Deposits

9 Months Ended

Sep. 30, 2020

Deposits

Deposits

7. Deposits

As of September 30, 2020 and December 31, 2019, deposits were categorized as interest-bearing or noninterest-bearing as follows:

(dollars in thousands)	September 30, 2020		December 31, 2019
U.S.:
Interest-bearing	$	11,198,036	$	9,782,957
Noninterest-bearing		6,084,150		5,188,696
Foreign:
Interest-bearing		791,456		781,965
Noninterest-bearing		824,120		691,376
Total deposits	$	18,897,762	$	16,444,994

The following table presents the maturity distribution of time certificates of deposit as of September 30, 2020:

	Under		$250,000
(dollars in thousands)	$250,000		or More		Total
Three months or less	$	215,127	$	410,450	$	625,577
Over three through six months		215,480		361,448		576,928
Over six through twelve months		337,669		542,426		880,095
One to two years		124,819		137,007		261,826
Two to three years		86,062		42,876		128,938
Three to four years		79,862		9,324		89,186
Four to five years		33,808		17,607		51,415
Thereafter		199		656		855
Total	$	1,093,026	$	1,521,794	$	2,614,820

Time certificates of deposit in denominations of $250,000 or more, in the aggregate, were $1.5 billion and $1.4 billion as of September 30, 2020 and December 31, 2019, respectively. Overdrawn deposit accounts are classified as loans and totaled $2.9 million and $3.6 million as of September 30, 2020 and December 31, 2019, respectively.