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Consolidated Balance Sheet (Unaudited) - USD ($)
$ in Millions
Sep. 30, 2019
Dec. 31, 2018
Assets    
Cash and due from banks $ 15,272 $ 21,453
Investment securities    
Held-to-maturity (fair value $46,638 and $44,964, respectively) 46,481 46,050
Available-for-sale ($272 and $2,057 pledged as collateral, respectively) [1] 74,598 66,115
Loans held for sale (including $3,852 and $2,035 of mortgage loans carried at fair value, respectively) 4,528 2,056
Loans    
Total loans 294,638 286,810
Less allowance for loan losses (4,007) (3,973)
Net loans 290,631 282,837
Premises and equipment 3,673 2,457
Goodwill 9,632 9,369
Other intangible assets 2,983 3,392
Other assets (including $1,068 and $843 of trading securities at fair value pledged as collateral, respectively) (a) 39,873 33,645
Total assets 487,671 467,374
Deposits    
Noninterest-bearing 82,232 81,811
Interest-bearing [2] 277,483 263,664
Total deposits 359,715 345,475
Short-term borrowings 14,579 14,139
Long-term debt 41,274 41,340
Other liabilities 17,956 14,763
Total liabilities 433,524 415,717
Shareholders' equity    
Preferred stock 5,984 5,984
Common stock, par value $0.01 a share—authorized: 4,000,000,000 shares; issued: 9/30/19 and 12/31/18—2,125,725,742 shares 21 21
Capital surplus 8,490 8,469
Retained earnings 62,419 59,065
Less cost of common stock in treasury: 9/30/19 - 554,582,927 shares; 12/31/18—517,391,021 shares (22,224) (20,188)
Accumulated other comprehensive income (loss) (1,173) (2,322)
Total U.S. Bancorp shareholders' equity 53,517 51,029
Noncontrolling interests 630 628
Total equity 54,147 51,657
Total liabilities and equity 487,671 467,374
Commercial    
Loans    
Total loans 104,654 102,444
Commercial real estate    
Loans    
Total loans 39,268 39,539
Residential mortgages    
Loans    
Total loans 69,378 65,034
Credit card    
Loans    
Total loans 23,890 23,363
Other retail    
Loans    
Total loans $ 57,448 $ 56,430
[1] Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral.
[2] Includes time deposits greater than $250,000 balances of $8.4 billion and $15.3 billion at September 30, 2019 and December 31, 2018, respectively.