Reportable Operating Segments (Tables)

12 Months Ended

Dec. 31, 2020

Reportable Operating Segments

Schedule of selected business segment financial information

					Treasury
	Retail		Commercial		and
(dollars in thousands)	Banking		Banking		Other		Total
Year Ended December 31, 2020
Net interest income	$	393,466	$	133,301	$	8,967	$	535,734
Provision for credit losses		(52,719)		(53,921)		(15,078)		(121,718)
Net interest income (loss) after provision for credit losses		340,747		79,380		(6,111)		414,016
Noninterest income		98,026		78,202		21,152		197,380
Noninterest expense		(231,404)		(81,533)		(54,735)		(367,672)
Income (loss) before (provision) benefit for income taxes		207,369		76,049		(39,694)		243,724
(Provision) benefit for income taxes		(48,605)		(17,171)		7,806		(57,970)
Net income (loss)	$	158,764	$	58,878	$	(31,888)	$	185,754
Total assets as of December 31, 2020	$	7,611,375	$	5,810,090	$	9,241,366	$	22,662,831

					Treasury
	Retail		Commercial		and
(dollars in thousands)	Banking		Banking		Other		Total
Year Ended December 31, 2019
Net interest income	$	413,029	$	141,227	$	19,146	$	573,402
Provision for credit losses		(6,248)		(7,552)		—		(13,800)
Net interest income after provision for credit losses		406,781		133,675		19,146		559,602
Noninterest income		95,413		73,635		23,485		192,533
Noninterest expense		(228,389)		(82,380)		(59,668)		(370,437)
Income (loss) before (provision) benefit for income taxes		273,805		124,930		(17,037)		381,698
(Provision) benefit for income taxes		(69,285)		(32,298)		4,277		(97,306)
Net income (loss)	$	204,520	$	92,632	$	(12,760)	$	284,392
Total assets as of December 31, 2019	$	7,276,047	$	6,071,356	$	6,819,331	$	20,166,734

					Treasury
	Retail		Commercial		and
(dollars in thousands)	Banking		Banking		Other (1)		Total
Year Ended December 31, 2018
Net interest income	$	420,165	$	140,333	$	5,820	$	566,318
Provision for credit losses		(8,753)		(13,427)		—		(22,180)
Net interest income after provision for credit losses		411,412		126,906		5,820		544,138
Noninterest income		89,669		80,904		8,420		178,993
Noninterest expense		(225,881)		(80,766)		(58,306)		(364,953)
Income (loss) before (provision) benefit for income taxes		275,200		127,044		(44,066)		358,178
(Provision) benefit for income taxes		(70,335)		(32,700)		9,251		(93,784)
Net income (loss)	$	204,865	$	94,344	$	(34,815)	$	264,394
Total assets as of December 31, 2018	$	7,078,016	$	6,346,541	$	7,271,121	$	20,695,678

⁽¹⁾ Includes $24.1 million in OTTI write-downs.