Deposits

6 Months Ended

Jun. 30, 2022

Deposits

Deposits

7. Deposits

As of June 30, 2022 and December 31, 2021, deposits were categorized as interest-bearing or noninterest-bearing as follows:

(dollars in thousands)	June 30, 2022		December 31, 2021
U.S.:
Interest-bearing	$	12,115,934	$	11,553,298
Noninterest-bearing		8,667,756		8,498,187
Foreign:
Interest-bearing		874,637		868,985
Noninterest-bearing		943,127		895,676
Total deposits	$	22,601,454	$	21,816,146

The following table presents the maturity distribution of time certificates of deposit as of June 30, 2022:

	Under		$250,000
(dollars in thousands)	$250,000		or More		Total
Three months or less	$	171,772	$	180,025	$	351,797
Over three through six months		182,045		199,301		381,346
Over six through twelve months		361,888		293,603		655,491
One to two years		89,003		21,527		110,530
Two to three years		49,814		11,053		60,867
Three to four years		43,595		17,297		60,892
Four to five years		38,887		6,754		45,641
Thereafter		416		700		1,116
Total	$	937,420	$	730,260	$	1,667,680

Time certificates of deposit in denominations of $250,000 or more, in the aggregate, were $0.7 billion and $0.8 billion as of June 30, 2022 and December 31, 2021, respectively. Overdrawn deposit accounts are classified as loans and totaled $7.0 million and $2.1 million as of June 30, 2022 and December 31, 2021, respectively.