BUSINESS SEGMENTS (Tables)

3 Months Ended

Mar. 31, 2019

Segment Reporting [Abstract]

Financial Information for Segments of FNB

The following tables provide financial information for these segments of FNB. The information provided under the caption “Parent and Other” represents operations not considered to be reportable segments and/or general operating expenses of FNB, and includes the parent company, other non-bank subsidiaries and eliminations and adjustments to reconcile to the Consolidated Financial Statements.

TABLE 16.1

(in millions)	Community Banking		Wealth Management		Insurance		Consumer Finance		Parent and Other			Consolidated
At or for the Three Months Ended March 31, 2019
Interest income	$	310	$	—	$	—	$	—	$	—		$	310
Interest expense	76		—		—		—		3			79
Net interest income	234		—		—		—		(3		)	231
Provision for credit losses	14		—		—		—		—			14
Non-interest income	51		11		5		—		(2		)	65
Non-interest expense (1)	147		9		4		—		2			162
Amortization of intangibles	4		—		—		—		—			4
Income tax expense (benefit)	23		—		—		—		(1		)	22
Net income (loss)	97		2		1		—		(6		)	94
Total assets	33,598		27		25		—		45			33,695
Total intangibles	2,301		10		19		—		—			2,330
At or for the Three Months Ended March 31, 2018
Interest income	$	264	$	—	$	—	$	9	$	—		$	273
Interest expense	42		—		—		1		4			47
Net interest income	222		—		—		8		(4		)	226
Provision for credit losses	12		—		—		2		—			14
Non-interest income	53		11		4		1		(2		)	67
Non-interest expense (1)	149		8		4		5		1			167
Amortization of intangibles	4		—		—		—		—			4
Income tax expense (benefit)	22		1		—		—		(2		)	21
Net income (loss)	88		2		—		2		(5		)	87
Total assets	31,424		25		20		170		13			31,652
Total intangibles	2,315		10		12		2		—			2,339

(1) Excludes amortization of intangibles, which is presented separately.