Regulatory matters (Tables)

12 Months Ended

Dec. 31, 2012

Capital Ratios and Amounts of Company and its Banking Subsidiaries

The capital ratios and amounts of the Company and its banking subsidiaries as of December 31, 2012 and 2011 are presented below:

	M&T (Consolidated)			M&T Bank			Wilmington Trust, N.A.
	(Dollars in thousands)
December 31, 2012:
Tier 1 capital
Amount	$	7,810,196		$	6,767,774		$	405,469
Ratio(a)		10.22	%		8.92	%		61.02	%
Minimum required amount(b)		3,057,093			3,034,184			26,580
Total capital
Amount		10,230,302			8,981,931			410,873
Ratio(a)		13.39	%		11.84	%		61.83	%
Minimum required amount(b)		6,114,186			6,068,367			53,160
Leverage
Amount		7,810,196			6,767,774			405,469
Ratio(c)		10.07	%		8.84	%		21.62	%
Minimum required amount(b)		2,327,122			2,297,902			56,275
December 31, 2011:
Tier 1 capital
Amount	$	6,926,218		$	6,283,825		$	393,360
Ratio(a)		9.67	%		8.87	%		71.89	%
Minimum required amount(b)		2,864,002			2,832,558			21,887
Total capital
Amount		9,493,124			8,587,360			399,177
Ratio(a)		13.26	%		12.13	%		72.95	%
Minimum required amount(b)		5,728,005			5,665,116			43,774
Leverage
Amount		6,926,218			6,283,825			393,360
Ratio(c)		9.28	%		8.54	%		19.20	%
Minimum required amount(b)		2,239,639			2,206,498			61,478

(a) The ratio of capital to risk-weighted assets, as defined by regulation.

(b) Minimum amount of capital to be considered adequately capitalized, as defined by regulation.

(c) The ratio of capital to average assets, as defined by regulation.