10-Q/A

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 10-Q/A
(Amendment No. 1)

[x]	QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
	For the quarterly period ended June 30, 2002
	or
[ ]	TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Commission File Number 1-9861

M&T BANK CORPORATION
(Exact name of registrant as specified in its charter)

New York	16-0968385
(State or other jurisdiction of incorporation or organization)	(I.R.S. Employer Identification No.)

One M&T Plaza	14203
Buffalo, New York (Address of principal executive offices)	(Zip Code)

(716) 842-5445
(Registrant’s telephone number, including area code)

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes X No     

Number of shares of the registrant’s Common Stock, $.50 par value, outstanding as of the close of business on July 26, 2002: 91,836,751 shares.

M&T Bank Corporation (“M&T”) hereby amends the following item of its Quarterly Report on Form 10-Q dated and filed on July 31, 2002, as set forth below. The purpose of this amendment is to include the certification by the Chief Executive Officer and Chief Financial Officer of M&T as required by Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. §1350.

PART II. OTHER INFORMATION

Item 6. Exhibits and Reports on Form 8-K.

(a) The following exhibit is filed as part of this report:

Exhibit No	Exhibit
99.1	Certification of Chief Executive Officer Under 18 U.S.C. §1350.
99.2	Certification of Chief Financial Officer Under 18 U.S.C. §1350.

(b) Reports on Form 8-K. M&T did not file any Current Reports on Form 8-K during the fiscal quarter ended June 30, 2002.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

		M&T BANK CORPORATION
Date:	August 6, 2002	By:	/s/ Michael P. Pinto Michael P. Pinto Executive Vice President and Chief Financial Officer

-1-

EXHIBIT INDEX

Exhibit No	Exhibit
99.1	Certification of Chief Executive Officer Under 18 U.S.C. §1350. Filed herewith.
99.2	Certification of Chief Financial Officer Under 18 U.S.C. §1350. Filed herewith.

-2- EX-99.1 3 l95687aexv99w1.txt EXHIBIT 99.1 CERTIFICATION OF CEO EXHIBIT 99.1 CERTIFICATION OF CHIEF EXECUTIVE OFFICER UNDER 18 U.S.C. SS.1350 I, Robert G. Wilmers, Chairman of the Board, President and Chief Executive Officer of M&T Bank Corporation, hereby certify, to my knowledge: (1) that the Quarterly Report on Form 10-Q of M&T Bank Corporation for the quarterly period ended on June 30, 2002 filed with the Securities and Exchange Commission on July 31, 2002 at File No. 1-9861 (the "Report") fully complies with the requirements of Section 13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934; and (2) that the information contained in such Report fairly presents, in all material respects, the financial condition and results of operations of M&T Bank Corporation. The foregoing certification is being furnished solely pursuant to 18 U.S.C. ss.1350 and is not being filed as part of the Report or aS a separate disclosure document. /s/ Robert G. Wilmers - ------------------------------------------ Robert G. Wilmers August 6, 2002 -3- EX-99.2 4 l95687aexv99w2.txt EXHIBIT 99.2 CERTIFICATION OF CFO EXHIBIT 99.2 CERTIFICATION OF CHIEF FINANCIAL OFFICER UNDER 18 U.S.C. SS.1350 I, Michael P. Pinto, Executive Vice President and Chief Financial Officer of M&T Bank Corporation, hereby certify, to my knowledge: (1) that the Quarterly Report on Form 10-Q of M&T Bank Corporation for the quarterly period ended on June 30, 2002 filed with the Securities and Exchange Commission on July 31, 2002 at File No. 1-9861 (the "Report") fully complies with the requirements of Section 13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934; and (2) that the information contained in such Report fairly presents, in all material respects, the financial condition and results of operations of M&T Bank Corporation. The foregoing certification is being furnished solely pursuant to 18 U.S.C. ss.1350 and is not being filed as part of the Report or aS a separate disclosure document. /s/ Michael P. Pinto - --------------------------------- Michael P. 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EX-99.1

                                                                    EXHIBIT 99.1

        CERTIFICATION OF CHIEF EXECUTIVE OFFICER UNDER 18 U.S.C. SS.1350

I, Robert G. Wilmers, Chairman of the Board, President and Chief Executive
Officer of M&T Bank Corporation, hereby certify, to my knowledge:

         (1)      that the Quarterly Report on Form 10-Q of M&T Bank Corporation
                  for the quarterly period ended on June 30, 2002 filed with the
                  Securities and Exchange Commission on July 31, 2002 at File
                  No. 1-9861 (the "Report") fully complies with the requirements
                  of Section 13(a) or 15(d), as applicable, of the Securities
                  Exchange Act of 1934; and

         (2)      that the information contained in such Report fairly presents,
                  in all material respects, the financial condition and results
                  of operations of M&T Bank Corporation.


The foregoing certification is being furnished solely pursuant to 18 U.S.C.
ss.1350 and is not being filed as part of the Report or aS a separate disclosure
document.






/s/ Robert G. Wilmers
- ------------------------------------------
Robert G. Wilmers
August 6, 2002






                                       -3-

EX-99.2

                                                                    EXHIBIT 99.2

        CERTIFICATION OF CHIEF FINANCIAL OFFICER UNDER 18 U.S.C. SS.1350

I, Michael P. Pinto, Executive Vice President and Chief Financial Officer of M&T
Bank Corporation, hereby certify, to my knowledge:

         (1)      that the Quarterly Report on Form 10-Q of M&T Bank Corporation
                  for the quarterly period ended on June 30, 2002 filed with the
                  Securities and Exchange Commission on July 31, 2002 at File
                  No. 1-9861 (the "Report") fully complies with the requirements
                  of Section 13(a) or 15(d), as applicable, of the Securities
                  Exchange Act of 1934; and

         (2)      that the information contained in such Report fairly presents,
                  in all material respects, the financial condition and results
                  of operations of M&T Bank Corporation.


The foregoing certification is being furnished solely pursuant to 18 U.S.C.
ss.1350 and is not being filed as part of the Report or aS a separate disclosure
document.






/s/ Michael P. Pinto
- ---------------------------------
Michael P. Pinto
August 6, 2002





                                       -4-