Deposits

12 Months Ended

Dec. 31, 2019

Deposits

Deposits

9. Deposits

As of December 31, 2019 and 2018, deposits were categorized as interest-bearing or noninterest-bearing as follows:

(dollars in thousands)	2019		2018
U.S.:
Interest-bearing	$	9,782,957	$	10,393,449
Noninterest-bearing		5,188,696		5,368,729
Foreign:
Interest-bearing		781,965		748,678
Noninterest-bearing		691,376		639,212
Total deposits	$	16,444,994	$	17,150,068

The following table presents the maturity distribution of time certificates of deposit as of December 31, 2019:

	Under		$250,000
(dollars in thousands)	$250,000		or More		Total
Three months or less	$	260,198	$	772,794	$	1,032,992
Over three through six months		215,191		242,008		457,199
Over six through twelve months		321,555		215,211		536,766
2021		98,344		55,118		153,462
2022		128,845		59,185		188,030
2023		59,069		12,167		71,236
2024		59,547		10,893		70,440
Thereafter		32		—		32
Total	$	1,142,781	$	1,367,376	$	2,510,157

Time certificates of deposit in denominations of $250,000 or more, in the aggregate, were $1.4 billion and $1.9 billion as of December 31, 2019 and 2018, respectively. Overdrawn deposit accounts are classified as loans and totaled $3.6 million and $2.4 million at December 31, 2019 and 2018, respectively.