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ALLOWANCE FOR CREDIT LOSSES (Tables)
9 Months Ended
Sep. 30, 2017
Receivables [Abstract]  
Summary of Changes in Allowance for Credit Losses by Loan and Lease Class
Following is a summary of changes in the allowance for credit losses, by loan and lease class:
(in thousands)
Balance at
Beginning of
Period
 
Charge-
Offs
 
Recoveries
 
Net
Charge-
Offs
 
Provision
for Credit
Losses
 
Balance at
End of
Period
Three Months Ended September 30, 2017
 
 
 
 
 
 
 
 
 
 
Commercial real estate
$
46,958

 
$
(610
)
 
$
93

 
$
(517
)
 
$
1,682

 
$
48,123

Commercial and industrial
54,108

 
(6,592
)
 
298

 
(6,294
)
 
5,889

 
53,703

Commercial leases
4,122

 
(112
)
 
1

 
(111
)
 
818

 
4,829

Total commercial loans and leases
105,188

 
(7,314
)
 
392

 
(6,922
)
 
8,389

 
106,655

Direct installment
20,736

 
(3,247
)
 
402

 
(2,845
)
 
2,786

 
20,677

Residential mortgages
11,252

 
(155
)
 
8

 
(147
)
 
1,630

 
12,735

Indirect installment
10,574

 
(2,468
)
 
861

 
(1,607
)
 
2,380

 
11,347

Consumer lines of credit
9,504

 
(522
)
 
98

 
(424
)
 
972

 
10,052

Other
1,838

 
(1,386
)
 
298

 
(1,088
)
 
1,018

 
1,768

Total allowance on originated loans
and leases
159,092

 
(15,092
)
 
2,059

 
(13,033
)
 
17,175

 
163,234

Purchased credit-impaired loans
640

 
(21
)
 
34

 
13

 
137

 
790

Other acquired loans
5,967

 
(222
)
 
791

 
569

 
(544
)
 
5,992

Total allowance on acquired loans
6,607

 
(243
)
 
825

 
582

 
(407
)
 
6,782

Total allowance
$
165,699

 
$
(15,335
)
 
$
2,884

 
$
(12,451
)
 
$
16,768

 
$
170,016

Nine Months Ended September 30, 2017
 
 
 
 
 
 
 
 
 
 
Commercial real estate
$
46,635

 
$
(1,916
)
 
$
959

 
$
(957
)
 
$
2,445

 
$
48,123

Commercial and industrial
47,991

 
(16,791
)
 
955

 
(15,836
)
 
21,548

 
53,703

Commercial leases
3,280

 
(826
)
 
5

 
(821
)
 
2,370

 
4,829

Total commercial loans and leases
97,906

 
(19,533
)
 
1,919

 
(17,614
)
 
26,363

 
106,655

Direct installment
21,391

 
(9,366
)
 
1,611

 
(7,755
)
 
7,041

 
20,677

Residential mortgages
10,082

 
(517
)
 
179

 
(338
)
 
2,991

 
12,735

Indirect installment
10,564

 
(6,804
)
 
2,256

 
(4,548
)
 
5,331

 
11,347

Consumer lines of credit
9,456

 
(1,563
)
 
413

 
(1,150
)
 
1,746

 
10,052

Other
1,392

 
(3,180
)
 
978

 
(2,202
)
 
2,578

 
1,768

Total allowance on originated loans and leases
150,791

 
(40,963
)
 
7,356

 
(33,607
)
 
46,050

 
163,234

Purchased credit-impaired loans
572

 
(22
)
 
34

 
12

 
206

 
790

Other acquired loans
6,696

 
(778
)
 
1,956

 
1,178

 
(1,882
)
 
5,992

Total allowance on acquired loans
7,268

 
(800
)
 
1,990

 
1,190

 
(1,676
)
 
6,782

Total allowance
$
158,059

 
$
(41,763
)
 
$
9,346

 
$
(32,417
)
 
$
44,374

 
$
170,016



(in thousands)
Balance at
Beginning of
Period
 
Charge-
Offs
 
Recoveries
 
Net
Charge-
Offs
 
Provision
for Credit
Losses
 
Balance at
End of
Period
Three Months Ended September 30, 2016
 
 
 
 
 
 
 
 
 
 
Commercial real estate
$
44,428

 
$
(3,537
)
 
$
1,810

 
$
(1,727
)
 
$
(334
)
 
$
42,367

Commercial and industrial
51,475

 
(6,753
)
 
598

 
(6,155
)
 
8,388

 
53,708

Commercial leases
3,047

 
(100
)
 
3

 
(97
)
 
257

 
3,207

Total commercial loans and leases
98,950

 
(10,390
)
 
2,411

 
(7,979
)
 
8,311

 
99,282

Direct installment
21,543

 
(2,464
)
 
545

 
(1,919
)
 
1,463

 
21,087

Residential mortgages
8,410

 
(144
)
 
11

 
(133
)
 
969

 
9,246

Indirect installment
9,543

 
(1,781
)
 
617

 
(1,164
)
 
1,983

 
10,362

Consumer lines of credit
9,149

 
(459
)
 
82

 
(377
)
 
499

 
9,271

Other
1,124

 
(709
)
 
3

 
(706
)
 
847

 
1,265

Total allowance on originated loans
and leases
148,719

 
(15,947
)
 
3,669

 
(12,278
)
 
14,072

 
150,513

Purchased credit-impaired loans
632

 

 
42

 
42

 
(102
)
 
572

Other acquired loans
5,018

 
(240
)
 
362

 
122

 
669

 
5,809

Total allowance on acquired loans
5,650

 
(240
)
 
404

 
164

 
567

 
6,381

Total allowance
$
154,369

 
$
(16,187
)
 
$
4,073

 
$
(12,114
)
 
$
14,639

 
$
156,894

Nine Months Ended September 30, 2016
 
 
 
 
 
 
 
 
 
Commercial real estate
$
41,741

 
$
(5,572
)
 
$
3,516

 
$
(2,056
)
 
$
2,682

 
$
42,367

Commercial and industrial
41,023

 
(12,722
)
 
978

 
(11,744
)
 
24,429

 
53,708

Commercial leases
2,541

 
(817
)
 
49

 
(768
)
 
1,434

 
3,207

Total commercial loans and leases
85,305

 
(19,111
)
 
4,543

 
(14,568
)
 
28,545

 
99,282

Direct installment
21,587

 
(7,552
)
 
1,453

 
(6,099
)
 
5,599

 
21,087

Residential mortgages
7,909

 
(301
)
 
68

 
(233
)
 
1,570

 
9,246

Indirect installment
9,889

 
(5,486
)
 
1,545

 
(3,941
)
 
4,414

 
10,362

Consumer lines of credit
9,582

 
(1,461
)
 
187

 
(1,274
)
 
963

 
9,271

Other
1,013

 
(1,988
)
 
35

 
(1,953
)
 
2,205

 
1,265

Total allowance on originated loans and leases
135,285

 
(35,899
)
 
7,831

 
(28,068
)
 
43,296

 
150,513

Purchased credit-impaired loans
834

 
(399
)
 
42

 
(357
)
 
95

 
572

Other acquired loans
5,893

 
(687
)
 
947

 
260

 
(344
)
 
5,809

Total allowance on acquired loans
6,727

 
(1,086
)
 
989

 
(97
)
 
(249
)
 
6,381

Total allowance
$
142,012

 
$
(36,985
)
 
$
8,820

 
$
(28,165
)
 
$
43,047

 
$
156,894

Summary of Individual and Collective Allowance for Credit Losses and Loan and Lease Balances by Class
Following is a summary of the individual and collective originated allowance for credit losses and corresponding loan and lease balances by class:

 
Originated Allowance
 
Originated Loans and Leases Outstanding
(in thousands)
Individually
Evaluated for
Impairment
 
Collectively
Evaluated for
Impairment
 
Loans and
Leases
 
Individually
Evaluated for
Impairment
 
Collectively
Evaluated for
Impairment
September 30, 2017
 
 
 
 
 
 
 
 
 
Commercial real estate
$
416

 
$
47,707

 
$
4,903,796

 
$
14,002

 
$
4,889,794

Commercial and industrial
8,243

 
45,460

 
3,159,197

 
27,935

 
3,131,262

Commercial leases

 
4,829

 
238,724

 

 
238,724

Total commercial loans and leases
8,659

 
97,996

 
8,301,717

 
41,937

 
8,259,780

Direct installment

 
20,677

 
1,757,830

 

 
1,757,830

Residential mortgages

 
12,735

 
1,904,620

 

 
1,904,620

Indirect installment

 
11,347

 
1,431,111

 

 
1,431,111

Consumer lines of credit

 
10,052

 
1,134,620

 

 
1,134,620

Other

 
1,768

 
39,798

 

 
39,798

Total
$
8,659

 
$
154,575

 
$
14,569,696

 
$
41,937

 
$
14,527,759

December 31, 2016
 
 
 
 
 
 
 
 
 
Commercial real estate
$
13

 
$
46,622

 
$
4,095,817

 
$
12,973

 
$
4,082,844

Commercial and industrial
3,190

 
44,801

 
2,711,886

 
21,746

 
2,690,140

Commercial leases

 
3,280

 
196,636

 

 
196,636

Total commercial loans and leases
3,203

 
94,703

 
7,004,339

 
34,719

 
6,969,620

Direct installment

 
21,391

 
1,765,257

 

 
1,765,257

Residential mortgages

 
10,082

 
1,446,776

 

 
1,446,776

Indirect installment

 
10,564

 
1,196,110

 

 
1,196,110

Consumer lines of credit

 
9,456

 
1,099,627

 

 
1,099,627

Other

 
1,392

 
35,878

 

 
35,878

Total
$
3,203

 
$
147,588

 
$
12,547,987

 
$
34,719

 
$
12,513,268