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Allowance for Loan Losses (Tables)
12 Months Ended
Dec. 31, 2014
Loans And Leases Receivable Allowance [Abstract]  
Rollforward Of The Allowance For Loan Losses By Portfolio Segment
The following table provides a rollforward of the allowance for loan losses by portfolio segment for December 31, 2014, 2013, and 2012:
CommercialConsumerPermanentCredit Card
(Dollars in thousands)C&IReal EstateReal EstateMortgageand OtherTotal
Balance as of January 1, 2012$ 130,413 $ 55,586 165,077 $ 26,194 $ 7,081 $ 384,351
Charge-offs (a)(30,887)(19,977)(147,918)(13,604)(12,624)(225,010)
Recoveries 11,151 4,475 17,770 3,024 3,202 39,622
Provision(b)(14,486)(20,087) 94,020 9,314 9,239 78,000
Balance as of December 31, 2012 96,191 19,997 128,949 24,928 6,898 276,963
Allowance - individually evaluated for impairment 17,799 156 35,289 21,713 203 75,160
Allowance - collectively evaluated for impairment 78,392 19,841 93,660 3,215 6,695 201,803
Loans, net of unearned as of December 31, 2012:
Individually evaluated for impairment 123,636 49,517 160,000 120,924 818 454,895
Collectively evaluated for impairment 8,673,320 1,118,718 5,528,703 644,659 288,287 16,253,687
Total loans, net of unearned $ 8,796,956 $ 1,168,235 $ 5,688,703 $ 765,583 $ 289,105 $ 16,708,582
Balance as of January 1, 2013$ 96,191 $ 19,997 $ 128,949 $ 24,928 $ 6,898 $ 276,963
Charge-offs (22,936)(3,502)(73,642)(9,934)(11,404)(121,418)
Recoveries 12,487 4,275 21,360 2,473 2,669 43,264
Provision 704 (10,167) 50,118 5,024 9,321 55,000
Balance as of December 31, 2013 86,446 10,603 126,785 22,491 7,484 253,809
Allowance - individually evaluated for impairment 14,295 1,600 44,173 17,042 224 77,334
Allowance - collectively evaluated for impairment 72,132 8,218 82,601 5,449 7,258 175,658
Allowance - purchase credit impaired loans 19 785 11 - 2 817
Loans, net of unearned as of December 31, 2013:
Individually evaluated for impairment 80,231 27,812 170,422 121,458 545 400,468
Collectively evaluated for impairment 7,836,250 1,066,639 5,162,060 540,784 336,047 14,941,780
Purchased credit-impaired loans 7,095 38,828 889 - 14 46,826
Total loans, net of unearned$ 7,923,576 $ 1,133,279 $ 5,333,371 $ 662,242 $ 336,606 $ 15,389,074
Balance as of January 1, 2014$ 86,446 $ 10,603 $ 126,785 $ 22,491 $ 7,484 $ 253,809
Charge-offs(20,492)(3,741)(45,391)(5,891)(14,931)(90,446)
Recoveries 9,666 4,150 22,824 2,314 3,131 42,085
Provision(8,609) 7,562 8,793 208 19,046 27,000
Balance as of December 31, 2014 67,011 18,574 113,011 19,122 14,730 232,448
Allowance - individually evaluated for impairment 5,173 796 40,778 16,627 254 63,628
Allowance - collectively evaluated for impairment 61,806 14,702 72,156 2,495 14,476 165,635
Allowance - purchased credit-impaired loans 32 3,076 77 - - 3,185
Loans, net of unearned as of December 31, 2014:
Individually evaluated for impairment 35,698 19,430 173,225 113,459 533 342,345
Collectively evaluated for impairment 8,966,512 1,222,658 4,874,171 425,502 357,588 15,846,431
Purchased credit-impaired loans 5,076 35,629 675 - 10 41,390
Total loans, net of unearned $ 9,007,286 $ 1,277,717 $ 5,048,071 $ 538,961 $ 358,131 $ 16,230,166

  • 2012 includes approximately $33 million of charge-offs associated with discharged bankruptcies, largely included in the consumer real estate portfolio segment.
  • 2012 includes approximately $23 million of loan loss provision related to discharged bankruptcies.