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ALLOWANCE FOR CREDIT LOSSES (Tables)
6 Months Ended
Jun. 30, 2017
Receivables [Abstract]  
Summary of Changes in Allowance for Credit Losses by Loan and Lease Class
Following is a summary of changes in the allowance for credit losses, by loan and lease class:

(in thousands)
Balance at
Beginning of
Period
 
Charge-
Offs
 
Recoveries
 
Net
Charge-
Offs
 
Provision
for Credit
Losses
 
Balance at
End of
Period
Three Months Ended June 30, 2017
 
 
 
 
 
 
 
 
 
 
Commercial real estate
$
46,389

 
$
(318
)
 
$
505

 
$
187

 
$
382

 
$
46,958

Commercial and industrial
53,570

 
(7,736
)
 
183

 
(7,553
)
 
8,091

 
54,108

Commercial leases
3,513

 
(208
)
 
3

 
(205
)
 
814

 
4,122

Total commercial loans and leases
103,472

 
(8,262
)
 
691

 
(7,571
)
 
9,287

 
105,188

Direct installment
20,210

 
(3,245
)
 
581

 
(2,664
)
 
3,190

 
20,736

Residential mortgages
10,210

 
(182
)
 
10

 
(172
)
 
1,214

 
11,252

Indirect installment
9,630

 
(1,966
)
 
614

 
(1,352
)
 
2,296

 
10,574

Consumer lines of credit
8,883

 
(583
)
 
150

 
(433
)
 
1,054

 
9,504

Other
1,809

 
(821
)
 
353

 
(468
)
 
497

 
1,838

Total allowance on originated loans
and leases
154,214

 
(15,059
)
 
2,399

 
(12,660
)
 
17,538

 
159,092

Purchased credit-impaired loans
660

 
(1
)
 

 
(1
)
 
(19
)
 
640

Other acquired loans
5,908

 
(74
)
 
896

 
822

 
(763
)
 
5,967

Total allowance on acquired loans
6,568

 
(75
)
 
896

 
821

 
(782
)
 
6,607

Total allowance
$
160,782

 
$
(15,134
)
 
$
3,295

 
$
(11,839
)
 
$
16,756

 
$
165,699

Six Months Ended June 30, 2017
 
 
 
 
 
 
 
 
 
 
Commercial real estate
$
46,635

 
$
(1,306
)
 
$
866

 
$
(440
)
 
$
763

 
$
46,958

Commercial and industrial
47,991

 
(10,199
)
 
657

 
(9,542
)
 
15,659

 
54,108

Commercial leases
3,280

 
(714
)
 
4

 
(710
)
 
1,552

 
4,122

Total commercial loans and leases
97,906

 
(12,219
)
 
1,527

 
(10,692
)
 
17,974

 
105,188

Direct installment
21,391

 
(6,119
)
 
1,209

 
(4,910
)
 
4,255

 
20,736

Residential mortgages
10,082

 
(362
)
 
171

 
(191
)
 
1,361

 
11,252

Indirect installment
10,564

 
(4,336
)
 
1,395

 
(2,941
)
 
2,951

 
10,574

Consumer lines of credit
9,456

 
(1,041
)
 
315

 
(726
)
 
774

 
9,504

Other
1,392

 
(1,794
)
 
680

 
(1,114
)
 
1,560

 
1,838

Total allowance on originated loans and leases
150,791

 
(25,871
)
 
5,297

 
(20,574
)
 
28,875

 
159,092

Purchased credit-impaired loans
572

 
(1
)
 

 
(1
)
 
69

 
640

Other acquired loans
6,696

 
(556
)
 
1,165

 
609

 
(1,338
)
 
5,967

Total allowance on acquired loans
7,268

 
(557
)
 
1,165

 
608

 
(1,269
)
 
6,607

Total allowance
$
158,059

 
$
(26,428
)
 
$
6,462

 
$
(19,966
)
 
$
27,606

 
$
165,699



(in thousands)
Balance at
Beginning of
Period
 
Charge-
Offs
 
Recoveries
 
Net
Charge-
Offs
 
Provision
for Credit
Losses
 
Balance at
End of
Period
Three Months Ended June 30, 2016
 
 
 
 
 
 
 
 
 
 
Commercial real estate
$
43,898

 
$
(666
)
 
$
1,109

 
$
443

 
$
87

 
$
44,428

Commercial and industrial
47,863

 
(5,671
)
 
190

 
(5,481
)
 
9,093

 
51,475

Commercial leases
2,818

 
(603
)
 
32

 
(571
)
 
800

 
3,047

Total commercial loans and leases
94,579

 
(6,940
)
 
1,331

 
(5,609
)
 
9,980

 
98,950

Direct installment
20,725

 
(2,421
)
 
454

 
(1,967
)
 
2,785

 
21,543

Residential mortgages
7,810

 
(72
)
 
38

 
(34
)
 
634

 
8,410

Indirect installment
9,065

 
(1,763
)
 
666

 
(1,097
)
 
1,575

 
9,543

Consumer lines of credit
8,967

 
(528
)
 
49

 
(479
)
 
661

 
9,149

Other
1,074

 
(725
)
 
26

 
(699
)
 
749

 
1,124

Total allowance on originated loans
and leases
142,220

 
(12,449
)
 
2,564

 
(9,885
)
 
16,384

 
148,719

Purchased credit-impaired loans
704

 
(239
)
 

 
(239
)
 
167

 
632

Other acquired loans
4,876

 
(226
)
 
279

 
53

 
89

 
5,018

Total allowance on acquired loans
5,580

 
(465
)
 
279

 
(186
)
 
256

 
5,650

Total allowance
$
147,800

 
$
(12,914
)
 
$
2,843

 
$
(10,071
)
 
$
16,640

 
$
154,369

Six Months Ended June 30, 2016
 
 
 
 
 
 
 
 
 
Commercial real estate
$
41,741

 
$
(2,035
)
 
$
1,706

 
$
(329
)
 
$
3,016

 
$
44,428

Commercial and industrial
41,023

 
(5,969
)
 
380

 
(5,589
)
 
16,041

 
51,475

Commercial leases
2,541

 
(717
)
 
46

 
(671
)
 
1,177

 
3,047

Total commercial loans and leases
85,305

 
(8,721
)
 
2,132

 
(6,589
)
 
20,234

 
98,950

Direct installment
21,587

 
(5,088
)
 
908

 
(4,180
)
 
4,136

 
21,543

Residential mortgages
7,909

 
(157
)
 
57

 
(100
)
 
601

 
8,410

Indirect installment
9,889

 
(3,705
)
 
928

 
(2,777
)
 
2,431

 
9,543

Consumer lines of credit
9,582

 
(1,002
)
 
105

 
(897
)
 
464

 
9,149

Other
1,013

 
(1,279
)
 
32

 
(1,247
)
 
1,358

 
1,124

Total allowance on originated loans and leases
135,285

 
(19,952
)
 
4,162

 
(15,790
)
 
29,224

 
148,719

Purchased credit-impaired loans
834

 
(399
)
 

 
(399
)
 
197

 
632

Other acquired loans
5,893

 
(447
)
 
585

 
138

 
(1,013
)
 
5,018

Total allowance on acquired loans
6,727

 
(846
)
 
585

 
(261
)
 
(816
)
 
5,650

Total allowance
$
142,012

 
$
(20,798
)
 
$
4,747

 
$
(16,051
)
 
$
28,408

 
$
154,369

Summary of Individual and Collective Allowance for Credit Losses and Loan and Lease Balances by Class
Following is a summary of the individual and collective originated allowance for credit losses and corresponding loan and lease balances by class:

 
Originated Allowance
 
Originated Loans and Leases Outstanding
(in thousands)
Individually
Evaluated for
Impairment
 
Collectively
Evaluated for
Impairment
 
Loans and
Leases
 
Individually
Evaluated for
Impairment
 
Collectively
Evaluated for
Impairment
June 30, 2017
 
 
 
 
 
 
 
 
 
Commercial real estate
$
203

 
$
46,755

 
$
4,610,404

 
$
15,350

 
$
4,595,054

Commercial and industrial
9,909

 
44,199

 
3,035,005

 
36,638

 
2,998,367

Commercial leases

 
4,122

 
226,483

 

 
226,483

Total commercial loans and leases
10,112

 
95,076

 
7,871,892

 
51,988

 
7,819,904

Direct installment

 
20,736

 
1,764,096

 

 
1,764,096

Residential mortgages

 
11,252

 
1,683,383

 

 
1,683,383

Indirect installment

 
10,574

 
1,374,370

 

 
1,374,370

Consumer lines of credit

 
9,504

 
1,120,050

 

 
1,120,050

Other

 
1,838

 
30,079

 

 
30,079

Total
$
10,112

 
$
148,980

 
$
13,843,870

 
$
51,988

 
$
13,791,882

December 31, 2016
 
 
 
 
 
 
 
 
 
Commercial real estate
$
13

 
$
46,622

 
$
4,095,817

 
$
12,973

 
$
4,082,844

Commercial and industrial
3,190

 
44,801

 
2,711,886

 
21,746

 
2,690,140

Commercial leases

 
3,280

 
196,636

 

 
196,636

Total commercial loans and leases
3,203

 
94,703

 
7,004,339

 
34,719

 
6,969,620

Direct installment

 
21,391

 
1,765,257

 

 
1,765,257

Residential mortgages

 
10,082

 
1,446,776

 

 
1,446,776

Indirect installment

 
10,564

 
1,196,110

 

 
1,196,110

Consumer lines of credit

 
9,456

 
1,099,627

 

 
1,099,627

Other

 
1,392

 
35,878

 

 
35,878

Total
$
3,203

 
$
147,588

 
$
12,547,987

 
$
34,719

 
$
12,513,268