XML 73 R56.htm IDEA: XBRL DOCUMENT v3.22.0.1
Regulatory matters (Tables)
 12 Months Ended
Dec. 31, 2021
Regulatory Capital Requirements [Abstract]  
Summary of Required Minimum and Well Capitalized Capital Ratios Pursuant to the rules in effect as of December 31, 2021, the required minimum and well capitalized capital ratios are as follows:

 

 

 

 

 

 

 

 

Well

 

Minimum

 

Capitalized

M&T (Consolidated)

 

 

 

 

 

 

 

 

 

 

 

Common equity Tier 1 ("CET1") to risk-weighted assets

 

 

4.5

%

 

 

 

 

 

 

 

Tier 1 capital to risk-weighted assets

 

 

6.0

%

 

 

 

 

6.0

%

 

Total capital to risk-weighted assets

 

 

8.0

%

 

 

 

 

10.0

%

 

Leverage — Tier 1 capital to average total assets, as defined

 

 

4.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Well

 

Minimum

 

Capitalized

Bank Subsidiaries

 

 

 

 

 

 

 

 

 

 

 

CET1 to risk-weighted assets

 

 

4.5

%

 

 

 

 

6.5

%

 

Tier 1 capital to risk-weighted assets

 

 

6.0

%

 

 

 

 

8.0

%

 

Total capital to risk-weighted assets

 

 

8.0

%

 

 

 

 

10.0

%

 

Leverage — Tier 1 capital to average total assets, as defined

 

 

4.0

%

 

 

 

 

5.0

%

 
Capital Ratios and Amounts of Company and its Banking Subsidiaries

The capital ratios and amounts of the Company and its banking subsidiaries as of December 31, 2021 and 2020 are presented below:

 

 

 

M&T

(Consolidated)

 

 

M&T Bank

 

 

Wilmington

Trust, N.A.

 

 

 

(Dollars in thousands)

 

December 31, 2021:

 

 

 

 

 

 

 

 

 

 

 

 

CET1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

$

11,844,833

 

 

$

12,378,354

 

 

$

779,521

 

Ratio(a)

 

 

11.42

%

 

 

11.98

%

 

 

31.22

%

Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

13,594,782

 

 

 

12,378,354

 

 

 

779,521

 

Ratio(a)

 

 

13.11

%

 

 

11.98

%

 

 

31.22

%

Total capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

15,902,833

 

 

 

14,170,434

 

 

 

780,791

 

Ratio(a)

 

 

15.33

%

 

 

13.71

%

 

 

31.27

%

Leverage

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

13,594,782

 

 

 

12,378,354

 

 

 

779,521

 

Ratio(b)

 

 

8.87

%

 

 

8.11

%

 

 

6.23

%

December 31, 2020:

 

 

 

 

 

 

 

 

 

 

 

 

CET1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

$

10,623,368

 

 

$

11,550,462

 

 

$

630,574

 

Ratio(a)

 

 

10.00

%

 

 

10.90

%

 

 

46.57

%

Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

11,873,317

 

 

 

11,550,462

 

 

 

630,574

 

Ratio(a)

 

 

11.17

%

 

 

10.90

%

 

 

46.57

%

Total capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

14,207,937

 

 

 

13,373,416

 

 

 

632,506

 

Ratio(a)

 

 

13.37

%

 

 

12.62

%

 

 

46.72

%

Leverage

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

11,873,317

 

 

 

11,550,462

 

 

 

630,574

 

Ratio(b)

 

 

8.48

%

 

 

8.27

%

 

 

10.73

%

 

(a)

The ratio of capital to risk-weighted assets, as defined by regulation.

(b)

The ratio of capital to average assets, as defined by regulation.