Deposits

12 Months Ended

Dec. 31, 2022

Deposits

Deposits

9. Deposits

As of December 31, 2022 and 2021, deposits were categorized as interest-bearing or noninterest-bearing as follows:

	December 31,
(dollars in thousands)	2022		2021
U.S.:
Interest-bearing	$	11,936,775	$	11,553,298
Noninterest-bearing		7,978,046		8,498,187
Foreign:
Interest-bearing		887,608		868,985
Noninterest-bearing		886,600		895,676
Total deposits	$	21,689,029	$	21,816,146

The following table presents the maturity distribution of time certificates of deposit as of December 31, 2022:

	Under		$250,000
(dollars in thousands)	$250,000		or More		Total
Three months or less	$	207,766	$	888,815	$	1,096,581
Over three through six months		182,985		263,725		446,710
Over six through twelve months		260,583		273,106		533,689
2024		166,340		62,314		228,654
2025		59,458		26,550		86,008
2026		40,504		5,608		46,112
2027		29,216		8,620		37,836
Thereafter		460		—		460
Total	$	947,312	$	1,528,738	$	2,476,050

Time certificates of deposit in denominations of $250,000 or more, in the aggregate, were $1.5 billion and $0.8 billion as of December 31, 2022 and 2021, respectively. Overdrawn deposit accounts are classified as loans and totaled $2.5 million and $2.1 million at December 31, 2022 and 2021, respectively.