Deposits

9 Months Ended

Sep. 30, 2019

Deposits

Deposits

7. Deposits

As of September 30, 2019 and December 31, 2018, deposits were categorized as interest-bearing or noninterest-bearing as follows:

(dollars in thousands)	September 30, 2019		December 31, 2018
U.S.:
Interest-bearing	$	10,352,703	$	10,393,449
Noninterest-bearing		5,067,812		5,368,729
Foreign:
Interest-bearing		783,721		748,678
Noninterest-bearing		653,010		639,212
Total deposits	$	16,857,246	$	17,150,068

The following table presents the maturity distribution of time certificates of deposit as of September 30, 2019:

	Under		$250,000
(dollars in thousands)	$250,000		or More		Total
Three months or less	$	241,794	$	548,437	$	790,231
Over three through six months		219,641		615,730		835,371
Over six through twelve months		353,128		241,884		595,012
One to two years		110,732		58,906		169,638
Two to three years		117,527		56,303		173,830
Three to four years		51,400		13,113		64,513
Four to five years		69,740		9,224		78,964
Thereafter		34		—		34
Total	$	1,163,996	$	1,543,597	$	2,707,593

Time certificates of deposit in denominations of $250,000 or more, in the aggregate, were $1.5 billion and $1.9 billion as of September 30, 2019 and December 31, 2018, respectively. Overdrawn deposit accounts are classified as loans and totaled $2.0 million and $2.4 million as of September 30, 2019 and December 31, 2018, respectively.