Deposits

12 Months Ended

Dec. 31, 2020

Deposits

Deposits

9. Deposits

As of December 31, 2020 and 2019, deposits were categorized as interest-bearing or noninterest-bearing as follows:

(dollars in thousands)	2020		2019
U.S.:
Interest-bearing	$	10,928,712	$	9,782,957
Noninterest-bearing		6,674,352		5,188,696
Foreign:
Interest-bearing		776,897		781,965
Noninterest-bearing		847,762		691,376
Total deposits	$	19,227,723	$	16,444,994

The following table presents the maturity distribution of time certificates of deposit as of December 31, 2020:

	Under		$250,000
(dollars in thousands)	$250,000		or More		Total
Three months or less	$	244,324	$	451,982	$	696,306
Over three through six months		206,181		342,044		548,225
Over six through twelve months		298,884		346,560		645,444
2022		136,478		83,842		220,320
2023		76,014		31,140		107,154
2024		64,369		6,249		70,618
2025		38,112		21,858		59,970
Thereafter		261		—		261
Total	$	1,064,623	$	1,283,675	$	2,348,298

Time certificates of deposit in denominations of $250,000 or more, in the aggregate, were $1.3 billion and $1.4 billion as of December 31, 2020 and 2019, respectively. Overdrawn deposit accounts are classified as loans and totaled $2.6 million and $3.6 million at December 31, 2020 and 2019, respectively.