Deposits

6 Months Ended

Jun. 30, 2020

Deposits

Deposits

7. Deposits

As of June 30, 2020 and December 31, 2019, deposits were categorized as interest-bearing or noninterest-bearing as follows:

(dollars in thousands)	June 30, 2020		December 31, 2019
U.S.:
Interest-bearing	$	11,705,106	$	9,782,957
Noninterest-bearing		6,081,910		5,188,696
Foreign:
Interest-bearing		776,437		781,965
Noninterest-bearing		798,181		691,376
Total deposits	$	19,361,634	$	16,444,994

The following table presents the maturity distribution of time certificates of deposit as of June 30, 2020:

	Under		$250,000
(dollars in thousands)	$250,000		or More		Total
Three months or less	$	186,536	$	1,126,120	$	1,312,656
Over three through six months		184,540		249,181		433,721
Over six through twelve months		409,875		708,352		1,118,227
One to two years		118,555		227,567		346,122
Two to three years		103,852		54,517		158,369
Three to four years		82,868		10,691		93,559
Four to five years		32,572		7,597		40,169
Thereafter		442		3,400		3,842
Total	$	1,119,240	$	2,387,425	$	3,506,665

Time certificates of deposit in denominations of $250,000 or more, in the aggregate, were $2.4 billion and $1.4 billion as of June 30, 2020 and December 31, 2019, respectively. Overdrawn deposit accounts are classified as loans and totaled $2.1 million and $3.6 million as of June 30, 2020 and December 31, 2019, respectively.