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ALLOWANCE FOR CREDIT LOSSES (Tables)
 9 Months Ended
Sep. 30, 2018
Receivables [Abstract]  
Summary of Changes in Allowance for Credit Losses by Loan and Lease Class
Following is a summary of changes in the allowance for credit losses, by loan and lease class:
TABLE 6.1
(in thousands)
Balance at
Beginning of
Period
 
Charge-
Offs
 
Recoveries
 
Net
Charge-
Offs
 
Provision
for Credit
Losses
 
Balance at
End of
Period
Three Months Ended September 30, 2018
 
 
 
 
 
 
 
 
 
 
Commercial real estate
$
50,587

 
$
(727
)
 
$
567

 
$
(160
)
 
$
4,256

 
$
54,683

Commercial and industrial
53,689

 
(2,432
)
 
373

 
(2,059
)
 
906

 
52,536

Commercial leases
7,039

 
(51
)
 
2

 
(49
)
 
510

 
7,500

Other
1,996

 
(918
)
 
274

 
(644
)
 
726

 
2,078

Total commercial loans and leases
113,311

 
(4,128
)
 
1,216

 
(2,912
)
 
6,398

 
116,797

Direct installment
20,279

 
(9,436
)
 
276

 
(9,160
)
 
2,714

 
13,833

Residential mortgages
15,163

 
(77
)
 
7

 
(70
)
 
2,576

 
17,669

Indirect installment
13,401

 
(2,061
)
 
620

 
(1,441
)
 
2,493

 
14,453

Consumer lines of credit
10,461

 
(832
)
 
258

 
(574
)
 
672

 
10,559

Total consumer loans
59,304

 
(12,406
)
 
1,161

 
(11,245
)
 
8,455

 
56,514

Total allowance on originated loans
and leases
172,615

 
(16,534
)
 
2,377

 
(14,157
)
 
14,853

 
173,311

Purchased credit-impaired loans
624

 
—

 
—

 
—

 
—

 
624

Other acquired loans
3,335

 
(713
)
 
202

 
(511
)
 
1,122

 
3,946

Total allowance on acquired loans
3,959

 
(713
)
 
202

 
(511
)
 
1,122

 
4,570

Total allowance for credit losses
$
176,574

 
$
(17,247
)
 
$
2,579

 
$
(14,668
)
 
$
15,975

 
$
177,881

Nine Months Ended September 30, 2018
 
 
 
 
 
 
 
 
 
 
Commercial real estate
$
50,281

 
$
(5,206
)
 
$
1,669

 
$
(3,537
)
 
$
7,939

 
$
54,683

Commercial and industrial
51,963

 
(14,479
)
 
1,899

 
(12,580
)
 
13,153

 
52,536

Commercial leases
5,646

 
(258
)
 
26

 
(232
)
 
2,086

 
7,500

Other
1,843

 
(3,293
)
 
843

 
(2,450
)
 
2,685

 
2,078

Total commercial loans and leases
109,733

 
(23,236
)
 
4,437

 
(18,799
)
 
25,863

 
116,797

Direct installment
20,936

 
(15,828
)
 
1,179

 
(14,649
)
 
7,546

 
13,833

Residential mortgages
15,507

 
(470
)
 
114

 
(356
)
 
2,518

 
17,669

Indirect installment
11,967

 
(6,688
)
 
2,489

 
(4,199
)
 
6,685

 
14,453

Consumer lines of credit
10,539

 
(2,468
)
 
441

 
(2,027
)
 
2,047

 
10,559

Total consumer loans
58,949

 
(25,454
)
 
4,223

 
(21,231
)
 
18,796

 
56,514

Total allowance on originated loans and leases
168,682

 
(48,690
)
 
8,660

 
(40,030
)
 
44,659

 
173,311

Purchased credit-impaired loans
635

 
—

 
—

 
—

 
(11
)
 
624

Other acquired loans
6,063

 
(5,098
)
 
1,605

 
(3,493
)
 
1,376

 
3,946

Total allowance on acquired loans
6,698

 
(5,098
)
 
1,605

 
(3,493
)
 
1,365

 
4,570

Total allowance for credit losses
$
175,380

 
$
(53,788
)
 
$
10,265

 
$
(43,523
)
 
$
46,024

 
$
177,881


(in thousands)
Balance at
Beginning of
Period
 
Charge-
Offs
 
Recoveries
 
Net
Charge-
Offs
 
Provision
for Credit
Losses
 
Balance at
End of
Period
Three Months Ended September 30, 2017
 
 
 
 
 
 
 
 
 
 
Commercial real estate
$
46,958

 
$
(610
)
 
$
93

 
$
(517
)
 
$
1,682

 
$
48,123

Commercial and industrial
54,108

 
(6,592
)
 
298

 
(6,294
)
 
5,889

 
53,703

Commercial leases
4,122

 
(112
)
 
1

 
(111
)
 
818

 
4,829

Other
1,838

 
(1,386
)
 
298

 
(1,088
)
 
1,018

 
1,768

Total commercial loans and leases
107,026

 
(8,700
)
 
690

 
(8,010
)
 
9,407

 
108,423

Direct installment
20,736

 
(3,247
)
 
402

 
(2,845
)
 
2,786

 
20,677

Residential mortgages
11,252

 
(155
)
 
8

 
(147
)
 
1,630

 
12,735

Indirect installment
10,574

 
(2,468
)
 
861

 
(1,607
)
 
2,380

 
11,347

Consumer lines of credit
9,504

 
(522
)
 
98

 
(424
)
 
972

 
10,052

Total consumer loans
52,066

 
(6,392
)
 
1,369

 
(5,023
)
 
7,768

 
54,811

Total allowance on originated loans
and leases
159,092

 
(15,092
)
 
2,059

 
(13,033
)
 
17,175

 
163,234

Purchased credit-impaired loans
640

 
(21
)
 
34

 
13

 
137

 
790

Other acquired loans
5,967

 
(222
)
 
791

 
569

 
(544
)
 
5,992

Total allowance on acquired loans
6,607

 
(243
)
 
825

 
582

 
(407
)
 
6,782

Total allowance for credit losses
$
165,699

 
$
(15,335
)
 
$
2,884

 
$
(12,451
)
 
$
16,768

 
$
170,016

Nine Months Ended September 30, 2017
 
 
 
 
 
 
 
 
 
Commercial real estate
$
46,635

 
$
(1,916
)
 
$
959

 
$
(957
)
 
$
2,445

 
$
48,123

Commercial and industrial
47,991

 
(16,791
)
 
955

 
(15,836
)
 
21,548

 
53,703

Commercial leases
3,280

 
(826
)
 
5

 
(821
)
 
2,370

 
4,829

Other
1,392

 
(3,180
)
 
978

 
(2,202
)
 
2,578

 
1,768

Total commercial loans and leases
99,298

 
(22,713
)
 
2,897

 
(19,816
)
 
28,941

 
108,423

Direct installment
21,391

 
(9,366
)
 
1,611

 
(7,755
)
 
7,041

 
20,677

Residential mortgages
10,082

 
(517
)
 
179

 
(338
)
 
2,991

 
12,735

Indirect installment
10,564

 
(6,804
)
 
2,256

 
(4,548
)
 
5,331

 
11,347

Consumer lines of credit
9,456

 
(1,563
)
 
413

 
(1,150
)
 
1,746

 
10,052

Total consumer loans
51,493

 
(18,250
)
 
4,459

 
(13,791
)
 
17,109

 
54,811

Total allowance on originated loans and leases
150,791

 
(40,963
)
 
7,356

 
(33,607
)
 
46,050

 
163,234

Purchased credit-impaired loans
572

 
(22
)
 
34

 
12

 
206

 
790

Other acquired loans
6,696

 
(778
)
 
1,956

 
1,178

 
(1,882
)
 
5,992

Total allowance on acquired loans
7,268

 
(800
)
 
1,990

 
1,190

 
(1,676
)
 
6,782

Total allowance for credit losses
$
158,059

 
$
(41,763
)
 
$
9,346

 
$
(32,417
)
 
$
44,374

 
$
170,016
Summary of Individual and Collective Allowance for Credit Losses and Loan and Lease Balances by Class
Following is a summary of the individual and collective originated allowance for credit losses and corresponding originated loan and lease balances by class:
TABLE 6.2
 
Originated Allowance
 
Originated Loans and Leases Outstanding
(in thousands)
Individually
Evaluated for
Impairment
 
Collectively
Evaluated for
Impairment
 
Loans and
Leases
 
Individually
Evaluated for
Impairment
 
Collectively
Evaluated for
Impairment
September 30, 2018
 
 
 
 
 
 
 
 
 
Commercial real estate
$
44

 
$
54,639

 
$
5,978,629

 
$
11,198

 
$
5,967,431

Commercial and industrial
4,712

 
47,824

 
3,892,822

 
21,690

 
3,871,132

Commercial leases
—

 
7,500

 
346,579

 
—

 
346,579

Other
—

 
2,078

 
34,732

 
—

 
34,732

Total commercial loans and leases
4,756

 
112,041

 
10,252,762

 
32,888

 
10,219,874

Direct installment
—

 
13,833

 
1,670,964

 
—

 
1,670,964

Residential mortgages
—

 
17,669

 
2,457,380

 
—

 
2,457,380

Indirect installment
—

 
14,453

 
1,880,487

 
—

 
1,880,487

Consumer lines of credit
—

 
10,559

 
1,116,376

 
—

 
1,116,376

Total consumer loans
—

 
56,514

 
7,125,207

 
—

 
7,125,207

Total
$
4,756

 
$
168,555

 
$
17,377,969

 
$
32,888

 
$
17,345,081

December 31, 2017
 
 
 
 
 
 
 
 
 
Commercial real estate
$
439

 
$
49,842

 
$
5,174,783

 
$
11,114

 
$
5,163,669

Commercial and industrial
3,215

 
48,748

 
3,495,247

 
9,872

 
3,485,375

Commercial leases
—

 
5,646

 
266,720

 
—

 
266,720

Other
—

 
1,843

 
17,063

 
—

 
17,063

Total commercial loans and leases
3,654

 
106,079

 
8,953,813

 
20,986

 
8,932,827

Direct installment
—

 
20,936

 
1,755,713

 
—

 
1,755,713

Residential mortgages
—

 
15,507

 
2,036,226

 
—

 
2,036,226

Indirect installment
—

 
11,967

 
1,448,268

 
—

 
1,448,268

Consumer lines of credit
—

 
10,539

 
1,151,470

 
—

 
1,151,470

Total consumer loans
—

 
58,949

 
6,391,677

 
—

 
6,391,677

Total
$
3,654

 
$
165,028

 
$
15,345,490

 
$
20,986

 
$
15,324,504