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Regulatory matters (Tables)
12 Months Ended
Dec. 31, 2020
Regulatory Capital Requirements [Abstract]  
Summary of Required Minimum and Well Capitalized Capital Ratios Pursuant to the rules in effect as of December 31, 2020, the required minimum and well capitalized capital ratios are as follows:

 

 

 

 

 

 

 

 

 

Well

 

 

Minimum

 

Capitalized

●   Common equity Tier 1 ("CET1") to risk-weighted assets

 

 

 

4.5

%

 

 

 

 

6.5

%

 

●   Tier 1 capital to risk-weighted assets

 

 

 

6.0

%

 

 

 

 

8.0

%

 

●   Total capital to risk-weighted assets

 

 

 

8.0

%

 

 

 

 

10.0

%

 

●   Leverage — Tier 1 capital to average total assets, as defined

 

 

 

4.0

%

 

 

 

 

5.0

%

 

Capital Ratios and Amounts of Company and its Banking Subsidiaries

The capital ratios and amounts of the Company and its banking subsidiaries as of December 31, 2020 and 2019 are presented below:

 

 

 

M&T

(Consolidated)

 

 

M&T Bank

 

 

Wilmington

Trust, N.A.

 

 

 

(Dollars in thousands)

 

December 31, 2020:

 

 

 

 

 

 

 

 

 

 

 

 

Common equity Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

$

10,623,368

 

 

$

11,550,462

 

 

$

630,574

 

Ratio(a)

 

 

10.00

%

 

 

10.90

%

 

 

46.57

%

Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

11,873,317

 

 

 

11,550,462

 

 

 

630,574

 

Ratio(a)

 

 

11.17

%

 

 

10.90

%

 

 

46.57

%

Total capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

14,207,937

 

 

 

13,373,416

 

 

 

632,506

 

Ratio(a)

 

 

13.37

%

 

 

12.62

%

 

 

46.72

%

Leverage

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

11,873,317

 

 

 

11,550,462

 

 

 

630,574

 

Ratio(b)

 

 

8.48

%

 

 

8.27

%

 

 

10.73

%

December 31, 2019:

 

 

 

 

 

 

 

 

 

 

 

 

Common equity Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

$

10,053,887

 

 

$

10,649,953

 

 

$

606,538

 

Ratio(a)

 

 

9.73

%

 

 

10.34

%

 

 

56.35

%

Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

11,303,836

 

 

 

10,649,953

 

 

 

606,538

 

Ratio(a)

 

 

10.94

%

 

 

10.34

%

 

 

56.35

%

Total capital

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

13,480,612

 

 

 

12,342,834

 

 

 

608,130

 

Ratio(a)

 

 

13.05

%

 

 

11.99

%

 

 

56.50

%

Leverage

 

 

 

 

 

 

 

 

 

 

 

 

Amount

 

 

11,303,836

 

 

 

10,649,953

 

 

 

606,538

 

Ratio(b)

 

 

9.59

%

 

 

9.08

%

 

 

13.12

%

 

(a)

The ratio of capital to risk-weighted assets, as defined by regulation.

(b)

The ratio of capital to average assets, as defined by regulation.