Deposits

6 Months Ended

Jun. 30, 2021

Deposits

Deposits

7. Deposits

As of June 30, 2021 and December 31, 2020, deposits were categorized as interest-bearing or noninterest-bearing as follows:

(dollars in thousands)	June 30, 2021		December 31, 2020
U.S.:
Interest-bearing	$	11,393,789	$	10,928,712
Noninterest-bearing		7,718,714		6,674,352
Foreign:
Interest-bearing		851,404		776,897
Noninterest-bearing		871,208		847,762
Total deposits	$	20,835,115	$	19,227,723

The following table presents the maturity distribution of time certificates of deposit as of June 30, 2021:

	Under		$250,000
(dollars in thousands)	$250,000		or More		Total
Three months or less	$	171,763	$	276,990	$	448,753
Over three through six months		169,882		146,794		316,676
Over six through twelve months		409,825		331,625		741,450
One to two years		109,209		82,409		191,618
Two to three years		84,594		14,534		99,128
Three to four years		33,388		4,728		38,116
Four to five years		45,581		21,625		67,206
Thereafter		466		250		716
Total	$	1,024,708	$	878,955	$	1,903,663

Time certificates of deposit in denominations of $250,000 or more, in the aggregate, were $0.9 billion and $1.3 billion as of June 30, 2021 and December 31, 2020, respectively. Overdrawn deposit accounts are classified as loans and totaled $4.3 million and $2.6 million as of June 30, 2021 and December 31, 2020, respectively.