Deposits

12 Months Ended

Dec. 31, 2021

Deposits

Deposits

9. Deposits

As of December 31, 2021 and 2020, deposits were categorized as interest-bearing or noninterest-bearing as follows:

	December 31,
(dollars in thousands)	2021		2020
U.S.:
Interest-bearing	$	11,553,298	$	10,928,712
Noninterest-bearing		8,498,187		6,674,352
Foreign:
Interest-bearing		868,985		776,897
Noninterest-bearing		895,676		847,762
Total deposits	$	21,816,146	$	19,227,723

The following table presents the maturity distribution of time certificates of deposit as of December 31, 2021:

	Under		$250,000
(dollars in thousands)	$250,000		or More		Total
Three months or less	$	235,187	$	314,818	$	550,005
Over three through six months		208,007		100,457		308,464
Over six through twelve months		315,551		286,529		602,080
2023		75,513		53,566		129,079
2024		67,595		9,136		76,731
2025		38,204		18,943		57,147
2026		43,943		8,285		52,228
Thereafter		203		501		704
Total	$	984,203	$	792,235	$	1,776,438

Time certificates of deposit in denominations of $250,000 or more, in the aggregate, were $0.8 billion and $1.3 billion as of December 31, 2021 and 2020, respectively. Overdrawn deposit accounts are classified as loans and totaled $2.1 million and $2.6 million at December 31, 2021 and 2020, respectively.