Deposits

9 Months Ended

Sep. 30, 2021

Deposits

Deposits

7. Deposits

As of September 30, 2021 and December 31, 2020, deposits were categorized as interest-bearing or noninterest-bearing as follows:

(dollars in thousands)	September 30, 2021		December 31, 2020
U.S.:
Interest-bearing	$	12,372,209	$	10,928,712
Noninterest-bearing		8,008,084		6,674,352
Foreign:
Interest-bearing		874,370		776,897
Noninterest-bearing		865,340		847,762
Total deposits	$	22,120,003	$	19,227,723

The following table presents the maturity distribution of time certificates of deposit as of September 30, 2021:

	Under		$250,000
(dollars in thousands)	$250,000		or More		Total
Three months or less	$	193,946	$	237,509	$	431,455
Over three through six months		212,514		262,027		474,541
Over six through twelve months		347,878		215,215		563,093
One to two years		90,481		117,400		207,881
Two to three years		80,378		14,177		94,555
Three to four years		35,555		15,405		50,960
Four to five years		45,201		11,814		57,015
Thereafter		500		250		750
Total	$	1,006,453	$	873,797	$	1,880,250

Time certificates of deposit in denominations of $250,000 or more, in the aggregate, were $0.9 billion and $1.3 billion as of September 30, 2021 and December 31, 2020, respectively. Overdrawn deposit accounts are classified as loans and totaled $1.7 million and $2.6 million as of September 30, 2021 and December 31, 2020, respectively.