Deposits

3 Months Ended

Mar. 31, 2022

Deposits

Deposits

7. Deposits

As of March 31, 2022 and December 31, 2021, deposits were categorized as interest-bearing or noninterest-bearing as follows:

(dollars in thousands)	March 31, 2022		December 31, 2021
U.S.:
Interest-bearing	$	11,642,353	$	11,553,298
Noninterest-bearing		8,855,088		8,498,187
Foreign:
Interest-bearing		862,468		868,985
Noninterest-bearing		910,521		895,676
Total deposits	$	22,270,430	$	21,816,146

The following table presents the maturity distribution of time certificates of deposit as of March 31, 2022:

	Under		$250,000
(dollars in thousands)	$250,000		or More		Total
Three months or less	$	228,660	$	155,546	$	384,206
Over three through six months		152,926		119,732		272,658
Over six through twelve months		360,870		409,218		770,088
One to two years		80,002		20,850		100,852
Two to three years		50,970		10,126		61,096
Three to four years		41,724		19,291		61,015
Four to five years		42,545		9,206		51,751
Thereafter		172		—		172
Total	$	957,869	$	743,969	$	1,701,838

Time certificates of deposit in denominations of $250,000 or more, in the aggregate, were $0.7 billion and $0.8 billion as of March 31, 2022 and December 31, 2021, respectively. Overdrawn deposit accounts are classified as loans and totaled $1.7 million and $2.1 million as of March 31, 2022 and December 31, 2021, respectively.