<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
REGISTRANT'S QUARTERLY FINANCIAL STATEMENTS AS OF AND FOR THE NINE MONTH PERIOD
ENDED SEPTEMBER 30, 2000, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.


                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                         652,126
<INT-BEARING-DEPOSITS>                         158,722
<FED-FUNDS-SOLD>                               348,700
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,920,127
<INVESTMENTS-CARRYING>                          99,905
<INVESTMENTS-MARKET>                            97,029
<LOANS>                                     13,565,820
<ALLOWANCE>                                    171,386
<TOTAL-ASSETS>                              17,972,581
<DEPOSITS>                                  13,844,023
<SHORT-TERM>                                   466,083
<LIABILITIES-OTHER>                            736,640
<LONG-TERM>                                    978,628
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       127,113
<OTHER-SE>                                   1,819,427
<TOTAL-LIABILITIES-AND-EQUITY>              17,972,581
<INTEREST-LOAN>                                843,538
<INTEREST-INVEST>                              103,500
<INTEREST-OTHER>                                16,674
<INTEREST-TOTAL>                               963,712
<INTEREST-DEPOSIT>                             330,200
<INTEREST-EXPENSE>                             407,871
<INTEREST-INCOME-NET>                          555,841
<LOAN-LOSSES>                                   43,980
<SECURITIES-GAINS>                                (59)
<EXPENSE-OTHER>                                398,499
<INCOME-PRETAX>                                275,174
<INCOME-PRE-EXTRAORDINARY>                     160,225
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   160,225
<EPS-BASIC>                                       1.29
<EPS-DILUTED>                                     1.28
<YIELD-ACTUAL>                                    8.28
<LOANS-NON>                                     69,363
<LOANS-PAST>                                    14,001
<LOANS-TROUBLED>                                19,277
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               161,418
<CHARGE-OFFS>                                   43,231
<RECOVERIES>                                     9,219
<ALLOWANCE-CLOSE>                              171,386
<ALLOWANCE-DOMESTIC>                           168,505
<ALLOWANCE-FOREIGN>                                835
<ALLOWANCE-UNALLOCATED>                        169,340