exv21


		State or Other
		Jurisdiction of
Name		Incorporation

Bank of the West		California
First National Bancorporation		California
Essex Credit Corporation		Connecticut
First Santa Clara Corporation		California
First Bancorp		California
BW Leasing, Inc.		California
BancWest Investment Services, Inc.		Delaware
Voyager HR Group, The		California
CFB Capital III		Delaware
CFB Capital IV		Delaware
HBC Aviation, LLC		North Dakota
Community First Home Mortgage, Inc.		North Dakota
BW Mortgage, LLC		Delaware
CFB Community Development Corporation		North Dakota
1897 Services Corporation		California
Equity Lending, Incorporated		North Dakota
Community First Holdings, Inc.		Nevada
BW Insurance Agency, Inc.		North Dakota
Barlow Agency		Wyoming
Community First Insurance Inc. Wyoming		Wyoming
Commercial Federal Investments		Nebraska
Roxborough Acquisition Corporation		Nebraska
Liberty Leasing Company		Iowa
AmerUs Leasing, Inc.		Iowa
Mountain Falls Acquisition Corporation		Nebraska
Commercial Federal Community Development Corporation		Nebraska
Commercial Federal Insurance Corporation		Nebraska
ComFed Insurance Services Company, Limited		British Virgin Islands
Commercial Federal Affordable Housing		Delaware
Commercial Federal Capital Trust I		Delaware
Commercial Federal Capital Trust II		Delaware
Commercial Federal Capital Trust III		Delaware
First Savings Investment Corporation		Colorado
Commercial Federal Service Corporation		Nebraska
Commercial Federal Realty Investors Corporation		Nebraska
Community Services, Inc.		Nebraska
First Hawaiian Bank		Hawaii
The Bankers Club, Inc.		Hawaii
Center Club, Inc.		Hawaii
First Hawaiian Leasing, Inc.		Hawaii
Bishop Street Capital Management Corporation		Hawaii
CIC/HCM Asset Management, Inc.		California
KIC Technology 1, Inc.		Hawaii
KIC Technology 2, Inc.		Hawaii
KIC Technology 3, Inc.		Hawaii
FHL SPC One, Inc		Hawaii
FHL. Lease Holding Company, Inc.		Hawaii
BancWest Capital I		Delaware
First Hawaiian Capital I		Delaware