Equity		4,842	4,883
Total Liabilities and Stockholders’ Equity		$ 35,049	$ 34,615

[1] Amount represents loans for which we have elected the fair value option. See Note 19.