0001193125-18-236628.txt : 20180802 0001193125-18-236628.hdr.sgml : 20180802 20180802162459 ACCESSION NUMBER: 0001193125-18-236628 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 128 CONFORMED PERIOD OF REPORT: 20180630 FILED AS OF DATE: 20180802 DATE AS OF CHANGE: 20180802 FILER: COMPANY DATA: COMPANY CONFORMED NAME: US BANCORP \DE\ CENTRAL INDEX KEY: 0000036104 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 410255900 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 001-06880 FILM NUMBER: 18988717 BUSINESS ADDRESS: STREET 1: U.S. BANCORP STREET 2: 800 NICOLLET MALL CITY: MINNEAPOLIS STATE: MN ZIP: 55402-7020 BUSINESS PHONE: 651-466-3000 MAIL ADDRESS: STREET 1: U.S. BANCORP STREET 2: 800 NICOLLET MALL CITY: MINNEAPOLIS STATE: MN ZIP: 55402-7020 FORMER COMPANY: FORMER CONFORMED NAME: FIRST BANK SYSTEM INC DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: FIRST BANK STOCK CORP DATE OF NAME CHANGE: 19720317 10-Q 1 d602654d10q.htm 10-Q 10-Q
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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 

Form 10-Q

 

  QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
 

For the quarterly period ended June 30, 2018

OR

 

  TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
 

For the transition period from (not applicable)

Commission file number 1-6880

U.S. BANCORP

(Exact name of registrant as specified in its charter)

 

Delaware   41-0255900

(State or other jurisdiction of

incorporation or organization)

 

(I.R.S. Employer

Identification No.)

800 Nicollet Mall

Minneapolis, Minnesota 55402

(Address of principal executive offices, including zip code)

651-466-3000

(Registrant’s telephone number, including area code)

(not applicable)

(Former name, former address and former fiscal year, if changed since last report)

 

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months, and (2) has been subject to such filing requirements for the past 90 days.

YES ☑    NO ☐

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).

YES ☑    NO ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act. (Check one):

 

Large accelerated filer ☑    Accelerated filer ☐

Non-accelerated filer ☐

(Do not check if a smaller reporting company)

  

Smaller reporting company ☐

Emerging growth company ☐

If an emerging growth company, indicate by checkmark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.   ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).

YES ☐    NO ☑

Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date.

 

Class   Outstanding as of July 31, 2018
Common Stock, $0.01 Par Value   1,629,045,046 shares

 

 

 


Table of Contents

Table of Contents and Form 10-Q Cross Reference Index

 

Part I — Financial Information

    

1) Management’s Discussion and Analysis of Financial Condition and Results of Operations (Item 2)

       3  

a) Overview

       3  

b) Statement of Income Analysis

       3  

c) Balance Sheet Analysis

       6  

d) Non-GAAP Financial Measures

       29  

e) Critical Accounting Policies

       31  

f) Controls and Procedures (Item 4)

       31  

2) Quantitative and Qualitative Disclosures About Market Risk/Corporate Risk Profile (Item 3)

       8  

a) Overview

       8  

b) Credit Risk Management

       9  

c) Residual Value Risk Management

       20  

d) Operational Risk Management

       20  

e) Compliance Risk Management

       20  

f) Interest Rate Risk Management

       20  

g) Market Risk Management

       21  

h) Liquidity Risk Management

       23  

i) Capital Management

       24  

3) Line of Business Financial Review

       25  

4) Financial Statements (Item 1)

       32  

Part II — Other Information

    

1) Legal Proceedings (Item 1)

       74  

2) Risk Factors (Item 1A)

       74  

3) Unregistered Sales of Equity Securities and Use of Proceeds (Item 2)

       74  

4) Exhibits (Item 6)

       74  

5) Signature

       75  

6) Exhibits

       76  

“Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995.

This quarterly report on Form 10-Q contains forward-looking statements about U.S. Bancorp. Statements that are not historical or current facts, including statements about beliefs and expectations, are forward-looking statements and are based on the information available to, and assumptions and estimates made by, management as of the date hereof. These forward-looking statements cover, among other things, anticipated future revenue and expenses and the future plans and prospects of U.S. Bancorp. Forward-looking statements involve inherent risks and uncertainties, and important factors could cause actual results to differ materially from those anticipated. A reversal or slowing of the current economic recovery or another severe contraction could adversely affect U.S. Bancorp’s revenues and the values of its assets and liabilities. Global financial markets could experience a recurrence of significant turbulence, which could reduce the availability of funding to certain financial institutions and lead to a tightening of credit, a reduction of business activity, and increased market volatility. Stress in the commercial real estate markets, as well as a downturn in the residential real estate markets could cause credit losses and deterioration in asset values. In addition, changes to statutes, regulations, or regulatory policies or practices could affect U.S. Bancorp in substantial and unpredictable ways. U.S. Bancorp’s results could also be adversely affected by deterioration in general business and economic conditions; changes in interest rates; deterioration in the credit quality of its loan portfolios or in the value of the collateral securing those loans; deterioration in the value of its investment securities; legal and regulatory developments; litigation; increased competition from both banks and non-banks; changes in customer behavior and preferences; breaches in data security; effects of mergers and acquisitions and related integration; effects of critical accounting policies and judgments; and management’s ability to effectively manage credit risk, market risk, operational risk, compliance risk, strategic risk, interest rate risk, liquidity risk and reputational risk.

For discussion of these and other risks that may cause actual results to differ from expectations, refer to U.S. Bancorp’s Annual Report on Form 10-K for the year ended December 31, 2017, on file with the Securities and Exchange Commission, including the sections entitled “Corporate Risk Profile” and “Risk Factors” contained in Exhibit 13, and all subsequent filings with the Securities and Exchange Commission under Sections 13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934. However, factors other than these also could adversely affect U.S. Bancorp’s results, and the reader should not consider these factors to be a complete set of all potential risks or uncertainties. Forward-looking statements speak only as of the date hereof, and U.S. Bancorp undertakes no obligation to update them in light of new information or future events.

 

U.S. Bancorp    1


Table of Contents
 Table 1      Selected Financial Data

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars and Shares in Millions, Except Per Share Data)   2018     2017     Percent
Change
            2018     2017     Percent
Change
 

Condensed Income Statement

                

Net interest income

  $ 3,197     $ 3,049       4.9        $ 6,365     $ 6,029       5.6

Taxable-equivalent adjustment (a)

    29       51       (43.1          58       101       (42.6

Net interest income (taxable-equivalent basis) (b)

    3,226       3,100       4.1            6,423       6,130       4.8  

Noninterest income

    2,404       2,339       2.8            4,671       4,569       2.2  

Securities gains (losses), net

    10       9       11.1            15       38       (60.5

Total net revenue

    5,640       5,448       3.5            11,109       10,737       3.5  

Noninterest expense

    3,085       2,984       3.4            6,140       5,893       4.2  

Provision for credit losses

    327       350       (6.6          668       695       (3.9

Income before taxes

    2,228       2,114       5.4            4,301       4,149       3.7  

Income taxes and taxable-equivalent adjustment

    470       602       (21.9          861       1,151       (25.2

Net income

    1,758       1,512       16.3            3,440       2,998       14.7  

Net (income) loss attributable to noncontrolling interests

    (8     (12     33.3            (15     (25     40.0  

Net income attributable to U.S. Bancorp

  $ 1,750     $ 1,500       16.7          $ 3,425     $ 2,973       15.2  

Net income applicable to U.S. Bancorp common shareholders

  $ 1,678     $ 1,430       17.3          $ 3,275     $ 2,817       16.3  

Per Common Share

                

Earnings per share

  $ 1.02     $ .85       20.0        $ 1.99     $ 1.67       19.2

Diluted earnings per share

    1.02       .85       20.0            1.98       1.66       19.3  

Dividends declared per share

    .30       .28       7.1            .60       .56       7.1  

Book value per share (c)

    27.02       25.55       5.8             

Market value per share

    50.02       51.92       (3.7           

Average common shares outstanding

    1,642       1,684       (2.5          1,647       1,689       (2.5

Average diluted common shares outstanding

    1,646       1,690       (2.6          1,651       1,695       (2.6

Financial Ratios

                

Return on average assets

    1.54     1.35            1.52     1.35  

Return on average common equity

    15.3       13.4              15.1       13.4    

Net interest margin (taxable-equivalent basis) (a)

    3.13       3.08              3.13       3.07    

Efficiency ratio (b)

    54.8       54.9              55.3       55.1    

Net charge-offs as a percent of average loans outstanding

    .48       .49              .49       .50    

Average Balances

                

Loans

  $ 278,624     $ 275,528       1.1        $ 279,004     $ 274,350       1.7

Loans held for sale

    3,545       2,806       26.3            3,341       3,214       4.0  

Investment securities (d)

    114,578       111,368       2.9            114,039       111,067       2.7  

Earning assets

    412,676       403,883       2.2            412,265       401,595       2.7  

Assets

    454,489       446,105       1.9            454,389       443,721       2.4  

Noninterest-bearing deposits

    78,987       82,710       (4.5          79,234       81,729       (3.1

Deposits

    334,822       331,172       1.1            334,702       329,810       1.5  

Short-term borrowings

    20,602       14,538       41.7            21,726       13,873       56.6  

Long-term debt

    35,780       36,271       (1.4          34,723       35,775       (2.9

Total U.S. Bancorp shareholders’ equity

    49,322       48,273       2.2            49,075       48,099       2.0  
 
    June 30,
2018
    December 31,
2017
                                

Period End Balances

                

Loans

  $ 280,177     $ 280,432       (.1 )%            

Investment securities

    112,402       112,499       (.1           

Assets

    461,329       462,040       (.2           

Deposits

    340,080       347,215       (2.1           

Long-term debt

    37,172       32,259       15.2             

Total U.S. Bancorp shareholders’ equity

    49,628       49,040       1.2             

Asset Quality

                

Nonperforming assets

  $ 1,091     $ 1,200       (9.1 )%            

Allowance for credit losses

    4,411       4,417       (.1           

Allowance for credit losses as a percentage of period-end loans

    1.57     1.58             

Capital Ratios

                

Basel III standardized approach:

                

Common equity tier 1 capital

    9.1     9.3             

Tier 1 capital

    10.5       10.8               

Total risk-based capital

    12.6       12.9               

Leverage

    8.9       8.9               

Common equity tier 1 capital to risk-weighted assets for the Basel III advanced approaches

    11.6       12.0               

Tangible common equity to tangible assets (b)

    7.8       7.6               

Tangible common equity to risk-weighted assets (b)

    9.3       9.4               

Common equity tier 1 capital to risk-weighted assets estimated for the Basel III fully implemented standardized approach (b)

      9.1               

Common equity tier 1 capital to risk-weighted assets estimated for the Basel III fully implemented advanced approaches (b)

            11.6                                           

 

(a) Based on federal income tax rates of 21 percent for 2018 and 35 percent for 2017, for those assets and liabilities whose income or expense is not included for federal income tax purposes.
(b) See Non-GAAP Financial Measures beginning on page 29.
(c) Calculated as U.S. Bancorp common shareholders’ equity divided by common shares outstanding at end of the period.
(d) Excludes unrealized gains and losses on available-for-sale investment securities and any premiums or discounts recorded related to the transfer of investment securities at fair value from available-for-sale to held-to-maturity.

 

2    U.S. Bancorp


Table of Contents

Management’s Discussion and Analysis

 

OVERVIEW

Earnings Summary U.S. Bancorp and its subsidiaries (the “Company”) reported net income attributable to U.S. Bancorp of $1.8 billion for the second quarter of 2018, or $1.02 per diluted common share, compared with $1.5 billion, or $0.85 per diluted common share, for the second quarter of 2017. Return on average assets and return on average common equity were 1.54 percent and 15.3 percent, respectively, for the second quarter of 2018, compared with 1.35 percent and 13.4 percent, respectively, for the second quarter of 2017.

Total net revenue for the second quarter of 2018 was $192 million (3.5 percent) higher than the second quarter of 2017, reflecting a 4.9 percent increase in net interest income (4.1 percent on a taxable-equivalent basis) and a 2.8 percent increase in noninterest income. The increase in net interest income from the second quarter of 2017 was mainly a result of the impact of rising interest rates and earning assets growth. The noninterest income increase was driven by higher payment services revenue and trust and investment management fees, partially offset by decreases in mortgage banking revenue and commercial products revenue compared with a year ago.

Noninterest expense in the second quarter of 2018 was $101 million (3.4 percent) higher than the second quarter of 2017, primarily due to increased compensation expense related to supporting business growth, merit increases, and variable compensation related to revenue growth, along with higher employee benefits expense, partially offset by lower other noninterest expense driven by a reduction in mortgage banking costs.

The provision for credit losses for the second quarter of 2018 of $327 million was $23 million (6.6 percent) lower than the second quarter of 2017. Net charge-offs in the second quarter of 2018 were $332 million, compared with $340 million in the second quarter of 2017. Refer to “Corporate Risk Profile” for further information on the provision for credit losses, net charge-offs, nonperforming assets and other factors considered by the Company in assessing the credit quality of the loan portfolio and establishing the allowance for credit losses.

Net income attributable to U.S. Bancorp for the first six months of 2018 was $3.4 billion, or $1.98 per diluted common share, compared with $3.0 billion, or $1.66 per diluted common share, for the first six months of 2017. Return on average assets and return on average common equity were 1.52 percent and 15.1 percent, respectively, for the first six months of 2018, compared with 1.35 percent and 13.4 percent, respectively, for the first six months of 2017.

Total net revenue for the first six months of 2018 was $372 million (3.5 percent) higher than the first six months of 2017, reflecting a 5.6 percent increase in net interest income (4.8 percent on a taxable-equivalent basis) and a 1.7 percent increase in noninterest income. The increase in net interest income from a year ago was mainly a result of the impact of rising interest rates and earnings assets growth. The noninterest income increase was driven by higher payment services revenue and trust and investment management fees, partially offset by decreases in mortgage banking revenue and commercial products revenue, in addition to lower securities gains compared with a year ago.

Noninterest expense in the first six months of 2018 was $247 million (4.2 percent) higher than the first six months of 2017, primarily due to increased compensation expense related to supporting business growth, merit increases, and variable compensation related to revenue growth, along with higher employee benefits expense, partially offset by lower other noninterest expense driven by a reduction in mortgage banking costs.

The provision for credit losses for the first six months of 2018 of $668 million was $27 million (3.9 percent) lower than the first six months of 2017. Net charge-offs in the first six months of 2018 were $673 million, compared with $675 million in the first six months of 2017. Refer to “Corporate Risk Profile” for further information on the provision for credit losses, net charge-offs, nonperforming assets and other factors considered by the Company in assessing the credit quality of the loan portfolio and establishing the allowance for credit losses.

STATEMENT OF INCOME ANALYSIS

Net Interest Income Net interest income, on a taxable-equivalent basis, was $3.2 billion in the second quarter and $6.4 billion in the first six months of 2018, representing increases of $126 million (4.1 percent) and $293 million (4.8 percent), respectively, over the same

 

U.S. Bancorp   3


Table of Contents
 Table 2      Noninterest Income

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)   2018      2017      Percent
Change
            2018      2017      Percent
Change
 

Credit and debit card revenue

  $ 351      $ 330        6.4        $ 675      $ 629        7.3

Corporate payment products revenue

    158        140        12.9            312        277        12.6  

Merchant processing services

    387        381        1.6            750        735        2.0  

ATM processing services

    90        75        20.0            169        146        15.8  

Trust and investment management fees

    401        380        5.5            799        748        6.8  

Deposit service charges

    183        179        2.2            365        351        4.0  

Treasury management fees

    155        160        (3.1          305        313        (2.6

Commercial products revenue

    234        243        (3.7          454        490        (7.3

Mortgage banking revenue

    191        212        (9.9          375        419        (10.5

Investment products fees

    47        44        6.8            93        86        8.1  

Securities gains (losses), net

    10        9        11.1            15        38        (60.5

Other

    207        195        6.2                374        375        (.3

Total noninterest income

  $ 2,414      $ 2,348        2.8            $ 4,686      $ 4,607        1.7

 

periods of 2017. The increases were principally driven by the impact of rising interest rates and earning assets growth, partially offset by changes in deposit and funding mix and the impact of the Tax Cuts and Jobs Act (“tax reform”) enacted by Congress in late 2017 which reduced the taxable-equivalent adjustment benefit related to tax exempt assets. Average earning assets were $8.8 billion (2.2 percent) higher in the second quarter and $10.7 billion (2.7 percent) higher in the first six months of 2018, compared with the same periods of 2017, reflecting increases in loans, investment securities and other earning assets. The net interest margin, on a taxable-equivalent basis, in both the second quarter and first six months of 2018 was 3.13 percent, compared with 3.08 percent and 3.07 percent in the second quarter and first six months of 2017, respectively. The increases in the net interest margin from the same periods of the prior year were primarily due to higher interest rates, partially offset by changes in loan mix, higher funding costs and the impact of tax reform. Refer to the “Consolidated Daily Average Balance Sheet and Related Yields and Rates” tables for further information on net interest income.

Average total loans in the second quarter and first six months of 2018 were $3.1 billion (1.1 percent) and $4.7 billion (1.7 percent) higher, respectively, than the same periods of 2017, due to growth in commercial loans, residential mortgages, other retail loans and credit card loans. The increases were driven by higher demand for loans from new and existing customers. These increases were partially offset by a decrease in commercial real estate loans due to disciplined underwriting and customers paying down balances, as well as a decrease in loans covered by loss sharing agreements with the Federal Deposit Insurance Corporation (“FDIC”), a run-off portfolio.

Average investment securities in the second quarter and first six months of 2018 were $3.2 billion (2.9 percent) and $3.0 billion (2.7 percent) higher, respectively, than the same periods of 2017, primarily due to purchases of U.S. Treasury, mortgage-backed and state and political securities, net of prepayments and maturities.

Average total deposits for the second quarter and first six months of 2018 were $3.7 billion (1.1 percent) and $4.9 billion (1.5 percent) higher, respectively, than the same periods of 2017. Average time deposits for the second quarter and first six months of 2018 increased $6.6 billion (21.5 percent) and $6.5 billion (21.1 percent), respectively, over the same periods of 2017. The increases were largely related to those deposits managed as an alternative to other funding sources such as wholesale borrowing, based largely on relative pricing and liquidity characteristics. Average total savings deposits for the second quarter and first six months of 2018 were $729 million (0.3 percent) and $894 million (0.4 percent) higher, respectively, than the same periods of 2017, driven by growth in Consumer and Business Banking balances, partially offset by decreases in Corporate and Commercial Banking, and Wealth Management and Investment Services balances. Average noninterest-bearing deposits for the second quarter and first six months of 2018 decreased $3.7 billion (4.5 percent) and $2.5 (3.1 percent), respectively, from the same periods of 2017, primarily due to decreases in Corporate and Commercial Banking, and Wealth Management and Investment Services balances, partially offset by increases in Consumer and Business Banking balances.

Provision for Credit Losses The provision for credit losses for the second quarter and first six months of 2018 decreased $23 million (6.6 percent) and $27 million (3.9 percent), respectively, from the same periods of 2017. Net charge-offs decreased $8 million (2.4 percent) and $2 million (0.3 percent) in the second quarter and first six months of 2018, respectively, compared with the

 

4    U.S. Bancorp


Table of Contents
 Table 3      Noninterest Expense

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)   2018     2017     Percent
Change
            2018     2017     Percent
Change
 

Compensation

  $ 1,542     $ 1,416       8.9        $ 3,065     $ 2,807       9.2

Employee benefits

    299       274       9.1            629       575       9.4  

Net occupancy and equipment

    262       255       2.7            527       502       5.0  

Professional services

    95       105       (9.5          178       201       (11.4

Marketing and business development

    111       109       1.8            208       199       4.5  

Technology and communications

    242       223       8.5            477       440       8.4  

Postage, printing and supplies

    80       81       (1.2          160       162       (1.2

Other intangibles

    40       43       (7.0          79       87       (9.2

Other

    414       478       (13.4              817       920       (11.2

Total noninterest expense

  $ 3,085     $ 2,984       3.4            $ 6,140     $ 5,893       4.2

Efficiency ratio (a)

    54.8     54.9                      55.3     55.1        

 

a)

See Non-GAAP Financial Measures beginning on page 29.

 

same periods of the prior year, primarily due to lower commercial loan net charge-offs, partially offset by higher credit card loan net charge-offs and lower commercial real estate recoveries. Refer to “Corporate Risk Profile” for further information on the provision for credit losses, net charge-offs, nonperforming assets and other factors considered by the Company in assessing the credit quality of the loan portfolio and establishing the allowance for credit losses.

Noninterest Income Noninterest income was $2.4 billion in the second quarter and $4.7 billion in the first six months of 2018, representing increases of $66 million (2.8 percent) and $79 million (1.7 percent), respectively, compared with the same periods of 2017. The increases from a year ago reflected strong growth in payment services revenue and trust and investment management fees, along with an increase in ATM processing services revenue. These increases were partially offset by lower mortgage banking revenue and commercial products revenue, which were impacted by industry trends in these revenue categories. The increase in payment services revenue reflected higher credit and debit card revenue, corporate payment products revenue, and merchant processing services revenue, all driven by higher sales volumes. Trust and investment management fees increased due to business growth and favorable market conditions. ATM processing services revenue increased primarily due to higher transaction volumes. The decrease in mortgage banking revenue was primarily due to lower mortgage production, partially offset by a favorable change in the valuation of mortgage servicing rights, net of hedging activities. The decrease in commercial products revenue was mainly due to lower trading revenue, commercial leasing fees, and loan fees, partially offset by higher foreign currency customer activity. In addition, the decrease in commercial products revenue for the first six months of 2018, compared with the same period of the prior year, reflected lower capital markets volume. The increase in noninterest income for the first six months of 2018, compared with the same period of 2017, was further offset by lower securities gains.

Noninterest Expense Noninterest expense was $3.1 billion in the second quarter and $6.1 billion in the first six months of 2018, representing increases of $101 million (3.4 percent) and $247 million (4.2 percent) over the same periods of 2017. The increases from a year ago were primarily due to higher personnel costs and technology and communications expense, partially offset by lower other noninterest expense and professional services expense. Compensation expense increased principally due to the impact of hiring to support business growth, merit increases, and higher variable compensation related to business production. Employee benefits expense increased primarily due to increased medical costs and staffing, while technology and communications expense increased primarily due to technology investment initiatives. Other noninterest expense decreased due to lower mortgage servicing-related costs and lower pension-related costs as a result of contributions to the Company’s pension plans in 2017. Professional services expense decreased primarily due to fewer consulting services as compliance programs near maturity.

Income Tax Expense The provision for income taxes was $441 million (an effective rate of 20.1 percent) for the second quarter and $803 million (an effective rate of 18.9 percent) for the first six months of 2018, compared with $551 million (an effective rate of 26.7 percent) and $1.1 billion (an effective rate of 25.9 percent) for the same periods of 2017. The lower 2018 tax rates reflect tax reform enacted in late 2017. For further information on income taxes, refer to Note 11 of the Notes to Consolidated Financial Statements.

 

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BALANCE SHEET ANALYSIS

Loans The Company’s loan portfolio was $280.2 billion at June 30, 2018, compared with $280.4 billion at December 31, 2017, a decrease of $255 million (0.1 percent). The decrease was driven by lower other retail loans, commercial real estate loans, credit card loans and covered loans, partially offset by higher commercial loans and residential mortgages.

Other retail loans decreased $1.6 billion (2.8 percent) at June 30, 2018, compared with December 31, 2017, reflecting the sale of the Company’s federally guaranteed student loans during the first six months of 2018, along with decreases in auto loans and home equity loans. Partially offsetting these decreases were increases in installment and retail leasing loans.

Commercial real estate loans decreased $1.1 billion (2.6 percent) at June 30, 2018, compared with December 31, 2017, primarily the result of continued disciplined underwriting and customers paying down balances.

Credit card loans decreased $614 million (2.8 percent) at June 30, 2018, compared with December 31, 2017, primarily the result of customers paying down balances.

Commercial loans increased $1.8 billion (1.8 percent) at June 30, 2018, compared with December 31, 2017, reflecting higher demand from new and existing customers.

Residential mortgages held in the loan portfolio increased $1.5 billion (2.6 percent) at June 30, 2018, compared with December 31, 2017, as origination activity more than offset the effect of customers paying down balances in the first six months of 2018. Residential mortgages originated and placed in the Company’s loan portfolio include well-secured jumbo mortgages and branch-originated first lien home equity loans to borrowers with high credit quality.

The Company generally retains portfolio loans through maturity; however, the Company’s intent may change over time based upon various factors such as ongoing asset/liability management activities, assessment of product profitability, credit risk, liquidity needs, and capital implications. If the Company’s intent or ability to hold an existing portfolio loan changes, it is transferred to loans held for sale.

Loans Held for Sale Loans held for sale, consisting primarily of residential mortgages to be sold in the secondary market, were $3.3 billion at June 30, 2018, compared with $3.6 billion at December 31, 2017. The decrease in loans held for sale was principally due to a lower level of mortgage loan closings in the second quarter of 2018. Almost all of the residential mortgage loans the Company originates or purchases for sale follow guidelines that allow the loans to be sold into existing, highly liquid secondary markets; in particular in government agency transactions and to government-sponsored enterprises (“GSEs”).

Investment Securities Investment securities totaled $112.4 billion at June 30, 2018, compared with $112.5 billion at December 31, 2017. The $97 million (0.1 percent) decrease was primarily due to a $1.0 billion unfavorable change in net unrealized gains (losses) on available-for-sale investment securities, partially offset by $972 million of net investment purchases.

The Company’s available-for-sale securities are carried at fair value with changes in fair value reflected in other comprehensive income (loss) unless a security is deemed to be other-than-temporarily impaired. At June 30, 2018, the Company’s net unrealized losses on available-for-sale securities were $1.6 billion, compared with $580 million at December 31, 2017. The unfavorable change in net unrealized gains (losses) was primarily due to decreases in the fair value of U.S. Treasury, U.S. government mortgage-backed and state and political securities as a result of changes in interest rates. Gross unrealized losses on available-for-sale securities totaled $1.8 billion at June 30, 2018, compared with $888 million at December 31, 2017. At June 30, 2018, the Company had no plans to sell securities with unrealized losses, and believes it is more likely than not that it would not be required to sell such securities before recovery of their amortized cost.

Refer to Notes 3 and 14 in the Notes to Consolidated Financial Statements for further information on investment securities.

Deposits Total deposits were $340.1 billion at June 30, 2018, compared with $347.2 billion at December 31, 2017, the result of decreases in total savings deposits and noninterest-bearing deposits, partially offset by an increase in time deposits. Interest checking balances decreased $3.8 billion (5.1 percent) at June 30, 2018, compared with December 31, 2017, primarily due to lower Wealth Management and Investment Services, and Corporate and Commercial Banking balances, partially offset by higher Consumer and Business Banking balances. Money market deposit balances decreased $3.5 billion (3.2 percent) at June 30, 2018, compared with December 31, 2017, primarily due to lower Corporate and Commercial Banking, and Consumer and Business Banking balances. Savings account balances increased $1.2 billion (2.7 percent), primarily due to higher Consumer and Business Banking balances. Noninterest-bearing deposits decreased $5.3 billion (6.1 percent) at June 30, 2018, compared with December 31, 2017, primarily due to decreases in all business lines. Time deposits increased $4.3 billion (13.0

 

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 Table 4      Investment Securities

 

    Available-for-Sale             Held-to-Maturity  

At June 30, 2018

(Dollars in Millions)

  Amortized
Cost
     Fair Value      Weighted-
Average
Maturity in
Years
     Weighted-
Average
Yield (e)
            Amortized
Cost
     Fair Value      Weighted-
Average
Maturity in
Years
     Weighted-
Average
Yield (e)
 

U.S. Treasury and Agencies

                          

Maturing in one year or less

  $ 4,105      $ 4,088        .4        1.05        $ 276      $ 274        .8        1.74

Maturing after one year through five years

    16,109        15,658        3.2        1.69            2,405        2,321        3.9        1.75  

Maturing after five years through ten years

    1,030        985        6.8        2.28            2,462        2,346        5.6        1.85  

Maturing after ten years

                                                              

Total

  $ 21,244      $ 20,731        2.8        1.59            $ 5,143      $ 4,941        4.6        1.80

Mortgage-Backed Securities (a)

                          

Maturing in one year or less

  $ 99      $ 100        .5        4.23        $ 47      $ 47        .9        2.40

Maturing after one year through five years

    17,048        16,518        4.6        2.22            21,758        21,032        4.4        2.16  

Maturing after five years through ten years

    19,669        19,196        6.3        2.53            18,768        18,250        6.4        2.64  

Maturing after ten years

    2,599        2,612        14.4        3.06                307        308        13.8        2.97  

Total

  $ 39,415      $ 38,426        6.1        2.43            $ 40,880      $ 39,637        5.4        2.39

Asset-Backed Securities (a)

                          

Maturing in one year or less

  $      $                      $      $        3.7        2.80

Maturing after one year through five years

    405        411        3.6        4.73            4        5        4.7        2.80  

Maturing after five years through ten years

                                    1        1        4.5        2.87  

Maturing after ten years

                                               5        14.7        2.84  

Total

  $ 405      $ 411        3.6        4.73            $ 5      $ 11        4.6        2.82

Obligations of State and Political
Subdivisions (b) (c)

                          

Maturing in one year or less

  $ 147      $ 149        .5        5.82        $      $        .5        6.27

Maturing after one year through five years

    683        697        3.2        4.84            1        1        3.6        6.72  

Maturing after five years through ten years

    4,121        4,115        8.4        4.37            5        6        7.7        2.02  

Maturing after ten years

    1,915        1,818        18.9        4.08                                      

Total

  $ 6,866      $ 6,779        10.6        4.36            $ 6      $ 7        7.2        2.59

Other

                          

Maturing in one year or less

  $      $                      $      $              

Maturing after one year through five years

                                    21        21        1.3        3.15  

Maturing after five years through ten years

                                                          

Maturing after ten years

                                                              

Total

  $      $                          $ 21      $ 21        1.3        3.15

Total investment securities (d)

  $ 67,930      $ 66,347        5.5        2.38            $ 46,055      $ 44,617        5.3        2.32

 

(a) Information related to asset and mortgage-backed securities included above is presented based upon weighted-average maturities anticipating future prepayments.
(b) Information related to obligations of state and political subdivisions is presented based upon yield to first optional call date if the security is purchased at a premium, yield to maturity if purchased at par or a discount.
(c) Maturity calculations for obligations of state and political subdivisions are based on the first optional call date for securities with a fair value above par and contractual maturity for securities with a fair value equal to or below par.
(d) The weighted-average maturity of the available-for-sale investment securities was 5.1 years at December 31, 2017, with a corresponding weighted-average yield of 2.25 percent. The weighted-average maturity of the held-to-maturity investment securities was 4.7 years at December 31, 2017, with a corresponding weighted-average yield of 2.14 percent.
(e) Weighted-average yields for obligations of state and political subdivisions are presented on a fully-taxable equivalent basis based on a federal income tax rate of 21 percent for 2018 and 35 percent for 2017. Yields on available-for-sale and held-to-maturity investment securities are computed based on amortized cost balances, excluding any premiums or discounts recorded related to the transfer of investment securities at fair value from available-for-sale to held-to-maturity.

 

    June 30, 2018             December 31, 2017  
(Dollars in Millions)   Amortized
Cost
     Percent
of Total
            Amortized
Cost
     Percent
of Total
 

U.S. Treasury and agencies

  $ 26,387        23.2        $ 28,767        25.5

Mortgage-backed securities

    80,295        70.4            77,606        68.6  

Asset-backed securities

    410        .4            419        .4  

Obligations of state and political subdivisions

    6,872        6.0            6,246        5.5  

Other

    21                       41         

Total investment securities

  $ 113,985        100.0            $ 113,079        100.0

 

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percent) at June 30, 2018, compared with December 31, 2017, driven by an increase in those deposits managed as an alternative to other funding sources such as wholesale borrowing, based largely on relative pricing and liquidity characteristics, along with higher Consumer and Business Banking balances.

Borrowings The Company utilizes both short-term and long-term borrowings as part of its asset/liability management and funding strategies. Short-term borrowings, which include federal funds purchased, commercial paper, repurchase agreements, borrowings secured by high-grade assets and other short-term borrowings, were $18.1 billion at June 30, 2018, compared with $16.7 billion at December 31, 2017. The $1.5 billion (8.9 percent) increase in short-term borrowings was primarily due to higher repurchase agreement and other short-term borrowings balances, partially offset by lower commercial paper balances. Long-term debt was $37.2 billion at June 30, 2018, compared with $32.3 billion at December 31, 2017. The $4.9 billion (15.2 percent) increase was primarily due to issuances of $5.1 billion of bank notes and $850 million of medium-term notes, partially offset by a $901 million decrease in Federal Home Loan Bank (“FHLB”) advances. Refer to the “Liquidity Risk Management” section for discussion of liquidity management of the Company.

CORPORATE RISK PROFILE

Overview Managing risks is an essential part of successfully operating a financial services company. The Company’s Board of Directors has approved a risk management framework which establishes governance and risk management requirements for all risk-taking activities. This framework includes Company and business line risk appetite statements which set boundaries for the types and amount of risk that may be undertaken in pursuing business objectives and initiatives. The Board of Directors, primarily through its Risk Management Committee, oversees performance relative to the risk management framework, risk appetite statements, and other policy requirements.

The Executive Risk Committee (“ERC”), which is chaired by the Chief Risk Officer and includes the Chief Executive Officer and other members of the executive management team, oversees execution against the risk management framework and risk appetite statements. The ERC focuses on current and emerging risks, including strategic and reputational risks, by directing timely and comprehensive actions. Senior operating committees have also been established, each responsible for overseeing a specified category of risk.

The Company’s most prominent risk exposures are credit, interest rate, market, liquidity, operational, compliance, strategic, and reputational. Credit risk is the risk of not collecting the interest and/or the principal balance of a loan, investment or derivative contract when it is due. Interest rate risk is the potential reduction of net interest income or market valuations as a result of changes in interest rates. Market risk arises from fluctuations in interest rates, foreign exchange rates, and security prices that may result in changes in the values of financial instruments, such as trading and available-for-sale securities, mortgage loans held for sale (“MLHFS”), mortgage servicing rights (“MSRs”) and derivatives that are accounted for on a fair value basis. Liquidity risk is the possible inability to fund obligations or new business at a reasonable cost and in a timely manner. Operational risk is the risk of loss resulting from inadequate or failed internal processes, people or systems, or from external events, including the risk of loss resulting from breaches in data security. Operational risk can also include the risk of loss due to failures by third parties with which the Company does business. Compliance risk is the risk of loss arising from violations of, or nonconformance with, laws, rules, regulations, prescribed practices, internal policies, and procedures, or ethical standards, potentially exposing the Company to fines, civil money penalties, payment of damages and the voiding of contracts. Strategic risk is the risk to current or projected financial condition arising from adverse business decisions, poor implementation of business decisions, or lack of responsiveness to changes in the banking industry and operating environment. Reputational risk is the risk to current or anticipated earnings, capital, or franchise or enterprise value arising from negative public opinion. This risk may impair the Company’s competitiveness by affecting its ability to establish new relationships, offer new services or continue serving existing relationships. In addition to the risks identified above, other risk factors exist that may impact the Company. Refer to “Risk Factors” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017, for a detailed discussion of these factors.

The Company’s Board of Directors and management-level governance committees are supported by a “three lines of defense” model for establishing effective checks and balances. The first line of defense, the business lines, manages risks in conformity with established limits and policy requirements. In turn, business line leaders and their risk officers establish programs to ensure conformity with these limits and policy requirements. The second line of defense, which

 

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includes the Chief Risk Officer’s organization as well as policy and oversight activities of corporate support functions, translates risk appetite and strategy into actionable risk limits and policies. The second line of defense monitors first line of defense conformity with limits and policies, and provides reporting and escalation of emerging risks and other concerns to senior management and the Risk Management Committee of the Board of Directors. The third line of defense, internal audit, is responsible for providing the Audit Committee of the Board of Directors and senior management with independent assessment and assurance regarding the effectiveness of the Company’s governance, risk management and control processes.

Management regularly provides reports to the Risk Management Committee of the Board of Directors. The Risk Management Committee discusses with management the Company’s risk management performance, and provides a summary of key risks to the entire Board of Directors, covering the status of existing matters, areas of potential future concern and specific information on certain types of loss events. The Risk Management Committee considers quarterly reports by management assessing the Company’s performance relative to the risk appetite statements and the associated risk limits, including:

  Qualitative considerations, such as the macroeconomic environment, regulatory and compliance changes, litigation developments, and technology and cybersecurity;
  Capital ratios and projections, including regulatory measures and stressed scenarios;
  Credit measures, including adversely rated and nonperforming loans, leveraged transactions, credit concentrations and lending limits;
  Interest rate and market risk, including market value and net income simulation, and trading-related Value at Risk (“VaR”);
  Liquidity risk, including funding projections under various stressed scenarios;
  Operational and compliance risk, including losses stemming from events such as fraud, processing errors, control breaches, breaches in data security or adverse business decisions, as well as reporting on technology performance, and various legal and regulatory compliance measures; and
  Reputational and strategic risk considerations, impacts and responses.

Credit Risk Management The Company’s strategy for credit risk management includes well-defined, centralized credit policies, uniform underwriting criteria, and ongoing risk monitoring and review processes for all commercial and consumer credit exposures. In evaluating its credit risk, the Company considers changes, if any, in underwriting activities, the loan portfolio composition (including product mix and geographic, industry or customer-specific concentrations), collateral values, trends in loan performance and macroeconomic factors, such as changes in unemployment rates, gross domestic product and consumer bankruptcy filings. The Risk Management Committee oversees the Company’s credit risk management process.

In addition, credit quality ratings as defined by the Company are an important part of the Company’s overall credit risk management and evaluation of its allowance for credit losses. Loans with a pass rating represent those loans not classified on the Company’s rating scale for problem credits, as minimal risk has been identified. Loans with a special mention or classified rating, including loans that are 90 days or more past due and still accruing, nonaccrual loans, those loans considered troubled debt restructurings (“TDRs”), and loans in a junior lien position that are current but are behind a modified or delinquent loan in a first lien position, encompass all loans held by the Company that it considers to have a potential or well-defined weakness that may put full collection of contractual cash flows at risk. The Company’s internal credit quality ratings for consumer loans are primarily based on delinquency and nonperforming status, except for a limited population of larger loans within those portfolios that are individually evaluated. For this limited population, the determination of the internal credit quality rating may also consider collateral value and customer cash flows. Refer to Note 4 in the Notes to Consolidated Financial Statements for further discussion of the Company’s loan portfolios including internal credit quality ratings. In addition, refer to “Management’s Discussion and Analysis — Credit Risk Management” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017, for a more detailed discussion on credit risk management processes.

The Company manages its credit risk, in part, through diversification of its loan portfolio which is achieved through limit setting by product type criteria, such as industry, and identification of credit concentrations. As part of its normal business activities, the Company offers a broad array of lending products. The Company categorizes its loan portfolio into three segments, which is the level at which it develops and documents a systematic methodology to determine the allowance for credit losses. The Company’s three loan portfolio segments are commercial lending, consumer lending and covered loans.

 

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The commercial lending segment includes loans and leases made to small business, middle market, large corporate, commercial real estate, financial institution, non-profit and public sector customers. Key risk characteristics relevant to commercial lending segment loans include the industry and geography of the borrower’s business, purpose of the loan, repayment source, borrower’s debt capacity and financial flexibility, loan covenants, and nature of pledged collateral, if any. These risk characteristics, among others, are considered in determining estimates about the likelihood of default by the borrowers and the severity of loss in the event of default. The Company considers these risk characteristics in assigning internal risk ratings to, or forecasting losses on, these loans, which are the significant factors in determining the allowance for credit losses for loans in the commercial lending segment.

The consumer lending segment represents loans and leases made to consumer customers, including residential mortgages, credit card loans, and other retail loans such as revolving consumer lines, auto loans and leases, home equity loans and lines, and student loans, a run-off portfolio. Home equity or second mortgage loans are junior lien closed-end accounts fully disbursed at origination. These loans typically are fixed rate loans, secured by residential real estate, with a 10- or 15-year fixed payment amortization schedule. Home equity lines are revolving accounts giving the borrower the ability to draw and repay balances repeatedly, up to a maximum commitment, and are secured by residential real estate. These include accounts in either a first or junior lien position. Typical terms on home equity lines in the portfolio are variable rates benchmarked to the prime rate, with a 10- or 15-year draw period during which a minimum payment is equivalent to the monthly interest, followed by a 20- or 10-year amortization period, respectively. At June 30, 2018, substantially all of the Company’s home equity lines were in the draw period. Approximately $1.4 billion, or 10 percent, of the outstanding home equity line balances at June 30, 2018, will enter the amortization period within the next 36 months. Key risk characteristics relevant to consumer lending segment loans primarily relate to the borrowers’ capacity and willingness to repay and include unemployment rates and other economic factors, customer payment history and credit scores, and in some cases, updated loan-to-value (“LTV”) information reflecting current market conditions on real estate based loans. These risk characteristics, among others, are reflected in forecasts of delinquency levels, bankruptcies and losses which are the primary factors in determining the allowance for credit losses for the consumer lending segment.

The covered loan segment represents loans acquired in FDIC-assisted transactions that are covered by loss sharing agreements with the FDIC that greatly reduce the risk of future credit losses to the Company. Key risk characteristics for covered segment loans are consistent with the segment they would otherwise be included in had the loss share coverage not been in place, but consider the indemnification provided by the FDIC.

The Company further disaggregates its loan portfolio segments into various classes based on their underlying risk characteristics. The two classes within the commercial lending segment are commercial loans and commercial real estate loans. The three classes within the consumer lending segment are residential mortgages, credit card loans and other retail loans. The covered loan segment consists of only one class.

The Company’s consumer lending segment utilizes several distinct business processes and channels to originate consumer credit, including traditional branch lending, mobile and on-line banking, indirect lending, correspondent banks and loan brokers. Each distinct underwriting and origination activity manages unique credit risk characteristics and prices its loan production commensurate with the differing risk profiles.

Residential mortgage originations are generally limited to prime borrowers and are performed through the Company’s branches, loan production offices, mobile and on-line services and a wholesale network of originators. The Company may retain residential mortgage loans it originates on its balance sheet or sell the loans into the secondary market while retaining the servicing rights and customer relationships. Utilizing the secondary markets enables the Company to effectively reduce its credit and other asset/liability risks. For residential mortgages that are retained in the Company’s portfolio and for home equity and second mortgages, credit risk is also diversified by geography and managed by adherence to LTV and borrower credit criteria during the underwriting process.

The Company estimates updated LTV information on its outstanding residential mortgages quarterly, based on a method that combines automated valuation model updates and relevant home price indices. LTV is the ratio of the loan’s outstanding principal balance to the current estimate of property value. For home equity and second mortgages, combined loan-to-value (“CLTV”) is the combination of the first mortgage original principal balance and the second lien outstanding principal balance, relative to the current estimate of property value. Certain loans do not have a LTV or CLTV, primarily due to lack of availability of relevant automated valuation model and/or home price indices values, or lack of necessary valuation data on acquired loans.

 

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The following tables provide summary information of residential mortgages and home equity and second mortgages by LTV and borrower type at June 30, 2018:

 

Residential Mortgages

(Dollars in Millions)

  Interest
Only
    Amortizing     Total     Percent
of Total
 

Loan-to-Value

       

Less than or equal to 80%

  $ 2,001     $ 50,580     $ 52,581       85.8

Over 80% through 90%

    8       3,935       3,943       6.4  

Over 90% through 100%

    10       611       621       1.0  

Over 100%

    1       549       550       .9  

No LTV available

          49       49       .1  

Loans purchased from GNMA mortgage pools (a)

          3,565       3,565       5.8  

Total

  $ 2,020     $ 59,289     $ 61,309       100.0

Borrower Type

       

Prime borrowers

  $ 2,020     $ 54,645     $ 56,665       92.5

Sub-prime borrowers

          758       758       1.2  

Other borrowers

          321       321       .5  

Loans purchased from GNMA mortgage pools (a)

          3,565       3,565       5.8  

Total

  $ 2,020     $ 59,289     $ 61,309       100.0

 

(a) Represents loans purchased from Government National Mortgage Association (“GNMA”) mortgage pools whose payments are primarily insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs.

 

Home Equity and Second Mortgages
(Dollars in Millions)
  Lines     Loans     Total     Percent
of Total
 

Loan-to-Value

       

Less than or equal to 80%

  $ 11,567     $ 703     $ 12,270       76.3

Over 80% through 90%

    2,107       725       2,832       17.6  

Over 90% through 100%

    491       92       583       3.6  

Over 100%

    307       18       325       2.0  

No LTV/CLTV available

    62       11       73       .5  

Total

  $ 14,534     $ 1,549     $ 16,083       100.0

Borrower Type

       

Prime borrowers

  $ 14,301     $ 1,480     $ 15,781       98.1

Sub-prime borrowers

    45       62       107       .7  

Other borrowers

    188       7       195       1.2  

Total

  $ 14,534     $ 1,549     $ 16,083       100.0

The total amount of consumer lending segment residential mortgage, home equity and second mortgage loans to customers that may be defined as sub-prime borrowers represented only 0.2 percent of the Company’s total assets at June 30, 2018 and December 31, 2017. The Company considers sub-prime loans to be those loans made to borrowers with a risk of default significantly higher than those approved for prime lending programs, as reflected in credit scores obtained from independent agencies at loan origination, in addition to other credit underwriting criteria. Sub-prime portfolios include only loans originated according to the Company’s underwriting programs specifically designed to serve customers with weakened credit histories. The sub-prime designation indicators have been and will continue to be subject to re-evaluation over time as borrower characteristics, payment performance and economic conditions change. The sub-prime loans originated during periods from June 2009 and after are with borrowers who met the Company’s program guidelines and have a credit score that generally is at or below a threshold of 620 to 650 depending on the program. Sub-prime loans originated during periods prior to June 2009 were based upon program level guidelines without regard to credit score.

Home equity and second mortgages were $16.1 billion at June 30, 2018, compared with $16.3 billion at December 31, 2017, and included $4.5 billion of home equity lines in a first lien position and $11.6 billion of home equity and second mortgage loans and lines in a junior lien position. Loans and lines in a junior lien position at June 30, 2018, included approximately $4.8 billion of loans and lines for which the Company also serviced the related first lien loan, and approximately $6.8 billion where the Company did not service the related first lien loan. The Company was able to determine the status of the related first liens using information the Company has as the servicer of the first lien or information reported on customer credit bureau files. The Company also evaluates other indicators of credit risk for these junior lien loans and lines including delinquency, estimated average CLTV ratios and updated weighted-average credit scores in making its assessment of credit risk, related loss estimates and determining the allowance for credit losses.

The following table provides a summary of delinquency statistics and other credit quality indicators for the Company’s junior lien positions at June 30, 2018:

 

    Junior Liens Behind        
(Dollars in Millions)   Company Owned
or Serviced
First Lien
    Third Party
First Lien
    Total  

Total

  $ 4,844     $ 6,750     $ 11,594  

Percent 30-89 days past due

    .27     .42     .36

Percent 90 days or more past due

    .05     .08     .07

Weighted-average CLTV

    72     68     70

Weighted-average credit score

    779       774       776  

See the “Analysis and Determination of the Allowance for Credit Losses” section for additional information on how the Company determines the allowance for credit losses for loans in a junior lien position.

 

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 Table 5      Delinquent Loan Ratios as a Percent of Ending Loan Balances

 

90 days or more past due excluding nonperforming loans   June 30,
2018
    December 31,
2017
 

Commercial

   

Commercial

    .06     .06

Lease financing

           

Total commercial

    .06       .06  

Commercial Real Estate

   

Commercial mortgages

           

Construction and development

    .03       .05  

Total commercial real estate

    .01       .01  

Residential Mortgages (a)

    .18       .22  

Credit Card

    1.15       1.28  

Other Retail

   

Retail leasing

    .02       .03  

Home equity and second mortgages

    .29       .28  

Other

    .13       .15  

Total other retail

    .16       .17  

Total loans, excluding covered loans

    .19       .21  

Covered Loans

    4.46       4.74  

Total loans

    .23     .26
90 days or more past due including nonperforming loans   June 30,
2018
    December 31,
2017
 

Commercial

    .28     .31

Commercial real estate

    .27       .37  

Residential mortgages (a)

    .84       .96  

Credit card

    1.15       1.28  

Other retail

    .48       .46  

Total loans, excluding covered loans

    .51       .57  

Covered loans

    4.68       4.93  

Total loans

    .55     .62

 

(a)

Delinquent loan ratios exclude $1.8 billion at June 30, 2018, and $1.9 billion December 31, 2017, of loans purchased from GNMA mortgage pools whose repayments are primarily insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs. Including these loans, the ratio of residential mortgages 90 days or more past due including all nonperforming loans was 3.75 percent at June 30, 2018, and 4.16 percent at December 31, 2017.

 

Loan Delinquencies Trends in delinquency ratios are an indicator, among other considerations, of credit risk within the Company’s loan portfolios. The Company measures delinquencies, both including and excluding nonperforming loans, to enable comparability with other companies. Accruing loans 90 days or more past due totaled $640 million ($514 million excluding covered loans) at June 30, 2018, compared with $720 million ($572 million excluding covered loans) at December 31, 2017. These balances exclude loans purchased from Government National Mortgage Association (“GNMA”) mortgage pools whose repayments are primarily insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs. Accruing loans 90 days or more past due are not included in nonperforming assets and continue to accrue interest because they are adequately secured by collateral, are in the process of collection and are reasonably expected to result in repayment or restoration to current status, or are managed in homogeneous portfolios with specified charge-off timeframes adhering to regulatory guidelines. The ratio of accruing loans 90 days or more past due to total loans was 0.23 percent (0.19 percent excluding covered loans) at June 30, 2018, compared with 0.26 percent (0.21 percent excluding covered loans) at December 31, 2017.

 

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The following table provides summary delinquency information for residential mortgages, credit card and other retail loans included in the consumer lending segment:

 

     Amount             

As a Percent of Ending

Loan Balances

 
(Dollars in Millions)    June 30,
2018
     December 31,
2017
            

June 30,

2018

    December 31,
2017
 

Residential Mortgages (a)

               

30-89 days

   $ 160      $ 198             .27     .33

90 days or more

     113        130             .18       .22  

Nonperforming

     400        442                 .65       .74  

Total

   $ 673      $ 770             1.10     1.29

Credit Card

               

30-89 days

   $ 263      $ 302             1.22     1.37

90 days or more

     249        284             1.15       1.28  

Nonperforming

            1                        

Total

   $ 512      $ 587             2.37     2.65

Other Retail

               

Retail Leasing

               

30-89 days

   $ 24      $ 33             .30     .41

90 days or more

     2        2             .02       .03  

Nonperforming

     10        8                 .12       .10  

Total

   $ 36      $ 43             .44     .54

Home Equity and Second Mortgages

               

30-89 days

   $ 62      $ 78             .39     .48

90 days or more

     47        45             .29       .28  

Nonperforming

     130        126                 .81       .77  

Total

   $ 239      $ 249             1.49     1.53

Other (b)

               

30-89 days

   $ 234      $ 265             .75     .80

90 days or more

     42        48             .13       .15  

Nonperforming

     38        34                 .12       .10  

Total

   $ 314      $ 347                 1.00     1.05

 

(a) Excludes $371 million of loans 30-89 days past due and $1.8 billion of loans 90 days or more past due at June 30, 2018, purchased from GNMA mortgage pools that continue to accrue interest, compared with $385 million and $1.9 billion at December 31, 2017, respectively.
(b) Includes revolving credit, installment, automobile and student loans.

 

The following table provides summary delinquency information for covered loans:

 

    Amount            As a Percent of Ending
Loan Balances
 
(Dollars in Millions)   June 30,
2018
    December 31,
2017
           June 30,
2018
    December 31,
2017
 

30-89 days

  $ 47     $ 50           1.67     1.61

90 days or more

    126       148           4.46       4.74  

Nonperforming

    6       6               .21       .19  

Total

  $ 179     $ 204               6.34     6.54

Restructured Loans In certain circumstances, the Company may modify the terms of a loan to maximize the collection of amounts due when a borrower is experiencing financial difficulties or is expected to experience difficulties in the near-term. In most cases, the modification is either a concessionary reduction in interest rate, extension of the maturity date or reduction in the principal balance that would otherwise not be considered.

Troubled Debt Restructurings Concessionary modifications are classified as TDRs unless the modification results in only an insignificant delay in the payments to be received. TDRs accrue interest if the borrower complies with the revised terms and conditions and has demonstrated repayment performance at a level commensurate with the modified terms over several payment cycles, which is generally six months or greater. At June 30, 2018, performing TDRs were $3.9 billion, compared with $4.0 billion at December 31, 2017. Loans classified as TDRs are considered impaired loans for reporting and measurement purposes.

The Company continues to work with customers to modify loans for borrowers who are experiencing financial difficulties, including those loans acquired through FDIC-assisted acquisitions. Many of the Company’s TDRs are determined on a case-by-case basis in connection with ongoing loan collection processes. The modifications vary within each of the Company’s loan classes. Commercial lending segment TDRs generally include extensions of the maturity date and may be accompanied by an increase or decrease to the interest rate. The Company may also work with the borrower to make other changes to the loan to mitigate losses, such as obtaining additional collateral and/or guarantees to support the loan.

The Company has also implemented certain residential mortgage loan restructuring programs that may result in TDRs. The Company modifies residential mortgage loans under Federal Housing Administration, United States Department of Veterans Affairs, and its

 

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own internal programs. Under these programs, the Company offers qualifying homeowners the opportunity to permanently modify their loan and achieve more affordable monthly payments by providing loan concessions. These concessions may include adjustments to interest rates, conversion of adjustable rates to fixed rates, extensions of maturity dates or deferrals of payments, capitalization of accrued interest and/or outstanding advances, or in limited situations, partial forgiveness of loan principal. In most instances, participation in residential mortgage loan restructuring programs requires the customer to complete a short-term trial period. A permanent loan modification is contingent on the customer successfully completing the trial period arrangement, and the loan documents are not modified until that time. The Company reports loans in a trial period arrangement as TDRs and continues to report them as TDRs after the trial period.

Credit card and other retail loan TDRs are generally part of distinct restructuring programs providing customers modification solutions over a specified time period, generally up to 60 months.

In accordance with regulatory guidance, the Company considers secured consumer loans that have had debt discharged through bankruptcy where the borrower has not reaffirmed the debt to be TDRs. If the loan amount exceeds the collateral value, the loan is charged down to collateral value and the remaining amount is reported as nonperforming.

Modifications to loans in the covered segment are similar in nature to that described above for non-covered loans, and the evaluation and determination of TDR status is similar, except that acquired loans restructured after acquisition are not considered TDRs for purposes of the Company’s accounting and disclosure if the loans evidenced credit deterioration as of the acquisition date and are accounted for in pools. Losses associated with modifications on covered loans, including the economic impact of interest rate reductions, are generally eligible for reimbursement under the loss sharing agreements.

 

The following table provides a summary of TDRs by loan class, including the delinquency status for TDRs that continue to accrue interest and TDRs included in nonperforming assets:

 

           As a Percent of Performing TDRs              

At June 30, 2018

(Dollars in Millions)

  Performing
TDRs
     30-89 Days
Past Due
    90 Days or More
Past Due
    Nonperforming
TDRs
    Total
TDRs
 

Commercial

  $ 264        3.4     1.7   $ 160 (a)    $ 424  

Commercial real estate

    126        1.9             34 (b)      160  

Residential mortgages

    1,411        3.0       4.0       301       1,712 (d) 

Credit card

    233        10.0       5.7       (c)      233  

Other retail

    130        6.8       7.0       54 (c)      184 (e) 

TDRs, excluding GNMA and covered loans

    2,164        4.0       3.8       549       2,713  

Loans purchased from GNMA mortgage pools (g)

    1,665                          1,665 (f) 

Covered loans

    30        4.7       8.1       4       34  

Total

  $ 3,859        2.3     2.2   $ 553     $ 4,412  

 

(a) Primarily represents loans less than six months from the modification date that have not met the performance period required to return to accrual status (generally six months) and small business credit cards with a modified rate equal to 0 percent.
(b) Primarily represents loans less than six months from the modification date that have not met the performance period required to return to accrual status (generally six months).
(c) Primarily represents loans with a modified rate equal to 0 percent.
(d) Includes $310 million of residential mortgage loans to borrowers that have had debt discharged through bankruptcy and $45 million in trial period arrangements or previously placed in trial period arrangements but not successfully completed.
(e) Includes $74 million of other retail loans to borrowers that have had debt discharged through bankruptcy and $17 million in trial period arrangements or previously placed in trial period arrangements but not successfully completed.
(f) Includes $204 million of Federal Housing Administration and United States Department of Veterans Affairs residential mortgage loans to borrowers that have had debt discharged through bankruptcy and $441 million in trial period arrangements or previously placed in trial period arrangements but not successfully completed.
(g) Approximately 5.1 percent and 48.2 percent of the total TDR loans purchased from GNMA mortgage pools are 30-89 days past due and 90 days or more past due, respectively, but are not classified as delinquent as their repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs.

 

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Short-term Modifications The Company makes short-term modifications that it does not consider to be TDRs, in limited circumstances, to assist borrowers experiencing temporary hardships. Consumer lending programs include payment reductions, deferrals of up to three past due payments, and the ability to return to current status if the borrower makes required payments. The Company may also make short-term modifications to commercial lending loans, with the most common modification being an extension of the maturity date of three months or less. Such extensions generally are used when the maturity date is imminent and the borrower is experiencing some level of financial stress, but the Company believes the borrower will pay all contractual amounts owed. Short-term modified loans were not material at June 30, 2018.

Nonperforming Assets The level of nonperforming assets represents another indicator of the potential for future credit losses. Nonperforming assets include nonaccrual loans, restructured loans not performing in accordance with modified terms and not accruing interest, restructured loans that have not met the performance period required to return to accrual status, other real estate owned (“OREO”) and other nonperforming assets owned by the Company. Nonperforming assets are generally either originated by the Company or acquired under FDIC loss sharing agreements that substantially reduce the risk of credit losses to the Company. Interest payments collected from assets on nonaccrual status are generally applied against the principal balance and not recorded as income. However, interest income may be recognized for interest payments if the remaining carrying amount of the loan is believed to be collectible.

At June 30, 2018, total nonperforming assets were $1.1 billion, compared to with $1.2 billion at December 31, 2017. The $109 million (9.1 percent) decrease in nonperforming assets was driven by improvements in residential mortgages, commercial real estate loans, commercial loans and OREO, partially offset by increases in nonperforming other retail loans and other nonperforming assets. Nonperforming covered assets were $26 million at June 30, 2018, compared with $27 million at December 31, 2017. The ratio of total nonperforming assets to total loans and other real estate was 0.39 percent at June 30, 2018, compared with 0.43 percent at December 31, 2017.

OREO, excluding covered assets, was $108 million at June 30, 2018, compared with $141 million at December 31, 2017, and was related to foreclosed properties that previously secured loan balances. These balances exclude foreclosed GNMA loans whose repayments are primarily insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs.

The following table provides an analysis of OREO, excluding covered assets, as a percent of their related loan balances, including geographical location detail for residential (residential mortgage, home equity and second mortgage) and commercial (commercial and commercial real estate) loan balances:

 

    Amount            As a Percent of Ending
Loan Balances
 
(Dollars in Millions)   June 30,
2018
    December 31,
2017
           June 30,
2018
    December 31,
2017
 

Residential

           

Illinios

  $ 11     $ 14           .26     .32

Minnesota

    8       11           .13       .18  

New York

    8       8           1.02       1.01  

California

    5       13           .02       .06  

Ohio

    5       6           .18       .21  

All other states

    66       83               .16       .20  

Total residential

    103       135           .13       .18  

Commercial

           

California

    4       4           .02       .02  

Idaho

    1       1           .08       .07  

Washington

                           

Tennessee

                           

Wisconsin

                           

All other states

          1                      

Total commercial

    5       6                      

Total

  $ 108     $ 141               .04     .05

 

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 Table 6      Nonperforming Assets (a)

 

(Dollars in Millions)   June 30,
2018
    December 31,
2017
 

Commercial

   

Commercial

  $ 199     $ 225  

Lease financing

    25       24  

Total commercial

    224       249  

Commercial Real Estate

   

Commercial mortgages

    72       108  

Construction and development

    32       34  

Total commercial real estate

    104       142  

Residential Mortgages (b)

    400       442  

Credit Card

          1  

Other Retail

   

Retail leasing

    10       8  

Home equity and second mortgages

    130       126  

Other

    38       34  

Total other retail

    178       168  

Total nonperforming loans, excluding covered loans

    906       1,002  

Covered Loans

    6       6  

Total nonperforming loans

    912       1,008  

Other Real Estate (c)

    108       141  

Covered Other Real Estate

    20       21  

Other Assets

    51       30  

Total nonperforming assets

  $ 1,091     $ 1,200  

Total nonperforming assets, excluding covered assets

  $ 1,065     $ 1,173  

Excluding covered assets

   

Accruing loans 90 days or more past due (b)

  $ 514     $ 572  

Nonperforming loans to total loans

    .33     .36

Nonperforming assets to total loans plus other real estate (c)

    .38     .42

Including covered assets

   

Accruing loans 90 days or more past due (b)

  $ 640     $ 720  

Nonperforming loans to total loans

    .33     .36

Nonperforming assets to total loans plus other real estate (c)

    .39     .43

Changes in Nonperforming Assets

 

(Dollars in Millions)    Commercial and
Commercial
Real Estate
    Residential
Mortgages,
Credit Card and
Other Retail
    Covered
Assets
    Total  

Balance December 31, 2017

   $ 404     $ 769     $ 27     $ 1,200  

Additions to nonperforming assets

        

New nonaccrual loans and foreclosed properties

     183       163       8       354  

Advances on loans

     18       1       1       20  

Total additions

     201       164       9       374  

Reductions in nonperforming assets

        

Paydowns, payoffs

     (114     (73     (1     (188

Net sales

     (43     (83     (9     (135

Return to performing status

     (8     (39           (47

Charge-offs (d)

     (100     (13           (113

Total reductions

     (265     (208     (10     (483

Net additions to (reductions in) nonperforming assets

     (64     (44     (1     (109

Balance June 30, 2018

   $ 340     $ 725     $ 26     $ 1,091  

 

(a) Throughout this document, nonperforming assets and related ratios do not include accruing loans 90 days or more past due.
(b) Excludes $1.8 billion and $1.9 billion at June 30, 2018 and December 31, 2017, respectively, of loans purchased from GNMA mortgage pools that are 90 days or more past due that continue to accrue interest, as their repayments are primarily insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs.
(c) Foreclosed GNMA loans of $237 million and $267 million at June 30, 2018, and December 31, 2017, respectively, continue to accrue interest and are recorded as other assets and excluded from nonperforming assets because they are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs.
(d) Charge-offs exclude actions for certain card products and loan sales that were not classified as nonperforming at the time the charge-off occurred.

 

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 Table 7      Net Charge-offs as a Percent of Average Loans Outstanding

 

    Three Months Ended
June 30
           Six Months Ended
June 30
 
     2018     2017            2018     2017  

Commercial

           

Commercial

    .23     .33         .24     .33

Lease financing

    .29       .22               .29       .26  

Total commercial

    .24       .33           .24       .33  

Commercial Real Estate

           

Commercial mortgages

          (.09         (.03     (.05

Construction and development

          (.07             .02       (.05

Total commercial real estate

          (.08         (.02     (.05

Residential Mortgages

    .03       .05           .04       .07  

Credit Card

    3.97       3.97           3.99       3.83  

Other Retail

           

Retail leasing

    .15       .11           .15       .15  

Home equity and second mortgages

    (.05     (.02         (.04     (.02

Other

    .76       .75               .77       .75  

Total other retail

    .43       .43               .45       .44  

Total loans, excluding covered loans

    .48       .50           .49       .50  

Covered Loans

                               

Total loans

    .48     .49             .49     .50

 

Analysis of Loan Net Charge-Offs Total loan net charge-offs were $332 million for the second quarter and $673 million for the first six months of 2018, compared with $340 million and $675 million for the same periods of 2017. The ratio of total loan net charge-offs to average loans outstanding on an annualized basis for the second quarter and first six months of 2018 was 0.48 percent and 0.49 percent, respectively, compared with 0.49 percent and 0.50 percent, respectively, for the same periods of 2017. The year-over-year decreases in total net charge-offs reflected lower commercial loan net charge-offs, partially offset by higher credit card loan net charge-offs and lower commercial real estate recoveries.

Analysis and Determination of the Allowance for Credit Losses The allowance for credit losses reserves for probable and estimable losses incurred in the Company’s loan and lease portfolio, including unfunded credit commitments, and includes certain amounts that do not represent loss exposure to the Company because those losses are recoverable under loss sharing agreements with the FDIC. The allowance for credit losses is increased through provisions charged to earnings and reduced by net charge-offs. Management evaluates the adequacy of the allowance for incurred losses on a quarterly basis.

The allowance recorded for loans in the commercial lending segment is based on reviews of individual credit relationships and considers the migration analysis of commercial lending segment loans and actual loss experience. For each loan type, this historical loss experience is adjusted as necessary to consider any relevant changes in portfolio composition, lending policies, underwriting standards, risk management practices or economic conditions. The results of the analysis are evaluated quarterly to confirm the selected loss experience is appropriate for each commercial loan type. The allowance recorded for impaired loans greater than $5 million in the commercial lending segment is based on an individual loan analysis utilizing expected cash flows discounted using the original effective interest rate, the observable market price of the loan, or the fair value of the collateral, less selling costs, for collateral-dependent loans, rather than the migration analysis. The allowance recorded for all other commercial lending segment loans is determined on a homogenous pool basis and includes consideration of product mix, risk characteristics of the portfolio, delinquency status, bankruptcy experience, portfolio growth and historical losses, adjusted for current trends.

The allowance recorded for TDR loans and purchased impaired loans in the consumer lending segment is determined on a homogenous pool basis utilizing expected cash flows discounted using the original effective interest rate of the pool, or the prior quarter effective rate, respectively. The allowance for collateral-dependent loans in the consumer lending segment is determined based on the fair value of the collateral less costs to sell. The allowance recorded for all other consumer lending segment loans is determined on a homogenous pool basis and includes consideration of product mix, risk characteristics of the portfolio, bankruptcy experience, delinquency status, refreshed LTV ratios when possible, portfolio growth and historical losses, adjusted for current trends. Credit card and other retail loans 90 days or more past due are generally not placed on nonaccrual status because of the relatively short period of time to charge-off and, therefore, are excluded from nonperforming loans and measures that include nonperforming loans as part of the calculation.

When evaluating the appropriateness of the allowance for credit losses for any loans and lines in a junior lien position, the Company considers the delinquency and modification status of the first lien. At June 30, 2018, the Company serviced the first lien on 42 percent of the home equity loans and lines in a junior lien position. The Company also considers information

 

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received from its primary regulator on the status of the first liens that are serviced by other large servicers in the industry and the status of first lien mortgage accounts reported on customer credit bureau files. Regardless of whether or not the Company services the first lien, an assessment is made of economic conditions, problem loans, recent loss experience and other factors in determining the allowance for credit losses. Based on the available information, the Company estimated $304 million or 1.9 percent of its total home equity portfolio at June 30, 2018, represented non-delinquent junior liens where the first lien was delinquent or modified.

The Company uses historical loss experience on the loans and lines in a junior lien position where the first lien is serviced by the Company, or can be identified in credit bureau data, to establish loss estimates for junior lien loans and lines the Company services that are current, but the first lien is delinquent or modified. Historically, the number of junior lien defaults has been a small percentage of the total portfolio (approximately 1 percent annually), while the long-term average loss rate on loans that default has been approximately 90 percent. In addition, the Company obtains updated credit scores on its home equity portfolio each quarter, and in some cases more frequently, and uses this information to qualitatively supplement its loss estimation methods. Credit score distributions for the portfolio are monitored monthly and any changes in the distribution are one of the factors considered in assessing the Company’s loss estimates. In its evaluation of the allowance for credit losses, the Company also considers the increased risk of loss associated with home equity lines that are contractually scheduled to convert from a revolving status to a fully amortizing payment and with residential lines and loans that have a balloon payoff provision.

The allowance for the covered loan segment is evaluated each quarter in a manner similar to that described for non-covered loans, and represents any decreases in expected cash flows on those loans after the acquisition date. The provision for credit losses for covered loans considers the indemnification provided by the FDIC.

In addition, the evaluation of the appropriate allowance for credit losses on purchased non-impaired loans acquired after January 1, 2009, in the various loan segments considers credit discounts recorded as a part of the initial determination of the fair value of the loans. For these loans, no allowance for credit losses is recorded at the purchase date. Credit discounts representing the principal losses expected over the life of the loans are a component of the initial fair value. Subsequent to the purchase date, the methods utilized to estimate the required allowance for credit losses for these loans is similar to originated loans; however, the Company records a provision for credit losses only when the required allowance, net of any expected reimbursement under any loss sharing agreements with the FDIC, exceeds any remaining credit discounts.

The evaluation of the appropriate allowance for credit losses for purchased impaired loans in the various loan segments considers the expected cash flows to be collected from the borrower. These loans are initially recorded at fair value and, therefore, no allowance for credit losses is recorded at the purchase date.

Subsequent to the purchase date, the expected cash flows of purchased loans are subject to evaluation. Decreases in expected cash flows are recognized by recording an allowance for credit losses with the related provision for credit losses reduced for the amount reimbursable by the FDIC, where applicable. If the expected cash flows on the purchased loans increase such that a previously recorded impairment allowance can be reversed, the Company records a reduction in the allowance with a related reduction in losses reimbursable by the FDIC, where applicable. Increases in expected cash flows of purchased loans, when there are no reversals of previous impairment allowances, are recognized over the remaining life of the loans and resulting decreases in expected cash flows of the FDIC indemnification assets are amortized over the shorter of the remaining contractual term of the indemnification agreements or the remaining life of the loans.

The Company’s methodology for determining the appropriate allowance for credit losses for all the loan segments also considers the imprecision inherent in the methodologies used. As a result, in addition to the amounts determined under the methodologies described above, management also considers the potential impact of other qualitative factors which include, but are not limited to, the following: economic factors; geographic and other concentration risks; delinquency and nonaccrual trends; current business conditions; changes in lending policy, underwriting standards and other relevant business practices; results of internal review; and the regulatory environment. The consideration of these items results in adjustments to allowance amounts included in the Company’s allowance for credit losses for each of the above loan segments.

Refer to “Management’s Discussion and Analysis — Analysis of the Allowance for Credit Losses” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017, for further discussion on the analysis and determination of the allowance for credit losses.

At June 30, 2018, the allowance for credit losses was $4.4 billion (1.57 percent of period-end loans), compared with an allowance of $4.4 billion (1.58 percent of period-end loans) at December 31, 2017. The ratio of the allowance for credit losses to nonperforming loans was 484 percent at June 30, 2018, compared with 438 percent at December 31, 2017. The ratio of the allowance for credit losses to annualized loan net charge-offs was 331 percent at June 30, 2018, compared with 332 percent of full-year 2017 net charge-offs at December 31, 2017.

 

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 Table 8      Summary of Allowance for Credit Losses

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)   2018     2017             2018     2017  

Balance at beginning of period

  $ 4,417     $ 4,366          $ 4,417     $ 4,357  

Charge-Offs

            

Commercial

            

Commercial

    77       97            165       187  

Lease financing

    6       7                12       13  

Total commercial

    83       104            177       200  

Commercial real estate

            

Commercial mortgages

    1       2            3       4  

Construction and development

    1                      2       1  

Total commercial real estate

    2       2            5       5  

Residential mortgages

    12       16            25       33  

Credit card

    248       227            496       439  

Other retail

            

Retail leasing

    5       4            10       8  

Home equity and second mortgages

    6       9            12       17  

Other

    81       75                165       152  

Total other retail

    92       88            187       177  

Covered loans (a)

                                

Total charge-offs

    437       437            890       854  

Recoveries

            

Commercial

            

Commercial

    23       22            55       41  

Lease financing

    2       4                4       6  

Total commercial

    25       26            59       47  

Commercial real estate

            

Commercial mortgages

    1       9            7       12  

Construction and development

    1       2                1       4  

Total commercial real estate

    2       11            8       16  

Residential mortgages

    8       8            14       13  

Credit card

    38       23            75       45  

Other retail

            

Retail leasing

    2       2            4       3  

Home equity and second mortgages

    8       10            15       19  

Other

    22       17                42       36  

Total other retail

    32       29            61       58  

Covered loans (a)

                                

Total recoveries

    105       97            217       179  

Net Charge-Offs

            

Commercial

            

Commercial

    54       75            110       146  

Lease financing

    4       3                8       7  

Total commercial

    58       78            118       153  

Commercial real estate

            

Commercial mortgages

          (7          (4     (8

Construction and development

          (2              1       (3

Total commercial real estate

          (9          (3     (11

Residential mortgages

    4       8            11       20  

Credit card

    210       204            421       394  

Other retail

            

Retail leasing

    3       2            6       5  

Home equity and second mortgages

    (2     (1          (3     (2

Other

    59       58                123       116  

Total other retail

    60       59            126       119  

Covered loans (a)

                                

Total net charge-offs

    332       340            673       675  

Provision for credit losses

    327       350            668       695  

Other changes (b)

    (1     1                (1      

Balance at end of period (c)

  $ 4,411     $ 4,377              $ 4,411     $ 4,377  

Components

            

Allowance for loan losses

  $ 3,920     $ 3,856           

Liability for unfunded credit commitments

    491       521               

Total allowance for credit losses

  $ 4,411     $ 4,377               

Allowance for Credit Losses as a Percentage of

            

Period-end loans, excluding covered loans

    1.58     1.59         

Nonperforming loans, excluding covered loans

    484       385           

Nonperforming and accruing loans 90 days or more past due, excluding covered loans

    309       270           

Nonperforming assets, excluding covered assets

    412       331           

Annualized net charge-offs, excluding covered loans

    330       319           

Period-end loans

    1.57     1.58         

Nonperforming loans

    484       383           

Nonperforming and accruing loans 90 days or more past due

    284       246           

Nonperforming assets

    404       324           

Annualized net charge-offs

    331       321                           

 

(a) Relates to covered loan charge-offs and recoveries not reimbursable by the FDIC.
(b) Includes net changes in credit losses to be reimbursed by the FDIC and reductions in the allowance for covered loans where the reversal of a previously recorded allowance was offset by an associated decrease in the indemnification asset, and the impact of any loan sales.
(c) At June 30, 2018 and 2017, $1.7 billion and $1.6 billion, respectively, of the total allowance for credit losses related to incurred losses on credit card and other retail loans.

 

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Residual Value Risk Management The Company manages its risk to changes in the residual value of leased assets through disciplined residual valuation setting at the inception of a lease, diversification of its leased assets, regular residual asset valuation reviews and monitoring of residual value gains or losses upon the disposition of assets. As of June 30, 2018, no significant change in the amount of residual values or concentration of the portfolios had occurred since December 31, 2017. Refer to “Management’s Discussion and Analysis — Residual Value Risk Management” in the Company’s Annual Report on Form 10-K for the year ended December  31, 2017, for further discussion on residual value risk management.

Operational Risk Management Operational risk is inherent in all business activities, and the management of this risk is important to the achievement of the Company’s objectives. Business lines have direct and primary responsibility and accountability for identifying, controlling, and monitoring operational risks embedded in their business activities. The Company maintains a system of controls with the objective of providing proper transaction authorization and execution, proper system operations, proper oversight of third parties with whom it does business, safeguarding of assets from misuse or theft, and ensuring the reliability and security of financial and other data. Refer to “Management’s Discussion and Analysis — Operational Risk Management” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017, for further discussion on operational risk management.

Compliance Risk Management The Company may suffer legal or regulatory sanctions, material financial loss, or damage to reputation through failure to comply with laws, regulations, rules, standards of good practice, and codes of conduct, including those related to compliance with Bank Secrecy Act/anti-money laundering requirements, sanctions compliance requirements as administered by the Office of Foreign Assets Control, consumer protection and other requirements. The Company has controls and processes in place for the assessment, identification, monitoring, management and reporting of compliance risks and issues. Refer to “Management’s Discussion and Analysis — Compliance Risk Management” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017, for further discussion on compliance risk management.

Interest Rate Risk Management In the banking industry, changes in interest rates are a significant risk that can impact earnings, market valuations and the safety and soundness of an entity. To manage the impact on net interest income and the market value of assets and liabilities, the Company manages its exposure to changes in interest rates through asset and liability management activities within guidelines established by its Asset Liability Management Committee (“ALCO”) and approved by the Board of Directors. The ALCO has the responsibility for approving and ensuring compliance with the ALCO management policies, including interest rate risk exposure. The Company uses net interest income simulation analysis and market value of equity modeling for measuring and analyzing consolidated interest rate risk. The Company has established policy limits within which it manages the overall interest rate risk profile, and at June 30, 2018 and December 31, 2017, the Company was within those limits.

Net Interest Income Simulation Analysis Management estimates the impact on net interest income of changes in market interest rates under a number of scenarios, including gradual shifts, immediate and sustained parallel shifts, and flattening or steepening of the yield curve. Table 9 summarizes the projected impact to net interest income over the next 12 months of various potential interest rate changes. The sensitivity of the projected impact to net interest income over the next 12 months is dependent on balance sheet growth, product mix, deposit behavior, pricing and funding decisions. While the Company utilizes assumptions based on historical information and expected behaviors, actual outcomes could vary significantly. For example, if deposit outflows are more limited (stable) than the assumptions the Company used in preparing Table 9, the projected impact to net interest income would increase to 1.93 percent in the “Up 50 basis point (“bps”)” and 3.90 percent in the “Up 200 bps” scenarios. Refer to “Management’s Discussion and Analysis — Net Interest Income Simulation Analysis” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017, for further discussion on net interest income simulation analysis.

 

 Table 9      Sensitivity of Net Interest Income

 

    June 30, 2018             December 31, 2017  
     Down 50 bps
Immediate
    Up 50 bps
Immediate
    Down 200 bps
Gradual
    Up 200 bps
Gradual
            Down 50 bps
Immediate
    Up 50 bps
Immediate
    Down 200 bps
Gradual
     Up 200 bps
Gradual
 

Net interest income

    (1.55 )%      1.28     (4.02 )%      1.67              (2.07 )%      1.13     *        1.72

 

* Given the level of interest rates, downward rate scenario is not computed.

 

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Market Value of Equity Modeling The Company also manages interest rate sensitivity by utilizing market value of equity modeling, which measures the degree to which the market values of the Company’s assets and liabilities and off-balance sheet instruments will change given a change in interest rates. Management measures the impact of changes in market interest rates under a number of scenarios, including immediate and sustained parallel shifts, and flattening or steepening of the yield curve. A 200 bps increase would have resulted in a 3.7 percent decrease in the market value of equity at June 30, 2018, compared with a 3.1 percent decrease at December 31, 2017. A 200 bps decrease would have resulted in a 5.5 percent decrease in the market value of equity at June 30, 2018, compared with an 8.0 percent decrease at December 31, 2017. Refer to “Management’s Discussion and Analysis — Market Value of Equity Modeling” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017, for further discussion on market value of equity modeling.

Use of Derivatives to Manage Interest Rate and Other Risks To manage the sensitivity of earnings and capital to interest rate, prepayment, credit, price and foreign currency fluctuations (asset and liability management positions), the Company enters into derivative transactions. The Company uses derivatives for asset and liability management purposes primarily in the following ways:

  To convert fixed-rate debt from fixed-rate payments to floating-rate payments;
  To convert the cash flows associated with floating-rate debt from floating-rate payments to fixed-rate payments;
  To mitigate changes in value of the Company’s unfunded mortgage loan commitments, funded MLHFS and MSRs;
  To mitigate remeasurement volatility of foreign currency denominated balances; and
  To mitigate the volatility of the Company’s net investment in foreign operations driven by fluctuations in foreign currency exchange rates.

The Company may enter into derivative contracts that are either exchange-traded, centrally cleared through clearinghouses or over-the-counter. In addition, the Company enters into interest rate and foreign exchange derivative contracts to support the business requirements of its customers (customer-related positions). The Company minimizes the market and liquidity risks of customer-related positions by either entering into similar offsetting positions with broker-dealers, or on a portfolio basis by entering into other derivative or non-derivative financial instruments that partially or fully offset the exposure from these customer-related positions. The Company does not utilize derivatives for speculative purposes.

The Company does not designate all of the derivatives that it enters into for risk management purposes as accounting hedges because of the inefficiency of applying the accounting requirements and may instead elect fair value accounting for the related hedged items. In particular, the Company enters into interest rate swaps, swaptions, forward commitments to buy to-be-announced securities (“TBAs”), U.S. Treasury and Eurodollar futures and options on U.S. Treasury futures to mitigate fluctuations in the value of its MSRs, but does not designate those derivatives as accounting hedges.

Additionally, the Company uses forward commitments to sell TBAs and other commitments to sell residential mortgage loans at specified prices to economically hedge the interest rate risk in its residential mortgage loan production activities. At June 30, 2018, the Company had $4.4 billion of forward commitments to sell, hedging $2.3 billion of MLHFS and $2.5 billion of unfunded mortgage loan commitments. The forward commitments to sell and the unfunded mortgage loan commitments on loans intended to be sold are considered derivatives under the accounting guidance related to accounting for derivative instruments and hedging activities. The Company has elected the fair value option for the MLHFS.

Derivatives are subject to credit risk associated with counterparties to the contracts. Credit risk associated with derivatives is measured by the Company based on the probability of counterparty default. The Company manages the credit risk of its derivative positions by diversifying its positions among various counterparties, by entering into master netting arrangements, and, where possible, by requiring collateral arrangements. The Company may also transfer counterparty credit risk related to interest rate swaps to third parties through the use of risk participation agreements. In addition, certain interest rate swaps, interest rate forwards and credit contracts are required to be centrally cleared through clearinghouses to further mitigate counterparty credit risk.

For additional information on derivatives and hedging activities, refer to Notes 12 and 13 in the Notes to Consolidated Financial Statements.

Market Risk Management In addition to interest rate risk, the Company is exposed to other forms of market risk, principally related to trading activities which support customers’ strategies to manage their own foreign currency, interest rate risk and funding activities. For purposes of its internal capital adequacy assessment

 

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process, the Company considers risk arising from its trading activities employing methodologies consistent with the requirements of regulatory rules for market risk. The Company’s Market Risk Committee (“MRC”), within the framework of the ALCO, oversees market risk management. The MRC monitors and reviews the Company’s trading positions and establishes policies for market risk management, including exposure limits for each portfolio. The Company uses a VaR approach to measure general market risk. Theoretically, VaR represents the statistical risk of loss the Company has to adverse market movements over a one-day time horizon. The Company uses the Historical Simulation method to calculate VaR for its trading businesses measured at the ninety-ninth percentile using a one-year look-back period for distributions derived from past market data. The market factors used in the calculations include those pertinent to market risks inherent in the underlying trading portfolios, principally those that affect the Company’s corporate bond trading business, foreign currency transaction business, client derivatives business, loan trading business and municipal securities business. On average, the Company expects the one-day VaR to be exceeded by actual losses two to three times per year for its trading businesses. The Company monitors the effectiveness of its risk programs by back-testing the performance of its VaR models, regularly updating the historical data used by the VaR models and stress testing. If the Company were to experience market losses in excess of the estimated VaR more often than expected, the VaR models and associated assumptions would be analyzed and adjusted.

The average, high, low and period-end one-day VaR amounts for the Company’s trading positions were as follows:

 

Six Months Ended June 30

(Dollars in Millions)

  2018      2017  

Average

  $ 1      $ 1  

High

    1        1  

Low

    1        1  

Period-end

    1        1  

The Company did not experience any actual trading losses for its combined trading businesses that exceeded VaR during the six months ended June 30, 2018 and 2017. The Company stress tests its market risk measurements to provide management with perspectives on market events that may not be captured by its VaR models, including worst case historical market movement combinations that have not necessarily occurred on the same date.

The Company calculates Stressed VaR using the same underlying methodology and model as VaR, except that a historical continuous one-year look-back period is utilized that reflects a period of significant financial stress appropriate to the Company’s trading portfolio. The period selected by the Company includes the significant market volatility of the last four months of 2008.

The average, high, low and period-end one-day Stressed VaR amounts for the Company’s trading positions were as follows:

 

Six Months Ended June 30

(Dollars in Millions)

  2018      2017  

Average

  $ 5      $ 4  

High

    8        5  

Low

    2        3  

Period-end

    7        3  

Valuations of positions in the client derivatives and foreign currency transaction businesses are based on discounted cash flow or other valuation techniques using market-based assumptions. These valuations are compared to third party quotes or other market prices to determine if there are significant variances. Significant variances are approved by the Company’s market risk management department. Valuation of positions in the corporate bond trading, loan trading and municipal securities businesses are based on trader marks. These trader marks are evaluated against third party prices, with significant variances approved by the Company’s risk management department.

The Company also measures the market risk of its hedging activities related to residential MLHFS and MSRs using the Historical Simulation method. The VaRs are measured at the ninety-ninth percentile and employ factors pertinent to the market risks inherent in the valuation of the assets and hedges. The Company monitors the effectiveness of the models through back-testing, updating the data and regular validations. A three-year look-back period is used to obtain past market data for the models.

The average, high and low VaR amounts for the residential MLHFS and related hedges and the MSRs and related hedges were as follows:

 

Six Months Ended June 30

(Dollars in Millions)

  2018      2017  

Residential Mortgage Loans Held For Sale and Related Hedges

    

Average

  $ 1      $  

High

    2        1  

Low

            

Mortgage Servicing Rights and Related Hedges

    

Average

  $ 6      $ 8  

High

    7        10  

Low

    5        6  

 

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Liquidity Risk Management The Company’s liquidity risk management process is designed to identify, measure, and manage the Company’s funding and liquidity risk to meet its daily funding needs and to address expected and unexpected changes in its funding requirements. The Company engages in various activities to manage its liquidity risk. These activities include diversifying its funding sources, stress testing, and holding readily-marketable assets which can be used as a source of liquidity if needed. In addition, the Company’s profitable operations, sound credit quality and strong capital position have enabled it to develop a large and reliable base of core deposit funding within its market areas and in domestic and global capital markets.

The Company’s Board of Directors approves the Company’s liquidity policy. The Risk Management Committee of the Company’s Board of Directors oversees the Company’s liquidity risk management process and approves a contingency funding plan. The ALCO reviews the Company’s liquidity policy and limits, and regularly assesses the Company’s ability to meet funding requirements arising from adverse company-specific or market events.

The Company regularly projects its funding needs under various stress scenarios and maintains a contingency funding plan consistent with the Company’s access to diversified sources of contingent funding. The Company maintains a substantial level of total available liquidity in the form of on-balance sheet and off-balance sheet funding sources. These liquidity sources include cash at the Federal Reserve Bank and certain European central banks, unencumbered liquid assets, and capacity to borrow at the FHLB and the Federal Reserve Bank’s Discount Window. At June 30, 2018, the fair value of unencumbered available-for-sale and held-to-maturity investment securities totaled $100.5 billion, compared with $100.3 billion at December 31, 2017. Refer to Table 4 and “Balance Sheet Analysis” for further information on investment securities maturities and trends. Asset liquidity is further enhanced by the Company’s practice of pledging loans to access secured borrowing facilities through the FHLB and Federal Reserve Bank. At June 30, 2018, the Company could have borrowed an additional $93.8 billion from the FHLB and Federal Reserve Bank based on collateral available for additional borrowings.

The Company’s diversified deposit base provides a sizeable source of relatively stable and low-cost funding, while reducing the Company’s reliance on the wholesale markets. Total deposits were $340.1 billion at June 30, 2018, compared with $347.2 billion at December 31, 2017. Refer to “Balance Sheet Analysis” for further information on the Company’s deposits.

Additional funding is provided by long-term debt and short-term borrowings. Long-term debt was $37.2 billion at June 30, 2018, and is an important funding source because of its multi-year borrowing structure. Short-term borrowings were $18.1 billion at June 30, 2018, and supplement the Company’s other funding sources. Refer to “Balance Sheet Analysis” for further information on the Company’s long-term debt and short-term borrowings.

In addition to assessing liquidity risk on a consolidated basis, the Company monitors the parent company’s liquidity. The Company establishes limits for the minimal number of months into the future where the parent company can meet existing and forecasted obligations with cash and securities held that can be readily monetized. The Company measures and manages this limit in both normal and adverse conditions. The Company maintains sufficient funding to meet expected capital and debt service obligations for 24 months without the support of dividends from subsidiaries and assuming access to the wholesale markets is maintained. The Company maintains sufficient liquidity to meet its capital and debt service obligations for 12 months under adverse conditions without the support of dividends from subsidiaries or access to the wholesale markets. The parent company is currently well in excess of required liquidity minimums.

At June 30, 2018, parent company long-term debt outstanding was $16.6 billion, compared with $15.8 billion at December 31, 2017. The increase was primarily due to the issuance of $850 million of medium-term notes. As of June 30, 2018, there was $1.5 billion of parent company debt scheduled to mature in the remainder of 2018.

The Company is subject to a regulatory Liquidity Coverage Ratio (“LCR”) requirement which requires banks to maintain an adequate level of unencumbered high quality liquid assets to meet estimated liquidity needs over a 30-day stressed period. At June 30, 2018, the Company was compliant with this requirement.

Refer to “Management’s Discussion and Analysis —Liquidity Risk Management” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017, for further discussion on liquidity risk management.

European Exposures The Company provides merchant processing and corporate trust services in Europe either directly or through banking affiliations in Europe. Operating cash for these businesses is deposited on a short-term basis typically with certain European central banks. For deposits placed at other European banks, exposure is mitigated by the Company placing deposits at

 

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multiple banks and managing the amounts on deposit at any bank based on institution-specific deposit limits. At June 30, 2018, the Company had an aggregate amount on deposit with European banks of approximately $7.8 billion, predominately with the Central Bank of Ireland and Bank of England.

In addition, the Company provides financing to domestic multinational corporations that generate revenue from customers in European countries, transacts with various European banks as counterparties to certain derivative-related activities, and through a subsidiary, manages money market funds that hold certain investments in European sovereign debt. Any deterioration in economic conditions in Europe is unlikely to have a significant effect on the Company related to these activities.

Off-Balance Sheet Arrangements Off-balance sheet arrangements include any contractual arrangements to which an unconsolidated entity is a party, under which the Company has an obligation to provide credit or liquidity enhancements or market risk support. In the ordinary course of business, the Company enters into an array of commitments to extend credit, letters of credit and various forms of guarantees that may be considered off-balance sheet arrangements. Refer to Note 15 of the Notes to Consolidated Financial Statements for further information on these arrangements. The Company does not utilize private label asset securitizations as a source of funding. Off-balance sheet arrangements also include any obligation related to a variable interest held in an unconsolidated entity that provides financing, liquidity, credit enhancement or market risk support. Refer to Note 5 of the Notes to Consolidated Financial Statements for further information related to the Company’s interests in variable interest entities.

Capital Management The Company is committed to managing capital to maintain strong protection for depositors and creditors and for maximum shareholder benefit. The Company also manages its capital to exceed regulatory capital requirements for banking organizations. The regulatory capital requirements effective for the Company follow Basel III, which includes two comprehensive methodologies for calculating risk-weighted assets: a general standardized approach and more risk-sensitive advanced approaches, with the Company’s capital adequacy being evaluated against the methodology that is most restrictive, which is currently the standardized approach. Beginning January 1, 2018, the regulatory capital requirements reflect the full implementation of Basel III. Prior to 2018, the Company’s capital ratios reflected certain transitional adjustments. Table 10 provides a summary of statutory regulatory capital ratios in effect for the Company at June 30, 2018 and December 31, 2017. All regulatory ratios exceeded regulatory “well-capitalized” requirements. At June 30, 2018, the Company’s common equity tier 1 capital ratio using the Basel III standardized approach was 9.1 percent, compared with an estimated fully implemented common equity tier 1 capital ratio using the Basel III standardized approach of 9.1 percent at December 31, 2017.

The Company believes certain other capital ratios are useful in evaluating its capital adequacy. The Company’s tangible common equity, as a percent of tangible assets and as a percent of risk-weighted assets calculated under the standardized approach, was 7.8 percent and 9.3 percent, respectively, at June 30, 2018, compared with 7.6 percent and 9.4 percent, respectively, at December 31, 2017.

Total U.S. Bancorp shareholders’ equity was $49.6 billion at June 30, 2018, compared with $49.0 billion at December 31, 2017. The increase was primarily the result of the Company’s earnings, partially offset by common share repurchases, dividends and changes in unrealized gains and losses on available-for-sale investment securities included in other comprehensive income (loss).

 

 Table 10      Regulatory Capital Ratios

 

(Dollars in Millions)   June 30,
2018
    December 31,
2017
 

Basel III standardized approach:

   

Common equity tier 1 capital

  $ 34,161     $ 34,369  

Tier 1 capital

    39,611       39,806  

Total risk-based capital

    47,258       47,503  

Risk-weighted assets

    375,466       367,771  

Common equity tier 1 capital as a percent of risk-weighted assets

    9.1     9.3

Tier 1 capital as a percent of risk-weighted assets

    10.5       10.8  

Total risk-based capital as a percent of risk-weighted assets

    12.6       12.9  

Tier 1 capital as a percent of adjusted quarterly average assets (leverage ratio)

    8.9       8.9  

Basel III advanced approaches:

   

Common equity tier 1 capital

  $ 34,161     $ 34,369  

Tier 1 capital

    39,611       39,806  

Total risk-based capital

    44,251       44,477  

Risk-weighted assets

    293,653       287,211  

Common equity tier 1 capital as a percent of risk-weighted assets

    11.6     12.0

Tier 1 capital as a percent of risk-weighted assets

    13.5       13.9  

Total risk-based capital as a percent of risk-weighted assets

    15.1       15.5  

Tier 1 capital as a percent of total on- and off-balance sheet leverage exposure (supplementary leverage ratio)

    7.1          

 

24    U.S. Bancorp


Table of Contents

The following table provides a detailed analysis of all shares purchased by the Company or any affiliated purchaser during the second quarter of 2018:

 

Period   Total Number
of Shares
Purchased
    Average
Price Paid
Per Share
    Total Number of
Shares Purchased
as Part of Publicly
Announced
Program (a)
    Approximate Dollar
Value of Shares
that May Yet Be
Purchased Under
the Program (b)
(In Millions)
 

April

    6,724,450 (c)    $ 50.76       6,624,450     $ 338  

May

    4,010,194       50.59       4,010,194       135  

June

    2,660,658 (d)      51.33       2,585,658        

Total

    13,395,302 (e)    $ 50.82       13,220,302     $  

 

(a) All shares were purchased under the July 1, 2017 through June 30, 2018, $2.6 billion common stock repurchase authorization program announced on June 28, 2017.
(b) The dollar value of shares subject to the stock repurchase program announced on June 28, 2018 are not reflected in this column.
(c) Includes 100,000 shares of common stock purchased, at an average price per share of $50.32, in open-market transactions by U.S. Bank National Association, the Company’s banking subsidiary, in its capacity as trustee of the Company’s Employee Retirement Savings Plan.
(d) Includes 75,000 shares of common stock purchased, at an average price per share of $51.06, in open-market transactions by U.S. Bank National Association in its capacity as trustee of the Company’s Employee Retirement Savings Plan.
(e) Includes 175,000 shares of common stock purchased, at an average price per share of $50.64, in open-market transactions by U.S. Bank National Association in its capacity as trustee of the Company’s Employee Retirement Savings Plan.

On June 28, 2018, the Company announced its Board of Directors had approved an authorization to repurchase up to $3.0 billion of its common stock, from July 1, 2018 through June 30, 2019.

Refer to “Management’s Discussion and Analysis — Capital Management” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017, for further discussion on capital management.

LINE OF BUSINESS FINANCIAL REVIEW

The Company’s major lines of business are Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. These operating segments are components of the Company about which financial information is prepared and is evaluated regularly by management in deciding how to allocate resources and assess performance.

Basis for Financial Presentation Business line results are derived from the Company’s business unit profitability reporting systems by specifically attributing managed balance sheet assets, deposits and other liabilities and their related income or expense. The allowance for credit losses and related provision expense are allocated to the lines of business based on the related loan balances managed. Refer to “Management’s Discussion and Analysis — Line of Business Financial Review” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017, for further discussion on the business lines’ basis for financial presentation.

Designations, assignments and allocations change from time to time as management systems are enhanced,

methods of evaluating performance or product lines change or business segments are realigned to better respond to the Company’s diverse customer base. During 2018, certain organization and methodology changes were made and, accordingly, 2017 results were restated and presented on a comparable basis.

Corporate and Commercial Banking Corporate and Commercial Banking offers lending, equipment finance and small-ticket leasing, depository services, treasury management, capital markets services, international trade services and other financial services to middle market, large corporate, commercial real estate, financial institution, non-profit and public sector clients. Corporate and Commercial Banking contributed $417 million of the Company’s net income in the second quarter and $808 million in the first six months of 2018, or increases of $41 million (10.9 percent) and $94 million (13.2 percent), respectively, compared with the same periods of 2017.

Net revenue decreased $19 million (2.0 percent) in the second quarter and $42 million (2.2 percent) in the first six months of 2018, compared with the same periods of 2017, primarily due to decreases in noninterest income. The decrease in noninterest income for the first six months of 2018, compared with the same period of 2017, was partially offset by an increase in net interest income. Noninterest income decreased $19 million (7.9 percent) in the second quarter and $56 million (11.5 percent) in the first six months of 2018, compared with the same periods of 2017, primarily due to lower commercial leasing revenue, trading revenue and loan fees. Noninterest income further decreased in the first six months of 2018, compared with the same period of 2017, due to stronger prior year capital markets volume. Net interest income, on a taxable-equivalent basis, was unchanged in the second quarter and increased $14 million (1.0 percent) in the first six months of 2018, compared with the same periods of 2017, primarily due to the impact of rising rates on the margin benefit from deposits, offset by lower rates on loans, reflecting a competitive marketplace, and lower noninterest-bearing deposits.

Noninterest expense increased $10 million (2.5 percent) in the second quarter and $19 million (2.4 percent) in the first six months of 2018, compared with the same periods of 2017, primarily due to increases in net shared services expense driven by technology development and investment in infrastructure. The provision for credit losses increased $6 million (33.3 percent) in the second quarter of 2018, compared with the second quarter of 2017, reflecting an unfavorable change in the reserve allocation, partially offset by lower net charge-offs. The provision for credit losses decreased $16 million (88.9 percent) in the first six months of 2018, compared with the same period of 2017, primarily due to lower net charge-offs, partially offset by an unfavorable change in the reserve allocation.

 

U.S. Bancorp    25


Table of Contents
 Table 11      Line of Business Financial Performance

 

    Corporate and
Commercial Banking
          

Consumer and

Business Banking

        
Three Months Ended June 30
(Dollars in Millions)
  2018     2017     Percent
Change
           2018     2017     Percent
Change
        

Condensed Income Statement

                   

Net interest income (taxable-equivalent basis)

  $ 725     $ 725             $ 1,539     $ 1,466       5.0    

Noninterest income

    223       242       (7.9         590       606       (2.6    

Securities gains (losses), net

                                           

Total net revenue

    948       967       (2.0         2,129       2,072       2.8      

Noninterest expense

    403       393       2.5           1,347       1,295       4.0      

Other intangibles

    1       1                 7       7            

Total noninterest expense

    404       394       2.5           1,354       1,302       4.0      

Income before provision and income taxes

    544       573       (5.1         775       770       .6      

Provision for credit losses

    (12     (18     33.3           60       90       (33.3    

Income before income taxes

    556       591       (5.9         715       680       5.1      

Income taxes and taxable-equivalent adjustment

    139       215       (35.3         179       247       (27.5    

Net income

    417       376       10.9           536       433       23.8      

Net (income) loss attributable to noncontrolling interests

                                           

Net income attributable to U.S. Bancorp

  $ 417     $ 376       10.9         $ 536     $ 433       23.8      

Average Balance Sheet

                   

Commercial

  $ 74,813     $ 73,399       1.9       $ 10,028     $ 10,227       (1.9 )%     

Commercial real estate

    18,697       20,820       (10.2         18,172       18,503       (1.8    

Residential mortgages

    6       6                 57,591       55,778       3.3      

Credit card

                                           

Other retail

    1             *           53,409       52,479       1.8      

Total loans, excluding covered loans

    93,517       94,225       (.8         139,200       136,987       1.6      

Covered loans

                          2,897       3,533       (18.0    

Total loans

    93,517       94,225       (.8         142,097       140,520       1.1      

Goodwill

    1,647       1,647                 3,681       3,681            

Other intangible assets

    11       14       (21.4         2,932       2,730       7.4      

Assets

    102,585       103,105       (.5         156,803       154,221       1.7      

Noninterest-bearing deposits

    33,379       36,438       (8.4         27,565       27,287       1.0      

Interest checking

    9,545       9,545                 50,599       47,332       6.9      

Savings products

    42,448       45,780       (7.3         62,203       60,645       2.6      

Time deposits

    18,370       13,556       35.5           12,779       12,804       (.2    

Total deposits

    103,742       105,319       (1.5         153,146       148,068       3.4      

Total U.S. Bancorp shareholders’ equity

    10,500       9,921       5.8               12,244       11,435       7.1          
   

Corporate and

Commercial Banking

          

Consumer and

Business Banking

        
Six Months Ended June 30
(Dollars in Millions)
  2018     2017     Percent
Change
           2018     2017     Percent
Change
        

Condensed Income Statement

                   

Net interest income (taxable-equivalent basis)

  $ 1,447     $ 1,433       1.0       $ 3,069     $ 2,894       6.0    

Noninterest income

    431       490       (12.0         1,160       1,177       (1.4    

Securities gains (losses), net

          (3     *                            

Total net revenue

    1,878       1,920       (2.2         4,229       4,071       3.9      

Noninterest expense

    797       778       2.4           2,668       2,574       3.7      

Other intangibles

    2       2                 14       14            

Total noninterest expense

    799       780       2.4           2,682       2,588       3.6      

Income before provision and income taxes

    1,079       1,140       (5.4         1,547       1,483       4.3      

Provision for credit losses

    2       18       (88.9         116       155       (25.2    

Income before income taxes

    1,077       1,122       (4.0         1,431       1,328       7.8      

Income taxes and taxable-equivalent adjustment

    269       408       (34.1         358       483       (25.9    

Net income

    808       714       13.2           1,073       845       27.0      

Net (income) loss attributable to noncontrolling interests

                                           

Net income attributable to U.S. Bancorp

  $ 808     $ 714       13.2         $ 1,073     $ 845       27.0      

Average Balance Sheet

                   

Commercial

  $ 74,813     $ 72,912       2.6       $ 9,931     $ 10,069       (1.4 )%     

Commercial real estate

    18,915       21,062       (10.2         18,194       18,527       (1.8    

Residential mortgages

    6       7       (14.3         57,327       55,510       3.3      

Credit card

                                           

Other retail

    1             *           54,203       52,083       4.1      

Total loans, excluding covered loans

    93,735       93,981       (.3         139,655       136,189       2.5      

Covered loans

                          2,972       3,625       (18.0    

Total loans

    93,735       93,981       (.3         142,627       139,814       2.0      

Goodwill

    1,647       1,647                 3,681       3,681            

Other intangible assets

    11       14       (21.4         2,902       2,749       5.6      

Assets

    102,615       102,712       (.1         157,164       153,932       2.1      

Noninterest-bearing deposits

    33,893       36,697       (7.6         27,456       27,122       1.2      

Interest checking

    9,519       9,401       1.3           49,988       46,809       6.8      

Savings products

    43,188       47,291       (8.7         61,867       60,244       2.7      

Time deposits

    17,452       13,023       34.0           12,678       13,003       (2.5    

Total deposits

    104,052       106,412       (2.2         151,989       147,178       3.3      

Total U.S. Bancorp shareholders’ equity

    10,459       9,801       6.7               12,232       11,478       6.6          

 

* Not meaningful
(a) Presented net of related rewards and rebate costs and certain partner payments of $533 million and $493 million for the three months ended June 30, 2018 and 2017, respectively, and $1.1 billion and $961 million for the six months ended June 30, 2018 and 2017, respectively.
(b) Includes revenue generated from certain contracts with customers of $1.9 billion and $1.8 billion for the three months ended June 30, 2018 and 2017, respectively, and $3.7 billion and $3.5 billion for the six months ended June 30, 2018 and 2017, respectively.

 

26    U.S. Bancorp


Table of Contents

 

      

Wealth Management and

Investment Services

    

Payment

Services

           

Treasury and

Corporate Support

           

Consolidated

Company

 
       2018     2017     Percent
Change
            2018     2017     Percent
Change
            2018     2017     Percent
Change
            2018     2017     Percent
Change
 
                                      
    $     290     $ 260       11.5        $ 592     $ 581       1.9        $ 80     $ 68       17.6        $ 3,226     $ 3,100       4.1
    430       412       4.4            903 (a)      850 (a)      6.2            258       229       12.7            2,404 (b)      2,339 (b)      2.8  
                                                        10       9       11.1            10       9       11.1  
    720       672       7.1            1,495       1,431       4.5            348       306       13.7            5,640       5,448       3.5  
    443       388       14.2            705       665       6.0            147       200       (26.5          3,045       2,941       3.5  
          4       5       (20.0          28       30       (6.7                                 40       43       (7.0
          447       393       13.7            733       695       5.5            147       200       (26.5          3,085       2,984       3.4  
    273       279       (2.2          762       736       3.5            201       106       89.6            2,555       2,464       3.7  
                (1     *            281       283       (.7          (2     (4     50.0            327       350       (6.6
    273       280       (2.5          481       453       6.2            203       110       84.5            2,228       2,114       5.4  
          68       102       (33.3          120       165       (27.3          (36     (127     71.7            470       602       (21.9
    205       178       15.2            361       288       25.3            239       237       .8            1,758       1,512       16.3  
                                       (6     *            (8     (6     (33.3          (8     (12     33.3  
          $     205     $ 178       15.2          $ 361     $ 282       28.0          $ 231     $ 231                $ 1,750     $ 1,500       16.7  
                                      
    $  3,737     $ 3,375       10.7        $ 8,963     $ 7,975       12.4        $ 812     $ 662       22.7        $ 98,353     $ 95,638       2.8
    519       507       2.4                                   2,469       2,719       (9.2          39,857       42,549       (6.3
    3,232       2,752       17.4                                   5       8       (37.5          60,834       58,544       3.9  
                           21,220       20,631       2.9                                   21,220       20,631       2.9  
          1,645       1,684       (2.3          408       464       (12.1                                 55,463       54,627       1.5  
    9,133       8,318       9.8            30,591       29,070       5.2            3,286       3,389       (3.0          275,727       271,989       1.4  
                                                              6       *            2,897       3,539       (18.1
    9,133       8,318       9.8            30,591       29,070       5.2            3,286       3,395       (3.2          278,624       275,528       1.1  
    1,569       1,567       .1            2,536       2,458       3.2                                   9,433       9,353       .9  
    66       83       (20.5          392       408       (3.9                                 3,401       3,235       5.1  
    12,107       11,437       5.9            36,552       34,779       5.1            146,442       142,563       2.7            454,489       446,105       1.9  
    14,767       15,952       (7.4          1,085       1,015       6.9            2,191       2,018       8.6            78,987       82,710       (4.5
    9,737       10,362       (6.0                                 37       51       (27.5          69,918       67,290       3.9  
    43,084       43,333       (.6          106       102       3.9            561       441       27.2            148,402       150,301       (1.3
          3,887       4,285       (9.3          3       2       50.0            2,476       224       *            37,515       30,871       21.5  
    71,475       73,932       (3.3          1,194       1,119       6.7            5,265       2,734       92.6            334,822       331,172       1.1  
          2,424       2,365       2.5                6,602       6,228       6.0                17,552       18,324       (4.2              49,322       48,273       2.2  
      

Wealth Management and

Investment Services

    

Payment

Services

           

Treasury and

Corporate Support

           

Consolidated

Company

 
       2018     2017     Percent
Change
            2018     2017     Percent
Change
            2018     2017     Percent
Change
            2018     2017     Percent
Change
 
                                      
    $     572     $ 503       13.7        $ 1,202     $ 1,177       2.1        $ 133     $ 123       8.1        $ 6,423     $ 6,130       4.8
    861       810       6.3            1,751 (a)      1,648 (a)      6.3            468       444       5.4            4,671 (b)      4,569 (b)      2.2  
                                                        15       41       (63.4          15       38       (60.5
    1,433       1,313       9.1            2,953       2,825       4.5            616       608       1.3            11,109       10,737       3.5  
    857       779       10.0            1,408       1,308       7.6            331       367       (9.8          6,061       5,806       4.4  
          8       10       (20.0          55       61       (9.8                                 79       87       (9.2
          865       789       9.6            1,463       1,369       6.9            331       367       (9.8          6,140       5,893       4.2  
    568       524       8.4            1,490       1,456       2.3            285       241       18.3            4,969       4,844       2.6  
          1             *            553       524       5.5            (4     (2     *            668       695       (3.9
    567       524       8.2            937       932       .5            289       243       18.9            4,301       4,149       3.7  
          142       191       (25.7          234       339       (31.0          (142     (270     47.4            861       1,151       (25.2
    425       333       27.6            703       593       18.5            431       513       (16.0          3,440       2,998       14.7  
                                       (13     *            (15     (12     (25.0          (15     (25     40.0  
          $     425     $ 333       27.6          $ 703     $ 580       21.2          $ 416     $ 501       (17.0        $ 3,425     $ 2,973       15.2  
                                      
    $  3,699     $ 3,283       12.7        $ 8,660     $ 7,794       11.1        $ 809     $ 636       27.2        $ 97,912     $ 94,694       3.4
    515       510       1.0                                   2,486       2,753       (9.7          40,110       42,852       (6.4
    3,167       2,699       17.3                                   5       8       (37.5          60,505       58,224       3.9  
                           21,252       20,737       2.5                                   21,252       20,737       2.5  
          1,633       1,653       (1.2          416       472       (11.9                                 56,253       54,208       3.8  
    9,014       8,145       10.7            30,328       29,003       4.6            3,300       3,397       (2.9          276,032       270,715       2.0  
                                                              10       *            2,972       3,635       (18.2
    9,014       8,145       10.7            30,328       29,003       4.6            3,300       3,407       (3.1          279,004       274,350       1.7  
    1,569       1,567       .1            2,539       2,455       3.4                                   9,436       9,350       .9  
    68       85       (20.0          394       422       (6.6                                 3,375       3,270       3.2  
    11,997       11,444       4.8            36,364       34,672       4.9            146,249       140,961       3.8            454,389       443,721       2.4  
    14,558       14,905       (2.3          1,106       1,019       8.5            2,221       1,986       11.8            79,234       81,729       (3.1
    10,590       10,234       3.5                                   39       46       (15.2          70,136       66,490       5.5  
    42,385       42,748       (.8          105       101       4.0            535       448       19.4            148,080       150,832       (1.8
          3,792       4,519       (16.1          3       2       50.0            3,327       212       *            37,252       30,759       21.1  
    71,325       72,406       (1.5          1,214       1,122       8.2            6,122       2,692       *            334,702       329,810       1.5  
          2,412       2,383       1.2                6,612       6,316       4.7                17,360       18,121       (4.2              49,075       48,099       2.0  

 

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Consumer and Business Banking Consumer and Business Banking delivers products and services through banking offices, telephone servicing and sales, on-line services, direct mail, ATM processing and mobile devices. It encompasses community banking, metropolitan banking and indirect lending, as well as mortgage banking. Consumer and Business Banking contributed $536 million of the Company’s net income in the second quarter and $1.1 billion in the first six months of 2018, or increases of $103 million (23.8 percent) and $228 million (27.0 percent), respectively, compared with the same periods of 2017.

Net revenue increased $57 million (2.8 percent) in the second quarter and $158 million (3.9 percent) in the first six months of 2018, compared with the same periods of 2017. Net interest income, on a taxable-equivalent basis, increased $73 million (5.0 percent) in the second quarter and $175 million (6.0 percent) in the first six months of 2018, compared with the same periods of 2017. The increases were primarily due to the impact of rising rates on the margin benefit from deposits along with growth in average loan and deposit balances, partially offset by lower rates on loans. Noninterest income decreased $16 million (2.6 percent) in the second quarter and $17 million (1.4 percent) in the first six months of 2018, compared with the same periods of 2017, principally driven by lower mortgage banking revenue, consistent with industry trends, primarily due to lower mortgage production, partially offset by a favorable change in the valuation of MSRs, net of hedging activities. Further, the decreases were driven by a reduction in other noninterest income as a result of lower end of term gains in retail leasing revenue due to lower volumes. These decreases were partially offset by higher ATM processing services fees and deposit service charges, reflecting higher transaction volumes.

Noninterest expense increased $52 million (4.0 percent) in the second quarter and $94 million (3.6 percent) in the first six months of 2018, compared with the same periods of 2017, primarily due to higher net shared services expense and higher personnel expense reflecting the impact of investments supporting business growth and development as well as higher production related incentives. These increases were partially offset by lower mortgage banking costs. The provision for credit losses decreased $30 million (33.3 percent) in the second quarter and $39 million (25.2 percent) in the first six months of 2018, compared with the same periods of 2017, reflecting lower net charge-offs as well as favorable changes in the reserve allocation.

Wealth Management and Investment Services Wealth Management and Investment Services provides private banking, financial advisory services, investment management, retail brokerage services, insurance, trust, custody and fund servicing through five businesses: Wealth Management, Corporate Trust Services, U.S. Bancorp Asset Management, Institutional Trust & Custody and Fund Services. Wealth Management and Investment Services contributed $205 million of the Company’s net income in the second quarter and $425 million in the first six months of 2018, or increases of $27 million (15.2 percent) and $92 million (27.6 percent), respectively, compared with the same periods of 2017.

Net revenue increased $48 million (7.1 percent) in the second quarter and $120 million (9.1 percent) in the first six months of 2018, compared with the same periods of 2017. Net interest income, on a taxable-equivalent basis, increased $30 million (11.5 percent) in the second quarter and $69 million (13.7 percent) in the first six months of 2018, compared with the same periods of 2017. The increases were primarily due to the impact of rising rates on the margin benefit from deposits. Noninterest income increased $18 million (4.4 percent) in the second quarter and $51 million (6.3 percent) in the first six months of 2018, compared with the same periods of 2017, principally due to favorable market conditions, business growth and net asset inflows.

Noninterest expense increased $54 million (13.7 percent) in the second quarter and $76 million (9.6 percent) in the first six months of 2018, compared with the same periods of 2017, primarily as a result of settling certain litigation matters, and higher net shared services expense and personnel expense driven by investments to support business growth, higher production related incentives and increased staffing to support business development.

Payment Services Payment Services includes consumer and business credit cards, stored-value cards, debit cards, corporate, government and purchasing card services, consumer lines of credit and merchant processing. Payment Services contributed $361 million of the Company’s net income in the second quarter and $703 million in the first six months of 2018, or increases of $79 million (28.0 percent) and $123 million (21.2 percent), respectively, compared with the same periods of 2017.

Net revenue increased $64 million (4.5 percent) in the second quarter and $128 million (4.5 percent) in the first six months of 2018, compared with the same periods of 2017. Net interest income, on a taxable-equivalent basis, increased $11 million (1.9 percent) in the second quarter and $25 million (2.1 percent) in the first six months of 2018, compared with the same periods of 2017, primarily due to higher loan volumes. Noninterest income increased $53 million (6.2 percent) in the second quarter and $103 million (6.3 percent) in

 

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the first six months of 2018, compared with the same periods of 2017, primarily due to higher credit and debit card revenue and higher corporate payment products revenue, both driven by higher sales volumes.

Noninterest expense increased $38 million (5.5 percent) in the second quarter and $94 million (6.9 percent) in the first six months of 2018, compared with the same periods of 2017, principally due to higher net shared services expense and personnel expense driven by implementation costs of capital investments, higher production related incentives and increased staffing to support business development. The provision for credit losses decreased $2 million (0.7 percent) in the second quarter of 2018, compared with the second quarter of 2017, reflecting a favorable change in the reserve allocation, mostly offset by higher net charge-offs. The provision for credit losses increased $29 million (5.5 percent) in the first six months of 2018, compared with the same period of 2017, primarily due to higher net charge-offs, partially offset by a favorable change in the reserve allocation.

Treasury and Corporate Support Treasury and Corporate Support includes the Company’s investment portfolios, funding, capital management, interest rate risk management, income taxes not allocated to the business lines, including most investments in tax-advantaged projects, and the residual aggregate of those expenses associated with corporate activities that are managed on a consolidated basis. Treasury and Corporate Support recorded net income of $231 million in the second quarter and $416 million in the first six months of 2018, compared with $231 million and $501 million in the same periods of 2017, respectively.

Net revenue increased $42 million (13.7 percent) in the second quarter and $8 million (1.3 percent) in the first six months of 2018, compared with the same periods of 2017. Net interest income, on a taxable-equivalent basis, increased $12 million (17.6 percent) in the second quarter and $10 million (8.1 percent) in the first six months of 2018, compared with the same periods of 2017, primarily due to growth in the investment portfolio, partially offset by higher funding costs. Noninterest income increased $30 million (12.6 percent) in the second quarter and decreased $2 million (0.4 percent) in the first six months of 2018, compared with the same periods of 2017, reflecting a gain on the sale of student loans in the second quarter of 2018 and changes in equity investment income. In addition, noninterest income for the first six months of 2018 reflected lower investment securities gains compared with the same period of the prior year.

Noninterest expense decreased $53 million (26.5 percent) in the second quarter and $36 million (9.8 percent) in the first six months of 2018, compared with the same periods of 2017, as a result of the allocation of previously reserved litigation items to the business units, at settlement, and a favorable change in net shared services expense allocated to manage the business. Partially offsetting these decreases was higher personnel expense driven by increased staffing, higher variable compensation, and technology development related to business development efforts. The provision for credit losses was $2 million higher in the second quarter of 2018, compared with the second quarter of 2017, due to higher net charge-offs, partially offset by a favorable change in the reserve allocation. The provision for credit losses was $2 million lower in the first six months of 2018, compared with the same period of 2017, due to a favorable change in the reserve allocation, partially offset by higher net charge-offs.

Income taxes are assessed to each line of business at a managerial tax rate of 25.0 percent starting in 2018 due to tax reform, compared with 36.4 percent in 2017. The residual tax expense or benefit to arrive at the consolidated effective tax rate is included in Treasury and Corporate Support.

NON-GAAP FINANCIAL MEASURES

In addition to capital ratios defined by banking regulators, the Company considers various other measures when evaluating capital utilization and adequacy, including:

  Tangible common equity to tangible assets, and
  Tangible common equity to risk-weighted assets.

These capital measures are viewed by management as useful additional methods of evaluating the Company’s utilization of its capital held and the level of capital available to withstand unexpected negative market or economic conditions. Additionally, presentation of these measures allows investors, analysts and banking regulators to assess the Company’s capital position relative to other financial services companies. These capital measures are not defined in generally accepted accounting principles (“GAAP”), or are not defined in banking regulations. As a result, these capital measures disclosed by the Company may be considered non-GAAP financial measures. In addition, certain capital measures related to prior periods are presented on the same basis as those capital measures in the current period. The effective capital ratios defined by banking regulations for these periods were subject to certain transitional provisions. Management believes this

 

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information helps investors assess trends in the Company’s capital adequacy.

The Company also discloses net interest income and related ratios and analysis on a taxable-equivalent basis, which may also be considered non-GAAP financial measures. The Company believes this presentation to be the preferred industry measurement of net interest income as it provides a relevant comparison of net interest income arising from taxable and tax-exempt sources. In addition, certain performance measures, including the efficiency ratio and net interest margin utilize net interest income on a taxable-equivalent basis.

There may be limits in the usefulness of these measures to investors. As a result, the Company encourages readers to consider the consolidated financial statements and other financial information contained in this report in their entirety, and not to rely on any single financial measure.

 

The following table shows the Company’s calculation of these non-GAAP financial measures:

 

(Dollars in Millions)   June 30,
2018
    December 31,
2017
 

Total equity

  $ 50,257     $ 49,666  

Preferred stock

    (5,419     (5,419

Noncontrolling interests

    (629     (626

Goodwill (net of deferred tax liability) (1)

    (8,585     (8,613

Intangible assets, other than mortgage servicing rights

    (571     (583

Tangible common equity (a)

    35,053       34,425  

Total assets

    461,329       462,040  

Goodwill (net of deferred tax liability) (1)

    (8,585     (8,613

Intangible assets, other than mortgage servicing rights

    (571     (583

Tangible assets (b)

    452,173       452,844  

Risk-weighted assets, determined in accordance with the Basel III standardized approach (c)

    375,466       367,771  

Tangible common equity (as calculated above)

      34,425  

Adjustments (2)

      (550

Common equity tier 1 capital estimated for the Basel III fully implemented standardized and advanced approaches (d)

      33,875  

Risk-weighted assets, determined in accordance with prescribed transitional standardized approach regulatory requirements

      367,771  

Adjustments (3)

      4,473  

Risk-weighted assets estimated for the Basel III fully implemented standardized approach (e)

      372,244  

Risk-weighted assets, determined in accordance with prescribed transitional advanced approaches regulatory requirements

      287,211  

Adjustments (4)

      4,769  

Risk-weighted assets estimated for the Basel III fully implemented advanced approaches (f)

      291,980  

Ratios

   

Tangible common equity to tangible assets (a)/(b)

    7.8     7.6

Tangible common equity to risk-weighted assets (a)/(c)

    9.3       9.4  

Common equity tier 1 capital to risk-weighted assets estimated for the Basel III fully implemented standardized
approach (d)/(e)

      9.1  

Common equity tier 1 capital to risk-weighted assets estimated for the Basel III fully implemented advanced approaches (d)/(f)

      11.6  

 

    Three Months
Ended June 30
            Six Months
Ended June 30
 
            2018     2017             2018     2017  

Net interest income

  $ 3,197     $ 3,049          $ 6,365     $ 6,029  

Taxable-equivalent adjustment (5)

    29       51                58       101  

Net interest income, on a taxable-equivalent basis

    3,226       3,100            6,423       6,130  
 

Net interest income, on a taxable-equivalent basis (as calculated above)

    3,226       3,100            6,423       6,130  

Noninterest income

    2,414       2,348            4,686       4,607  

Less: Securities gains (losses), net

    10       9                15       38  

Total net revenue, excluding net securities gains (losses) (g)

    5,630       5,439            11,094       10,699  
 

Noninterest expense (h)

    3,085       2,984            6,140       5,893  
 

Efficiency ratio (h)/(g)

    54.8     54.9              55.3     55.1

 

(1)

Includes goodwill related to certain investments in unconsolidated financial institutions per prescribed regulatory requirements.

(2)

Includes net losses on cash flow hedges included in accumulated other comprehensive income (loss) and other adjustments.

(3)

Includes higher risk-weighting for unfunded loan commitments, investment securities, residential mortgages, MSRs and other adjustments.

(4)

Primarily reflects higher risk-weighting for MSRs.

(5)

Interest and rates are presented on a fully taxable-equivalent basis based on a federal income tax rate of 21 percent for 2018 and 35 percent for 2017.

 

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CRITICAL ACCOUNTING POLICIES

The accounting and reporting policies of the Company comply with accounting principles generally accepted in the United States and conform to general practices within the banking industry. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions. The Company’s financial position and results of operations can be affected by these estimates and assumptions, which are integral to understanding the Company’s financial statements. Critical accounting policies are those policies management believes are the most important to the portrayal of the Company’s financial condition and results, and require management to make estimates that are difficult, subjective or complex. Most accounting policies are not considered by management to be critical accounting policies. Those policies considered to be critical accounting policies relate to the allowance for credit losses, fair value estimates, purchased loans and related indemnification assets, MSRs, goodwill and other intangibles and income taxes. Management has discussed the development and the selection of critical accounting policies with the Company’s Audit Committee. These accounting policies are discussed in detail in “Management’s Discussion and Analysis — Critical Accounting Policies” and the Notes to Consolidated Financial Statements in the Company’s Annual Report on Form 10-K for the year ended December  31, 2017.

CONTROLS AND PROCEDURES

Under the supervision and with the participation of the Company’s management, including its principal executive officer and principal financial officer, the Company has evaluated the effectiveness of the design and operation of its disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934 (the “Exchange Act”)). Based upon this evaluation, the principal executive officer and principal financial officer have concluded that, as of the end of the period covered by this report, the Company’s disclosure controls and procedures were effective.

During the most recently completed fiscal quarter, there was no change made in the Company’s internal control over financial reporting (as defined in Rules 13a-15(f) and 15d-15(f) under the Exchange Act) that has materially affected, or is reasonably likely to materially affect, the Company’s internal control over financial reporting.

 

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U.S. Bancorp

Consolidated Balance Sheet

 

(Dollars in Millions)   June 30,
2018
    December 31,
2017
 
    (Unaudited)        

Assets

   

Cash and due from banks

  $ 19,021     $ 19,505  

Investment securities

   

Held-to-maturity (fair value $44,617 and $43,723, respectively)

    46,055       44,362  

Available-for-sale ($2,205 and $689 pledged as collateral, respectively) (a)

    66,347       68,137  

Loans held for sale (including $3,248 and $3,534 of mortgage loans carried at fair value, respectively)

    3,256       3,554  

Loans

   

Commercial

    99,357       97,561  

Commercial real estate

    39,399       40,463  

Residential mortgages

    61,309       59,783  

Credit card

    21,566       22,180  

Other retail

    55,723       57,324  

Total loans, excluding covered loans

    277,354       277,311  

Covered loans

    2,823       3,121  

Total loans

    280,177       280,432  

Less allowance for loan losses

    (3,920     (3,925

Net loans

    276,257       276,507  

Premises and equipment

    2,431       2,432  

Goodwill

    9,425       9,434  

Other intangible assets

    3,415       3,228  

Other assets (including $684 and $238 of trading securities at fair value pledged as collateral, respectively) (a)

    35,122       34,881  

Total assets

  $ 461,329     $ 462,040  

Liabilities and Shareholders’ Equity

   

Deposits

   

Noninterest-bearing

  $ 82,215     $ 87,557  

Interest-bearing (b)

    257,865       259,658  

Total deposits

    340,080       347,215  

Short-term borrowings

    18,136       16,651  

Long-term debt

    37,172       32,259  

Other liabilities

    15,684       16,249  

Total liabilities

    411,072       412,374  

Shareholders’ equity

   

Preferred stock

    5,419       5,419  

Common stock, par value $0.01 a share — authorized: 4,000,000,000 shares; issued: 6/30/18 and 12/31/17 — 2,125,725,742 shares

    21       21  

Capital surplus

    8,468       8,464  

Retained earnings

    56,742       54,142  

Less cost of common stock in treasury: 6/30/18 — 489,643,411 shares; 12/31/17 — 470,080,231 shares

    (18,707     (17,602

Accumulated other comprehensive income (loss)

    (2,315     (1,404

Total U.S. Bancorp shareholders’ equity

    49,628       49,040  

Noncontrolling interests

    629       626  

Total equity

    50,257       49,666  

Total liabilities and equity

  $ 461,329     $ 462,040  

 

(a) Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral.
(b) lncludes time deposits greater than $250,000 balances of $7.7 billion and $6.8 billion at June 30, 2018 and December 31, 2017, respectively.

See Notes to Consolidated Financial Statements.

 

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U.S. Bancorp

Consolidated Statement of Income

 

(Dollars and Shares in Millions, Except Per Share Data)

(Unaudited)

  Three Months Ended
June 30
            Six Months Ended
June 30
 
          2018     2017             2018     2017  

Interest Income

            

Loans

  $ 3,197     $ 2,889          $ 6,292     $ 5,679  

Loans held for sale

    39       29            72       64  

Investment securities

    653       555            1,266       1,085  

Other interest income

    59       46                109       84  

Total interest income

    3,948       3,519            7,739       6,912  

Interest Expense

            

Deposits

    427       238            772       437  

Short-term borrowings

    86       33            161       57  

Long-term debt

    238       199                441       389  

Total interest expense

    751       470                1,374       883  

Net interest income

    3,197       3,049            6,365       6,029  

Provision for credit losses

    327       350                668       695  

Net interest income after provision for credit losses

    2,870       2,699            5,697       5,334  

Noninterest Income

            

Credit and debit card revenue

    351       330            675       629  

Corporate payment products revenue

    158       140            312       277  

Merchant processing services

    387       381            750       735  

ATM processing services

    90       75            169       146  

Trust and investment management fees

    401       380            799       748  

Deposit service charges

    183       179            365       351  

Treasury management fees

    155       160            305       313  

Commercial products revenue

    234       243            454       490  

Mortgage banking revenue

    191       212            375       419  

Investment products fees

    47       44            93       86  

Realized securities gains (losses), net

    10       9            15       38  

Other

    207       195                374       375  

Total noninterest income

    2,414       2,348            4,686       4,607  

Noninterest Expense

            

Compensation

    1,542       1,416            3,065       2,807  

Employee benefits

    299       274            629       575  

Net occupancy and equipment

    262       255            527       502  

Professional services

    95       105            178       201  

Marketing and business development

    111       109            208       199  

Technology and communications

    242       223            477       440  

Postage, printing and supplies

    80       81            160       162  

Other intangibles

    40       43            79       87  

Other

    414       478                817       920  

Total noninterest expense

    3,085       2,984                6,140       5,893  

Income before income taxes

    2,199       2,063            4,243       4,048  

Applicable income taxes

    441       551                803       1,050  

Net income

    1,758       1,512            3,440       2,998  

Net (income) loss attributable to noncontrolling interests

    (8     (12              (15     (25

Net income attributable to U.S. Bancorp

  $ 1,750     $ 1,500              $ 3,425     $ 2,973  

Net income applicable to U.S. Bancorp common shareholders

  $ 1,678     $ 1,430              $ 3,275     $ 2,817  

Earnings per common share

  $ 1.02     $ .85          $ 1.99     $ 1.67  

Diluted earnings per common share

  $ 1.02     $ .85          $ 1.98     $ 1.66  

Dividends declared per common share

  $ .30     $ .28          $ .60     $ .56  

Average common shares outstanding

    1,642       1,684            1,647       1,689  

Average diluted common shares outstanding

    1,646       1,690                1,651       1,695  

See Notes to Consolidated Financial Statements.

 

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U.S. Bancorp

Consolidated Statement of Comprehensive Income

 

(Dollars in Millions)

(Unaudited)

  Three Months Ended
June 30
            Six Months Ended
June 30
 
          2018             2017                     2018             2017  

Net income

  $ 1,758     $ 1,512          $ 3,440     $ 2,998  

Other Comprehensive Income (Loss)

            

Changes in unrealized gains and losses on investment securities available-for-sale

    (212     328            (988     455  

Changes in unrealized gains and losses on derivative hedges

    33       (37          119       (30

Foreign currency translation

    (8     (1          5       9  

Changes in unrealized gains and losses on retirement plans

    2                  (1      

Reclassification to earnings of realized gains and losses

    21       26            50       37  

Income taxes related to other comprehensive income (loss)

    42       (123              204       (182

Total other comprehensive income (loss)

    (122     193                (611     289  

Comprehensive income

    1,636       1,705            2,829       3,287  

Comprehensive (income) loss attributable to noncontrolling interests

    (8     (12              (15     (25

Comprehensive income attributable to U.S. Bancorp

  $ 1,628     $ 1,693              $ 2,814     $ 3,262  

See Notes to Consolidated Financial Statements.

 

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U.S. Bancorp

Consolidated Statement of Shareholders’ Equity

 

    U.S. Bancorp Shareholders              

(Dollars and Shares in Millions)

(Unaudited)

  Common Shares
Outstanding
    Preferred
Stock
    Common
Stock
    Capital
Surplus
    Retained
Earnings
    Treasury
Stock
    Accumulated
Other
Comprehensive
Income (Loss)
    Total
U.S. Bancorp
Shareholders’
Equity
    Noncontrolling
Interests
    Total
Equity
 

Balance December 31, 2016

    1,697     $ 5,501     $ 21     $ 8,440     $ 50,151     $ (15,280   $ (1,535   $ 47,298     $ 635     $ 47,933  

Net income (loss)

            2,973           2,973       25       2,998  

Other comprehensive income (loss)

                289       289         289  

Preferred stock dividends

            (133         (133       (133

Common stock dividends

            (948         (948       (948

Issuance of preferred stock

      993                 993         993  

Redemption of preferred stock

      (1,075         (10         (1,085       (1,085

Issuance of common and treasury stock

    7           (111       238         127         127  

Purchase of treasury stock

    (25             (1,290       (1,290       (1,290

Distributions to noncontrolling interests

                        (34     (34

Net other changes in noncontrolling interests

                        3       3  

Stock option and restricted stock grants

                            96                               96               96  

Balance June 30, 2017

    1,679     $ 5,419     $ 21     $ 8,425     $ 52,033     $ (16,332   $ (1,246   $ 48,320     $ 629     $ 48,949  

Balance December 31, 2017

    1,656     $ 5,419     $ 21     $ 8,464     $ 54,142     $ (17,602   $ (1,404   $ 49,040     $ 626     $ 49,666  

Change in accounting principles (a)

            299         (300     (1       (1

Net income (loss)

            3,425           3,425       15       3,440  

Other comprehensive income (loss)

                (611     (611       (611

Preferred stock dividends

            (134         (134       (134

Common stock dividends

            (990         (990       (990

Issuance of common and treasury stock

    4           (113       161         48         48  

Purchase of treasury stock

    (24             (1,266       (1,266       (1,266

Distributions to noncontrolling interests

                        (15     (15

Net other changes in noncontrolling interests

                        3       3  

Stock option and restricted stock grants

                            117                               117               117  

Balance June 30, 2018

    1,636     $ 5,419     $ 21     $ 8,468     $ 56,742     $ (18,707   $ (2,315   $ 49,628     $ 629     $ 50,257  

 

a) Includes the impact of the reduced federal statutory tax rate for corporations included in 2017 tax reform legislation, reclassified out of accumulated other comprehensive income and into retained earnings as of the beginning of the period.

See Notes to Consolidated Financial Statements.

 

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U.S. Bancorp

Consolidated Statement of Cash Flows

 

(Dollars in Millions)

(Unaudited)

  Six Months Ended
June 30
 
          2018     2017  

Operating Activities

   

Net income attributable to U.S. Bancorp

  $ 3,425     $ 2,973  

Adjustments to reconcile net income to net cash provided by operating activities

   

Provision for credit losses

    668       695  

Depreciation and amortization of premises and equipment

    149       146  

Amortization of intangibles

    79       87  

(Gain) loss on sale of loans held for sale

    (200     (317

(Gain) loss on sale of securities and other assets

    (203     (282

Loans originated for sale in the secondary market, net of repayments

    (15,836     (16,337

Proceeds from sales of loans held for sale

    16,141       17,707  

Other, net

    466       107  

Net cash provided by operating activities

    4,689       4,779  

Investing Activities

   

Proceeds from sales of available-for-sale investment securities

    1,158       2,718  

Proceeds from maturities of held-to-maturity investment securities

    3,274       4,094  

Proceeds from maturities of available-for-sale investment securities

    5,684       6,417  

Purchases of held-to-maturity investment securities

    (6,433     (4,784

Purchases of available-for-sale investment securities

    (4,640     (9,883

Net increase in loans outstanding

    (882     (4,122

Proceeds from sales of loans

    2,347       851  

Purchases of loans

    (1,924     (1,537

Other, net

    (753     (568

Net cash used in investing activities

    (2,169     (6,814

Financing Activities

   

Net (decrease) increase in deposits

    (7,135     12,672  

Net increase in short-term borrowings

    1,485       449  

Proceeds from issuance of long-term debt

    6,230       6,698  

Principal payments or redemption of long-term debt

    (1,233     (2,175

Proceeds from issuance of preferred stock

          993  

Proceeds from issuance of common stock

    45       127  

Repurchase of preferred stock

          (1,085

Repurchase of common stock

    (1,266     (1,282

Cash dividends paid on preferred stock

    (134     (149

Cash dividends paid on common stock

    (996     (954

Net cash (used in) provided by financing activities

    (3,004     15,294  

Change in cash and due from banks

    (484     13,259  

Cash and due from banks at beginning of period

    19,505       15,705  

Cash and due from banks at end of period

  $ 19,021     $ 28,964  

See Notes to Consolidated Financial Statements.

 

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Notes to Consolidated Financial Statements

(Unaudited)

 

 Note 1      Basis of Presentation

The accompanying consolidated financial statements have been prepared in accordance with the instructions to Form 10-Q and, therefore, do not include all information and notes necessary for a complete presentation of financial position, results of operations and cash flow activity required in accordance with accounting principles generally accepted in the United States. In the opinion of management of U.S. Bancorp (the “Company”), all adjustments (consisting only of normal recurring adjustments) necessary for a fair statement of results for the interim periods have been made. These financial statements and notes should be read in conjunction with the consolidated financial statements and notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017. Certain amounts in prior periods have been reclassified to conform to the current presentation.

Accounting policies for the lines of business are generally the same as those used in preparation of the consolidated financial statements with respect to activities specifically attributable to each business line. However, the preparation of business line results requires management to establish methodologies to allocate funding costs, expenses and other financial elements to each line of business. Table 11 “Line of Business Financial Performance” included in Management’s Discussion and Analysis provides details of segment results. This information is incorporated by reference into these Notes to Consolidated Financial Statements.

 

 Note 2      Accounting Changes

Revenue Recognition Effective January 1, 2018, the Company adopted accounting guidance, issued by the Financial Accounting Standards Board (“FASB”) in May 2014, clarifying the principles for recognizing revenue from certain contracts with customers. The guidance does not apply to revenue associated with financial instruments, such as loans and securities. The adoption of this guidance was not material to the Company’s financial statements.

Financial Instruments—Hedge Accounting Effective January 1, 2018, the Company adopted accounting guidance, issued by the FASB in August 2017, related to hedge accounting. This guidance makes targeted changes to the hedge accounting model to simplify the application of hedge accounting and more closely align financial reporting to an entity’s risk management activities. This guidance expands risk management strategies that qualify for hedge accounting, simplifies certain effectiveness assessment requirements, eliminates separate reporting of ineffectiveness and changes certain presentation and disclosure requirements for hedge accounting activities. Upon adoption, the Company elected to apply the guidance to existing fair value hedges. The Company also elected upon adoption to transfer $1.5 billion of its fixed rate residential agency mortgage-backed securities from the held-to-maturity to available-for-sale category. The adoption of this guidance was not material to the Company’s financial statements.

Income Taxes Effective January 1, 2018, the Company adopted accounting guidance, issued by the FASB in February 2018, which allows entities to reclassify from accumulated other comprehensive income to retained earnings, the impact of the reduced federal statutory tax rate for corporations included in the Tax Cuts and Jobs Act (“tax reform”) enacted by Congress in late 2017. Upon adoption, the Company increased retained earnings and reduced accumulated other comprehensive income by $300 million. After adoption, the income tax effect on items included in accumulated other comprehensive income is consistent with the related deferred tax balances, and the income tax effect will be released from accumulated other comprehensive income and the related deferred tax balances when the applicable tax differences reverse.

Accounting for Leases In February 2016, the FASB issued accounting guidance, effective for the Company on January 1, 2019, related to the accounting for leases. This guidance requires lessees to recognize all leases on the Consolidated Balance Sheet as lease assets and lease liabilities based primarily on the present value of future lease payments. Lessor accounting is largely unchanged. A modified retrospective approach is required at adoption which requires all prior periods presented in the financial statements to be restated, with a cumulative effect adjustment to retained earnings as of the beginning of the earliest period presented. This guidance also requires additional disclosures regarding leasing arrangements. The Company expects the adoption of this guidance will not be material to its financial statements.

 

U.S. Bancorp    37


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Financial Instruments—Credit Losses In June 2016, the FASB issued accounting guidance, effective for the Company no later than January 1, 2020, related to the impairment of financial instruments. This guidance changes existing impairment recognition to a model that is based on expected losses rather than incurred losses, which is intended to result in more timely recognition of credit losses. This guidance is also intended to reduce the complexity of current accounting guidance by decreasing the number of credit impairment models that entities use to account for debt instruments. A modified retrospective approach is required at adoption with a cumulative effect adjustment to retained earnings as of the adoption date. The guidance also requires additional credit quality disclosures for loans. The Company is currently evaluating the impact of this guidance on its financial statements, and expects its allowance for credit losses to increase upon adoption. The extent of this increase will continue to be evaluated and will depend on economic conditions and the composition of the Company’s loan portfolio at the time of adoption.

 

 Note 3      Investment Securities

The Company’s held-to-maturity investment securities are carried at historical cost, adjusted for amortization of premiums and accretion of discounts and credit-related other-than-temporary impairment. The Company’s available-for-sale investment securities are carried at fair value with unrealized net gains or losses reported within accumulated other comprehensive income (loss) in shareholders’ equity.

The amortized cost, other-than-temporary impairment recorded in other comprehensive income (loss), gross unrealized holding gains and losses, and fair value of held-to-maturity and available-for-sale investment securities were as follows:

 

    June 30, 2018            December 31, 2017  
                Unrealized Losses                             Unrealized Losses        
(Dollars in Millions)   Amortized
Cost
    Unrealized
Gains
    Other-than-
Temporary (a)
    Other (b)    

Fair

Value

           Amortized
Cost
    Unrealized
Gains
    Other-than-
Temporary (a)
    Other (b)    

Fair

Value

 

Held-to-maturity

                       

U.S. Treasury and agencies

  $ 5,143     $ 1     $     $ (203   $ 4,941         $ 5,181     $ 5     $     $ (120   $ 5,066  

Residential agency mortgage-backed securities

    40,880       34             (1,277     39,637           39,150       48             (579     38,619  

Asset-backed securities

                       

Collateralized debt obligations/Collateralized loan obligations

          4                   4                 4                   4  

Other

    5       2                   7           6       2                   8  

Obligations of state and political subdivisions

    6       1                   7           6       1                   7  

Obligations of foreign governments

    9                         9           7                         7  

Other

    12                         12               12                         12  

Total held-to-maturity

  $ 46,055     $ 42     $     $ (1,480   $ 44,617             $ 44,362     $ 60     $     $ (699   $ 43,723  

Available-for-sale

                       

U.S. Treasury and agencies

  $ 21,244     $ 2     $     $ (515   $ 20,731         $ 23,586     $ 3     $     $ (288   $ 23,301  

Mortgage-backed securities

                       

Residential agency

    39,409       124             (1,113     38,420           38,450       152             (571     38,031  

Commercial agency

    6                         6           6                         6  

Other asset-backed securities

    405       6                   411           413       6                   419  

Obligations of state and political subdivisions

    6,866       49             (136     6,779           6,240       147             (29     6,358  

Other

                                          22                         22  

Total available-for-sale

  $ 67,930     $ 181     $     $ (1,764   $ 66,347             $ 68,717     $ 308     $     $ (888   $ 68,137  

 

(a) Represents impairment not related to credit for those investment securities that have been determined to be other-than-temporarily impaired.
(b) Represents unrealized losses on investment securities that have not been determined to be other-than-temporarily impaired.

The weighted-average maturity of the available-for-sale investment securities was 5.5 years at June 30, 2018, compared with 5.1 years at December 31, 2017. The corresponding weighted-average yields were 2.38 percent and 2.25 percent, respectively. The weighted-average maturity of the held-to-maturity investment securities was 5.3 years at June 30, 2018 and 4.7 years at December 31, 2017. The corresponding weighted-average yields were 2.32 percent and 2.14 percent, respectively.

For amortized cost, fair value and yield by maturity date of held-to-maturity and available-for-sale investment securities outstanding at June 30, 2018, refer to Table 4 included in Management’s Discussion and Analysis, which is incorporated by reference into these Notes to Consolidated Financial Statements.

Investment securities with a fair value of $10.4 billion at June 30, 2018, and $12.8 billion at December 31, 2017, were pledged to secure public, private and trust deposits, repurchase agreements and for other purposes required by contractual obligation or law. Included in these amounts were securities where the Company and certain counterparties

 

38    U.S. Bancorp


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have agreements granting the counterparties the right to sell or pledge the securities. Investment securities securing these types of arrangements had a fair value of $2.2 billion at June 30, 2018, and $689 million at December 31, 2017.

The following table provides information about the amount of interest income from taxable and non-taxable investment securities:

 

    Three Months Ended
June 30
           

Six Months Ended

June 30

 
(Dollars in Millions)   2018      2017             2018      2017  

Taxable

  $       597      $     507          $     1,158      $     990  

Non-taxable

    56        48                108        95  

Total interest income from investment securities

  $ 653      $ 555              $ 1,266      $ 1,085  

The following table provides information about the amount of gross gains and losses realized through the sales of available-for-sale investment securities:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)   2018      2017             2018      2017  

Realized gains

  $         10      $         9          $         15      $         56  

Realized losses

                                 (18

Net realized gains (losses)

  $ 10      $ 9              $ 15      $ 38  

Income tax (benefit) on net realized gains (losses)

  $ 3      $ 4              $ 4      $ 15  

The Company conducts a regular assessment of its investment securities with unrealized losses to determine whether investment securities are other-than-temporarily impaired considering, among other factors, the nature of the investment securities, the credit ratings or financial condition of the issuer, the extent and duration of the unrealized loss, expected cash flows of underlying collateral, the existence of any government or agency guarantees, market conditions and whether the Company intends to sell or it is more likely than not the Company will be required to sell the investment securities. The Company determines other-than-temporary impairment recorded in earnings for investment securities not intended to be sold by estimating the future cash flows of each individual investment security, using market information where available, and discounting the cash flows at the original effective rate of the investment security. Other-than-temporary impairment recorded in other comprehensive income (loss) is measured as the difference between that discounted amount and the fair value of each investment security. The total amount of other-than-temporary impairment recorded was immaterial for the three and six months ended June 30, 2018 and 2017.

At June 30, 2018, certain investment securities had a fair value below amortized cost. The following table shows the gross unrealized losses and fair value of the Company’s investment securities with unrealized losses, aggregated by investment category and length of time the individual investment securities have been in continuous unrealized loss positions, at June 30, 2018:

 

    Less Than 12 Months      12 Months or Greater             Total  
(Dollars in Millions)  

Fair

Value

     Unrealized
Losses
            Fair Value      Unrealized
Losses
           

Fair

Value

     Unrealized
Losses
 

Held-to-maturity

                        

U.S. Treasury and agencies

  $ 2,250      $ (52        $ 2,541      $ (151        $ 4,791      $ (203

Residential agency mortgage-backed securities

    21,722        (585          13,791        (692          35,513        (1,277

Other asset-backed securities

                      2                   2         

Other

                          11                       11         

Total held-to-maturity

  $ 23,972      $ (637            $ 16,345      $ (843            $ 40,317      $ (1,480

Available-for-sale

                        

U.S. Treasury and agencies

  $ 12,332      $ (294        $ 8,199      $ (221        $ 20,531      $ (515

Residential agency mortgage-backed securities

    13,044        (305          17,989        (808          31,033        (1,113

Commercial agency mortgage-backed securities

    6                                     6         

Obligations of state and political subdivisions

    2,827        (48              1,245        (88              4,072        (136

Total available-for-sale

  $ 28,209      $ (647            $ 27,433      $ (1,117            $ 55,642      $ (1,764

The Company does not consider these unrealized losses to be credit-related. These unrealized losses primarily relate to changes in interest rates and market spreads subsequent to purchase. A substantial portion of investment securities that have unrealized losses are either U.S. Treasury and agencies, agency mortgage-backed or state and political securities. In general, the issuers of the investment securities are contractually prohibited from prepayment at less than

 

U.S. Bancorp    39


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par, and the Company did not pay significant purchase premiums for these investment securities. At June 30, 2018, the Company had no plans to sell investment securities with unrealized losses, and believes it is more likely than not it would not be required to sell such investment securities before recovery of their amortized cost.

 

 Note 4      Loans and Allowance for Credit Losses

The composition of the loan portfolio, disaggregated by class and underlying specific portfolio type, was as follows:

 

    June 30, 2018             December 31, 2017  
(Dollars in Millions)   Amount      Percent
of Total
            Amount      Percent
of Total
 

Commercial

              

Commercial

  $ 93,786        33.5        $ 91,958        32.8

Lease financing

    5,571        2.0                5,603        2.0  

Total commercial

    99,357        35.5            97,561        34.8  

Commercial Real Estate

              

Commercial mortgages

    28,187        10.0            29,367        10.5  

Construction and development

    11,212        4.0                11,096        4.0  

Total commercial real estate

    39,399        14.0            40,463        14.5  

Residential Mortgages

              

Residential mortgages

    48,682        17.4            46,685        16.6  

Home equity loans, first liens

    12,627        4.5                13,098        4.7  

Total residential mortgages

    61,309        21.9            59,783        21.3  

Credit Card

    21,566        7.7            22,180        7.9  

Other Retail

              

Retail leasing

    8,253        3.0            7,988        2.8  

Home equity and second mortgages

    16,083        5.7            16,327        5.8  

Revolving credit

    3,144        1.1            3,183        1.1  

Installment

    9,363        3.4            8,989        3.2  

Automobile

    18,567        6.6            18,934        6.8  

Student (a)

    313        .1                1,903        .7  

Total other retail

    55,723        19.9                57,324        20.4  

Total loans, excluding covered loans

    277,354        99.0            277,311        98.9  

Covered Loans

    2,823        1.0                3,121        1.1  

Total loans

  $ 280,177        100.0            $ 280,432        100.0

 

(a) During the first six months of 2018, the Company sold all of its federally guaranteed student loans.

The Company had loans of $90.0 billion at June 30, 2018, and $83.3 billion at December 31, 2017, pledged at the Federal Home Loan Bank, and loans of $68.7 billion at June 30, 2018, and $68.0 billion at December 31, 2017, pledged at the Federal Reserve Bank.

Originated loans are reported at the principal amount outstanding, net of unearned interest and deferred fees and costs, and any partial charge-offs recorded. Net unearned interest and deferred fees and costs amounted to $823 million at June 30, 2018 and $830 million at December 31, 2017. All purchased loans and related indemnification assets are recorded at fair value at the date of purchase. The Company evaluates purchased loans for impairment at the date of purchase in accordance with applicable authoritative accounting guidance. Purchased loans with evidence of credit deterioration since origination for which it is probable that all contractually required payments will not be collected are considered “purchased impaired loans.” All other purchased loans are considered “purchased nonimpaired loans.”

Changes in the accretable balance for purchased impaired loans were as follows:

 

   

Three Months Ended

June 30

           

Six Months Ended

June 30

 
(Dollars in Millions)   2018     2017             2018     2017  

Balance at beginning of period

  $ 257     $ 637          $ 350     $ 698  

Accretion

    (90     (89          (181     (179

Disposals

    (15     (28          (27     (51

Reclassifications from nonaccretable difference (a)

    5       30            15       83  

Other

          (4                    (5

Balance at end of period

  $ 157     $ 546              $ 157     $ 546  

 

(a) Primarily relates to changes in expected credit performance.

Allowance for Credit Losses The allowance for credit losses is established for probable and estimable losses incurred in the Company’s loan and lease portfolio, including unfunded credit commitments, and includes certain amounts that do not represent loss exposure to the Company because those losses are recoverable under loss sharing agreements with

 

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the Federal Deposit Insurance Corporation (“FDIC”). The allowance for credit losses is increased through provisions charged to earnings and reduced by net charge-offs. Management evaluates the adequacy of the allowance for incurred losses on a quarterly basis.

The allowance recorded for loans in the commercial lending segment is based on reviews of individual credit relationships and considers the migration analysis of commercial lending segment loans and actual loss experience. For each loan type, this historical loss experience is adjusted as necessary to consider any relevant changes in portfolio composition, lending policies, underwriting standards, risk management practices or economic conditions. The results of the analysis are evaluated quarterly to confirm the selected loss experience is appropriate for each commercial loan type. The allowance recorded for impaired loans greater than $5 million in the commercial lending segment is based on an individual loan analysis utilizing expected cash flows discounted using the original effective interest rate, the observable market price of the loan, or the fair value of the collateral, less selling costs, for collateral-dependent loans, rather than the migration analysis. The allowance recorded for all other commercial lending segment loans is determined on a homogenous pool basis and includes consideration of product mix, risk characteristics of the portfolio, delinquency status, bankruptcy experience, portfolio growth and historical losses, adjusted for current trends. The Company also considers the impacts of any loan modifications made to commercial lending segment loans and any subsequent payment defaults to its expectations of cash flows, principal balance, and current expectations about the borrower’s ability to pay in determining the allowance for credit losses.

The allowance recorded for Troubled Debt Restructuring (“TDR”) loans and purchased impaired loans in the consumer lending segment is determined on a homogenous pool basis utilizing expected cash flows discounted using the original effective interest rate of the pool, or the prior quarter effective rate, respectively. The allowance for collateral-dependent loans in the consumer lending segment is determined based on the fair value of the collateral less costs to sell. The allowance recorded for all other consumer lending segment loans is determined on a homogenous pool basis and includes consideration of product mix, risk characteristics of the portfolio, bankruptcy experience, delinquency status, refreshed loan-to-value ratios when possible, portfolio growth and historical losses, adjusted for current trends. The Company also considers any modifications made to consumer lending segment loans including the impacts of any subsequent payment defaults since modification in determining the allowance for credit losses, such as the borrower’s ability to pay under the restructured terms, and the timing and amount of payments.

The allowance for the covered loan segment is evaluated each quarter in a manner similar to that described for non-covered loans and reflects decreases in expected cash flows of those loans after the acquisition date. The provision for credit losses for covered loans considers the indemnification provided by the FDIC.

In addition, subsequent payment defaults on loan modifications considered TDRs are considered in the underlying factors used in the determination of the appropriateness of the allowance for credit losses. For each loan segment, the Company estimates future loan charge-offs through a variety of analysis, trends and underlying assumptions. With respect to the commercial lending segment, TDRs may be collectively evaluated for impairment where observed performance history, including defaults, is a primary driver of the loss allocation. For commercial TDRs individually evaluated for impairment, attributes of the borrower are the primary factors in determining the allowance for credit losses. However, historical loss experience is also incorporated into the allowance methodology applied to this category of loans. With respect to the consumer lending segment, performance of the portfolio, including defaults on TDRs, is considered when estimating future cash flows.

The Company’s methodology for determining the appropriate allowance for credit losses for each loan segment also considers the imprecision inherent in the methodologies used. As a result, in addition to the amounts determined under the methodologies described above, management also considers the potential impact of other qualitative factors which include, but are not limited to, economic factors; geographic and other concentration risks; delinquency and nonaccrual trends; current business conditions; changes in lending policy, underwriting standards and other relevant business practices; results of internal review; and the regulatory environment. The consideration of these items results in adjustments to allowance amounts included in the Company’s allowance for credit losses for each of the above loan segments.

The Company also assesses the credit risk associated with off-balance sheet loan commitments, letters of credit, and derivatives. Credit risk associated with derivatives is reflected in the fair values recorded for those positions. The liability for off-balance sheet credit exposure related to loan commitments and other credit guarantees is included in other liabilities. Because business processes and credit risks associated with unfunded credit commitments are essentially the same as for loans, the Company utilizes similar processes to estimate its liability for unfunded credit commitments.

 

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Activity in the allowance for credit losses by portfolio class was as follows:

 

Three Months Ended June 30

(Dollars in Millions)

  Commercial    

Commercial

Real Estate

   

Residential

Mortgages

    Credit
Card
    Other
Retail
   

Total Loans,

Excluding

Covered Loans

    Covered
Loans
    Total
Loans
 

2018

               

Balance at beginning of period

  $ 1,386     $ 826     $ 443     $ 1,064     $ 672     $ 4,391     $ 26     $ 4,417  

Add

               

Provision for credit losses

    63       (14     (3     228       55       329       (2     327  

Deduct

               

Loans charged-off

    83       2       12       248       92       437             437  

Less recoveries of loans charged-off

    (25     (2     (8     (38     (32     (105           (105

Net loans charged-off

    58             4       210       60       332             332  

Other changes (a)

                                        (1     (1

Balance at end of period

  $ 1,391     $ 812     $ 436     $ 1,082     $ 667     $ 4,388     $ 23     $ 4,411  

2017

               

Balance at beginning of period

  $ 1,429     $ 842     $ 485     $ 955     $ 622     $ 4,333     $ 33     $ 4,366  

Add

               

Provision for credit losses

    44       5       (22     239       85       351       (1     350  

Deduct

               

Loans charged-off

    104       2       16       227       88       437             437  

Less recoveries of loans charged-off

    (26     (11     (8     (23     (29     (97           (97

Net loans charged-off

    78       (9     8       204       59       340             340  

Other changes (a)

                                        1       1  

Balance at end of period

  $ 1,395     $ 856     $ 455     $ 990     $ 648     $ 4,344     $ 33     $ 4,377  

 

(a) Includes net changes in credit losses to be reimbursed by the FDIC and reductions in the allowance for covered loans where the reversal of a previously recorded allowance was offset by an associated decrease in the indemnification asset, and the impact of any loan sales.

 

Six Months Ended June 30

(Dollars in Millions)

  Commercial     Commercial
Real Estate
    Residential
Mortgages
    Credit
Card
    Other
Retail
    Total Loans,
Excluding
Covered Loans
    Covered
Loans
    Total
Loans
 

2018

               

Balance at beginning of period

  $ 1,372     $ 831     $ 449     $ 1,056     $ 678     $ 4,386     $ 31     $ 4,417  

Add

               

Provision for credit losses

    137       (22     (2     447       115       675       (7     668  

Deduct

               

Loans charged-off

    177       5       25       496       187       890             890  

Less recoveries of loans charged-off

    (59     (8     (14     (75     (61     (217           (217

Net loans charged-off

    118       (3     11       421       126       673             673  

Other changes (a)

                                        (1     (1

Balance at end of period

  $ 1,391     $ 812     $ 436     $ 1,082     $ 667     $ 4,388     $ 23     $ 4,411  

2017

               

Balance at beginning of period

  $ 1,450     $ 812     $ 510     $ 934     $ 617     $ 4,323     $ 34     $ 4,357  

Add

               

Provision for credit losses

    98       33       (35     450       150       696       (1     695  

Deduct

               

Loans charged-off

    200       5       33       439       177       854             854  

Less recoveries of loans charged-off

    (47     (16     (13     (45     (58     (179           (179

Net loans charged-off

    153       (11     20       394       119       675             675  

Other changes (a)

                                               

Balance at end of period

  $ 1,395     $ 856     $ 455     $ 990     $ 648     $ 4,344     $ 33     $ 4,377  

 

(a) Includes net changes in credit losses to be reimbursed by the FDIC and reductions in the allowance for covered loans where the reversal of a previously recorded allowance was offset by an associated decrease in the indemnification asset, and the impact of any loan sales.

 

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Additional detail of the allowance for credit losses by portfolio class was as follows:

 

(Dollars in Millions)   Commercial    

Commercial

Real Estate

   

Residential

Mortgages

   

Credit

Card

   

Other

Retail

   

Total Loans,

Excluding

Covered Loans

   

Covered

Loans

   

Total

Loans

 

Allowance Balance at June 30, 2018 Related to

               

Loans individually evaluated for impairment (a)

  $ 19     $ 3     $     $     $     $ 22     $     $ 22  

TDRs collectively evaluated for impairment

    14       3       136       61       16       230       1       231  

Other loans collectively evaluated for impairment

    1,358       803       300       1,021       651       4,133             4,133  

Loans acquired with deteriorated credit quality

          3                         3       22       25  

Total allowance for credit losses

  $ 1,391     $ 812     $ 436     $ 1,082     $ 667     $ 4,388     $ 23     $ 4,411  

Allowance Balance at December 31, 2017 Related to

               

Loans individually evaluated for impairment (a)

  $ 23     $ 4     $     $     $     $ 27     $     $ 27  

TDRs collectively evaluated for impairment

    14       4       139       60       19       236       1       237  

Other loans collectively evaluated for impairment

    1,335       818       310       996       659       4,118             4,118  

Loans acquired with deteriorated credit quality

          5                         5       30       35  

Total allowance for credit losses

  $ 1,372     $ 831     $ 449     $ 1,056     $ 678     $ 4,386     $ 31     $ 4,417  

 

(a) Represents the allowance for credit losses related to loans greater than $5 million classified as nonperforming or TDRs.

Additional detail of loan balances by portfolio class was as follows:

 

(Dollars in Millions)   Commercial      Commercial
Real Estate
     Residential
Mortgages
     Credit
Card
     Other
Retail
     Total Loans,
Excluding
Covered Loans
     Covered
Loans (b)
     Total
Loans
 

June 30, 2018

                      

Loans individually evaluated for impairment (a)

  $ 272      $ 53      $      $      $      $ 325      $      $ 325  

TDRs collectively evaluated for impairment

    158        135        3,377        233        184        4,087        34        4,121  

Other loans collectively evaluated for impairment

    98,927        39,175        57,931        21,333        55,539        272,905        876        273,781  

Loans acquired with deteriorated credit quality

           36        1                      37        1,913        1,950  

Total loans

  $ 99,357      $ 39,399      $ 61,309      $ 21,566      $ 55,723      $ 277,354      $ 2,823      $ 280,177  

December 31, 2017

                      

Loans individually evaluated for impairment (a)

  $ 337      $ 71      $      $      $      $ 408      $      $ 408  

TDRs collectively evaluated for impairment

    148        145        3,524        230        186        4,233        36        4,269  

Other loans collectively evaluated for impairment

    97,076        40,174        56,258        21,950        57,138        272,596        1,073        273,669  

Loans acquired with deteriorated credit quality

           73        1                      74        2,012        2,086  

Total loans

  $ 97,561      $ 40,463      $ 59,783      $ 22,180      $ 57,324      $ 277,311      $ 3,121      $ 280,432  

 

(a) Represents loans greater than $5 million classified as nonperforming or TDRs.
(b) Includes expected reimbursements from the FDIC under loss sharing agreements.

Credit Quality The credit quality of the Company’s loan portfolios is assessed as a function of net credit losses, levels of nonperforming assets and delinquencies, and credit quality ratings as defined by the Company.

For all loan classes, loans are considered past due based on the number of days delinquent except for monthly amortizing loans which are classified delinquent based upon the number of contractually required payments not made (for example, two missed payments is considered 30 days delinquent). When a loan is placed on nonaccrual status, unpaid accrued interest is reversed, reducing interest income in the current period.

Commercial lending segment loans are generally placed on nonaccrual status when the collection of principal and interest has become 90 days past due or is otherwise considered doubtful. Commercial lending segment loans are generally fully or partially charged down to the fair value of the collateral securing the loan, less costs to sell, when the loan is placed on nonaccrual.

Consumer lending segment loans are generally charged-off at a specific number of days or payments past due. Residential mortgages and other retail loans secured by 1-4 family properties are generally charged down to the fair value of the collateral securing the loan, less costs to sell, at 180 days past due. Residential mortgage loans and lines in a first lien position are placed on nonaccrual status in instances where a partial charge-off occurs unless the loan is well secured and in the process of collection. Residential mortgage loans and lines in a junior lien position secured by 1-4 family properties are placed on nonaccrual status at 120 days past due or when they are behind a first lien that has become 180 days or greater past due or placed on nonaccrual status. Any secured consumer lending segment loan whose borrower has had debt discharged through bankruptcy, for which the loan amount exceeds the fair value of the collateral, is charged down to the fair value of the related collateral and the remaining balance is placed on nonaccrual status. Credit card loans continue to accrue interest until the account is charged-off. Credit cards are charged-off at 180 days past due. Other retail loans not secured by 1-4 family properties are charged-off at 120 days past due; and revolving consumer lines are charged-off at 180 days past due. Similar to credit cards, other retail loans are generally not placed on nonaccrual status because of the relatively short period of time to charge-off. Certain retail customers

 

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having financial difficulties may have the terms of their credit card and other loan agreements modified to require only principal payments and, as such, are reported as nonaccrual.

For all loan classes, interest payments received on nonaccrual loans are generally recorded as a reduction to a loan’s carrying amount while a loan is on nonaccrual and are recognized as interest income upon payoff of the loan. However, interest income may be recognized for interest payments if the remaining carrying amount of the loan is believed to be collectible. In certain circumstances, loans in any class may be restored to accrual status, such as when a loan has demonstrated sustained repayment performance or no amounts are past due and prospects for future payment are no longer in doubt; or when the loan becomes well secured and is in the process of collection. Loans where there has been a partial charge-off may be returned to accrual status if all principal and interest (including amounts previously charged-off) is expected to be collected and the loan is current.

Covered loans not considered to be purchased impaired are evaluated for delinquency, nonaccrual status and charge-off consistent with the class of loan they would be included in had the loss share coverage not been in place. Generally, purchased impaired loans are considered accruing loans. However, the timing and amount of future cash flows for some loans is not reasonably estimable, and those loans are classified as nonaccrual loans with interest income not recognized until the timing and amount of the future cash flows can be reasonably estimated.

The following table provides a summary of loans by portfolio class, including the delinquency status of those that continue to accrue interest, and those that are nonperforming:

 

    Accruing                
(Dollars in Millions)   Current     

30-89 Days

Past Due

    

90 Days or

More Past Due

     Nonperforming      Total  

June 30, 2018

             

Commercial

  $ 98,847      $ 228      $ 58      $ 224      $ 99,357  

Commercial real estate

    39,250        42        3        104        39,399  

Residential mortgages (a)

    60,636        160        113        400        61,309  

Credit card

    21,054        263        249               21,566  

Other retail

    55,134        320        91        178        55,723  

Total loans, excluding covered loans

    274,921        1,013        514        906        277,354  

Covered loans

    2,644        47        126        6        2,823  

Total loans

  $ 277,565      $ 1,060      $ 640      $ 912      $ 280,177  

December 31, 2017

             

Commercial

  $ 97,005      $ 250      $ 57      $ 249      $ 97,561  

Commercial real estate

    40,279        36        6        142        40,463  

Residential mortgages (a)

    59,013        198        130        442        59,783  

Credit card

    21,593        302        284        1        22,180  

Other retail

    56,685        376        95        168        57,324  

Total loans, excluding covered loans

    274,575        1,162        572        1,002        277,311  

Covered loans

    2,917        50        148        6        3,121  

Total loans

  $ 277,492      $ 1,212      $ 720      $ 1,008      $ 280,432  

 

(a) At June 30, 2018, $371 million of loans 30–89 days past due and $1.8 billion of loans 90 days or more past due purchased from Government National Mortgage Association (“GNMA”) mortgage pools whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs, were classified as current, compared with $385 million and $1.9 billion at December 31, 2017, respectively.

At June 30, 2018, the amount of foreclosed residential real estate held by the Company, and included in other real estate owned (“OREO”), was $123 million ($103 million excluding covered assets), compared with $156 million ($135 million excluding covered assets) at December 31, 2017. These amounts exclude $237 million and $267 million at June 30, 2018 and December 31, 2017, respectively, of foreclosed residential real estate related to mortgage loans whose payments are primarily insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs. In addition, the amount of residential mortgage loans secured by residential real estate in the process of foreclosure at June 30, 2018 and December 31, 2017, was $1.6 billion and $1.7 billion, respectively, of which $1.3 billion at both June 30, 2018 and December 31, 2017, related to loans purchased from Government National Mortgage Association (“GNMA”) mortgage pools whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs.

The Company classifies its loan portfolios using internal credit quality ratings on a quarterly basis. These ratings include pass, special mention and classified, and are an important part of the Company’s overall credit risk management process and evaluation of the allowance for credit losses. Loans with a pass rating represent those loans not classified on the Company’s rating scale for problem credits, as minimal credit risk has been identified. Special mention loans are those loans that have a potential weakness deserving management’s close attention. Classified loans

 

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are those loans where a well-defined weakness has been identified that may put full collection of contractual cash flows at risk. It is possible that others, given the same information, may reach different reasonable conclusions regarding the credit quality rating classification of specific loans.

The following table provides a summary of loans by portfolio class and the Company’s internal credit quality rating:

 

           Criticized         
(Dollars in Millions)   Pass      Special
Mention
     Classified (a)      Total
Criticized
     Total  

June 30, 2018

             

Commercial

  $ 97,207      $ 1,216      $ 934      $ 2,150      $ 99,357  

Commercial real estate

    38,192        543        664        1,207        39,399  

Residential mortgages (b)

    60,738        14        557        571        61,309  

Credit card

    21,317               249        249        21,566  

Other retail

    55,409        9        305        314        55,723  

Total loans, excluding covered loans

    272,863        1,782        2,709        4,491        277,354  

Covered loans

    2,780               43        43        2,823  

Total loans

  $ 275,643      $ 1,782      $ 2,752      $ 4,534      $ 280,177  

Total outstanding commitments

  $ 591,015      $ 2,462      $ 3,449      $ 5,911      $ 596,926  

December 31, 2017

             

Commercial

  $ 95,297      $ 1,130      $ 1,134      $ 2,264      $ 97,561  

Commercial real estate

    39,162        648        653        1,301        40,463  

Residential mortgages (b)

    59,141        16        626        642        59,783  

Credit card

    21,895               285        285        22,180  

Other retail

    57,009        6        309        315        57,324  

Total loans, excluding covered loans

    272,504        1,800        3,007        4,807        277,311  

Covered loans

    3,072               49        49        3,121  

Total loans

  $ 275,576      $ 1,800      $ 3,056      $ 4,856      $ 280,432  

Total outstanding commitments

  $ 584,072      $ 3,142      $ 3,987      $ 7,129      $ 591,201  

 

(a) Classified rating on consumer loans primarily based on delinquency status.
(b) At June 30, 2018, $1.8 billion of GNMA loans 90 days or more past due and $1.7 billion of restructured GNMA loans whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs were classified with a pass rating, compared with $1.9 billion and $1.7 billion at December 31, 2017, respectively.

For all loan classes, a loan is considered to be impaired when, based on current events or information, it is probable the Company will be unable to collect all amounts due per the contractual terms of the loan agreement. Impaired loans include all nonaccrual and TDR loans. For all loan classes, interest income on TDR loans is recognized under the modified terms and conditions if the borrower has demonstrated repayment performance at a level commensurate with the modified terms over several payment cycles. Interest income is generally not recognized on other impaired loans until the loan is paid off. However, interest income may be recognized for interest payments if the remaining carrying amount of the loan is believed to be collectible.

Factors used by the Company in determining whether all principal and interest payments due on commercial and commercial real estate loans will be collected and, therefore, whether those loans are impaired include, but are not limited to, the financial condition of the borrower, collateral and/or guarantees on the loan, and the borrower’s estimated future ability to pay based on industry, geographic location and certain financial ratios. The evaluation of impairment on residential mortgages, credit card loans and other retail loans is primarily driven by delinquency status of individual loans or whether a loan has been modified, and considers any government guarantee where applicable. Individual covered loans, whose future losses are covered by loss sharing agreements with the FDIC that substantially reduce the risk of credit losses to the Company, are evaluated for impairment and accounted for in a manner consistent with the class of loan they would have been included in had the loss sharing coverage not been in place.

 

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A summary of impaired loans, which include all nonaccrual and TDR loans, by portfolio class was as follows:

 

(Dollars in Millions)   Period-end
Recorded
Investment (a)
     Unpaid
Principal
Balance
     Valuation
Allowance
    

Commitments

to Lend

Additional

Funds

 

June 30, 2018

          

Commercial

  $ 488      $ 860      $ 34      $ 170  

Commercial real estate

    230        481        8         

Residential mortgages

    1,811        2,031        99        1  

Credit card

    233        233        61         

Other retail

    308        387        19        5  

Total loans, excluding GNMA and covered loans

    3,070        3,992        221        176  

Loans purchased from GNMA mortgage pools

    1,665        1,665        38         

Covered loans

    36        40        1         

Total

  $ 4,771      $ 5,697      $ 260      $ 176  

December 31, 2017

          

Commercial

  $ 550      $ 915      $ 44      $ 199  

Commercial real estate

    280        596        11         

Residential mortgages

    1,946        2,339        116        1  

Credit card

    230        230        60         

Other retail

    302        400        22        4  

Total loans, excluding GNMA and covered loans

    3,308        4,480        253        204  

Loans purchased from GNMA mortgage pools

    1,681        1,681        25         

Covered loans

    38        44        1         

Total

  $ 5,027      $ 6,205      $ 279      $ 204  

 

(a) Substantially all loans classified as impaired at June 30, 2018 and December 31, 2017, had an associated allowance for credit losses.

Additional information on impaired loans follows:

 

    2018              2017  
(Dollars in Millions)   Average
Recorded
Investment
     Interest
Income
Recognized
             Average
Recorded
Investment
     Interest
Income
Recognized
 

Three Months Ended June 30

               

Commercial

  $ 514      $ 1           $ 720      $ 1  

Commercial real estate

    242        2             272        3  

Residential mortgages

    1,846        19             2,182        28  

Credit card

    234        1             229        1  

Other retail

    303        4                 279        3  

Total loans, excluding GNMA and covered loans

    3,139        27             3,682        36  

Loans purchased from GNMA mortgage pools

    1,616        12             1,746        19  

Covered loans

    37        1                 38         

Total

  $ 4,792      $ 40               $ 5,466      $ 55  

Six Months Ended June 30

               

Commercial

  $ 530      $ 2           $ 769      $ 2  

Commercial real estate

    255        4             275        5  

Residential mortgages

    1,880        39             2,211        57  

Credit card

    233        2             227        2  

Other retail

    301        8                 279        7  

Total loans, excluding GNMA and covered loans

    3,199        55             3,761        73  

Loans purchased from GNMA mortgage pools

    1,620        24             1,696        37  

Covered loans

    37        1                 37         

Total

  $ 4,856      $ 80               $ 5,494      $ 110  

Troubled Debt Restructurings In certain circumstances, the Company may modify the terms of a loan to maximize the collection of amounts due when a borrower is experiencing financial difficulties or is expected to experience difficulties in the near-term. Concessionary modifications are classified as TDRs unless the modification results in only an insignificant delay in payments to be received. The Company recognizes interest on TDRs if the borrower complies with the revised terms and conditions as agreed upon with the Company and has demonstrated repayment performance at a level commensurate with the modified terms over several payment cycles, which is generally six months or greater. To the extent a previous restructuring was insignificant, the Company considers the cumulative effect of past restructurings related to the receivable when determining whether a current restructuring is a TDR. Loans classified as TDRs are considered impaired loans for reporting and measurement purposes.

 

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The following table provides a summary of loans modified as TDRs during the periods presented by portfolio class:

 

    2018              2017  
(Dollars in Millions)   Number
of Loans
     Pre-Modification
Outstanding
Loan Balance
     Post-Modification
Outstanding
Loan Balance
            

Number

of Loans

     Pre-Modification
Outstanding
Loan Balance
     Post-Modification
Outstanding
Loan Balance
 

Three Months Ended June 30

                     

Commercial

    724      $ 132      $ 126             671      $ 62      $ 40  

Commercial real estate

    30        15        14             41        29        31  

Residential mortgages

    105        20        20             144        17        16  

Credit card

    7,461        37        38             8,146        40        40  

Other retail

    535        17        17                 639        15        14  

Total loans, excluding GNMA and covered loans

    8,855        221        215             9,641        163        141  

Loans purchased from GNMA mortgage pools

    2,248        298        295             1,043        141        137  

Covered loans

                                  3        1        1  

Total loans

    11,103      $ 519      $ 510                 10,687      $ 305      $ 279  

Six Months Ended June 30

                     

Commercial

    1,347      $ 213      $ 201             1,501      $ 199      $ 168  

Commercial real estate

    59        31        30             64        38        39  

Residential mortgages

    253        37        36             500        57        57  

Credit card

    16,007        80        81             17,551        85        86  

Other retail

    1,094        28        27                 1,261        26        23  

Total loans, excluding GNMA and covered loans

    18,760        389        375             20,877        405        373  

Loans purchased from GNMA mortgage pools

    3,136        415        408             3,972        528        515  

Covered loans

                                  7        2        2  

Total loans

    21,896      $ 804      $ 783                 24,856      $ 935      $ 890  

Residential mortgages, home equity and second mortgages, and loans purchased from GNMA mortgage pools in the table above include trial period arrangements offered to customers during the periods presented. The post-modification balances for these loans reflect the current outstanding balance until a permanent modification is made. In addition, the post-modification balances typically include capitalization of unpaid accrued interest and/or fees under the various modification programs. For those loans modified as TDRs during the second quarter of 2018, at June 30, 2018, 44 residential mortgages, 22 home equity and second mortgage loans and 1,582 loans purchased from GNMA mortgage pools with outstanding balances of $13 million, $8 million and $208 million, respectively, were in a trial period and have estimated post-modification balances of $13 million, $7 million and $212 million, respectively, assuming permanent modification occurs at the end of the trial period.

The Company has implemented certain restructuring programs that may result in TDRs. However, many of the Company’s TDRs are also determined on a case-by-case basis in connection with ongoing loan collection processes.

For the commercial lending segment, modifications generally result in the Company working with borrowers on a case-by-case basis. Commercial and commercial real estate modifications generally include extensions of the maturity date and may be accompanied by an increase or decrease to the interest rate, which may not be deemed a market interest rate. In addition, the Company may work with the borrower in identifying other changes that mitigate loss to the Company, which may include additional collateral or guarantees to support the loan. To a lesser extent, the Company may waive contractual principal. The Company classifies all of the above concessions as TDRs to the extent the Company determines that the borrower is experiencing financial difficulty.

Modifications for the consumer lending segment are generally part of programs the Company has initiated. The Company modifies residential mortgage loans under Federal Housing Administration, United States Department of Veterans Affairs, or its own internal programs. Under these programs, the Company offers qualifying homeowners the opportunity to permanently modify their loan and achieve more affordable monthly payments by providing loan concessions. These concessions may include adjustments to interest rates, conversion of adjustable rates to fixed rates, extension of maturity dates or deferrals of payments, capitalization of accrued interest and/or outstanding advances, or in limited situations, partial forgiveness of loan principal. In most instances, participation in residential mortgage loan restructuring programs requires the customer to complete a short-term trial period. A permanent loan modification is contingent on the customer successfully completing the trial period arrangement, and the loan documents are not modified until that time. The Company reports loans in a trial period arrangement as TDRs and continues to report them as TDRs after the trial period.

Credit card and other retail loan TDRs are generally part of distinct restructuring programs providing customers experiencing financial difficulty with modifications whereby balances may be amortized up to 60 months, and generally include waiver of fees and reduced interest rates.

 

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In addition, the Company considers secured loans to consumer borrowers that have debt discharged through bankruptcy where the borrower has not reaffirmed the debt to be TDRs.

Modifications to loans in the covered segment are similar in nature to that described above for non-covered loans, and the evaluation and determination of TDR status is similar, except that acquired loans restructured after acquisition are not considered TDRs for accounting and disclosure purposes if the loans evidenced credit deterioration as of the acquisition date and are accounted for in pools. Losses associated with the modification on covered loans, including the economic impact of interest rate reductions, are generally eligible for reimbursement under loss sharing agreements with the FDIC.

The following table provides a summary of TDR loans that defaulted (fully or partially charged-off or became 90 days or more past due) during the periods presented that were modified as TDRs within 12 months previous to default:

 

    2018              2017  
(Dollars in Millions)  

Number

of Loans

     Amount
Defaulted
            

Number

of Loans

     Amount
Defaulted
 

Three Months Ended June 30

               

Commercial

    177      $ 3             182      $ 16  

Commercial real estate

    8        2             10        1  

Residential mortgages

    58        7             95        10  

Credit card

    1,933        8             1,984        8  

Other retail

    70        1                 102        1  

Total loans, excluding GNMA and covered loans

    2,246        21             2,373        36  

Loans purchased from GNMA mortgage pools

    517        67             139        19  

Covered loans

                           1         

Total loans

    2,763      $ 88                 2,513      $ 55  

Six Months Ended June 30

               

Commercial

    416      $ 12             355      $ 24  

Commercial real estate

    16        6             18        3  

Residential mortgages

    114        11             167        19  

Credit card

    3,969        17             4,031        17  

Other retail

    147        2                 231        3  

Total loans, excluding GNMA and covered loans

    4,662        48             4,802        66  

Loans purchased from GNMA mortgage pools

    749        98             357        49  

Covered loans

    1                        1         

Total loans

    5,412      $ 146                 5,160      $ 115  

In addition to the defaults in the table above, the Company had a total of 201 and 476 residential mortgage loans, home equity and second mortgage loans and loans purchased from GNMA mortgage pools for the three months and six months ended June 30, 2018, respectively, where borrowers did not successfully complete the trial period arrangement and, therefore, are no longer eligible for a permanent modification under the applicable modification program. These loans had aggregate outstanding balances of $23 million and $46 million for the three months and six months ended June 30, 2018, respectively.

Covered Assets Covered assets represent loans and other assets acquired from the FDIC, subject to loss sharing agreements, and include expected reimbursements from the FDIC. The carrying amount of the covered assets consisted of purchased impaired loans, purchased nonimpaired loans and other assets as shown in the following table:

 

    June 30, 2018              December 31, 2017  
(Dollars in Millions)   Purchased
Impaired
Loans
     Purchased
Nonimpaired
Loans
     Other      Total              Purchased
Impaired
Loans
     Purchased
Nonimpaired
Loans
     Other      Total  

Residential mortgage loans

  $ 1,913      $ 353      $      $ 2,266           $ 2,012      $ 400      $      $ 2,412  

Other retail loans

           110               110                    151               151  

Losses reimbursable by the FDIC (a)

                  331        331                           320        320  

Unamortized changes in FDIC asset (b)

                  116        116                               238        238  

Covered loans

    1,913        463        447        2,823             2,012        551        558        3,121  

Foreclosed real estate

                  20        20                               21        21  

Total covered assets

  $ 1,913      $ 463      $ 467      $ 2,843               $ 2,012      $ 551      $ 579      $ 3,142  

 

(a) Relates to loss sharing agreements with remaining terms up through the fourth quarter of 2019.
(b) Represents decreases in expected reimbursements by the FDIC as a result of decreases in expected losses on the covered loans. These amounts are amortized as a reduction in interest income on covered loans over the shorter of the expected life of the respective covered loans or the remaining contractual term of the indemnification agreements.

Interest income is recognized on purchased impaired loans through accretion of the difference between the carrying amount of those loans and their expected cash flows. The initial determination of the fair value of the purchased loans

 

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includes the impact of expected credit losses and, therefore, no allowance for credit losses is recorded at the purchase date. To the extent credit deterioration occurs after the date of acquisition, the Company records an allowance for credit losses.

 

 Note 5      Accounting for Transfers and Servicing of Financial Assets and Variable Interest Entities

The Company transfers financial assets in the normal course of business. The majority of the Company’s financial asset transfers are residential mortgage loan sales primarily to government-sponsored enterprises (“GSEs”), transfers of tax-advantaged investments, commercial loan sales through participation agreements, and other individual or portfolio loan and securities sales. In accordance with the accounting guidance for asset transfers, the Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet. Guarantees provided to certain third parties in connection with the transfer of assets are further discussed in Note 15.

For loans sold under participation agreements, the Company also considers whether the terms of the loan participation agreement meet the accounting definition of a participating interest. With the exception of servicing and certain performance-based guarantees, the Company’s continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses. Any gain or loss on sale depends on the previous carrying amount of the transferred financial assets, the consideration received, and any liabilities incurred in exchange for the transferred assets. Upon transfer, any servicing assets and other interests that continue to be held by the Company are initially recognized at fair value. For further information on mortgage servicing rights (“MSRs”), refer to Note 6. On a limited basis, the Company may acquire and package high-grade corporate bonds for select corporate customers, in which the Company generally has no continuing involvement with these transactions. Additionally, the Company is an authorized GNMA issuer and issues GNMA securities on a regular basis. The Company has no other asset securitizations or similar asset-backed financing arrangements that are off-balance sheet.

The Company also provides financial support primarily through the use of waivers of trust and investment management fees associated with various unconsolidated registered money market funds it manages. The Company provided $6 million and $5 million of support to the funds during the three months ended June 30, 2018 and 2017, respectively, and $12 million and $11 million during the six months ended June 30, 2018 and 2017, respectively.

The Company is involved in various entities that are considered to be variable interest entities (“VIEs”). The Company’s investments in VIEs are primarily related to investments promoting affordable housing, community development and renewable energy sources. Some of these tax-advantaged investments support the Company’s regulatory compliance with the Community Reinvestment Act. The Company’s investments in these entities generate a return primarily through the realization of federal and state income tax credits, and other tax benefits, such as tax deductions from operating losses of the investments, over specified time periods. These tax credits are recognized as a reduction of tax expense or, for investments qualifying as investment tax credits, as a reduction to the related investment asset. The Company recognized federal and state income tax credits related to its affordable housing and other tax-advantaged investments in tax expense of $170 million and $161 million for the three months ended June 30, 2018 and 2017, respectively, and $336 million and $322 million for the six months ended June 30, 2018 and 2017, respectively. The Company also recognized $141 million and $223 million of investment tax credits for the three months ended June 30, 2018 and 2017, respectively, and $278 million and $482 million for the six months ended June 30, 2018 and 2017, respectively. The Company recognized $155 million and $156 million of expenses related to all of these investments for the three months ended June 30, 2018 and 2017, respectively, of which $68 million and $63 million, respectively, were included in tax expense and the remaining amounts were included in noninterest expense. The Company recognized $301 million of expenses related to all of these investments for both the six months ended June 30, 2018 and 2017, of which $135 million and $126 million, respectively, were included in tax expense and the remaining amounts were included in noninterest expense.

The Company is not required to consolidate VIEs in which it has concluded it does not have a controlling financial interest, and thus is not the primary beneficiary. In such cases, the Company does not have both the power to direct the entities’ most significant activities and the obligation to absorb losses or the right to receive benefits that could potentially be significant to the VIEs.

The Company’s investments in these unconsolidated VIEs are carried in other assets on the Consolidated Balance Sheet. The Company’s unfunded capital and other commitments related to these unconsolidated VIEs are generally carried in other liabilities on the Consolidated Balance Sheet. The Company’s maximum exposure to loss from these unconsolidated VIEs include the investment recorded on the Company’s Consolidated Balance Sheet, net of unfunded

 

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capital commitments, and previously recorded tax credits which remain subject to recapture by taxing authorities based on compliance features required to be met at the project level. While the Company believes potential losses from these investments are remote, the maximum exposure was determined by assuming a scenario where the community-based business and housing projects completely fail and do not meet certain government compliance requirements resulting in recapture of the related tax credits.

The following table provides a summary of investments in community development and tax-advantaged VIEs that the Company has not consolidated:

 

(Dollars in Millions)  

June 30,

2018

    

December 31,

2017

 

Investment carrying amount

  $ 5,838      $ 5,660  

Unfunded capital and other commitments

    2,777        2,770  

Maximum exposure to loss

    12,392        12,120  

The Company also has noncontrolling financial investments in private investment funds and partnerships considered to be VIEs, which are not consolidated. The Company’s recorded investment in these entities, carried in other assets on the Consolidated Balance Sheet, was approximately $31 million at June 30, 2018 and $30 million at December 31, 2017. The maximum exposure to loss related to these VIEs was $56 million at June 30, 2018 and $51 million at December 31, 2017, representing the Company’s investment balance and its unfunded commitments to invest additional amounts.

The Company’s individual net investments in unconsolidated VIEs, which exclude any unfunded capital commitments, ranged from less than $1 million to $47 million at June 30, 2018, compared with less than $1 million to $56 million at December 31, 2017.

The Company is required to consolidate VIEs in which it has concluded it has a controlling financial interest. The Company sponsors entities to which it transfers its interests in tax-advantaged investments to third parties. At June 30, 2018, approximately $3.5 billion of the Company’s assets and $2.6 billion of its liabilities included on the Consolidated Balance Sheet were related to community development and tax-advantaged investment VIEs which the Company has consolidated, primarily related to these transfers. These amounts compared to $3.5 billion and $2.5 billion, respectively, at December 31, 2017. The majority of the assets of these consolidated VIEs are reported in other assets, and the liabilities are reported in long-term debt and other liabilities. The assets of a particular VIE are the primary source of funds to settle its obligations. The creditors of the VIEs do not have recourse to the general credit of the Company. The Company’s exposure to the consolidated VIEs is generally limited to the carrying value of its variable interests plus any related tax credits previously recognized or transferred to others with a guarantee.

The Company also sponsors a conduit to which it previously transferred high-grade investment securities. The Company consolidates the conduit because of its ability to manage the activities of the conduit. At June 30, 2018 and December 31, 2017, $18 million of the held-to-maturity investment securities on the Company’s Consolidated Balance Sheet were related to the conduit.

In addition, the Company sponsors a municipal bond securities tender option bond program. The Company controls the activities of the program’s entities, is entitled to the residual returns and provides liquidity and remarketing arrangements to the program. As a result, the Company has consolidated the program’s entities. At June 30, 2018, $2.4 billion of available-for-sale investment securities and $2.3 billion of short-term borrowings on the Consolidated Balance Sheet were related to the tender option bond program, compared with $2.5 billion of available-for-sale investment securities and $2.3 billion of short-term borrowings at December 31, 2017.

 

 Note 6      Mortgage Servicing Rights

The Company capitalizes MSRs as separate assets when loans are sold and servicing is retained. MSRs may also be purchased from others. The Company carries MSRs at fair value, with changes in the fair value recorded in earnings during the period in which they occur. The Company serviced $234.8 billion of residential mortgage loans for others at June 30, 2018, and $234.7 billion at December 31, 2017, including subserviced mortgages with no corresponding MSR asset. The net impact included in mortgage banking revenue of fair value changes of MSRs due to changes in valuation assumptions and derivatives used to economically hedge MSRs were net gains of $24 million and $5 million for the three months ended June 30, 2018 and 2017, respectively, and $43 million and $17 million for the six months ended June 30, 2018 and 2017, respectively. Loan servicing and ancillary fees, not including valuation changes, included in mortgage banking revenue were $185 million and $186 million for the three months ended June 30, 2018

 

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and 2017, respectively, and $375 million and $378 million for the six months ended June 30, 2018 and 2017, respectively.

Changes in fair value of capitalized MSRs are summarized as follows:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)           2018             2017                 2018         2017  

Balance at beginning of period

  $ 2,780     $ 2,642          $ 2,645     $ 2,591  

Rights purchased

    2       4            4       6  

Rights capitalized

    97       82            197       204  

Changes in fair value of MSRs

            

Due to fluctuations in market interest rates (a)

    38       (50          152       (30

Due to revised assumptions or models (b)

    26       5            50       17  

Other changes in fair value (c)

    (99     (101              (204     (206

Balance at end of period

  $ 2,844     $ 2,582              $ 2,844     $ 2,582  

 

(a) Includes changes in MSR value associated with changes in market interest rates, including estimated prepayment rates and anticipated earnings on escrow deposits.
(b) Includes changes in MSR value not caused by changes in market interest rates, such as changes in cost to service, ancillary income and option adjusted spread, as well as the impact of any model changes.
(c) Primarily represents changes due to realization of expected cash flows over time (decay).

The estimated sensitivity to changes in interest rates of the fair value of the MSR portfolio and the related derivative instruments was as follows:

 

    June 30, 2018             December 31, 2017  
(Dollars in Millions)   Down
100 bps
    Down
50 bps
    Down
25 bps
    Up
25 bps
    Up
50 bps
    Up
100 bps
            Down
100 bps
    Down
50 bps
    Down
25 bps
    Up
25 bps
    Up
50 bps
    Up
100 bps
 

MSR portfolio

  $ (469   $ (207   $ (97   $ 84     $ 154     $ 263          $ (520   $ (231   $ (109   $ 95     $ 177     $ 302  

Derivative instrument hedges

    422       197       94       (85     (160     (290              453       216       105       (96     (184     (336

Net sensitivity

  $ (47   $ (10   $ (3   $ (1   $ (6   $ (27            $ (67   $ (15   $ (4   $ (1   $ (7   $ (34

The fair value of MSRs and their sensitivity to changes in interest rates is influenced by the mix of the servicing portfolio and characteristics of each segment of the portfolio. The Company’s servicing portfolio consists of the distinct portfolios of government-insured mortgages, conventional mortgages and Housing Finance Agency (“HFA”) mortgages. The servicing portfolios are predominantly comprised of fixed-rate agency loans with limited adjustable-rate or jumbo mortgage loans. The HFA servicing portfolio is comprised of loans originated under state and local housing authority program guidelines which assist purchases by first-time or low- to moderate-income homebuyers through a favorable rate subsidy, down payment and/or closing cost assistance on government- and conventional-insured mortgages.

A summary of the Company’s MSRs and related characteristics by portfolio was as follows:

 

    June 30, 2018            December 31, 2017  
(Dollars in Millions)   HFA     Government     Conventional (c)     Total            HFA     Government     Conventional (c)     Total  

Servicing portfolio (a)

  $ 42,398     $ 36,543     $ 153,805     $ 232,746         $ 40,737     $ 36,756     $ 155,353     $ 232,846  

Fair value

  $ 510     $ 468     $ 1,866     $ 2,844         $ 450     $ 428     $ 1,767     $ 2,645  

Value (bps) (b)

    120       128       121       122           110       116       114       114  

Weighted-average servicing fees (bps)

    34       35       27       29           35       34       27       29  

Multiple (value/servicing fees)

    3.49       3.68       4.54       4.15           3.17       3.38       4.24       3.86  

Weighted-average note rate

    4.49     3.94     4.03     4.10         4.43     3.92     4.02     4.08

Weighted-average age (in years)

    3.2       4.4       4.3       4.1           3.0       4.3       4.2       4.0  

Weighted-average expected prepayment (constant prepayment rate)

    9.3     10.5     8.7     9.1         9.8     11.6     9.7     10.0

Weighted-average expected life (in years)

    8.0       6.9       7.3       7.4           7.7       6.5       6.9       7.0  

Weighted-average option adjusted spread (d)

    8.8     8.4     7.3     7.8             9.9     9.2     7.2     8.0

 

(a) Represents principal balance of mortgages having corresponding MSR asset.
(b) Calculated as fair value divided by the servicing portfolio.
(c) Represents loans sold primarily to GSEs.
(d) Option adjusted spread is the incremental spread added to the risk-free rate to reflect optionality and other risk inherent in the MSRs.

 

U.S. Bancorp    51


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 Note 7      Preferred Stock

At June 30, 2018 and December 31, 2017, the Company had authority to issue 50 million shares of preferred stock. The number of shares issued and outstanding and the carrying amount of each outstanding series of the Company’s preferred stock were as follows:

 

    June 30, 2018              December 31, 2017  
(Dollars in Millions)   Shares
Issued and
Outstanding
     Liquidation
Preference
     Discount      Carrying
Amount
             Shares
Issued and
Outstanding
     Liquidation
Preference
     Discount      Carrying
Amount
 

Series A

    12,510      $ 1,251      $ 145      $ 1,106             12,510      $ 1,251      $ 145      $ 1,106  

Series B

    40,000        1,000               1,000             40,000        1,000               1,000  

Series F

    44,000        1,100        12        1,088             44,000        1,100        12        1,088  

Series H

    20,000        500        13        487             20,000        500        13        487  

Series I

    30,000        750        5        745             30,000        750        5        745  

Series J

    40,000        1,000        7        993                 40,000        1,000        7        993  

Total preferred stock (a)

    186,510      $ 5,601      $ 182      $ 5,419                 186,510      $ 5,601      $ 182      $ 5,419  

 

(a) The par value of all shares issued and outstanding at June 30, 2018 and December 31, 2017, was $1.00 per share.

 

 Note 8      Accumulated Other Comprehensive Income (Loss)

Shareholders’ equity is affected by transactions and valuations of asset and liability positions that require adjustments to accumulated other comprehensive income (loss). The reconciliation of the transactions affecting accumulated other comprehensive income (loss) included in shareholders’ equity is as follows:

 

Three Months Ended June 30

(Dollars in Millions)

  Unrealized Gains
(Losses) on
Investment
Securities
Available-For-
Sale
    Unrealized Gains
(Losses) on
Investment
Securities
Transferred From
Available-For-Sale
to Held-To-
Maturity
    Unrealized Gains
(Losses) on
Derivative Hedges
    Unrealized Gains
(Losses) on
Retirement Plans
    Foreign
Currency
Translation
    Total  

2018

           

Balance at beginning of period

  $ (1,017   $ 19     $ 152     $ (1,271   $ (76   $ (2,193

Changes in unrealized gains and losses

    (212           33       2             (177

Foreign currency translation adjustment (a)

                            (8     (8

Reclassification to earnings of realized gains and losses

    (10     (2     (2     35             21  

Applicable income taxes

    56             (7     (10     3       42  

Balance at end of period

  $ (1,183   $ 17     $ 176     $ (1,244   $ (81   $ (2,315

2017

           

Balance at beginning of period

  $ (371   $ 23     $ 68     $ (1,095   $ (64   $ (1,439

Changes in unrealized gains and losses

    328             (37                 291  

Foreign currency translation adjustment (a)

                            (1     (1

Reclassification to earnings of realized gains and losses

    (9     (4     10       29             26  

Applicable income taxes

    (122     2       10       (11     (2     (123

Balance at end of period

  $ (174   $ 21     $ 51     $ (1,077   $ (67   $ (1,246

 

(a) Represents the impact of changes in foreign currency exchange rates on the Company’s investment in foreign operations and related hedges.

 

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Six Months Ended June 30

(Dollars in Millions)

  Unrealized Gains
(Losses) on
Investment
Securities
Available-For-
Sale
    Unrealized Gains
(Losses) on
Investment
Securities
Transferred From
Available-For-Sale
to Held-To-
Maturity
    Unrealized Gains
(Losses) on
Derivative Hedges
    Unrealized Gains
(Losses) on
Retirement Plans
    Foreign
Currency
Translation
    Total  

2018

           

Balance at beginning of period

  $ (357   $ 17     $ 71     $ (1,066   $ (69   $ (1,404

Revaluation of tax related balances (a)

    (77     4       15       (229     (13     (300

Changes in unrealized gains and losses

    (988           119       (1           (870

Foreign currency translation adjustment (b)

                            5       5  

Reclassification to earnings of realized gains and losses

    (15     (5     1       69             50  

Applicable income taxes

    254       1       (30     (17     (4     204  

Balance at end of period

  $ (1,183   $ 17     $ 176     $ (1,244   $ (81   $ (2,315

2017

           

Balance at beginning of period

  $ (431   $ 25     $ 55     $ (1,113   $ (71   $ (1,535

Changes in unrealized gains and losses

    455             (30                 425  

Foreign currency translation adjustment (b)

                            9       9  

Reclassification to earnings of realized gains and losses

    (38     (7     24       58             37  

Applicable income taxes

    (160     3       2       (22     (5     (182

Balance at end of period

  $ (174   $ 21     $ 51     $ (1,077   $ (67   $ (1,246

 

(a) Represents the impact of the reduced federal statutory tax rate for corporations included in 2017 tax reform legislation, reclassified out of accumulated other comprehensive income and into retained earnings as of the beginning of the period.
(b) Represents the impact of changes in foreign currency exchange rates on the Company’s investment in foreign operations and related hedges.

Additional detail about the impact to net income for items reclassified out of accumulated other comprehensive income (loss) and into earnings is as follows:

 

    Impact to Net Income     Affected Line Item in the
Consolidated Statement of Income
    Three Months Ended
June 30
            Six Months Ended
June 30
   
(Dollars in Millions)       2018             2017                     2018             2017    

Unrealized gains (losses) on investment securities available-for-sale

              

Realized gains (losses) on sale of investment securities

  $ 10     $ 9          $ 15     $ 38     Total securities gains (losses), net
    (3     (3              (4     (14   Applicable income taxes
    7       6            11       24     Net-of-tax

Unrealized gains (losses) on investment securities transferred from available-for-sale to held-to-maturity

              

Amortization of unrealized gains

    2       4            5       7     Interest income
          (2              (1     (3   Applicable income taxes
    2       2            4       4     Net-of-tax

Unrealized gains (losses) on derivative hedges

              

Realized gains (losses) on derivative hedges

    2       (10          (1     (24   Interest expense
    (1     4                      9     Applicable income taxes
    1       (6          (1     (15   Net-of-tax

Unrealized gains (losses) on retirement plans

              

Actuarial gains (losses) and prior service cost (credit) amortization

    (35     (29          (69     (58   Employee benefits expense
    10       11                18       22     Applicable income taxes
    (25     (18          (51     (36   Net-of-tax

Total impact to net income

  $ (15   $ (16            $ (37   $ (23    

 

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 Note 9      Earnings Per Share

The components of earnings per share were:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars and Shares in Millions, Except Per Share Data)       2018         2017                 2018         2017  

Net income attributable to U.S. Bancorp

  $ 1,750     $ 1,500          $ 3,425     $ 2,973  

Preferred dividends

    (64     (64          (134     (133

Impact of preferred stock redemption (a)

                           (10

Earnings allocated to participating stock awards

    (8     (6              (16     (13

Net income applicable to U.S. Bancorp common shareholders

  $ 1,678     $ 1,430              $ 3,275     $ 2,817  

Average common shares outstanding

    1,642       1,684            1,647       1,689  

Net effect of the exercise and assumed purchase of stock awards

    4       6                4       6  

Average diluted common shares outstanding

    1,646       1,690                1,651       1,695  

Earnings per common share

  $ 1.02     $ .85          $ 1.99     $ 1.67  

Diluted earnings per common share

  $ 1.02     $ .85              $ 1.98     $ 1.66  

 

(a) Represents stock issuance costs originally recorded in preferred stock upon the issuance of the Company’s Series G Preferred Stock that were reclassified to retained earnings on the date the Company announced its intent to redeem the outstanding shares.

Options outstanding at June 30, 2018, to purchase 1 million common shares for the three months and six months ended June 30, 2018, and outstanding at June 30, 2017, to purchase 1 million common shares for the three months and six months ended June 30, 2017, were not included in the computation of diluted earnings per share because they were antidilutive.

 

 Note 10      Employee Benefits

The components of net periodic benefit cost for the Company’s retirement plans were:

 

    Three Months Ended June 30             Six Months Ended June 30  
    Pension Plans     Postretirement
Welfare Plan
            Pension Plans     Postretirement
Welfare Plan
 
(Dollars in Millions)       2018         2017         2018         2017                 2018         2017         2018         2017  

Service cost

  $ 52     $ 46     $     $          $ 104     $ 93     $     $  

Interest cost

    56       55             1            112       110       1       2  

Expected return on plan assets

    (94     (71     (1                (189     (142     (2     (1

Prior service cost (credit) amortization

                      (1                (1     (1     (2

Actuarial loss (gain) amortization

    36       32       (1     (2              73       64       (3     (3

Net periodic benefit cost (a)

  $ 50     $ 62     $ (2   $ (2            $ 100     $ 124     $ (5   $ (4

 

(a) Service cost is included in employee benefits expense on the Consolidated Statement of Income. All other components are included in other noninterest expense on the Consolidated Statement of Income.

 

 Note 11      Income Taxes

The components of income tax expense were:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)           2018          2017                 2018          2017  

Federal

              

Current

  $ 312      $ 493          $ 546      $ 1,024  

Deferred

    17        (37              36        (157

Federal income tax

    329        456            582        867  

State

              

Current

    62        81            154        146  

Deferred

    50        14                67        37  

State income tax

    112        95                221        183  

Total income tax provision

  $ 441      $ 551              $ 803      $ 1,050  

 

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A reconciliation of expected income tax expense at the federal statutory rate of 21 percent for 2018 and 35 percent for 2017 to the Company’s applicable income tax expense follows:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)           2018         2017                 2018         2017  

Tax at statutory rate

  $ 462     $ 722          $ 891     $ 1,417  

State income tax, at statutory rates, net of federal tax benefit

    96       67            185       130  

Tax effect of

            

Tax credits and benefits, net of related expenses

    (132     (197          (247     (390

Exam resolutions

                     (49      

Tax-exempt income

    (33     (51          (65     (100

Noncontrolling interests

    (2     (4          (3     (9

Other items

    50       14                91       2  

Applicable income taxes

  $ 441     $ 551              $ 803     $ 1,050  

The Company’s income tax returns are subject to review and examination by federal, state, local and foreign government authorities. On an ongoing basis, numerous federal, state, local and foreign examinations are in progress and cover multiple tax years. As of June 30, 2018, the federal taxing authority has completed its examination of the Company through the fiscal year ended December 31, 2010. The years open to examination by foreign, state and local government authorities vary by jurisdiction.

The Company’s net deferred tax asset was $691 million at June 30, 2018 and $473 million at December 31, 2017.

 

 Note  12      Derivative Instruments

In the ordinary course of business, the Company enters into derivative transactions to manage various risks and to accommodate the business requirements of its customers. The Company recognizes all derivatives on the Consolidated Balance Sheet at fair value in other assets or in other liabilities. On the date the Company enters into a derivative contract, the derivative is designated as either a fair value hedge, cash flow hedge, net investment hedge, or a designation is not made as it is a customer-related transaction, an economic hedge for asset/liability risk management purposes or another stand-alone derivative created through the Company’s operations (“free-standing derivative”). When a derivative is designated as a fair value, cash flow or net investment hedge, the Company performs an assessment, at inception and, at a minimum, quarterly thereafter, to determine the effectiveness of the derivative in offsetting changes in the value or cash flows of the hedged item(s).

Fair Value Hedges These derivatives are interest rate swaps the Company uses to hedge the change in fair value related to interest rate changes of its underlying fixed-rate debt. Changes in the fair value of derivatives designated as fair value hedges, and changes in the fair value of the hedged items, are recorded in earnings. There were no fair value hedges at June 30, 2018.

Cash Flow Hedges These derivatives are interest rate swaps the Company uses to hedge the forecasted cash flows from its underlying variable-rate debt. Changes in the fair value of derivatives designated as cash flow hedges are recorded in other comprehensive income (loss) until the cash flows of the hedged items are realized. If a derivative designated as a cash flow hedge is terminated or ceases to be highly effective, the gain or loss in other comprehensive income (loss) is amortized to earnings over the period the forecasted hedged transactions impact earnings. If a hedged forecasted transaction is no longer probable, hedge accounting is ceased and any gain or loss included in other comprehensive income (loss) is reported in earnings immediately, unless the forecasted transaction is at least reasonably possible of occurring, whereby the amounts remain within other comprehensive income (loss). At June 30, 2018, the Company had $176 million (net-of-tax) of realized and unrealized gains on derivatives classified as cash flow hedges recorded in other comprehensive income (loss), compared with $71 million (net-of-tax) of realized and unrealized gains at December 31, 2017. The estimated amount to be reclassified from other comprehensive income (loss) into earnings during the remainder of 2018 and the next 12 months are gains of $35 million (net-of-tax) and $69 million (net-of-tax), respectively. This amount includes gains and losses related to hedges that were terminated early for which the forecasted transactions are still probable. All cash flow hedges were highly effective for the three and six months ended June 30, 2018.

 

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Net Investment Hedges The Company uses forward commitments to sell specified amounts of certain foreign currencies, and non-derivative debt instruments, to hedge the volatility of its net investment in foreign operations driven by fluctuations in foreign currency exchange rates. The carrying amount of non-derivative debt instruments designated as net investment hedges was $1.2 billion at June 30, 2018 and December 31, 2017.

Other Derivative Positions The Company enters into free-standing derivatives to mitigate interest rate risk and for other risk management purposes. These derivatives include forward commitments to sell to-be-announced securities (“TBAs”) and other commitments to sell residential mortgage loans, which are used to economically hedge the interest rate risk related to residential mortgage loans held for sale (“MLHFS”) and unfunded mortgage loan commitments. The Company also enters into interest rate swaps, swaptions, forward commitments to buy TBAs, U.S. Treasury and Eurodollar futures and options on U.S. Treasury futures to economically hedge the change in the fair value of the Company’s MSRs. The Company also enters into foreign currency forwards to economically hedge remeasurement gains and losses the Company recognizes on foreign currency denominated assets and liabilities. In addition, the Company acts as a seller and buyer of interest rate derivatives and foreign exchange contracts for its customers. The Company mitigates the market and liquidity risk associated with these customer derivatives by entering into similar offsetting positions with broker-dealers, or on a portfolio basis by entering into other derivative or non-derivative financial instruments that partially or fully offset the exposure from these customer-related positions. The Company’s customer derivatives and related hedges are monitored and reviewed by the Company’s Market Risk Committee, which establishes policies for market risk management, including exposure limits for each portfolio. The Company also has derivative contracts that are created through its operations, including certain unfunded mortgage loan commitments and swap agreements related to the sale of a portion of its Class B common shares of Visa Inc. Refer to Note 14 for further information on these swap agreements.

For additional information on the Company’s purpose for entering into derivative transactions and its overall risk management strategies, refer to “Management Discussion and Analysis — Use of Derivatives to Manage Interest Rate and Other Risks”, which is incorporated by reference into these Notes to Consolidated Financial Statements.

 

56    U.S. Bancorp


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The following table summarizes the asset and liability management derivative positions of the Company:

 

    Asset Derivatives              Liability Derivatives  
(Dollars in Millions)   Notional
Value
     Fair
Value
     Weighted-
Average
Remaining
Maturity
In Years
             Notional
Value
     Fair
Value
     Weighted-
Average
Remaining
Maturity
In Years
 

June 30, 2018

                     

Cash flow hedges

                     

Interest rate contracts

                     

Pay fixed/receive floating swaps

  $ 8,872      $ 14        3.28           $ 1,720      $        2.35  

Net investment hedges

                     

Foreign exchange forward contracts

    298        4        .05                            

Other economic hedges

                     

Interest rate contracts

                     

Futures and forwards

                     

Buy

    2,363        12        .09             602        2        .10  

Sell

    13,904        9        1.10             5,718        23        .03  

Options

                     

Purchased

    6,255        85        8.18                            

Written

    1,060        25        .09             8               .12  

Receive fixed/pay floating swaps

    2,822               12.76             4,911               9.07  

Pay fixed/receive floating swaps

    4,530               7.37             430               11.30  

Foreign exchange forward contracts

    579        8        .05             141        1        .05  

Equity contracts

                              143        4        .84  

Credit contracts

    1,820               2.83             4,265        1        3.46  

Other (a)

    147        1        .01             1,420        120        1.80  

Total

  $ 42,650      $ 158              $ 19,358      $ 151     

December 31, 2017

                     

Fair value hedges

                     

Interest rate contracts

                     

Receive fixed/pay floating swaps

  $ 1,000      $ 28        6.70           $ 3,600      $ 16        1.55  

Cash flow hedges

                     

Interest rate contracts

                     

Pay fixed/receive floating swaps

    3,772        5        6.73                            

Net investment hedges

                     

Foreign exchange forward contracts

                              373        8        .05  

Other economic hedges

                     

Interest rate contracts

                     

Futures and forwards

                     

Buy

    1,632        7        .10             1,326        2        .04  

Sell

    15,291        10        .89             4,511        10        .03  

Options

                     

Purchased

    4,985        65        7.57                            

Written

    1,285        21        .10             5               .05  

Receive fixed/pay floating swaps

    2,019        5        16.49             5,469               8.43  

Pay fixed/receive floating swaps

    4,844        21        7.69             46        1        6.70  

Foreign exchange forward contracts

    147        1        .02             669        8        .04  

Equity contracts

    45               1.10             88        1        .58  

Credit contracts

    1,559               3.41             3,779        1        3.16  

Other (a)

                              1,164        125        2.50  

Total

  $ 36,579      $ 163                        $ 21,030      $ 172           

 

(a) Includes derivative liability swap agreements related to the sale of a portion of the Company’s Class B common shares of Visa Inc. The Visa swap agreements had a total notional value, fair value and weighted average remaining maturity of $1.3 billion, $119 million and 2.01 years at June 30, 2018, respectively, compared to $1.2 billion, $125 million and 2.50 years at December 31, 2017, respectively. In addition, includes short-term underwriting purchase and sale commitments with total asset and liability notional values of $147 million at June 30, 2018.

 

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The following table summarizes the customer-related derivative positions of the Company:

 

    Asset Derivatives              Liability Derivatives  
(Dollars in Millions)   Notional
Value
     Fair
Value
     Weighted-
Average
Remaining
Maturity
In Years
             Notional
Value
     Fair
Value
     Weighted-
Average
Remaining
Maturity
In Years
 

June 30, 2018

                     

Interest rate contracts

                     

Receive fixed/pay floating swaps

  $ 24,816      $ 470        5.93           $ 76,059      $ 733        4.55  

Pay fixed/receive floating swaps

    72,131        464        4.50             24,623        353        6.11  

Options

                     

Purchased

    37,827        65        1.63             1,360        9        3.03  

Written

    1,360        11        3.03             34,942        61        1.47  

Futures

                     

Buy

    40               1.72                            

Sell

    7,588        10        .98             800               .22  

Foreign exchange rate contracts

                     

Forwards, spots and swaps

    24,755        621        .88             24,056        601        .91  

Options

                     

Purchased

    5,132        85        .76                            

Written

                              5,132        85        .76  

Total

  $ 173,649      $ 1,726              $ 166,972      $ 1,842     

December 31, 2017

                     

Interest rate contracts

                     

Receive fixed/pay floating swaps

  $ 28,681      $ 679        5.71           $ 59,990      $ 840        4.27  

Pay fixed/receive floating swaps

    63,038        860        4.20             25,093        602        5.76  

Options

                     

Purchased

    29,091        22        1.61             880        14        4.24  

Written

    880        15        4.24             27,056        20        1.50  

Futures

                     

Sell

    7,007        4        1.21                            

Foreign exchange rate contracts

                     

Forwards, spots and swaps

    24,099        656        .81             23,440        636        .83  

Options

                     

Purchased

    4,026        83        1.20                            

Written

                              4,026        83        1.20  

Total

  $ 156,822      $ 2,319                        $ 140,485      $ 2,195           

The table below shows the effective portion of the gains (losses) recognized in other comprehensive income (loss) and the gains (losses) reclassified from other comprehensive income (loss) into earnings (net-of-tax):

 

    Three Months Ended June 30             Six Months Ended June 30  
   

Gains (Losses)
Recognized in
Other
Comprehensive
Income

(Loss)

   

Gains (Losses)
Reclassified from
Other
Comprehensive
Income

(Loss) into Earnings

           

Gains (Losses)
Recognized in
Other
Comprehensive
Income

(Loss)

   

Gains (Losses)
Reclassified from
Other
Comprehensive
Income

(Loss) into Earnings

 
(Dollars in Millions)   2018      2017     2018      2017             2018      2017     2018     2017  

Asset and Liability Management Positions

                       

Cash flow hedges

                       

Interest rate contracts

  $ 25      $ (23   $ 1      $ (6        $ 89      $ (19   $ (1   $ (15

Net investment hedges

                       

Foreign exchange forward contracts

    12        (41                       28        (48            

Non-derivative debt instruments

    50        (11                           16        (11            

 

Note:

The Company does not exclude components from effectiveness testing for cash flow and net investment hedges.

 

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The table below shows the effect of fair value and cash flow hedge accounting on the Consolidated Statement of Income:

 

    Three Months Ended June 30              Six Months Ended June 30  
    Other Noninterest
Income
    Interest Expense              Other Noninterest
Income
    Interest Expense  
(Dollars in Millions)   2018      2017     2018     2017              2018      2017     2018     2017  

Total amount of income and expense line items presented in the Consolidated Statement of Income in which the effects of fair value or cash flow hedges are recorded

  $ 207      $ 195     $ 751     $ 470           $ 374      $ 375     $ 1,374     $ 883  
 

Asset and Liability Management Positions

                       

Fair value hedges

                       

Interest rate contract derivatives

           14       48                          4       5        

Hedged items

           (14     (48                        (4     (5      

Cash Flow hedges

                       

Interest rate contract derivatives

                 (2     10                              1       24  

 

Note: The Company does not exclude components from effectiveness testing for fair value and cash flow hedges. The Company did not reclassify gains or losses into earnings as a result of the discontinuance of cash flow hedges during the three and six months ended June 30, 2018 and 2017.

The table below shows cumulative hedging adjustments and the carrying amount of assets (liabilities) designated in fair value hedges:

 

    Carrying Amount of the Hedged Assets
(Liabilities)
             Cumulative Hedging Adjustment (a)  
(Dollars in Millions)   June 30, 2018      December 31, 2017              June 30, 2018     December 31, 2017  

Line Item in the Consolidated Balance Sheet

              

Long-term Debt

  $      $ 4,584               $ (45   $ (8

 

(a) The cumulative hedging adjustment at June 30, 2018 relates to discontinued hedging relationships. The Company did not have any hedging adjustments for discontinued fair value hedges at December 31, 2017.

The table below shows the gains (losses) recognized in earnings for other economic hedges and the customer-related positions:

 

         Three Months
Ended June 30
            Six Months
Ended June 30
 
(Dollars in Millions)  

Location of Gains (Losses)

Recognized in Earnings

   2018     2017             2018     2017  

Asset and Liability Management Positions

               

Other economic hedges

               

Interest rate contracts

               

Futures and forwards

  Mortgage banking revenue    $ 15     $ (1          73     $ 5  

Purchased and written options

  Mortgage banking revenue      56       77            98       117  

Receive fixed/pay floating swaps

  Mortgage banking revenue      (61     117            (140     148  

Pay fixed/receive floating swaps

  Mortgage banking revenue      15       (71          (16     (111

Foreign exchange forward contracts

  Other noninterest income      15       (30          27       (37

Equity contracts

  Compensation expense            (1          (1      

Credit contracts

  Other noninterest income      2                  2       1  

Other

  Other noninterest income      1       (1          1       (1

Customer-Related Positions

               

Interest rate contracts

               

Receive fixed/pay floating swaps

  Commercial products revenue      (351     (323          (1,515     (573

Pay fixed/receive floating swaps

  Commercial products revenue      365       333            1,532       602  

Purchased and written options

  Commercial products revenue      2       (2          2       (8

Futures

  Commercial products revenue      3                  11       (2

Foreign exchange rate contracts

               

Forwards, spots and swaps

  Commercial products revenue      22       24            45       46  

Purchased and written options

  Commercial products revenue                                 1  

Derivatives are subject to credit risk associated with counterparties to the derivative contracts. The Company measures that credit risk using a credit valuation adjustment and includes it within the fair value of the derivative. The Company manages counterparty credit risk through diversification of its derivative positions among various counterparties, by entering into derivative positions that are centrally cleared through clearinghouses, by entering into master netting arrangements and, where possible, by requiring collateral arrangements. A master netting arrangement allows two counterparties, who have multiple derivative contracts with each other, the ability to net settle amounts under all contracts, including any related collateral, through a single payment and in a single currency. Collateral arrangements generally require the counterparty to deliver collateral (typically cash or U.S. Treasury and agency

 

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securities) equal to the Company’s net derivative receivable, subject to minimum transfer and credit rating requirements.

The Company’s collateral arrangements are predominately bilateral and, therefore, contain provisions that require collateralization of the Company’s net liability derivative positions. Required collateral coverage is based on net liability thresholds and may be contingent upon the Company’s credit rating from two of the nationally recognized statistical rating organizations. If the Company’s credit rating were to fall below credit ratings thresholds established in the collateral arrangements, the counterparties to the derivatives could request immediate additional collateral coverage up to and including full collateral coverage for derivatives in a net liability position. The aggregate fair value of all derivatives under collateral arrangements that were in a net liability position at June 30, 2018, was $431 million. At June 30, 2018, the Company had $345 million of cash posted as collateral against this net liability position.

 

 Note 13   Netting Arrangements for Certain Financial Instruments and Securities Financing Activities
 

The Company’s derivative portfolio consists of bilateral over-the-counter trades, certain interest rate derivatives and credit contracts required to be centrally cleared through clearinghouses per current regulations, and exchange-traded positions which may include U.S. Treasury and Eurodollar futures or options on U.S. Treasury futures. Of the Company’s $402.6 billion total notional amount of derivative positions at June 30, 2018, $214.1 billion related to bilateral over-the-counter trades, $167.7 billion related to those centrally cleared through clearinghouses and $20.8 billion related to those that were exchange-traded. The Company’s derivative contracts typically include offsetting rights (referred to as netting arrangements), and depending on expected volume, credit risk, and counterparty preference, collateral maintenance may be required. For all derivatives under collateral support arrangements, fair value is determined daily and, depending on the collateral maintenance requirements, the Company and a counterparty may receive or deliver collateral, based upon the net fair value of all derivative positions between the Company and the counterparty. Collateral is typically cash, but securities may be allowed under collateral arrangements with certain counterparties. Receivables and payables related to cash collateral are included in other assets and other liabilities on the Consolidated Balance Sheet, along with the related derivative asset and liability fair values. Any securities pledged to counterparties as collateral remain on the Consolidated Balance Sheet. Securities received from counterparties as collateral are not recognized on the Consolidated Balance Sheet, unless the counterparty defaults. In general, securities used as collateral can be sold, repledged or otherwise used by the party in possession. No restrictions exist on the use of cash collateral by either party. Refer to Note 12 for further discussion of the Company’s derivatives, including collateral arrangements.

As part of the Company’s treasury and broker-dealer operations, the Company executes transactions that are treated as securities sold under agreements to repurchase or securities purchased under agreements to resell, both of which are accounted for as collateralized financings. Securities sold under agreements to repurchase include repurchase agreements and securities loaned transactions. Securities purchased under agreements to resell include reverse repurchase agreements and securities borrowed transactions. For securities sold under agreements to repurchase, the Company records a liability for the cash received, which is included in short-term borrowings on the Consolidated Balance Sheet. For securities purchased under agreements to resell, the Company records a receivable for the cash paid, which is included in other assets on the Consolidated Balance Sheet.

Securities transferred to counterparties under repurchase agreements and securities loaned transactions continue to be recognized on the Consolidated Balance Sheet, are measured at fair value, and are included in investment securities or other assets. Securities received from counterparties under reverse repurchase agreements and securities borrowed transactions are not recognized on the Consolidated Balance Sheet unless the counterparty defaults. The securities transferred under repurchase and reverse repurchase transactions typically are U.S. Treasury and agency securities, residential agency mortgage-backed securities or corporate debt securities. The securities loaned or borrowed typically are corporate debt securities traded by the Company’s broker-dealer subsidiary. In general, the securities transferred can be sold, repledged or otherwise used by the party in possession. No restrictions exist on the use of cash collateral by either party. Repurchase/reverse repurchase and securities loaned/borrowed transactions expose the Company to counterparty risk. The Company manages this risk by performing assessments, independent of business line managers, and establishing concentration limits on each counterparty. Additionally, these transactions include collateral arrangements that require the fair values of the underlying securities to be determined daily, resulting in cash being obtained or refunded to counterparties to maintain specified collateral levels.

 

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The following table summarizes the maturities by category of collateral pledged for repurchase agreements and securities loaned transactions:

 

(Dollars in Millions)   Overnight and
Continuous
     Less Than
30 Days
     30-89
Days
     Greater Than
90 Days
     Total  

June 30, 2018

             

Repurchase agreements

             

U.S. Treasury and agencies

  $ 157      $      $      $      $ 157  

Residential agency mortgage-backed securities

    316        282        984        507        2,089  

Corporate debt securities

    250               73               323  

Total repurchase agreements

    723        282        1,057        507        2,569  

Securities loaned

             

Corporate debt securities

    202                             202  

Total securities loaned

    202                             202  

Gross amount of recognized liabilities

  $ 925      $ 282      $ 1,057      $ 507      $ 2,771  

December 31, 2017

             

Repurchase agreements

             

U.S. Treasury and agencies

  $ 25      $      $      $      $ 25  

Residential agency mortgage-backed securities

    644        30                      674  

Corporate debt securities

    104                             104  

Total repurchase agreements

    773        30                      803  

Securities loaned

             

Corporate debt securities

    111                             111  

Total securities loaned

    111                             111  

Gross amount of recognized liabilities

  $ 884      $ 30      $      $      $ 914  

The Company executes its derivative, repurchase/reverse repurchase and securities loaned/borrowed transactions under the respective industry standard agreements. These agreements include master netting arrangements that allow for multiple contracts executed with the same counterparty to be viewed as a single arrangement. This allows for net settlement of a single amount on a daily basis. In the event of default, the master netting arrangement provides for close-out netting, which allows all of these positions with the defaulting counterparty to be terminated and net settled with a single payment amount.

The Company has elected to offset the assets and liabilities under netting arrangements for the balance sheet presentation of the majority of its derivative counterparties. The netting occurs at the counterparty level, and includes all assets and liabilities related to the derivative contracts, including those associated with cash collateral received or delivered. The Company has not elected to offset the assets and liabilities under netting arrangements for the balance sheet presentation of repurchase/reverse repurchase and securities loaned/borrowed transactions.

The following tables provide information on the Company’s netting adjustments, and items not offset on the Consolidated Balance Sheet but available for offset in the event of default:

 

    Gross
Recognized
Assets
    

Gross Amounts

Offset on the
Consolidated
Balance Sheet (a)

   

Net Amounts

Presented on the
Consolidated
Balance Sheet

     Gross Amounts Not Offset on the
Consolidated Balance Sheet
       
(Dollars in Millions)           Financial
Instruments (b)
   

Collateral

Received (c)

    Net Amount  

June 30, 2018

                                                 

Derivative assets (d)

  $ 1,851      $ (881   $ 970      $ (84   $ (1   $ 885  

Reverse repurchase agreements

    196              196        (109     (87      

Securities borrowed

    1,170              1,170              (1,133     37  

Total

  $ 3,217      $ (881   $ 2,336      $ (193   $ (1,221   $ 922  

December 31, 2017

             

Derivative assets (d)

  $ 1,759      $ (652   $ 1,107      $ (110   $ (5   $ 992  

Reverse repurchase agreements

    24              24        (24            

Securities borrowed

    923              923              (896     27  

Total

  $ 2,706      $ (652   $ 2,054      $ (134   $ (901   $ 1,019  

 

(a) Includes $243 million and $50 million of cash collateral related payables that were netted against derivative assets at June 30, 2018 and December 31, 2017, respectively.
(b) For derivative assets this includes any derivative liability fair values that could be offset in the event of counterparty default; for reverse repurchase agreements this includes any repurchase agreement payables that could be offset in the event of counterparty default; for securities borrowed this includes any securities loaned payables that could be offset in the event of counterparty default.
(c) Includes the fair value of securities received by the Company from the counterparty. These securities are not included on the Consolidated Balance Sheet unless the counterparty defaults.
(d) Excludes $33 million and $723 million at June 30, 2018 and December 31, 2017, respectively, of derivative assets not subject to netting arrangements.

 

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Gross

Recognized
Liabilities

    

Gross Amounts
Offset on the

Consolidated
Balance Sheet (a)

   

Net Amounts
Presented on the

Consolidated
Balance Sheet

     Gross Amounts Not Offset on the
Consolidated Balance Sheet
       
(Dollars in Millions)           Financial
Instruments (b)
    Collateral
Pledged (c)
    Net Amount  

June 30, 2018

                                                 

Derivative liabilities (d)

  $ 1,871      $ (982   $ 889      $ (84   $     $ 805  

Repurchase agreements

    2,569              2,569        (109     (2,460      

Securities loaned

    202              202              (199     3  

Total

  $ 4,642      $ (982   $ 3,660      $ (193   $ (2,659   $ 808  

December 31, 2017

             

Derivative liabilities (d)

  $ 1,629      $ (1,130   $ 499      $ (110   $     $ 389  

Repurchase agreements

    803              803        (24     (779      

Securities loaned

    111              111              (110     1  

Total

  $ 2,543      $ (1,130   $ 1,413      $ (134   $ (889   $ 390  

 

(a) Includes $344 million and $528 million of cash collateral related receivables that were netted against derivative liabilities at June 30, 2018 and December 31, 2017, respectively.
(b) For derivative liabilities this includes any derivative asset fair values that could be offset in the event of counterparty default; for repurchase agreements this includes any reverse repurchase agreement receivables that could be offset in the event of counterparty default; for securities loaned this includes any securities borrowed receivables that could be offset in the event of counterparty default.
(c) Includes the fair value of securities pledged by the Company to the counterparty. These securities are included on the Consolidated Balance Sheet unless the Company defaults.
(d) Excludes $122 million and $738 million at June 30, 2018 and December 31, 2017, respectively, of derivative liabilities not subject to netting arrangements.

 

 Note 14      Fair Values of Assets and Liabilities

The Company uses fair value measurements for the initial recording of certain assets and liabilities, periodic remeasurement of certain assets and liabilities, and disclosures. Derivatives, trading and available-for-sale investment securities, MSRs and substantially all MLHFS are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as loans held for sale, loans held for investment and certain other assets. These nonrecurring fair value adjustments typically involve application of lower-of-cost-or-fair value accounting or impairment write-downs of individual assets.

Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. A fair value measurement reflects all of the assumptions that market participants would use in pricing the asset or liability, including assumptions about the risk inherent in a particular valuation technique, the effect of a restriction on the sale or use of an asset and the risk of nonperformance.

The Company groups its assets and liabilities measured at fair value into a three-level hierarchy for valuation techniques used to measure financial assets and financial liabilities at fair value. This hierarchy is based on whether the valuation inputs are observable or unobservable. These levels are:

    Level 1 — Quoted prices in active markets for identical assets or liabilities. Level 1 includes U.S. Treasury securities, as well as exchange-traded instruments.
    Level 2 — Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 includes debt securities that are traded less frequently than exchange-traded instruments and which are typically valued using third party pricing services; derivative contracts and other assets and liabilities, including securities, whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data; and MLHFS whose values are determined using quoted prices for similar assets or pricing models with inputs that are observable in the market or can be corroborated by observable market data.
    Level 3 — Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose values are determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. This category includes MSRs and certain derivative contracts.

When the Company changes its valuation inputs for measuring financial assets and financial liabilities at fair value, either due to changes in current market conditions or other factors, it may need to transfer those assets or liabilities to another level in the hierarchy based on the new inputs used. The Company recognizes these transfers at the end of the reporting period in which the transfers occur. During the six months ended June 30, 2018 and 2017, there were no transfers of financial assets or financial liabilities between the hierarchy levels.

 

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The Company has processes and controls in place to increase the reliability of estimates it makes in determining fair value measurements. Items quoted on an exchange are verified to the quoted price. Items provided by a third party pricing service are subject to price verification procedures as described in more detail in the specific valuation discussions below. For fair value measurements modeled internally, the Company’s valuation models are subject to the Company’s Model Risk Governance Policy and Program, as maintained by the Company’s risk management department. The purpose of model validation is to assess the accuracy of the models’ input, processing, and reporting components. All models are required to be independently reviewed and approved prior to being placed in use, and are subject to formal change control procedures. Under the Company’s Model Risk Governance Policy, models are required to be reviewed at least annually to ensure they are operating as intended. Inputs into the models are market observable inputs whenever available. When market observable inputs are not available, the inputs are developed based upon analysis of historical experience and evaluation of other relevant market data. Significant unobservable model inputs are subject to review by senior management in corporate functions, who are independent from the modeling. Significant unobservable model inputs are also compared to actual results, typically on a quarterly basis. Significant Level 3 fair value measurements are also subject to corporate-level review and are benchmarked to market transactions or other market data, when available. Additional discussion of processes and controls are provided in the valuation methodologies section that follows.

The following section describes the valuation methodologies used by the Company to measure financial assets and liabilities at fair value. In addition, the following section includes an indication of the level of the fair value hierarchy in which the assets or liabilities are classified. Where appropriate, the description includes information about the valuation models and key inputs to those models. During the six months ended June 30, 2018 and 2017, there were no significant changes to the valuation techniques used by the Company to measure fair value.

Available-For-Sale Investment Securities When quoted market prices for identical securities are available in an active market, these prices are used to determine fair value and these securities are classified within Level 1 of the fair value hierarchy. Level 1 investment securities include U.S. Treasury and exchange-traded securities.

For other securities, quoted market prices may not be readily available for the specific securities. When possible, the Company determines fair value based on market observable information, including quoted market prices for similar securities, inactive transaction prices, and broker quotes. These securities are classified within Level 2 of the fair value hierarchy. Level 2 valuations are generally provided by a third party pricing service. The Company reviews the valuation methodologies utilized by the pricing service and, on a quarterly basis, reviews the security level prices provided by the pricing service against management’s expectation of fair value, based on changes in various benchmarks and market knowledge from recent trading activity. Additionally, each quarter, the Company validates the fair value provided by the pricing services by comparing them to recent observable market trades (where available), broker provided quotes, or other independent secondary pricing sources. Prices obtained from the pricing service are adjusted if they are found to be inconsistent with relevant market data. Level 2 investment securities are predominantly agency mortgage-backed securities, certain other asset-backed securities, obligations of state and political subdivisions and agency debt securities.

Mortgage Loans Held For Sale MLHFS measured at fair value, for which an active secondary market and readily available market prices exist, are initially valued at the transaction price and are subsequently valued by comparison to instruments with similar collateral and risk profiles. MLHFS are classified within Level 2. The valuations of MLHFS are developed by the mortgage banking division and are subject to independent price verification procedures by corporate functions. Included in mortgage banking revenue was a $6 million net loss and a $20 million net gain for the three months ended June 30, 2018 and 2017, respectively, and a $57 million net loss and a $41 million net gain for the six months ended June 30, 2018 and 2017, respectively, from the changes to fair value of these MLHFS under fair value option accounting guidance. Changes in fair value due to instrument specific credit risk were immaterial. Interest income for MLHFS is measured based on contractual interest rates and reported as interest income on the Consolidated Statement of Income. Electing to measure MLHFS at fair value reduces certain timing differences and better matches changes in fair value of these assets with changes in the value of the derivative instruments used to economically hedge them without the burden of complying with the requirements for hedge accounting.

Mortgage Servicing Rights MSRs are valued using a discounted cash flow methodology, and are classified within Level 3. The Company determines fair value of the MSRs by projecting future cash flows for different interest rate scenarios using prepayment rates and other assumptions, and discounts these cash flows using a risk adjusted rate based on option adjusted spread levels. The MSR valuations, as well as the assumptions used, are developed by the

 

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mortgage banking division and are subject to review by senior management in corporate functions, who are independent from the modeling. The MSR valuations and assumptions are validated through comparison to trade information when available, publicly available data and industry surveys and are also compared to independent third party valuations each quarter. Risks inherent in MSR valuation include higher than expected prepayment rates and/or delayed receipt of cash flows. There is minimal observable market activity for MSRs on comparable portfolios and, therefore, the determination of fair value requires significant management judgment. Refer to Note 6 for further information on MSR valuation assumptions.

Derivatives The majority of derivatives held by the Company are executed over-the-counter or centrally cleared through clearinghouses and are valued using standard cash flow, Black-Derman-Toy and Monte Carlo valuation techniques. The models incorporate inputs, depending on the type of derivative, including interest rate curves, foreign exchange rates and volatility. The inputs into these models are subject to independent review by corporate functions. Additionally, the Company’s valuations are compared to counterparty valuations, where available. All derivative values incorporate an assessment of the risk of counterparty nonperformance, measured based on the Company’s evaluation of credit risk as well as external assessments of credit risk, where available. The Company monitors and manages its nonperformance risk by considering its ability to net derivative positions under master netting arrangements, as well as collateral received or provided under collateral arrangements. Accordingly, the Company has elected to measure the fair value of derivatives, at a counterparty level, on a net basis. The majority of the derivatives are classified within Level 2 of the fair value hierarchy, as the significant inputs to the models, including nonperformance risk, are observable. However, certain derivative transactions are with counterparties where risk of nonperformance cannot be observed in the market and, therefore, the credit valuation adjustments result in these derivatives being classified within Level 3 of the fair value hierarchy. The credit valuation adjustments for nonperformance risk are determined by the Company’s treasury department using credit assumptions provided by the risk management department. The credit assumptions are compared to actual results quarterly and are recalibrated as appropriate.

The Company also has other derivative contracts that are created through its operations, including commitments to purchase and originate mortgage loans and swap agreements executed in conjunction with the sale of a portion of its Class B common shares of Visa Inc. (the “Visa swaps”). The mortgage loan commitments are valued by pricing models that include market observable and unobservable inputs, which result in the commitments being classified within Level 3 of the fair value hierarchy. The unobservable inputs include assumptions about the percentage of commitments that actually become a closed loan and the MSR value that is inherent in the underlying loan value, both of which are developed by the Company’s mortgage banking division. The closed loan percentages for the mortgage loan commitments are monitored on an on-going basis, as these percentages are also used for the Company’s economic hedging activities. The inherent MSR value for the commitments are generated by the same models used for the Company’s MSRs and thus are subject to the same processes and controls as described for the MSRs above. The Visa swaps require payments by either the Company or the purchaser of the Visa Inc. Class B common shares when there are changes in the conversion rate of the Visa Inc. Class B common shares to Visa Inc. Class A common shares, as well as quarterly payments to the purchaser based on specified terms of the agreements. Management reviews and updates the Visa swaps fair value in conjunction with its review of Visa Inc. related litigation contingencies, and the associated escrow funding. The fair value of the Visa swaps are calculated by the Company’s corporate development department using a discounted cash flow methodology which includes unobservable inputs about the timing and settlement

amounts related to the resolution of certain Visa Inc. related litigation. The expected litigation resolution impacts the Visa Inc. Class B common share to Visa Inc. Class A common share conversion rate, as well as the ultimate termination date for the Visa swaps. Accordingly, the Visa swaps are classified within Level 3. Refer to Note 15 for further information on the Visa Inc. restructuring and related card association litigation.

Significant Unobservable Inputs of Level 3 Assets and Liabilities

The following section provides information on the significant inputs used by the Company to determine the fair value measurements of Level 3 assets and liabilities recorded at fair value on the Consolidated Balance Sheet. In addition, the following section includes a discussion of the sensitivity of the fair value measurements to changes in the significant inputs and a description of any interrelationships between these inputs for Level 3 assets and liabilities recorded at fair value on a recurring basis. The discussion below excludes nonrecurring fair value measurements of collateral value used for impairment measures for loans and OREO. These valuations utilize third party appraisal or broker price opinions, and are classified as Level 3 due to the significant judgment involved.

 

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Mortgage Servicing Rights The significant unobservable inputs used in the fair value measurement of the Company’s MSRs are expected prepayments and the option adjusted spread that is added to the risk-free rate to discount projected cash flows. Significant increases in either of these inputs in isolation would result in a significantly lower fair value measurement. Significant decreases in either of these inputs in isolation would result in a significantly higher fair value measurement. There is no direct interrelationship between prepayments and option adjusted spread. Prepayment rates generally move in the opposite direction of market interest rates. Option adjusted spread is generally impacted by changes in market return requirements.

The following table shows the significant valuation assumption ranges for MSRs at June 30, 2018:

 

     Minimum     Maximum     Average  

Expected prepayment

    6     17     9

Option adjusted spread

    7       10       8  

Derivatives The Company has two distinct Level 3 derivative portfolios: (i) the Company’s commitments to purchase and originate mortgage loans that meet the requirements of a derivative and (ii) the Company’s asset/liability and customer-related derivatives that are Level 3 due to unobservable inputs related to measurement of risk of nonperformance by the counterparty. In addition, the Company’s Visa swaps are classified within Level 3.

The significant unobservable inputs used in the fair value measurement of the Company’s derivative commitments to purchase and originate mortgage loans are the percentage of commitments that actually become a closed loan and the MSR value that is inherent in the underlying loan value. A significant increase in the rate of loans that close would result in a larger derivative asset or liability. A significant increase in the inherent MSR value would result in an increase in the derivative asset or a reduction in the derivative liability. Expected loan close rates and the inherent MSR values are directly impacted by changes in market rates and will generally move in the same direction as interest rates.

The following table shows the significant valuation assumption ranges for the Company’s derivative commitments to purchase and originate mortgage loans at June 30, 2018:

 

     Minimum     Maximum     Average  

Expected loan close rate

    8     100     79

Inherent MSR value (basis points per loan)

    21       185       109  

The significant unobservable input used in the fair value measurement of certain of the Company’s asset/liability and customer-related derivatives is the credit valuation adjustment related to the risk of counterparty nonperformance. A significant increase in the credit valuation adjustment would result in a lower fair value measurement. A significant decrease in the credit valuation adjustment would result in a higher fair value measurement. The credit valuation adjustment is impacted by changes in the Company’s assessment of the counterparty’s credit position. At June 30, 2018, the minimum, maximum and average credit valuation adjustment as a percentage of the derivative contract fair value prior to adjustment was 0 percent, 87 percent and 1 percent, respectively.

The significant unobservable inputs used in the fair value measurement of the Visa swaps are management’s estimate of the probability of certain litigation scenarios, and the timing of the resolution of the related litigation loss estimates in excess, or shortfall, of the Company’s proportional share of escrow funds. An increase in the loss estimate or a delay in the resolution of the related litigation would result in an increase in the derivative liability. A decrease in the loss estimate or an acceleration of the resolution of the related litigation would result in a decrease in the derivative liability.

 

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The following table summarizes the balances of assets and liabilities measured at fair value on a recurring basis:

 

(Dollars in Millions)   Level 1      Level 2      Level 3      Netting     Total  

June 30, 2018

            

Available-for-sale securities

            

U.S. Treasury and agencies

  $ 20,039      $ 692      $      $     $ 20,731  

Mortgage-backed securities

            

Residential agency

           38,420                     38,420  

Commercial agency

           6                     6  

Other asset-backed securities

           411                     411  

Obligations of state and political subdivisions

           6,779                     6,779  

Total available-for-sale

    20,039        46,308                     66,347  

Mortgage loans held for sale

           3,248                     3,248  

Mortgage servicing rights

                  2,844              2,844  

Derivative assets

    17        1,394        473        (881     1,003  

Other assets

    179        1,328                     1,507  

Total

  $ 20,235      $ 52,278      $ 3,317      $ (881   $ 74,949  

Derivative liabilities

  $      $ 1,264      $ 729      $ (982   $ 1,011  

Short-term borrowings and other liabilities (a)

    172        1,117                     1,289  

Total

  $ 172      $ 2,381      $ 729      $ (982   $ 2,300  

December 31, 2017

            

Available-for-sale securities

            

U.S. Treasury and agencies

  $ 22,572      $ 729      $      $     $ 23,301  

Mortgage-backed securities

            

Residential agency

           38,031                     38,031  

Commercial agency

           6                     6  

Other asset-backed securities

           419                     419  

Obligations of state and political subdivisions

           6,358                     6,358  

Other

    22                            22  

Total available-for-sale

    22,594        45,543                     68,137  

Mortgage loans held for sale

           3,534                     3,534  

Mortgage servicing rights

                  2,645              2,645  

Derivative assets

    6        1,960        516        (652     1,830  

Other assets

    154        1,163                     1,317  

Total

  $ 22,754      $ 52,200      $ 3,161      $ (652   $ 77,463  

Derivative liabilities

  $      $ 1,958      $ 409      $ (1,130   $ 1,237  

Short-term borrowings and other liabilities (a)

    101        894                     995  

Total

  $ 101      $ 2,852      $ 409      $ (1,130   $ 2,232  

 

Note:

Excluded from the table above are equity investments without readily determinable fair values. The Company has elected to carry these investments at historical cost, adjusted for impairment and any changes resulting from observable price changes for identical or similar investments of the issuer. The aggregate carrying amount of these equity investments was $91 million at June 30, 2018. The Company has not recorded impairments or adjustments for observable price changes on these equity investments during the first six months of 2018 or on a cumulative basis.

(a)

Primarily represents the Company’s obligation on securities sold short required to be accounted for at fair value per applicable accounting guidance.

The following table presents the changes in fair value for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended June 30:

 

(Dollars in Millions)   Beginning
of Period
Balance
    Net Gains
(Losses)
Included in
Net Income
    Net Gains
(Losses)
Included in
Other
Comprehensive
Income (Loss)
    Purchases     Sales     Principal
Payments
    Issuances     Settlements     End
of Period
Balance
    Net Change in
Unrealized
Gains (Losses)
Relating to Assets
and Liabilities
Held at End of  Period
 

2018

                   

Mortgage servicing rights

  $ 2,780     $ (35 )  (a)    $     $ 2     $     $     $ 97  (c)    $     $ 2,844     $ (35 ) (a) 

Net derivative assets and liabilities

    (132     (94 )  (b)                  (16                 (14     (256     (110 ) (d) 

2017

                   

Mortgage servicing rights

  $ 2,642     $ (146 )  (a)    $     $ 4     $     $     $ 82  (c)    $     $ 2,582     $ (146 ) (a) 

Net derivative assets and liabilities

    165       215    (e)                  (2                 (138     240       117   (f) 

 

(a)

Included in mortgage banking revenue.

(b)

Approximately $(144) million included in other noninterest income and $50 million included in mortgage banking revenue.

(c)

Represents MSRs capitalized during the period.

(d)

Approximately $(138) million included in other noninterest income and $28 million included in mortgage banking revenue.

(e)

Approximately $129 million included in other noninterest income and $86 million included in mortgage banking revenue.

(f)

Approximately $86 million included in other noninterest income and $31 million included in mortgage banking revenue.

 

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The following table presents the changes in fair value for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the six months ended June 30:

 

(Dollars in Millions)   Beginning
of Period
Balance
    Net Gains
(Losses)
Included in
Net Income
    Net Gains
(Losses)
Included in
Other
Comprehensive
Income (Loss)
    Purchases     Sales     Principal
Payments
    Issuances     Settlements     End
of Period
Balance
    Net Change in
Unrealized
Gains (Losses)
Relating to Assets
and Liabilities
Held at End of Period
 

2018

                   

Mortgage servicing rights

  $ 2,645     $ (2 ) (c)    $     $ 4     $     $     $ 197  (e)    $     $ 2,844     $ (2 ) (c) 

Net derivative assets and liabilities

    107       (345 ) (d)            1       (22                 3       (256     (297 ) (f) 

2017

                   

Available-for-sale securities

 

                 

Residential non-agency mortgage-backed securities

                   

Prime (a)

  $ 242     $     $ (2   $     $ (234   $ (6   $     $     $     $  

Non-prime (b)

    195             (17           (175     (3                    

Other asset-backed securities

    2                         (2                              

Corporate debt securities

    9             2             (11                              

Total available-for-sale

    448             (17 ) (g)            (422     (9                        

Mortgage servicing rights

    2,591       (219 ) (c)            6                   204  (e)            2,582       (219 ) (c) 

Net derivative assets and liabilities

    171       261   (h)            1       (5                 (188     240       74   (i) 

 

(a)

Prime securities are those designated as such by the issuer at origination. When an issuer designation is unavailable, the Company determines at acquisition date the categorization based on asset pool characteristics (such as weighted-average credit score, loan-to-value, loan type, prevalence of low documentation loans) and deal performance (such as pool delinquencies and security market spreads).

(b)

Includes all securities not meeting the conditions to be designated as prime.

(c)

Included in mortgage banking revenue.

(d)

Approximately $(415) million included in other noninterest income and $70 million included in mortgage banking revenue.

(e)

Represents MSRs capitalized during the period.

(f)

Approximately $(325) million included in other noninterest income and $28 million included in mortgage banking revenue.

(g)

Included in changes in unrealized gains and losses on investment securities available-for-sale.

(h)

Approximately $110 million included in other noninterest income and $151 million included in mortgage banking revenue.

(i)

Approximately $43 million included in other noninterest income and $31 million included in mortgage banking revenue.

The Company is also required periodically to measure certain other financial assets at fair value on a nonrecurring basis. These measurements of fair value usually result from the application of lower-of-cost-or-fair value accounting or write-downs of individual assets.

The following table summarizes the balances as of the measurement date of assets measured at fair value on a nonrecurring basis, and still held as of the reporting date:

 

    June 30, 2018              December 31, 2017  
(Dollars in Millions)   Level 1      Level 2      Level 3      Total              Level 1      Level 2      Level 3      Total  

Loans (a)

  $      $      $ 33      $ 33           $      $      $ 150      $ 150  

Other assets (b)

                  39        39                               31        31  

 

(a)

Represents the carrying value of loans for which adjustments were based on the fair value of the collateral, excluding loans fully charged-off.

(b)

Primarily represents the fair value of foreclosed properties that were measured at fair value based on an appraisal or broker price opinion of the collateral subsequent to their initial acquisition.

The following table summarizes losses recognized related to nonrecurring fair value measurements of individual assets or portfolios:

 

    Three Months Ended
June 30
             Six Months Ended
June 30
 
(Dollars in Millions)   2018      2017              2018      2017  

Loans (a)

  $ 18      $ 38           $ 41      $ 75  

Other assets (b)

    8        5                 13        12  

 

(a)

Represents write-downs of loans which were based on the fair value of the collateral, excluding loans fully charged-off.

(b)

Primarily represents related losses of foreclosed properties that were measured at fair value subsequent to their initial acquisition.

 

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Fair Value Option

The following table summarizes the differences between the aggregate fair value carrying amount of MLHFS for which the fair value option has been elected and the aggregate unpaid principal amount that the Company is contractually obligated to receive at maturity:

 

    June 30, 2018              December 31, 2017  
(Dollars in Millions)   Fair
Value
Carrying
Amount
     Aggregate
Unpaid
Principal
     Carrying
Amount Over
(Under) Unpaid
Principal
             Fair
Value
Carrying
Amount
     Aggregate
Unpaid
Principal
     Carrying
Amount Over
(Under) Unpaid
Principal
 

Total loans

  $ 3,248      $ 3,167      $ 81           $ 3,534      $ 3,434      $ 100  

Nonaccrual loans

    1        1                    1        2        (1

Loans 90 days or more past due

                                  1        1         

Disclosures About Fair Value of Financial Instruments

The following table summarizes the estimated fair value for financial instruments accounted for at amortized cost as of June 30, 2018 and December 31, 2017. In accordance with disclosure guidance related to fair values of financial instruments, the Company did not include assets and liabilities that are not financial instruments, such as the value of goodwill, long-term relationships with deposit, credit card, merchant processing and trust customers, other purchased intangibles, premises and equipment, deferred taxes and other liabilities. Additionally, in accordance with the disclosure guidance, receivables and payables due in one year or less, insurance contracts, equity investments not accounted for at fair value, and deposits with no defined or contractual maturities are excluded.

The estimated fair values of the Company’s financial instruments are shown in the table below:

 

    June 30, 2018     December 31, 2017  
   

Carrying

Amount

          Fair Value           

Carrying

Amount

          Fair Value  
(Dollars in Millions)       Level 1     Level 2     Level 3     Total               Level 1     Level 2     Level 3     Total  

Financial Assets

                                                                                                       

Cash and due from banks

  $ 19,021       $ 19,021     $     $     $ 19,021         $ 19,505       $ 19,505     $     $     $ 19,505  

Federal funds sold and securities purchased under resale agreements

    289               289             289           93               93             93  

Investment securities held-to-maturity

    46,055         4,533       40,070       14       44,617           44,362         4,613       39,095       15       43,723  

Loans held for sale (a)

    8                     8       8           20                     20       20  

Loans

    276,257                     278,224       278,224           276,507                     279,391       279,391  

Other

    2,435               1,281       1,154       2,435           2,393               1,037       1,364       2,401  

Financial Liabilities

                           

Time deposits

    37,685               37,365             37,365           33,356               33,120             33,120  

Short-term borrowings (b)

    16,847               16,616             16,616           15,656               15,447             15,447  

Long-term debt

    37,172               36,924             36,924           32,259               32,377             32,377  

Other

    1,701                           1,701       1,701               1,556                           1,556       1,556  

 

(a) Excludes mortgages held for sale for which the fair value option under applicable accounting guidance was elected.
(b) Excludes the Company’s obligation on securities sold short required to be accounted for at fair value per applicable accounting guidance.

The fair value of unfunded commitments, deferred non-yield related loan fees, standby letters of credit and other guarantees is approximately equal to their carrying value. The carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit was $556 million and $555 million at June 30, 2018 and December 31, 2017, respectively. The carrying value of other guarantees was $209 million and $192 million at June 30, 2018 and December 31, 2017, respectively.

 

 Note 15      Guarantees and Contingent Liabilities

Visa Restructuring and Card Association Litigation The Company’s payment services business issues credit and debit cards and acquires credit and debit card transactions through the Visa U.S.A. Inc. card association or its affiliates (collectively “Visa”). In 2007, Visa completed a restructuring and issued shares of Visa Inc. common stock to its financial institution members in contemplation of its initial public offering (“IPO”) completed in the first quarter of 2008 (the “Visa Reorganization”). As a part of the Visa Reorganization, the Company received its proportionate number of shares of Visa Inc. common stock, which were subsequently converted to Class B shares of Visa Inc. (“Class B shares”). Visa U.S.A. Inc. (“Visa U.S.A.”) and MasterCard International (collectively, the “Card Associations”) are defendants in antitrust lawsuits challenging the practices of the Card Associations (the “Visa Litigation”). Visa U.S.A. member banks have a contingent obligation to indemnify Visa Inc. under the Visa U.S.A. bylaws (which were modified at the time of the restructuring in October 2007) for potential losses arising from the Visa Litigation. The indemnification by the Visa U.S.A. member banks has no specific maximum amount.

 

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Using proceeds from its IPO and through reductions to the conversion ratio applicable to the Class B shares held by Visa U.S.A. member banks, Visa Inc. has funded an escrow account for the benefit of member financial institutions to fund their indemnification obligations associated with the Visa Litigation. The receivable related to the escrow account is classified in other liabilities as a direct offset to the related Visa Litigation contingent liability. On October 19, 2012, Visa signed a settlement agreement to resolve class action claims associated with the multi-district interchange litigation pending in the United States District Court for the Eastern District of New York. This case is the largest of the remaining Visa Litigation matters. The district court approved the settlement, but that approval was appealed by certain class members. On June 30, 2016, the United States Court of Appeals for the Second Circuit reversed the approval of the settlement and remanded the case to the district court for further proceedings consistent with the appellate ruling. On November 23, 2016, certain class members filed a petition with the United States Supreme Court asking it to review the Second Circuit’s decision to reject the settlement. On March 27, 2017, the Supreme Court denied the class members’ petition. The case is proceeding in the district court.

At June 30, 2018, the carrying amount of the Company’s liability related to the Visa Litigation matters, net of its share of the escrow fundings, was $19 million. During the three and six months ended June 30, 2018, the Company sold 0.2 million and 0.5 million, respectively, of its Class B shares. These sales, and any previous sales of its Class B shares, do not impact the Company’s liability for the Visa Litigation matters or the receivable related to the escrow account. Upon final settlement of the Visa Litigation, the remaining 2.2 million Class B shares held by the Company will be eligible for conversion to Class A shares of Visa Inc., which are publicly traded. The Class B shares are excluded from the Company’s financial instruments disclosures included in Note 14.

Other Guarantees and Contingent Liabilities

The following table is a summary of other guarantees and contingent liabilities of the Company at June 30, 2018:

 

(Dollars in Millions)    Collateral
Held
     Carrying
Amount
     Maximum
Potential
Future
Payments
 

Standby letters of credit

   $      $ 52      $ 11,057  

Third party borrowing arrangements

                   11  

Securities lending indemnifications

     3,908               3,820  

Asset sales

            119        6,818  (a) 

Merchant processing

     746        68        107,444  

Tender option bond program guarantee

     2,420               2,334  

Minimum revenue guarantees

                   6  

Other

            22        1,409  

 

(a) The maximum potential future payments do not include loan sales where the Company provides standard representation and warranties to the buyer against losses related to loan underwriting documentation defects that may have existed at the time of sale that generally are identified after the occurrence of a triggering event such as delinquency. For these types of loan sales, the maximum potential future payments is generally the unpaid principal balance of loans sold measured at the end of the current reporting period. Actual losses will be significantly less than the maximum exposure, as only a fraction of loans sold will have a representation and warranty breach, and any losses on repurchase would generally be mitigated by any collateral held against the loans.

Merchant Processing The Company, through its subsidiaries, provides merchant processing services. Under the rules of credit card associations, a merchant processor retains a contingent liability for credit card transactions processed. This contingent liability arises in the event of a billing dispute between the merchant and a cardholder that is ultimately resolved in the cardholder’s favor. In this situation, the transaction is “charged-back” to the merchant and the disputed amount is credited or otherwise refunded to the cardholder. If the Company is unable to collect this amount from the merchant, it bears the loss for the amount of the refund paid to the cardholder.

The Company currently processes card transactions in the United States, Canada, Europe and Mexico through wholly-owned subsidiaries and joint ventures with other financial institutions. In the event a merchant was unable to fulfill product or services subject to future delivery, such as airline tickets, the Company could become financially liable for refunding the purchase price of such products or services purchased through the credit card associations under the charge-back provisions. Charge-back risk related to these merchants is evaluated in a manner similar to credit risk assessments and, as such, merchant processing contracts contain various provisions to protect the Company in the event of default. At June 30, 2018, the value of airline tickets purchased to be delivered at a future date through card transactions processed by the Company was $10.7 billion. The Company held collateral of $615 million in escrow deposits, letters of credit and indemnities from financial institutions, and liens on various assets. In addition to specific collateral or other credit enhancements, the Company maintains a liability for its implied guarantees associated with

 

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future delivery. At June 30, 2018, the liability was $56 million primarily related to these airline processing arrangements.

Asset Sales The Company regularly sells loans to GSEs as part of its mortgage banking activities. The Company provides customary representations and warranties to GSEs in conjunction with these sales. These representations and warranties generally require the Company to repurchase assets if it is subsequently determined that a loan did not meet specified criteria, such as a documentation deficiency or rescission of mortgage insurance. If the Company is unable to cure or refute a repurchase request, the Company is generally obligated to repurchase the loan or otherwise reimburse the counterparty for losses. At June 30, 2018, the Company had reserved $11 million for potential losses from representation and warranty obligations, compared with $13 million at December 31, 2017. The Company’s reserve reflects management’s best estimate of losses for representation and warranty obligations. The Company’s repurchase reserve is modeled at the loan level, taking into consideration the individual credit quality and borrower activity that has transpired since origination. The model applies credit quality and economic risk factors to derive a probability of default and potential repurchase that are based on the Company’s historical loss experience, and estimates loss severity based on expected collateral value. The Company also considers qualitative factors that may result in anticipated losses differing from historical loss trends.

As of June 30, 2018 and December 31, 2017, the Company had $15 million and $9 million, respectively, of unresolved representation and warranty claims from GSEs. The Company does not have a significant amount of unresolved claims from investors other than GSEs.

Litigation and Regulatory Matters

The Company is subject to various litigation and regulatory matters that arise in the ordinary course of its business. The Company establishes reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or more of these matters may have a material adverse effect on the Company’s results of operations for a particular period, and future changes in circumstances or additional information could result in additional accruals or resolution in excess of established accruals, which could adversely affect the Company’s results of operations, potentially materially.

Litigation Matters In the last several years, the Company and other large financial institutions have been sued in their capacity as trustee for residential mortgage–backed securities trusts. Among these lawsuits is an action originally brought in June 2014 by a group of institutional investors, including BlackRock and PIMCO funds, against six bank trustees, including the Company. The action brought by these institutional investors against the Company is currently pending in the Supreme Court of the State of New York, New York County. In this lawsuit, the investors allege that the Company’s banking subsidiary, U.S. Bank National Association (“U.S. Bank”), as trustee caused them to incur substantial losses by failing to enforce loan repurchase obligations and failing to abide by appropriate standards of care after events of default allegedly occurred. The plaintiffs seek monetary damages in an unspecified amount and also seek equitable relief.

Regulatory Matters The Company is continually subject to examinations, inquiries and investigations in areas of heightened regulatory scrutiny, such as compliance, risk management, third party risk management and consumer protection. For example, the Company is currently subject to examinations, inquiries and investigations by government agencies and bank regulators concerning mortgage-related practices, including those related to lender-placed insurance, and notices and filings in bankruptcy cases. The Company is cooperating fully with all pending examinations, inquiries and investigations, any of which could lead to administrative or legal proceedings or settlements. Remedies in these proceedings or settlements may include fines, penalties, restitution or alterations in the Company’s business practices (which may increase the Company’s operating expenses and decrease its revenue).

In October 2015, U.S. Bank entered into a Consent Order with the Office of the Comptroller of the Currency concerning deficiencies in its Bank Secrecy Act/anti-money laundering compliance program, and requiring an ongoing review of that program. The Consent Order remains open and U.S. Bank continues to implement the compliance program enhancements and other actions required by the order.

In February 2018, the Company entered into a deferred prosecution agreement (the “DPA”) with the United States Attorney’s Office in Manhattan that resolved its investigation of the Company concerning a legacy banking relationship between U.S. Bank and payday lending businesses associated with a former customer and U.S. Bank’s legacy Bank

 

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Secrecy Act/anti-money laundering compliance program. The DPA defers prosecution for a period of two years, subject to the Company’s compliance with its terms, which include ongoing efforts to implement and maintain an adequate Bank Secrecy Act/anti-money laundering compliance program. If the Company violates the DPA, its term could be extended up to an additional one year, or the Company could be subject to a prosecution or civil action based on the matters that are the subject of the DPA. In addition, the Company and certain of its affiliates entered into related regulatory settlements with the Financial Crimes Enforcement Network and the Board of Governors of the Federal Reserve System. If the Company and its affiliates fail to satisfy ongoing obligations under these regulatory settlements, which include ongoing commitments to provide resources to, and enhance, the Company’s firm wide Bank Secrecy Act/anti-money laundering compliance program, the Company and its affiliates may be required to enter into further orders and settlements, pay additional fines or penalties, or modify their business practices (which may increase operating expenses and decrease revenue).

Outlook Due to their complex nature, it can be years before litigation and regulatory matters are resolved. The Company may be unable to develop an estimate or range of loss where matters are in early stages, there are significant factual or legal issues to be resolved, damages are unspecified or uncertain, or there is uncertainty as to a litigation class being certified or the outcome of pending motions, appeals or proceedings. For those litigation and regulatory matters where the Company has information to develop an estimate or range of loss, the Company believes the upper end of the range of reasonably possible losses in aggregate, in excess of any reserves established for matters where a loss is considered probable, will not be material to its financial condition, results of operations or cash flows. The Company’s estimates are subject to significant judgment and uncertainties, and the matters underlying the estimates will change from time to time. Actual results may vary significantly from the current estimates.

For additional information on the nature of the Company’s guarantees and contingent liabilities, refer to Note 22 in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017.

 

 Note 16      Subsequent Events

The Company has evaluated the impact of events that have occurred subsequent to June 30, 2018 through the date the consolidated financial statements were filed with the United States Securities and Exchange Commission. Based on this evaluation, the Company has determined none of these events were required to be recognized or disclosed in the consolidated financial statements and related notes.

 

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U.S. Bancorp

Consolidated Daily Average Balance Sheet and Related Yields and Rates (a)

 

    For the Three Months Ended June 30               
    2018      2017                 

(Dollars in Millions)

(Unaudited)

  Average
Balances
           Interest             Yields
and
Rates
            Average
Balances
           Interest             Yields
and
Rates
                   % Change
Average
Balances
 

Assets

                                     

Investment securities

  $ 114,578       $ 667          2.33        $ 111,368       $ 578          2.08            2.9

Loans held for sale

    3,545         39          4.39            2,806         29          4.21              26.3  

Loans (b)

                                     

Commercial

    98,353         939          3.83            95,638         769          3.22              2.8  

Commercial real estate

    39,857         459          4.61            42,549         441          4.15              (6.3

Residential mortgages

    60,834         568          3.74            58,544         541          3.70              3.9  

Credit card

    21,220         610          11.53            20,631         568          11.05              2.9  

Other retail

    55,463               593          4.29            54,627               557          4.09              1.5  

Total loans, excluding covered loans

    275,727         3,169          4.61            271,989         2,876          4.24              1.4  

Covered loans

    2,897               45          6.22            3,539               43          4.82              (18.1

Total loans

    278,624         3,214          4.62            275,528         2,919          4.25              1.1  

Other earning assets

    15,929               60          1.51            14,181               46          1.28              12.3  

Total earning assets

    412,676         3,980          3.86            403,883         3,572          3.54              2.2  

Allowance for loan losses

    (3,929                   (3,827                     (2.7

Unrealized gain (loss) on investment securities

    (1,654                   (239                     *  

Other assets

    47,396                     46,288                       2.4  

Total assets

  $ 454,489                   $ 446,105                       1.9  

Liabilities and Shareholders’ Equity

                                     

Noninterest-bearing deposits

  $ 78,987                   $ 82,710                       (4.5 )% 

Interest-bearing deposits

                                     

Interest checking

    69,918         32          .18            67,290         17          .10              3.9  

Money market savings

    103,333         253          .98            106,777         155          .58              (3.2

Savings accounts

    45,069         12          .11            43,524         8          .07              3.5  

Time deposits

    37,515               130          1.39            30,871               58          .75              21.5  

Total interest-bearing deposits

    255,835         427          .67            248,462         238          .38              3.0  

Short-term borrowings

    20,602         89          1.73            14,538         35          .96              41.7  

Long-term debt

    35,780               238          2.67            36,271               199          2.20              (1.4

Total interest-bearing liabilities

    312,217         754          .97            299,271         472          .63              4.3  

Other liabilities

    13,335                     15,215                       (12.4

Shareholders’ equity

                                     

Preferred equity

    5,419                     5,419                        

Common equity

    43,903                     42,854                       2.4  

Total U.S. Bancorp shareholders’ equity

    49,322                     48,273                       2.2  

Noncontrolling interests

    628                     636                       (1.3

Total equity

    49,950                     48,909                       2.1  

Total liabilities and equity

  $ 454,489                   $ 446,105                       1.9  

Net interest income

      $ 3,226                   $ 3,100                

Gross interest margin

             2.89                       2.91             

Gross interest margin without taxable-equivalent increments

             2.86                       2.86             

Percent of Earning Assets

                                   

Interest income

             3.86                   3.54         

Interest expense

             .73                         .46               

Net interest margin

             3.13                       3.08             

Net interest margin without taxable-equivalent increments

                                     3.10                                               3.03             

 

* Not meaningful
(a) Interest and rates are presented on a fully taxable-equivalent basis based on a federal income tax rate of 21 percent for 2018 and 35 percent for 2017.
(b) Interest income and rates on loans include loan fees. Nonaccrual loans are included in average loan balances.

 

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U.S. Bancorp

Consolidated Daily Average Balance Sheet and Related Yields and Rates (a)

 

    For the Six Months Ended June 30               
    2018      2017                 

(Dollars in Millions)

(Unaudited)

  Average
Balances
           Interest             Yields
and
Rates
            Average
Balances
           Interest             Yields
and
Rates
                   % Change
Average
Balances
 

Assets

                                     

Investment securities

  $ 114,039       $ 1,294          2.27        $ 111,067       $ 1,132          2.04            2.7

Loans held for sale

    3,341         72          4.30            3,214         64          3.99              4.0  

Loans (b)

                                     

Commercial

    97,912         1,799          3.70            94,694         1,475          3.14              3.4  

Commercial real estate

    40,110         899          4.52            42,852         866          4.07              (6.4

Residential mortgages

    60,505         1,126          3.73            58,224         1,076          3.70              3.9  

Credit card

    21,252         1,226          11.63            20,737         1,140          11.09              2.5  

Other retail

    56,253               1,186          4.25            54,208               1,092          4.06              3.8  

Total loans, excluding covered loans

    276,032         6,236          4.55            270,715         5,649          4.20              2.0  

Covered loans

    2,972               90          6.03            3,635               87          4.76              (18.2

Total loans

    279,004         6,326          4.57            274,350         5,736          4.21              1.7  

Other earning assets

    15,881               110          1.39            12,964               84          1.30              22.5  

Total earning assets

    412,265         7,802          3.81            401,595         7,016          3.51              2.7  

Allowance for loan losses

    (3,931                   (3,825                     (2.8

Unrealized gain (loss) on investment securities

    (1,450                   (432                     *  

Other assets

    47,505                     46,383                       2.4  

Total assets

  $ 454,389                   $ 443,721                       2.4  

Liabilities and Shareholders’ Equity

                                     

Noninterest-bearing deposits

  $ 79,234                   $ 81,729                       (3.1 )% 

Interest-bearing deposits

                                     

Interest checking

    70,136         58          .17            66,490         30          .09              5.5  

Money market savings

    103,350         458          .89            107,763         284          .53              (4.1

Savings accounts

    44,730         20          .09            43,069         16          .08              3.9  

Time deposits

    37,252               236          1.27            30,759               107          .70              21.1  

Total interest-bearing deposits

    255,468         772          .61            248,081         437          .36              3.0  

Short-term borrowings

    21,726         166          1.54            13,873         60          .88              56.6  

Long-term debt

    34,723               441          2.56            35,775               389          2.19              (2.9

Total interest-bearing liabilities

    311,917         1,379          .89            297,729         886          .60              4.8  

Other liabilities

    13,536                     15,529                       (12.8

Shareholders’ equity

                                     

Preferred equity

    5,419                     5,562                       (2.6

Common equity

    43,656                     42,537                       2.6  

Total U.S. Bancorp shareholders’ equity

    49,075                     48,099                       2.0  

Noncontrolling interests

    627                     635                       (1.3

Total equity

    49,702                     48,734                       2.0  

Total liabilities and equity

  $ 454,389                   $ 443,721                       2.4  

Net interest income

      $ 6,423                   $ 6,130                

Gross interest margin

             2.92                       2.91             

Gross interest margin without taxable-equivalent increments

             2.89                       2.86             

Percent of Earning Assets

                                   

Interest income

             3.81                   3.51         

Interest expense

             .68                         .44               

Net interest margin

             3.13                       3.07             

Net interest margin without taxable-equivalent increments

                                     3.10                                               3.02             

 

*

Not meaningful

(a)

Interest and rates are presented on a fully taxable-equivalent basis based on a federal income tax rate of 21 percent for 2018 and 35 percent for 2017.

(b)

Interest income and rates on loans include loan fees. Nonaccrual loans are included in average loan balances.

 

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Part II — Other Information

Item 1. Legal Proceedings — See the information set forth in Note 15 in the Notes to Consolidated Financial Statements under Part I, Item 1 of this Report, which is incorporated herein by reference.

Item 1A. Risk Factors — There are a number of factors that may adversely affect the Company’s business, financial results or stock price. Refer to “Risk Factors” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017, for discussion of these risks.

Item 2. Unregistered Sales of Equity Securities and Use of Proceeds — Refer to the “Capital Management” section within Management’s Discussion and Analysis in Part I, Item 2 of this Report for information regarding shares repurchased by the Company during the second quarter of 2018.

Item 6. Exhibits

 

    10.1

Form of Restricted Stock Unit Award Agreement for executive officers under U.S. Bancorp 2015 Stock Incentive Plan (used for grants made after July 1, 2018).

    12

Computation of Ratio of Earnings to Fixed Charges.

    31.1

Certification of Chief Executive Officer pursuant to Rule 13a-14(a) under the Securities Exchange Act of 1934.

    31.2

Certification of Chief Financial Officer pursuant to Rule 13a-14(a) under the Securities Exchange Act of 1934.

    32

Certification of Chief Executive Officer and Chief Financial Officer pursuant to 18 U.S.C. section 1350 as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002.

  101

Financial statements from the Quarterly Report on Form 10-Q of the Company for the quarter ended June 30, 2018, formatted in Extensible Business Reporting Language: (i) the Consolidated Balance Sheet, (ii) the Consolidated Statement of Income, (iii) the Consolidated Statement of Comprehensive Income, (iv) the Consolidated Statement of Shareholders’ Equity, (v) the Consolidated Statement of Cash Flows and (vi) the Notes to Consolidated Financial Statements.

 

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

    U.S. BANCORP
    By:   /s/    CRAIG E. GIFFORD
   

 

Dated: August 2, 2018      

Craig E. Gifford

Controller

(Principal Accounting Officer and Duly Authorized Officer)

 

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EXHIBIT 12

Computation of Ratio of Earnings to Fixed Charges

 

(Dollars in Millions)    Three Months Ended
June 30, 2018
     Six Months Ended
June 30, 2018
 

Earnings

 

  

  1.

  Net income attributable to U.S. Bancorp    $ 1,750      $ 3,425  

  2.

  Applicable income taxes, including expense related to unrecognized tax positions      441        803  

  3.

  Net income attributable to U.S. Bancorp before income taxes (1 + 2)    $ 2,191      $ 4,228  

  4.

  Fixed charges:      
  a.   Interest expense excluding interest on deposits*    $ 324      $ 602  
  b.   Portion of rents representative of interest and amortization of debt expense      29        58  
  c.   Fixed charges excluding interest on deposits (4a + 4b)      353        660  
  d.   Interest on deposits      427        772  
  e.   Fixed charges including interest on deposits (4c + 4d)    $ 780      $ 1,432  

  5.

  Amortization of interest capitalized    $      $  

  6.

  Earnings excluding interest on deposits (3 + 4c + 5)      2,544        4,888  

  7.

  Earnings including interest on deposits (3 + 4e + 5)      2,971        5,660  

  8.

  Fixed charges excluding interest on deposits (4c)      353        660  

  9.

  Fixed charges including interest on deposits (4e)      780        1,432  

Ratio of Earnings to Fixed Charges

 

  

10.

  Excluding interest on deposits (line 6/line 8)      7.21        7.41  

11.

  Including interest on deposits (line 7/line 9)      3.81        3.95  

 

* Excludes interest expense related to unrecognized tax positions.

Computation of Ratio of Earnings to Fixed Charges and Preferred Stock Dividends

 

(Dollars in Millions)    Three Months Ended
June 30, 2018
     Six Months Ended
June 30, 2018
 

Earnings

     

  1.

  Net income attributable to U.S. Bancorp    $ 1,750      $ 3,425  

  2.

  Applicable income taxes, including expense related to unrecognized tax positions      441        803  

  3.

  Net income attributable to U.S. Bancorp before income taxes (1 + 2)    $ 2,191      $ 4,228  

  4.

  Fixed charges:      
  a.   Interest expense excluding interest on deposits*    $ 324      $ 602  
  b.   Portion of rents representative of interest and amortization of debt expense      29        58  
  c.   Fixed charges excluding interest on deposits (4a + 4b)      353        660  
  d.   Interest on deposits      427        772  
  e.   Fixed charges including interest on deposits (4c + 4d)    $ 780      $ 1,432  

  5.

  Amortization of interest capitalized    $      $  

  6.

  Preferred stock dividends      64        134  

  7.

  Earnings excluding interest on deposits (3 + 4c + 5)      2,544        4,888  

  8.

  Earnings including interest on deposits (3 + 4e + 5)      2,971        5,660  

  9.

  Fixed charges excluding interest on deposits, and preferred stock dividends (4c+6)      417        794  

10.

  Fixed charges including interest on deposits, and preferred stock dividends (4e+6)      844        1,566  

Ratio of Earnings to Fixed Charges and Preferred Dividends

 

  

11.

  Excluding interest on deposits (line 7/line 9)      6.10        6.16  

12.

  Including interest on deposits (line 8/line 10)      3.52        3.61  

 

* Excludes interest expense related to unrecognized tax positions.

 

76    U.S. Bancorp


Table of Contents

EXHIBIT 31.1

CERTIFICATION PURSUANT TO RULE 13a-14(a) UNDER THE SECURITIES EXCHANGE ACT OF 1934

I, Andrew Cecere, certify that:

 

(1) I have reviewed this Quarterly Report on Form 10-Q of U.S. Bancorp;

 

(2) Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

(3) Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

(4) The registrant’s other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

  (a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

  (b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

  (c) evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

  (d) disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

 

(5) The registrant’s other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

 

  (a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

 

  (b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

 

/s/    ANDREW CECERE

Andrew Cecere

Chief Executive Officer

Dated: August 2, 2018

 

U.S. Bancorp    77


Table of Contents

EXHIBIT 31.2

CERTIFICATION PURSUANT TO RULE 13a-14(a) UNDER THE SECURITIES EXCHANGE ACT OF 1934

I, Terrance R. Dolan, certify that:

 

(1) I have reviewed this Quarterly Report on Form 10-Q of U.S. Bancorp;

 

(2) Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

(3) Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

(4) The registrant’s other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

  (a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

  (b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

  (c) evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

  (d) disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

 

(5) The registrant’s other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

 

  (a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

 

  (b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

 

/s/    TERRANCE R. DOLAN

Terrance R. Dolan

Chief Financial Officer

Dated: August 2, 2018

 

78    U.S. Bancorp


Table of Contents

EXHIBIT 32

CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, the undersigned, Chief Executive Officer and Chief Financial Officer of U.S. Bancorp, a Delaware corporation (the “Company”), do hereby certify that:

 

(1) The Quarterly Report on Form 10-Q for the quarter ended June 30, 2018 (the “Form 10-Q”) of the Company fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

 

(2) The information contained in the Form 10-Q fairly presents, in all material respects, the financial condition and results of operations of the Company.

 

/s/    ANDREW CECERE     /s/    TERRANCE R. DOLAN

Andrew Cecere

Chief Executive Officer

 

Dated: August 2, 2018

   

Terrance R. Dolan

Chief Financial Officer

 

U.S. Bancorp    79


Table of Contents

Corporate Information

Executive Offices

U.S. Bancorp

800 Nicollet Mall

Minneapolis, MN 55402

Common Stock Transfer Agent and Registrar

Computershare acts as our transfer agent and registrar, dividend paying agent and dividend reinvestment plan administrator, and maintains all shareholder records for the corporation. Inquiries related to shareholder records, stock transfers, changes of ownership, lost stock certificates, changes of address and dividend payment should be directed to the transfer agent at:

Computershare

P.O. Box 505000

Louisville, KY 40233

Phone: 888-778-1311 or 201-680-6578 (international calls)

Internet: www.computershare.com/investor

Registered or Certified Mail:

Computershare

462 South 4th Street, Suite 1600

Louisville, KY 40202

Telephone representatives are available weekdays from 8:00 a.m. to 6:00 p.m., Central Time, and automated support is available 24 hours a day, 7 days a week. Specific information about your account is available on Computershare’s Investor Center website.

Independent Auditor

Ernst & Young LLP serves as the independent auditor for U.S. Bancorp’s financial statements.

Common Stock Listing and Trading

U.S. Bancorp common stock is listed and traded on the New York Stock Exchange under the ticker symbol USB.

Dividends and Reinvestment Plan

U.S. Bancorp currently pays quarterly dividends on our common stock on or about the 15th day of January, April, July and October, subject to approval by our Board of Directors. U.S. Bancorp shareholders can choose to participate in a plan that provides automatic reinvestment of dividends and/or optional cash purchase of additional shares of U.S. Bancorp common stock. For more information, please contact our transfer agent, Computershare.

Investor Relations Contact

Jennifer A. Thompson, CFA

Senior Vice President, Investor Relations

jen.thompson@usbank.com

Phone: 612-303-0778 or 866-775-9668

Financial Information

U.S. Bancorp news and financial results are available through our website and by mail.

Website For information about U.S. Bancorp, including news, financial results, annual reports and other documents filed with the Securities and Exchange Commission, access our home page on the internet at usbank.com and click on About U.S. Bank.

Mail At your request, we will mail to you our quarterly earnings, news releases, quarterly financial data reported on Form 10-Q, Form 10-K and additional copies of our annual reports. Please contact:

U.S. Bancorp Investor Relations

800 Nicollet Mall

Minneapolis, MN 55402

investorrelations@usbank.com

Phone: 866-775-9668

Media Requests

Stacey F. Wempen

Vice President, Head of Financial Communications

stacey.wempen@usbank.com

Phone: 612-303-7620

Privacy

U.S. Bancorp is committed to respecting the privacy of our customers and safeguarding the financial and personal information provided to us. To learn more about the U.S. Bancorp commitment to protecting privacy, visit usbank.com and click on Privacy.

Code of Ethics

At U.S. Bancorp, our commitment to high ethical standards guides everything we do. Demonstrating this commitment through our words and actions is how each of us does the right thing every day for our customers, shareholders, communities and each other. Our style of ethical leadership is why we were named a World’s Most Ethical Company in 2018 by the Ethisphere Institute.

For details about our Code of Ethics and Business Conduct, visit usbank.com and click on About U.S. Bank and then Investor Relations and then Corporate Governance.

Diversity and Inclusion

At U.S. Bancorp, embracing diversity and fostering inclusion are business imperatives. We view everything we do through a diversity and inclusion lens to deepen our relationships with our stakeholders: our employees, customers, shareholders and communities.

Our employees bring their whole selves to work. We respect and value each other’s differences, strengths and perspectives, and we strive to reflect the communities we serve. This makes us stronger, more innovative and more responsive to our diverse customers’ needs.

Equal Opportunity and Affirmative Action

U.S. Bancorp and our subsidiaries are committed to providing Equal Employment Opportunity to all employees and applicants for employment. In keeping with this commitment, employment decisions are made based on abilities, not race, color, religion, national origin or ancestry, gender, age, disability, veteran status, sexual orientation, marital status, gender identity or expression, genetic information or any other factors protected by law. The corporation complies with municipal, state and federal fair employment laws, including regulations applying to federal contractors.

U.S. Bancorp, including each of our subsidiaries, is an equal opportunity employer committed to creating a diverse workforce.

Accessibility

U.S. Bancorp is committed to providing ready access to our products and services so all of our customers, including people with disabilities, can succeed financially. To learn more, visit usbank.com and click on Accessibility.

 

 

 

LOGO

 

LOGO   This report has been produced on recycled paper. LOGO

 

EX-10.1 2 d602654dex101.htm EX-10.1 EX-10.1

Exhibit 10.1

U.S. BANCORP

RESTRICTED STOCK UNIT AWARD AGREEMENT

THIS AGREEMENT is made as of <Grant Date> (the “Grant Date”) by and between U.S. Bancorp (the “Company”) and <Participant Name> (the “Participant”). This Agreement (the “Agreement”) sets forth the terms and conditions of a restricted stock unit award representing the right to receive <Number of Awards Granted> shares of common stock of the Company, par value $0.01 per share (the “Common Stock”). The grant of this restricted stock unit award is made pursuant to the Company’s 2015 Stock Incentive Plan, which was approved by shareholders on April 21, 2015 (the “Plan”) and is subject to its terms. Capitalized terms that are not defined in the Agreement shall have the meaning ascribed to such terms in the Plan.

The Company and Participant agree as follows:

 

1. Award

Subject to the terms and conditions of the Plan and the Agreement, the Company grants to Participant an RSU Award entitling the Participant to <Number of Awards Granted> restricted stock units (the “Units”). Each Unit represents the right to receive one share of Common Stock, subject to the vesting requirements and distribution provisions of the Agreement and the terms of the Plan. The shares of Common Stock distributable to Participant with respect to the Units granted hereunder are referred to as the “Shares.”

 

2. Vesting; Forfeiture

(a) Time-Based Vesting Conditions. Subject to the terms and conditions of the Agreement, the Units shall vest in installments on the date or dates set forth in the Vesting Schedule (“Vesting Schedule”) detailed at the end of this Agreement in the Appendix: Vesting Schedule (each such date, a “Scheduled Vesting Date”) and will be settled and Shares delivered in accordance with Section 3(a), if: (i) Participant remains continuously employed by the Company or an Affiliate of the Company until the applicable Scheduled Vesting Date; and (ii) Participant has at all times since the Grant Date complied with the terms of any confidentiality and non-solicitation agreement between the Company or an Affiliate and the Participant. Except as otherwise provided in the Agreement, if Participant ceases to be an employee of the Company or any Affiliate prior to an applicable Scheduled Vesting Date, all Units that have not become vested previously in accordance with the Vesting Schedule shall be immediately and irrevocably forfeited.

(b) Continued Vesting Upon Separation From Service Due to Retirement or Disability. Notwithstanding Section 2(a), if Participant has a Separation From Service (as defined in Section 10) with the Company or any Affiliate by reason of Disability (as defined in Section 10) or Retirement (as defined in Section 10), the Units shall not be forfeited. Rather the Units shall continue to vest on the Scheduled Vesting Dates subject to the terms of the Agreement, including Section 2(f) hereof, as though such Separation From Service had never occurred, and will be settled and Shares delivered in accordance with Section 3(c) provided that Participant has at all times since the Grant Date complied with the terms of any confidentiality and non-solicitation agreement between the Company or an Affiliate and the Participant.

(c) Acceleration of Vesting upon Death. If Participant ceases to be an employee by reason of death, or if Participant dies after a Separation From Service with the Company or an Affiliate due to Disability or Retirement but prior to any Scheduled Vesting Date, and Participant has at all times since the Grant Date complied with the terms of any confidentiality and non-solicitation agreement between the Company or an Affiliate and the Participant, then the Units will become vested as of the date of death and will be settled and Shares delivered in accordance with Section 3(d).

(d) Acceleration of Vesting Upon Qualifying Termination. Notwithstanding the vesting provisions contained in Sections 2(a) and 2(b) above, but subject to the other terms and conditions of the Agreement, if Participant has been continuously employed by the Company or any Affiliate until the date such Participant experiences a Qualifying Termination (as defined in Section 10) that occurs prior to a Scheduled Vesting Date, and provided that Participant has at all times since the Grant Date complied with the terms of any confidentiality and non-solicitation agreement between the Company or an Affiliate and the Participant, then, immediately upon such Qualifying Termination, the Units shall become vested and will be settled and Shares delivered in accordance with Section 3(b).

 

  


(e) Forfeiture on Termination of Employment for Cause and on Breach of Confidentiality Agreement. If Participant violates the terms of any confidentiality and non-solicitation agreement between the Company or an Affiliate and the Participant, all Units that have not been settled (and Shares delivered) previously shall be immediately and irrevocably forfeited. If Participant’s employment with the Company is terminated for Cause, all Units that have not been settled (and Shares delivered) previously shall be immediately and irrevocably forfeited. Upon forfeiture, Participant shall have no rights relating to the forfeited Units (including, without limitation, any rights to receive a distribution of Shares with respect to the Units and the right to receive Dividend Equivalents).

(f) Special Risk-Related Cancellation Provisions. Notwithstanding any other provision of the Agreement, if at any time subsequent to the Grant Date the Committee determines, in its sole discretion, that Participant has subjected the Company to significant financial, reputational, or other risk by (i) failing to comply with Company policies and procedures, including the Code of Ethics and Business Conduct, (ii) violating any law or regulation, (iii) engaging in negligence or willful misconduct, or (iv) engaging in activity resulting in a significant or material control deficiency under the Sarbanes-Oxley Act of 2002, then all or part of the Units granted under the Agreement that have not been settled (and Shares delivered) at the time of such determination may be cancelled. If any Units are cancelled pursuant to this provision, Participant will have no rights with respect to the Units (including, without limitation, any rights to receive a distribution of Shares with respect to the Units and the right to receive Dividend Equivalents).

 

3. Distribution of Shares with Respect to Units

Subject to the terms of the Agreement including the restrictions in this Section 3, following the vesting of Units and following the payment of any applicable withholding taxes pursuant to Section 7 hereof, the Company shall cause to be issued and delivered to Participant (including through book entry) Shares registered in the name of Participant or in the name of Participant’s legal representatives, beneficiaries or heirs, as the case may be, as follows:

(a) Scheduled Vesting Date Distributions. As soon as administratively feasible following each Scheduled Vesting Date (but in no event later than December 31st of the year in which such Scheduled Vesting Date occurs), all Shares issuable pursuant to Units that become vested pursuant to Sections 2(a) (and with respect to which Shares have not been distributed previously) shall be distributed to Participant, or in the event of Participant’s death, to the representatives of Participant or to any Person to whom the Units have been transferred by will or the applicable laws of descent and distribution.

(b) Qualifying Termination Distributions. As soon as administratively feasible following a Separation From Service in connection with a Qualifying Termination (and in any case no later than 60 days following such Separation From Service except as otherwise provided in this Section 3(b)), all Shares issuable pursuant to Units that become vested as a result of such Qualifying Termination (and with respect to which Shares have not been distributed previously) shall be distributed to Participant. Notwithstanding the foregoing, any Shares issuable to a Specified Employee (as defined in Section 10) as a result of a Separation From Service in connection with a Qualifying Termination will not be delivered to such Specified Employee until the date that is six months and one day after the date of the Separation From Service.

(c) Distributions Following Retirement or Disability. If a Participant has a Separation From Service with the Company or its Affiliates due to Retirement or Disability (so long as such Separation From Service is not in connection with a Qualifying Termination), the distribution of Shares with respect to Units will not be accelerated, and Shares will be distributed as soon as administratively feasible following the applicable Scheduled Vesting Dates (but in no event later than December 31st of the year in which such Scheduled Vesting Date occurs).

(d) Distributions Following Death. As soon as administratively feasible following the death of a Participant (but in no event later than 90 days following such death) all Shares issuable pursuant to Units that become vested pursuant to Section 2(c) (and with respect to which Shares have not been distributed previously) shall be distributed to Participant.

In the event that the number of Shares distributable pursuant to this Section 3 is a number that is not a whole number, then the number of Shares distributed shall be rounded down to the nearest whole number.

 

  


4. Rights as Shareholder; Dividend Equivalents

Prior to the distribution of Shares with respect to Units pursuant to Section 3 above, Participant shall not have ownership or rights of ownership of any Shares underlying the Units; provided, however, that Participant shall be entitled to receive cash Dividend Equivalents on outstanding Units (i.e. Units that have not been forfeited, cancelled or settled), whether vested or unvested, if cash dividends on the Common Stock are declared by the Board on or after the Grant Date. Such Dividend Equivalents will be in an amount of cash per Unit equal to the cash dividend paid with respect to a share of outstanding Common Stock. The Dividend Equivalents shall be treated as earnings on, and as a separate amount from, the Units for purposes of Section 409A of the Code and will be paid out as soon as administratively feasible following the Common Stock dividend payable date, but in no event later than 12/31 of the year in which the payable date is declared. Dividend Equivalents paid with respect to dividends declared before the delivery of the Shares underlying the Units will be treated as compensation income for tax purposes and will be subject to income and payroll tax withholding by the Company.

 

5. Restriction on Transfer

Except for transfers by will or the applicable laws of descent and distribution, the Units cannot be sold, assigned, transferred, gifted, pledged, or in any manner encumbered, alienated, attached or disposed of, and any purported sale, assignment, transfer, gift, pledge, alienation, attachment or encumbrance shall be void and unenforceable against the Company. No such attempt to transfer the Units, whether voluntary or involuntary, by operation of law or otherwise (except by will or laws of descent and distribution), shall vest the purported transferee with any interest or right in or with respect to the Units or the Shares issuable with respect to the Units.

 

6. Securities Law Compliance

The delivery of all or any of the Shares in accordance with this Award shall be effective only at such time that the issuance of such Shares will not violate any state or federal securities or other laws. The Company is under no obligation to effect any registration of the Shares under the Securities Act of 1933 or to effect any state registration or qualification of the Shares. The Company may, in its sole discretion, delay the delivery of the Shares or place restrictive legends on such Shares in order to ensure that the issuance of any Shares will be in compliance with federal or state securities laws and the rules of the New York Stock Exchange or any other exchange upon which the Common Stock is traded.

 

7. Income Tax Withholding

In order to comply with all applicable federal, state, local and foreign income and payroll tax laws or regulations, the Company may take such action as it deems appropriate to ensure that all applicable withholding, income or other taxes, which are the sole and absolute responsibility of Participant, are withheld or collected from Participant. Without limiting the foregoing, the Company may, but is not obligated to, permit or require the satisfaction of tax withholding obligations through net Share settlement at the time of delivery of Shares (i.e. the Company withholds a portion of the Shares otherwise to be delivered with a Fair Market Value, as such term is defined in the Plan, equal to the amount of such taxes, but only to the extent necessary to satisfy certain statutory withholding requirements to avoid adverse accounting treatment under ASC 718) or through an open market sale of Shares otherwise to be delivered, in each case pursuant to such rules and procedures as may be established by the Company.

 

8. Miscellaneous

(a) The Agreement is issued pursuant to the Plan and is subject to its terms. The Plan is available for inspection during business hours at the principal office of the Company. In addition, the Plan may be viewed on the Fidelity Website at www.netbenefits.com (or the website of any other stock plan administrator selected by the Company in the future).

(b) The Agreement shall not confer on Participant any right with respect to continuance of employment with the Company or any Affiliate, nor will it interfere in any way with the right of the Company or any Affiliate to terminate such employment at any time.

 

  


(c) Participant acknowledges that the grant, vesting or any payment with respect to this Award, and the sale or other taxable disposition of the Shares issued with respect to the Units hereunder may have tax consequences pursuant to the Code or under local, state or international tax laws. It is intended that the Award shall comply with Section 409A of the Code, and the provisions of the Agreement and the Plan shall be construed and administered accordingly. Any amendment or modification of the Award (to the extent permitted under the terms of the Plan), will be undertaken in a manner intended to comply with Section 409A, to the extent applicable. Notwithstanding the foregoing, there is no guaranty or assurance as to the tax treatment of the Award. Participant acknowledges that Participant is relying solely and exclusively on Participant’s own professional tax and investment advisors with respect to any and all such matters (and is not relying, in any manner, on the Company or any of its employees or representatives). Participant understands and agrees that any and all tax consequences resulting from the Award and its grant, vesting, amendment, or any payment with respect thereto, and the sale or other taxable disposition of the Shares acquired pursuant to the Award, is solely and exclusively the responsibility of Participant without any expectation or understanding that the Company or any of its employees or representatives will pay or reimburse Participant for such taxes or other items.

 

9. Venue

Any claim or action brought with respect to this Award shall be brought in a federal or state court located in Minneapolis, Minnesota.

 

10. Definitions

For purposes of the Agreement, the following terms shall have the definitions as set forth below:

(a) “Change in Control” shall have the meaning ascribed to it in the Plan, but only if the event or circumstances constituting such change in control also constitute a change in ownership or effective control of the Company, or a change in the ownership of a substantial portion of the assets of the Company, within the meaning of Section 409A of the Code.

(b) “Disability” means leaving active employment and qualifying for and receiving disability benefits under the Company’s long-term disability programs as in effect from time to time.

(c) “Qualifying Termination” means:

(A) Participant’s Separation From Service with the Company and its Affiliates as a result of the Company’s termination of Participant’s employment for any reason other than Cause within 12 months following a Change in Control, provided that such a termination will not be a Qualifying Termination if: i) the Company has notified the Participant in writing more than 30 days prior to the Announcement Date that Participant’s employment is not expected to continue for more than 12 months following the date of such notification, and Participant’s employment is in fact terminated within such 12 month period; or ii) Participant has announced in writing, prior to the date the Company provides a Notice of Termination to Participant, that Participant intends to terminate his or her employment;

(B) Participant’s Separation From Service with the Company and its Affiliates as a result of Disability within 12 months following a Change in Control; or

(C) Participant’s Separation From Service with the Company and its Affiliates (other than as a result of Participant’s termination of employment by the Company for Cause) within 12 months following a Change in Control, if, at the time of such Separation From Service, Participant is age 55 or older and has had 10 or more years of employment with the Company or its Affiliates following such Participant’s most recent date of hire by the Company or its Affiliates.

For purposes of this definition, the term Company shall be deemed to include any Person that has assumed this Award (or provided a substitute award to Participant) in connection with a Change in Control.

 

  


(d) “Retirement” means a Separation From Service with the Company and its affiliates (other than for Cause) by a Participant who is age 55 or older and has had 10 or more years of employment with the Company or its Affiliates following such Participant’s most recent date of hire by the Company or its Affiliates.

(e) “Separation From Service” means a Participant’s separation from service with the Company and its affiliates, as determined under Treasury Regulation section 1.409A-1(h)(1), provided, that the term “affiliate” shall mean a business entity which is affiliated in ownership with the Company and that is treated as a single employer under the rules of section 414(b) and (c) of the Code (applying the eighty percent common ownership standard).

(f) “Specified Employee” shall mean any Participant who is a specified employee for purposes of section 1.409A-1(i) of the U.S. Treasury Regulations, determined in accordance with the rules set forth in the separate document entitled “U.S. Bank Specified Employee Determination.”

Appendix

Vesting Schedule

<Vesting Schedule>

 

  
EX-12 3 d602654dex12.htm EX-12 EX-12

EXHIBIT 12

Computation of Ratio of Earnings to Fixed Charges

 

(Dollars in Millions)    Three Months Ended
June 30, 2018
     Six Months Ended
June 30, 2018
 

Earnings

 

  

  1.

  Net income attributable to U.S. Bancorp    $ 1,750      $ 3,425  

  2.

  Applicable income taxes, including expense related to unrecognized tax positions      441        803  

  3.

  Net income attributable to U.S. Bancorp before income taxes (1 + 2)    $ 2,191      $ 4,228  

  4.

  Fixed charges:      
  a.   Interest expense excluding interest on deposits*    $ 324      $ 602  
  b.   Portion of rents representative of interest and amortization of debt expense      29        58  
  c.   Fixed charges excluding interest on deposits (4a + 4b)      353        660  
  d.   Interest on deposits      427        772  
  e.   Fixed charges including interest on deposits (4c + 4d)    $ 780      $ 1,432  

  5.

  Amortization of interest capitalized    $      $  

  6.

  Earnings excluding interest on deposits (3 + 4c + 5)      2,544        4,888  

  7.

  Earnings including interest on deposits (3 + 4e + 5)      2,971        5,660  

  8.

  Fixed charges excluding interest on deposits (4c)      353        660  

  9.

  Fixed charges including interest on deposits (4e)      780        1,432  

Ratio of Earnings to Fixed Charges

 

  

10.

  Excluding interest on deposits (line 6/line 8)      7.21        7.41  

11.

  Including interest on deposits (line 7/line 9)      3.81        3.95  

 

* Excludes interest expense related to unrecognized tax positions.

Computation of Ratio of Earnings to Fixed Charges and Preferred Stock Dividends

 

(Dollars in Millions)    Three Months Ended
June 30, 2018
     Six Months Ended
June 30, 2018
 

Earnings

     

  1.

  Net income attributable to U.S. Bancorp    $ 1,750      $ 3,425  

  2.

  Applicable income taxes, including expense related to unrecognized tax positions      441        803  

  3.

  Net income attributable to U.S. Bancorp before income taxes (1 + 2)    $ 2,191      $ 4,228  

  4.

  Fixed charges:      
  a.   Interest expense excluding interest on deposits*    $ 324      $ 602  
  b.   Portion of rents representative of interest and amortization of debt expense      29        58  
  c.   Fixed charges excluding interest on deposits (4a + 4b)      353        660  
  d.   Interest on deposits      427        772  
  e.   Fixed charges including interest on deposits (4c + 4d)    $ 780      $ 1,432  

  5.

  Amortization of interest capitalized    $      $  

  6.

  Preferred stock dividends      64        134  

  7.

  Earnings excluding interest on deposits (3 + 4c + 5)      2,544        4,888  

  8.

  Earnings including interest on deposits (3 + 4e + 5)      2,971        5,660  

  9.

  Fixed charges excluding interest on deposits, and preferred stock dividends (4c+6)      417        794  

10.

  Fixed charges including interest on deposits, and preferred stock dividends (4e+6)      844        1,566  

Ratio of Earnings to Fixed Charges and Preferred Dividends

 

  

11.

  Excluding interest on deposits (line 7/line 9)      6.10        6.16  

12.

  Including interest on deposits (line 8/line 10)      3.52        3.61  

 

* Excludes interest expense related to unrecognized tax positions.

 

76    U.S. Bancorp
EX-31.1 4 d602654dex311.htm EX-31.1 EX-31.1

EXHIBIT 31.1

CERTIFICATION PURSUANT TO RULE 13a-14(a) UNDER THE SECURITIES EXCHANGE ACT OF 1934

I, Andrew Cecere, certify that:

 

(1) I have reviewed this Quarterly Report on Form 10-Q of U.S. Bancorp;

 

(2) Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

(3) Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

(4) The registrant’s other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

  (a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

  (b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

  (c) evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

  (d) disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

 

(5) The registrant’s other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

 

  (a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

 

  (b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

 

/s/    ANDREW CECERE

Andrew Cecere

Chief Executive Officer

Dated: August 2, 2018

 

U.S. Bancorp    77
EX-31.2 5 d602654dex312.htm EX-31.2 EX-31.2

EXHIBIT 31.2

CERTIFICATION PURSUANT TO RULE 13a-14(a) UNDER THE SECURITIES EXCHANGE ACT OF 1934

I, Terrance R. Dolan, certify that:

 

(1) I have reviewed this Quarterly Report on Form 10-Q of U.S. Bancorp;

 

(2) Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

(3) Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

(4) The registrant’s other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

  (a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

  (b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

  (c) evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

  (d) disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

 

(5) The registrant’s other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

 

  (a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

 

  (b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

 

/s/    TERRANCE R. DOLAN

Terrance R. Dolan

Chief Financial Officer

Dated: August 2, 2018

 

78    U.S. Bancorp
EX-32 6 d602654dex32.htm EX-32 EX-32

EXHIBIT 32

CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, the undersigned, Chief Executive Officer and Chief Financial Officer of U.S. Bancorp, a Delaware corporation (the “Company”), do hereby certify that:

 

(1) The Quarterly Report on Form 10-Q for the quarter ended June 30, 2018 (the “Form 10-Q”) of the Company fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

 

(2) The information contained in the Form 10-Q fairly presents, in all material respects, the financial condition and results of operations of the Company.

 

/s/    ANDREW CECERE     /s/    TERRANCE R. DOLAN

Andrew Cecere

Chief Executive Officer

 

Dated: August 2, 2018

   

Terrance R. Dolan

Chief Financial Officer

 

U.S. Bancorp    79
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673000000 false 117000000 890000000 50000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Activity in the allowance for credit losses by portfolio class was as follows:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="49%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> Three Months Ended June&#xA0;30</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> (Dollars in Millions)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Commercial</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Commercial</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Real&#xA0;Estate</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Residential</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Mortgages</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Credit<br /> Card</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other<br /> Retail</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Total&#xA0;Loans,</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Excluding</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Covered&#xA0;Loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Covered<br /> Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total<br /> Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at beginning of period</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,386</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">826</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">443</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,064</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">672</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,391</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">26</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,417</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Add</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Provision for credit losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">63</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">228</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">55</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">329</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">327</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Deduct</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">83</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">248</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">92</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">437</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">437</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Less recoveries of loans charged-off</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(25</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(38</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(105</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(105</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">58</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">210</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">60</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">332</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">332</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other changes (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at end of period</b></p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,391</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">812</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">436</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,082</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">667</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,388</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,411</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at beginning of period</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,429</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">842</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">485</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">955</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">622</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,333</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,366</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Add</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Provision for credit losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">44</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(22</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">239</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">85</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">351</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">350</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Deduct</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">104</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">227</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">88</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">437</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">437</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Less recoveries of loans charged-off</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(26</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(29</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(97</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(97</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">78</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">204</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">59</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">340</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">340</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other changes (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at end of period</b></p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,395</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">856</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">455</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">990</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">648</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,344</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">33</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,377</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Includes net changes in credit losses to be reimbursed by the FDIC and reductions in the allowance for covered loans where the reversal of a previously recorded allowance was offset by an associated decrease in the indemnification asset, and the impact of any loan sales.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="49%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> Six Months Ended June&#xA0;30</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> (Dollars in Millions)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Commercial</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Commercial<br /> Real Estate</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Residential<br /> Mortgages</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Credit<br /> Card</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other<br /> Retail</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total&#xA0;Loans,<br /> Excluding<br /> Covered&#xA0;Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Covered<br /> Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total<br /> Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at beginning of period</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,372</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">831</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">449</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,056</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">678</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,386</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">31</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,417</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Add</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Provision for credit losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">137</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(22</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">447</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">115</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">675</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(7</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">668</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Deduct</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">177</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">496</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">187</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">890</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">890</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Less recoveries of loans charged-off</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(14</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(75</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(61</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(217</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(217</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">118</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">421</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">126</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">673</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">673</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other changes (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at end of period</b></p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,391</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">812</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">436</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,082</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">667</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,388</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,411</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at beginning of period</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,450</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">812</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">510</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">934</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">617</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,323</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,357</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Add</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Provision for credit losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">98</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(35</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">450</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">150</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">696</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">695</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Deduct</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">200</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">439</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">177</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">854</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">854</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Less recoveries of loans charged-off</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(47</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(45</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(58</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(179</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(179</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">153</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(11</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">394</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">119</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">675</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">675</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other changes (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at end of period</b></p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,395</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">856</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">455</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">990</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">648</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,344</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">33</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,377</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Includes net changes in credit losses to be reimbursed by the FDIC and reductions in the allowance for covered loans where the reversal of a previously recorded allowance was offset by an associated decrease in the indemnification asset, and the impact of any loan sales.</i></td> </tr> </table> </div> 79000000 15000000 15000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The amortized cost, other-than-temporary impairment recorded in other comprehensive income (loss), gross unrealized holding gains and losses, and fair value of held-to-maturity and available-for-sale investment securities were as follows:</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="49%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Unrealized Losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Unrealized Losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Amortized<br /> Cost</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Unrealized<br /> Gains</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other-than-<br /> Temporary&#xA0;(a)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other&#xA0;(b)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Fair</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Value</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Amortized<br /> Cost</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Unrealized<br /> Gains</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other-than-<br /> Temporary&#xA0;(a)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other&#xA0;(b)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Fair</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Value</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Available-for-sale</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">21,244</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(515</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">20,731</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">23,586</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(288</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">23,301</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,409</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">124</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1,113</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,420</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,450</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">152</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(571</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,031</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial agency</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other asset-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">405</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">411</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">413</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">419</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Obligations of state and political subdivisions</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,866</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">49</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(136</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,779</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,240</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">147</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(29</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,358</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total available-for-sale</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">67,930</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">181</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(1,764</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">66,347</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">68,717</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">308</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(888</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">68,137</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents impairment not related to credit for those investment securities that have been determined to be other-than-temporarily impaired.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Represents unrealized losses on investment securities that have not been determined to be other-than-temporarily impaired.</i></td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The accompanying consolidated financial statements have been prepared in accordance with the instructions to Form&#xA0;10-Q and, therefore, do not include all information and notes necessary for a complete presentation of financial position, results of operations and cash flow activity required in accordance with accounting principles generally accepted in the United States. In the opinion of management of U.S.&#xA0;Bancorp (the &#x201C;Company&#x201D;), all adjustments (consisting only of normal recurring adjustments) necessary for a fair statement of results for the interim periods have been made. These financial statements and notes should be read in conjunction with the consolidated financial statements and notes included in the Company&#x2019;s Annual Report on Form&#xA0;10-K for the year ended December&#xA0;31, 2017. Certain amounts in prior periods have been reclassified to conform to the current presentation.</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Accounting policies for the lines of business are generally the same as those used in preparation of the consolidated financial statements with respect to activities specifically attributable to each business line. However, the preparation of business line results requires management to establish methodologies to allocate funding costs, expenses and other financial elements to each line of business. Table 11 &#x201C;Line of Business Financial Performance&#x201D; included in Management&#x2019;s Discussion and Analysis provides details of segment results. This information is incorporated by reference into these Notes to Consolidated Financial Statements.</font></font></font></p> </div> 15000000 <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;Note&#xA0;15</b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Guarantees and Contingent Liabilities</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <b><font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL">Visa Restructuring and Card Association Litigation</font></b>&#xA0;The Company&#x2019;s payment services business issues credit and debit cards and acquires credit and debit card transactions through the Visa U.S.A. Inc. card association or its affiliates (collectively &#x201C;Visa&#x201D;). In 2007, Visa completed a restructuring and issued shares of Visa Inc. common stock to its financial institution members in contemplation of its initial public offering (&#x201C;IPO&#x201D;) completed in the first quarter of 2008 (the &#x201C;Visa Reorganization&#x201D;). As a part of the Visa Reorganization, the Company received its proportionate number of shares of Visa Inc. common stock, which were subsequently converted to Class&#xA0;B shares of Visa Inc. (&#x201C;Class&#xA0;B shares&#x201D;). Visa U.S.A. Inc. (&#x201C;Visa U.S.A.&#x201D;) and MasterCard International (collectively, the &#x201C;Card Associations&#x201D;) are defendants in antitrust lawsuits challenging the practices of the Card Associations (the &#x201C;Visa Litigation&#x201D;). Visa U.S.A. member banks have a contingent obligation to indemnify Visa Inc. under the Visa U.S.A. bylaws (which were modified at the time of the restructuring in October&#xA0;2007) for potential losses arising from the Visa Litigation. The indemnification by the Visa U.S.A. member banks has no specific maximum amount.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> Using proceeds from its IPO and through reductions to the conversion ratio applicable to the Class&#xA0;B shares held by Visa U.S.A. member banks, Visa Inc. has funded an escrow account for the benefit of member financial institutions to fund their indemnification obligations associated with the Visa Litigation. The receivable related to the escrow account is classified in other liabilities as a direct offset to the related Visa Litigation contingent liability. On October&#xA0;19, 2012, Visa signed a settlement agreement to resolve class action claims associated with the multi-district interchange litigation pending in the United States District Court for the Eastern District of New York. This case is the largest of the remaining Visa Litigation matters. The district court approved the settlement, but that approval was appealed by certain class members. On June&#xA0;30, 2016, the United States Court of Appeals for the Second Circuit reversed the approval of the settlement and remanded the case to the district court for further proceedings consistent with the appellate ruling. On November&#xA0;23, 2016, certain class members filed a petition with the United States Supreme Court asking it to review the Second Circuit&#x2019;s decision to reject the settlement. On March&#xA0;27, 2017, the Supreme Court denied the class members&#x2019; petition. The case is proceeding in the district court.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> At June 30, 2018, the carrying amount of the Company&#x2019;s liability related to the Visa Litigation matters, net of its share of the escrow fundings, was $19&#xA0;million. During the three and six months ended June 30, 2018, the Company sold 0.2&#xA0;million and 0.5&#xA0;million, respectively, of its Class&#xA0;B shares. These sales, and any previous sales of its Class&#xA0;B shares, do not impact the Company&#x2019;s liability for the Visa Litigation matters or the receivable related to the escrow account. Upon final settlement of the Visa Litigation, the remaining 2.2&#xA0;million Class&#xA0;B shares held by the Company will be eligible for conversion to Class&#xA0;A shares of Visa Inc., which are publicly traded. The Class&#xA0;B shares are excluded from the Company&#x2019;s financial instruments disclosures included in Note&#xA0;14.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 12pt"> <b>Other Guarantees and Contingent Liabilities</b></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> The following table is a summary of other guarantees and contingent liabilities of the Company at June&#xA0;30, 2018:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="79%"></td> <td valign="bottom" width="6%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Collateral<br /> Held</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Carrying<br /> Amount</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Maximum<br /> Potential<br /> Future<br /> Payments</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Standby letters of credit</p> </td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">52</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">11,057</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Third party borrowing arrangements</p> </td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities lending indemnifications</p> </td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,908</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,820</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Asset sales</p> </td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">119</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,818</td> <td valign="bottom" nowrap="nowrap">&#xA0;(a)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Merchant processing</p> </td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">746</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">68</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">107,444</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Tender option bond program guarantee</p> </td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,420</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,334</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Minimum revenue guarantees</p> </td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,409</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 4pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>The maximum potential future payments do not include loan sales where the Company provides standard representation and warranties to the buyer against losses related to loan underwriting documentation defects that may have existed at the time of sale that generally are identified after the occurrence of a triggering event such as delinquency. For these types of loan sales, the maximum potential future payments is generally the unpaid principal balance of loans sold measured at the end of the current reporting period. Actual losses will be significantly less than the maximum exposure, as only a fraction of loans sold will have a representation and warranty breach, and any losses on repurchase would generally be mitigated by any collateral held against the loans.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 12pt"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b><i>Merchant Processing</i></b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company, through its subsidiaries, provides merchant processing services. Under the rules of credit card associations, a merchant processor retains a contingent liability for credit card transactions processed. This contingent liability arises in the event of a billing dispute between the merchant and a cardholder that is ultimately resolved in the cardholder&#x2019;s favor. In this situation, the transaction is &#x201C;charged-back&#x201D; to the merchant and the disputed amount is credited or otherwise refunded to the cardholder. If the Company is unable to collect this amount from the merchant, it bears the loss for the amount of the refund paid to the cardholder.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> The Company currently processes card transactions in the United States, Canada, Europe and Mexico through wholly-owned subsidiaries and joint ventures with other financial institutions. In the event a merchant was unable to fulfill product or services subject to future delivery, such as airline tickets, the Company could become financially liable for refunding the purchase price of such products or services purchased through the credit card associations under the charge-back provisions. Charge-back risk related to these merchants is evaluated in a manner similar to credit risk assessments and, as such, merchant processing contracts contain various provisions to protect the Company in the event of default. At June&#xA0;30, 2018, the value of airline tickets purchased to be delivered at a future date through card transactions processed by the Company was $10.7&#xA0;billion. The Company held collateral of $615&#xA0;million in escrow deposits, letters of credit and indemnities from financial institutions, and liens on various assets. In addition to specific collateral or other credit enhancements, the Company maintains a liability for its implied guarantees associated with future delivery. At June&#xA0;30, 2018, the liability was $56&#xA0;million primarily related to these airline processing arrangements.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b><i>Asset Sales</i></b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company regularly sells loans to GSEs as part of its mortgage banking activities. The Company provides customary representations and warranties to GSEs in conjunction with these sales. These representations and warranties generally require the Company to repurchase assets if it is subsequently determined that a loan did not meet specified criteria, such as a documentation deficiency or rescission of mortgage insurance. If the Company is unable to cure or refute a repurchase request, the Company is generally obligated to repurchase the loan or otherwise reimburse the counterparty for losses. At June&#xA0;30, 2018, the Company had reserved $11&#xA0;million for potential losses from representation and warranty obligations, compared with $13&#xA0;million at December&#xA0;31, 2017. The Company&#x2019;s reserve reflects management&#x2019;s best estimate of losses for representation and warranty obligations. The Company&#x2019;s repurchase reserve is modeled at the loan level, taking into consideration the individual credit quality and borrower activity that has transpired since origination. The model applies credit quality and economic risk factors to derive a probability of default and potential repurchase that are based on the Company&#x2019;s historical loss experience, and estimates loss severity based on expected collateral value. The Company also considers qualitative factors that may result in anticipated losses differing from historical loss trends.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> As of&#xA0;June 30, 2018 and December&#xA0;31, 2017, the&#xA0;Company had $15&#xA0;million and $9&#xA0;million, respectively, of unresolved representation and warranty claims from GSEs. The Company does not have a significant amount of unresolved claims from investors other than GSEs.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 12pt"> <b>Litigation and Regulatory Matters</b></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> The Company is subject to various litigation and regulatory matters that arise in the ordinary course of its business. The Company establishes reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or more of these matters may have a material adverse effect on the Company&#x2019;s results of operations for a particular period, and future changes in circumstances or additional information could result in additional accruals or resolution in excess of established accruals, which could adversely affect the Company&#x2019;s results of operations, potentially materially.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b><i>Litigation Matters</i></b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">In the last several years, the Company and other large financial institutions have been sued in their capacity as trustee for residential mortgage&#x2013;backed securities trusts. Among these lawsuits is an action originally brought in June&#xA0;2014 by a group of institutional investors, including BlackRock and PIMCO funds, against six bank trustees, including the Company. The action brought by these institutional investors against the Company is currently pending in the Supreme Court of the State of New York, New York County. In this lawsuit, the investors allege that the Company&#x2019;s banking subsidiary, U.S.&#xA0;Bank National Association (&#x201C;U.S. Bank&#x201D;), as trustee caused them to incur substantial losses by failing to enforce loan repurchase obligations and failing to abide by appropriate standards of care after events of default allegedly occurred. The plaintiffs seek monetary damages in an unspecified amount and also seek equitable relief.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b><i>Regulatory Matters</i></b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company is continually subject to examinations, inquiries and investigations in areas of heightened regulatory scrutiny, such as compliance, risk management, third party risk management and consumer protection. For example, the Company is currently subject to examinations, inquiries and investigations by government agencies and bank regulators concerning mortgage-related practices, including those related to lender-placed insurance, and notices and filings in bankruptcy cases. The Company is cooperating fully with all pending examinations, inquiries and investigations, any of which could lead to administrative or legal proceedings or settlements. Remedies in these proceedings or settlements may include fines, penalties, restitution or alterations in the Company&#x2019;s business practices (which may increase the Company&#x2019;s operating expenses and decrease its revenue).</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> In October&#xA0;2015, U.S. Bank entered into a Consent Order with the Office of the Comptroller of the Currency concerning deficiencies in its Bank Secrecy Act/anti-money laundering compliance program, and requiring an ongoing review of that program. The Consent Order remains open and U.S. Bank continues to implement the compliance program enhancements and other actions required by the order.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> In February 2018, the Company entered into a deferred prosecution agreement (the &#x201C;DPA&#x201D;) with the United States Attorney&#x2019;s Office in Manhattan that resolved its investigation of the Company concerning a legacy banking relationship between U.S. Bank and payday lending businesses associated with a former customer and U.S. Bank&#x2019;s legacy Bank Secrecy Act/anti-money laundering compliance program. The DPA defers prosecution for a period of two years, subject to the Company&#x2019;s compliance with its terms, which include ongoing efforts to implement and maintain an adequate Bank Secrecy Act/anti-money laundering compliance program. If the Company violates the DPA, its term could be extended up to an additional one year, or the Company could be subject to a prosecution or civil action based on the matters that are the subject of the DPA. In addition, the Company and certain of its affiliates entered into related regulatory settlements with the Financial Crimes Enforcement Network and the Board of Governors of the Federal Reserve System. If the Company and its affiliates fail to satisfy ongoing obligations under these regulatory settlements, which include ongoing commitments to provide resources to, and enhance, the Company&#x2019;s firm wide Bank Secrecy Act/anti-money laundering compliance program, the Company and its affiliates may be required to enter into further orders and settlements, pay additional fines or penalties, or modify their business practices (which may increase operating expenses and decrease revenue).</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b><i>Outlook</i></b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Due to their complex nature, it can be years before litigation and regulatory matters are resolved. The Company may be unable to develop an estimate or range of loss where matters are in early stages, there are significant factual or legal issues to be resolved, damages are unspecified or uncertain, or there is uncertainty as to a litigation class being certified or the outcome of pending motions, appeals or proceedings. For those litigation and regulatory matters where the Company has information to develop an estimate or range of loss, the Company believes the upper end of the range of reasonably possible losses in aggregate, in excess of any reserves established for matters where a loss is considered probable, will not be material to its financial condition, results of operations or cash flows. The Company&#x2019;s estimates are subject to significant judgment and uncertainties, and the matters underlying the estimates will change from time to time. Actual results may vary significantly from the current estimates.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> For additional information on the nature of the Company&#x2019;s guarantees and contingent liabilities, refer to Note&#xA0;22 in the Company&#x2019;s Annual Report on Form 10-K for the year ended December&#xA0;31, 2017.</p> </div> -484000000 27000000 477000000 15000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company is not required to consolidate VIEs in which it has concluded it does not have a controlling financial interest, and thus is not the primary beneficiary. In such cases, the Company does not have both the power to direct the entities&#x2019; most significant activities and the obligation to absorb losses or the right to receive benefits that could potentially be significant to the VIEs.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company&#x2019;s investments in these unconsolidated VIEs are carried in other assets on the Consolidated Balance Sheet. The Company&#x2019;s unfunded capital and other commitments related to these unconsolidated VIEs are generally carried in other liabilities on the Consolidated Balance Sheet. The Company&#x2019;s maximum exposure to loss from these unconsolidated VIEs include the investment recorded on the Company&#x2019;s Consolidated Balance Sheet, net of unfunded capital commitments, and previously recorded tax credits which remain subject to recapture by taxing authorities based on compliance features required to be met at the project level. While the Company believes potential losses from these investments are remote, the maximum exposure was determined by assuming a scenario where the community-based business and housing projects completely fail and do not meet certain government compliance requirements resulting in recapture of the related tax credits.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> The Company is required to consolidate VIEs in which it has concluded it has a controlling financial interest. The Company sponsors entities to which it transfers its interests in tax-advantaged investments to third parties. The majority of the assets of these consolidated VIEs are reported in other assets, and the liabilities are reported in long-term debt and other liabilities. The assets of a particular VIE are the primary source of funds to settle its obligations. The creditors of the VIEs do not have recourse to the general credit of the Company. The Company&#x2019;s exposure to the consolidated VIEs is generally limited to the carrying value of its variable interests plus any related tax credits previously recognized or transferred to others with a guarantee.</p> </div> 181000000 0.60 2814000000 2829000000 <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;<font style="FONT-SIZE: 9.5pt" color="#FFFFFF">Note&#xA0;8</font></b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Accumulated Other Comprehensive Income (Loss)</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Shareholders&#x2019; equity is affected by transactions and valuations of asset and liability positions that require adjustments to accumulated other comprehensive income (loss). The reconciliation of the transactions affecting accumulated other comprehensive income (loss) included in shareholders&#x2019; equity is as follows:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="51%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> Three Months Ended June&#xA0;30</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> (Dollars in Millions)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Unrealized&#xA0;Gains<br /> (Losses) on<br /> Investment<br /> Securities<br /> Available-For-<br /> Sale</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Unrealized&#xA0;Gains<br /> (Losses) on<br /> Investment<br /> Securities<br /> Transferred&#xA0;From<br /> <font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">Available-For-Sale</font></font><br /> to Held-To-<br /> Maturity</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Unrealized&#xA0;Gains<br /> (Losses)&#xA0;on<br /> Derivative&#xA0;Hedges</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Unrealized&#xA0;Gains<br /> (Losses) on<br /> Retirement&#xA0;Plans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Foreign<br /> Currency<br /> Translation</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at beginning of period</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,017</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">152</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,271</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(76</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(2,193</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Changes in unrealized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(212</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(177</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign currency translation adjustment (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Reclassification to earnings of realized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">35</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Applicable income taxes</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">56</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">42</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at end of period</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,183</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">176</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,244</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(81</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(2,315</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at beginning of period</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(371</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">23</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">68</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,095</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(64</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,439</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Changes in unrealized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">328</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(37</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">291</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign currency translation adjustment (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Reclassification to earnings of realized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">26</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Applicable income taxes</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(122</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(123</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at end of period</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(174</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">51</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,077</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(67</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,246</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents the impact of changes in foreign currency exchange rates on the Company&#x2019;s investment in foreign operations and related hedges.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 12px; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="51%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> Six Months Ended June&#xA0;30</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> (Dollars in Millions)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Unrealized&#xA0;Gains<br /> (Losses) on<br /> Investment<br /> Securities<br /> Available-For-<br /> Sale</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Unrealized&#xA0;Gains<br /> (Losses) on<br /> Investment<br /> Securities<br /> Transferred&#xA0;From<br /> <font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">Available-For-Sale</font></font><br /> to&#xA0;Held-To-<br /> Maturity</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Unrealized&#xA0;Gains<br /> (Losses)&#xA0;on<br /> Derivative&#xA0;Hedges</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Unrealized&#xA0;Gains<br /> (Losses)&#xA0;on<br /> Retirement&#xA0;Plans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Foreign<br /> Currency<br /> Translation</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at beginning of period</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(357</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">71</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,066</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(69</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,404</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Revaluation of tax related balances (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(77</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(229</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(13</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(300</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Changes in unrealized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(988</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">119</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(870</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign currency translation adjustment (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Reclassification to earnings of realized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">69</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">50</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Applicable income taxes</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">254</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">204</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at end of period</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,183</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">176</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,244</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(81</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(2,315</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at beginning of period</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(431</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">55</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,113</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(71</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,535</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Changes in unrealized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">455</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(30</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">425</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign currency translation adjustment (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Reclassification to earnings of realized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(38</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(7</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">58</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Applicable income taxes</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(160</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(22</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(182</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at end of period</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(174</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">51</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,077</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(67</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,246</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents the impact of the reduced federal statutory tax rate for corporations included in 2017 tax reform legislation, reclassified out of accumulated other comprehensive income and into retained earnings as of the beginning of the period.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Represents the impact of changes in foreign currency exchange rates on the Company&#x2019;s investment in foreign operations and related hedges.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Additional detail about the impact to net income for items reclassified out of accumulated other comprehensive income (loss) and into earnings is as follows:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="53%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td width="21%"></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">Impact to Net Income</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="3" align="right">Affected Line Item in the<br /> Consolidated&#xA0;Statement&#xA0;of&#xA0;Income</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Three&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Six&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Unrealized gains (losses) on investment securities available-for-sale</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Realized gains (losses) on sale of investment securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"> Total&#xA0;securities&#xA0;gains&#xA0;(losses),&#xA0;net</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(14</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Applicable income taxes</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Net-of-tax</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Unrealized gains (losses) on investment securities transferred from available-for-sale to held-to-maturity</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Amortization of unrealized gains</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Interest income</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Applicable income taxes</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Net-of-tax</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Unrealized gains (losses) on derivative hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Realized gains (losses) on derivative hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(24</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Interest expense</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Applicable income taxes</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Net-of-tax</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Unrealized gains (losses) on retirement plans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Actuarial gains (losses) and prior service cost (credit) amortization</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(35</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(29</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(69</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(58</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Employee benefits expense</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">18</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Applicable income taxes</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(25</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(18</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(51</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(36</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Net-of-tax</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total impact to net income</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 12px; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> </div> 546000000 154000000 --12-31 149000000 36000000 67000000 <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;Note&#xA0;&#xA0;12</b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Derivative Instruments</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> In the ordinary course of business, the Company enters into derivative transactions to manage various risks and to accommodate the business requirements of its customers. The Company recognizes all derivatives on the Consolidated Balance Sheet at fair value in other assets or in other liabilities. On the date the Company enters into a derivative contract, the derivative is designated as either a fair value hedge, cash flow hedge, net investment hedge, or a designation is not made as it is a customer-related transaction, an economic hedge for asset/liability risk management purposes or another stand-alone derivative created through the Company&#x2019;s operations (&#x201C;free-standing derivative&#x201D;). When a derivative is designated as a fair value, cash flow or net investment hedge, the Company performs an assessment, at inception and, at a minimum, quarterly thereafter, to determine the effectiveness of the derivative in offsetting changes in the value or cash flows of the hedged item(s).</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Fair Value Hedges</b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">These derivatives are interest rate swaps the Company uses to hedge the change in fair value related to interest rate changes of its underlying fixed-rate debt. Changes in the fair value of derivatives designated as fair value hedges, and changes in the fair value of the hedged items, are recorded in earnings. There were no fair value hedges at June&#xA0;30, 2018.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Cash Flow Hedges</b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">These derivatives are interest rate swaps the Company uses to hedge the forecasted cash flows from its underlying variable-rate debt. Changes in the fair value of derivatives designated as cash flow hedges are recorded in other comprehensive income (loss) until the cash flows of the hedged items are realized. If a derivative designated as a cash flow hedge is terminated or ceases to be highly effective, the gain or loss in other comprehensive income (loss) is amortized to earnings over the period the forecasted hedged transactions impact earnings. If a hedged forecasted transaction is no longer probable, hedge accounting is ceased and any gain or loss included in other comprehensive income (loss) is reported in earnings immediately, unless the forecasted transaction is at least reasonably possible of occurring, whereby the amounts remain within other comprehensive income (loss). At June&#xA0;30, 2018, the Company had $176&#xA0;million <font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">(net-of-tax)</font></font> of realized and unrealized gains on derivatives classified as cash flow hedges recorded in other comprehensive income (loss), compared with $71&#xA0;million <font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">(net-of-tax)</font></font> of realized and unrealized gains at December&#xA0;31, 2017. The estimated amount to be reclassified from other comprehensive income (loss) into earnings during the remainder of 2018 and the next 12 months are gains of $35&#xA0;million <font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">(net-of-tax)</font></font> and $69&#xA0;million <font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">(net-of-tax),</font></font> respectively. This amount includes gains and losses related to hedges that were terminated early for which the forecasted transactions are still probable. All cash flow hedges were highly effective for the three and six months ended June&#xA0;30, 2018.</font></p> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 6px"> &#xA0;</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Net Investment Hedges</b></font><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;The Company uses forward commitments to sell specified amounts of certain foreign currencies, and <font style="WHITE-SPACE: nowrap">non-derivative</font> debt instruments, to hedge the volatility of its net investment in foreign operations driven by fluctuations in foreign currency exchange rates. The carrying amount of <font style="WHITE-SPACE: nowrap">non-derivative</font> debt instruments designated as net investment hedges was $1.2&#xA0;billion at June&#xA0;30, 2018 and December&#xA0;31, 2017.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Other Derivative Positions</b></font><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;The Company enters into free-standing derivatives to mitigate interest rate risk and for other risk management purposes. These derivatives include forward commitments to sell <font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">to-be-announced</font></font> securities (&#x201C;TBAs&#x201D;) and other commitments to sell residential mortgage loans, which are used to economically hedge the interest rate risk related to residential mortgage loans held for sale (&#x201C;MLHFS&#x201D;) and unfunded mortgage loan commitments. The Company also enters into interest rate swaps, swaptions, forward commitments to buy TBAs, U.S. Treasury and Eurodollar futures and options on U.S. Treasury futures to economically hedge the change in the fair value of the Company&#x2019;s MSRs. The Company also enters into foreign currency forwards to economically hedge remeasurement gains and losses the Company recognizes on foreign currency denominated assets and liabilities. In addition, the Company acts as a seller and buyer of interest rate derivatives and foreign exchange contracts for its customers. The Company mitigates the market and liquidity risk associated with these customer derivatives by entering into similar offsetting positions with broker-dealers, or on a portfolio basis by entering into other derivative or <font style="WHITE-SPACE: nowrap">non-derivative</font> financial instruments that partially or fully offset the exposure from these customer-related positions. The Company&#x2019;s customer derivatives and related hedges are monitored and reviewed by the Company&#x2019;s Market Risk Committee, which establishes policies for market risk management, including exposure limits for each portfolio. The Company also has derivative contracts that are created through its operations, including certain unfunded mortgage loan commitments and swap agreements related to the sale of a portion of its Class&#xA0;B common shares of Visa Inc. Refer to Note&#xA0;14 for further information on these swap agreements.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt; TEXT-INDENT: 3%"> For additional information on the Company&#x2019;s purpose for entering into derivative transactions and its overall risk management strategies, refer to &#x201C;Management Discussion and Analysis &#x2014; Use of Derivatives to Manage Interest Rate and Other Risks&#x201D;, which is incorporated by reference into these Notes to Consolidated Financial Statements.</p> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 12px"> &#xA0;</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> The following table summarizes the asset and liability management derivative positions of the Company:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="68%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center">Asset Derivatives</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center">Liability Derivatives</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Notional<br /> Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Fair<br /> Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Weighted-<br /> Average<br /> Remaining<br /> Maturity<br /> In&#xA0;Years</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Notional<br /> Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Fair<br /> Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Weighted-<br /> Average<br /> Remaining<br /> Maturity<br /> In&#xA0;Years</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Cash flow hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">8,872</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.28</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,720</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.35</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net investment hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange forward contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">298</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.05</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other economic hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Futures and forwards</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Buy</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,363</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.09</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">602</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Sell</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13,904</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5,718</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">23</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.03</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,255</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">85</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.18</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Written</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,060</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.09</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Receive fixed/pay floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,822</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12.76</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,911</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9.07</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,530</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.37</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">430</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11.30</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange forward contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">579</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.05</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">141</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.05</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Equity contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2014;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">143</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.84</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,820</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.83</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,265</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.46</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">147</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.01</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,420</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">120</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.80</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">42,650</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">158</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">19,358</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">151</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Fair value hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Receive fixed/pay floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">28</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.70</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,600</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.55</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Cash flow hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,772</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.73</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net investment hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange forward contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2014;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">373</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.05</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other economic hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Futures and forwards</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Buy</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,632</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,326</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.04</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Sell</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15,291</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.89</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,511</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.03</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,985</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">65</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.57</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Written</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,285</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.05</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Receive fixed/pay floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,019</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16.49</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5,469</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.43</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,844</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.69</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">46</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.70</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange forward contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">147</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.02</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">669</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.04</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Equity contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">45</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">88</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.58</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,559</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.41</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,779</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,164</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">125</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.50</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">36,579</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">163</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">21,030</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">172</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Includes derivative liability swap agreements related to the sale of a portion of the Company&#x2019;s Class&#xA0;B common shares of Visa Inc. The Visa swap agreements had a total notional value, fair value and weighted average remaining maturity of $1.3&#xA0;billion, $119&#xA0;million and 2.01 years at June&#xA0;30, 2018, respectively, compared to $1.2&#xA0;billion, $125&#xA0;million and 2.50 years at December&#xA0;31, 2017, respectively. In addition, includes short-term underwriting purchase and sale commitments with total asset and liability notional values of $147&#xA0;million at June&#xA0;30, 2018.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 6px"> &#xA0;</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> The following table summarizes the customer-related derivative positions of the Company:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="59%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center">Asset Derivatives</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center">Liability Derivatives</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Notional<br /> Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Fair<br /> Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Weighted-<br /> Average<br /> Remaining<br /> Maturity<br /> In&#xA0;Years</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Notional<br /> Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Fair<br /> Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Weighted-<br /> Average<br /> Remaining<br /> Maturity<br /> In&#xA0;Years</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Receive fixed/pay floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">24,816</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">470</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.93</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">76,059</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">733</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.55</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">72,131</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">464</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.50</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24,623</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">353</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37,827</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">65</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.63</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,360</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.03</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Written</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,360</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.03</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34,942</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">61</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.47</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Futures</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Buy</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.72</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Sell</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7,588</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.98</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">800</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.22</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Forwards, spots and swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24,755</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">621</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.88</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24,056</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">601</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.91</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5,132</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">85</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.76</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Written</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5,132</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">85</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.76</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">173,649</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,726</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">166,972</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,842</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Receive fixed/pay floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">28,681</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">679</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.71</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">59,990</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">840</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.27</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">63,038</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">860</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">25,093</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">602</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.76</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29,091</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.61</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">880</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Written</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">880</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27,056</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.50</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Futures</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Sell</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7,007</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.21</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Forwards, spots and swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24,099</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">656</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.81</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">23,440</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">636</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.83</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,026</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">83</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Written</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,026</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">83</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">156,822</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,319</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">140,485</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,195</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> The table below shows the effective portion of the gains (losses) recognized in other comprehensive income (loss) and the gains (losses) reclassified from other comprehensive income (loss) into earnings <font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">(net-of-tax):</font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="60%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Three Months Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Six Months Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Gains (Losses)<br /> Recognized in<br /> Other<br /> Comprehensive<br /> Income</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">(Loss)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Gains (Losses)<br /> Reclassified&#xA0;from<br /> Other<br /> Comprehensive<br /> Income</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">(Loss)&#xA0;into&#xA0;Earnings</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Gains (Losses)<br /> Recognized in<br /> Other<br /> Comprehensive<br /> Income</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">(Loss)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Gains (Losses)<br /> Reclassified&#xA0;from<br /> Other<br /> Comprehensive<br /> Income</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">(Loss)&#xA0;into&#xA0;Earnings</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Asset and Liability Management Positions</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Cash flow hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(23</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">89</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(19</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net investment hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange forward contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(41</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">28</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(48</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <font style="WHITE-SPACE: nowrap">Non-derivative</font> debt instruments</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">50</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>Note:</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>The Company does not exclude components from effectiveness testing for cash flow and net investment hedges.</i></p> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 12px"> &#xA0;</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> The table below shows the effect of fair value and cash flow hedge accounting on the Consolidated Statement of Income:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="70%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Three Months Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Six Months Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Other&#xA0;Noninterest<br /> Income</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Interest&#xA0;Expense</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Other&#xA0;Noninterest<br /> Income</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Interest Expense</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total amount of income and expense line items presented in the Consolidated Statement of Income in which the effects of fair value or cash flow hedges are recorded</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">207</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">195</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">751</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">470</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">374</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">375</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,374</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">883</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" height="8" colspan="4">&#xA0;</td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Asset and Liability Management Positions</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Fair value hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contract derivatives</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">48</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Hedged items</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(48</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Cash Flow hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contract derivatives</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>Note:</i></td> <td valign="top" align="left"><i>The Company does not exclude components from effectiveness testing for fair value and cash flow hedges. The Company did not reclassify gains or losses into earnings as a result of the discontinuance of cash flow hedges during the three and six months ended June&#xA0;30, 2018 and 2017.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> The table below shows cumulative hedging adjustments and the carrying amount of assets (liabilities) designated in fair value hedges:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="57%"></td> <td valign="bottom" width="7%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="7%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="7%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="7%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="7%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center"> Carrying&#xA0;Amount&#xA0;of&#xA0;the&#xA0;Hedged&#xA0;Assets<br /> (Liabilities)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Cumulative Hedging Adjustment (a)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">June&#xA0;30,&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">December&#xA0;31,&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">June&#xA0;30,&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">December&#xA0;31,&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Line Item in the Consolidated Balance Sheet</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Long-term Debt</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,584</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(45</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>The cumulative hedging adjustment at June&#xA0;30, 2018 relates to discontinued hedging relationships. The Company did not have any hedging adjustments for discontinued fair value hedges at December&#xA0;31, 2017.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> The table below shows the gains (losses) recognized in earnings for other economic hedges and the customer-related positions:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="64%"></td> <td valign="bottom" width="1%"></td> <td width="20%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Three Months<br /> Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Six Months<br /> Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Location of&#xA0;Gains (Losses)</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Recognized in Earnings</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Asset and Liability Management Positions</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other economic hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Futures and forwards</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Mortgage banking revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">73</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased and written options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Mortgage banking revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">56</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">77</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">98</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">117</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Receive fixed/pay floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Mortgage banking revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(61</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">117</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(140</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">148</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Mortgage banking revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(71</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(16</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(111</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange forward contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Other noninterest income</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(30</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(37</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Equity contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Compensation expense</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Other noninterest income</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Other noninterest income</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Customer-Related Positions</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Receive fixed/pay floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Commercial products revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(351</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(323</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1,515</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(573</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Commercial products revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">365</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">333</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,532</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">602</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased and written options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Commercial products revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Futures</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Commercial products revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Forwards, spots and swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Commercial products revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">45</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">46</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased and written options</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">Commercial products revenue</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt; TEXT-INDENT: 3%"> Derivatives are subject to credit risk associated with counterparties to the derivative contracts. The Company measures that credit risk using a credit valuation adjustment and includes it within the fair value of the derivative. The Company manages counterparty credit risk through diversification of its derivative positions among various counterparties, by entering into derivative positions that are centrally cleared through clearinghouses, by entering into master netting arrangements and, where possible, by requiring collateral arrangements. A master netting arrangement allows two counterparties, who have multiple derivative contracts with each other, the ability to net settle amounts under all contracts, including any related collateral, through a single payment and in a single currency. Collateral arrangements generally require the counterparty to deliver collateral (typically cash or U.S. Treasury and agency securities) equal to the Company&#x2019;s net derivative receivable, subject to minimum transfer and credit rating requirements.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> The Company&#x2019;s collateral arrangements are predominately bilateral and, therefore, contain provisions that require collateralization of the Company&#x2019;s net liability derivative positions. Required collateral coverage is based on net liability thresholds and may be contingent upon the Company&#x2019;s credit rating from two of the nationally recognized statistical rating organizations. If the Company&#x2019;s credit rating were to fall below credit ratings thresholds established in the collateral arrangements, the counterparties to the derivatives could request immediate additional collateral coverage up to and including full collateral coverage for derivatives in a net liability position. The aggregate fair value of all derivatives under collateral arrangements that were in a net liability position at June&#xA0;30, 2018, was $431&#xA0;million. At June&#xA0;30, 2018, the Company had $345&#xA0;million of cash posted as collateral against this net liability position.</p> </div> 134000000 <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="6%"></td> <td valign="bottom" width="1%"></td> <td width="93%"></td> </tr> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;<font style="FONT-SIZE: 9.5pt" color="#FFFFFF">Note&#xA0;9</font></b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Earnings Per Share</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The components of earnings per share were:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="79%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Three&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Six Months Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars and Shares in Millions, Except Per Share Data)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net income attributable to U.S. Bancorp</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,750</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,500</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,425</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,973</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Preferred dividends</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(64</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(64</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(134</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(133</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Impact of preferred stock redemption (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Earnings allocated to participating stock awards</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(6</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(16</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(13</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net income applicable to U.S. Bancorp common shareholders</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,678</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,430</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">3,275</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">2,817</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Average common shares outstanding</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,642</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,684</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,647</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,689</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net effect of the exercise and assumed purchase of stock awards</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Average diluted common shares outstanding</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,646</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,690</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,651</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,695</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Earnings per common share</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1.02</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">.85</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1.99</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1.67</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Diluted earnings per common share</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1.02</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">.85</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1.98</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1.66</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents stock issuance costs originally recorded in preferred stock upon the issuance of the Company&#x2019;s Series G Preferred Stock that were reclassified to retained earnings on the date the Company announced its intent to redeem the outstanding shares.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 12pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Options outstanding at June&#xA0;30, 2018, to purchase 1&#xA0;million common shares for the three months and six months ended June&#xA0;30, 2018, and outstanding at June&#xA0;30, 2017, to purchase 1&#xA0;million common shares for the three months and six months ended June&#xA0;30, 2017, were not included in the computation of diluted earnings per share because they were antidilutive.</font></font></font></font></p> </div> Q2 2018 10-Q 1.98 0.21 990000000 2018-06-30 1.99 US BANCORP \DE\ <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The estimated fair values of the Company&#x2019;s financial instruments are shown in the table below:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="64%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="26" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="22" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" rowspan="2" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Carrying</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Amount</p> </td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" rowspan="2" colspan="2">&#xA0;</td> <td valign="bottom" rowspan="2">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Fair Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" rowspan="2" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Carrying</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Amount</p> </td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" rowspan="2" colspan="2">&#xA0;</td> <td valign="bottom" rowspan="2">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Fair Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">(Dollars in Millions)</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right">Level 1</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right">Level 2</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right">Level 3</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right"> Total</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right">Level 1</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right">Level 2</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right">Level 3</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right"> Total</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Financial Assets</b></p> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Cash and due from banks</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19,021</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19,021</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19,021</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19,505</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19,505</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19,505</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Federal funds sold and securities purchased under resale agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">289</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">289</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">289</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">93</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">93</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">93</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Investment securities held-to-maturity</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">46,055</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,533</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,070</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">44,617</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">44,362</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,613</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,095</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">43,723</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans held for sale (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">276,257</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">278,224</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">278,224</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">276,507</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">279,391</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">279,391</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,435</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,281</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,154</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,435</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,393</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,037</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,364</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,401</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Financial Liabilities</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Time deposits</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37,685</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37,365</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37,365</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33,356</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33,120</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33,120</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Short-term borrowings (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16,847</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16,616</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16,616</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15,656</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15,447</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15,447</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Long-term debt</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37,172</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36,924</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36,924</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">32,259</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">32,377</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">32,377</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,701</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,701</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,701</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,556</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,556</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,556</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Excludes mortgages held for sale for which the fair value option under applicable accounting guidance was elected.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Excludes the Company&#x2019;s obligation on securities sold short required to be accounted for at fair value per applicable accounting guidance.</i></td> </tr> </table> </div> <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;<font style="FONT-SIZE: 9.5pt" color="#FFFFFF">Note&#xA0;14</font></b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Fair Values of Assets and Liabilities</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> The Company uses fair value measurements for the initial recording of certain assets and liabilities, periodic remeasurement of certain assets and liabilities, and disclosures. Derivatives, trading and available-for-sale investment securities, MSRs and substantially all MLHFS are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as loans held for sale, loans held for investment and certain other assets. These nonrecurring fair value adjustments typically involve application of lower-of-cost-or-fair value accounting or impairment write-downs of individual assets.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. A fair value measurement reflects all of the assumptions that market participants would use in pricing the asset or liability, including assumptions about the risk inherent in a particular valuation technique, the effect of a restriction on the sale or use of an asset and the risk of nonperformance.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> The Company groups its assets and liabilities measured at fair value into a three-level hierarchy for valuation techniques used to measure financial assets and financial liabilities at fair value. This hierarchy is based on whether the valuation inputs are observable or unobservable. These levels are:</p> <table style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td width="3%">&#xA0;</td> <td valign="top" width="1%" align="left">&#x2022;</td> <td valign="top" width="1%">&#xA0;</td> <td valign="top" align="left">Level 1 &#x2014; Quoted prices in active markets for identical assets or liabilities. Level 1 includes U.S. Treasury securities, as well as exchange-traded instruments.</td> </tr> </table> <table style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td width="3%">&#xA0;</td> <td valign="top" width="1%" align="left">&#x2022;</td> <td valign="top" width="1%">&#xA0;</td> <td valign="top" align="left">Level 2 &#x2014; Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 includes debt securities that are traded less frequently than exchange-traded instruments and which are typically valued using third party pricing services; derivative contracts and other assets and liabilities, including securities, whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data; and MLHFS whose values are determined using quoted prices for similar assets or pricing models with inputs that are observable in the market or can be corroborated by observable market data.</td> </tr> </table> <table style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td width="3%">&#xA0;</td> <td valign="top" width="1%" align="left">&#x2022;</td> <td valign="top" width="1%">&#xA0;</td> <td valign="top" align="left">Level 3 &#x2014; Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose values are determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. This category includes MSRs and certain derivative contracts.</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> When the Company changes its valuation inputs for measuring financial assets and financial liabilities at fair value, either due to changes in current market conditions or other factors, it may need to transfer those assets or liabilities to another level in the hierarchy based on the new inputs used. The Company recognizes these transfers at the end of the reporting period in which the transfers occur. During the six months ended June&#xA0;30, 2018 and 2017, there were no transfers of financial assets or financial liabilities between the hierarchy levels.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> The Company has processes and controls in place to increase the reliability of estimates it makes in determining fair value measurements. Items quoted on an exchange are verified to the quoted price. Items provided by a third party pricing service are subject to price verification procedures as described in more detail in the specific valuation discussions below. For fair value measurements modeled internally, the Company&#x2019;s valuation models are subject to the Company&#x2019;s Model Risk Governance Policy and Program, as maintained by the Company&#x2019;s risk management department. The purpose of model validation is to assess the accuracy of the models&#x2019; input, processing, and reporting components. All models are required to be independently reviewed and approved prior to being placed in use, and are subject to formal change control procedures. Under the Company&#x2019;s Model Risk Governance Policy, models are required to be reviewed at least annually to ensure they are operating as intended. Inputs into the models are market observable inputs whenever available. When market observable inputs are not available, the inputs are developed based upon analysis of historical experience and evaluation of other relevant market data. Significant unobservable model inputs are subject to review by senior management in corporate functions, who are independent from the modeling. Significant unobservable model inputs are also compared to actual results, typically on a quarterly basis. Significant Level&#xA0;3 fair value measurements are also subject to corporate-level review and are benchmarked to market transactions or other market data, when available. Additional discussion of processes and controls are provided in the valuation methodologies section that follows.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> The following section describes the valuation methodologies used by the Company to measure financial assets and liabilities at fair value. In addition, the following section includes an indication of the level of the fair value hierarchy in which the assets or liabilities are classified. Where appropriate, the description includes information about the valuation models and key inputs to those models. During the six months ended June&#xA0;30, 2018 and 2017, there were no significant changes to the valuation techniques used by the Company to measure fair value.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Available-For-Sale Investment Securities</b></font><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;When quoted market prices for identical securities are available in an active market, these prices are used to determine fair value and these securities are classified within Level 1 of the fair value hierarchy. Level 1 investment securities include U.S. Treasury and exchange-traded securities.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> For other securities, quoted market prices may not be readily available for the specific securities. When possible, the Company determines fair value based on market observable information, including quoted market prices for similar securities, inactive transaction prices, and broker quotes. These securities are classified within Level 2 of the fair value hierarchy. Level 2 valuations are generally provided by a third party pricing service. The Company reviews the valuation methodologies utilized by the pricing service and, on a quarterly basis, reviews the security level prices provided by the pricing service against management&#x2019;s expectation of fair value, based on changes in various benchmarks and market knowledge from recent trading activity. Additionally, each quarter, the Company validates the fair value provided by the pricing services by comparing them to recent observable market trades (where available), broker provided quotes, or other independent secondary pricing sources. Prices obtained from the pricing service are adjusted if they are found to be inconsistent with relevant market data. Level 2 investment securities are predominantly agency mortgage-backed securities, certain other asset-backed securities, obligations of state and political subdivisions and agency debt securities.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Mortgage Loans Held For Sale</b></font><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;MLHFS measured at fair value, for which an active secondary market and readily available market prices exist, are initially valued at the transaction price and are subsequently valued by comparison to instruments with similar collateral and risk profiles. MLHFS are classified within Level 2. The valuations of MLHFS are developed by the mortgage banking division and are subject to independent price verification procedures by corporate functions. Included in mortgage banking revenue was a $6&#xA0;million net loss and a $20&#xA0;million net gain for the three months ended June&#xA0;30, 2018 and 2017, respectively, and a $57&#xA0;million net loss and a $41&#xA0;million net gain for the six months ended June&#xA0;30, 2018 and 2017, respectively, from the changes to fair value of these MLHFS under fair value option accounting guidance. Changes in fair value due to instrument specific credit risk were immaterial. Interest income for MLHFS is measured based on contractual interest rates and reported as interest income on the Consolidated Statement of Income. Electing to measure MLHFS at fair value reduces certain timing differences and better matches changes in fair value of these assets with changes in the value of the derivative instruments used to economically hedge them without the burden of complying with the requirements for hedge accounting.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Mortgage Servicing Rights</b></font><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;MSRs are valued using a discounted cash flow methodology, and are classified within Level&#xA0;3. The Company determines fair value of the MSRs by projecting future cash flows for different interest rate scenarios using prepayment rates and other assumptions, and discounts these cash flows using a risk adjusted rate based on option adjusted spread levels. The MSR valuations, as well as the assumptions used, are developed by the mortgage banking division and are subject to review by senior management in corporate functions, who are independent from the modeling. The MSR valuations and assumptions are validated through comparison to trade information when available, publicly available data and industry surveys and are also compared to independent third party valuations each quarter. Risks inherent in MSR valuation include higher than expected prepayment rates and/or delayed receipt of cash flows. There is minimal observable market activity for MSRs on comparable portfolios and, therefore, the determination of fair value requires significant management judgment. Refer to Note 6 for further information on MSR valuation assumptions.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Derivatives</b></font><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;The majority of derivatives held by the Company are executed over-the-counter or centrally cleared through clearinghouses and are valued using standard cash flow, Black-Derman-Toy and Monte Carlo valuation techniques. The models incorporate inputs, depending on the type of derivative, including interest rate curves, foreign exchange rates and volatility. The inputs into these models are subject to independent review by corporate functions. Additionally, the Company&#x2019;s valuations are compared to counterparty valuations, where available. All derivative values incorporate an assessment of the risk of counterparty nonperformance, measured based on the Company&#x2019;s evaluation of credit risk as well as external assessments of credit risk, where available. The Company monitors and manages its nonperformance risk by considering its ability to net derivative positions under master netting arrangements, as well as collateral received or provided under collateral arrangements. Accordingly, the Company has elected to measure the fair value of derivatives, at a counterparty level, on a net basis. The majority of the derivatives are classified within Level 2 of the fair value hierarchy, as the significant inputs to the models, including nonperformance risk, are observable. However, certain derivative transactions are with counterparties where risk of nonperformance cannot be observed in the market and, therefore, the credit valuation adjustments result in these derivatives being classified within Level 3 of the fair value hierarchy. The credit valuation adjustments for nonperformance risk are determined by the Company&#x2019;s treasury department using credit assumptions provided by the risk management department. The credit assumptions are compared to actual results quarterly and are recalibrated as appropriate.</font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company also has other derivative contracts that are created through its operations, including commitments to purchase and originate mortgage loans and swap agreements executed in conjunction with the sale of a portion of its Class B common shares of Visa Inc. (the &#x201C;Visa swaps&#x201D;). The mortgage loan commitments are valued by pricing models that include market observable and unobservable inputs, which result in the commitments being classified within Level&#xA0;3 of the fair value hierarchy. The unobservable inputs include assumptions about the percentage of commitments that actually become a closed loan and the MSR value that is inherent in the underlying loan value, both of which are developed by the Company&#x2019;s mortgage banking division. The closed loan percentages for the mortgage loan commitments are monitored on an on-going basis, as these percentages are also used for the Company&#x2019;s economic hedging activities. The inherent MSR value for the commitments are generated by the same models used for the Company&#x2019;s MSRs and thus are subject to the same processes and controls as described for the MSRs above. The Visa swaps require payments by either the Company or the purchaser of the Visa Inc. Class B common shares when there are changes in the conversion rate of the Visa Inc. Class B common shares to Visa Inc. Class&#xA0;A common shares, as well as quarterly payments to the purchaser based on specified terms of the agreements. Management reviews and updates the Visa swaps fair value in conjunction with its review of Visa Inc. related litigation contingencies, and the associated escrow funding. The fair value of the Visa swaps are calculated by the Company&#x2019;s corporate development department using a discounted cash flow methodology which includes unobservable inputs about the timing and settlement</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">amounts related to the resolution of certain Visa Inc. related litigation. The expected litigation resolution impacts the Visa Inc. Class B common share to Visa Inc. Class&#xA0;A common share conversion rate, as well as the ultimate termination date for the Visa swaps. Accordingly, the Visa swaps are classified within Level 3. Refer to Note 15 for further information on the Visa Inc. restructuring and related card association litigation.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 12pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><b>Significant Unobservable Inputs of Level 3 Assets and Liabilities</b></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following section provides information on the significant inputs used by the Company to determine the fair value measurements of Level 3 assets and liabilities recorded at fair value on the Consolidated Balance Sheet. In addition, the following section includes a discussion of the sensitivity of the fair value measurements to changes in the significant inputs and a description of any interrelationships between these inputs for Level 3 assets and liabilities recorded at fair value on a recurring basis. The discussion below excludes nonrecurring fair value measurements of collateral value used for impairment measures for loans and OREO. These valuations utilize third party appraisal or broker price opinions, and are classified as Level 3 due to the significant judgment involved.</font></p> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 6px"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Mortgage Servicing Rights</b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The significant unobservable inputs used in the fair value measurement of the Company&#x2019;s MSRs are expected prepayments and the option adjusted spread that is added to the risk-free rate to discount projected cash flows. Significant increases in either of these inputs in isolation would result in a significantly lower fair value measurement. Significant decreases in either of these inputs in isolation would result in a significantly higher fair value measurement. There is no direct interrelationship between prepayments and option adjusted spread. Prepayment rates generally move in the opposite direction of market interest rates. Option adjusted spread is generally impacted by changes in market return requirements.</font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table shows the significant valuation assumption ranges for MSRs at June&#xA0;30, 2018:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="82%"></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Minimum</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Maximum</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Average</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Expected prepayment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Option adjusted spread</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Derivatives</b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company has two distinct Level 3 derivative portfolios: (i)&#xA0;the Company&#x2019;s commitments to purchase and originate mortgage loans that meet the requirements of a derivative and (ii)&#xA0;the Company&#x2019;s asset/liability and customer-related derivatives that are Level 3 due to unobservable inputs related to measurement of risk of nonperformance by the counterparty. In addition, the Company&#x2019;s Visa swaps are classified within Level&#xA0;3.</font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The significant unobservable inputs used in the fair value measurement of the Company&#x2019;s derivative commitments to purchase and originate mortgage loans are the percentage of commitments that actually become a closed loan and the MSR value that is inherent in the underlying loan value. A significant increase in the rate of loans that close would result in a larger derivative asset or liability. A significant increase in the inherent MSR value would result in an increase in the derivative asset or a reduction in the derivative liability. Expected loan close rates and the inherent MSR values are directly impacted by changes in market rates and will generally move in the same direction as interest rates.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table shows the significant valuation assumption ranges for the Company&#x2019;s derivative commitments to purchase and originate mortgage loans at June&#xA0;30, 2018:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="83%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Minimum</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Maximum</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Average</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Expected loan close rate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">100</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">79</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Inherent MSR value (basis points per loan)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">185</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">109</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The significant unobservable input used in the fair value measurement of certain of the Company&#x2019;s asset/liability and customer-related derivatives is the credit valuation adjustment related to the risk of counterparty nonperformance. A significant increase in the credit valuation adjustment would result in a lower fair value measurement. A significant decrease in the credit valuation adjustment would result in a higher fair value measurement. The credit valuation adjustment is impacted by changes in the Company&#x2019;s assessment of the counterparty&#x2019;s credit position. At June&#xA0;30, 2018, the minimum, maximum and average credit valuation adjustment as a percentage of the derivative contract fair value prior to adjustment was 0 percent, 87 percent and 1 percent, respectively.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The significant unobservable inputs used in the fair value measurement of the Visa swaps are management&#x2019;s estimate of the probability of certain litigation scenarios, and the timing of the resolution of the related litigation loss estimates in excess, or shortfall, of the Company&#x2019;s proportional share of escrow funds. An increase in the loss estimate or a delay in the resolution of the related litigation would result in an increase in the derivative liability. A decrease in the loss estimate or an acceleration of the resolution of the related litigation would result in a decrease in the derivative liability.</font></p> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 6px"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table summarizes the balances of assets and liabilities measured at fair value on a recurring basis:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="71%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Level 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Level 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Level&#xA0;3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Netting</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Available-for-sale securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">20,039</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">692</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">20,731</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,420</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,420</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial agency</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other asset-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">411</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">411</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Obligations of state and political subdivisions</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6,779</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6,779</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total available-for-sale</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20,039</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">46,308</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">66,347</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage loans held for sale</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,248</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,248</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage servicing rights</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,844</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,844</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative assets</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,394</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">473</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(881</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,003</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other assets</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">179</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,328</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,507</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">20,235</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">52,278</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,317</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(881</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">74,949</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative liabilities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,264</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">729</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(982</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,011</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Short-term borrowings and other liabilities (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">172</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,117</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,289</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">172</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,381</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">729</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(982</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,300</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Available-for-sale securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">22,572</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">729</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">23,301</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,031</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,031</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial agency</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other asset-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">419</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">419</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Obligations of state and political subdivisions</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,358</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,358</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total available-for-sale</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">22,594</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">45,543</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">68,137</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage loans held for sale</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,534</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,534</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage servicing rights</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,645</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,645</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative assets</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,960</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">516</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(652</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,830</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other assets</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">154</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,163</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,317</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">22,754</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">52,200</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,161</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(652</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">77,463</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative liabilities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,958</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">409</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,130</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,237</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Short-term borrowings and other liabilities (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">101</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">894</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">995</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">101</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,852</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">409</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,130</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,232</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="5%" align="left"><i>Note:</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Excluded from the table above are equity investments without readily determinable fair values. The Company has elected to carry these investments at historical cost, adjusted for impairment and any changes resulting from observable price changes for identical or similar investments of the issuer. The aggregate carrying amount of these equity investments was $91 million at June&#xA0;30, 2018. The Company has not recorded impairments or adjustments for observable price changes on these equity investments during the first six months of 2018 or on a cumulative basis.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Primarily represents the Company&#x2019;s obligation on securities sold short required to be accounted for at fair value per applicable accounting guidance.</i></p> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table presents the changes in fair value for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended June&#xA0;30:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="39%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars&#xA0;in&#xA0;Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Beginning<br /> of Period<br /> Balance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net&#xA0;Gains<br /> (Losses)<br /> Included&#xA0;in<br /> Net&#xA0;Income</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net&#xA0;Gains<br /> (Losses)<br /> Included&#xA0;in<br /> Other<br /> Comprehensive<br /> Income&#xA0;(Loss)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Purchases</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Sales</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Principal<br /> Payments</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Issuances</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Settlements</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">End<br /> of&#xA0;Period<br /> Balance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net&#xA0;Change&#xA0;in<br /> Unrealized<br /> Gains&#xA0;(Losses)<br /> Relating&#xA0;to&#xA0;Assets<br /> and&#xA0;Liabilities<br /> Held&#xA0;at&#xA0;End&#xA0;of&#xA0; Period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage servicing rights</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,780</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(35</td> <td valign="bottom" nowrap="nowrap">)&#xA0;&#xA0;(a)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">97</td> <td valign="bottom" nowrap="nowrap">&#xA0;(c)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,844</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(35</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(a)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net derivative assets and liabilities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(132</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(94</td> <td valign="bottom" nowrap="nowrap">)&#xA0;&#xA0;(b)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(16</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(256</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(110</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(d)&#xA0;</td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage servicing rights</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,642</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(146</td> <td valign="bottom" nowrap="nowrap">)&#xA0;&#xA0;(a)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">82</td> <td valign="bottom" nowrap="nowrap">&#xA0;(c)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,582</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(146</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(a)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net derivative assets and liabilities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">165</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">215</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;&#xA0;&#xA0;(e)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(138</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">240</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">117</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;&#xA0;(f)&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $(144) million included in other noninterest income and $50 million included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(c)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Represents MSRs capitalized during the period.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(d)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $(138) million included in other noninterest income and $28 million included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(e)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $129 million included in other noninterest income and $86 million included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(f)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $86 million included in other noninterest income and $31 million included in mortgage banking revenue.</i></p> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 6px"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table presents the changes in fair value for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the six months ended June&#xA0;30:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="37%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Beginning<br /> of Period<br /> Balance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net&#xA0;Gains<br /> (Losses)<br /> Included&#xA0;in<br /> Net&#xA0;Income</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net Gains<br /> (Losses)<br /> Included in<br /> Other<br /> Comprehensive<br /> Income (Loss)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Purchases</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Sales</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Principal<br /> Payments</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Issuances</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Settlements</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">End<br /> of&#xA0;Period<br /> Balance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net&#xA0;Change&#xA0;in<br /> Unrealized<br /> Gains&#xA0;(Losses)<br /> Relating&#xA0;to&#xA0;Assets<br /> and Liabilities<br /> Held&#xA0;at&#xA0;End&#xA0;of&#xA0;Period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage servicing rights</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,645</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(c)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">197</td> <td valign="bottom" nowrap="nowrap">&#xA0;(e)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,844</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(c)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net derivative assets and liabilities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">107</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(345</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(d)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(22</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(256</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(297</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(f)&#xA0;</td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top" colspan="4"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Available-for-sale securities</p> </td> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 0em; MARGIN-TOP: 0pt; TEXT-INDENT: 0em"> &#xA0;</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential non-agency mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Prime (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">242</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(234</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Non-prime (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">195</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(17</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(175</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other asset-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Corporate debt securities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total available-for-sale</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">448</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(17</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(g)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(422</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage servicing rights</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,591</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(219</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(c)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">204&#xA0;</td> <td valign="bottom" nowrap="nowrap">(e)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,582</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(219</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(c)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net derivative assets and liabilities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">171</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">261</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;&#xA0;(h)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(188</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">240</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">74</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;&#xA0;(i)&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Prime securities are those designated as such by the issuer at origination. When an issuer designation is unavailable, the Company determines at acquisition date the categorization based on asset pool characteristics (such as weighted-average credit score, loan-to-value, loan type, prevalence of low documentation loans) and deal performance (such as pool delinquencies and security market spreads).</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Includes all securities not meeting the conditions to be designated as prime.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(c)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(d)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $(415) million included in other noninterest income and $70&#xA0;million included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(e)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Represents MSRs capitalized during the period.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(f)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $(325) million included in other noninterest income and $28 million included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(g)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Included in changes in unrealized gains and losses on investment securities available-for-sale.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(h)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $110 million included in other noninterest income and $151 million included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(i)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $43 million included in other noninterest income and $31 million included in mortgage banking revenue.</i></p> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company is also required periodically to measure certain other financial assets at fair value on a nonrecurring basis. These measurements of fair value usually result from the application of lower-of-cost-or-fair value accounting or write-downs of individual assets.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table summarizes the balances as of the measurement date of assets measured at fair value on a nonrecurring basis, and still held as of the reporting date:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 6pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="63%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" nowrap="nowrap" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" nowrap="nowrap" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Level&#xA0;1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Level&#xA0;2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Level&#xA0;3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Level&#xA0;1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Level&#xA0;2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Level&#xA0;3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">150</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">150</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other assets (b)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">39</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">39</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">31</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">31</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Represents the carrying value of loans for which adjustments were based on the fair value of the collateral, excluding loans fully charged-off.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Primarily represents the fair value of foreclosed properties that were measured at fair value based on an appraisal or broker price opinion of the collateral subsequent to their initial acquisition.</i></p> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 12pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table summarizes losses recognized related to nonrecurring fair value measurements of individual assets or portfolios:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="81%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Three&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Six&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">18</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">41</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">75</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other assets (b)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">12</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Represents write-downs of loans which were based on the fair value of the collateral, excluding loans fully charged-off.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Primarily represents related losses of foreclosed properties that were measured at fair value subsequent to their initial acquisition.</i></p> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 12px"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><b>Fair Value Option</b></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table summarizes the differences between the aggregate fair value carrying amount of MLHFS for which the fair value option has been elected and the aggregate unpaid principal amount that the Company is contractually obligated to receive at maturity:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="56%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" nowrap="nowrap" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" nowrap="nowrap" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Fair<br /> Value<br /> Carrying<br /> Amount</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Aggregate<br /> Unpaid<br /> Principal</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Carrying<br /> Amount&#xA0;Over<br /> (Under)&#xA0;Unpaid<br /> Principal</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Fair<br /> Value<br /> Carrying<br /> Amount</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Aggregate<br /> Unpaid<br /> Principal</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Carrying<br /> Amount&#xA0;Over<br /> (Under)&#xA0;Unpaid<br /> Principal</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">3,248</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">3,167</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">81</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">3,534</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">3,434</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">100</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Nonaccrual loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans 90 days or more past due</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 12pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><b>Disclosures About Fair Value of Financial Instruments</b></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table summarizes the estimated fair value for financial instruments accounted for at amortized cost as of June&#xA0;30, 2018 and December&#xA0;31, 2017. In accordance with disclosure guidance related to fair values of financial instruments, the Company did not include assets and liabilities that are not financial instruments, such as the value of goodwill, long-term relationships with deposit, credit card, merchant processing and trust customers, other purchased intangibles, premises and equipment, deferred taxes and other liabilities. Additionally, in accordance with the disclosure guidance, receivables and payables due in one year or less, insurance contracts, equity investments not accounted for at fair value, and deposits with no defined or contractual maturities are excluded.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The estimated fair values of the Company&#x2019;s financial instruments are shown in the table below:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="64%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="26" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="22" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" rowspan="2" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Carrying</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Amount</p> </td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" rowspan="2" colspan="2">&#xA0;</td> <td valign="bottom" rowspan="2">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Fair Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" rowspan="2" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Carrying</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Amount</p> </td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" rowspan="2" colspan="2">&#xA0;</td> <td valign="bottom" rowspan="2">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Fair Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">(Dollars in Millions)</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right">Level 1</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right">Level 2</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right">Level 3</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right"> Total</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right">Level 1</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right">Level 2</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right">Level 3</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2" nowrap="nowrap" align="right"> Total</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Financial Assets</b></p> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Cash and due from banks</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19,021</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19,021</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19,021</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19,505</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19,505</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19,505</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Federal funds sold and securities purchased under resale agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">289</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">289</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">289</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">93</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">93</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">93</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Investment securities held-to-maturity</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">46,055</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,533</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,070</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">44,617</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">44,362</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,613</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,095</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">43,723</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans held for sale (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">276,257</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">278,224</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">278,224</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">276,507</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">279,391</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">279,391</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,435</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,281</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,154</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,435</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,393</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,037</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,364</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,401</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Financial Liabilities</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Time deposits</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37,685</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37,365</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37,365</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33,356</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33,120</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33,120</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Short-term borrowings (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16,847</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16,616</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16,616</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15,656</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15,447</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15,447</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Long-term debt</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37,172</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36,924</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36,924</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">32,259</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">32,377</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">32,377</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,701</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,701</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,701</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,556</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,556</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,556</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Excludes mortgages held for sale for which the fair value option under applicable accounting guidance was elected.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Excludes the Company&#x2019;s obligation on securities sold short required to be accounted for at fair value per applicable accounting guidance.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The fair value of unfunded commitments, deferred non-yield related loan fees, standby letters of credit and other guarantees is approximately equal to their carrying value. The carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit was $556 million and $555 million at June&#xA0;30, 2018 and December&#xA0;31, 2017, respectively. The carrying value of other guarantees was $209 million and $192 million at June&#xA0;30, 2018 and December&#xA0;31, 2017, respectively.</font></p> </div> -57000000 0000036104 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table summarizes the differences between the aggregate fair value carrying amount of MLHFS for which the fair value option has been elected and the aggregate unpaid principal amount that the Company is contractually obligated to receive at maturity:</font></font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="56%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="10" nowrap="nowrap" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="10" nowrap="nowrap" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Fair<br /> Value<br /> Carrying<br /> Amount</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Aggregate<br /> Unpaid<br /> Principal</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Carrying<br /> Amount&#xA0;Over<br /> (Under)&#xA0;Unpaid<br /> Principal</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Fair<br /> Value<br /> Carrying<br /> Amount</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Aggregate<br /> Unpaid<br /> Principal</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Carrying<br /> Amount&#xA0;Over<br /> (Under)&#xA0;Unpaid<br /> Principal</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">3,248</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">3,167</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">81</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">3,534</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">3,434</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">100</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Nonaccrual loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans 90 days or more past due</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> </div> Large Accelerated Filer <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following table summarizes the balances as of the measurement date of assets measured at fair value on a nonrecurring basis, and still held as of the reporting date:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="63%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" nowrap="nowrap" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" nowrap="nowrap" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Level&#xA0;1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Level&#xA0;2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Level&#xA0;3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Level&#xA0;1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Level&#xA0;2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Level&#xA0;3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">150</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">150</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other assets (b)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">39</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">39</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">31</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">31</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents the carrying value of loans for which adjustments were based on the fair value of the collateral, excluding loans fully charged-off.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Primarily represents the fair value of foreclosed properties that were measured at fair value based on an appraisal or broker price opinion of the collateral subsequent to their initial acquisition.</i></td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company uses fair value measurements for the initial recording of certain assets and liabilities, periodic remeasurement of certain assets and liabilities, and disclosures. Derivatives, trading and available-for-sale investment securities, MSRs and substantially all MLHFS are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as loans held for sale, loans held for investment and certain other assets. These nonrecurring fair value adjustments typically involve application of lower-of-cost-or-fair value accounting or impairment write-downs of individual assets.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. A fair value measurement reflects all of the assumptions that market participants would use in pricing the asset or liability, including assumptions about the risk inherent in a particular valuation technique, the effect of a restriction on the sale or use of an asset and the risk of nonperformance.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company groups its assets and liabilities measured at fair value into a three-level hierarchy for valuation techniques used to measure financial assets and financial liabilities at fair value. This hierarchy is based on whether the valuation inputs are observable or unobservable. These levels are:</font></font></font></font></p> <table style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td width="3%">&#xA0;</td> <td valign="top" width="1%" align="left">&#x2022;</td> <td valign="top" width="1%">&#xA0;</td> <td valign="top" align="left">Level 1 &#x2014; Quoted prices in active markets for identical assets or liabilities. Level 1 includes U.S. Treasury securities, as well as exchange-traded instruments.</td> </tr> </table> <table style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td width="3%">&#xA0;</td> <td valign="top" width="1%" align="left">&#x2022;</td> <td valign="top" width="1%">&#xA0;</td> <td valign="top" align="left">Level 2 &#x2014; Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 includes debt securities that are traded less frequently than exchange-traded instruments and which are typically valued using third party pricing services; derivative contracts and other assets and liabilities, including securities, whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data; and MLHFS whose values are determined using quoted prices for similar assets or pricing models with inputs that are observable in the market or can be corroborated by observable market data.</td> </tr> </table> <table style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td width="3%">&#xA0;</td> <td valign="top" width="1%" align="left">&#x2022;</td> <td valign="top" width="1%">&#xA0;</td> <td valign="top" align="left">Level 3 &#x2014; Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose values are determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. This category includes MSRs and certain derivative contracts.</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">When the Company changes its valuation inputs for measuring financial assets and financial liabilities at fair value, either due to changes in current market conditions or other factors, it may need to transfer those assets or liabilities to another level in the hierarchy based on the new inputs used. The Company recognizes these transfers at the end of the reporting period in which the transfers occur.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company has processes and controls in place to increase the reliability of estimates it makes in determining fair value measurements. Items quoted on an exchange are verified to the quoted price. Items provided by a third party pricing service are subject to price verification procedures as described in more detail in the specific valuation discussions below. For fair value measurements modeled internally, the Company&#x2019;s valuation models are subject to the Company&#x2019;s Model Risk Governance Policy and Program, as maintained by the Company&#x2019;s risk management department. The purpose of model validation is to assess the accuracy of the models&#x2019; input, processing, and reporting components. All models are required to be independently reviewed and approved prior to being placed in use, and are subject to formal change control procedures. Under the Company&#x2019;s Model Risk Governance Policy, models are required to be reviewed at least annually to ensure they are operating as intended. Inputs into the models are market observable inputs whenever available. When market observable inputs are not available, the inputs are developed based upon analysis of historical experience and evaluation of other relevant market data. Significant unobservable model inputs are subject to review by senior management in corporate functions, who are independent from the modeling. Significant unobservable model inputs are also compared to actual results, typically on a quarterly basis. Significant Level&#xA0;3 fair value measurements are also subject to corporate-level review and are benchmarked to market transactions or other market data, when available.</font></font></font></font></p> </div> 799000000 804000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table provides a summary of loans by portfolio class and the Company&#x2019;s internal credit quality rating:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="66%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="10" nowrap="nowrap" align="center">Criticized</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Pass</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Special<br /> Mention</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Classified&#xA0;(a)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Total<br /> Criticized</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">97,207</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,216</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">934</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,150</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">99,357</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,192</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">543</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">664</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,207</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,399</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">60,738</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">557</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">571</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">61,309</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,317</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">249</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">249</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,566</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">55,409</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">9</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">305</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">314</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">55,723</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">272,863</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,782</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,709</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,491</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">277,354</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2,780</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">43</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">43</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2,823</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">275,643</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,782</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">2,752</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">4,534</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">280,177</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total outstanding commitments</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">591,015</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">2,462</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">3,449</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">5,911</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">596,926</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">95,297</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,130</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,134</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,264</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">97,561</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,162</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">648</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">653</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,301</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,463</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">59,141</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">626</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">642</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">59,783</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,895</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">285</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">285</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">22,180</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">57,009</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">309</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">315</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">57,324</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">272,504</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,800</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,007</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,807</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">277,311</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">3,072</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">49</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">49</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">3,121</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">275,576</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,800</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">3,056</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">4,856</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">280,432</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total outstanding commitments</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">584,072</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">3,142</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">3,987</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">7,129</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">591,201</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Classified rating on consumer loans primarily based on delinquency status.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>At June&#xA0;30, 2018, $1.8 billion of GNMA loans 90 days or more past due and $1.7 billion of restructured GNMA loans whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs were classified with a pass rating, compared with $1.9 billion and $1.7 billion at December&#xA0;31, 2017, respectively.</i></td> </tr> </table> </div> 783000000 582000000 675000000 365000000 5412 146000000 No significant changes to the valuation techniques used by the Company to measure fair value. 375000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Allowance for Credit Losses</b></font><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;">&#xA0;The allowance for credit losses is established for probable and estimable losses incurred in the Company&#x2019;s loan and lease portfolio, including unfunded credit commitments, and includes certain amounts that do not represent loss exposure to the Company because those losses are recoverable under loss sharing agreements with the Federal Deposit Insurance Corporation (&#x201C;FDIC&#x201D;). The allowance for credit losses is increased through provisions charged to earnings and reduced by net charge-offs. Management evaluates the adequacy of the allowance for incurred losses on a quarterly basis.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The allowance recorded for loans in the commercial lending segment is based on reviews of individual credit relationships and considers the migration analysis of commercial lending segment loans and actual loss experience. For each loan type, this historical loss experience is adjusted as necessary to consider any relevant changes in portfolio composition, lending policies, underwriting standards, risk management practices or economic conditions. The results of the analysis are evaluated quarterly to confirm the selected loss experience is appropriate for each commercial loan type. The allowance recorded for impaired loans greater than $5&#xA0;million in the commercial lending segment is based on an individual loan analysis utilizing expected cash flows discounted using the original effective interest rate, the observable market price of the loan, or the fair value of the collateral, less selling costs, for collateral-dependent loans, rather than the migration analysis. The allowance recorded for all other commercial lending segment loans is determined on a homogenous pool basis and includes consideration of product mix, risk characteristics of the portfolio, delinquency status, bankruptcy experience, portfolio growth and historical losses, adjusted for current trends. The Company also considers the impacts of any loan modifications made to commercial lending segment loans and any subsequent payment defaults to its expectations of cash flows, principal balance, and current expectations about the borrower&#x2019;s ability to pay in determining the allowance for credit losses.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The allowance recorded for Troubled Debt Restructuring (&#x201C;TDR&#x201D;) loans and purchased impaired loans in the consumer lending segment is determined on a homogenous pool basis utilizing expected cash flows discounted using the original effective interest rate of the pool, or the prior quarter effective rate, respectively. The allowance for collateral-dependent loans in the consumer lending segment is determined based on the fair value of the collateral less costs to sell. The allowance recorded for all other consumer lending segment loans is determined on a homogenous pool basis and includes consideration of product mix, risk characteristics of the portfolio, bankruptcy experience, delinquency status, refreshed loan-to-value ratios when possible, portfolio growth and historical losses, adjusted for current trends. The Company also considers any modifications made to consumer lending segment loans including the impacts of any subsequent payment defaults since modification in determining the allowance for credit losses, such as the borrower&#x2019;s ability to pay under the restructured terms, and the timing and amount of payments.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The allowance for the covered loan segment is evaluated each quarter in a manner similar to that described for non-covered loans and reflects decreases in expected cash flows of those loans after the acquisition date. The provision for credit losses for covered loans considers the indemnification provided by the FDIC.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> In addition, subsequent payment defaults on loan modifications considered TDRs are considered in the underlying factors used in the determination of the appropriateness of the allowance for credit losses. For each loan segment, the Company estimates future loan charge-offs through a variety of analysis, trends and underlying assumptions. With respect to the commercial lending segment, TDRs may be collectively evaluated for impairment where observed performance history, including defaults, is a primary driver of the loss allocation. For commercial TDRs individually evaluated for impairment, attributes of the borrower are the primary factors in determining the allowance for credit losses. However, historical loss experience is also incorporated into the allowance methodology applied to this category of loans. With respect to the consumer lending segment, performance of the portfolio, including defaults on TDRs, is considered when estimating future cash flows.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company&#x2019;s methodology for determining the appropriate allowance for credit losses for each loan segment also considers the imprecision inherent in the methodologies used. As a result, in addition to the amounts determined under the methodologies described above, management also considers the potential impact of other qualitative factors which include, but are not limited to, economic factors; geographic and other concentration risks; delinquency and nonaccrual trends; current business conditions; changes in lending policy, underwriting standards and other relevant business practices; results of internal review; and the regulatory environment. The consideration of these items results in adjustments to allowance amounts included in the Company&#x2019;s allowance for credit losses for each of the above loan segments.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company also assesses the credit risk associated with off-balance sheet loan commitments, letters of credit, and derivatives. Credit risk associated with derivatives is reflected in the fair values recorded for those positions. The liability for off-balance sheet credit exposure related to loan commitments and other credit guarantees is included in other liabilities. Because business processes and credit risks associated with unfunded credit commitments are essentially the same as for loans, the Company utilizes similar processes to estimate its liability for unfunded credit commitments.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Credit Quality</b></font><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;">&#xA0;The credit quality of the Company&#x2019;s loan portfolios is assessed as a function of net credit losses, levels of nonperforming assets and delinquencies, and credit quality ratings as defined by the Company.</font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> For all loan classes, loans are considered past due based on the number of days delinquent except for monthly amortizing loans which are classified delinquent based upon the number of contractually required payments not made (for example, two missed payments is considered 30 days delinquent). When a loan is placed on nonaccrual status, unpaid accrued interest is reversed, reducing interest income in the current period.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Commercial lending segment loans are generally placed on nonaccrual status when the collection of principal and interest has become 90 days past due or is otherwise considered doubtful. Commercial lending segment loans are generally fully or partially charged down to the fair value of the collateral securing the loan, less costs to sell, when the loan is placed on nonaccrual.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Consumer lending segment loans are generally charged-off at a specific number of days or payments past due. Residential mortgages and other retail loans secured by 1-4 family properties are generally charged down to the fair value of the collateral securing the loan, less costs to sell, at 180 days past due. Residential mortgage loans and lines in a first lien position are placed on nonaccrual status in instances where a partial charge-off occurs unless the loan is well secured and in the process of collection. Residential mortgage loans and lines in a junior lien position secured by&#xA0;<font style="FONT-SIZE: 12px; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: nowrap; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">1-4&#xA0;family</font>&#xA0;properties are placed on nonaccrual status at 120&#xA0;days past due or when they are behind a first lien that has become 180 days or greater past due or placed on nonaccrual status. Any secured consumer lending segment loan whose borrower has had debt discharged through bankruptcy, for which the loan amount exceeds the fair value of the collateral, is charged down to the fair value of the related collateral and the remaining balance is placed on nonaccrual status. Credit card loans continue to accrue interest until the account is charged-off. Credit cards are charged-off at 180 days past due. Other retail loans not secured by 1-4 family properties are charged-off at 120&#xA0;days past due; and revolving consumer lines are charged-off at 180 days past due. Similar to credit cards, other retail loans are generally not placed on nonaccrual status because of the relatively short period of time to charge-off. Certain retail customers having financial difficulties may have the terms of their credit card and other loan agreements modified to require only principal payments and, as such, are reported as nonaccrual.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> For all loan classes, interest payments received on nonaccrual loans are generally recorded as a reduction to a loan&#x2019;s carrying amount while a loan is on nonaccrual and are recognized as interest income upon payoff of the loan. However, interest income may be recognized for interest payments if the remaining carrying amount of the loan is believed to be collectible. In certain circumstances, loans in any class may be restored to accrual status, such as when a loan has demonstrated sustained repayment performance or no amounts are past due and prospects for future payment are no longer in doubt; or when the loan becomes well secured and is in the process of collection. Loans where there has been a partial charge-off may be returned to accrual status if all principal and interest (including amounts previously charged-off) is expected to be collected and the loan is current.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Covered loans not considered to be purchased impaired are evaluated for delinquency, nonaccrual status and charge-off consistent with the class of loan they would be included in had the loss share coverage not been in place. Generally, purchased impaired loans are considered accruing loans. However, the timing and amount of future cash flows for some loans is not reasonably estimable, and those loans are classified as nonaccrual loans with interest income not recognized until the timing and amount of the future cash flows can be reasonably estimated.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company classifies its loan portfolios using internal credit quality ratings on a quarterly basis. These ratings include pass, special mention and classified, and are an important part of the Company&#x2019;s overall credit risk management process and evaluation of the allowance for credit losses. Loans with a pass rating represent those loans not classified on the Company&#x2019;s rating scale for problem credits, as minimal credit risk has been identified. Special mention loans are those loans that have a potential weakness deserving management&#x2019;s close attention. Classified loans are those loans where a well-defined weakness has been identified that may put full collection of contractual cash flows at risk. It is possible that others, given the same information, may reach different reasonable conclusions regarding the credit quality rating classification of specific loans.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> For all loan classes, a loan is considered to be impaired when, based on current events or information, it is probable the Company will be unable to collect all amounts due per the contractual terms of the loan agreement. Impaired loans include all nonaccrual and TDR loans. For all loan classes, interest income on TDR loans is recognized under the modified terms and conditions if the borrower has demonstrated repayment performance at a level commensurate with the modified terms over several payment cycles. Interest income is generally not recognized on other impaired loans until the loan is paid off. However, interest income may be recognized for interest payments if the remaining carrying amount of the loan is believed to be collectible.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Factors used by the Company in determining whether all principal and interest payments due on commercial and commercial real estate loans will be collected and, therefore, whether those loans are impaired include, but are not limited to, the financial condition of the borrower, collateral and/or guarantees on the loan, and the borrower&#x2019;s estimated future ability to pay based on industry, geographic location and certain financial ratios. The evaluation of impairment on residential mortgages, credit card loans and other retail loans is primarily driven by delinquency status of individual loans or whether a loan has been modified, and considers any government guarantee where applicable. Individual covered loans, whose future losses are covered by loss sharing agreements with the FDIC that substantially reduce the risk of credit losses to the Company, are evaluated for impairment and accounted for in a manner consistent with the class of loan they would have been included in had the loss sharing coverage not been in place.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <strong><font size="2" style="font-family:Arial">Troubled Debt Restructurings</font></strong><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal">&#xA0;In certain circumstances, the Company may modify the terms of a loan to maximize the collection of amounts due when a borrower is experiencing financial difficulties or is expected to experience difficulties in the near-term. Concessionary modifications are classified as TDRs unless the modification results in only an insignificant delay in payments to be received. The Company recognizes interest on TDRs if the borrower complies with the revised terms and conditions as agreed upon with the Company and has demonstrated repayment performance at a level commensurate with the modified terms over several payment cycles, which is generally six months or greater. To the extent a previous restructuring was insignificant, the Company considers the cumulative effect of past restructurings related to the receivable when determining whether a current restructuring is a TDR. Loans classified as TDRs are considered impaired loans for reporting and measurement purposes.</font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company has implemented certain restructuring programs that may result in TDRs. However, many of the Company&#x2019;s TDRs are also determined on a case-by-case basis in connection with ongoing loan collection processes.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> For the commercial lending segment, modifications generally result in the Company working with borrowers on a case-by-case basis. Commercial and commercial real estate modifications generally include extensions of the maturity date and may be accompanied by an increase or decrease to the interest rate, which may not be deemed a market interest rate. In addition, the Company may work with the borrower in identifying other changes that mitigate loss to the Company, which may include additional collateral or guarantees to support the loan. To a lesser extent, the Company may waive contractual principal. The Company classifies all of the above concessions as TDRs to the extent the Company determines that the borrower is experiencing financial difficulty.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Modifications for the consumer lending segment are generally part of programs the Company has initiated. The Company modifies residential mortgage loans under Federal Housing Administration, United States Department of Veterans Affairs, or its own internal programs. Under these programs, the Company offers qualifying homeowners the opportunity to permanently modify their loan and achieve more affordable monthly payments by providing loan concessions. These concessions may include adjustments to interest rates, conversion of adjustable rates to fixed rates, extension of maturity dates or deferrals of payments, capitalization of accrued interest and/or outstanding advances, or in limited situations, partial forgiveness of loan principal. In most instances, participation in residential mortgage loan restructuring programs requires the customer to complete a short-term trial period. A permanent loan modification is contingent on the customer successfully completing the trial period arrangement, and the loan documents are not modified until that time. The Company reports loans in a trial period arrangement as TDRs and continues to report them as TDRs after the trial period.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Credit card and other retail loan TDRs are generally part of distinct restructuring programs providing customers experiencing financial difficulty with modifications whereby balances may be amortized up to 60 months, and generally include waiver of fees and reduced interest rates.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> In addition, the Company considers secured loans to consumer borrowers that have debt discharged through bankruptcy where the borrower has not reaffirmed the debt to be TDRs.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Modifications to loans in the covered segment are similar in nature to that described above for non-covered loans, and the evaluation and determination of TDR status is similar, except that acquired loans restructured after acquisition are not considered TDRs for accounting and disclosure purposes if the loans evidenced credit deterioration as of the acquisition date and are accounted for in pools. Losses associated with the modification on covered loans, including the economic impact of interest rate reductions, are generally eligible for reimbursement under loss sharing agreements with the FDIC.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Interest income is recognized on purchased impaired loans through accretion of the difference between the carrying amount of those loans and their expected cash flows. The initial determination of the fair value of the purchased loans includes the impact of expected credit losses and, therefore, no allowance for credit losses is recorded at the purchase date. To the extent credit deterioration occurs after the date of acquisition, the Company records an allowance for credit losses.</font></p> </div> 21896 <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;<font style="FONT-SIZE: 9.5pt" color="#FFFFFF">Note&#xA0;4</font></b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Loans and Allowance for Credit Losses</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The composition of the loan portfolio, disaggregated by class and underlying specific portfolio type, was as follows:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="74%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Amount</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Percent<br /> of&#xA0;Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Amount</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Percent<br /> of Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Commercial</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">93,786</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33.5</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">91,958</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">32.8</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Lease financing</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5,571</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2.0</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5,603</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2.0</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">99,357</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">35.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">97,561</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Commercial Real Estate</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">28,187</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29,367</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Construction and development</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">11,212</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4.0</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">11,096</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4.0</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,399</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,463</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Residential Mortgages</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">48,682</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">46,685</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Home equity loans, first liens</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">12,627</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4.5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">13,098</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4.7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">61,309</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">59,783</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Credit Card</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,566</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">22,180</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Other Retail</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Retail leasing</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8,253</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7,988</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Home equity and second mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16,083</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16,327</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Revolving credit</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,144</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,183</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Installment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9,363</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8,989</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Automobile</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18,567</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18,934</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Student (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">313</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">.1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,903</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">.7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">55,723</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">19.9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">57,324</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">20.4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">277,354</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">99.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">277,311</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">98.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Covered Loans</b></p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,823</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1.0</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,121</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1.1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">280,177</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">100.0</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">280,432</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">100.0</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>During the first six months of 2018, the Company sold all of its federally guaranteed student loans.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company had loans of $90.0&#xA0;billion at June&#xA0;30, 2018, and $83.3&#xA0;billion at December&#xA0;31, 2017, pledged at the Federal Home Loan Bank, and loans of $68.7&#xA0;billion at June&#xA0;30, 2018, and $68.0&#xA0;billion at December&#xA0;31, 2017, pledged at the Federal Reserve Bank.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Originated loans are reported at the principal amount outstanding, net of unearned interest and deferred fees and costs, and any partial charge-offs recorded. Net unearned interest and deferred fees and costs amounted to $823 million at June&#xA0;30, 2018 and $830 million at December&#xA0;31, 2017. All purchased loans and related indemnification assets are recorded at fair value at the date of purchase. The Company evaluates purchased loans for impairment at the date of purchase in accordance with applicable authoritative accounting guidance. Purchased loans with evidence of credit deterioration since origination for which it is probable that all contractually required payments will not be collected are considered &#x201C;purchased impaired loans.&#x201D; All other purchased loans are considered &#x201C;purchased nonimpaired loans.&#x201D;</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Changes in the accretable balance for purchased impaired loans were as follows:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="83%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Three&#xA0;Months&#xA0;Ended</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">June&#xA0;30</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Six&#xA0;Months&#xA0;Ended</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">June&#xA0;30</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at beginning of period</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">257</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">637</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">350</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">698</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Accretion</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(90</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(89</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(181</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(179</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Disposals</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(28</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(27</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(51</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Reclassifications from nonaccretable difference (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">83</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at end of period</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">157</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">546</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">157</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">546</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Primarily relates to changes in expected credit performance.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Allowance for Credit Losses</b></font><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;">&#xA0;The allowance for credit losses is established for probable and estimable losses incurred in the Company&#x2019;s loan and lease portfolio, including unfunded credit commitments, and includes certain amounts that do not represent loss exposure to the Company because those losses are recoverable under loss sharing agreements with the Federal Deposit Insurance Corporation (&#x201C;FDIC&#x201D;). The allowance for credit losses is increased through provisions charged to earnings and reduced by net charge-offs. Management evaluates the adequacy of the allowance for incurred losses on a quarterly basis.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The allowance recorded for loans in the commercial lending segment is based on reviews of individual credit relationships and considers the migration analysis of commercial lending segment loans and actual loss experience. For each loan type, this historical loss experience is adjusted as necessary to consider any relevant changes in portfolio composition, lending policies, underwriting standards, risk management practices or economic conditions. The results of the analysis are evaluated quarterly to confirm the selected loss experience is appropriate for each commercial loan type. The allowance recorded for impaired loans greater than $5&#xA0;million in the commercial lending segment is based on an individual loan analysis utilizing expected cash flows discounted using the original effective interest rate, the observable market price of the loan, or the fair value of the collateral, less selling costs, for collateral-dependent loans, rather than the migration analysis. The allowance recorded for all other commercial lending segment loans is determined on a homogenous pool basis and includes consideration of product mix, risk characteristics of the portfolio, delinquency status, bankruptcy experience, portfolio growth and historical losses, adjusted for current trends. The Company also considers the impacts of any loan modifications made to commercial lending segment loans and any subsequent payment defaults to its expectations of cash flows, principal balance, and current expectations about the borrower&#x2019;s ability to pay in determining the allowance for credit losses.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The allowance recorded for Troubled Debt Restructuring (&#x201C;TDR&#x201D;) loans and purchased impaired loans in the consumer lending segment is determined on a homogenous pool basis utilizing expected cash flows discounted using the original effective interest rate of the pool, or the prior quarter effective rate, respectively. The allowance for collateral-dependent loans in the consumer lending segment is determined based on the fair value of the collateral less costs to sell. The allowance recorded for all other consumer lending segment loans is determined on a homogenous pool basis and includes consideration of product mix, risk characteristics of the portfolio, bankruptcy experience, delinquency status, refreshed loan-to-value ratios when possible, portfolio growth and historical losses, adjusted for current trends. The Company also considers any modifications made to consumer lending segment loans including the impacts of any subsequent payment defaults since modification in determining the allowance for credit losses, such as the borrower&#x2019;s ability to pay under the restructured terms, and the timing and amount of payments.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The allowance for the covered loan segment is evaluated each quarter in a manner similar to that described for non-covered loans and reflects decreases in expected cash flows of those loans after the acquisition date. The provision for credit losses for covered loans considers the indemnification provided by the FDIC.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> In addition, subsequent payment defaults on loan modifications considered TDRs are considered in the underlying factors used in the determination of the appropriateness of the allowance for credit losses. For each loan segment, the Company estimates future loan charge-offs through a variety of analysis, trends and underlying assumptions. With respect to the commercial lending segment, TDRs may be collectively evaluated for impairment where observed performance history, including defaults, is a primary driver of the loss allocation. For commercial TDRs individually evaluated for impairment, attributes of the borrower are the primary factors in determining the allowance for credit losses. However, historical loss experience is also incorporated into the allowance methodology applied to this category of loans. With respect to the consumer lending segment, performance of the portfolio, including defaults on TDRs, is considered when estimating future cash flows.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company&#x2019;s methodology for determining the appropriate allowance for credit losses for each loan segment also considers the imprecision inherent in the methodologies used. As a result, in addition to the amounts determined under the methodologies described above, management also considers the potential impact of other qualitative factors which include, but are not limited to, economic factors; geographic and other concentration risks; delinquency and nonaccrual trends; current business conditions; changes in lending policy, underwriting standards and other relevant business practices; results of internal review; and the regulatory environment. The consideration of these items results in adjustments to allowance amounts included in the Company&#x2019;s allowance for credit losses for each of the above loan segments.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company also assesses the credit risk associated with off-balance sheet loan commitments, letters of credit, and derivatives. Credit risk associated with derivatives is reflected in the fair values recorded for those positions. The liability for off-balance sheet credit exposure related to loan commitments and other credit guarantees is included in other liabilities. Because business processes and credit risks associated with unfunded credit commitments are essentially the same as for loans, the Company utilizes similar processes to estimate its liability for unfunded credit commitments.</font></p> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 6px"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Activity in the allowance for credit losses by portfolio class was as follows:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="49%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> Three Months Ended June&#xA0;30</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> (Dollars in Millions)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Commercial</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Commercial</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Real&#xA0;Estate</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Residential</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Mortgages</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Credit<br /> Card</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other<br /> Retail</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Total&#xA0;Loans,</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Excluding</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Covered&#xA0;Loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Covered<br /> Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total<br /> Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at beginning of period</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,386</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">826</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">443</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,064</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">672</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,391</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">26</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,417</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Add</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Provision for credit losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">63</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">228</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">55</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">329</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">327</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Deduct</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">83</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">248</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">92</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">437</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">437</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Less recoveries of loans charged-off</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(25</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(38</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(105</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(105</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">58</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">210</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">60</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">332</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">332</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other changes (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at end of period</b></p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,391</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">812</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">436</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,082</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">667</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,388</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,411</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at beginning of period</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,429</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">842</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">485</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">955</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">622</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,333</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,366</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Add</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Provision for credit losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">44</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(22</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">239</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">85</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">351</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">350</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Deduct</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">104</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">227</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">88</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">437</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">437</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Less recoveries of loans charged-off</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(26</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(29</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(97</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(97</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">78</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">204</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">59</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">340</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">340</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other changes (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at end of period</b></p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,395</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">856</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">455</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">990</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">648</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,344</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">33</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,377</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Includes net changes in credit losses to be reimbursed by the FDIC and reductions in the allowance for covered loans where the reversal of a previously recorded allowance was offset by an associated decrease in the indemnification asset, and the impact of any loan sales.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="49%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> Six Months Ended June&#xA0;30</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> (Dollars in Millions)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Commercial</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Commercial<br /> Real Estate</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Residential<br /> Mortgages</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Credit<br /> Card</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other<br /> Retail</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total&#xA0;Loans,<br /> Excluding<br /> Covered&#xA0;Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Covered<br /> Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total<br /> Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at beginning of period</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,372</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">831</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">449</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,056</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">678</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,386</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">31</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,417</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Add</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Provision for credit losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">137</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(22</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">447</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">115</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">675</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(7</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">668</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Deduct</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">177</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">496</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">187</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">890</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">890</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Less recoveries of loans charged-off</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(14</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(75</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(61</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(217</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(217</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">118</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">421</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">126</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">673</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">673</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other changes (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at end of period</b></p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,391</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">812</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">436</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,082</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">667</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,388</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,411</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at beginning of period</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,450</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">812</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">510</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">934</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">617</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,323</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,357</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Add</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Provision for credit losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">98</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(35</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">450</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">150</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">696</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">695</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Deduct</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">200</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">439</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">177</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">854</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">854</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Less recoveries of loans charged-off</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(47</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(45</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(58</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(179</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(179</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net loans charged-off</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">153</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(11</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">394</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">119</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">675</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">675</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other changes (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Balance at end of period</b></p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,395</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">856</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">455</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">990</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">648</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,344</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">33</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,377</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Includes net changes in credit losses to be reimbursed by the FDIC and reductions in the allowance for covered loans where the reversal of a previously recorded allowance was offset by an associated decrease in the indemnification asset, and the impact of any loan sales.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 6px"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Additional detail of the allowance for credit losses by portfolio class was as follows:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="49%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Commercial</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Commercial</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Real Estate</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Residential</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Mortgages</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Credit</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Card</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Other</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Total&#xA0;Loans,</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Excluding</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Covered&#xA0;Loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Covered</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Total</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Allowance Balance at June&#xA0;30, 2018 Related to</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans individually evaluated for impairment (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> TDRs collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">136</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">61</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">230</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">231</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other loans collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,358</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">803</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">300</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,021</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">651</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,133</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,133</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans acquired with deteriorated credit quality</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">25</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total allowance for credit losses</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,391</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">812</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">436</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,082</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">667</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,388</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,411</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Allowance Balance at December&#xA0;31, 2017 Related to</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans individually evaluated for impairment (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">23</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> TDRs collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">139</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">60</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">236</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">237</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other loans collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,335</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">818</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">310</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">996</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">659</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,118</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,118</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans acquired with deteriorated credit quality</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">35</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total allowance for credit losses</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,372</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">831</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">449</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,056</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">678</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,386</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">31</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,417</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents the allowance for credit losses related to loans greater than $5 million classified as nonperforming or TDRs.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Additional detail of loan balances by portfolio class was as follows:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="43%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Commercial</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Commercial<br /> Real Estate</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Residential<br /> Mortgages</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Credit<br /> Card</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other<br /> Retail</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total&#xA0;Loans,<br /> Excluding<br /> Covered&#xA0;Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Covered<br /> Loans&#xA0;(b)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total<br /> Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans individually evaluated for impairment (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">272</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">53</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">325</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">325</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> TDRs collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">158</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">135</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,377</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">233</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">184</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,087</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,121</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other loans collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">98,927</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,175</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">57,931</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,333</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">55,539</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">272,905</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">876</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">273,781</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans acquired with deteriorated credit quality</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">36</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,913</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,950</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">99,357</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">39,399</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">61,309</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">21,566</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">55,723</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">277,354</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,823</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">280,177</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans individually evaluated for impairment (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">337</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">71</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">408</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">408</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> TDRs collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">148</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">145</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,524</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">230</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">186</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,233</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,269</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other loans collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">97,076</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,174</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">56,258</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,950</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">57,138</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">272,596</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,073</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">273,669</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans acquired with deteriorated credit quality</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">73</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">74</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,012</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,086</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">97,561</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">40,463</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">59,783</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">22,180</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">57,324</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">277,311</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,121</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">280,432</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents loans greater than $5 million classified as nonperforming or TDRs.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Includes expected reimbursements from the FDIC under loss sharing agreements.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Credit Quality</b></font><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;">&#xA0;The credit quality of the Company&#x2019;s loan portfolios is assessed as a function of net credit losses, levels of nonperforming assets and delinquencies, and credit quality ratings as defined by the Company.</font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> For all loan classes, loans are considered past due based on the number of days delinquent except for monthly amortizing loans which are classified delinquent based upon the number of contractually required payments not made (for example, two missed payments is considered 30 days delinquent). When a loan is placed on nonaccrual status, unpaid accrued interest is reversed, reducing interest income in the current period.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Commercial lending segment loans are generally placed on nonaccrual status when the collection of principal and interest has become 90 days past due or is otherwise considered doubtful. Commercial lending segment loans are generally fully or partially charged down to the fair value of the collateral securing the loan, less costs to sell, when the loan is placed on nonaccrual.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Consumer lending segment loans are generally charged-off at a specific number of days or payments past due. Residential mortgages and other retail loans secured by 1-4 family properties are generally charged down to the fair value of the collateral securing the loan, less costs to sell, at 180 days past due. Residential mortgage loans and lines in a first lien position are placed on nonaccrual status in instances where a partial charge-off occurs unless the loan is well secured and in the process of collection. Residential mortgage loans and lines in a junior lien position secured by&#xA0;<font style="WHITE-SPACE: nowrap">1-4&#xA0;family</font>&#xA0;properties are placed on nonaccrual status at 120&#xA0;days past due or when they are behind a first lien that has become 180 days or greater past due or placed on nonaccrual status. Any secured consumer lending segment loan whose borrower has had debt discharged through bankruptcy, for which the loan amount exceeds the fair value of the collateral, is charged down to the fair value of the related collateral and the remaining balance is placed on nonaccrual status. Credit card loans continue to accrue interest until the account is charged-off. Credit cards are charged-off at 180 days past due. Other retail loans not secured by 1-4 family properties are charged-off at 120&#xA0;days past due; and revolving consumer lines are charged-off at 180 days past due. Similar to credit cards, other retail loans are generally not placed on nonaccrual status because of the relatively short period of time to charge-off. Certain retail customers having financial difficulties may have the terms of their credit card and other loan agreements modified to require only principal payments and, as such, are reported as nonaccrual.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> For all loan classes, interest payments received on nonaccrual loans are generally recorded as a reduction to a loan&#x2019;s carrying amount while a loan is on nonaccrual and are recognized as interest income upon payoff of the loan. However, interest income may be recognized for interest payments if the remaining carrying amount of the loan is believed to be collectible. In certain circumstances, loans in any class may be restored to accrual status, such as when a loan has demonstrated sustained repayment performance or no amounts are past due and prospects for future payment are no longer in doubt; or when the loan becomes well secured and is in the process of collection. Loans where there has been a partial charge-off may be returned to accrual status if all principal and interest (including amounts previously charged-off) is expected to be collected and the loan is current.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Covered loans not considered to be purchased impaired are evaluated for delinquency, nonaccrual status and charge-off consistent with the class of loan they would be included in had the loss share coverage not been in place. Generally, purchased impaired loans are considered accruing loans. However, the timing and amount of future cash flows for some loans is not reasonably estimable, and those loans are classified as nonaccrual loans with interest income not recognized until the timing and amount of the future cash flows can be reasonably estimated.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following table provides a summary of loans by portfolio class, including the delinquency status of those that continue to accrue interest, and those that are nonperforming:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="62%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" nowrap="nowrap" align="center">Accruing</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">(Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Current</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">30-89&#xA0;Days</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Past Due</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">90&#xA0;Days&#xA0;or</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">More&#xA0;Past&#xA0;Due</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Nonperforming</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">98,847</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">228</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">58</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">224</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">99,357</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,250</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">42</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">104</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,399</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">60,636</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">160</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">113</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">400</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">61,309</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,054</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">263</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">249</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,566</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">55,134</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">320</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">91</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">178</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">55,723</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">274,921</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,013</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">514</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">906</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">277,354</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,644</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">47</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">126</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,823</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">277,565</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,060</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">640</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">912</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">280,177</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">97,005</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">250</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">57</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">249</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">97,561</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,279</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">142</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,463</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">59,013</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">198</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">130</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">442</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">59,783</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,593</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">302</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">284</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">22,180</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">56,685</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">376</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">95</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">168</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">57,324</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">274,575</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,162</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">572</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,002</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">277,311</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,917</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">50</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">148</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,121</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">277,492</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,212</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">720</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,008</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">280,432</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>At June&#xA0;30, 2018, $371 million of loans 30&#x2013;89 days past due and $1.8 billion of loans 90 days or more past due purchased from Government National Mortgage Association (&#x201C;GNMA&#x201D;) mortgage pools whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs, were classified as current, compared with $385 million and $1.9 billion at December&#xA0;31, 2017, respectively.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 6pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> At June&#xA0;30, 2018, the amount of foreclosed residential real estate held by the Company, and included in other real estate owned (&#x201C;OREO&#x201D;), was $123&#xA0;million ($103&#xA0;million excluding covered assets), compared with $156&#xA0;million ($135&#xA0;million excluding covered assets) at December&#xA0;31, 2017. These amounts exclude $237&#xA0;million and $267&#xA0;million at June&#xA0;30, 2018 and December&#xA0;31, 2017, respectively, of foreclosed residential real estate related to mortgage loans whose payments are primarily insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs. In addition, the amount of residential mortgage loans secured by residential real estate in the process of foreclosure at June&#xA0;30, 2018 and December&#xA0;31, 2017, was $1.6&#xA0;billion and $1.7 billion, respectively, of which $1.3&#xA0;billion at both June 30, 2018 and December 31, 2017, related to loans purchased from Government National Mortgage Association (&#x201C;GNMA&#x201D;) mortgage pools whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company classifies its loan portfolios using internal credit quality ratings on a quarterly basis. These ratings include pass, special mention and classified, and are an important part of the Company&#x2019;s overall credit risk management process and evaluation of the allowance for credit losses. Loans with a pass rating represent those loans not classified on the Company&#x2019;s rating scale for problem credits, as minimal credit risk has been identified. Special mention loans are those loans that have a potential weakness deserving management&#x2019;s close attention. Classified loans are those loans where a well-defined weakness has been identified that may put full collection of contractual cash flows at risk. It is possible that others, given the same information, may reach different reasonable conclusions regarding the credit quality rating classification of specific loans.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following table provides a summary of loans by portfolio class and the Company&#x2019;s internal credit quality rating:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="66%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" nowrap="nowrap" align="center">Criticized</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Pass</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Special<br /> Mention</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Classified&#xA0;(a)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total<br /> Criticized</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">97,207</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,216</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">934</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,150</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">99,357</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,192</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">543</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">664</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,207</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,399</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">60,738</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">557</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">571</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">61,309</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,317</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">249</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">249</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,566</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">55,409</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">305</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">314</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">55,723</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">272,863</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,782</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,709</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,491</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">277,354</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,780</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">43</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">43</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,823</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">275,643</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,782</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,752</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,534</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">280,177</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total outstanding commitments</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">591,015</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,462</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,449</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5,911</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">596,926</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">95,297</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,130</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,134</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,264</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">97,561</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,162</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">648</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">653</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,301</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,463</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">59,141</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">626</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">642</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">59,783</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,895</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">285</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">285</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">22,180</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">57,009</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">309</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">315</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">57,324</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">272,504</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,800</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,007</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,807</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">277,311</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,072</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">49</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">49</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,121</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">275,576</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,800</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,056</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,856</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">280,432</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total outstanding commitments</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">584,072</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,142</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,987</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">7,129</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">591,201</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Classified rating on consumer loans primarily based on delinquency status.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>At June&#xA0;30, 2018, $1.8 billion of GNMA loans 90 days or more past due and $1.7 billion of restructured GNMA loans whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs were classified with a pass rating, compared with $1.9 billion and $1.7 billion at December&#xA0;31, 2017, respectively.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 6pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> For all loan classes, a loan is considered to be impaired when, based on current events or information, it is probable the Company will be unable to collect all amounts due per the contractual terms of the loan agreement. Impaired loans include all nonaccrual and TDR loans. For all loan classes, interest income on TDR loans is recognized under the modified terms and conditions if the borrower has demonstrated repayment performance at a level commensurate with the modified terms over several payment cycles. Interest income is generally not recognized on other impaired loans until the loan is paid off. However, interest income may be recognized for interest payments if the remaining carrying amount of the loan is believed to be collectible.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Factors used by the Company in determining whether all principal and interest payments due on commercial and commercial real estate loans will be collected and, therefore, whether those loans are impaired include, but are not limited to, the financial condition of the borrower, collateral and/or guarantees on the loan, and the borrower&#x2019;s estimated future ability to pay based on industry, geographic location and certain financial ratios. The evaluation of impairment on residential mortgages, credit card loans and other retail loans is primarily driven by delinquency status of individual loans or whether a loan has been modified, and considers any government guarantee where applicable. Individual covered loans, whose future losses are covered by loss sharing agreements with the FDIC that substantially reduce the risk of credit losses to the Company, are evaluated for impairment and accounted for in a manner consistent with the class of loan they would have been included in had the loss sharing coverage not been in place.</font></p> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 6px"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> A summary of impaired loans, which include all nonaccrual and TDR loans, by portfolio class was as follows:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="70%"></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Period-end<br /> Recorded<br /> Investment&#xA0;(a)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Unpaid<br /> Principal<br /> Balance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Valuation<br /> Allowance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Commitments</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">to Lend</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Additional</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Funds</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">488</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">860</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">170</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">230</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">481</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,811</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,031</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">99</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">233</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">233</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">61</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">308</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">387</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">19</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,070</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,992</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">221</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">176</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,665</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,665</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">36</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">40</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,771</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5,697</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">260</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">176</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">550</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">915</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">44</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">199</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">280</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">596</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,946</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,339</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">116</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">230</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">230</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">60</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">302</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">400</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,308</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,480</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">253</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">204</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,681</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,681</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">38</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">44</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5,027</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">6,205</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">279</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">204</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Substantially all loans classified as impaired at June&#xA0;30, 2018 and December&#xA0;31, 2017, had an associated allowance for credit losses.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Additional information on impaired loans follows:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="71%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Average<br /> Recorded<br /> Investment</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Interest<br /> Income<br /> Recognized</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Average<br /> Recorded<br /> Investment</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Interest<br /> Income<br /> Recognized</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Three Months Ended June&#xA0;30</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">514</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">720</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">242</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">272</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,846</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,182</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">28</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">234</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">229</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">303</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">279</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,139</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,682</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,616</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,746</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">38</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,792</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">40</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5,466</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">55</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Six Months Ended June&#xA0;30</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">530</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">769</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">255</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">275</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,880</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,211</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">57</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">233</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">227</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">301</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">279</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,199</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">55</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,761</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">73</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,620</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,696</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,856</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">80</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5,494</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">110</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Troubled Debt Restructurings</b></font><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;">&#xA0;In certain circumstances, the Company may modify the terms of a loan to maximize the collection of amounts due when a borrower is experiencing financial difficulties or is expected to experience difficulties in the near-term. Concessionary modifications are classified as TDRs unless the modification results in only an insignificant delay in payments to be received. The Company recognizes interest on TDRs if the borrower complies with the revised terms and conditions as agreed upon with the Company and has demonstrated repayment performance at a level commensurate with the modified terms over several payment cycles, which is generally six months or greater. To the extent a previous restructuring was insignificant, the Company considers the cumulative effect of past restructurings related to the receivable when determining whether a current restructuring is a TDR. Loans classified as TDRs are considered impaired loans for reporting and measurement purposes.</font></font></p> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 6px"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following table provides a summary of loans modified as TDRs during the periods presented by portfolio class:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="49%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" nowrap="nowrap" align="center">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" nowrap="nowrap" align="center">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Number<br /> of&#xA0;Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Pre-Modification<br /> Outstanding<br /> Loan&#xA0;Balance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="WHITE-SPACE: nowrap">Post-Modification</font><br /> Outstanding<br /> Loan Balance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Number</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">of&#xA0;Loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Pre-Modification<br /> Outstanding<br /> Loan&#xA0;Balance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="WHITE-SPACE: nowrap">Post-Modification</font><br /> Outstanding<br /> Loan&#xA0;Balance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Three Months Ended June&#xA0;30</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">724</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">132</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">126</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">671</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">62</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">40</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">41</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">31</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">105</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">144</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7,461</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8,146</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">535</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">639</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">14</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8,855</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">221</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">215</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9,641</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">163</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">141</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,248</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">298</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">295</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,043</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">141</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">137</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">11,103</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">519</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">510</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">10,687</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">305</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">279</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Six Months Ended June&#xA0;30</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,347</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">213</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">201</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,501</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">199</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">168</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">59</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">31</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">64</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">253</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">500</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">57</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">57</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16,007</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">80</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">81</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17,551</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">85</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">86</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,094</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">28</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">27</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,261</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">26</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18,760</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">389</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">375</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20,877</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">405</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">373</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,136</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">415</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">408</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,972</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">528</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">515</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">21,896</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">804</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">783</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">24,856</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">935</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">890</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 6pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Residential mortgages, home equity and second mortgages, and loans purchased from GNMA mortgage pools in the table above include trial period arrangements offered to customers during the periods presented. The post-modification balances for these loans reflect the current outstanding balance until a permanent modification is made. In addition, the post-modification balances typically include capitalization of unpaid accrued interest and/or fees under the various modification programs. For those loans modified as TDRs during the second quarter of 2018, at June&#xA0;30, 2018, 44 residential mortgages, 22 home equity and second mortgage loans and 1,582 loans purchased from GNMA mortgage pools with outstanding balances of $13&#xA0;million, $8&#xA0;million and $208&#xA0;million, respectively, were in a trial period and have estimated post-modification balances of $13&#xA0;million, $7&#xA0;million and $212&#xA0;million, respectively, assuming permanent modification occurs at the end of the trial period.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company has implemented certain restructuring programs that may result in TDRs. However, many of the Company&#x2019;s TDRs are also determined on a case-by-case basis in connection with ongoing loan collection processes.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> For the commercial lending segment, modifications generally result in the Company working with borrowers on a case-by-case basis. Commercial and commercial real estate modifications generally include extensions of the maturity date and may be accompanied by an increase or decrease to the interest rate, which may not be deemed a market interest rate. In addition, the Company may work with the borrower in identifying other changes that mitigate loss to the Company, which may include additional collateral or guarantees to support the loan. To a lesser extent, the Company may waive contractual principal. The Company classifies all of the above concessions as TDRs to the extent the Company determines that the borrower is experiencing financial difficulty.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Modifications for the consumer lending segment are generally part of programs the Company has initiated. The Company modifies residential mortgage loans under Federal Housing Administration, United States Department of Veterans Affairs, or its own internal programs. Under these programs, the Company offers qualifying homeowners the opportunity to permanently modify their loan and achieve more affordable monthly payments by providing loan concessions. These concessions may include adjustments to interest rates, conversion of adjustable rates to fixed rates, extension of maturity dates or deferrals of payments, capitalization of accrued interest and/or outstanding advances, or in limited situations, partial forgiveness of loan principal. In most instances, participation in residential mortgage loan restructuring programs requires the customer to complete a short-term trial period. A permanent loan modification is contingent on the customer successfully completing the trial period arrangement, and the loan documents are not modified until that time. The Company reports loans in a trial period arrangement as TDRs and continues to report them as TDRs after the trial period.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Credit card and other retail loan TDRs are generally part of distinct restructuring programs providing customers experiencing financial difficulty with modifications whereby balances may be amortized up to 60 months, and generally include waiver of fees and reduced interest rates.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> In addition, the Company considers secured loans to consumer borrowers that have debt discharged through bankruptcy where the borrower has not reaffirmed the debt to be TDRs.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Modifications to loans in the covered segment are similar in nature to that described above for non-covered loans, and the evaluation and determination of TDR status is similar, except that acquired loans restructured after acquisition are not considered TDRs for accounting and disclosure purposes if the loans evidenced credit deterioration as of the acquisition date and are accounted for in pools. Losses associated with the modification on covered loans, including the economic impact of interest rate reductions, are generally eligible for reimbursement under loss sharing agreements with the FDIC.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following table provides a summary of TDR loans that defaulted (fully or partially charged-off or became 90&#xA0;days or more past due) during the periods presented that were modified as TDRs within 12&#xA0;months previous to default:</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="75%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Number</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">of&#xA0;Loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Amount<br /> Defaulted</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Number</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">of&#xA0;Loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Amount<br /> Defaulted</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Three Months Ended June&#xA0;30</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">177</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">182</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">58</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">95</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,933</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,984</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">70</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">102</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,246</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,373</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">517</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">67</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">139</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,763</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">88</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,513</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">55</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Six Months Ended June&#xA0;30</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">416</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">355</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">114</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">167</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,969</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,031</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">147</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">231</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,662</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">48</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,802</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">66</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">749</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">98</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">357</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">49</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5,412</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">146</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5,160</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">115</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 6pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> In addition to the defaults in the table above, the Company had a total of 201 and 476 residential mortgage loans, home equity and second mortgage loans and loans purchased from GNMA mortgage pools for the three months and six months ended June&#xA0;30, 2018, respectively, where borrowers did not successfully complete the trial period arrangement and, therefore, are no longer eligible for a permanent modification under the applicable modification program. These loans had aggregate outstanding balances of $23&#xA0;million and $46&#xA0;million for the three months and six months ended June&#xA0;30, 2018, respectively.</font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Covered Assets</b></font><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;">&#xA0;Covered assets represent loans and other assets acquired from the FDIC, subject to loss sharing agreements, and include expected reimbursements from the FDIC. The carrying amount of the covered assets consisted of purchased impaired loans, purchased nonimpaired loans and other assets as shown in the following table:</font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="53%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Purchased<br /> Impaired<br /> Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Purchased<br /> Nonimpaired<br /> Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Purchased<br /> Impaired<br /> Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Purchased<br /> Nonimpaired<br /> Loans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgage loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,913</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">353</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,266</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,012</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">400</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,412</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">110</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">110</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">151</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">151</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Losses reimbursable by the FDIC (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">331</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">331</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">320</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">320</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Unamortized changes in FDIC asset (b)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">116</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">116</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">238</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">238</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,913</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">463</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">447</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,823</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,012</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">551</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">558</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,121</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreclosed real estate</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">20</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total covered assets</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,913</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">463</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">467</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,843</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,012</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">551</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">579</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,142</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Relates to loss sharing agreements with remaining terms up through the fourth quarter of 2019.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Represents decreases in expected reimbursements by the FDIC as a result of decreases in expected losses on the covered loans. These amounts are amortized as a reduction in interest income on covered loans over the shorter of the expected life of the respective covered loans or the remaining contractual term of the indemnification agreements.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 6pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Interest income is recognized on purchased impaired loans through accretion of the difference between the carrying amount of those loans and their expected cash flows. The initial determination of the fair value of the purchased loans includes the impact of expected credit losses and, therefore, no allowance for credit losses is recorded at the purchase date. To the extent credit deterioration occurs after the date of acquisition, the Company records an allowance for credit losses.</font></p> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The amortized cost, other-than-temporary impairment recorded in other comprehensive income (loss), gross unrealized holding gains and losses, and fair value of held-to-maturity and available-for-sale investment securities were as follows:</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="49%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Unrealized Losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Unrealized Losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Amortized<br /> Cost</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Unrealized<br /> Gains</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other-than-<br /> Temporary&#xA0;(a)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other&#xA0;(b)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Fair</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Value</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Amortized<br /> Cost</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Unrealized<br /> Gains</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other-than-<br /> Temporary&#xA0;(a)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other&#xA0;(b)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Fair</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Value</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Held-to-maturity</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,143</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(203</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,941</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,181</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(120</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,066</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,880</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1,277</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,637</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,150</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">48</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(579</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,619</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Asset-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Collateralized debt obligations/Collateralized loan obligations</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Obligations of state and political subdivisions</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Obligations of foreign governments</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">12</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">12</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">12</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">12</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total held-to-maturity</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">46,055</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">42</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(1,480</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">44,617</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">44,362</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">60</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(699</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">43,723</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents impairment not related to credit for those investment securities that have been determined to be other-than-temporarily impaired.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Represents unrealized losses on investment securities that have not been determined to be other-than-temporarily impaired.</i></td> </tr> </table> </div> 203000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> A summary of impaired loans, which include all nonaccrual and TDR loans, by portfolio class was as follows:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="70%"></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Period-end<br /> Recorded<br /> Investment&#xA0;(a)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Unpaid<br /> Principal<br /> Balance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Valuation<br /> Allowance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Commitments</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">to Lend</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Additional</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Funds</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">488</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">860</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">170</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">230</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">481</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,811</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,031</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">99</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">233</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">233</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">61</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">308</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">387</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">19</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,070</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,992</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">221</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">176</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,665</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,665</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">36</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">40</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,771</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5,697</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">260</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">176</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">550</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">915</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">44</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">199</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">280</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">596</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,946</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,339</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">116</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">230</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">230</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">60</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">302</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">400</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,308</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,480</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">253</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">204</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,681</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,681</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">38</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">44</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5,027</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">6,205</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">279</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">204</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Substantially all loans classified as impaired at June&#xA0;30, 2018 and December&#xA0;31, 2017, had an associated allowance for credit losses.</i></td> </tr> </table> </div> 4243000000 <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="8%"></td> <td valign="bottom" width="1%"></td> <td width="91%"></td> </tr> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;Note&#xA0;11</b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Income Taxes</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The components of income tax expense were:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="79%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Three&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Six Months Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Federal</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Current</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">312</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">493</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">546</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,024</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Deferred</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">36</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(157</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Federal income tax</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">329</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">456</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">582</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">867</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>State</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Current</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">62</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">81</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">154</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">146</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Deferred</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">50</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">14</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">67</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> State income tax</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">112</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">95</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">221</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">183</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total income tax provision</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">441</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">551</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">803</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,050</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <div style="FONT-SIZE: 12px; FONT-FAMILY: &quot;Times New Roman&quot;; WIDTH: 790px; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> </div> <center style="FONT-SIZE: 12px; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> <div style="WIDTH: 8.5in" align="left"> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 12px"> &#xA0;</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt"> A reconciliation of expected income tax expense at the federal statutory rate of 21 percent for 2018 and 35 percent for 2017 to the Company&#x2019;s applicable income tax expense follows:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="77%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Three&#xA0;Months&#xA0;Ended<br /> June 30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Six Months Ended<br /> June 30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Tax at statutory rate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">462</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">722</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">891</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,417</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> State income tax, at statutory rates, net of federal tax benefit</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">96</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">67</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">185</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">130</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Tax effect of</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Tax credits and benefits, net of related expenses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(132</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(197</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(247</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(390</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Exam resolutions</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(49</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Tax-exempt income</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(33</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(51</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(65</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(100</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Noncontrolling interests</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other items</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">50</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">14</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">91</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Applicable income taxes</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">441</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">551</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">803</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,050</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 12pt; TEXT-INDENT: 3%"> The Company&#x2019;s income tax returns are subject to review and examination by federal, state, local and foreign government authorities. On an ongoing basis, numerous federal, state, local and foreign examinations are in progress and cover multiple tax years. As of June&#xA0;30, 2018, the federal taxing authority has completed its examination of the Company through the fiscal year ended December&#xA0;31, 2010. The years open to examination by foreign, state and local government authorities vary by jurisdiction.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> The Company&#x2019;s net deferred tax asset was $691&#xA0;million at June&#xA0;30, 2018 and $473 million at December&#xA0;31, 2017.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> &#xA0;</p> </div> </center> </div> 891000000 -49000000 4856000000 80000000 185000000 247000000 65000000 -7135000000 3000000 91000000 803000000 1266000000 72000000 6292000000 1374000000 1158000000 108000000 7739000000 772000000 5697000000 6365000000 93000000 <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="6%"></td> <td valign="bottom" width="1%"></td> <td width="93%"></td> </tr> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;<font style="FONT-SIZE: 9.5pt" color="#FFFFFF">Note&#xA0;3</font></b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Investment Securities</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company&#x2019;s held-to-maturity investment securities are carried at historical cost, adjusted for amortization of premiums and accretion of discounts and credit-related other-than-temporary impairment. The Company&#x2019;s available-for-sale investment securities are carried at fair value with unrealized net gains or losses reported within accumulated other comprehensive income (loss) in shareholders&#x2019; equity.</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The amortized cost, other-than-temporary impairment recorded in other comprehensive income (loss), gross unrealized holding gains and losses, and fair value of held-to-maturity and available-for-sale investment securities were as follows:</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="49%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="18" nowrap="nowrap" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Unrealized Losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Unrealized Losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Amortized<br /> Cost</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Unrealized<br /> Gains</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other-than-<br /> Temporary&#xA0;(a)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other&#xA0;(b)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Fair</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Value</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Amortized<br /> Cost</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Unrealized<br /> Gains</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other-than-<br /> Temporary&#xA0;(a)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other&#xA0;(b)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Fair</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Value</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Held-to-maturity</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,143</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(203</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,941</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,181</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(120</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,066</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,880</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1,277</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,637</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,150</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">48</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(579</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,619</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Asset-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Collateralized debt obligations/Collateralized loan obligations</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Obligations of state and political subdivisions</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Obligations of foreign governments</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">12</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">12</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">12</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">12</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total held-to-maturity</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">46,055</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">42</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(1,480</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">44,617</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">44,362</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">60</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(699</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">43,723</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Available-for-sale</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">21,244</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(515</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">20,731</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">23,586</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(288</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">23,301</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,409</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">124</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1,113</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,420</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,450</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">152</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(571</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,031</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial agency</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other asset-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">405</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">411</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">413</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">419</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Obligations of state and political subdivisions</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,866</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">49</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(136</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,779</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,240</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">147</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(29</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,358</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total available-for-sale</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">67,930</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">181</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(1,764</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">66,347</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">68,717</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">308</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(888</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">68,137</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents impairment not related to credit for those investment securities that have been determined to be other-than-temporarily impaired.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Represents unrealized losses on investment securities that have not been determined to be other-than-temporarily impaired.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The weighted-average maturity of the available-for-sale investment securities was 5.5 years at June&#xA0;30, 2018, compared with 5.1 years at December&#xA0;31, 2017. The corresponding weighted-average yields were 2.38 percent and 2.25 percent, respectively. The weighted-average maturity of the held-to-maturity investment securities was 5.3 years at June&#xA0;30, 2018 and 4.7 years at December&#xA0;31, 2017. The corresponding weighted-average yields were 2.32 percent and 2.14 percent, respectively.</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">For amortized cost, fair value and yield by maturity date of held-to-maturity and available-for-sale investment securities outstanding at June&#xA0;30, 2018, refer to Table 4 included in Management&#x2019;s Discussion and Analysis, which is incorporated by reference into these Notes to Consolidated Financial Statements.</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Investment securities with a fair value of $10.4 billion at June&#xA0;30, 2018, and $12.8 billion at December&#xA0;31, 2017, were pledged to secure public, private and trust deposits, repurchase agreements and for other purposes required by contractual obligation or law. Included in these amounts were securities where the Company and certain counterparties have agreements granting the counterparties the right to sell or pledge the securities. Investment securities securing these types of arrangements had a fair value of $2.2 billion at June&#xA0;30, 2018, and $689 million at December&#xA0;31, 2017.</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table provides information about the amount of interest income from taxable and non-taxable investment securities:</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="78%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Three&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Six Months Ended</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">June&#xA0;30</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Taxable</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;597</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">&#xA0;&#xA0;&#xA0;&#xA0;507</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;1,158</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">&#xA0;&#xA0;&#xA0;&#xA0;990</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Non-taxable</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">56</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">48</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">108</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">95</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total interest income from investment securities</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">653</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">555</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,266</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,085</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table provides information about the amount of gross gains and losses realized through the sales of available-for-sale investment securities:</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="78%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Three Months Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Six Months Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Realized gains</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;56</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Realized losses</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(18</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net realized gains (losses)</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">10</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">9</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">15</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">38</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Income tax (benefit) on net realized gains (losses)</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">15</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company conducts a regular assessment of its investment securities with unrealized losses to determine whether investment securities are other-than-temporarily impaired considering, among other factors, the nature of the investment securities, the credit ratings or financial condition of the issuer, the extent and duration of the unrealized loss, expected cash flows of underlying collateral, the existence of any government or agency guarantees, market conditions and whether the Company intends to sell or it is more likely than not the Company will be required to sell the investment securities. The Company determines other-than-temporary impairment recorded in earnings for investment securities not intended to be sold by estimating the future cash flows of each individual investment security, using market information where available, and discounting the cash flows at the original effective rate of the investment security. Other-than-temporary impairment recorded in other comprehensive income (loss) is measured as the difference between that discounted amount and the fair value of each investment security. The total amount of other-than-temporary impairment recorded was immaterial for the three and six months ended June&#xA0;30, 2018 and 2017.</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">At June&#xA0;30, 2018, certain investment securities had a fair value below amortized cost. The following table shows the gross unrealized losses and fair value of the Company&#x2019;s investment securities with unrealized losses, aggregated by investment category and length of time the individual investment securities have been in continuous unrealized loss positions, at June&#xA0;30, 2018:</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="61%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="10" nowrap="nowrap" align="center">Less Than 12 Months</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">12 Months or Greater</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Total</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Fair</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Value</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Unrealized<br /> Losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Fair Value</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Unrealized<br /> Losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Fair</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Value</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Unrealized<br /> Losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Held-to-maturity</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,250</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(52</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,541</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(151</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,791</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(203</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,722</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(585</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13,791</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(692</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">35,513</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1,277</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other asset-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">11</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">11</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total held-to-maturity</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">23,972</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(637</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">16,345</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(843</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">40,317</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(1,480</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Available-for-sale</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">12,332</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(294</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">8,199</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(221</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">20,531</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(515</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13,044</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(305</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17,989</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(808</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">31,033</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1,113</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial agency mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Obligations of state and political subdivisions</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2,827</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(48</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,245</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(88</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4,072</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(136</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total available-for-sale</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">28,209</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(647</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">27,433</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(1,117</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">55,642</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(1,764</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company does not consider these unrealized losses to be credit-related. These unrealized losses primarily relate to changes in interest rates and market spreads subsequent to purchase. A substantial portion of investment securities that have unrealized losses are either U.S. Treasury and agencies, agency mortgage-backed or state and political securities. In general, the issuers of the investment securities are contractually prohibited from prepayment at less than par, and the Company did not pay significant purchase premiums for these investment securities. At June&#xA0;30, 2018, the Company had no plans to sell investment securities with unrealized losses, and believes it is more likely than not it would not be required to sell such investment securities before recovery of their amortized cost.</font></font></font></p> </div> 441000000 161000000 <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b><font style="FONT-SIZE: 9.5pt" color="#FFFFFF">Table&#xA0;4</font></b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Investment Securities</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="49%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center"><font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">Available-for-Sale</font></font></td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center"><font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">Held-to-Maturity</font></font></td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> At June&#xA0;30, 2018</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> (Dollars in Millions)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Amortized<br /> Cost</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Fair Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Weighted-<br /> Average<br /> Maturity in<br /> Years</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Weighted-<br /> Average<br /> Yield (e)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Amortized<br /> Cost</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Fair Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Weighted-<br /> Average<br /> Maturity in<br /> Years</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Weighted-<br /> Average<br /> Yield (e)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>U.S. Treasury and Agencies</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing in one year or less</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,105</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,088</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.05</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">276</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">274</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.74</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after one year through five years</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16,109</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15,658</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.69</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,405</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,321</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.75</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after five years through ten years</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,030</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">985</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.28</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,462</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,346</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.85</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after ten years</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">21,244</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">20,731</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2.8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1.59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5,143</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,941</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4.6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1.80</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Mortgage-Backed Securities (a)</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing in one year or less</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">99</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">100</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.23</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">47</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">47</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.40</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after one year through five years</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17,048</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16,518</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.22</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,758</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,032</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after five years through ten years</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">19,669</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">19,196</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.53</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18,768</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18,250</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.64</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after ten years</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,599</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,612</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">14.4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3.06</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">307</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">308</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">13.8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2.97</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">39,415</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">38,426</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">6.1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2.43</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">40,880</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">39,637</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5.4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2.39</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Asset-Backed Securities (a)</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing in one year or less</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.80</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after one year through five years</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">405</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">411</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.73</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.80</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after five years through ten years</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.87</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after ten years</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">14.7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2.84</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">405</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">411</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3.6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4.73</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4.6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2.82</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Obligations of State and Political<br /> Subdivisions (b) (c)</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing in one year or less</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">147</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">149</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.82</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.27</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after one year through five years</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">683</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">697</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.84</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.72</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after five years through ten years</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,121</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,115</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.37</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.02</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after ten years</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,915</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,818</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">18.9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4.08</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">6,866</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">6,779</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">10.6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4.36</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">7.2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2.59</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Other</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing in one year or less</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">&#x2014;</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after one year through five years</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after five years through ten years</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maturing after ten years</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1.3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3.15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total investment securities (d)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">67,930</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">66,347</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5.5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2.38</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">46,055</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">44,617</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5.3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2.32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Information related to asset and mortgage-backed securities included above is presented based upon weighted-average maturities anticipating future prepayments.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Information related to obligations of state and political subdivisions is presented based upon yield to first optional call date if the security is purchased at a premium, yield to maturity if purchased at par or a discount.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(c)</i></td> <td valign="top" align="left"><i>Maturity calculations for obligations of state and political subdivisions are based on the first optional call date for securities with a fair value above par and contractual maturity for securities with a fair value equal to or below par.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(d)</i></td> <td valign="top" align="left"><i>The weighted-average maturity of the&#xA0;<font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">available-for-sale</font></font>&#xA0;investment securities was 5.1 years at December&#xA0;31, 2017, with a corresponding weighted-average yield of 2.25&#xA0;percent. The weighted-average maturity of the&#xA0;<font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">held-to-maturity</font></font>&#xA0;investment securities was 4.7 years at December&#xA0;31, 2017, with a corresponding weighted-average yield of 2.14&#xA0;percent.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(e)</i></td> <td valign="top" align="left"><i>Weighted-average yields for obligations of state and political subdivisions are presented on a fully-taxable equivalent basis based on a federal income tax rate of 21&#xA0;percent for 2018 and 35&#xA0;percent for 2017. Yields on&#xA0;<font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">available-for-sale</font></font>&#xA0;and&#xA0;<font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">held-to-maturity</font></font>&#xA0;investment securities are computed based on amortized cost balances, excluding any premiums or discounts recorded related to the transfer of investment securities at fair value from&#xA0;<font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">available-for-sale</font></font>&#xA0;to&#xA0;<font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">held-to-maturity.</font></font></i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="74%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Amortized<br /> Cost</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Percent<br /> of Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Amortized<br /> Cost</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Percent<br /> of Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">26,387</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">23.2</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">28,767</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">25.5</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">80,295</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">70.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">77,606</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">68.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Asset-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">410</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">419</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Obligations of state and political subdivisions</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,872</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,246</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">41</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total investment securities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">113,985</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">100.0</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">113,079</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">100.0</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table provides information about the amount of interest income from taxable and non-taxable investment securities:</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="78%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Three&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Six Months Ended</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">June&#xA0;30</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Taxable</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;597</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">&#xA0;&#xA0;&#xA0;&#xA0;507</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;1,158</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">&#xA0;&#xA0;&#xA0;&#xA0;990</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Non-taxable</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">56</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">48</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">108</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">95</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total interest income from investment securities</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">653</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">555</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,266</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,085</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> </div> 208000000 15000000 750000000 15000000 3275000000 <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="6%"></td> <td valign="bottom" width="1%"></td> <td width="93%"></td> </tr> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;<font style="FONT-SIZE: 9.5pt" color="#FFFFFF">Note&#xA0;2</font></b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Accounting Changes</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Revenue Recognition</b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Effective January&#xA0;1, 2018, the Company adopted accounting guidance, issued by the Financial Accounting Standards Board (&#x201C;FASB&#x201D;) in May 2014, clarifying the principles for recognizing revenue from certain contracts with customers. The guidance does not apply to revenue associated with financial instruments, such as loans and securities. The adoption of this guidance was not material to the Company&#x2019;s financial statements.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Financial Instruments&#x2014;Hedge Accounting</b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Effective January&#xA0;1, 2018, the Company adopted accounting guidance, issued by the FASB in August 2017, related to hedge accounting. This guidance makes targeted changes to the hedge accounting model to simplify the application of hedge accounting and more closely align financial reporting to an entity&#x2019;s risk management activities. This guidance expands risk management strategies that qualify for hedge accounting, simplifies certain effectiveness assessment requirements, eliminates separate reporting of ineffectiveness and changes certain presentation and disclosure requirements for hedge accounting activities. Upon adoption, the Company elected to apply the guidance to existing fair value hedges. The Company also elected upon adoption to transfer $1.5 billion of its fixed rate residential agency mortgage-backed securities from the held-to-maturity to available-for-sale category. The adoption of this guidance was not material to the Company&#x2019;s financial statements.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Income Taxes</b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Effective January&#xA0;1, 2018, the Company adopted accounting guidance, issued by the FASB in February 2018, which allows entities to reclassify from accumulated other comprehensive income to retained earnings, the impact of the reduced federal statutory tax rate for corporations included in the Tax Cuts and Jobs Act (&#x201C;tax reform&#x201D;) enacted by Congress in late 2017.&#xA0;Upon adoption, the Company increased retained earnings and reduced accumulated other comprehensive income by $300 million. After adoption, the income tax effect on items included in accumulated other comprehensive income is consistent with the related deferred tax balances, and the income tax effect will be released from accumulated other comprehensive income and the related deferred tax balances when the applicable tax differences reverse.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Accounting for Leases</b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">In February 2016, the FASB issued accounting guidance, effective for the Company on January&#xA0;1, 2019, related to the accounting for leases. This guidance requires lessees to recognize all leases on the Consolidated Balance Sheet as lease assets and lease liabilities based primarily on the present value of future lease payments. Lessor accounting is largely unchanged. A modified retrospective approach is required at adoption which requires all prior periods presented in the financial statements to be restated, with a cumulative effect adjustment to retained earnings as of the beginning of the earliest period presented. This guidance also requires additional disclosures regarding leasing arrangements. The Company expects the adoption of this guidance will not be material to its financial statements.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 6px"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Financial Instruments&#x2014;Credit Losses</b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">In June 2016, the FASB issued accounting guidance, effective for the Company no later than January&#xA0;1, 2020, related to the impairment of financial instruments. This guidance changes existing impairment recognition to a model that is based on expected losses rather than incurred losses, which is intended to result in more timely recognition of credit losses. This guidance is also intended to reduce the complexity of current accounting guidance by decreasing the number of credit impairment models that entities use to account for debt instruments. A modified retrospective approach is required at adoption with a cumulative effect adjustment to retained earnings as of the adoption date. The guidance also requires additional credit quality disclosures for loans. The Company is currently evaluating the impact of this guidance on its financial statements, and expects its allowance for credit losses to increase upon adoption. The extent of this increase will continue to be evaluated and will depend on economic conditions and the composition of the Company&#x2019;s loan portfolio at the time of adoption.</font></font></font></font></p> </div> -2169000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following tables provide information on the Company&#x2019;s netting adjustments, and items not offset on the Consolidated Balance Sheet but available for offset in the event of default:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="45%"></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right">Gross<br /> Recognized<br /> Assets</td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Gross&#xA0;Amounts</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Offset on the<br /> Consolidated<br /> Balance&#xA0;Sheet&#xA0;(a)</p> </td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Net Amounts</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Presented&#xA0;on&#xA0;the<br /> Consolidated<br /> Balance Sheet</p> </td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center"> Gross&#xA0;Amounts&#xA0;Not&#xA0;Offset&#xA0;on&#xA0;the<br /> Consolidated Balance Sheet</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial<br /> Instruments&#xA0;(b)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Collateral</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Received&#xA0;(c)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Net&#xA0;Amount</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative assets (d)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,851</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(881</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">970</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(84</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">885</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Reverse repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">196</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">196</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(109</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(87</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities borrowed</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,170</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,170</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1,133</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,217</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(881</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,336</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(193</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,221</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">922</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative assets (d)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,759</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(652</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,107</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(110</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">992</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Reverse repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(24</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities borrowed</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">923</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">923</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(896</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">27</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,706</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(652</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,054</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(134</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(901</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Includes $243&#xA0;million and $50&#xA0;million of cash collateral related payables that were netted against derivative assets at June&#xA0;30, 2018 and December&#xA0;31, 2017, respectively.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>For derivative assets this includes any derivative liability fair values that could be offset in the event of counterparty default; for reverse repurchase agreements this includes any repurchase agreement payables that could be offset in the event of counterparty default; for securities borrowed this includes any securities loaned payables that could be offset in the event of counterparty default.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(c)</i></td> <td valign="top" align="left"><i>Includes the fair value of securities received by the Company from the counterparty. These securities are not included on the Consolidated Balance Sheet unless the counterparty defaults.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(d)</i></td> <td valign="top" align="left"><i>Excludes $33&#xA0;million and $723&#xA0;million at June&#xA0;30, 2018 and December&#xA0;31, 2017, respectively, of derivative assets not subject to netting arrangements.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 12px; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> </div> -3004000000 4689000000 3425000000 15000000 374000000 527000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Revenue Recognition</b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Effective January&#xA0;1, 2018, the Company adopted accounting guidance, issued by the Financial Accounting Standards Board (&#x201C;FASB&#x201D;) in May 2014, clarifying the principles for recognizing revenue from certain contracts with customers. The guidance does not apply to revenue associated with financial instruments, such as loans and securities. The adoption of this guidance was not material to the Company&#x2019;s financial statements.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Financial Instruments&#x2014;Hedge Accounting</b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Effective January&#xA0;1, 2018, the Company adopted accounting guidance, issued by the FASB in August 2017, related to hedge accounting. This guidance makes targeted changes to the hedge accounting model to simplify the application of hedge accounting and more closely align financial reporting to an entity&#x2019;s risk management activities. This guidance expands risk management strategies that qualify for hedge accounting, simplifies certain effectiveness assessment requirements, eliminates separate reporting of ineffectiveness and changes certain presentation and disclosure requirements for hedge accounting activities. Upon adoption, the Company elected to apply the guidance to existing fair value hedges. The Company also elected upon adoption to transfer $1.5 billion of its fixed rate residential agency mortgage-backed securities from the held-to-maturity to available-for-sale category. The adoption of this guidance was not material to the Company&#x2019;s financial statements.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Income Taxes</b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Effective January&#xA0;1, 2018, the Company adopted accounting guidance, issued by the FASB in February 2018, which allows entities to reclassify from accumulated other comprehensive income to retained earnings, the impact of the reduced federal statutory tax rate for corporations included in the Tax Cuts and Jobs Act (&#x201C;tax reform&#x201D;) enacted by Congress in late 2017.&#xA0;Upon adoption, the Company increased retained earnings and reduced accumulated other comprehensive income by $300 million. After adoption, the income tax effect on items included in accumulated other comprehensive income is consistent with the related deferred tax balances, and the income tax effect will be released from accumulated other comprehensive income and the related deferred tax balances when the applicable tax differences reverse.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Accounting for Leases</b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">In February 2016, the FASB issued accounting guidance, effective for the Company on January&#xA0;1, 2019, related to the accounting for leases. This guidance requires lessees to recognize all leases on the Consolidated Balance Sheet as lease assets and lease liabilities based primarily on the present value of future lease payments. Lessor accounting is largely unchanged. A modified retrospective approach is required at adoption which requires all prior periods presented in the financial statements to be restated, with a cumulative effect adjustment to retained earnings as of the beginning of the earliest period presented. This guidance also requires additional disclosures regarding leasing arrangements. The Company expects the adoption of this guidance will not be material to its financial statements.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 6px"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 8pt; FONT-FAMILY: ARIAL"><b>Financial Instruments&#x2014;Credit Losses</b></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">In June 2016, the FASB issued accounting guidance, effective for the Company no later than January&#xA0;1, 2020, related to the impairment of financial instruments. This guidance changes existing impairment recognition to a model that is based on expected losses rather than incurred losses, which is intended to result in more timely recognition of credit losses. This guidance is also intended to reduce the complexity of current accounting guidance by decreasing the number of credit impairment models that entities use to account for debt instruments. A modified retrospective approach is required at adoption with a cumulative effect adjustment to retained earnings as of the adoption date. The guidance also requires additional credit quality disclosures for loans. The Company is currently evaluating the impact of this guidance on its financial statements, and expects its allowance for credit losses to increase upon adoption. The extent of this increase will continue to be evaluated and will depend on economic conditions and the composition of the Company&#x2019;s loan portfolio at the time of adoption.</font></font></font></font></p> </div> 6140000000 4686000000 <div><br class="Apple-interchange-newline" /> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="45%"></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Gross</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Recognized<br /> Liabilities</p> </td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Gross&#xA0;Amounts<br /> Offset on the</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Consolidated<br /> Balance&#xA0;Sheet&#xA0;(a)</p> </td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Net Amounts<br /> Presented&#xA0;on&#xA0;the</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Consolidated<br /> Balance Sheet</p> </td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center"> Gross&#xA0;Amounts&#xA0;Not&#xA0;Offset&#xA0;on&#xA0;the<br /> Consolidated Balance Sheet</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial<br /> Instruments&#xA0;(b)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Collateral<br /> Pledged&#xA0;(c)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net&#xA0;Amount</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative liabilities (d)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,871</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(982</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">889</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(84</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">805</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,569</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,569</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(109</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2,460</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities loaned</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">202</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">202</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(199</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,642</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(982</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,660</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(193</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(2,659</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">808</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative liabilities (d)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,629</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,130</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">499</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(110</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">389</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">803</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">803</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(24</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(779</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities loaned</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">111</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">111</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(110</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,543</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,130</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,413</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(134</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(889</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">390</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Includes $344&#xA0;million and $528&#xA0;million of cash collateral related receivables that were netted against derivative liabilities at June&#xA0;30, 2018 and December&#xA0;31, 2017, respectively.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>For derivative liabilities this includes any derivative asset fair values that could be offset in the event of counterparty default; for repurchase agreements this includes any reverse repurchase agreement receivables that could be offset in the event of counterparty default; for securities loaned this includes any securities borrowed receivables that could be offset in the event of counterparty default.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(c)</i></td> <td valign="top" align="left"><i>Includes the fair value of securities pledged by the Company to the counterparty. These securities are included on the Consolidated Balance Sheet unless the Company defaults.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(d)</i></td> <td valign="top" align="left"><i>Excludes $122&#xA0;million and $738&#xA0;million at June&#xA0;30, 2018 and December&#xA0;31, 2017, respectively, of derivative liabilities not subject to netting arrangements.</i></td> </tr> </table> </div> -611000000 119000000 109000000 <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="6%"></td> <td valign="bottom" width="1%"></td> <td width="93%"></td> </tr> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;<font style="FONT-SIZE: 9.5pt" color="#FFFFFF">Note&#xA0;1</font></b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Basis of Presentation</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The accompanying consolidated financial statements have been prepared in accordance with the instructions to Form&#xA0;10-Q and, therefore, do not include all information and notes necessary for a complete presentation of financial position, results of operations and cash flow activity required in accordance with accounting principles generally accepted in the United States. In the opinion of management of U.S.&#xA0;Bancorp (the &#x201C;Company&#x201D;), all adjustments (consisting only of normal recurring adjustments) necessary for a fair statement of results for the interim periods have been made. These financial statements and notes should be read in conjunction with the consolidated financial statements and notes included in the Company&#x2019;s Annual Report on Form&#xA0;10-K for the year ended December&#xA0;31, 2017. Certain amounts in prior periods have been reclassified to conform to the current presentation.</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Accounting policies for the lines of business are generally the same as those used in preparation of the consolidated financial statements with respect to activities specifically attributable to each business line. However, the preparation of business line results requires management to establish methodologies to allocate funding costs, expenses and other financial elements to each line of business. Table 11 &#x201C;Line of Business Financial Performance&#x201D; included in Management&#x2019;s Discussion and Analysis provides details of segment results. This information is incorporated by reference into these Notes to Consolidated Financial Statements.</font></font></font></p> </div> -988000000 5000000 1000000 -204000000 466000000 817000000 15836000000 6433000000 1924000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table provides a summary of loans by portfolio class, including the delinquency status of those that continue to accrue interest, and those that are nonperforming:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="62%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="10" nowrap="nowrap" align="center">Accruing</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Current</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">30-89&#xA0;Days</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Past Due</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">90&#xA0;Days&#xA0;or</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">More&#xA0;Past&#xA0;Due</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Nonperforming</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">98,847</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">228</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">58</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">224</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">99,357</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,250</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">42</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">104</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,399</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">60,636</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">160</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">113</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">400</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">61,309</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,054</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">263</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">249</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,566</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">55,134</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">320</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">91</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">178</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">55,723</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">274,921</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,013</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">514</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">906</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">277,354</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2,644</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">47</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">126</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2,823</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">277,565</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,060</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">640</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">912</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">280,177</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">97,005</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">250</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">57</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">249</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">97,561</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,279</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">142</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,463</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">59,013</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">198</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">130</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">442</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">59,783</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,593</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">302</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">284</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">22,180</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">56,685</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">376</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">95</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">168</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">57,324</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">274,575</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,162</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">572</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,002</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">277,311</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2,917</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">50</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">148</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">3,121</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">277,492</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,212</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">720</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,008</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">280,432</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>At June&#xA0;30, 2018, $371 million of loans 30&#x2013;89 days past due and $1.8 billion of loans 90 days or more past due purchased from Government National Mortgage Association (&#x201C;GNMA&#x201D;) mortgage pools whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs, were classified as current, compared with $385 million and $1.9 billion at December&#xA0;31, 2017, respectively.</i></td> </tr> </table> </div> 996000000 4640000000 1266000000 134000000 <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="6%"></td> <td valign="bottom" width="1%"></td> <td width="93%"></td> </tr> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;<font style="FONT-SIZE: 9.5pt" color="#FFFFFF">Note&#xA0;7</font></b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Preferred Stock</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">At June&#xA0;30, 2018 and December&#xA0;31, 2017, the Company had authority to issue 50&#xA0;million shares of preferred stock. The number of shares issued and outstanding and the carrying amount of each outstanding series of the Company&#x2019;s preferred stock were as follows:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="47%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="14" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="14" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Shares<br /> Issued and<br /> Outstanding</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Liquidation<br /> Preference</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Discount</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Carrying<br /> Amount</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Shares<br /> Issued and<br /> Outstanding</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Liquidation<br /> Preference</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Discount</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Carrying<br /> Amount</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Series A</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12,510</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,251</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">145</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,106</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12,510</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,251</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">145</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,106</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Series B</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Series F</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">44,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,100</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,088</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">44,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,100</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,088</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Series H</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">500</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">487</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">500</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">487</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Series I</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">750</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">745</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">750</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">745</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Series J</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">40,000</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,000</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">993</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">40,000</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,000</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">993</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total preferred stock (a)</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">186,510</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">5,601</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">182</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">5,419</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">186,510</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">5,601</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">182</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">5,419</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>The par value of all shares issued and outstanding at June&#xA0;30, 2018 and December&#xA0;31, 2017, was $1.00 per share.</i></td> </tr> </table> </div> 882000000 753000000 <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="8%"></td> <td valign="bottom" width="1%"></td> <td width="91%"></td> </tr> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;Note&#xA0;10</b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Employee Benefits</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The components of net periodic benefit cost for the Company&#x2019;s retirement plans were:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="64%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Three Months Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Six Months Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Pension Plans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Postretirement<br /> Welfare&#xA0;Plan</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Pension Plans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Postretirement<br /> Welfare&#xA0;Plan</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Service cost</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">52</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">46</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">104</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">93</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest cost</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">56</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">55</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">112</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">110</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Expected return on plan assets</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(94</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(71</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(189</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(142</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Prior service cost (credit) amortization</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Actuarial loss (gain) amortization</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">36</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">73</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">64</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net periodic benefit cost (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">50</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">62</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">100</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">124</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Service cost is included in employee benefits expense on the Consolidated Statement of Income. All other components are included in other noninterest expense on the Consolidated Statement of Income.</i></td> </tr> </table> </div> 45000000 1158000000 1485000000 16141000000 3440000000 6230000000 5684000000 3274000000 2347000000 668000000 178000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Additional detail about the impact to net income for items reclassified out of accumulated other comprehensive income (loss) and into earnings is as follows:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="53%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td width="21%"></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="18" align="center">Impact to Net Income</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="3" align="right">Affected Line Item in the<br /> Consolidated&#xA0;Statement&#xA0;of&#xA0;Income</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Three&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Six&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Unrealized gains (losses) on investment securities available-for-sale</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Realized gains (losses) on sale of investment securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"> Total&#xA0;securities&#xA0;gains&#xA0;(losses),&#xA0;net</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(14</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Applicable income taxes</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Net-of-tax</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Unrealized gains (losses) on investment securities transferred from available-for-sale to held-to-maturity</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Amortization of unrealized gains</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Interest income</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Applicable income taxes</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Net-of-tax</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Unrealized gains (losses) on derivative hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Realized gains (losses) on derivative hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(24</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Interest expense</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Applicable income taxes</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Net-of-tax</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Unrealized gains (losses) on retirement plans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Actuarial gains (losses) and prior service cost (credit) amortization</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(35</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(29</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(69</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(58</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Employee benefits expense</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">18</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Applicable income taxes</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(25</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(18</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(51</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(36</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">Net-of-tax</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total impact to net income</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(23</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 12px; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> </div> -50000000 1233000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Shareholders&#x2019; equity is affected by transactions and valuations of asset and liability positions that require adjustments to accumulated other comprehensive income (loss). The reconciliation of the transactions affecting accumulated other comprehensive income (loss) included in shareholders&#x2019; equity is as follows:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="51%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> Three Months Ended June&#xA0;30</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> (Dollars in Millions)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Unrealized&#xA0;Gains<br /> (Losses) on<br /> Investment<br /> Securities<br /> Available-For-<br /> Sale</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Unrealized&#xA0;Gains<br /> (Losses) on<br /> Investment<br /> Securities<br /> Transferred&#xA0;From<br /> <font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">Available-For-Sale</font></font><br /> to Held-To-<br /> Maturity</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Unrealized&#xA0;Gains<br /> (Losses)&#xA0;on<br /> Derivative&#xA0;Hedges</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Unrealized&#xA0;Gains<br /> (Losses) on<br /> Retirement&#xA0;Plans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Foreign<br /> Currency<br /> Translation</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at beginning of period</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,017</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">152</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,271</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(76</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(2,193</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Changes in unrealized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(212</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(177</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign currency translation adjustment (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Reclassification to earnings of realized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">35</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Applicable income taxes</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">56</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">42</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at end of period</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,183</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">176</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,244</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(81</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(2,315</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at beginning of period</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(371</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">23</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">68</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,095</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(64</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,439</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Changes in unrealized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">328</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(37</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">291</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign currency translation adjustment (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Reclassification to earnings of realized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">26</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Applicable income taxes</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(122</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(123</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at end of period</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(174</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">51</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,077</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(67</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,246</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents the impact of changes in foreign currency exchange rates on the Company&#x2019;s investment in foreign operations and related hedges.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 12px; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="51%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> Six Months Ended June&#xA0;30</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt"> (Dollars in Millions)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Unrealized&#xA0;Gains<br /> (Losses) on<br /> Investment<br /> Securities<br /> Available-For-<br /> Sale</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Unrealized&#xA0;Gains<br /> (Losses) on<br /> Investment<br /> Securities<br /> Transferred&#xA0;From<br /> <font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">Available-For-Sale</font></font><br /> to&#xA0;Held-To-<br /> Maturity</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Unrealized&#xA0;Gains<br /> (Losses)&#xA0;on<br /> Derivative&#xA0;Hedges</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> Unrealized&#xA0;Gains<br /> (Losses)&#xA0;on<br /> Retirement&#xA0;Plans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Foreign<br /> Currency<br /> Translation</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at beginning of period</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(357</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">71</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,066</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(69</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,404</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Revaluation of tax related balances (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(77</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(229</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(13</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(300</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Changes in unrealized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(988</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">119</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(870</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign currency translation adjustment (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Reclassification to earnings of realized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">69</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">50</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Applicable income taxes</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">254</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">204</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at end of period</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,183</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">176</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,244</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(81</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(2,315</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at beginning of period</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(431</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">55</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,113</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(71</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,535</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Changes in unrealized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">455</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(30</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">425</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign currency translation adjustment (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Reclassification to earnings of realized gains and losses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(38</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(7</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">58</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Applicable income taxes</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(160</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(22</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(182</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at end of period</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(174</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">51</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,077</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(67</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,246</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents the impact of the reduced federal statutory tax rate for corporations included in 2017 tax reform legislation, reclassified out of accumulated other comprehensive income and into retained earnings as of the beginning of the period.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Represents the impact of changes in foreign currency exchange rates on the Company&#x2019;s investment in foreign operations and related hedges.</i></td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The components of income tax expense were:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="79%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Three&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Six Months Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Federal</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Current</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">312</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">493</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">546</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,024</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Deferred</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(37</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">36</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(157</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Federal income tax</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">329</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">456</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">582</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">867</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>State</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Current</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">62</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">81</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">154</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">146</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Deferred</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">50</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">14</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">67</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">37</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> State income tax</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">112</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">95</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">221</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">183</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total income tax provision</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">441</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">551</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">803</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,050</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The table below shows the effect of fair value and cash flow hedge accounting on the Consolidated Statement of Income:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="70%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Three Months Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Six Months Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Other&#xA0;Noninterest<br /> Income</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Interest&#xA0;Expense</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Other&#xA0;Noninterest<br /> Income</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Interest Expense</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total amount of income and expense line items presented in the Consolidated Statement of Income in which the effects of fair value or cash flow hedges are recorded</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">207</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">195</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">751</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">470</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">374</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">375</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,374</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">883</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" height="8" colspan="4">&#xA0;</td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Asset and Liability Management Positions</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Fair value hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contract derivatives</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">48</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Hedged items</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(48</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Cash Flow hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contract derivatives</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">24</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>Note:</i></td> <td valign="top" align="left"><i>The Company does not exclude components from effectiveness testing for fair value and cash flow hedges. The Company did not reclassify gains or losses into earnings as a result of the discontinuance of cash flow hedges during the three and six months ended June&#xA0;30, 2018 and 2017.</i></td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The components of earnings per share were:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="79%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Three&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Six Months Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars and Shares in Millions, Except Per Share Data)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net income attributable to U.S. Bancorp</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,750</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,500</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,425</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,973</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Preferred dividends</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(64</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(64</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(134</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(133</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Impact of preferred stock redemption (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(10</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Earnings allocated to participating stock awards</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(6</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(16</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(13</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net income applicable to U.S. Bancorp common shareholders</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,678</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,430</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">3,275</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">2,817</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Average common shares outstanding</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,642</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,684</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,647</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,689</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net effect of the exercise and assumed purchase of stock awards</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Average diluted common shares outstanding</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,646</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,690</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,651</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,695</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Earnings per common share</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1.02</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">.85</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1.99</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1.67</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Diluted earnings per common share</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1.02</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">.85</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1.98</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1.66</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents stock issuance costs originally recorded in preferred stock upon the issuance of the Company&#x2019;s Series G Preferred Stock that were reclassified to retained earnings on the date the Company announced its intent to redeem the outstanding shares.</i></td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The table below shows the gains (losses) recognized in earnings for other economic hedges and the customer-related positions:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="64%"></td> <td valign="bottom" width="1%"></td> <td width="20%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Three Months<br /> Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Six Months<br /> Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Location of&#xA0;Gains (Losses)</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Recognized in Earnings</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Asset and Liability Management Positions</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other economic hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Futures and forwards</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Mortgage banking revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">73</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased and written options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Mortgage banking revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">56</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">77</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">98</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">117</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Receive fixed/pay floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Mortgage banking revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(61</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">117</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(140</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">148</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Mortgage banking revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(71</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(16</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(111</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange forward contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Other noninterest income</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(30</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(37</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Equity contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Compensation expense</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Other noninterest income</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Other noninterest income</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Customer-Related Positions</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Receive fixed/pay floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Commercial products revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(351</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(323</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1,515</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(573</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Commercial products revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">365</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">333</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,532</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">602</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased and written options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Commercial products revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Futures</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Commercial products revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Forwards, spots and swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">Commercial products revenue</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">45</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">46</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased and written options</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">Commercial products revenue</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <br class="Apple-interchange-newline" /></div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table shows the gross unrealized losses and fair value of the Company&#x2019;s investment securities with unrealized losses, aggregated by investment category and length of time the individual investment securities have been in continuous unrealized loss positions, at June&#xA0;30, 2018:</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="61%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="10" nowrap="nowrap" align="center">Less Than 12 Months</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">12 Months or Greater</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">Total</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Fair</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Value</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Unrealized<br /> Losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Fair Value</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Unrealized<br /> Losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Fair</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Value</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Unrealized<br /> Losses</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Held-to-maturity</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,250</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(52</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,541</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(151</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,791</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(203</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,722</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(585</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13,791</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(692</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">35,513</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1,277</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other asset-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">11</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">11</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total held-to-maturity</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">23,972</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(637</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">16,345</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(843</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">40,317</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(1,480</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Available-for-sale</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">12,332</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(294</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">8,199</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(221</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">20,531</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(515</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13,044</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(305</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17,989</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(808</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">31,033</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1,113</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial agency mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Obligations of state and political subdivisions</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2,827</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(48</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,245</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(88</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4,072</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(136</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total available-for-sale</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">28,209</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(647</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">27,433</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(1,117</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">55,642</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">(1,764</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> </table> </div> 11109000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table provides information about the amount of gross gains and losses realized through the sales of available-for-sale investment securities:</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="78%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Three Months Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Six Months Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Realized gains</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;56</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Realized losses</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(18</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net realized gains (losses)</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">10</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">9</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">15</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">38</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Income tax (benefit) on net realized gains (losses)</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">15</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The table below shows the effective portion of the gains (losses) recognized in other comprehensive income (loss) and the gains (losses) reclassified from other comprehensive income (loss) into earnings&#xA0;<font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">(net-of-tax):</font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="60%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Three Months Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Six Months Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Gains (Losses)<br /> Recognized in<br /> Other<br /> Comprehensive<br /> Income</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">(Loss)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Gains (Losses)<br /> Reclassified&#xA0;from<br /> Other<br /> Comprehensive<br /> Income</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">(Loss)&#xA0;into&#xA0;Earnings</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Gains (Losses)<br /> Recognized in<br /> Other<br /> Comprehensive<br /> Income</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">(Loss)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Gains (Losses)<br /> Reclassified&#xA0;from<br /> Other<br /> Comprehensive<br /> Income</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">(Loss)&#xA0;into&#xA0;Earnings</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Asset and Liability Management Positions</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Cash flow hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(23</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">89</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(19</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net investment hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange forward contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(41</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">28</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(48</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <font style="WHITE-SPACE: nowrap">Non-derivative</font>&#xA0;debt instruments</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">50</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">16</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>Note:</i></td> <td valign="top" align="left"><i>The Company does not exclude components from effectiveness testing for cash flow and net investment hedges.</i></td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">A reconciliation of expected income tax expense at the federal statutory rate of 21 percent for 2018 and 35 percent for 2017 to the Company&#x2019;s applicable income tax expense follows:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="77%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Three&#xA0;Months&#xA0;Ended<br /> June 30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Six Months Ended<br /> June 30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Tax at statutory rate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">462</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">722</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">891</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,417</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> State income tax, at statutory rates, net of federal tax benefit</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">96</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">67</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">185</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">130</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Tax effect of</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Tax credits and benefits, net of related expenses</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(132</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(197</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(247</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(390</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Exam resolutions</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(49</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Tax-exempt income</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(33</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(51</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(65</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(100</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Noncontrolling interests</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(4</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other items</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">50</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">14</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">91</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Applicable income taxes</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">441</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">551</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">803</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,050</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The components of net periodic benefit cost for the Company&#x2019;s retirement plans were:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="64%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Three Months Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">Six Months Ended June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Pension Plans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Postretirement<br /> Welfare&#xA0;Plan</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Pension Plans</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Postretirement<br /> Welfare&#xA0;Plan</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Service cost</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">52</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">46</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">104</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">93</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest cost</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">56</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">55</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">112</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">110</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Expected return on plan assets</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(94</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(71</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(189</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(142</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Prior service cost (credit) amortization</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Actuarial loss (gain) amortization</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">36</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">32</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">73</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">64</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net periodic benefit cost (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">50</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">62</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">100</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">124</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Service cost is included in employee benefits expense on the Consolidated Statement of Income. All other components are included in other noninterest expense on the Consolidated Statement of Income.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> </div> <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;<font style="FONT-SIZE: 9.5pt" color="#FFFFFF">Table&#xA0;11</font></b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Line of Business Financial Performance</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="69%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center">Corporate and<br /> Commercial&#xA0;Banking</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Consumer and</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Business Banking</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> Three Months Ended June&#xA0;30<br /> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Percent<br /> Change</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Percent<br /> Change</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Condensed Income Statement</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net interest income (taxable-equivalent basis)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">725</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">725</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,539</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,466</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.0</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Noninterest income</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">223</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">242</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(7.9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">590</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">606</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2.6</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities gains (losses), net</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total net revenue</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">948</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">967</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2.0</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,129</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,072</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Noninterest expense</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">403</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">393</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,347</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,295</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other intangibles</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total noninterest expense</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">404</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">394</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,354</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,302</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Income before provision and income taxes</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">544</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">573</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(5.1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">775</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">770</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Provision for credit losses</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(12</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(18</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">60</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">90</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(33.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Income before income taxes</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">556</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">591</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(5.9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">715</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">680</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Income taxes and taxable-equivalent adjustment</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">139</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">215</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(35.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">179</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">247</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(27.5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net income</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">417</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">376</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">536</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">433</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">23.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net (income) loss attributable to noncontrolling interests</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net income attributable to U.S. Bancorp</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">417</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">376</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">536</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">433</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">23.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Average Balance Sheet</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">74,813</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">73,399</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.9</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">10,028</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">10,227</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1.9</td> <td valign="bottom" nowrap="nowrap">)%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18,697</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20,820</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(10.2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18,172</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18,503</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1.8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">57,591</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">55,778</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">*</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">53,409</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">52,479</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">93,517</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">94,225</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(.8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">139,200</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">136,987</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,897</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,533</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(18.0</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">93,517</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">94,225</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(.8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">142,097</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">140,520</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Goodwill</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,647</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,647</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,681</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,681</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other intangible assets</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(21.4</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,932</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,730</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Assets</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">102,585</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">103,105</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(.5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">156,803</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">154,221</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Noninterest-bearing deposits</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33,379</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36,438</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(8.4</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27,565</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27,287</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest checking</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9,545</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9,545</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">50,599</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">47,332</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Savings products</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">42,448</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">45,780</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(7.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">62,203</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">60,645</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Time deposits</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">18,370</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">13,556</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">35.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">12,779</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">12,804</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(.2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total deposits</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">103,742</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">105,319</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1.5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">153,146</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">148,068</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total U.S. Bancorp shareholders&#x2019; equity</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">10,500</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">9,921</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5.8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">12,244</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">11,435</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">7.1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> <td height="8" colspan="12"></td> <td height="8" colspan="4"></td> <td height="8" colspan="12"></td> <td height="8" colspan="4"></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Corporate and</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Commercial Banking</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Consumer and</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Business Banking</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">Six Months Ended June&#xA0;30<br /> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Percent<br /> Change</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Percent<br /> Change</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Condensed Income Statement</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net interest income (taxable-equivalent basis)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,447</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,433</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.0</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,069</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,894</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.0</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Noninterest income</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">431</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">490</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(12.0</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,160</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,177</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1.4</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities gains (losses), net</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">*</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total net revenue</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,878</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,920</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2.2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,229</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,071</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Noninterest expense</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">797</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">778</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,668</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,574</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other intangibles</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">14</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">14</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total noninterest expense</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">799</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">780</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,682</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,588</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Income before provision and income taxes</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,079</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,140</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(5.4</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,547</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,483</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Provision for credit losses</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">18</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(88.9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">116</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">155</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(25.2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Income before income taxes</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,077</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,122</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(4.0</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,431</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,328</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Income taxes and taxable-equivalent adjustment</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">269</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">408</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(34.1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">358</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">483</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(25.9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net income</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">808</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">714</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,073</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">845</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net (income) loss attributable to noncontrolling interests</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net income attributable to U.S. Bancorp</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">808</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">714</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,073</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">845</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Average Balance Sheet</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">74,813</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">72,912</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.6</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">9,931</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">10,069</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1.4</td> <td valign="bottom" nowrap="nowrap">)%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18,915</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,062</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(10.2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18,194</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18,527</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1.8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(14.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">57,327</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">55,510</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">*</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">54,203</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">52,083</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">93,735</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">93,981</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">139,655</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">136,189</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,972</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,625</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(18.0</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">93,735</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">93,981</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">142,627</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">139,814</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Goodwill</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,647</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,647</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,681</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,681</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other intangible assets</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(21.4</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,902</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,749</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Assets</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">102,615</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">102,712</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(.1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">157,164</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">153,932</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Noninterest-bearing deposits</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33,893</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36,697</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(7.6</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27,456</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27,122</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest checking</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9,519</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9,401</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">49,988</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">46,809</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Savings products</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">43,188</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">47,291</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(8.7</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">61,867</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">60,244</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Time deposits</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">17,452</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">13,023</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">12,678</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">13,003</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2.5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total deposits</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">104,052</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">106,412</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2.2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">151,989</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">147,178</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total U.S. Bancorp shareholders&#x2019; equity</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">10,459</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">9,801</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">6.7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">12,232</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">11,478</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">6.6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid; PADDING-RIGHT: 2pt" valign="bottom">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>*</i></td> <td valign="top" align="left"><i>Not meaningful</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Presented net of related rewards and rebate costs and certain partner payments of $533 million and $493 million for the three months ended June&#xA0;30, 2018 and 2017, respectively, and $1.1 billion and $961 million for the six months ended June&#xA0;30, 2018 and 2017, respectively.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Includes revenue generated from certain contracts with customers of $1.9 billion and $1.8 billion for the three months ended June&#xA0;30, 2018 and 2017, respectively, and $3.7 billion and $3.5 billion for the six months ended June&#xA0;30, 2018 and 2017, respectively.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 18px; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 18pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td></td> <td></td> <td valign="bottom"></td> <td valign="bottom"></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Wealth Management and</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Investment Services</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Payment</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Services</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Treasury and</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Corporate Support</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Consolidated</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Company</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Percent<br /> Change</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Percent<br /> Change</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Percent<br /> Change</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Percent<br /> Change</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right"> $&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;290</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">260</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11.5</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">592</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">581</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.9</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">80</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">68</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17.6</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,226</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,100</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.1</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">430</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">412</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">903</td> <td valign="bottom" nowrap="nowrap">(a)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">850</td> <td valign="bottom" nowrap="nowrap">(a)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">258</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">229</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,404</td> <td valign="bottom" nowrap="nowrap">(b)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,339</td> <td valign="bottom" nowrap="nowrap">(b)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">720</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">672</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,495</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,431</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">348</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">306</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5,640</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5,448</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">443</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">388</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">705</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">665</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">147</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">200</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(26.5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,045</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,941</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" align="right">4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(20.0</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">28</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(6.7</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">40</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">43</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(7.0</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" align="right">447</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">393</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">733</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">695</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">147</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">200</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(26.5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,085</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,984</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">273</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">279</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2.2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">762</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">736</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">201</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">106</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">89.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,555</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,464</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">*</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">281</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">283</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(.7</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">50.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">327</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">350</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(6.6</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">273</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">280</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2.5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">481</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">453</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">203</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">110</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">84.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,228</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,114</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" align="right">68</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">102</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(33.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">120</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">165</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(27.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(36</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(127</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">71.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">470</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">602</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(21.9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">205</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">178</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">361</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">288</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">25.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">239</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">237</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,758</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,512</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">*</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(33.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(12</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top" align="right">$&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;205</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">178</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">361</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">282</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">28.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">231</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">231</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,750</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,500</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">$&#xA0;&#xA0;3,737</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,375</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10.7</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">8,963</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">7,975</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12.4</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">812</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">662</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">22.7</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">98,353</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">95,638</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.8</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">519</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">507</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,469</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,719</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9.2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,857</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">42,549</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(6.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">3,232</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,752</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(37.5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">60,834</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">58,544</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="top" nowrap="nowrap" align="right">&#x2013;</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,220</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20,631</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,220</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20,631</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" align="right">1,645</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,684</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">408</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">464</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(12.1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">55,463</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">54,627</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">9,133</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8,318</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30,591</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29,070</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,286</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,389</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(3.0</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">275,727</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">271,989</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">*</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,897</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,539</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(18.1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">9,133</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8,318</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30,591</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29,070</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,286</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,395</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(3.2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">278,624</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">275,528</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">1,569</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,567</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,536</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,458</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9,433</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9,353</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; 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FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">12,107</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11,437</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36,552</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34,779</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">146,442</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">142,563</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">454,489</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">446,105</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">14,767</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15,952</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(7.4</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,085</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,015</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,191</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,018</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">78,987</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">82,710</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(4.5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">9,737</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10,362</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(6.0</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">51</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(27.5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">69,918</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">67,290</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">43,084</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">43,333</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(.6</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">106</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">102</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">561</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">441</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">148,402</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">150,301</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" align="right">3,887</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4,285</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">50.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,476</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">224</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">*</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">37,515</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">30,871</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">71,475</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">73,932</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(3.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,194</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,119</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5,265</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,734</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">92.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">334,822</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">331,172</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top" align="right">2,424</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,365</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2.5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">6,602</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">6,228</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">6.0</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">17,552</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">18,324</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(4.2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">49,322</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">48,273</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2.2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8" colspan="3"></td> <td height="8" colspan="16"></td> <td height="8" colspan="12"></td> <td height="8" colspan="4"></td> <td height="8" colspan="12"></td> <td height="8" colspan="4"></td> <td height="8" colspan="12"></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Wealth Management and</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Investment Services</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Payment</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Services</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Treasury and</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Corporate Support</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Consolidated</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Company</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Percent<br /> Change</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Percent<br /> Change</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Percent<br /> Change</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Percent<br /> Change</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right"> $&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;572</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">503</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13.7</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,202</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,177</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.1</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">133</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">123</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.1</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">6,423</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">6,130</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.8</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">861</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">810</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,751</td> <td valign="bottom" nowrap="nowrap">(a)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,648</td> <td valign="bottom" nowrap="nowrap">(a)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">468</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">444</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,671</td> <td valign="bottom" nowrap="nowrap">(b)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,569</td> <td valign="bottom" nowrap="nowrap">(b)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">41</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(63.4</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">38</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(60.5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">1,433</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,313</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,953</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,825</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">616</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">608</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11,109</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10,737</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">857</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">779</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,408</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,308</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">331</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">367</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9.8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,061</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5,806</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" align="right">8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(20.0</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">55</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">61</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9.8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">79</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">87</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9.2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" align="right">865</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">789</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,463</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,369</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">331</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">367</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9.8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6,140</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">5,893</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">568</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">524</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,490</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,456</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">285</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">241</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,969</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,844</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">*</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">553</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">524</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">*</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">668</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">695</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(3.9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">567</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">524</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">937</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">932</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">289</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">243</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,301</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,149</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" align="right">142</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">191</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(25.7</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">234</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">339</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(31.0</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(142</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(270</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">47.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">861</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,151</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(25.2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; 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FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">*</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(12</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(25.0</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(25</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top" align="right">$&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;425</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">333</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">703</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">580</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">416</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">501</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(17.0</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,425</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,973</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">$&#xA0;&#xA0;3,699</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,283</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12.7</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">8,660</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">7,794</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11.1</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">809</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">636</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27.2</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">97,912</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">94,694</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.4</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">515</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">510</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,486</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,753</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9.7</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,110</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">42,852</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(6.4</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">3,167</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,699</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(37.5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">60,505</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">58,224</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="top" nowrap="nowrap" align="right">&#x2013;</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,252</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20,737</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,252</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20,737</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" align="right">1,633</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,653</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1.2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">416</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">472</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(11.9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">56,253</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">54,208</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">9,014</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8,145</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30,328</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29,003</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,300</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,397</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2.9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">276,032</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">270,715</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">*</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2,972</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,635</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(18.2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">9,014</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8,145</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30,328</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29,003</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,300</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,407</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(3.1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">279,004</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">274,350</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">1,569</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,567</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,539</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,455</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9,436</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9,350</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; 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FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">11,997</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11,444</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36,364</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34,672</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">146,249</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">140,961</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">454,389</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">443,721</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">14,558</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14,905</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2.3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,106</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,019</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,221</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,986</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">79,234</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">81,729</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(3.1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">10,590</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10,234</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">46</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(15.2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">70,136</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">66,490</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">42,385</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">42,748</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(.8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">105</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">101</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">535</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">448</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">19.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">148,080</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">150,832</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1.8</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" align="right">3,792</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">4,519</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(16.1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">50.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3,327</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">212</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">*</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">37,252</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">30,759</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="top"></td> <td valign="top"></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;</td> <td valign="top" align="right">71,325</td> <td valign="top" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">72,406</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(1.5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,214</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,122</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,122</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,692</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">*</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">334,702</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">329,810</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top" align="right">2,412</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,383</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1.2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">6,612</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">6,316</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4.7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">17,360</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">18,121</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(4.2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">49,075</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">48,099</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2.0</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6px; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The number of shares issued and outstanding and the carrying amount of each outstanding series of the Company&#x2019;s preferred stock were as follows:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="47%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="14" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="14" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Shares<br /> Issued and<br /> Outstanding</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Liquidation<br /> Preference</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Discount</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Carrying<br /> Amount</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Shares<br /> Issued and<br /> Outstanding</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Liquidation<br /> Preference</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Discount</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Carrying<br /> Amount</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Series A</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12,510</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,251</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">145</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,106</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12,510</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,251</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">145</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,106</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Series B</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Series F</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">44,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,100</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,088</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">44,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,100</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,088</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Series H</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">500</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">487</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">500</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">487</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Series I</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">750</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">745</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">750</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">745</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Series J</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">40,000</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,000</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">993</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">40,000</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,000</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">993</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total preferred stock (a)</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">186,510</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">5,601</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">182</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">5,419</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">186,510</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">5,601</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">182</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">5,419</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>The par value of all shares issued and outstanding at June&#xA0;30, 2018 and December&#xA0;31, 2017, was $1.00 per share.</i></td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> The following table summarizes the balances of assets and liabilities measured at fair value on a recurring basis:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="71%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Level 1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Level 2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Level&#xA0;3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Netting</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Available-for-sale securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">20,039</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">692</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">20,731</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,420</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,420</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial agency</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other asset-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">411</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">411</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Obligations of state and political subdivisions</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6,779</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">6,779</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total available-for-sale</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20,039</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">46,308</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">66,347</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage loans held for sale</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,248</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,248</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage servicing rights</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,844</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,844</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative assets</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,394</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">473</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(881</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,003</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other assets</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">179</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,328</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,507</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">20,235</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">52,278</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,317</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(881</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">74,949</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative liabilities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,264</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">729</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(982</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,011</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Short-term borrowings and other liabilities (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">172</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,117</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,289</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">172</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,381</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">729</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(982</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,300</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Available-for-sale securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">22,572</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">729</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">23,301</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,031</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38,031</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial agency</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other asset-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">419</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">419</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Obligations of state and political subdivisions</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,358</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,358</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total available-for-sale</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">22,594</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">45,543</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">68,137</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage loans held for sale</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,534</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,534</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage servicing rights</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,645</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,645</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative assets</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,960</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">516</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(652</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,830</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other assets</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">154</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,163</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,317</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">22,754</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">52,200</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,161</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(652</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">77,463</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative liabilities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,958</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">409</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,130</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,237</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Short-term borrowings and other liabilities (a)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">101</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">894</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">995</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">101</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,852</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">409</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,130</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,232</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="5%" align="left"><i>Note:</i></td> <td valign="top" align="left"><i>Excluded from the table above are equity investments without readily determinable fair values. The Company has elected to carry these investments at historical cost, adjusted for impairment and any changes resulting from observable price changes for identical or similar investments of the issuer. The aggregate carrying amount of these equity investments was $91 million at June&#xA0;30, 2018. The Company has not recorded impairments or adjustments for observable price changes on these equity investments during the first six months of 2018 or on a cumulative basis.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Primarily represents the Company&#x2019;s obligation on securities sold short required to be accounted for at fair value per applicable accounting guidance.</i></td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table is a summary of other guarantees and contingent liabilities of the Company at June&#xA0;30, 2018:</font></font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="79%"></td> <td valign="bottom" width="6%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Collateral<br /> Held</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Carrying<br /> Amount</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Maximum<br /> Potential<br /> Future<br /> Payments</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Standby letters of credit</p> </td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">52</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">11,057</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Third party borrowing arrangements</p> </td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities lending indemnifications</p> </td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,908</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,820</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Asset sales</p> </td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">119</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,818</td> <td valign="bottom" nowrap="nowrap">&#xA0;(a)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Merchant processing</p> </td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">746</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">68</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">107,444</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Tender option bond program guarantee</p> </td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,420</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,334</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Minimum revenue guarantees</p> </td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,409</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 4pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>The maximum potential future payments do not include loan sales where the Company provides standard representation and warranties to the buyer against losses related to loan underwriting documentation defects that may have existed at the time of sale that generally are identified after the occurrence of a triggering event such as delinquency. For these types of loan sales, the maximum potential future payments is generally the unpaid principal balance of loans sold measured at the end of the current reporting period. Actual losses will be significantly less than the maximum exposure, as only a fraction of loans sold will have a representation and warranty breach, and any losses on repurchase would generally be mitigated by any collateral held against the loans.</i></td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> The estimated sensitivity to changes in interest rates of the fair value of the MSR portfolio and the related derivative instruments was as follows:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="41%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="22" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="22" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Down<br /> 100&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Down<br /> 50&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Down<br /> 25&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Up<br /> 25&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Up<br /> 50&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Up<br /> 100&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Down<br /> 100&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Down<br /> 50&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Down<br /> 25&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Up<br /> 25&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Up<br /> 50&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Up<br /> 100&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> MSR portfolio</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(469</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(207</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(97</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">84</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">154</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">263</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(520</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(231</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(109</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">95</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">177</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">302</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative instrument hedges</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">422</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">197</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">94</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(85</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(160</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(290</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">453</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">216</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">105</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(96</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(184</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(336</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net sensitivity</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(47</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(27</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(67</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(34</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Changes in fair value of capitalized MSRs are summarized as follows:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="79%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Three&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">Six&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at beginning of period</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,780</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,642</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,645</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,591</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Rights purchased</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Rights capitalized</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">97</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">82</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">197</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">204</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Changes in fair value of MSRs</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Due to fluctuations in market interest rates (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(50</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">152</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(30</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Due to revised assumptions or models (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">26</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">50</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other changes in fair value (c)</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(99</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(101</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(204</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(206</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at end of period</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">2,844</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">2,582</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">2,844</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">2,582</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Includes changes in MSR value associated with changes in market interest rates, including estimated prepayment rates and anticipated earnings on escrow deposits.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Includes changes in MSR value not caused by changes in market interest rates, such as changes in cost to service, ancillary income and option adjusted spread, as well as the impact of any model changes.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(c)</i></td> <td valign="top" align="left"><i>Primarily represents changes due to realization of expected cash flows over time (decay).</i></td> </tr> </table> </div> 4000000 221000000 -204000000 375000000 160000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following table summarizes the maturities by category of collateral pledged for repurchase agreements and securities loaned transactions:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="68%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Overnight&#xA0;and<br /> Continuous</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Less&#xA0;Than<br /> 30 Days</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"><font style="WHITE-SPACE: nowrap">30-89</font><br /> Days</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Greater&#xA0;Than<br /> 90 Days</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">157</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">157</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">316</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">282</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">984</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">507</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,089</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Corporate debt securities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">250</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">73</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">323</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">723</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">282</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,057</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">507</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,569</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities loaned</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Corporate debt securities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">202</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">202</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total securities loaned</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">202</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">202</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Gross amount of recognized liabilities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">925</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">282</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,057</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">507</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,771</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">644</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">674</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Corporate debt securities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">104</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">104</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">773</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">803</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities loaned</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Corporate debt securities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">111</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">111</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total securities loaned</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">111</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">111</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Gross amount of recognized liabilities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">884</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">914</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <br class="Apple-interchange-newline" /> </div> <div> <table cellspacing="0" cellpadding="0" width="100%" border="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" align="center"> <tr> <td width="7%"></td> <td valign="bottom" width="1%"></td> <td width="92%"></td> </tr> <tr style="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt"> <td valign="top" bgcolor="#000000"><font color="#FFFFFF"><b>&#xA0;<font style="font-size:9.5pt" color="#FFFFFF">Note&#xA0;16</font></b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Subsequent Events</td> </tr> </table> <p style="margin-top:6pt; margin-bottom:0pt; font-size:9.5pt; font-family:Times New Roman"> <font style="font-family:Times New Roman; font-size:9.5pt"><font style="font-family:Times New Roman; font-size:9.5pt"><font style="font-family:Times New Roman; font-size:9.5pt"><font style="font-family:Times New Roman; font-size:9.5pt"><font style="font-family:Times New Roman; font-size:9.5pt">The Company has evaluated the impact of events that have occurred subsequent to June&#xA0;30, 2018 through the date the consolidated financial statements were filed with the United States Securities and Exchange Commission. Based on this evaluation, the Company has determined none of these events were required to be recognized or disclosed in the consolidated financial statements and related notes.</font></font></font></font></font></p> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">In accordance with the accounting guidance for asset transfers, the Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet.</font></font></font></font> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">For loans sold under participation agreements, the Company also considers whether the terms of the loan participation agreement meet the accounting definition of a participating interest. With the exception of servicing and certain performance-based guarantees, the Company&#x2019;s continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses. Any gain or loss on sale depends on the previous carrying amount of the transferred financial assets, the consideration received, and any liabilities incurred in exchange for the transferred assets. Upon transfer, any servicing assets and other interests that continue to be held by the Company are initially recognized at fair value.</font></font></font></font></p> </div> 1266000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table provides a summary of loans modified as TDRs during the periods presented by portfolio class:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="49%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="10" nowrap="nowrap" align="center">2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="10" nowrap="nowrap" align="center">2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Number<br /> of&#xA0;Loans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Pre-Modification<br /> Outstanding<br /> Loan&#xA0;Balance</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="WHITE-SPACE: nowrap">Post-Modification</font><br /> Outstanding<br /> Loan Balance</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Number</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">of&#xA0;Loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Pre-Modification<br /> Outstanding<br /> Loan&#xA0;Balance</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="WHITE-SPACE: nowrap">Post-Modification</font><br /> Outstanding<br /> Loan&#xA0;Balance</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Three Months Ended June&#xA0;30</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">724</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">132</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">126</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">671</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">62</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">40</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">41</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">31</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">105</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">144</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7,461</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8,146</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">535</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">17</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">639</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">15</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">14</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8,855</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">221</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">215</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9,641</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">163</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">141</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,248</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">298</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">295</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,043</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">141</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">137</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">11,103</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">519</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">510</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">10,687</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">305</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">279</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Six Months Ended June&#xA0;30</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,347</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">213</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">201</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,501</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">199</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">168</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">59</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">31</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">64</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">253</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">500</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">57</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">57</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16,007</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">80</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">81</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17,551</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">85</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">86</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,094</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">28</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">27</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,261</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">26</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18,760</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">389</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">375</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20,877</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">405</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">373</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,136</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">415</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">408</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,972</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">528</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">515</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">21,896</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">804</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">783</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">24,856</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">935</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">890</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> </div> 16000000 USB 1651000000 4000000 217000000 1647000000 2972000000 334702000000 56253000000 0 454000000 46000000 60505000000 37252000000 4671000000 861000000 4301000000 629000000 3065000000 40110000000 279004000000 3000000 21252000000 200000000 -870000000 169000000 79234000000 197000000 4000000 6061000000 97912000000 312000000 49075000000 454389000000 48000000 4969000000 9436000000 148080000000 152000000 43000000 305000000 3375000000 6423000000 276032000000 70136000000 476 P5Y6M0D P180D P60M P180D P90D P120D P5Y3M19D <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table provides a summary of TDR loans that defaulted (fully or partially charged-off or became 90&#xA0;days or more past due) during the periods presented that were modified as TDRs within 12&#xA0;months previous to default:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="75%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Number</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">of&#xA0;Loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Amount<br /> Defaulted</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Number</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">of&#xA0;Loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Amount<br /> Defaulted</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Three Months Ended June&#xA0;30</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">177</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">182</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">58</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">95</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,933</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,984</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">70</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">102</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,246</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,373</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">517</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">67</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">139</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">2,763</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">88</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">2,513</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">55</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Six Months Ended June&#xA0;30</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">416</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">355</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">114</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">167</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,969</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,031</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">147</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">231</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,662</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">48</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,802</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">66</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">749</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">98</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">357</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">49</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">5,412</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">146</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">5,160</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">115</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table shows the significant valuation assumption ranges for MSRs at June&#xA0;30, 2018:</font></font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="82%"></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Minimum</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Maximum</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Average</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Expected prepayment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Option adjusted spread</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">10</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">8</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table summarizes the asset and liability management derivative positions of the Company:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="68%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="10" align="center">Asset Derivatives</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="10" align="center">Liability Derivatives</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Notional<br /> Value</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Fair<br /> Value</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Weighted-<br /> Average<br /> Remaining<br /> Maturity<br /> In&#xA0;Years</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Notional<br /> Value</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Fair<br /> Value</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Weighted-<br /> Average<br /> Remaining<br /> Maturity<br /> In&#xA0;Years</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Cash flow hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">8,872</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.28</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,720</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.35</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net investment hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange forward contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">298</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.05</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other economic hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Futures and forwards</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Buy</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,363</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.09</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">602</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Sell</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">13,904</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5,718</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">23</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.03</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6,255</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">85</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.18</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Written</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,060</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.09</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Receive fixed/pay floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,822</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12.76</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,911</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9.07</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,530</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.37</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">430</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11.30</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange forward contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">579</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.05</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">141</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.05</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Equity contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2014;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">143</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.84</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,820</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.83</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,265</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.46</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other (a)</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">147</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.01</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,420</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">120</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.80</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">42,650</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">158</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">19,358</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">151</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Fair value hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Receive fixed/pay floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,000</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">28</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.70</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,600</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.55</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Cash flow hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,772</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.73</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net investment hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange forward contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2014;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">373</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.05</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other economic hedges</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Futures and forwards</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Buy</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,632</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,326</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.04</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Sell</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15,291</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.89</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,511</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.03</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,985</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">65</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.57</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Written</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,285</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.05</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Receive fixed/pay floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,019</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16.49</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5,469</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.43</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,844</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.69</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">46</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.70</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange forward contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">147</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.02</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">669</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.04</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Equity contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">45</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">88</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.58</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,559</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.41</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,779</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other (a)</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,164</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">125</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.50</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">36,579</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">163</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">21,030</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">172</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Includes derivative liability swap agreements related to the sale of a portion of the Company&#x2019;s Class&#xA0;B common shares of Visa Inc. The Visa swap agreements had a total notional value, fair value and weighted average remaining maturity of $1.3&#xA0;billion, $119&#xA0;million and 2.01 years at June&#xA0;30, 2018, respectively, compared to $1.2&#xA0;billion, $125&#xA0;million and 2.50 years at December&#xA0;31, 2017, respectively. In addition, includes short-term underwriting purchase and sale commitments with total asset and liability notional values of $147&#xA0;million at June&#xA0;30, 2018.</i></td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> The following table summarizes the customer-related derivative positions of the Company:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="59%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center">Asset Derivatives</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="10" align="center">Liability Derivatives</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Notional<br /> Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Fair<br /> Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Weighted-<br /> Average<br /> Remaining<br /> Maturity<br /> In&#xA0;Years</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Notional<br /> Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Fair<br /> Value</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Weighted-<br /> Average<br /> Remaining<br /> Maturity<br /> In&#xA0;Years</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Receive fixed/pay floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">24,816</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">470</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.93</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">76,059</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">733</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.55</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">72,131</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">464</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.50</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24,623</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">353</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37,827</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">65</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.63</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,360</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.03</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Written</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,360</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.03</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34,942</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">61</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.47</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Futures</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Buy</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.72</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Sell</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7,588</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.98</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">800</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.22</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Forwards, spots and swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24,755</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">621</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.88</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24,056</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">601</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.91</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5,132</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">85</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.76</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Written</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5,132</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">85</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.76</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">173,649</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,726</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">166,972</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,842</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Interest rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Receive fixed/pay floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">28,681</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">679</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.71</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">59,990</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">840</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.27</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Pay fixed/receive floating swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">63,038</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">860</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">25,093</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">602</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.76</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29,091</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.61</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">880</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Written</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">880</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27,056</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.50</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Futures</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Sell</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7,007</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.21</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreign exchange rate contracts</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Forwards, spots and swaps</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24,099</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">656</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.81</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">23,440</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">636</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">.83</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Options</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Purchased</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,026</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">83</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Written</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,026</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">83</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.20</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">156,822</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,319</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">140,485</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">$</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,195</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company&#x2019;s derivative contracts typically include offsetting rights (referred to as netting arrangements), and depending on expected volume, credit risk, and counterparty preference, collateral maintenance may be required. For all derivatives under collateral support arrangements, fair value is determined daily and, depending on the collateral maintenance requirements, the Company and a counterparty may receive or deliver collateral, based upon the net fair value of all derivative positions between the Company and the counterparty. Collateral is typically cash, but securities may be allowed under collateral arrangements with certain counterparties. Receivables and payables related to cash collateral are included in other assets and other liabilities on the Consolidated Balance Sheet, along with the related derivative asset and liability fair values. Any securities pledged to counterparties as collateral remain on the Consolidated Balance Sheet. Securities received from counterparties as collateral are not recognized on the Consolidated Balance Sheet, unless the counterparty defaults. In general, securities used as collateral can be sold, repledged or otherwise used by the party in possession. No restrictions exist on the use of cash collateral by either party.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">As part of the Company&#x2019;s treasury and broker-dealer operations, the Company executes transactions that are treated as securities sold under agreements to repurchase or securities purchased under agreements to resell, both of which are accounted for as collateralized financings. Securities sold under agreements to repurchase include repurchase agreements and securities loaned transactions. Securities purchased under agreements to resell include reverse repurchase agreements and securities borrowed transactions. For securities sold under agreements to repurchase, the Company records a liability for the cash received, which is included in short-term borrowings on the Consolidated Balance Sheet. For securities purchased under agreements to resell, the Company records a receivable for the cash paid, which is included in other assets on the Consolidated Balance Sheet.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Securities transferred to counterparties under repurchase agreements and securities loaned transactions continue to be recognized on the Consolidated Balance Sheet, are measured at fair value, and are included in investment securities or other assets. Securities received from counterparties under reverse repurchase agreements and securities borrowed transactions are not recognized on the Consolidated Balance Sheet unless the counterparty defaults. The securities transferred under repurchase and reverse repurchase transactions typically are U.S. Treasury and agency securities, residential agency mortgage-backed securities or corporate debt securities.The securities loaned or borrowed typically are corporate debt securities traded by the Company&#x2019;s broker-dealer subsidiary.In general, the securities transferred can be sold, repledged or otherwise used by the party in possession. No restrictions exist on the use of cash collateral by either party. Repurchase/reverse repurchase and securities loaned/borrowed transactions expose the Company to counterparty risk. The Company manages this risk by performing assessments, independent of business line managers, and establishing concentration limits on each counterparty. Additionally, these transactions include collateral arrangements that require the fair values of the underlying securities to be determined daily, resulting in cash being obtained or refunded to counterparties to maintain specified collateral levels.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 6px"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company executes its derivative, repurchase/reverse repurchase and securities loaned/borrowed transactions under the respective industry standard agreements. These agreements include master netting arrangements that allow for multiple contracts executed with the same counterparty to be viewed as a single arrangement. This allows for net settlement of a single amount on a daily basis. In the event of default, the master netting arrangement provides for <font style="WHITE-SPACE: nowrap">close-out</font> netting, which allows all of these positions with the defaulting counterparty to be terminated and net settled with a single payment amount.</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt; TEXT-INDENT: 3%"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The Company has elected to offset the assets and liabilities under netting arrangements for the balance sheet presentation of the majority of its derivative counterparties. The netting occurs at the counterparty level, and includes all assets and liabilities related to the derivative contracts, including those associated with cash collateral received or delivered. The Company has not elected to offset the assets and liabilities under netting arrangements for the balance sheet presentation of repurchase/reverse repurchase and securities loaned/borrowed transactions.</font></font></font></font></p> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> The following table presents the changes in fair value for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended June&#xA0;30:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="39%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars&#xA0;in&#xA0;Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Beginning<br /> of Period<br /> Balance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net&#xA0;Gains<br /> (Losses)<br /> Included&#xA0;in<br /> Net&#xA0;Income</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net&#xA0;Gains<br /> (Losses)<br /> Included&#xA0;in<br /> Other<br /> Comprehensive<br /> Income&#xA0;(Loss)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Purchases</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Sales</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Principal<br /> Payments</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Issuances</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Settlements</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">End<br /> of&#xA0;Period<br /> Balance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net&#xA0;Change&#xA0;in<br /> Unrealized<br /> Gains&#xA0;(Losses)<br /> Relating&#xA0;to&#xA0;Assets<br /> and&#xA0;Liabilities<br /> Held&#xA0;at&#xA0;End&#xA0;of&#xA0; Period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage servicing rights</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,780</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(35</td> <td valign="bottom" nowrap="nowrap">)&#xA0;&#xA0;(a)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">97</td> <td valign="bottom" nowrap="nowrap">&#xA0;(c)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,844</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(35</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(a)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net derivative assets and liabilities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(132</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(94</td> <td valign="bottom" nowrap="nowrap">)&#xA0;&#xA0;(b)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(16</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(14</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(256</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(110</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(d)&#xA0;</td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage servicing rights</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,642</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(146</td> <td valign="bottom" nowrap="nowrap">)&#xA0;&#xA0;(a)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">82</td> <td valign="bottom" nowrap="nowrap">&#xA0;(c)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,582</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(146</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(a)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net derivative assets and liabilities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">165</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">215</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;&#xA0;&#xA0;(e)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(138</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">240</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">117</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;&#xA0;(f)&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $(144) million included in other noninterest income and $50 million included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(c)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Represents MSRs capitalized during the period.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(d)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $(138) million included in other noninterest income and $28 million included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(e)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $129 million included in other noninterest income and $86 million included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(f)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $86 million included in other noninterest income and $31 million included in mortgage banking revenue.</i></p> </td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; MARGIN-TOP: 6px"> &#xA0;</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> The following table presents the changes in fair value for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the six months ended June&#xA0;30:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="37%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Beginning<br /> of Period<br /> Balance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net&#xA0;Gains<br /> (Losses)<br /> Included&#xA0;in<br /> Net&#xA0;Income</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net Gains<br /> (Losses)<br /> Included in<br /> Other<br /> Comprehensive<br /> Income (Loss)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Purchases</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Sales</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Principal<br /> Payments</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Issuances</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Settlements</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">End<br /> of&#xA0;Period<br /> Balance</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net&#xA0;Change&#xA0;in<br /> Unrealized<br /> Gains&#xA0;(Losses)<br /> Relating&#xA0;to&#xA0;Assets<br /> and Liabilities<br /> Held&#xA0;at&#xA0;End&#xA0;of&#xA0;Period</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage servicing rights</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,645</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(c)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">197</td> <td valign="bottom" nowrap="nowrap">&#xA0;(e)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,844</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(c)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net derivative assets and liabilities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">107</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(345</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(d)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(22</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(256</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(297</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(f)&#xA0;</td> </tr> <tr style="FONT-SIZE: 1pt"> <td height="8"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> <td height="8" colspan="4"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top" colspan="4"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Available-for-sale securities</p> </td> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 0em; MARGIN-TOP: 0pt; TEXT-INDENT: 0em"> &#xA0;</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential non-agency mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Prime (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">242</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(234</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(6</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Non-prime (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">195</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(17</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(175</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(3</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other asset-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Corporate debt securities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(11</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total available-for-sale</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">448</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(17</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(g)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(422</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(9</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Mortgage servicing rights</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,591</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(219</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(c)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">204&#xA0;</td> <td valign="bottom" nowrap="nowrap">(e)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,582</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(219</td> <td valign="bottom" nowrap="nowrap">)&#xA0;(c)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net derivative assets and liabilities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">171</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">261</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;&#xA0;(h)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(188</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">240</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">74</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;&#xA0;(i)&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Prime securities are those designated as such by the issuer at origination. When an issuer designation is unavailable, the Company determines at acquisition date the categorization based on asset pool characteristics (such as weighted-average credit score, loan-to-value, loan type, prevalence of low documentation loans) and deal performance (such as pool delinquencies and security market spreads).</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Includes all securities not meeting the conditions to be designated as prime.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(c)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(d)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $(415) million included in other noninterest income and $70&#xA0;million included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(e)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Represents MSRs capitalized during the period.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(f)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $(325) million included in other noninterest income and $28 million included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(g)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Included in changes in unrealized gains and losses on investment securities available-for-sale.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(h)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $110 million included in other noninterest income and $151 million included in mortgage banking revenue.</i></p> </td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(i)</i></td> <td valign="top" align="left"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="left"><i>Approximately $43 million included in other noninterest income and $31 million included in mortgage banking revenue.</i></p> </td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Additional detail of the allowance for credit losses by portfolio class was as follows:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="49%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Commercial</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Commercial</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Real Estate</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Residential</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Mortgages</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Credit</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Card</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Other</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Retail</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Total&#xA0;Loans,</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Excluding</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Covered&#xA0;Loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Covered</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Total</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Allowance Balance at June&#xA0;30, 2018 Related to</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans individually evaluated for impairment (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">22</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> TDRs collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">136</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">61</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">230</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">231</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other loans collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,358</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">803</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">300</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,021</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">651</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,133</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,133</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans acquired with deteriorated credit quality</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">22</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">25</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total allowance for credit losses</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,391</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">812</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">436</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,082</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">667</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">4,388</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">23</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">4,411</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Allowance Balance at December&#xA0;31, 2017 Related to</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans individually evaluated for impairment (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">23</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> TDRs collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">139</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">60</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">236</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">237</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other loans collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,335</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">818</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">310</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">996</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">659</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,118</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,118</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans acquired with deteriorated credit quality</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">30</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">35</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total allowance for credit losses</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,372</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">831</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">449</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,056</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">678</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">4,386</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">31</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">4,417</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents the allowance for credit losses related to loans greater than $5 million classified as nonperforming or TDRs.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Additional detail of loan balances by portfolio class was as follows:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="43%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">(Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Commercial</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Commercial<br /> Real Estate</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Residential<br /> Mortgages</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Credit<br /> Card</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other<br /> Retail</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total&#xA0;Loans,<br /> Excluding<br /> Covered&#xA0;Loans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Covered<br /> Loans&#xA0;(b)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total<br /> Loans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans individually evaluated for impairment (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">272</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">53</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">325</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">325</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> TDRs collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">158</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">135</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,377</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">233</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">184</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,087</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,121</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other loans collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">98,927</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,175</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">57,931</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,333</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">55,539</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">272,905</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">876</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">273,781</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans acquired with deteriorated credit quality</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">36</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">37</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,913</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,950</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">99,357</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">39,399</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">61,309</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">21,566</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">55,723</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">277,354</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">2,823</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">280,177</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans individually evaluated for impairment (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">337</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">71</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">408</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">408</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> TDRs collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">148</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">145</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,524</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">230</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">186</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,233</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4,269</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other loans collectively evaluated for impairment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">97,076</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,174</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">56,258</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,950</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">57,138</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">272,596</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,073</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">273,669</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans acquired with deteriorated credit quality</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">73</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">74</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2,012</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2,086</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">97,561</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">40,463</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">59,783</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">22,180</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">57,324</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">277,311</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">3,121</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">280,432</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents loans greater than $5 million classified as nonperforming or TDRs.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Includes expected reimbursements from the FDIC under loss sharing agreements.</i></td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The carrying amount of the covered assets consisted of purchased impaired loans, purchased nonimpaired loans and other assets as shown in the following table:</font></font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="53%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="14" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="14" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Purchased<br /> Impaired<br /> Loans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Purchased<br /> Nonimpaired<br /> Loans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Purchased<br /> Impaired<br /> Loans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Purchased<br /> Nonimpaired<br /> Loans</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Other</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Total</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgage loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,913</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">353</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,266</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,012</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">400</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,412</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">110</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">110</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">151</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">151</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Losses reimbursable by the FDIC (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">331</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">331</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">320</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">320</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Unamortized changes in FDIC asset (b)</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">116</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">116</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">238</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">238</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,913</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">463</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">447</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,823</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,012</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">551</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">558</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,121</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Foreclosed real estate</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">20</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">20</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total covered assets</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">1,913</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">463</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">467</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">2,843</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">2,012</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">551</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">579</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">3,142</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Relates to loss sharing agreements with remaining terms up through the fourth quarter of 2019.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Represents decreases in expected reimbursements by the FDIC as a result of decreases in expected losses on the covered loans. These amounts are amortized as a reduction in interest income on covered loans over the shorter of the expected life of the respective covered loans or the remaining contractual term of the indemnification agreements.</i></td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Additional information on impaired loans follows:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="71%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" align="center">2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Average<br /> Recorded<br /> Investment</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Interest<br /> Income<br /> Recognized</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Average<br /> Recorded<br /> Investment</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Interest<br /> Income<br /> Recognized</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Three Months Ended June&#xA0;30</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">514</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">720</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">242</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">272</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,846</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,182</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">28</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">234</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">229</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">303</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">279</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,139</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,682</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">36</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,616</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">12</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,746</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">19</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">37</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">38</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">4,792</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">40</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">5,466</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">55</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Six Months Ended June&#xA0;30</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">530</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">769</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">255</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">275</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,880</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,211</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">57</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Credit card</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">233</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">227</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other retail</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">301</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">8</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">279</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">7</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding GNMA and covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,199</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">55</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,761</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">73</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans purchased from GNMA mortgage pools</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,620</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,696</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">37</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Covered loans</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">37</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">37</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">4,856</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">80</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">5,494</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">110</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table shows the significant valuation assumption ranges for the Company&#x2019;s derivative commitments to purchase and originate mortgage loans at June&#xA0;30, 2018:</font></font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="83%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Minimum</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Maximum</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Average</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Expected loan close rate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">100</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">79</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Inherent MSR value (basis points per loan)</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">21</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">185</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">109</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">A summary of the Company&#x2019;s MSRs and related characteristics by portfolio was as follows:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="46%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="14" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="14" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">HFA</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Government</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Conventional&#xA0;(c)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">HFA</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Government</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Conventional&#xA0;(c)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Servicing portfolio (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">42,398</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">36,543</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">153,805</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">232,746</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">40,737</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">36,756</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">155,353</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">232,846</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Fair value</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">510</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">468</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,866</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,844</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">450</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">428</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,767</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,645</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Value (bps) (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">120</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">128</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">121</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">122</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">110</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">116</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">114</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">114</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Weighted-average servicing fees (bps)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">35</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">35</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Multiple (value/servicing fees)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.49</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.68</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.54</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.17</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.38</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.86</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Weighted-average note rate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.49</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.94</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.03</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.10</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.43</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.92</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.02</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.08</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Weighted-average age (in years)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Weighted-average expected prepayment (constant prepayment rate)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9.3</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10.5</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.7</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9.1</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9.8</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11.6</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9.7</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10.0</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Weighted-average expected life (in years)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Weighted-average option adjusted spread (d)</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">8.8</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">8.4</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">7.3</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">7.8</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">9.9</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">9.2</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">7.2</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">8.0</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents principal balance of mortgages having corresponding MSR asset.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Calculated as fair value divided by the servicing portfolio.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(c)</i></td> <td valign="top" align="left"><i>Represents loans sold primarily to GSEs.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(d)</i></td> <td valign="top" align="left"><i>Option adjusted spread is the incremental spread added to the risk-free rate to reflect optionality and other risk inherent in the MSRs.</i></td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The following table provides a summary of investments in community development and tax-advantaged VIEs that the Company has not consolidated:</font></font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="86%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">June&#xA0;30,</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">2018</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">December&#xA0;31,</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">2017</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Investment carrying amount</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,838</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,660</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Unfunded capital and other commitments</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,777</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,770</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maximum exposure to loss</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">12,392</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">12,120</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">Changes in the accretable balance for purchased impaired loans were as follows:</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="83%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Three&#xA0;Months&#xA0;Ended</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">June&#xA0;30</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">Six&#xA0;Months&#xA0;Ended</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="center">June&#xA0;30</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at beginning of period</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">257</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">637</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">350</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">698</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Accretion</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(90</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(89</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(181</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(179</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Disposals</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(15</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(28</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(27</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(51</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Reclassifications from nonaccretable difference (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">83</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">(5</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at end of period</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">157</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">546</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">157</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">546</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Primarily relates to changes in expected credit performance.</i></td> </tr> </table> </div> <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;Note&#xA0;5</b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top" nowrap="nowrap"> &#xA0;&#xA0;&#xA0;Accounting&#xA0;for&#xA0;Transfers&#xA0;and&#xA0;Servicing&#xA0;of&#xA0;Financial&#xA0;Assets&#xA0;and&#xA0;Variable&#xA0;Interest&#xA0;Entities</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company transfers financial assets in the normal course of business. The majority of the Company&#x2019;s financial asset transfers are residential mortgage loan sales primarily to government-sponsored enterprises (&#x201C;GSEs&#x201D;), transfers of tax-advantaged investments, commercial loan sales through participation agreements, and other individual or portfolio loan and securities sales. In accordance with the accounting guidance for asset transfers, the Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet. Guarantees provided to certain third parties in connection with the transfer of assets are further discussed in Note 15.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> For loans sold under participation agreements, the Company also considers whether the terms of the loan participation agreement meet the accounting definition of a participating interest. With the exception of servicing and certain performance-based guarantees, the Company&#x2019;s continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses. Any gain or loss on sale depends on the previous carrying amount of the transferred financial assets, the consideration received, and any liabilities incurred in exchange for the transferred assets. Upon transfer, any servicing assets and other interests that continue to be held by the Company are initially recognized at fair value. For further information on mortgage servicing rights (&#x201C;MSRs&#x201D;), refer to Note 6. On a limited basis, the Company may acquire and package high-grade corporate bonds for select corporate customers, in which the Company generally has no continuing involvement with these transactions. Additionally, the Company is an authorized GNMA issuer and issues GNMA securities on a regular basis. The Company has no other asset securitizations or similar asset-backed financing arrangements that are off-balance sheet.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company also provides financial support primarily through the use of waivers of trust and investment management fees associated with various unconsolidated registered money market funds it manages. The Company provided $6&#xA0;million and $5&#xA0;million of support to the funds during the three months ended June&#xA0;30, 2018 and 2017, respectively, and $12&#xA0;million and $11 million during the six months ended June&#xA0;30, 2018 and 2017, respectively.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company is involved in various entities that are considered to be variable interest entities (&#x201C;VIEs&#x201D;). The Company&#x2019;s investments in VIEs are primarily related to investments promoting affordable housing, community development and renewable energy sources. Some of these tax-advantaged investments support the Company&#x2019;s regulatory compliance with the Community Reinvestment Act. The Company&#x2019;s investments in these entities generate a return primarily through the realization of federal and state income tax credits, and other tax benefits, such as tax deductions from operating losses of the investments, over specified time periods. These tax credits are recognized as a reduction of tax expense or, for investments qualifying as investment tax credits, as a reduction to the related investment asset. The Company recognized federal and state income tax credits related to its affordable housing and other tax-advantaged investments in tax expense of $170&#xA0;million and $161&#xA0;million for the three months ended June&#xA0;30, 2018 and 2017, respectively, and $336 million and $322 million for the six months ended June&#xA0;30, 2018 and 2017, respectively. The Company also recognized $141&#xA0;million and $223&#xA0;million of investment tax credits for the three months ended June&#xA0;30, 2018 and 2017, respectively, and $278 million and $482 million for the six months ended June&#xA0;30, 2018 and 2017, respectively. The Company recognized $155&#xA0;million and $156&#xA0;million of expenses related to all of these investments for the three months ended June&#xA0;30, 2018 and 2017, respectively, of which $68&#xA0;million and $63&#xA0;million, respectively, were included in tax expense and the remaining amounts were included in noninterest expense. The Company recognized $301&#xA0;million of expenses related to all of these investments for both the six months ended June&#xA0;30, 2018 and 2017, of which $135&#xA0;million and $126&#xA0;million, respectively, were included in tax expense and the remaining amounts were included in noninterest expense.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company is not required to consolidate VIEs in which it has concluded it does not have a controlling financial interest, and thus is not the primary beneficiary. In such cases, the Company does not have both the power to direct the entities&#x2019; most significant activities and the obligation to absorb losses or the right to receive benefits that could potentially be significant to the VIEs.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company&#x2019;s investments in these unconsolidated VIEs are carried in other assets on the Consolidated Balance Sheet. The Company&#x2019;s unfunded capital and other commitments related to these unconsolidated VIEs are generally carried in other liabilities on the Consolidated Balance Sheet. The Company&#x2019;s maximum exposure to loss from these unconsolidated VIEs include the investment recorded on the Company&#x2019;s Consolidated Balance Sheet, net of unfunded capital commitments, and previously recorded tax credits which remain subject to recapture by taxing authorities based on compliance features required to be met at the project level. While the Company believes potential losses from these investments are remote, the maximum exposure was determined by assuming a scenario where the community-based business and housing projects completely fail and do not meet certain government compliance requirements resulting in recapture of the related tax credits.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following table provides a summary of investments in community development and tax-advantaged VIEs that the Company has not consolidated:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="86%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">June&#xA0;30,</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">2018</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">December&#xA0;31,</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">2017</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Investment carrying amount</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,838</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,660</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Unfunded capital and other commitments</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,777</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,770</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Maximum exposure to loss</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">12,392</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">12,120</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company also has noncontrolling financial investments in private investment funds and partnerships considered to be VIEs, which are not consolidated. The Company&#x2019;s recorded investment in these entities, carried in other assets on the Consolidated Balance Sheet, was approximately $31&#xA0;million at June&#xA0;30, 2018 and $30 million at December&#xA0;31, 2017. The maximum exposure to loss related to these VIEs was $56&#xA0;million at June&#xA0;30, 2018 and $51 million at December&#xA0;31, 2017, representing the Company&#x2019;s investment balance and its unfunded commitments to invest additional amounts.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company&#x2019;s individual net investments in unconsolidated VIEs, which exclude any unfunded capital commitments, ranged from less than $1&#xA0;million to $47&#xA0;million at June&#xA0;30, 2018, compared with less than $1&#xA0;million to $56&#xA0;million at December&#xA0;31, 2017.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company is required to consolidate VIEs in which it has concluded it has a controlling financial interest. The Company sponsors entities to which it transfers its interests in tax-advantaged investments to third parties. At June&#xA0;30, 2018, approximately $3.5&#xA0;billion of the Company&#x2019;s assets and $2.6&#xA0;billion of its liabilities included on the Consolidated Balance Sheet were related to community development and tax-advantaged investment VIEs which the Company has consolidated, primarily related to these transfers. These amounts compared to $3.5&#xA0;billion and $2.5&#xA0;billion, respectively, at December&#xA0;31, 2017. The majority of the assets of these consolidated VIEs are reported in other assets, and the liabilities are reported in long-term debt and other liabilities. The assets of a particular VIE are the primary source of funds to settle its obligations. The creditors of the VIEs do not have recourse to the general credit of the Company. The Company&#x2019;s exposure to the consolidated VIEs is generally limited to the carrying value of its variable interests plus any related tax credits previously recognized or transferred to others with a guarantee.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company also sponsors a conduit to which it previously transferred high-grade investment securities. The Company consolidates the conduit because of its ability to manage the activities of the conduit. At June&#xA0;30, 2018 and December&#xA0;31, 2017, $18&#xA0;million of the held-to-maturity investment securities on the Company&#x2019;s Consolidated Balance Sheet were related to the conduit.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> In addition, the Company sponsors a municipal bond securities tender option bond program. The Company controls the activities of the program&#x2019;s entities, is entitled to the residual returns and provides liquidity and remarketing arrangements to the program. As a result, the Company has consolidated the program&#x2019;s entities. At June&#xA0;30, 2018, $2.4&#xA0;billion of available-for-sale investment securities and $2.3&#xA0;billion of short-term borrowings on the Consolidated Balance Sheet were related to the tender option bond program, compared with $2.5&#xA0;billion of available-for-sale investment securities and $2.3&#xA0;billion of short-term borrowings at December&#xA0;31, 2017.</p> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 12pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following table summarizes losses recognized related to nonrecurring fair value measurements of individual assets or portfolios:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="81%"></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="3%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Three&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Six&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Loans (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">18</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">41</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">75</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other assets (b)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">5</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">13</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">12</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents write-downs of loans which were based on the fair value of the collateral, excluding loans fully charged-off.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Primarily represents related losses of foreclosed properties that were measured at fair value subsequent to their initial acquisition.</i></td> </tr> </table> </div> <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;Note&#xA0;6</b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top">&#xA0;&#xA0;&#xA0;Mortgage Servicing Rights</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> The Company capitalizes MSRs as separate assets when loans are sold and servicing is retained. MSRs may also be purchased from others. The Company carries MSRs at fair value, with changes in the fair value recorded in earnings during the period in which they occur. The Company serviced $234.8 billion of residential mortgage loans for others at June&#xA0;30, 2018, and $234.7 billion at December&#xA0;31, 2017, including subserviced mortgages with no corresponding MSR&#xA0;asset. The net impact included in mortgage banking revenue of fair value changes of MSRs due to changes in valuation assumptions and derivatives used to economically hedge MSRs were net gains of $24 million and $5 million for the three months ended June&#xA0;30, 2018 and 2017, respectively, and $43 million and $17 million for the six months ended June&#xA0;30, 2018 and 2017, respectively. Loan servicing and ancillary fees, not including valuation changes, included in mortgage banking revenue were $185 million and $186 million for the three months ended June&#xA0;30, 2018 and 2017, respectively, and $375 million and $378 million for the six months ended June&#xA0;30, 2018 and 2017, respectively.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> Changes in fair value of capitalized MSRs are summarized as follows:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="79%"></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Three&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Six&#xA0;Months&#xA0;Ended<br /> June&#xA0;30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> &#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">&#xA0;&#xA0;&#xA0;&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at beginning of period</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,780</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,642</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,645</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,591</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Rights purchased</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Rights capitalized</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">97</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">82</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">197</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">204</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Changes in fair value of MSRs</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Due to fluctuations in market interest rates (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">38</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(50</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">152</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(30</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Due to revised assumptions or models (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">26</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">50</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Other changes in fair value (c)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(99</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(101</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(204</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(206</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Balance at end of period</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,844</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,582</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,844</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,582</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Includes changes in MSR value associated with changes in market interest rates, including estimated prepayment rates and anticipated earnings on escrow deposits.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Includes changes in MSR value not caused by changes in market interest rates, such as changes in cost to service, ancillary income and option adjusted spread, as well as the impact of any model changes.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(c)</i></td> <td valign="top" align="left"><i>Primarily represents changes due to realization of expected cash flows over time (decay).</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> The estimated sensitivity to changes in interest rates of the fair value of the MSR portfolio and the related derivative instruments was as follows:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="41%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="22" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="22" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Down<br /> 100&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Down<br /> 50&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Down<br /> 25&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Up<br /> 25&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Up<br /> 50&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Up<br /> 100&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Down<br /> 100&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Down<br /> 50&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Down<br /> 25&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Up<br /> 25&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Up<br /> 50&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Up<br /> 100&#xA0;bps</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> MSR portfolio</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(469</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(207</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(97</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">84</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">154</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">263</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(520</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(231</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(109</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">95</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">177</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">302</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative instrument hedges</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">422</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">197</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">94</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(85</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(160</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(290</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">453</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">216</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">105</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(96</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(184</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(336</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Net sensitivity</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(47</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(10</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(6</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(27</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(67</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(15</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(7</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(34</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt; TEXT-INDENT: 3%"> The fair value of MSRs and their sensitivity to changes in interest rates is influenced by the mix of the servicing portfolio and characteristics of each segment of the portfolio. The Company&#x2019;s servicing portfolio consists of the distinct portfolios of government-insured mortgages, conventional mortgages and Housing Finance Agency (&#x201C;HFA&#x201D;) mortgages. The servicing portfolios are predominantly comprised of fixed-rate agency loans with limited adjustable-rate or jumbo mortgage loans. The HFA servicing portfolio is comprised of loans originated under state and local housing authority program guidelines which assist purchases by first-time or low- to moderate-income homebuyers through a favorable rate subsidy, down payment and/or closing cost assistance on government- and conventional-insured mortgages.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> A summary of the Company&#x2019;s MSRs and related characteristics by portfolio was as follows:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="46%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="14" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">HFA</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Government</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Conventional&#xA0;(c)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">HFA</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Government</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Conventional&#xA0;(c)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Servicing portfolio (a)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">42,398</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">36,543</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">153,805</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">232,746</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">40,737</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">36,756</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">155,353</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">232,846</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Fair value</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">510</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">468</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,866</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,844</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">450</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">428</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,767</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,645</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Value (bps) (b)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">120</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">128</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">121</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">122</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">110</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">116</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">114</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">114</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Weighted-average servicing fees (bps)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">35</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">35</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">27</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Multiple (value/servicing fees)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.49</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.68</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.54</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.15</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.17</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.38</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.86</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Weighted-average note rate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.49</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.94</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.03</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.10</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.43</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.92</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.02</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.08</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Weighted-average age (in years)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">4.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Weighted-average expected prepayment (constant prepayment rate)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9.3</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10.5</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.7</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9.1</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9.8</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">11.6</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9.7</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10.0</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Weighted-average expected life (in years)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Weighted-average option adjusted spread (d)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">8.8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">8.4</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">7.3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">7.8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">9.9</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">9.2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">7.2</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">8.0</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Represents principal balance of mortgages having corresponding MSR asset.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>Calculated as fair value divided by the servicing portfolio.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(c)</i></td> <td valign="top" align="left"><i>Represents loans sold primarily to GSEs.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(d)</i></td> <td valign="top" align="left"><i>Option adjusted spread is the incremental spread added to the risk-free rate to reflect optionality and other risk inherent in the MSRs.</i></td> </tr> </table> </div> <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">The composition of the loan portfolio, disaggregated by class and underlying specific portfolio type, was as follows:</font></font></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="74%"></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="2%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">June&#xA0;30, 2018</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="6" nowrap="nowrap" align="center">December&#xA0;31, 2017</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Amount</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Percent<br /> of&#xA0;Total</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Amount</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" colspan="2" nowrap="nowrap" align="right">Percent<br /> of Total</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Commercial</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">93,786</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">33.5</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">91,958</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">32.8</td> <td valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Lease financing</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">5,571</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2.0</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">5,603</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2.0</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total commercial</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">99,357</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">35.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">97,561</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">34.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Commercial Real Estate</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Commercial mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">28,187</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">29,367</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">10.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Construction and development</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">11,212</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4.0</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">11,096</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4.0</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total commercial real estate</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">39,399</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">40,463</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">14.5</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Residential Mortgages</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">48,682</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">17.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">46,685</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Home equity loans, first liens</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">12,627</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4.5</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">13,098</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">4.7</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total residential mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">61,309</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">59,783</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21.3</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Credit Card</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">21,566</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">22,180</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Other Retail</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Retail leasing</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8,253</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">7,988</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Home equity and second mortgages</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16,083</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.7</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">16,327</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">5.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Revolving credit</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,144</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3,183</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1.1</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Installment</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">9,363</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.4</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">8,989</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">3.2</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Automobile</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18,567</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.6</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">18,934</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">6.8</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Student (a)</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">313</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">.1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1,903</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">.7</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total other retail</p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">55,723</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">19.9</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">57,324</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">20.4</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans, excluding covered loans</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">277,354</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">99.0</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: #000000 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">277,311</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">98.9</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Covered Loans</b></p> </td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">2,823</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1.0</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">3,121</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" align="right">1.1</td> <td style="BORDER-BOTTOM: #000000 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; PAGE-BREAK-INSIDE: avoid"> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 6.4em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total loans</p> </td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">280,177</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">100.0</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: #000000 1px solid; BORDER-BOTTOM: #000000 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom">$</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">280,432</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" align="right">100.0</td> <td style="BORDER-BOTTOM: #000000 1pt solid" valign="bottom" nowrap="nowrap">%&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; MARGIN-TOP: 0pt"> <font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 9.5pt; FONT-FAMILY: Times New Roman">&#xA0;</font></font></font></p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; BORDER-COLLAPSE: collapse" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="PAGE-BREAK-INSIDE: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>During the first six months of 2018, the Company sold all of its federally guaranteed student loans.</i></td> </tr> </table> </div> <div> <table style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="7%"></td> <td valign="bottom" width="2%"></td> <td width="91%"></td> </tr> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td bgcolor="#000000" valign="top"><font color="#FFFFFF"><b>&#xA0;<font style="FONT-SIZE: 9.5pt" color="#FFFFFF">Note&#xA0;13</font></b></font></td> <td valign="bottom">&#xA0;</td> <td valign="top" rowspan="2">Netting Arrangements for Certain Financial Instruments and Securities Financing Activities</td> </tr> <tr style="FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"></td> <td valign="bottom">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company&#x2019;s derivative portfolio consists of bilateral&#xA0;<font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">over-the-counter</font></font>&#xA0;trades, certain interest rate derivatives and credit contracts required to be centrally cleared through clearinghouses per current regulations, and exchange-traded positions which may include U.S. Treasury and Eurodollar futures or options on U.S. Treasury futures. Of the Company&#x2019;s $402.6&#xA0;billion total notional amount of derivative positions at June&#xA0;30, 2018, $214.1&#xA0;billion related to bilateral&#xA0;<font style="WHITE-SPACE: nowrap"><font style="WHITE-SPACE: nowrap">over-the-counter</font></font>&#xA0;trades, $167.7&#xA0;billion related to those centrally cleared through clearinghouses and $20.8&#xA0;billion related to those that were exchange-traded. The Company&#x2019;s derivative contracts typically include offsetting rights (referred to as netting arrangements), and depending on expected volume, credit risk, and counterparty preference, collateral maintenance may be required. For all derivatives under collateral support arrangements, fair value is determined daily and, depending on the collateral maintenance requirements, the Company and a counterparty may receive or deliver collateral, based upon the net fair value of all derivative positions between the Company and the counterparty. Collateral is typically cash, but securities may be allowed under collateral arrangements with certain counterparties. Receivables and payables related to cash collateral are included in other assets and other liabilities on the Consolidated Balance Sheet, along with the related derivative asset and liability fair values. Any securities pledged to counterparties as collateral remain on the Consolidated Balance Sheet. Securities received from counterparties as collateral are not recognized on the Consolidated Balance Sheet, unless the counterparty defaults. In general, securities used as collateral can be sold, repledged or otherwise used by the party in possession. No restrictions exist on the use of cash collateral by either party. Refer to Note 12 for further discussion of the Company&#x2019;s derivatives, including collateral arrangements.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> As part of the Company&#x2019;s treasury and broker-dealer operations, the Company executes transactions that are treated as securities sold under agreements to repurchase or securities purchased under agreements to resell, both of which are accounted for as collateralized financings. Securities sold under agreements to repurchase include repurchase agreements and securities loaned transactions. Securities purchased under agreements to resell include reverse repurchase agreements and securities borrowed transactions. For securities sold under agreements to repurchase, the Company records a liability for the cash received, which is included in short-term borrowings on the Consolidated Balance Sheet. For securities purchased under agreements to resell, the Company records a receivable for the cash paid, which is included in other assets on the Consolidated Balance Sheet.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> Securities transferred to counterparties under repurchase agreements and securities loaned transactions continue to be recognized on the Consolidated Balance Sheet, are measured at fair value, and are included in investment securities or other assets. Securities received from counterparties under reverse repurchase agreements and securities borrowed transactions are not recognized on the Consolidated Balance Sheet unless the counterparty defaults. The securities transferred under repurchase and reverse repurchase transactions typically are U.S. Treasury and agency securities, residential agency mortgage-backed securities or corporate debt securities. The securities loaned or borrowed typically are corporate debt securities traded by the Company&#x2019;s broker-dealer subsidiary. In general, the securities transferred can be sold, repledged or otherwise used by the party in possession. No restrictions exist on the use of cash collateral by either party. Repurchase/reverse repurchase and securities loaned/borrowed transactions expose the Company to counterparty risk. The Company manages this risk by performing assessments, independent of business line managers, and establishing concentration limits on each counterparty. Additionally, these transactions include collateral arrangements that require the fair values of the underlying securities to be determined daily, resulting in cash being obtained or refunded to counterparties to maintain specified collateral levels.</p> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6px; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following table summarizes the maturities by category of collateral pledged for repurchase agreements and securities loaned transactions:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="68%"></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="4%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Overnight&#xA0;and<br /> Continuous</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Less&#xA0;Than<br /> 30 Days</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"><font style="WHITE-SPACE: nowrap">30-89</font><br /> Days</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Greater&#xA0;Than<br /> 90 Days</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Total</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">157</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">157</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">316</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">282</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">984</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">507</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,089</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Corporate debt securities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">250</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">73</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">323</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">723</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">282</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">1,057</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">507</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,569</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities loaned</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Corporate debt securities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">202</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">202</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total securities loaned</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">202</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">202</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Gross amount of recognized liabilities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">925</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">282</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,057</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">507</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,771</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> U.S. Treasury and agencies</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">25</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Residential agency mortgage-backed securities</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">644</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">674</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Corporate debt securities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">104</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">104</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">773</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">30</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">803</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities loaned</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Corporate debt securities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">111</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">111</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total securities loaned</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">111</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">111</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 4.8em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Gross amount of recognized liabilities</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">884</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">30</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">914</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 12pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company executes its derivative, repurchase/reverse repurchase and securities loaned/borrowed transactions under the respective industry standard agreements. These agreements include master netting arrangements that allow for multiple contracts executed with the same counterparty to be viewed as a single arrangement. This allows for net settlement of a single amount on a daily basis. In the event of default, the master netting arrangement provides for&#xA0;<font style="WHITE-SPACE: nowrap">close-out</font>&#xA0;netting, which allows all of these positions with the defaulting counterparty to be terminated and net settled with a single payment amount.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 3%; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The Company has elected to offset the assets and liabilities under netting arrangements for the balance sheet presentation of the majority of its derivative counterparties. The netting occurs at the counterparty level, and includes all assets and liabilities related to the derivative contracts, including those associated with cash collateral received or delivered. The Company has not elected to offset the assets and liabilities under netting arrangements for the balance sheet presentation of repurchase/reverse repurchase and securities loaned/borrowed transactions.</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The following tables provide information on the Company&#x2019;s netting adjustments, and items not offset on the Consolidated Balance Sheet but available for offset in the event of default:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="45%"></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right">Gross<br /> Recognized<br /> Assets</td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Gross&#xA0;Amounts</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Offset on the<br /> Consolidated<br /> Balance&#xA0;Sheet&#xA0;(a)</p> </td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Net Amounts</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Presented&#xA0;on&#xA0;the<br /> Consolidated<br /> Balance Sheet</p> </td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center"> Gross&#xA0;Amounts&#xA0;Not&#xA0;Offset&#xA0;on&#xA0;the<br /> Consolidated Balance Sheet</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial<br /> Instruments&#xA0;(b)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Collateral</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Received&#xA0;(c)</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="center">Net&#xA0;Amount</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative assets (d)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,851</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(881</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">970</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(84</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">885</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Reverse repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">196</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">196</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(109</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(87</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities borrowed</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,170</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1,170</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(1,133</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">37</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,217</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(881</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,336</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(193</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,221</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">922</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative assets (d)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,759</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(652</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,107</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(110</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(5</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">992</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Reverse repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">24</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(24</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities borrowed</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">923</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">923</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(896</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">27</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,706</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(652</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,054</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(134</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(901</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,019</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Includes $243&#xA0;million and $50&#xA0;million of cash collateral related payables that were netted against derivative assets at June&#xA0;30, 2018 and December&#xA0;31, 2017, respectively.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>For derivative assets this includes any derivative liability fair values that could be offset in the event of counterparty default; for reverse repurchase agreements this includes any repurchase agreement payables that could be offset in the event of counterparty default; for securities borrowed this includes any securities loaned payables that could be offset in the event of counterparty default.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(c)</i></td> <td valign="top" align="left"><i>Includes the fair value of securities received by the Company from the counterparty. These securities are not included on the Consolidated Balance Sheet unless the counterparty defaults.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(d)</i></td> <td valign="top" align="left"><i>Excludes $33&#xA0;million and $723&#xA0;million at June&#xA0;30, 2018 and December&#xA0;31, 2017, respectively, of derivative assets not subject to netting arrangements.</i></td> </tr> </table> <p style="MARGIN-BOTTOM: 0px; FONT-SIZE: 1px; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 12px; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="45%"></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="5%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Gross</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Recognized<br /> Liabilities</p> </td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Gross&#xA0;Amounts<br /> Offset on the</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Consolidated<br /> Balance&#xA0;Sheet&#xA0;(a)</p> </td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" rowspan="2" colspan="2" align="right"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Net Amounts<br /> Presented&#xA0;on&#xA0;the</p> <p style="MARGIN-BOTTOM: 1pt; FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt" align="right">Consolidated<br /> Balance Sheet</p> </td> <td valign="bottom" rowspan="2">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center"> Gross&#xA0;Amounts&#xA0;Not&#xA0;Offset&#xA0;on&#xA0;the<br /> Consolidated Balance Sheet</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" colspan="2">&#xA0;</td> <td valign="bottom">&#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Financial<br /> Instruments&#xA0;(b)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Collateral<br /> Pledged&#xA0;(c)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">Net&#xA0;Amount</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>June&#xA0;30, 2018</b></p> </td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-TOP: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative liabilities (d)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,871</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(982</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">889</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(84</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">805</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,569</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">2,569</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(109</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(2,460</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities loaned</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">202</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">202</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(199</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">3</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,642</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(982</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">3,660</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(193</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(2,659</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">808</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>December&#xA0;31, 2017</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Derivative liabilities (d)</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,629</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(1,130</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">499</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">(110</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">$</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">$</td> <td valign="bottom" align="right">389</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Repurchase agreements</p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">803</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">803</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(24</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" align="right">(779</td> <td valign="bottom" nowrap="nowrap">)&#xA0;</td> <td valign="bottom">&#xA0;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> <td valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Securities loaned</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">111</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">111</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">(110</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" align="right">1</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 3.2em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Total</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">2,543</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(1,130</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">1,413</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(134</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(889</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">390</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>Includes $344&#xA0;million and $528&#xA0;million of cash collateral related receivables that were netted against derivative liabilities at June&#xA0;30, 2018 and December&#xA0;31, 2017, respectively.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(b)</i></td> <td valign="top" align="left"><i>For derivative liabilities this includes any derivative asset fair values that could be offset in the event of counterparty default; for repurchase agreements this includes any reverse repurchase agreement receivables that could be offset in the event of counterparty default; for securities loaned this includes any securities borrowed receivables that could be offset in the event of counterparty default.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(c)</i></td> <td valign="top" align="left"><i>Includes the fair value of securities pledged by the Company to the counterparty. These securities are included on the Consolidated Balance Sheet unless the Company defaults.</i></td> </tr> </table> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(d)</i></td> <td valign="top" align="left"><i>Excludes $122&#xA0;million and $738&#xA0;million at June&#xA0;30, 2018 and December&#xA0;31, 2017, respectively, of derivative liabilities not subject to netting arrangements.</i></td> </tr> </table> </div> 0.020 -0.064 0.017 0.035 0.025 0.026 0.152 0.039 0.037 0.038 -0.092 0.042 0.015 0.009 -0.605 0.024 -0.252 0.055 -0.039 0.044 0.048 0.400 0.022 0.020 0.032 -0.031 -0.018 0.034 0.147 -0.182 0.211 300000000 3700000000 <div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 9.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 6pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> The table below shows cumulative hedging adjustments and the carrying amount of assets (liabilities) designated in fair value hedges:</p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 6pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tr> <td width="57%"></td> <td valign="bottom" width="7%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="7%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="7%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="7%"></td> <td></td> <td></td> <td></td> <td valign="bottom" width="7%"></td> <td></td> <td></td> <td></td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center"> Carrying&#xA0;Amount&#xA0;of&#xA0;the&#xA0;Hedged&#xA0;Assets<br /> (Liabilities)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="6" align="center">Cumulative Hedging Adjustment (a)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> (Dollars in Millions)</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">June&#xA0;30,&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">December&#xA0;31,&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2">&#xA0;&#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">June&#xA0;30,&#xA0;2018</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom" colspan="2" align="right">December&#xA0;31,&#xA0;2017</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid" bgcolor="#CCEEFF"> <td valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> <b>Line Item in the Consolidated Balance Sheet</b></p> </td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid" valign="bottom"> &#xA0;</td> <td valign="bottom">&#xA0;&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom">&#xA0;</td> <td valign="bottom"></td> <td valign="bottom"></td> <td valign="bottom"></td> </tr> <tr style="FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; break-inside: avoid"> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="top"> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 7.5pt; FONT-FAMILY: ARIAL; MARGIN-LEFT: 1.6em; MARGIN-TOP: 0pt; TEXT-INDENT: -1.6em"> Long-term Debt</p> </td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">$</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap" align="right">&#x2013;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">4,584</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-RIGHT: rgb(0,0,0) 1px solid; BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom">&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(45</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> &#xA0;</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom"> $</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" align="right">(8</td> <td style="BORDER-BOTTOM: rgb(0,0,0) 1pt solid" valign="bottom" nowrap="nowrap">)&#xA0;</td> </tr> </table> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 3pt; FONT-FAMILY: &quot;Times New Roman&quot;; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; MARGIN-TOP: 0pt; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal"> &#xA0;</p> <table style="FONT-SIZE: 6.5pt; FONT-FAMILY: ARIAL; WORD-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial" cellspacing="0" cellpadding="0" width="100%" border="0"> <tr style="break-inside: avoid"> <td valign="top" width="3%" align="left"><i>(a)</i></td> <td valign="top" align="left"><i>The cumulative hedging adjustment at June&#xA0;30, 2018 relates to discontinued hedging relationships. 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Document and Entity Information - shares
6 Months Ended
Jun. 30, 2018
Jul. 31, 2018
Document And Entity Information [Abstract]    
Document Type 10-Q  
Amendment Flag false  
Document Period End Date Jun. 30, 2018  
Document Fiscal Year Focus 2018  
Document Fiscal Period Focus Q2  
Trading Symbol USB  
Entity Registrant Name US BANCORP \DE\  
Entity Central Index Key 0000036104  
Current Fiscal Year End Date --12-31  
Entity Filer Category Large Accelerated Filer  
Entity Common Stock, Shares Outstanding   1,629,045,046
XML 18 R2.htm IDEA: XBRL DOCUMENT v3.10.0.1
Consolidated Balance Sheet (Unaudited) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Assets    
Cash and due from banks $ 19,021 $ 19,505
Investment securities    
Held-to-maturity (fair value $44,617 and $43,723, respectively) 46,055 44,362
Available-for-sale ($2,205 and $689 pledged as collateral, respectively) [1] 66,347 68,137
Loans held for sale (including $3,248 and $3,534 of mortgage loans carried at fair value, respectively) 3,256 3,554
Loans    
Commercial 99,357 97,561
Commercial real estate 39,399 40,463
Residential mortgages 61,309 59,783
Credit card 21,566 22,180
Other retail 55,723 57,324
Total loans, excluding covered loans 277,354 277,311
Covered loans 2,823 3,121
Total loans 280,177 280,432
Less allowance for loan losses (3,920) (3,925)
Net loans 276,257 276,507
Premises and equipment 2,431 2,432
Goodwill 9,425 9,434
Other intangible assets 3,415 3,228
Other assets (including $684 and $238 of trading securities at fair value pledged as collateral, respectively) [1] 35,122 34,881
Total assets 461,329 462,040
Deposits    
Noninterest-bearing 82,215 87,557
Interest-bearing [2] 257,865 259,658
Total deposits 340,080 347,215
Short-term borrowings 18,136 16,651
Long-term debt 37,172 32,259
Other liabilities 15,684 16,249
Total liabilities 411,072 412,374
Shareholders' equity    
Preferred stock 5,419 5,419
Common stock, par value $0.01 a share - authorized: 4,000,000,000 shares; issued: 6/30/18 and 12/31/17 - 2,125,725,742 shares 21 21
Capital surplus 8,468 8,464
Retained earnings 56,742 54,142
Less cost of common stock in treasury: 6/30/18 - 489,643,411 shares; 12/31/17 - 470,080,231 shares (18,707) (17,602)
Accumulated other comprehensive income (loss) (2,315) (1,404)
Total U.S. Bancorp shareholders' equity 49,628 49,040
Noncontrolling interests 629 626
Total equity 50,257 49,666
Total liabilities and equity $ 461,329 $ 462,040
[1] Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral.
[2] lncludes time deposits greater than $250,000 balances of $7.7 billion and $6.8 billion at June 30, 2018 and December 31, 2017, respectively.
XML 19 R3.htm IDEA: XBRL DOCUMENT v3.10.0.1
Consolidated Balance Sheet (Unaudited) (Parenthetical) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Held-to-maturity securities, Fair Value $ 44,617 $ 43,723
Securities, pledged as collateral 2,205 689
Mortgage loans, carried at fair value $ 3,248 $ 3,534
Common stock, par value $ 0.01 $ 0.01
Common stock, share-authorized (actual number of shares) 4,000,000,000 4,000,000,000
Common stock, shares issued (actual number of shares) 2,125,725,742 2,125,725,742
Treasury stock, shares (actual number of shares) 489,643,411 470,080,231
Time deposits greater than 250,000 $ 7,700 $ 6,800
Available-for-Sale Securities [Member]    
Securities, pledged as collateral 2,205 689
Trading Securities [Member]    
Securities, pledged as collateral $ 684 $ 238
XML 20 R4.htm IDEA: XBRL DOCUMENT v3.10.0.1
Consolidated Statement of Income (Unaudited) - USD ($)
shares in Millions, $ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Interest Income        
Loans $ 3,197 $ 2,889 $ 6,292 $ 5,679
Loans held for sale 39 29 72 64
Investment securities 653 555 1,266 1,085
Other interest income 59 46 109 84
Total interest income 3,948 3,519 7,739 6,912
Interest Expense        
Deposits 427 238 772 437
Short-term borrowings 86 33 161 57
Long-term debt 238 199 441 389
Total interest expense 751 470 1,374 883
Net interest income 3,197 3,049 6,365 6,029
Provision for credit losses 327 350 668 695
Net interest income after provision for credit losses 2,870 2,699 5,697 5,334
Noninterest Income        
Credit and debit card revenue 351 330 675 629
Corporate payment products revenue 158 140 312 277
Merchant processing services 387 381 750 735
ATM processing services 90 75 169 146
Trust and investment management fees 401 380 799 748
Deposit service charges 183 179 365 351
Treasury management fees 155 160 305 313
Commercial products revenue 234 243 454 490
Mortgage banking revenue 191 212 375 419
Investment products fees 47 44 93 86
Realized securities gains (losses), net 10 9 15 38
Other 207 195 374 375
Total noninterest income 2,414 2,348 4,686 4,607
Noninterest Expense        
Compensation 1,542 1,416 3,065 2,807
Employee benefits 299 274 629 575
Net occupancy and equipment 262 255 527 502
Professional services 95 105 178 201
Marketing and business development 111 109 208 199
Technology and communications 242 223 477 440
Postage, printing and supplies 80 81 160 162
Other intangibles 40 43 79 87
Other 414 478 817 920
Total noninterest expense 3,085 2,984 6,140 5,893
Income before income taxes 2,199 2,063 4,243 4,048
Applicable income taxes 441 551 803 1,050
Net income 1,758 1,512 3,440 2,998
Net (income) loss attributable to noncontrolling interests (8) (12) (15) (25)
Net income attributable to U.S. Bancorp 1,750 1,500 3,425 2,973
Net income applicable to U.S. Bancorp common shareholders $ 1,678 $ 1,430 $ 3,275 $ 2,817
Earnings per common share $ 1.02 $ 0.85 $ 1.99 $ 1.67
Diluted earnings per common share 1.02 0.85 1.98 1.66
Dividends declared per common share $ 0.30 $ 0.28 $ 0.60 $ 0.56
Average common shares outstanding 1,642 1,684 1,647 1,689
Average diluted common shares outstanding 1,646 1,690 1,651 1,695
XML 21 R5.htm IDEA: XBRL DOCUMENT v3.10.0.1
Consolidated Statement of Comprehensive Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Statement of Comprehensive Income [Abstract]        
Net income $ 1,758 $ 1,512 $ 3,440 $ 2,998
Other Comprehensive Income (Loss)        
Changes in unrealized gains and losses on investment securities available-for-sale (212) 328 (988) 455
Changes in unrealized gains and losses on derivative hedges 33 (37) 119 (30)
Foreign currency translation (8) (1) 5 9
Changes in unrealized gains and losses on retirement plans 2   (1)  
Reclassification to earnings of realized gains and losses 21 26 50 37
Income taxes related to other comprehensive income (loss) 42 (123) 204 (182)
Total other comprehensive income (loss) (122) 193 (611) 289
Comprehensive income 1,636 1,705 2,829 3,287
Comprehensive (income) loss attributable to noncontrolling interests (8) (12) (15) (25)
Comprehensive income attributable to U.S. Bancorp $ 1,628 $ 1,693 $ 2,814 $ 3,262
XML 22 R6.htm IDEA: XBRL DOCUMENT v3.10.0.1
Consolidated Statement of Shareholders' Equity (Unaudited) - USD ($)
shares in Millions, $ in Millions
Total
Common Stock [Member]
Preferred Stock [Member]
Capital Surplus [Member]
Retained Earnings [Member]
Treasury Stock [Member]
Accumulated Other Comprehensive Income (Loss) [Member]
Total U.S. Bancorp Shareholders' Equity [Member]
Noncontrolling Interests [Member]
Beginning Balance at Dec. 31, 2016 $ 47,933 $ 21 $ 5,501 $ 8,440 $ 50,151 $ (15,280) $ (1,535) $ 47,298 $ 635
Shares, Beginning Balance at Dec. 31, 2016   1,697              
Net income (loss) 2,998       2,973     2,973 25
Other comprehensive income (loss) 289           289 289  
Preferred stock dividends (133)       (133)     (133)  
Common stock dividends (948)       (948)     (948)  
Issuance of preferred stock 993   993         993  
Redemption of preferred stock (1,085)   (1,075)   (10)     (1,085)  
Issuance of common and treasury stock 127     (111)   238   127  
Issuance of common and treasury stock, shares   7              
Purchase of treasury stock (1,290)         (1,290)   (1,290)  
Purchase of treasury stock, shares   (25)              
Distributions to noncontrolling interests (34)               (34)
Net other changes in noncontrolling interests 3               3
Stock option and restricted stock grants 96     96       96  
Ending Balance at Jun. 30, 2017 48,949 $ 21 5,419 8,425 52,033 (16,332) (1,246) 48,320 629
Shares, Ending Balance at Jun. 30, 2017   1,679              
Beginning Balance at Dec. 31, 2017 49,666 $ 21 5,419 8,464 54,142 (17,602) (1,404) 49,040 626
Shares, Beginning Balance at Dec. 31, 2017   1,656              
Change in accounting principles at Dec. 31, 2017 [1] (1)       299   (300) (1)  
Net income (loss) 3,440       3,425     3,425 15
Other comprehensive income (loss) (611)           (611) (611)  
Preferred stock dividends (134)       (134)     (134)  
Common stock dividends (990)       (990)     (990)  
Issuance of common and treasury stock 48     (113)   161   48  
Issuance of common and treasury stock, shares   4              
Purchase of treasury stock (1,266)         (1,266)   (1,266)  
Purchase of treasury stock, shares   (24)              
Distributions to noncontrolling interests (15)               (15)
Net other changes in noncontrolling interests 3               3
Stock option and restricted stock grants 117     117       117  
Ending Balance at Jun. 30, 2018 $ 50,257 $ 21 $ 5,419 $ 8,468 $ 56,742 $ (18,707) $ (2,315) $ 49,628 $ 629
Shares, Ending Balance at Jun. 30, 2018   1,636              
[1] Includes the impact of the reduced federal statutory tax rate for corporations included in 2017 tax reform legislation, reclassified out of accumulated other comprehensive income and into retained earnings as of the beginning of the period.
XML 23 R7.htm IDEA: XBRL DOCUMENT v3.10.0.1
Consolidated Statement of Cash Flows (Unaudited) - USD ($)
$ in Millions
6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Operating Activities    
Net income attributable to U.S. Bancorp $ 3,425 $ 2,973
Adjustments to reconcile net income to net cash provided by operating activities    
Provision for credit losses 668 695
Depreciation and amortization of premises and equipment 149 146
Amortization of intangibles 79 87
(Gain) loss on sale of loans held for sale (200) (317)
(Gain) loss on sale of securities and other assets (203) (282)
Loans originated for sale in the secondary market, net of repayments (15,836) (16,337)
Proceeds from sales of loans held for sale 16,141 17,707
Other, net 466 107
Net cash provided by operating activities 4,689 4,779
Investing Activities    
Proceeds from sales of available-for-sale investment securities 1,158 2,718
Proceeds from maturities of held-to-maturity investment securities 3,274 4,094
Proceeds from maturities of available-for-sale investment securities 5,684 6,417
Purchases of held-to-maturity investment securities (6,433) (4,784)
Purchases of available-for-sale investment securities (4,640) (9,883)
Net increase in loans outstanding (882) (4,122)
Proceeds from sales of loans 2,347 851
Purchases of loans (1,924) (1,537)
Other, net (753) (568)
Net cash used in investing activities (2,169) (6,814)
Financing Activities    
Net (decrease) increase in deposits (7,135) 12,672
Net increase in short-term borrowings 1,485 449
Proceeds from issuance of long-term debt 6,230 6,698
Principal payments or redemption of long-term debt (1,233) (2,175)
Proceeds from issuance of preferred stock   993
Proceeds from issuance of common stock 45 127
Repurchase of preferred stock   (1,085)
Repurchase of common stock (1,266) (1,282)
Cash dividends paid on preferred stock (134) (149)
Cash dividends paid on common stock (996) (954)
Net cash (used in) provided by financing activities (3,004) 15,294
Change in cash and due from banks (484) 13,259
Cash and due from banks at beginning of period 19,505 15,705
Cash and due from banks at end of period $ 19,021 $ 28,964
XML 24 R8.htm IDEA: XBRL DOCUMENT v3.10.0.1
Basis of Presentation
6 Months Ended
Jun. 30, 2018
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Basis of Presentation
 Note 1      Basis of Presentation

The accompanying consolidated financial statements have been prepared in accordance with the instructions to Form 10-Q and, therefore, do not include all information and notes necessary for a complete presentation of financial position, results of operations and cash flow activity required in accordance with accounting principles generally accepted in the United States. In the opinion of management of U.S. Bancorp (the “Company”), all adjustments (consisting only of normal recurring adjustments) necessary for a fair statement of results for the interim periods have been made. These financial statements and notes should be read in conjunction with the consolidated financial statements and notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017. Certain amounts in prior periods have been reclassified to conform to the current presentation.

Accounting policies for the lines of business are generally the same as those used in preparation of the consolidated financial statements with respect to activities specifically attributable to each business line. However, the preparation of business line results requires management to establish methodologies to allocate funding costs, expenses and other financial elements to each line of business. Table 11 “Line of Business Financial Performance” included in Management’s Discussion and Analysis provides details of segment results. This information is incorporated by reference into these Notes to Consolidated Financial Statements.

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Accounting Changes
6 Months Ended
Jun. 30, 2018
Accounting Changes and Error Corrections [Abstract]  
Accounting Changes
 Note 2      Accounting Changes

Revenue Recognition Effective January 1, 2018, the Company adopted accounting guidance, issued by the Financial Accounting Standards Board (“FASB”) in May 2014, clarifying the principles for recognizing revenue from certain contracts with customers. The guidance does not apply to revenue associated with financial instruments, such as loans and securities. The adoption of this guidance was not material to the Company’s financial statements.

Financial Instruments—Hedge Accounting Effective January 1, 2018, the Company adopted accounting guidance, issued by the FASB in August 2017, related to hedge accounting. This guidance makes targeted changes to the hedge accounting model to simplify the application of hedge accounting and more closely align financial reporting to an entity’s risk management activities. This guidance expands risk management strategies that qualify for hedge accounting, simplifies certain effectiveness assessment requirements, eliminates separate reporting of ineffectiveness and changes certain presentation and disclosure requirements for hedge accounting activities. Upon adoption, the Company elected to apply the guidance to existing fair value hedges. The Company also elected upon adoption to transfer $1.5 billion of its fixed rate residential agency mortgage-backed securities from the held-to-maturity to available-for-sale category. The adoption of this guidance was not material to the Company’s financial statements.

Income Taxes Effective January 1, 2018, the Company adopted accounting guidance, issued by the FASB in February 2018, which allows entities to reclassify from accumulated other comprehensive income to retained earnings, the impact of the reduced federal statutory tax rate for corporations included in the Tax Cuts and Jobs Act (“tax reform”) enacted by Congress in late 2017. Upon adoption, the Company increased retained earnings and reduced accumulated other comprehensive income by $300 million. After adoption, the income tax effect on items included in accumulated other comprehensive income is consistent with the related deferred tax balances, and the income tax effect will be released from accumulated other comprehensive income and the related deferred tax balances when the applicable tax differences reverse.

Accounting for Leases In February 2016, the FASB issued accounting guidance, effective for the Company on January 1, 2019, related to the accounting for leases. This guidance requires lessees to recognize all leases on the Consolidated Balance Sheet as lease assets and lease liabilities based primarily on the present value of future lease payments. Lessor accounting is largely unchanged. A modified retrospective approach is required at adoption which requires all prior periods presented in the financial statements to be restated, with a cumulative effect adjustment to retained earnings as of the beginning of the earliest period presented. This guidance also requires additional disclosures regarding leasing arrangements. The Company expects the adoption of this guidance will not be material to its financial statements.

 

Financial Instruments—Credit Losses In June 2016, the FASB issued accounting guidance, effective for the Company no later than January 1, 2020, related to the impairment of financial instruments. This guidance changes existing impairment recognition to a model that is based on expected losses rather than incurred losses, which is intended to result in more timely recognition of credit losses. This guidance is also intended to reduce the complexity of current accounting guidance by decreasing the number of credit impairment models that entities use to account for debt instruments. A modified retrospective approach is required at adoption with a cumulative effect adjustment to retained earnings as of the adoption date. The guidance also requires additional credit quality disclosures for loans. The Company is currently evaluating the impact of this guidance on its financial statements, and expects its allowance for credit losses to increase upon adoption. The extent of this increase will continue to be evaluated and will depend on economic conditions and the composition of the Company’s loan portfolio at the time of adoption.

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Investment Securities
6 Months Ended
Jun. 30, 2018
Investments, Debt and Equity Securities [Abstract]  
Investment Securities
 Note 3      Investment Securities

The Company’s held-to-maturity investment securities are carried at historical cost, adjusted for amortization of premiums and accretion of discounts and credit-related other-than-temporary impairment. The Company’s available-for-sale investment securities are carried at fair value with unrealized net gains or losses reported within accumulated other comprehensive income (loss) in shareholders’ equity.

The amortized cost, other-than-temporary impairment recorded in other comprehensive income (loss), gross unrealized holding gains and losses, and fair value of held-to-maturity and available-for-sale investment securities were as follows:

 

    June 30, 2018            December 31, 2017  
                Unrealized Losses                             Unrealized Losses        
(Dollars in Millions)   Amortized
Cost
    Unrealized
Gains
    Other-than-
Temporary (a)
    Other (b)    

Fair

Value

           Amortized
Cost
    Unrealized
Gains
    Other-than-
Temporary (a)
    Other (b)    

Fair

Value

 

Held-to-maturity

                       

U.S. Treasury and agencies

  $ 5,143     $ 1     $     $ (203   $ 4,941         $ 5,181     $ 5     $     $ (120   $ 5,066  

Residential agency mortgage-backed securities

    40,880       34             (1,277     39,637           39,150       48             (579     38,619  

Asset-backed securities

                       

Collateralized debt obligations/Collateralized loan obligations

          4                   4                 4                   4  

Other

    5       2                   7           6       2                   8  

Obligations of state and political subdivisions

    6       1                   7           6       1                   7  

Obligations of foreign governments

    9                         9           7                         7  

Other

    12                         12               12                         12  

Total held-to-maturity

  $ 46,055     $ 42     $     $ (1,480   $ 44,617             $ 44,362     $ 60     $     $ (699   $ 43,723  

Available-for-sale

                       

U.S. Treasury and agencies

  $ 21,244     $ 2     $     $ (515   $ 20,731         $ 23,586     $ 3     $     $ (288   $ 23,301  

Mortgage-backed securities

                       

Residential agency

    39,409       124             (1,113     38,420           38,450       152             (571     38,031  

Commercial agency

    6                         6           6                         6  

Other asset-backed securities

    405       6                   411           413       6                   419  

Obligations of state and political subdivisions

    6,866       49             (136     6,779           6,240       147             (29     6,358  

Other

                                          22                         22  

Total available-for-sale

  $ 67,930     $ 181     $     $ (1,764   $ 66,347             $ 68,717     $ 308     $     $ (888   $ 68,137  

 

(a) Represents impairment not related to credit for those investment securities that have been determined to be other-than-temporarily impaired.
(b) Represents unrealized losses on investment securities that have not been determined to be other-than-temporarily impaired.

The weighted-average maturity of the available-for-sale investment securities was 5.5 years at June 30, 2018, compared with 5.1 years at December 31, 2017. The corresponding weighted-average yields were 2.38 percent and 2.25 percent, respectively. The weighted-average maturity of the held-to-maturity investment securities was 5.3 years at June 30, 2018 and 4.7 years at December 31, 2017. The corresponding weighted-average yields were 2.32 percent and 2.14 percent, respectively.

For amortized cost, fair value and yield by maturity date of held-to-maturity and available-for-sale investment securities outstanding at June 30, 2018, refer to Table 4 included in Management’s Discussion and Analysis, which is incorporated by reference into these Notes to Consolidated Financial Statements.

Investment securities with a fair value of $10.4 billion at June 30, 2018, and $12.8 billion at December 31, 2017, were pledged to secure public, private and trust deposits, repurchase agreements and for other purposes required by contractual obligation or law. Included in these amounts were securities where the Company and certain counterparties have agreements granting the counterparties the right to sell or pledge the securities. Investment securities securing these types of arrangements had a fair value of $2.2 billion at June 30, 2018, and $689 million at December 31, 2017.

The following table provides information about the amount of interest income from taxable and non-taxable investment securities:

 

    Three Months Ended
June 30
           

Six Months Ended

June 30

 
(Dollars in Millions)   2018      2017             2018      2017  

Taxable

  $       597      $     507          $     1,158      $     990  

Non-taxable

    56        48                108        95  

Total interest income from investment securities

  $ 653      $ 555              $ 1,266      $ 1,085  

The following table provides information about the amount of gross gains and losses realized through the sales of available-for-sale investment securities:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)   2018      2017             2018      2017  

Realized gains

  $         10      $         9          $         15      $         56  

Realized losses

                                 (18

Net realized gains (losses)

  $ 10      $ 9              $ 15      $ 38  

Income tax (benefit) on net realized gains (losses)

  $ 3      $ 4              $ 4      $ 15  

The Company conducts a regular assessment of its investment securities with unrealized losses to determine whether investment securities are other-than-temporarily impaired considering, among other factors, the nature of the investment securities, the credit ratings or financial condition of the issuer, the extent and duration of the unrealized loss, expected cash flows of underlying collateral, the existence of any government or agency guarantees, market conditions and whether the Company intends to sell or it is more likely than not the Company will be required to sell the investment securities. The Company determines other-than-temporary impairment recorded in earnings for investment securities not intended to be sold by estimating the future cash flows of each individual investment security, using market information where available, and discounting the cash flows at the original effective rate of the investment security. Other-than-temporary impairment recorded in other comprehensive income (loss) is measured as the difference between that discounted amount and the fair value of each investment security. The total amount of other-than-temporary impairment recorded was immaterial for the three and six months ended June 30, 2018 and 2017.

At June 30, 2018, certain investment securities had a fair value below amortized cost. The following table shows the gross unrealized losses and fair value of the Company’s investment securities with unrealized losses, aggregated by investment category and length of time the individual investment securities have been in continuous unrealized loss positions, at June 30, 2018:

 

    Less Than 12 Months      12 Months or Greater             Total  
(Dollars in Millions)  

Fair

Value

     Unrealized
Losses
            Fair Value      Unrealized
Losses
           

Fair

Value

     Unrealized
Losses
 

Held-to-maturity

                        

U.S. Treasury and agencies

  $ 2,250      $ (52        $ 2,541      $ (151        $ 4,791      $ (203

Residential agency mortgage-backed securities

    21,722        (585          13,791        (692          35,513        (1,277

Other asset-backed securities

                      2                   2         

Other

                          11                       11         

Total held-to-maturity

  $ 23,972      $ (637            $ 16,345      $ (843            $ 40,317      $ (1,480

Available-for-sale

                        

U.S. Treasury and agencies

  $ 12,332      $ (294        $ 8,199      $ (221        $ 20,531      $ (515

Residential agency mortgage-backed securities

    13,044        (305          17,989        (808          31,033        (1,113

Commercial agency mortgage-backed securities

    6                                     6         

Obligations of state and political subdivisions

    2,827        (48              1,245        (88              4,072        (136

Total available-for-sale

  $ 28,209      $ (647            $ 27,433      $ (1,117            $ 55,642      $ (1,764

The Company does not consider these unrealized losses to be credit-related. These unrealized losses primarily relate to changes in interest rates and market spreads subsequent to purchase. A substantial portion of investment securities that have unrealized losses are either U.S. Treasury and agencies, agency mortgage-backed or state and political securities. In general, the issuers of the investment securities are contractually prohibited from prepayment at less than par, and the Company did not pay significant purchase premiums for these investment securities. At June 30, 2018, the Company had no plans to sell investment securities with unrealized losses, and believes it is more likely than not it would not be required to sell such investment securities before recovery of their amortized cost.

XML 27 R11.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses
6 Months Ended
Jun. 30, 2018
Receivables [Abstract]  
Loans and Allowance for Credit Losses
 Note 4      Loans and Allowance for Credit Losses

The composition of the loan portfolio, disaggregated by class and underlying specific portfolio type, was as follows:

 

    June 30, 2018             December 31, 2017  
(Dollars in Millions)   Amount      Percent
of Total
            Amount      Percent
of Total
 

Commercial

              

Commercial

  $ 93,786        33.5        $ 91,958        32.8

Lease financing

    5,571        2.0                5,603        2.0  

Total commercial

    99,357        35.5            97,561        34.8  

Commercial Real Estate

              

Commercial mortgages

    28,187        10.0            29,367        10.5  

Construction and development

    11,212        4.0                11,096        4.0  

Total commercial real estate

    39,399        14.0            40,463        14.5  

Residential Mortgages

              

Residential mortgages

    48,682        17.4            46,685        16.6  

Home equity loans, first liens

    12,627        4.5                13,098        4.7  

Total residential mortgages

    61,309        21.9            59,783        21.3  

Credit Card

    21,566        7.7            22,180        7.9  

Other Retail

              

Retail leasing

    8,253        3.0            7,988        2.8  

Home equity and second mortgages

    16,083        5.7            16,327        5.8  

Revolving credit

    3,144        1.1            3,183        1.1  

Installment

    9,363        3.4            8,989        3.2  

Automobile

    18,567        6.6            18,934        6.8  

Student (a)

    313        .1                1,903        .7  

Total other retail

    55,723        19.9                57,324        20.4  

Total loans, excluding covered loans

    277,354        99.0            277,311        98.9  

Covered Loans

    2,823        1.0                3,121        1.1  

Total loans

  $ 280,177        100.0            $ 280,432        100.0

 

(a) During the first six months of 2018, the Company sold all of its federally guaranteed student loans.

The Company had loans of $90.0 billion at June 30, 2018, and $83.3 billion at December 31, 2017, pledged at the Federal Home Loan Bank, and loans of $68.7 billion at June 30, 2018, and $68.0 billion at December 31, 2017, pledged at the Federal Reserve Bank.

Originated loans are reported at the principal amount outstanding, net of unearned interest and deferred fees and costs, and any partial charge-offs recorded. Net unearned interest and deferred fees and costs amounted to $823 million at June 30, 2018 and $830 million at December 31, 2017. All purchased loans and related indemnification assets are recorded at fair value at the date of purchase. The Company evaluates purchased loans for impairment at the date of purchase in accordance with applicable authoritative accounting guidance. Purchased loans with evidence of credit deterioration since origination for which it is probable that all contractually required payments will not be collected are considered “purchased impaired loans.” All other purchased loans are considered “purchased nonimpaired loans.”

Changes in the accretable balance for purchased impaired loans were as follows:

 

   

Three Months Ended

June 30

           

Six Months Ended

June 30

 
(Dollars in Millions)   2018     2017             2018     2017  

Balance at beginning of period

  $ 257     $ 637          $ 350     $ 698  

Accretion

    (90     (89          (181     (179

Disposals

    (15     (28          (27     (51

Reclassifications from nonaccretable difference (a)

    5       30            15       83  

Other

          (4                    (5

Balance at end of period

  $ 157     $ 546              $ 157     $ 546  

 

(a) Primarily relates to changes in expected credit performance.

Allowance for Credit Losses The allowance for credit losses is established for probable and estimable losses incurred in the Company’s loan and lease portfolio, including unfunded credit commitments, and includes certain amounts that do not represent loss exposure to the Company because those losses are recoverable under loss sharing agreements with the Federal Deposit Insurance Corporation (“FDIC”). The allowance for credit losses is increased through provisions charged to earnings and reduced by net charge-offs. Management evaluates the adequacy of the allowance for incurred losses on a quarterly basis.

The allowance recorded for loans in the commercial lending segment is based on reviews of individual credit relationships and considers the migration analysis of commercial lending segment loans and actual loss experience. For each loan type, this historical loss experience is adjusted as necessary to consider any relevant changes in portfolio composition, lending policies, underwriting standards, risk management practices or economic conditions. The results of the analysis are evaluated quarterly to confirm the selected loss experience is appropriate for each commercial loan type. The allowance recorded for impaired loans greater than $5 million in the commercial lending segment is based on an individual loan analysis utilizing expected cash flows discounted using the original effective interest rate, the observable market price of the loan, or the fair value of the collateral, less selling costs, for collateral-dependent loans, rather than the migration analysis. The allowance recorded for all other commercial lending segment loans is determined on a homogenous pool basis and includes consideration of product mix, risk characteristics of the portfolio, delinquency status, bankruptcy experience, portfolio growth and historical losses, adjusted for current trends. The Company also considers the impacts of any loan modifications made to commercial lending segment loans and any subsequent payment defaults to its expectations of cash flows, principal balance, and current expectations about the borrower’s ability to pay in determining the allowance for credit losses.

The allowance recorded for Troubled Debt Restructuring (“TDR”) loans and purchased impaired loans in the consumer lending segment is determined on a homogenous pool basis utilizing expected cash flows discounted using the original effective interest rate of the pool, or the prior quarter effective rate, respectively. The allowance for collateral-dependent loans in the consumer lending segment is determined based on the fair value of the collateral less costs to sell. The allowance recorded for all other consumer lending segment loans is determined on a homogenous pool basis and includes consideration of product mix, risk characteristics of the portfolio, bankruptcy experience, delinquency status, refreshed loan-to-value ratios when possible, portfolio growth and historical losses, adjusted for current trends. The Company also considers any modifications made to consumer lending segment loans including the impacts of any subsequent payment defaults since modification in determining the allowance for credit losses, such as the borrower’s ability to pay under the restructured terms, and the timing and amount of payments.

The allowance for the covered loan segment is evaluated each quarter in a manner similar to that described for non-covered loans and reflects decreases in expected cash flows of those loans after the acquisition date. The provision for credit losses for covered loans considers the indemnification provided by the FDIC.

In addition, subsequent payment defaults on loan modifications considered TDRs are considered in the underlying factors used in the determination of the appropriateness of the allowance for credit losses. For each loan segment, the Company estimates future loan charge-offs through a variety of analysis, trends and underlying assumptions. With respect to the commercial lending segment, TDRs may be collectively evaluated for impairment where observed performance history, including defaults, is a primary driver of the loss allocation. For commercial TDRs individually evaluated for impairment, attributes of the borrower are the primary factors in determining the allowance for credit losses. However, historical loss experience is also incorporated into the allowance methodology applied to this category of loans. With respect to the consumer lending segment, performance of the portfolio, including defaults on TDRs, is considered when estimating future cash flows.

The Company’s methodology for determining the appropriate allowance for credit losses for each loan segment also considers the imprecision inherent in the methodologies used. As a result, in addition to the amounts determined under the methodologies described above, management also considers the potential impact of other qualitative factors which include, but are not limited to, economic factors; geographic and other concentration risks; delinquency and nonaccrual trends; current business conditions; changes in lending policy, underwriting standards and other relevant business practices; results of internal review; and the regulatory environment. The consideration of these items results in adjustments to allowance amounts included in the Company’s allowance for credit losses for each of the above loan segments.

The Company also assesses the credit risk associated with off-balance sheet loan commitments, letters of credit, and derivatives. Credit risk associated with derivatives is reflected in the fair values recorded for those positions. The liability for off-balance sheet credit exposure related to loan commitments and other credit guarantees is included in other liabilities. Because business processes and credit risks associated with unfunded credit commitments are essentially the same as for loans, the Company utilizes similar processes to estimate its liability for unfunded credit commitments.

 

Activity in the allowance for credit losses by portfolio class was as follows:

 

Three Months Ended June 30

(Dollars in Millions)

  Commercial    

Commercial

Real Estate

   

Residential

Mortgages

    Credit
Card
    Other
Retail
   

Total Loans,

Excluding

Covered Loans

    Covered
Loans
    Total
Loans
 

2018

               

Balance at beginning of period

  $ 1,386     $ 826     $ 443     $ 1,064     $ 672     $ 4,391     $ 26     $ 4,417  

Add

               

Provision for credit losses

    63       (14     (3     228       55       329       (2     327  

Deduct

               

Loans charged-off

    83       2       12       248       92       437             437  

Less recoveries of loans charged-off

    (25     (2     (8     (38     (32     (105           (105

Net loans charged-off

    58             4       210       60       332             332  

Other changes (a)

                                        (1     (1

Balance at end of period

  $ 1,391     $ 812     $ 436     $ 1,082     $ 667     $ 4,388     $ 23     $ 4,411  

2017

               

Balance at beginning of period

  $ 1,429     $ 842     $ 485     $ 955     $ 622     $ 4,333     $ 33     $ 4,366  

Add

               

Provision for credit losses

    44       5       (22     239       85       351       (1     350  

Deduct

               

Loans charged-off

    104       2       16       227       88       437             437  

Less recoveries of loans charged-off

    (26     (11     (8     (23     (29     (97           (97

Net loans charged-off

    78       (9     8       204       59       340             340  

Other changes (a)

                                        1       1  

Balance at end of period

  $ 1,395     $ 856     $ 455     $ 990     $ 648     $ 4,344     $ 33     $ 4,377  

 

(a) Includes net changes in credit losses to be reimbursed by the FDIC and reductions in the allowance for covered loans where the reversal of a previously recorded allowance was offset by an associated decrease in the indemnification asset, and the impact of any loan sales.

 

Six Months Ended June 30

(Dollars in Millions)

  Commercial     Commercial
Real Estate
    Residential
Mortgages
    Credit
Card
    Other
Retail
    Total Loans,
Excluding
Covered Loans
    Covered
Loans
    Total
Loans
 

2018

               

Balance at beginning of period

  $ 1,372     $ 831     $ 449     $ 1,056     $ 678     $ 4,386     $ 31     $ 4,417  

Add

               

Provision for credit losses

    137       (22     (2     447       115       675       (7     668  

Deduct

               

Loans charged-off

    177       5       25       496       187       890             890  

Less recoveries of loans charged-off

    (59     (8     (14     (75     (61     (217           (217

Net loans charged-off

    118       (3     11       421       126       673             673  

Other changes (a)

                                        (1     (1

Balance at end of period

  $ 1,391     $ 812     $ 436     $ 1,082     $ 667     $ 4,388     $ 23     $ 4,411  

2017

               

Balance at beginning of period

  $ 1,450     $ 812     $ 510     $ 934     $ 617     $ 4,323     $ 34     $ 4,357  

Add

               

Provision for credit losses

    98       33       (35     450       150       696       (1     695  

Deduct

               

Loans charged-off

    200       5       33       439       177       854             854  

Less recoveries of loans charged-off

    (47     (16     (13     (45     (58     (179           (179

Net loans charged-off

    153       (11     20       394       119       675             675  

Other changes (a)

                                               

Balance at end of period

  $ 1,395     $ 856     $ 455     $ 990     $ 648     $ 4,344     $ 33     $ 4,377  

 

(a) Includes net changes in credit losses to be reimbursed by the FDIC and reductions in the allowance for covered loans where the reversal of a previously recorded allowance was offset by an associated decrease in the indemnification asset, and the impact of any loan sales.

 

Additional detail of the allowance for credit losses by portfolio class was as follows:

 

(Dollars in Millions)   Commercial    

Commercial

Real Estate

   

Residential

Mortgages

   

Credit

Card

   

Other

Retail

   

Total Loans,

Excluding

Covered Loans

   

Covered

Loans

   

Total

Loans

 

Allowance Balance at June 30, 2018 Related to

               

Loans individually evaluated for impairment (a)

  $ 19     $ 3     $     $     $     $ 22     $     $ 22  

TDRs collectively evaluated for impairment

    14       3       136       61       16       230       1       231  

Other loans collectively evaluated for impairment

    1,358       803       300       1,021       651       4,133             4,133  

Loans acquired with deteriorated credit quality

          3                         3       22       25  

Total allowance for credit losses

  $ 1,391     $ 812     $ 436     $ 1,082     $ 667     $ 4,388     $ 23     $ 4,411  

Allowance Balance at December 31, 2017 Related to

               

Loans individually evaluated for impairment (a)

  $ 23     $ 4     $     $     $     $ 27     $     $ 27  

TDRs collectively evaluated for impairment

    14       4       139       60       19       236       1       237  

Other loans collectively evaluated for impairment

    1,335       818       310       996       659       4,118             4,118  

Loans acquired with deteriorated credit quality

          5                         5       30       35  

Total allowance for credit losses

  $ 1,372     $ 831     $ 449     $ 1,056     $ 678     $ 4,386     $ 31     $ 4,417  

 

(a) Represents the allowance for credit losses related to loans greater than $5 million classified as nonperforming or TDRs.

Additional detail of loan balances by portfolio class was as follows:

 

(Dollars in Millions)   Commercial      Commercial
Real Estate
     Residential
Mortgages
     Credit
Card
     Other
Retail
     Total Loans,
Excluding
Covered Loans
     Covered
Loans (b)
     Total
Loans
 

June 30, 2018

                      

Loans individually evaluated for impairment (a)

  $ 272      $ 53      $      $      $      $ 325      $      $ 325  

TDRs collectively evaluated for impairment

    158        135        3,377        233        184        4,087        34        4,121  

Other loans collectively evaluated for impairment

    98,927        39,175        57,931        21,333        55,539        272,905        876        273,781  

Loans acquired with deteriorated credit quality

           36        1                      37        1,913        1,950  

Total loans

  $ 99,357      $ 39,399      $ 61,309      $ 21,566      $ 55,723      $ 277,354      $ 2,823      $ 280,177  

December 31, 2017

                      

Loans individually evaluated for impairment (a)

  $ 337      $ 71      $      $      $      $ 408      $      $ 408  

TDRs collectively evaluated for impairment

    148        145        3,524        230        186        4,233        36        4,269  

Other loans collectively evaluated for impairment

    97,076        40,174        56,258        21,950        57,138        272,596        1,073        273,669  

Loans acquired with deteriorated credit quality

           73        1                      74        2,012        2,086  

Total loans

  $ 97,561      $ 40,463      $ 59,783      $ 22,180      $ 57,324      $ 277,311      $ 3,121      $ 280,432  

 

(a) Represents loans greater than $5 million classified as nonperforming or TDRs.
(b) Includes expected reimbursements from the FDIC under loss sharing agreements.

Credit Quality The credit quality of the Company’s loan portfolios is assessed as a function of net credit losses, levels of nonperforming assets and delinquencies, and credit quality ratings as defined by the Company.

For all loan classes, loans are considered past due based on the number of days delinquent except for monthly amortizing loans which are classified delinquent based upon the number of contractually required payments not made (for example, two missed payments is considered 30 days delinquent). When a loan is placed on nonaccrual status, unpaid accrued interest is reversed, reducing interest income in the current period.

Commercial lending segment loans are generally placed on nonaccrual status when the collection of principal and interest has become 90 days past due or is otherwise considered doubtful. Commercial lending segment loans are generally fully or partially charged down to the fair value of the collateral securing the loan, less costs to sell, when the loan is placed on nonaccrual.

Consumer lending segment loans are generally charged-off at a specific number of days or payments past due. Residential mortgages and other retail loans secured by 1-4 family properties are generally charged down to the fair value of the collateral securing the loan, less costs to sell, at 180 days past due. Residential mortgage loans and lines in a first lien position are placed on nonaccrual status in instances where a partial charge-off occurs unless the loan is well secured and in the process of collection. Residential mortgage loans and lines in a junior lien position secured by 1-4 family properties are placed on nonaccrual status at 120 days past due or when they are behind a first lien that has become 180 days or greater past due or placed on nonaccrual status. Any secured consumer lending segment loan whose borrower has had debt discharged through bankruptcy, for which the loan amount exceeds the fair value of the collateral, is charged down to the fair value of the related collateral and the remaining balance is placed on nonaccrual status. Credit card loans continue to accrue interest until the account is charged-off. Credit cards are charged-off at 180 days past due. Other retail loans not secured by 1-4 family properties are charged-off at 120 days past due; and revolving consumer lines are charged-off at 180 days past due. Similar to credit cards, other retail loans are generally not placed on nonaccrual status because of the relatively short period of time to charge-off. Certain retail customers having financial difficulties may have the terms of their credit card and other loan agreements modified to require only principal payments and, as such, are reported as nonaccrual.

For all loan classes, interest payments received on nonaccrual loans are generally recorded as a reduction to a loan’s carrying amount while a loan is on nonaccrual and are recognized as interest income upon payoff of the loan. However, interest income may be recognized for interest payments if the remaining carrying amount of the loan is believed to be collectible. In certain circumstances, loans in any class may be restored to accrual status, such as when a loan has demonstrated sustained repayment performance or no amounts are past due and prospects for future payment are no longer in doubt; or when the loan becomes well secured and is in the process of collection. Loans where there has been a partial charge-off may be returned to accrual status if all principal and interest (including amounts previously charged-off) is expected to be collected and the loan is current.

Covered loans not considered to be purchased impaired are evaluated for delinquency, nonaccrual status and charge-off consistent with the class of loan they would be included in had the loss share coverage not been in place. Generally, purchased impaired loans are considered accruing loans. However, the timing and amount of future cash flows for some loans is not reasonably estimable, and those loans are classified as nonaccrual loans with interest income not recognized until the timing and amount of the future cash flows can be reasonably estimated.

The following table provides a summary of loans by portfolio class, including the delinquency status of those that continue to accrue interest, and those that are nonperforming:

 

    Accruing                
(Dollars in Millions)   Current     

30-89 Days

Past Due

    

90 Days or

More Past Due

     Nonperforming      Total  

June 30, 2018

             

Commercial

  $ 98,847      $ 228      $ 58      $ 224      $ 99,357  

Commercial real estate

    39,250        42        3        104        39,399  

Residential mortgages (a)

    60,636        160        113        400        61,309  

Credit card

    21,054        263        249               21,566  

Other retail

    55,134        320        91        178        55,723  

Total loans, excluding covered loans

    274,921        1,013        514        906        277,354  

Covered loans

    2,644        47        126        6        2,823  

Total loans

  $ 277,565      $ 1,060      $ 640      $ 912      $ 280,177  

December 31, 2017

             

Commercial

  $ 97,005      $ 250      $ 57      $ 249      $ 97,561  

Commercial real estate

    40,279        36        6        142        40,463  

Residential mortgages (a)

    59,013        198        130        442        59,783  

Credit card

    21,593        302        284        1        22,180  

Other retail

    56,685        376        95        168        57,324  

Total loans, excluding covered loans

    274,575        1,162        572        1,002        277,311  

Covered loans

    2,917        50        148        6        3,121  

Total loans

  $ 277,492      $ 1,212      $ 720      $ 1,008      $ 280,432  

 

(a) At June 30, 2018, $371 million of loans 30–89 days past due and $1.8 billion of loans 90 days or more past due purchased from Government National Mortgage Association (“GNMA”) mortgage pools whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs, were classified as current, compared with $385 million and $1.9 billion at December 31, 2017, respectively.

At June 30, 2018, the amount of foreclosed residential real estate held by the Company, and included in other real estate owned (“OREO”), was $123 million ($103 million excluding covered assets), compared with $156 million ($135 million excluding covered assets) at December 31, 2017. These amounts exclude $237 million and $267 million at June 30, 2018 and December 31, 2017, respectively, of foreclosed residential real estate related to mortgage loans whose payments are primarily insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs. In addition, the amount of residential mortgage loans secured by residential real estate in the process of foreclosure at June 30, 2018 and December 31, 2017, was $1.6 billion and $1.7 billion, respectively, of which $1.3 billion at both June 30, 2018 and December 31, 2017, related to loans purchased from Government National Mortgage Association (“GNMA”) mortgage pools whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs.

The Company classifies its loan portfolios using internal credit quality ratings on a quarterly basis. These ratings include pass, special mention and classified, and are an important part of the Company’s overall credit risk management process and evaluation of the allowance for credit losses. Loans with a pass rating represent those loans not classified on the Company’s rating scale for problem credits, as minimal credit risk has been identified. Special mention loans are those loans that have a potential weakness deserving management’s close attention. Classified loans are those loans where a well-defined weakness has been identified that may put full collection of contractual cash flows at risk. It is possible that others, given the same information, may reach different reasonable conclusions regarding the credit quality rating classification of specific loans.

The following table provides a summary of loans by portfolio class and the Company’s internal credit quality rating:

 

           Criticized         
(Dollars in Millions)   Pass      Special
Mention
     Classified (a)      Total
Criticized
     Total  

June 30, 2018

             

Commercial

  $ 97,207      $ 1,216      $ 934      $ 2,150      $ 99,357  

Commercial real estate

    38,192        543        664        1,207        39,399  

Residential mortgages (b)

    60,738        14        557        571        61,309  

Credit card

    21,317               249        249        21,566  

Other retail

    55,409        9        305        314        55,723  

Total loans, excluding covered loans

    272,863        1,782        2,709        4,491        277,354  

Covered loans

    2,780               43        43        2,823  

Total loans

  $ 275,643      $ 1,782      $ 2,752      $ 4,534      $ 280,177  

Total outstanding commitments

  $ 591,015      $ 2,462      $ 3,449      $ 5,911      $ 596,926  

December 31, 2017

             

Commercial

  $ 95,297      $ 1,130      $ 1,134      $ 2,264      $ 97,561  

Commercial real estate

    39,162        648        653        1,301        40,463  

Residential mortgages (b)

    59,141        16        626        642        59,783  

Credit card

    21,895               285        285        22,180  

Other retail

    57,009        6        309        315        57,324  

Total loans, excluding covered loans

    272,504        1,800        3,007        4,807        277,311  

Covered loans

    3,072               49        49        3,121  

Total loans

  $ 275,576      $ 1,800      $ 3,056      $ 4,856      $ 280,432  

Total outstanding commitments

  $ 584,072      $ 3,142      $ 3,987      $ 7,129      $ 591,201  

 

(a) Classified rating on consumer loans primarily based on delinquency status.
(b) At June 30, 2018, $1.8 billion of GNMA loans 90 days or more past due and $1.7 billion of restructured GNMA loans whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs were classified with a pass rating, compared with $1.9 billion and $1.7 billion at December 31, 2017, respectively.

For all loan classes, a loan is considered to be impaired when, based on current events or information, it is probable the Company will be unable to collect all amounts due per the contractual terms of the loan agreement. Impaired loans include all nonaccrual and TDR loans. For all loan classes, interest income on TDR loans is recognized under the modified terms and conditions if the borrower has demonstrated repayment performance at a level commensurate with the modified terms over several payment cycles. Interest income is generally not recognized on other impaired loans until the loan is paid off. However, interest income may be recognized for interest payments if the remaining carrying amount of the loan is believed to be collectible.

Factors used by the Company in determining whether all principal and interest payments due on commercial and commercial real estate loans will be collected and, therefore, whether those loans are impaired include, but are not limited to, the financial condition of the borrower, collateral and/or guarantees on the loan, and the borrower’s estimated future ability to pay based on industry, geographic location and certain financial ratios. The evaluation of impairment on residential mortgages, credit card loans and other retail loans is primarily driven by delinquency status of individual loans or whether a loan has been modified, and considers any government guarantee where applicable. Individual covered loans, whose future losses are covered by loss sharing agreements with the FDIC that substantially reduce the risk of credit losses to the Company, are evaluated for impairment and accounted for in a manner consistent with the class of loan they would have been included in had the loss sharing coverage not been in place.

 

A summary of impaired loans, which include all nonaccrual and TDR loans, by portfolio class was as follows:

 

(Dollars in Millions)   Period-end
Recorded
Investment (a)
     Unpaid
Principal
Balance
     Valuation
Allowance
    

Commitments

to Lend

Additional

Funds

 

June 30, 2018

          

Commercial

  $ 488      $ 860      $ 34      $ 170  

Commercial real estate

    230        481        8         

Residential mortgages

    1,811        2,031        99        1  

Credit card

    233        233        61         

Other retail

    308        387        19        5  

Total loans, excluding GNMA and covered loans

    3,070        3,992        221        176  

Loans purchased from GNMA mortgage pools

    1,665        1,665        38         

Covered loans

    36        40        1         

Total

  $ 4,771      $ 5,697      $ 260      $ 176  

December 31, 2017

          

Commercial

  $ 550      $ 915      $ 44      $ 199  

Commercial real estate

    280        596        11         

Residential mortgages

    1,946        2,339        116        1  

Credit card

    230        230        60         

Other retail

    302        400        22        4  

Total loans, excluding GNMA and covered loans

    3,308        4,480        253        204  

Loans purchased from GNMA mortgage pools

    1,681        1,681        25         

Covered loans

    38        44        1         

Total

  $ 5,027      $ 6,205      $ 279      $ 204  

 

(a) Substantially all loans classified as impaired at June 30, 2018 and December 31, 2017, had an associated allowance for credit losses.

Additional information on impaired loans follows:

 

    2018              2017  
(Dollars in Millions)   Average
Recorded
Investment
     Interest
Income
Recognized
             Average
Recorded
Investment
     Interest
Income
Recognized
 

Three Months Ended June 30

               

Commercial

  $ 514      $ 1           $ 720      $ 1  

Commercial real estate

    242        2             272        3  

Residential mortgages

    1,846        19             2,182        28  

Credit card

    234        1             229        1  

Other retail

    303        4                 279        3  

Total loans, excluding GNMA and covered loans

    3,139        27             3,682        36  

Loans purchased from GNMA mortgage pools

    1,616        12             1,746        19  

Covered loans

    37        1                 38         

Total

  $ 4,792      $ 40               $ 5,466      $ 55  

Six Months Ended June 30

               

Commercial

  $ 530      $ 2           $ 769      $ 2  

Commercial real estate

    255        4             275        5  

Residential mortgages

    1,880        39             2,211        57  

Credit card

    233        2             227        2  

Other retail

    301        8                 279        7  

Total loans, excluding GNMA and covered loans

    3,199        55             3,761        73  

Loans purchased from GNMA mortgage pools

    1,620        24             1,696        37  

Covered loans

    37        1                 37         

Total

  $ 4,856      $ 80               $ 5,494      $ 110  

Troubled Debt Restructurings In certain circumstances, the Company may modify the terms of a loan to maximize the collection of amounts due when a borrower is experiencing financial difficulties or is expected to experience difficulties in the near-term. Concessionary modifications are classified as TDRs unless the modification results in only an insignificant delay in payments to be received. The Company recognizes interest on TDRs if the borrower complies with the revised terms and conditions as agreed upon with the Company and has demonstrated repayment performance at a level commensurate with the modified terms over several payment cycles, which is generally six months or greater. To the extent a previous restructuring was insignificant, the Company considers the cumulative effect of past restructurings related to the receivable when determining whether a current restructuring is a TDR. Loans classified as TDRs are considered impaired loans for reporting and measurement purposes.

 

The following table provides a summary of loans modified as TDRs during the periods presented by portfolio class:

 

    2018              2017  
(Dollars in Millions)   Number
of Loans
     Pre-Modification
Outstanding
Loan Balance
     Post-Modification
Outstanding
Loan Balance
            

Number

of Loans

     Pre-Modification
Outstanding
Loan Balance
     Post-Modification
Outstanding
Loan Balance
 

Three Months Ended June 30

                     

Commercial

    724      $ 132      $ 126             671      $ 62      $ 40  

Commercial real estate

    30        15        14             41        29        31  

Residential mortgages

    105        20        20             144        17        16  

Credit card

    7,461        37        38             8,146        40        40  

Other retail

    535        17        17                 639        15        14  

Total loans, excluding GNMA and covered loans

    8,855        221        215             9,641        163        141  

Loans purchased from GNMA mortgage pools

    2,248        298        295             1,043        141        137  

Covered loans

                                  3        1        1  

Total loans

    11,103      $ 519      $ 510                 10,687      $ 305      $ 279  

Six Months Ended June 30

                     

Commercial

    1,347      $ 213      $ 201             1,501      $ 199      $ 168  

Commercial real estate

    59        31        30             64        38        39  

Residential mortgages

    253        37        36             500        57        57  

Credit card

    16,007        80        81             17,551        85        86  

Other retail

    1,094        28        27                 1,261        26        23  

Total loans, excluding GNMA and covered loans

    18,760        389        375             20,877        405        373  

Loans purchased from GNMA mortgage pools

    3,136        415        408             3,972        528        515  

Covered loans

                                  7        2        2  

Total loans

    21,896      $ 804      $ 783                 24,856      $ 935      $ 890  

Residential mortgages, home equity and second mortgages, and loans purchased from GNMA mortgage pools in the table above include trial period arrangements offered to customers during the periods presented. The post-modification balances for these loans reflect the current outstanding balance until a permanent modification is made. In addition, the post-modification balances typically include capitalization of unpaid accrued interest and/or fees under the various modification programs. For those loans modified as TDRs during the second quarter of 2018, at June 30, 2018, 44 residential mortgages, 22 home equity and second mortgage loans and 1,582 loans purchased from GNMA mortgage pools with outstanding balances of $13 million, $8 million and $208 million, respectively, were in a trial period and have estimated post-modification balances of $13 million, $7 million and $212 million, respectively, assuming permanent modification occurs at the end of the trial period.

The Company has implemented certain restructuring programs that may result in TDRs. However, many of the Company’s TDRs are also determined on a case-by-case basis in connection with ongoing loan collection processes.

For the commercial lending segment, modifications generally result in the Company working with borrowers on a case-by-case basis. Commercial and commercial real estate modifications generally include extensions of the maturity date and may be accompanied by an increase or decrease to the interest rate, which may not be deemed a market interest rate. In addition, the Company may work with the borrower in identifying other changes that mitigate loss to the Company, which may include additional collateral or guarantees to support the loan. To a lesser extent, the Company may waive contractual principal. The Company classifies all of the above concessions as TDRs to the extent the Company determines that the borrower is experiencing financial difficulty.

Modifications for the consumer lending segment are generally part of programs the Company has initiated. The Company modifies residential mortgage loans under Federal Housing Administration, United States Department of Veterans Affairs, or its own internal programs. Under these programs, the Company offers qualifying homeowners the opportunity to permanently modify their loan and achieve more affordable monthly payments by providing loan concessions. These concessions may include adjustments to interest rates, conversion of adjustable rates to fixed rates, extension of maturity dates or deferrals of payments, capitalization of accrued interest and/or outstanding advances, or in limited situations, partial forgiveness of loan principal. In most instances, participation in residential mortgage loan restructuring programs requires the customer to complete a short-term trial period. A permanent loan modification is contingent on the customer successfully completing the trial period arrangement, and the loan documents are not modified until that time. The Company reports loans in a trial period arrangement as TDRs and continues to report them as TDRs after the trial period.

Credit card and other retail loan TDRs are generally part of distinct restructuring programs providing customers experiencing financial difficulty with modifications whereby balances may be amortized up to 60 months, and generally include waiver of fees and reduced interest rates.

In addition, the Company considers secured loans to consumer borrowers that have debt discharged through bankruptcy where the borrower has not reaffirmed the debt to be TDRs.

Modifications to loans in the covered segment are similar in nature to that described above for non-covered loans, and the evaluation and determination of TDR status is similar, except that acquired loans restructured after acquisition are not considered TDRs for accounting and disclosure purposes if the loans evidenced credit deterioration as of the acquisition date and are accounted for in pools. Losses associated with the modification on covered loans, including the economic impact of interest rate reductions, are generally eligible for reimbursement under loss sharing agreements with the FDIC.

The following table provides a summary of TDR loans that defaulted (fully or partially charged-off or became 90 days or more past due) during the periods presented that were modified as TDRs within 12 months previous to default:

 

    2018              2017  
(Dollars in Millions)  

Number

of Loans

     Amount
Defaulted
            

Number

of Loans

     Amount
Defaulted
 

Three Months Ended June 30

               

Commercial

    177      $ 3             182      $ 16  

Commercial real estate

    8        2             10        1  

Residential mortgages

    58        7             95        10  

Credit card

    1,933        8             1,984        8  

Other retail

    70        1                 102        1  

Total loans, excluding GNMA and covered loans

    2,246        21             2,373        36  

Loans purchased from GNMA mortgage pools

    517        67             139        19  

Covered loans

                           1         

Total loans

    2,763      $ 88                 2,513      $ 55  

Six Months Ended June 30

               

Commercial

    416      $ 12             355      $ 24  

Commercial real estate

    16        6             18        3  

Residential mortgages

    114        11             167        19  

Credit card

    3,969        17             4,031        17  

Other retail

    147        2                 231        3  

Total loans, excluding GNMA and covered loans

    4,662        48             4,802        66  

Loans purchased from GNMA mortgage pools

    749        98             357        49  

Covered loans

    1                        1         

Total loans

    5,412      $ 146                 5,160      $ 115  

In addition to the defaults in the table above, the Company had a total of 201 and 476 residential mortgage loans, home equity and second mortgage loans and loans purchased from GNMA mortgage pools for the three months and six months ended June 30, 2018, respectively, where borrowers did not successfully complete the trial period arrangement and, therefore, are no longer eligible for a permanent modification under the applicable modification program. These loans had aggregate outstanding balances of $23 million and $46 million for the three months and six months ended June 30, 2018, respectively.

Covered Assets Covered assets represent loans and other assets acquired from the FDIC, subject to loss sharing agreements, and include expected reimbursements from the FDIC. The carrying amount of the covered assets consisted of purchased impaired loans, purchased nonimpaired loans and other assets as shown in the following table:

 

    June 30, 2018              December 31, 2017  
(Dollars in Millions)   Purchased
Impaired
Loans
     Purchased
Nonimpaired
Loans
     Other      Total              Purchased
Impaired
Loans
     Purchased
Nonimpaired
Loans
     Other      Total  

Residential mortgage loans

  $ 1,913      $ 353      $      $ 2,266           $ 2,012      $ 400      $      $ 2,412  

Other retail loans

           110               110                    151               151  

Losses reimbursable by the FDIC (a)

                  331        331                           320        320  

Unamortized changes in FDIC asset (b)

                  116        116                               238        238  

Covered loans

    1,913        463        447        2,823             2,012        551        558        3,121  

Foreclosed real estate

                  20        20                               21        21  

Total covered assets

  $ 1,913      $ 463      $ 467      $ 2,843               $ 2,012      $ 551      $ 579      $ 3,142  

 

(a) Relates to loss sharing agreements with remaining terms up through the fourth quarter of 2019.
(b) Represents decreases in expected reimbursements by the FDIC as a result of decreases in expected losses on the covered loans. These amounts are amortized as a reduction in interest income on covered loans over the shorter of the expected life of the respective covered loans or the remaining contractual term of the indemnification agreements.

Interest income is recognized on purchased impaired loans through accretion of the difference between the carrying amount of those loans and their expected cash flows. The initial determination of the fair value of the purchased loans includes the impact of expected credit losses and, therefore, no allowance for credit losses is recorded at the purchase date. To the extent credit deterioration occurs after the date of acquisition, the Company records an allowance for credit losses.

XML 28 R12.htm IDEA: XBRL DOCUMENT v3.10.0.1
Accounting for Transfers and Servicing of Financial Assets and Variable Interest Entities
6 Months Ended
Jun. 30, 2018
Accounting Policies [Abstract]  
Accounting for Transfers and Servicing of Financial Assets and Variable Interest Entities
 Note 5      Accounting for Transfers and Servicing of Financial Assets and Variable Interest Entities

The Company transfers financial assets in the normal course of business. The majority of the Company’s financial asset transfers are residential mortgage loan sales primarily to government-sponsored enterprises (“GSEs”), transfers of tax-advantaged investments, commercial loan sales through participation agreements, and other individual or portfolio loan and securities sales. In accordance with the accounting guidance for asset transfers, the Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet. Guarantees provided to certain third parties in connection with the transfer of assets are further discussed in Note 15.

For loans sold under participation agreements, the Company also considers whether the terms of the loan participation agreement meet the accounting definition of a participating interest. With the exception of servicing and certain performance-based guarantees, the Company’s continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses. Any gain or loss on sale depends on the previous carrying amount of the transferred financial assets, the consideration received, and any liabilities incurred in exchange for the transferred assets. Upon transfer, any servicing assets and other interests that continue to be held by the Company are initially recognized at fair value. For further information on mortgage servicing rights (“MSRs”), refer to Note 6. On a limited basis, the Company may acquire and package high-grade corporate bonds for select corporate customers, in which the Company generally has no continuing involvement with these transactions. Additionally, the Company is an authorized GNMA issuer and issues GNMA securities on a regular basis. The Company has no other asset securitizations or similar asset-backed financing arrangements that are off-balance sheet.

The Company also provides financial support primarily through the use of waivers of trust and investment management fees associated with various unconsolidated registered money market funds it manages. The Company provided $6 million and $5 million of support to the funds during the three months ended June 30, 2018 and 2017, respectively, and $12 million and $11 million during the six months ended June 30, 2018 and 2017, respectively.

The Company is involved in various entities that are considered to be variable interest entities (“VIEs”). The Company’s investments in VIEs are primarily related to investments promoting affordable housing, community development and renewable energy sources. Some of these tax-advantaged investments support the Company’s regulatory compliance with the Community Reinvestment Act. The Company’s investments in these entities generate a return primarily through the realization of federal and state income tax credits, and other tax benefits, such as tax deductions from operating losses of the investments, over specified time periods. These tax credits are recognized as a reduction of tax expense or, for investments qualifying as investment tax credits, as a reduction to the related investment asset. The Company recognized federal and state income tax credits related to its affordable housing and other tax-advantaged investments in tax expense of $170 million and $161 million for the three months ended June 30, 2018 and 2017, respectively, and $336 million and $322 million for the six months ended June 30, 2018 and 2017, respectively. The Company also recognized $141 million and $223 million of investment tax credits for the three months ended June 30, 2018 and 2017, respectively, and $278 million and $482 million for the six months ended June 30, 2018 and 2017, respectively. The Company recognized $155 million and $156 million of expenses related to all of these investments for the three months ended June 30, 2018 and 2017, respectively, of which $68 million and $63 million, respectively, were included in tax expense and the remaining amounts were included in noninterest expense. The Company recognized $301 million of expenses related to all of these investments for both the six months ended June 30, 2018 and 2017, of which $135 million and $126 million, respectively, were included in tax expense and the remaining amounts were included in noninterest expense.

The Company is not required to consolidate VIEs in which it has concluded it does not have a controlling financial interest, and thus is not the primary beneficiary. In such cases, the Company does not have both the power to direct the entities’ most significant activities and the obligation to absorb losses or the right to receive benefits that could potentially be significant to the VIEs.

The Company’s investments in these unconsolidated VIEs are carried in other assets on the Consolidated Balance Sheet. The Company’s unfunded capital and other commitments related to these unconsolidated VIEs are generally carried in other liabilities on the Consolidated Balance Sheet. The Company’s maximum exposure to loss from these unconsolidated VIEs include the investment recorded on the Company’s Consolidated Balance Sheet, net of unfunded capital commitments, and previously recorded tax credits which remain subject to recapture by taxing authorities based on compliance features required to be met at the project level. While the Company believes potential losses from these investments are remote, the maximum exposure was determined by assuming a scenario where the community-based business and housing projects completely fail and do not meet certain government compliance requirements resulting in recapture of the related tax credits.

The following table provides a summary of investments in community development and tax-advantaged VIEs that the Company has not consolidated:

 

(Dollars in Millions)  

June 30,

2018

    

December 31,

2017

 

Investment carrying amount

  $ 5,838      $ 5,660  

Unfunded capital and other commitments

    2,777        2,770  

Maximum exposure to loss

    12,392        12,120  

The Company also has noncontrolling financial investments in private investment funds and partnerships considered to be VIEs, which are not consolidated. The Company’s recorded investment in these entities, carried in other assets on the Consolidated Balance Sheet, was approximately $31 million at June 30, 2018 and $30 million at December 31, 2017. The maximum exposure to loss related to these VIEs was $56 million at June 30, 2018 and $51 million at December 31, 2017, representing the Company’s investment balance and its unfunded commitments to invest additional amounts.

The Company’s individual net investments in unconsolidated VIEs, which exclude any unfunded capital commitments, ranged from less than $1 million to $47 million at June 30, 2018, compared with less than $1 million to $56 million at December 31, 2017.

The Company is required to consolidate VIEs in which it has concluded it has a controlling financial interest. The Company sponsors entities to which it transfers its interests in tax-advantaged investments to third parties. At June 30, 2018, approximately $3.5 billion of the Company’s assets and $2.6 billion of its liabilities included on the Consolidated Balance Sheet were related to community development and tax-advantaged investment VIEs which the Company has consolidated, primarily related to these transfers. These amounts compared to $3.5 billion and $2.5 billion, respectively, at December 31, 2017. The majority of the assets of these consolidated VIEs are reported in other assets, and the liabilities are reported in long-term debt and other liabilities. The assets of a particular VIE are the primary source of funds to settle its obligations. The creditors of the VIEs do not have recourse to the general credit of the Company. The Company’s exposure to the consolidated VIEs is generally limited to the carrying value of its variable interests plus any related tax credits previously recognized or transferred to others with a guarantee.

The Company also sponsors a conduit to which it previously transferred high-grade investment securities. The Company consolidates the conduit because of its ability to manage the activities of the conduit. At June 30, 2018 and December 31, 2017, $18 million of the held-to-maturity investment securities on the Company’s Consolidated Balance Sheet were related to the conduit.

In addition, the Company sponsors a municipal bond securities tender option bond program. The Company controls the activities of the program’s entities, is entitled to the residual returns and provides liquidity and remarketing arrangements to the program. As a result, the Company has consolidated the program’s entities. At June 30, 2018, $2.4 billion of available-for-sale investment securities and $2.3 billion of short-term borrowings on the Consolidated Balance Sheet were related to the tender option bond program, compared with $2.5 billion of available-for-sale investment securities and $2.3 billion of short-term borrowings at December 31, 2017.

XML 29 R13.htm IDEA: XBRL DOCUMENT v3.10.0.1
Mortgage Servicing Rights
6 Months Ended
Jun. 30, 2018
Text Block [Abstract]  
Mortgage Servicing Rights
 Note 6      Mortgage Servicing Rights

The Company capitalizes MSRs as separate assets when loans are sold and servicing is retained. MSRs may also be purchased from others. The Company carries MSRs at fair value, with changes in the fair value recorded in earnings during the period in which they occur. The Company serviced $234.8 billion of residential mortgage loans for others at June 30, 2018, and $234.7 billion at December 31, 2017, including subserviced mortgages with no corresponding MSR asset. The net impact included in mortgage banking revenue of fair value changes of MSRs due to changes in valuation assumptions and derivatives used to economically hedge MSRs were net gains of $24 million and $5 million for the three months ended June 30, 2018 and 2017, respectively, and $43 million and $17 million for the six months ended June 30, 2018 and 2017, respectively. Loan servicing and ancillary fees, not including valuation changes, included in mortgage banking revenue were $185 million and $186 million for the three months ended June 30, 2018 and 2017, respectively, and $375 million and $378 million for the six months ended June 30, 2018 and 2017, respectively.

Changes in fair value of capitalized MSRs are summarized as follows:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)           2018             2017                 2018         2017  

Balance at beginning of period

  $ 2,780     $ 2,642          $ 2,645     $ 2,591  

Rights purchased

    2       4            4       6  

Rights capitalized

    97       82            197       204  

Changes in fair value of MSRs

            

Due to fluctuations in market interest rates (a)

    38       (50          152       (30

Due to revised assumptions or models (b)

    26       5            50       17  

Other changes in fair value (c)

    (99     (101              (204     (206

Balance at end of period

  $ 2,844     $ 2,582              $ 2,844     $ 2,582  

 

(a) Includes changes in MSR value associated with changes in market interest rates, including estimated prepayment rates and anticipated earnings on escrow deposits.
(b) Includes changes in MSR value not caused by changes in market interest rates, such as changes in cost to service, ancillary income and option adjusted spread, as well as the impact of any model changes.
(c) Primarily represents changes due to realization of expected cash flows over time (decay).

The estimated sensitivity to changes in interest rates of the fair value of the MSR portfolio and the related derivative instruments was as follows:

 

    June 30, 2018             December 31, 2017  
(Dollars in Millions)   Down
100 bps
    Down
50 bps
    Down
25 bps
    Up
25 bps
    Up
50 bps
    Up
100 bps
            Down
100 bps
    Down
50 bps
    Down
25 bps
    Up
25 bps
    Up
50 bps
    Up
100 bps
 

MSR portfolio

  $ (469   $ (207   $ (97   $ 84     $ 154     $ 263          $ (520   $ (231   $ (109   $ 95     $ 177     $ 302  

Derivative instrument hedges

    422       197       94       (85     (160     (290              453       216       105       (96     (184     (336

Net sensitivity

  $ (47   $ (10   $ (3   $ (1   $ (6   $ (27            $ (67   $ (15   $ (4   $ (1   $ (7   $ (34

The fair value of MSRs and their sensitivity to changes in interest rates is influenced by the mix of the servicing portfolio and characteristics of each segment of the portfolio. The Company’s servicing portfolio consists of the distinct portfolios of government-insured mortgages, conventional mortgages and Housing Finance Agency (“HFA”) mortgages. The servicing portfolios are predominantly comprised of fixed-rate agency loans with limited adjustable-rate or jumbo mortgage loans. The HFA servicing portfolio is comprised of loans originated under state and local housing authority program guidelines which assist purchases by first-time or low- to moderate-income homebuyers through a favorable rate subsidy, down payment and/or closing cost assistance on government- and conventional-insured mortgages.

A summary of the Company’s MSRs and related characteristics by portfolio was as follows:

 

    June 30, 2018            December 31, 2017  
(Dollars in Millions)   HFA     Government     Conventional (c)     Total            HFA     Government     Conventional (c)     Total  

Servicing portfolio (a)

  $ 42,398     $ 36,543     $ 153,805     $ 232,746         $ 40,737     $ 36,756     $ 155,353     $ 232,846  

Fair value

  $ 510     $ 468     $ 1,866     $ 2,844         $ 450     $ 428     $ 1,767     $ 2,645  

Value (bps) (b)

    120       128       121       122           110       116       114       114  

Weighted-average servicing fees (bps)

    34       35       27       29           35       34       27       29  

Multiple (value/servicing fees)

    3.49       3.68       4.54       4.15           3.17       3.38       4.24       3.86  

Weighted-average note rate

    4.49     3.94     4.03     4.10         4.43     3.92     4.02     4.08

Weighted-average age (in years)

    3.2       4.4       4.3       4.1           3.0       4.3       4.2       4.0  

Weighted-average expected prepayment (constant prepayment rate)

    9.3     10.5     8.7     9.1         9.8     11.6     9.7     10.0

Weighted-average expected life (in years)

    8.0       6.9       7.3       7.4           7.7       6.5       6.9       7.0  

Weighted-average option adjusted spread (d)

    8.8     8.4     7.3     7.8             9.9     9.2     7.2     8.0

 

(a) Represents principal balance of mortgages having corresponding MSR asset.
(b) Calculated as fair value divided by the servicing portfolio.
(c) Represents loans sold primarily to GSEs.
(d) Option adjusted spread is the incremental spread added to the risk-free rate to reflect optionality and other risk inherent in the MSRs.
XML 30 R14.htm IDEA: XBRL DOCUMENT v3.10.0.1
Preferred Stock
6 Months Ended
Jun. 30, 2018
Equity [Abstract]  
Preferred Stock
 Note 7      Preferred Stock

At June 30, 2018 and December 31, 2017, the Company had authority to issue 50 million shares of preferred stock. The number of shares issued and outstanding and the carrying amount of each outstanding series of the Company’s preferred stock were as follows:

 

    June 30, 2018              December 31, 2017  
(Dollars in Millions)   Shares
Issued and
Outstanding
     Liquidation
Preference
     Discount      Carrying
Amount
             Shares
Issued and
Outstanding
     Liquidation
Preference
     Discount      Carrying
Amount
 

Series A

    12,510      $ 1,251      $ 145      $ 1,106             12,510      $ 1,251      $ 145      $ 1,106  

Series B

    40,000        1,000               1,000             40,000        1,000               1,000  

Series F

    44,000        1,100        12        1,088             44,000        1,100        12        1,088  

Series H

    20,000        500        13        487             20,000        500        13        487  

Series I

    30,000        750        5        745             30,000        750        5        745  

Series J

    40,000        1,000        7        993                 40,000        1,000        7        993  

Total preferred stock (a)

    186,510      $ 5,601      $ 182      $ 5,419                 186,510      $ 5,601      $ 182      $ 5,419  

 

(a) The par value of all shares issued and outstanding at June 30, 2018 and December 31, 2017, was $1.00 per share.
XML 31 R15.htm IDEA: XBRL DOCUMENT v3.10.0.1
Accumulated Other Comprehensive Income (Loss)
6 Months Ended
Jun. 30, 2018
Equity [Abstract]  
Accumulated Other Comprehensive Income (Loss)
 Note 8      Accumulated Other Comprehensive Income (Loss)

Shareholders’ equity is affected by transactions and valuations of asset and liability positions that require adjustments to accumulated other comprehensive income (loss). The reconciliation of the transactions affecting accumulated other comprehensive income (loss) included in shareholders’ equity is as follows:

 

Three Months Ended June 30

(Dollars in Millions)

  Unrealized Gains
(Losses) on
Investment
Securities
Available-For-
Sale
    Unrealized Gains
(Losses) on
Investment
Securities
Transferred From
Available-For-Sale
to Held-To-
Maturity
    Unrealized Gains
(Losses) on
Derivative Hedges
    Unrealized Gains
(Losses) on
Retirement Plans
    Foreign
Currency
Translation
    Total  

2018

           

Balance at beginning of period

  $ (1,017   $ 19     $ 152     $ (1,271   $ (76   $ (2,193

Changes in unrealized gains and losses

    (212           33       2             (177

Foreign currency translation adjustment (a)

                            (8     (8

Reclassification to earnings of realized gains and losses

    (10     (2     (2     35             21  

Applicable income taxes

    56             (7     (10     3       42  

Balance at end of period

  $ (1,183   $ 17     $ 176     $ (1,244   $ (81   $ (2,315

2017

           

Balance at beginning of period

  $ (371   $ 23     $ 68     $ (1,095   $ (64   $ (1,439

Changes in unrealized gains and losses

    328             (37                 291  

Foreign currency translation adjustment (a)

                            (1     (1

Reclassification to earnings of realized gains and losses

    (9     (4     10       29             26  

Applicable income taxes

    (122     2       10       (11     (2     (123

Balance at end of period

  $ (174   $ 21     $ 51     $ (1,077   $ (67   $ (1,246

 

(a) Represents the impact of changes in foreign currency exchange rates on the Company’s investment in foreign operations and related hedges.

 

Six Months Ended June 30

(Dollars in Millions)

  Unrealized Gains
(Losses) on
Investment
Securities
Available-For-
Sale
    Unrealized Gains
(Losses) on
Investment
Securities
Transferred From
Available-For-Sale
to Held-To-
Maturity
    Unrealized Gains
(Losses) on
Derivative Hedges
    Unrealized Gains
(Losses) on
Retirement Plans
    Foreign
Currency
Translation
    Total  

2018

           

Balance at beginning of period

  $ (357   $ 17     $ 71     $ (1,066   $ (69   $ (1,404

Revaluation of tax related balances (a)

    (77     4       15       (229     (13     (300

Changes in unrealized gains and losses

    (988           119       (1           (870

Foreign currency translation adjustment (b)

                            5       5  

Reclassification to earnings of realized gains and losses

    (15     (5     1       69             50  

Applicable income taxes

    254       1       (30     (17     (4     204  

Balance at end of period

  $ (1,183   $ 17     $ 176     $ (1,244   $ (81   $ (2,315

2017

           

Balance at beginning of period

  $ (431   $ 25     $ 55     $ (1,113   $ (71   $ (1,535

Changes in unrealized gains and losses

    455             (30                 425  

Foreign currency translation adjustment (b)

                            9       9  

Reclassification to earnings of realized gains and losses

    (38     (7     24       58             37  

Applicable income taxes

    (160     3       2       (22     (5     (182

Balance at end of period

  $ (174   $ 21     $ 51     $ (1,077   $ (67   $ (1,246

 

(a) Represents the impact of the reduced federal statutory tax rate for corporations included in 2017 tax reform legislation, reclassified out of accumulated other comprehensive income and into retained earnings as of the beginning of the period.
(b) Represents the impact of changes in foreign currency exchange rates on the Company’s investment in foreign operations and related hedges.

Additional detail about the impact to net income for items reclassified out of accumulated other comprehensive income (loss) and into earnings is as follows:

 

    Impact to Net Income     Affected Line Item in the
Consolidated Statement of Income
    Three Months Ended
June 30
            Six Months Ended
June 30
   
(Dollars in Millions)       2018             2017                     2018             2017    

Unrealized gains (losses) on investment securities available-for-sale

              

Realized gains (losses) on sale of investment securities

  $ 10     $ 9          $ 15     $ 38     Total securities gains (losses), net
    (3     (3              (4     (14   Applicable income taxes
    7       6            11       24     Net-of-tax

Unrealized gains (losses) on investment securities transferred from available-for-sale to held-to-maturity

              

Amortization of unrealized gains

    2       4            5       7     Interest income
          (2              (1     (3   Applicable income taxes
    2       2            4       4     Net-of-tax

Unrealized gains (losses) on derivative hedges

              

Realized gains (losses) on derivative hedges

    2       (10          (1     (24   Interest expense
    (1     4                      9     Applicable income taxes
    1       (6          (1     (15   Net-of-tax

Unrealized gains (losses) on retirement plans

              

Actuarial gains (losses) and prior service cost (credit) amortization

    (35     (29          (69     (58   Employee benefits expense
    10       11                18       22     Applicable income taxes
    (25     (18          (51     (36   Net-of-tax

Total impact to net income

  $ (15   $ (16            $ (37   $ (23    

 

XML 32 R16.htm IDEA: XBRL DOCUMENT v3.10.0.1
Earnings Per Share
6 Months Ended
Jun. 30, 2018
Earnings Per Share [Abstract]  
Earnings Per Share
 Note 9      Earnings Per Share

The components of earnings per share were:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars and Shares in Millions, Except Per Share Data)       2018         2017                 2018         2017  

Net income attributable to U.S. Bancorp

  $ 1,750     $ 1,500          $ 3,425     $ 2,973  

Preferred dividends

    (64     (64          (134     (133

Impact of preferred stock redemption (a)

                           (10

Earnings allocated to participating stock awards

    (8     (6              (16     (13

Net income applicable to U.S. Bancorp common shareholders

  $ 1,678     $ 1,430              $ 3,275     $ 2,817  

Average common shares outstanding

    1,642       1,684            1,647       1,689  

Net effect of the exercise and assumed purchase of stock awards

    4       6                4       6  

Average diluted common shares outstanding

    1,646       1,690                1,651       1,695  

Earnings per common share

  $ 1.02     $ .85          $ 1.99     $ 1.67  

Diluted earnings per common share

  $ 1.02     $ .85              $ 1.98     $ 1.66  

 

(a) Represents stock issuance costs originally recorded in preferred stock upon the issuance of the Company’s Series G Preferred Stock that were reclassified to retained earnings on the date the Company announced its intent to redeem the outstanding shares.

Options outstanding at June 30, 2018, to purchase 1 million common shares for the three months and six months ended June 30, 2018, and outstanding at June 30, 2017, to purchase 1 million common shares for the three months and six months ended June 30, 2017, were not included in the computation of diluted earnings per share because they were antidilutive.

XML 33 R17.htm IDEA: XBRL DOCUMENT v3.10.0.1
Employee Benefits
6 Months Ended
Jun. 30, 2018
Retirement Benefits [Abstract]  
Employee Benefits
 Note 10      Employee Benefits

The components of net periodic benefit cost for the Company’s retirement plans were:

 

    Three Months Ended June 30             Six Months Ended June 30  
    Pension Plans     Postretirement
Welfare Plan
            Pension Plans     Postretirement
Welfare Plan
 
(Dollars in Millions)       2018         2017         2018         2017                 2018         2017         2018         2017  

Service cost

  $ 52     $ 46     $     $          $ 104     $ 93     $     $  

Interest cost

    56       55             1            112       110       1       2  

Expected return on plan assets

    (94     (71     (1                (189     (142     (2     (1

Prior service cost (credit) amortization

                      (1                (1     (1     (2

Actuarial loss (gain) amortization

    36       32       (1     (2              73       64       (3     (3

Net periodic benefit cost (a)

  $ 50     $ 62     $ (2   $ (2            $ 100     $ 124     $ (5   $ (4

 

(a) Service cost is included in employee benefits expense on the Consolidated Statement of Income. All other components are included in other noninterest expense on the Consolidated Statement of Income.
XML 34 R18.htm IDEA: XBRL DOCUMENT v3.10.0.1
Income Taxes
6 Months Ended
Jun. 30, 2018
Income Tax Disclosure [Abstract]  
Income Taxes
 Note 11      Income Taxes

The components of income tax expense were:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)           2018          2017                 2018          2017  

Federal

              

Current

  $ 312      $ 493          $ 546      $ 1,024  

Deferred

    17        (37              36        (157

Federal income tax

    329        456            582        867  

State

              

Current

    62        81            154        146  

Deferred

    50        14                67        37  

State income tax

    112        95                221        183  

Total income tax provision

  $ 441      $ 551              $ 803      $ 1,050  

 

A reconciliation of expected income tax expense at the federal statutory rate of 21 percent for 2018 and 35 percent for 2017 to the Company’s applicable income tax expense follows:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)           2018         2017                 2018         2017  

Tax at statutory rate

  $ 462     $ 722          $ 891     $ 1,417  

State income tax, at statutory rates, net of federal tax benefit

    96       67            185       130  

Tax effect of

            

Tax credits and benefits, net of related expenses

    (132     (197          (247     (390

Exam resolutions

                     (49      

Tax-exempt income

    (33     (51          (65     (100

Noncontrolling interests

    (2     (4          (3     (9

Other items

    50       14                91       2  

Applicable income taxes

  $ 441     $ 551              $ 803     $ 1,050  

The Company’s income tax returns are subject to review and examination by federal, state, local and foreign government authorities. On an ongoing basis, numerous federal, state, local and foreign examinations are in progress and cover multiple tax years. As of June 30, 2018, the federal taxing authority has completed its examination of the Company through the fiscal year ended December 31, 2010. The years open to examination by foreign, state and local government authorities vary by jurisdiction.

The Company’s net deferred tax asset was $691 million at June 30, 2018 and $473 million at December 31, 2017.

 

XML 35 R19.htm IDEA: XBRL DOCUMENT v3.10.0.1
Derivative Instruments
6 Months Ended
Jun. 30, 2018
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Derivative Instruments
 Note  12      Derivative Instruments

In the ordinary course of business, the Company enters into derivative transactions to manage various risks and to accommodate the business requirements of its customers. The Company recognizes all derivatives on the Consolidated Balance Sheet at fair value in other assets or in other liabilities. On the date the Company enters into a derivative contract, the derivative is designated as either a fair value hedge, cash flow hedge, net investment hedge, or a designation is not made as it is a customer-related transaction, an economic hedge for asset/liability risk management purposes or another stand-alone derivative created through the Company’s operations (“free-standing derivative”). When a derivative is designated as a fair value, cash flow or net investment hedge, the Company performs an assessment, at inception and, at a minimum, quarterly thereafter, to determine the effectiveness of the derivative in offsetting changes in the value or cash flows of the hedged item(s).

Fair Value Hedges These derivatives are interest rate swaps the Company uses to hedge the change in fair value related to interest rate changes of its underlying fixed-rate debt. Changes in the fair value of derivatives designated as fair value hedges, and changes in the fair value of the hedged items, are recorded in earnings. There were no fair value hedges at June 30, 2018.

Cash Flow Hedges These derivatives are interest rate swaps the Company uses to hedge the forecasted cash flows from its underlying variable-rate debt. Changes in the fair value of derivatives designated as cash flow hedges are recorded in other comprehensive income (loss) until the cash flows of the hedged items are realized. If a derivative designated as a cash flow hedge is terminated or ceases to be highly effective, the gain or loss in other comprehensive income (loss) is amortized to earnings over the period the forecasted hedged transactions impact earnings. If a hedged forecasted transaction is no longer probable, hedge accounting is ceased and any gain or loss included in other comprehensive income (loss) is reported in earnings immediately, unless the forecasted transaction is at least reasonably possible of occurring, whereby the amounts remain within other comprehensive income (loss). At June 30, 2018, the Company had $176 million (net-of-tax) of realized and unrealized gains on derivatives classified as cash flow hedges recorded in other comprehensive income (loss), compared with $71 million (net-of-tax) of realized and unrealized gains at December 31, 2017. The estimated amount to be reclassified from other comprehensive income (loss) into earnings during the remainder of 2018 and the next 12 months are gains of $35 million (net-of-tax) and $69 million (net-of-tax), respectively. This amount includes gains and losses related to hedges that were terminated early for which the forecasted transactions are still probable. All cash flow hedges were highly effective for the three and six months ended June 30, 2018.

 

Net Investment Hedges The Company uses forward commitments to sell specified amounts of certain foreign currencies, and non-derivative debt instruments, to hedge the volatility of its net investment in foreign operations driven by fluctuations in foreign currency exchange rates. The carrying amount of non-derivative debt instruments designated as net investment hedges was $1.2 billion at June 30, 2018 and December 31, 2017.

Other Derivative Positions The Company enters into free-standing derivatives to mitigate interest rate risk and for other risk management purposes. These derivatives include forward commitments to sell to-be-announced securities (“TBAs”) and other commitments to sell residential mortgage loans, which are used to economically hedge the interest rate risk related to residential mortgage loans held for sale (“MLHFS”) and unfunded mortgage loan commitments. The Company also enters into interest rate swaps, swaptions, forward commitments to buy TBAs, U.S. Treasury and Eurodollar futures and options on U.S. Treasury futures to economically hedge the change in the fair value of the Company’s MSRs. The Company also enters into foreign currency forwards to economically hedge remeasurement gains and losses the Company recognizes on foreign currency denominated assets and liabilities. In addition, the Company acts as a seller and buyer of interest rate derivatives and foreign exchange contracts for its customers. The Company mitigates the market and liquidity risk associated with these customer derivatives by entering into similar offsetting positions with broker-dealers, or on a portfolio basis by entering into other derivative or non-derivative financial instruments that partially or fully offset the exposure from these customer-related positions. The Company’s customer derivatives and related hedges are monitored and reviewed by the Company’s Market Risk Committee, which establishes policies for market risk management, including exposure limits for each portfolio. The Company also has derivative contracts that are created through its operations, including certain unfunded mortgage loan commitments and swap agreements related to the sale of a portion of its Class B common shares of Visa Inc. Refer to Note 14 for further information on these swap agreements.

For additional information on the Company’s purpose for entering into derivative transactions and its overall risk management strategies, refer to “Management Discussion and Analysis — Use of Derivatives to Manage Interest Rate and Other Risks”, which is incorporated by reference into these Notes to Consolidated Financial Statements.

 

The following table summarizes the asset and liability management derivative positions of the Company:

 

    Asset Derivatives              Liability Derivatives  
(Dollars in Millions)   Notional
Value
     Fair
Value
     Weighted-
Average
Remaining
Maturity
In Years
             Notional
Value
     Fair
Value
     Weighted-
Average
Remaining
Maturity
In Years
 

June 30, 2018

                     

Cash flow hedges

                     

Interest rate contracts

                     

Pay fixed/receive floating swaps

  $ 8,872      $ 14        3.28           $ 1,720      $        2.35  

Net investment hedges

                     

Foreign exchange forward contracts

    298        4        .05                            

Other economic hedges

                     

Interest rate contracts

                     

Futures and forwards

                     

Buy

    2,363        12        .09             602        2        .10  

Sell

    13,904        9        1.10             5,718        23        .03  

Options

                     

Purchased

    6,255        85        8.18                            

Written

    1,060        25        .09             8               .12  

Receive fixed/pay floating swaps

    2,822               12.76             4,911               9.07  

Pay fixed/receive floating swaps

    4,530               7.37             430               11.30  

Foreign exchange forward contracts

    579        8        .05             141        1        .05  

Equity contracts

                              143        4        .84  

Credit contracts

    1,820               2.83             4,265        1        3.46  

Other (a)

    147        1        .01             1,420        120        1.80  

Total

  $ 42,650      $ 158              $ 19,358      $ 151     

December 31, 2017

                     

Fair value hedges

                     

Interest rate contracts

                     

Receive fixed/pay floating swaps

  $ 1,000      $ 28        6.70           $ 3,600      $ 16        1.55  

Cash flow hedges

                     

Interest rate contracts

                     

Pay fixed/receive floating swaps

    3,772        5        6.73                            

Net investment hedges

                     

Foreign exchange forward contracts

                              373        8        .05  

Other economic hedges

                     

Interest rate contracts

                     

Futures and forwards

                     

Buy

    1,632        7        .10             1,326        2        .04  

Sell

    15,291        10        .89             4,511        10        .03  

Options

                     

Purchased

    4,985        65        7.57                            

Written

    1,285        21        .10             5               .05  

Receive fixed/pay floating swaps

    2,019        5        16.49             5,469               8.43  

Pay fixed/receive floating swaps

    4,844        21        7.69             46        1        6.70  

Foreign exchange forward contracts

    147        1        .02             669        8        .04  

Equity contracts

    45               1.10             88        1        .58  

Credit contracts

    1,559               3.41             3,779        1        3.16  

Other (a)

                              1,164        125        2.50  

Total

  $ 36,579      $ 163                        $ 21,030      $ 172           

 

(a) Includes derivative liability swap agreements related to the sale of a portion of the Company’s Class B common shares of Visa Inc. The Visa swap agreements had a total notional value, fair value and weighted average remaining maturity of $1.3 billion, $119 million and 2.01 years at June 30, 2018, respectively, compared to $1.2 billion, $125 million and 2.50 years at December 31, 2017, respectively. In addition, includes short-term underwriting purchase and sale commitments with total asset and liability notional values of $147 million at June 30, 2018.

 

The following table summarizes the customer-related derivative positions of the Company:

 

    Asset Derivatives              Liability Derivatives  
(Dollars in Millions)   Notional
Value
     Fair
Value
     Weighted-
Average
Remaining
Maturity
In Years
             Notional
Value
     Fair
Value
     Weighted-
Average
Remaining
Maturity
In Years
 

June 30, 2018

                     

Interest rate contracts

                     

Receive fixed/pay floating swaps

  $ 24,816      $ 470        5.93           $ 76,059      $ 733        4.55  

Pay fixed/receive floating swaps

    72,131        464        4.50             24,623        353        6.11  

Options

                     

Purchased

    37,827        65        1.63             1,360        9        3.03  

Written

    1,360        11        3.03             34,942        61        1.47  

Futures

                     

Buy

    40               1.72                            

Sell

    7,588        10        .98             800               .22  

Foreign exchange rate contracts

                     

Forwards, spots and swaps

    24,755        621        .88             24,056        601        .91  

Options

                     

Purchased

    5,132        85        .76                            

Written

                              5,132        85        .76  

Total

  $ 173,649      $ 1,726              $ 166,972      $ 1,842     

December 31, 2017

                     

Interest rate contracts

                     

Receive fixed/pay floating swaps

  $ 28,681      $ 679        5.71           $ 59,990      $ 840        4.27  

Pay fixed/receive floating swaps

    63,038        860        4.20             25,093        602        5.76  

Options

                     

Purchased

    29,091        22        1.61             880        14        4.24  

Written

    880        15        4.24             27,056        20        1.50  

Futures

                     

Sell

    7,007        4        1.21                            

Foreign exchange rate contracts

                     

Forwards, spots and swaps

    24,099        656        .81             23,440        636        .83  

Options

                     

Purchased

    4,026        83        1.20                            

Written

                              4,026        83        1.20  

Total

  $ 156,822      $ 2,319                        $ 140,485      $ 2,195           

The table below shows the effective portion of the gains (losses) recognized in other comprehensive income (loss) and the gains (losses) reclassified from other comprehensive income (loss) into earnings (net-of-tax):

 

    Three Months Ended June 30             Six Months Ended June 30  
   

Gains (Losses)
Recognized in
Other
Comprehensive
Income

(Loss)

   

Gains (Losses)
Reclassified from
Other
Comprehensive
Income

(Loss) into Earnings

           

Gains (Losses)
Recognized in
Other
Comprehensive
Income

(Loss)

   

Gains (Losses)
Reclassified from
Other
Comprehensive
Income

(Loss) into Earnings

 
(Dollars in Millions)   2018      2017     2018      2017             2018      2017     2018     2017  

Asset and Liability Management Positions

                       

Cash flow hedges

                       

Interest rate contracts

  $ 25      $ (23   $ 1      $ (6        $ 89      $ (19   $ (1   $ (15

Net investment hedges

                       

Foreign exchange forward contracts

    12        (41                       28        (48            

Non-derivative debt instruments

    50        (11                           16        (11            

 

Note:

The Company does not exclude components from effectiveness testing for cash flow and net investment hedges.

 

The table below shows the effect of fair value and cash flow hedge accounting on the Consolidated Statement of Income:

 

    Three Months Ended June 30              Six Months Ended June 30  
    Other Noninterest
Income
    Interest Expense              Other Noninterest
Income
    Interest Expense  
(Dollars in Millions)   2018      2017     2018     2017              2018      2017     2018     2017  

Total amount of income and expense line items presented in the Consolidated Statement of Income in which the effects of fair value or cash flow hedges are recorded

  $ 207      $ 195     $ 751     $ 470           $ 374      $ 375     $ 1,374     $ 883  
 

Asset and Liability Management Positions

                       

Fair value hedges

                       

Interest rate contract derivatives

           14       48                          4       5        

Hedged items

           (14     (48                        (4     (5      

Cash Flow hedges

                       

Interest rate contract derivatives

                 (2     10                              1       24  

 

Note: The Company does not exclude components from effectiveness testing for fair value and cash flow hedges. The Company did not reclassify gains or losses into earnings as a result of the discontinuance of cash flow hedges during the three and six months ended June 30, 2018 and 2017.

The table below shows cumulative hedging adjustments and the carrying amount of assets (liabilities) designated in fair value hedges:

 

    Carrying Amount of the Hedged Assets
(Liabilities)
             Cumulative Hedging Adjustment (a)  
(Dollars in Millions)   June 30, 2018      December 31, 2017              June 30, 2018     December 31, 2017  

Line Item in the Consolidated Balance Sheet

              

Long-term Debt

  $      $ 4,584               $ (45   $ (8

 

(a) The cumulative hedging adjustment at June 30, 2018 relates to discontinued hedging relationships. The Company did not have any hedging adjustments for discontinued fair value hedges at December 31, 2017.

The table below shows the gains (losses) recognized in earnings for other economic hedges and the customer-related positions:

 

         Three Months
Ended June 30
            Six Months
Ended June 30
 
(Dollars in Millions)  

Location of Gains (Losses)

Recognized in Earnings

   2018     2017             2018     2017  

Asset and Liability Management Positions

               

Other economic hedges

               

Interest rate contracts

               

Futures and forwards

  Mortgage banking revenue    $ 15     $ (1          73     $ 5  

Purchased and written options

  Mortgage banking revenue      56       77            98       117  

Receive fixed/pay floating swaps

  Mortgage banking revenue      (61     117            (140     148  

Pay fixed/receive floating swaps

  Mortgage banking revenue      15       (71          (16     (111

Foreign exchange forward contracts

  Other noninterest income      15       (30          27       (37

Equity contracts

  Compensation expense            (1          (1      

Credit contracts

  Other noninterest income      2                  2       1  

Other

  Other noninterest income      1       (1          1       (1

Customer-Related Positions

               

Interest rate contracts

               

Receive fixed/pay floating swaps

  Commercial products revenue      (351     (323          (1,515     (573

Pay fixed/receive floating swaps

  Commercial products revenue      365       333            1,532       602  

Purchased and written options

  Commercial products revenue      2       (2          2       (8

Futures

  Commercial products revenue      3                  11       (2

Foreign exchange rate contracts

               

Forwards, spots and swaps

  Commercial products revenue      22       24            45       46  

Purchased and written options

  Commercial products revenue                                 1  

Derivatives are subject to credit risk associated with counterparties to the derivative contracts. The Company measures that credit risk using a credit valuation adjustment and includes it within the fair value of the derivative. The Company manages counterparty credit risk through diversification of its derivative positions among various counterparties, by entering into derivative positions that are centrally cleared through clearinghouses, by entering into master netting arrangements and, where possible, by requiring collateral arrangements. A master netting arrangement allows two counterparties, who have multiple derivative contracts with each other, the ability to net settle amounts under all contracts, including any related collateral, through a single payment and in a single currency. Collateral arrangements generally require the counterparty to deliver collateral (typically cash or U.S. Treasury and agency securities) equal to the Company’s net derivative receivable, subject to minimum transfer and credit rating requirements.

The Company’s collateral arrangements are predominately bilateral and, therefore, contain provisions that require collateralization of the Company’s net liability derivative positions. Required collateral coverage is based on net liability thresholds and may be contingent upon the Company’s credit rating from two of the nationally recognized statistical rating organizations. If the Company’s credit rating were to fall below credit ratings thresholds established in the collateral arrangements, the counterparties to the derivatives could request immediate additional collateral coverage up to and including full collateral coverage for derivatives in a net liability position. The aggregate fair value of all derivatives under collateral arrangements that were in a net liability position at June 30, 2018, was $431 million. At June 30, 2018, the Company had $345 million of cash posted as collateral against this net liability position.

XML 36 R20.htm IDEA: XBRL DOCUMENT v3.10.0.1
Netting Arrangements for Certain Financial Instruments and Securities Financing Activities
6 Months Ended
Jun. 30, 2018
Text Block [Abstract]  
Netting Arrangements for Certain Financial Instruments and Securities Financing Activities
 Note 13   Netting Arrangements for Certain Financial Instruments and Securities Financing Activities
 

The Company’s derivative portfolio consists of bilateral over-the-counter trades, certain interest rate derivatives and credit contracts required to be centrally cleared through clearinghouses per current regulations, and exchange-traded positions which may include U.S. Treasury and Eurodollar futures or options on U.S. Treasury futures. Of the Company’s $402.6 billion total notional amount of derivative positions at June 30, 2018, $214.1 billion related to bilateral over-the-counter trades, $167.7 billion related to those centrally cleared through clearinghouses and $20.8 billion related to those that were exchange-traded. The Company’s derivative contracts typically include offsetting rights (referred to as netting arrangements), and depending on expected volume, credit risk, and counterparty preference, collateral maintenance may be required. For all derivatives under collateral support arrangements, fair value is determined daily and, depending on the collateral maintenance requirements, the Company and a counterparty may receive or deliver collateral, based upon the net fair value of all derivative positions between the Company and the counterparty. Collateral is typically cash, but securities may be allowed under collateral arrangements with certain counterparties. Receivables and payables related to cash collateral are included in other assets and other liabilities on the Consolidated Balance Sheet, along with the related derivative asset and liability fair values. Any securities pledged to counterparties as collateral remain on the Consolidated Balance Sheet. Securities received from counterparties as collateral are not recognized on the Consolidated Balance Sheet, unless the counterparty defaults. In general, securities used as collateral can be sold, repledged or otherwise used by the party in possession. No restrictions exist on the use of cash collateral by either party. Refer to Note 12 for further discussion of the Company’s derivatives, including collateral arrangements.

As part of the Company’s treasury and broker-dealer operations, the Company executes transactions that are treated as securities sold under agreements to repurchase or securities purchased under agreements to resell, both of which are accounted for as collateralized financings. Securities sold under agreements to repurchase include repurchase agreements and securities loaned transactions. Securities purchased under agreements to resell include reverse repurchase agreements and securities borrowed transactions. For securities sold under agreements to repurchase, the Company records a liability for the cash received, which is included in short-term borrowings on the Consolidated Balance Sheet. For securities purchased under agreements to resell, the Company records a receivable for the cash paid, which is included in other assets on the Consolidated Balance Sheet.

Securities transferred to counterparties under repurchase agreements and securities loaned transactions continue to be recognized on the Consolidated Balance Sheet, are measured at fair value, and are included in investment securities or other assets. Securities received from counterparties under reverse repurchase agreements and securities borrowed transactions are not recognized on the Consolidated Balance Sheet unless the counterparty defaults. The securities transferred under repurchase and reverse repurchase transactions typically are U.S. Treasury and agency securities, residential agency mortgage-backed securities or corporate debt securities. The securities loaned or borrowed typically are corporate debt securities traded by the Company’s broker-dealer subsidiary. In general, the securities transferred can be sold, repledged or otherwise used by the party in possession. No restrictions exist on the use of cash collateral by either party. Repurchase/reverse repurchase and securities loaned/borrowed transactions expose the Company to counterparty risk. The Company manages this risk by performing assessments, independent of business line managers, and establishing concentration limits on each counterparty. Additionally, these transactions include collateral arrangements that require the fair values of the underlying securities to be determined daily, resulting in cash being obtained or refunded to counterparties to maintain specified collateral levels.

 

The following table summarizes the maturities by category of collateral pledged for repurchase agreements and securities loaned transactions:

 

(Dollars in Millions)   Overnight and
Continuous
     Less Than
30 Days
     30-89
Days
     Greater Than
90 Days
     Total  

June 30, 2018

             

Repurchase agreements

             

U.S. Treasury and agencies

  $ 157      $      $      $      $ 157  

Residential agency mortgage-backed securities

    316        282        984        507        2,089  

Corporate debt securities

    250               73               323  

Total repurchase agreements

    723        282        1,057        507        2,569  

Securities loaned

             

Corporate debt securities

    202                             202  

Total securities loaned

    202                             202  

Gross amount of recognized liabilities

  $ 925      $ 282      $ 1,057      $ 507      $ 2,771  

December 31, 2017

             

Repurchase agreements

             

U.S. Treasury and agencies

  $ 25      $      $      $      $ 25  

Residential agency mortgage-backed securities

    644        30                      674  

Corporate debt securities

    104                             104  

Total repurchase agreements

    773        30                      803  

Securities loaned

             

Corporate debt securities

    111                             111  

Total securities loaned

    111                             111  

Gross amount of recognized liabilities

  $ 884      $ 30      $      $      $ 914  

The Company executes its derivative, repurchase/reverse repurchase and securities loaned/borrowed transactions under the respective industry standard agreements. These agreements include master netting arrangements that allow for multiple contracts executed with the same counterparty to be viewed as a single arrangement. This allows for net settlement of a single amount on a daily basis. In the event of default, the master netting arrangement provides for close-out netting, which allows all of these positions with the defaulting counterparty to be terminated and net settled with a single payment amount.

The Company has elected to offset the assets and liabilities under netting arrangements for the balance sheet presentation of the majority of its derivative counterparties. The netting occurs at the counterparty level, and includes all assets and liabilities related to the derivative contracts, including those associated with cash collateral received or delivered. The Company has not elected to offset the assets and liabilities under netting arrangements for the balance sheet presentation of repurchase/reverse repurchase and securities loaned/borrowed transactions.

The following tables provide information on the Company’s netting adjustments, and items not offset on the Consolidated Balance Sheet but available for offset in the event of default:

 

    Gross
Recognized
Assets
    

Gross Amounts

Offset on the
Consolidated
Balance Sheet (a)

   

Net Amounts

Presented on the
Consolidated
Balance Sheet

     Gross Amounts Not Offset on the
Consolidated Balance Sheet
       
(Dollars in Millions)           Financial
Instruments (b)
   

Collateral

Received (c)

    Net Amount  

June 30, 2018

                                                 

Derivative assets (d)

  $ 1,851      $ (881   $ 970      $ (84   $ (1   $ 885  

Reverse repurchase agreements

    196              196        (109     (87      

Securities borrowed

    1,170              1,170              (1,133     37  

Total

  $ 3,217      $ (881   $ 2,336      $ (193   $ (1,221   $ 922  

December 31, 2017

             

Derivative assets (d)

  $ 1,759      $ (652   $ 1,107      $ (110   $ (5   $ 992  

Reverse repurchase agreements

    24              24        (24            

Securities borrowed

    923              923              (896     27  

Total

  $ 2,706      $ (652   $ 2,054      $ (134   $ (901   $ 1,019  

 

(a) Includes $243 million and $50 million of cash collateral related payables that were netted against derivative assets at June 30, 2018 and December 31, 2017, respectively.
(b) For derivative assets this includes any derivative liability fair values that could be offset in the event of counterparty default; for reverse repurchase agreements this includes any repurchase agreement payables that could be offset in the event of counterparty default; for securities borrowed this includes any securities loaned payables that could be offset in the event of counterparty default.
(c) Includes the fair value of securities received by the Company from the counterparty. These securities are not included on the Consolidated Balance Sheet unless the counterparty defaults.
(d) Excludes $33 million and $723 million at June 30, 2018 and December 31, 2017, respectively, of derivative assets not subject to netting arrangements.

 

   

Gross

Recognized
Liabilities

    

Gross Amounts
Offset on the

Consolidated
Balance Sheet (a)

   

Net Amounts
Presented on the

Consolidated
Balance Sheet

     Gross Amounts Not Offset on the
Consolidated Balance Sheet
       
(Dollars in Millions)           Financial
Instruments (b)
    Collateral
Pledged (c)
    Net Amount  

June 30, 2018

                                                 

Derivative liabilities (d)

  $ 1,871      $ (982   $ 889      $ (84   $     $ 805  

Repurchase agreements

    2,569              2,569        (109     (2,460      

Securities loaned

    202              202              (199     3  

Total

  $ 4,642      $ (982   $ 3,660      $ (193   $ (2,659   $ 808  

December 31, 2017

             

Derivative liabilities (d)

  $ 1,629      $ (1,130   $ 499      $ (110   $     $ 389  

Repurchase agreements

    803              803        (24     (779      

Securities loaned

    111              111              (110     1  

Total

  $ 2,543      $ (1,130   $ 1,413      $ (134   $ (889   $ 390  

 

(a) Includes $344 million and $528 million of cash collateral related receivables that were netted against derivative liabilities at June 30, 2018 and December 31, 2017, respectively.
(b) For derivative liabilities this includes any derivative asset fair values that could be offset in the event of counterparty default; for repurchase agreements this includes any reverse repurchase agreement receivables that could be offset in the event of counterparty default; for securities loaned this includes any securities borrowed receivables that could be offset in the event of counterparty default.
(c) Includes the fair value of securities pledged by the Company to the counterparty. These securities are included on the Consolidated Balance Sheet unless the Company defaults.
(d) Excludes $122 million and $738 million at June 30, 2018 and December 31, 2017, respectively, of derivative liabilities not subject to netting arrangements.
XML 37 R21.htm IDEA: XBRL DOCUMENT v3.10.0.1
Fair Values of Assets and Liabilities
6 Months Ended
Jun. 30, 2018
Fair Value Disclosures [Abstract]  
Fair Values of Assets and Liabilities
 Note 14      Fair Values of Assets and Liabilities

The Company uses fair value measurements for the initial recording of certain assets and liabilities, periodic remeasurement of certain assets and liabilities, and disclosures. Derivatives, trading and available-for-sale investment securities, MSRs and substantially all MLHFS are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as loans held for sale, loans held for investment and certain other assets. These nonrecurring fair value adjustments typically involve application of lower-of-cost-or-fair value accounting or impairment write-downs of individual assets.

Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. A fair value measurement reflects all of the assumptions that market participants would use in pricing the asset or liability, including assumptions about the risk inherent in a particular valuation technique, the effect of a restriction on the sale or use of an asset and the risk of nonperformance.

The Company groups its assets and liabilities measured at fair value into a three-level hierarchy for valuation techniques used to measure financial assets and financial liabilities at fair value. This hierarchy is based on whether the valuation inputs are observable or unobservable. These levels are:

    Level 1 — Quoted prices in active markets for identical assets or liabilities. Level 1 includes U.S. Treasury securities, as well as exchange-traded instruments.
    Level 2 — Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 includes debt securities that are traded less frequently than exchange-traded instruments and which are typically valued using third party pricing services; derivative contracts and other assets and liabilities, including securities, whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data; and MLHFS whose values are determined using quoted prices for similar assets or pricing models with inputs that are observable in the market or can be corroborated by observable market data.
    Level 3 — Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose values are determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. This category includes MSRs and certain derivative contracts.

When the Company changes its valuation inputs for measuring financial assets and financial liabilities at fair value, either due to changes in current market conditions or other factors, it may need to transfer those assets or liabilities to another level in the hierarchy based on the new inputs used. The Company recognizes these transfers at the end of the reporting period in which the transfers occur. During the six months ended June 30, 2018 and 2017, there were no transfers of financial assets or financial liabilities between the hierarchy levels.

The Company has processes and controls in place to increase the reliability of estimates it makes in determining fair value measurements. Items quoted on an exchange are verified to the quoted price. Items provided by a third party pricing service are subject to price verification procedures as described in more detail in the specific valuation discussions below. For fair value measurements modeled internally, the Company’s valuation models are subject to the Company’s Model Risk Governance Policy and Program, as maintained by the Company’s risk management department. The purpose of model validation is to assess the accuracy of the models’ input, processing, and reporting components. All models are required to be independently reviewed and approved prior to being placed in use, and are subject to formal change control procedures. Under the Company’s Model Risk Governance Policy, models are required to be reviewed at least annually to ensure they are operating as intended. Inputs into the models are market observable inputs whenever available. When market observable inputs are not available, the inputs are developed based upon analysis of historical experience and evaluation of other relevant market data. Significant unobservable model inputs are subject to review by senior management in corporate functions, who are independent from the modeling. Significant unobservable model inputs are also compared to actual results, typically on a quarterly basis. Significant Level 3 fair value measurements are also subject to corporate-level review and are benchmarked to market transactions or other market data, when available. Additional discussion of processes and controls are provided in the valuation methodologies section that follows.

The following section describes the valuation methodologies used by the Company to measure financial assets and liabilities at fair value. In addition, the following section includes an indication of the level of the fair value hierarchy in which the assets or liabilities are classified. Where appropriate, the description includes information about the valuation models and key inputs to those models. During the six months ended June 30, 2018 and 2017, there were no significant changes to the valuation techniques used by the Company to measure fair value.

Available-For-Sale Investment Securities When quoted market prices for identical securities are available in an active market, these prices are used to determine fair value and these securities are classified within Level 1 of the fair value hierarchy. Level 1 investment securities include U.S. Treasury and exchange-traded securities.

For other securities, quoted market prices may not be readily available for the specific securities. When possible, the Company determines fair value based on market observable information, including quoted market prices for similar securities, inactive transaction prices, and broker quotes. These securities are classified within Level 2 of the fair value hierarchy. Level 2 valuations are generally provided by a third party pricing service. The Company reviews the valuation methodologies utilized by the pricing service and, on a quarterly basis, reviews the security level prices provided by the pricing service against management’s expectation of fair value, based on changes in various benchmarks and market knowledge from recent trading activity. Additionally, each quarter, the Company validates the fair value provided by the pricing services by comparing them to recent observable market trades (where available), broker provided quotes, or other independent secondary pricing sources. Prices obtained from the pricing service are adjusted if they are found to be inconsistent with relevant market data. Level 2 investment securities are predominantly agency mortgage-backed securities, certain other asset-backed securities, obligations of state and political subdivisions and agency debt securities.

Mortgage Loans Held For Sale MLHFS measured at fair value, for which an active secondary market and readily available market prices exist, are initially valued at the transaction price and are subsequently valued by comparison to instruments with similar collateral and risk profiles. MLHFS are classified within Level 2. The valuations of MLHFS are developed by the mortgage banking division and are subject to independent price verification procedures by corporate functions. Included in mortgage banking revenue was a $6 million net loss and a $20 million net gain for the three months ended June 30, 2018 and 2017, respectively, and a $57 million net loss and a $41 million net gain for the six months ended June 30, 2018 and 2017, respectively, from the changes to fair value of these MLHFS under fair value option accounting guidance. Changes in fair value due to instrument specific credit risk were immaterial. Interest income for MLHFS is measured based on contractual interest rates and reported as interest income on the Consolidated Statement of Income. Electing to measure MLHFS at fair value reduces certain timing differences and better matches changes in fair value of these assets with changes in the value of the derivative instruments used to economically hedge them without the burden of complying with the requirements for hedge accounting.

Mortgage Servicing Rights MSRs are valued using a discounted cash flow methodology, and are classified within Level 3. The Company determines fair value of the MSRs by projecting future cash flows for different interest rate scenarios using prepayment rates and other assumptions, and discounts these cash flows using a risk adjusted rate based on option adjusted spread levels. The MSR valuations, as well as the assumptions used, are developed by the mortgage banking division and are subject to review by senior management in corporate functions, who are independent from the modeling. The MSR valuations and assumptions are validated through comparison to trade information when available, publicly available data and industry surveys and are also compared to independent third party valuations each quarter. Risks inherent in MSR valuation include higher than expected prepayment rates and/or delayed receipt of cash flows. There is minimal observable market activity for MSRs on comparable portfolios and, therefore, the determination of fair value requires significant management judgment. Refer to Note 6 for further information on MSR valuation assumptions.

Derivatives The majority of derivatives held by the Company are executed over-the-counter or centrally cleared through clearinghouses and are valued using standard cash flow, Black-Derman-Toy and Monte Carlo valuation techniques. The models incorporate inputs, depending on the type of derivative, including interest rate curves, foreign exchange rates and volatility. The inputs into these models are subject to independent review by corporate functions. Additionally, the Company’s valuations are compared to counterparty valuations, where available. All derivative values incorporate an assessment of the risk of counterparty nonperformance, measured based on the Company’s evaluation of credit risk as well as external assessments of credit risk, where available. The Company monitors and manages its nonperformance risk by considering its ability to net derivative positions under master netting arrangements, as well as collateral received or provided under collateral arrangements. Accordingly, the Company has elected to measure the fair value of derivatives, at a counterparty level, on a net basis. The majority of the derivatives are classified within Level 2 of the fair value hierarchy, as the significant inputs to the models, including nonperformance risk, are observable. However, certain derivative transactions are with counterparties where risk of nonperformance cannot be observed in the market and, therefore, the credit valuation adjustments result in these derivatives being classified within Level 3 of the fair value hierarchy. The credit valuation adjustments for nonperformance risk are determined by the Company’s treasury department using credit assumptions provided by the risk management department. The credit assumptions are compared to actual results quarterly and are recalibrated as appropriate.

The Company also has other derivative contracts that are created through its operations, including commitments to purchase and originate mortgage loans and swap agreements executed in conjunction with the sale of a portion of its Class B common shares of Visa Inc. (the “Visa swaps”). The mortgage loan commitments are valued by pricing models that include market observable and unobservable inputs, which result in the commitments being classified within Level 3 of the fair value hierarchy. The unobservable inputs include assumptions about the percentage of commitments that actually become a closed loan and the MSR value that is inherent in the underlying loan value, both of which are developed by the Company’s mortgage banking division. The closed loan percentages for the mortgage loan commitments are monitored on an on-going basis, as these percentages are also used for the Company’s economic hedging activities. The inherent MSR value for the commitments are generated by the same models used for the Company’s MSRs and thus are subject to the same processes and controls as described for the MSRs above. The Visa swaps require payments by either the Company or the purchaser of the Visa Inc. Class B common shares when there are changes in the conversion rate of the Visa Inc. Class B common shares to Visa Inc. Class A common shares, as well as quarterly payments to the purchaser based on specified terms of the agreements. Management reviews and updates the Visa swaps fair value in conjunction with its review of Visa Inc. related litigation contingencies, and the associated escrow funding. The fair value of the Visa swaps are calculated by the Company’s corporate development department using a discounted cash flow methodology which includes unobservable inputs about the timing and settlement

amounts related to the resolution of certain Visa Inc. related litigation. The expected litigation resolution impacts the Visa Inc. Class B common share to Visa Inc. Class A common share conversion rate, as well as the ultimate termination date for the Visa swaps. Accordingly, the Visa swaps are classified within Level 3. Refer to Note 15 for further information on the Visa Inc. restructuring and related card association litigation.

Significant Unobservable Inputs of Level 3 Assets and Liabilities

The following section provides information on the significant inputs used by the Company to determine the fair value measurements of Level 3 assets and liabilities recorded at fair value on the Consolidated Balance Sheet. In addition, the following section includes a discussion of the sensitivity of the fair value measurements to changes in the significant inputs and a description of any interrelationships between these inputs for Level 3 assets and liabilities recorded at fair value on a recurring basis. The discussion below excludes nonrecurring fair value measurements of collateral value used for impairment measures for loans and OREO. These valuations utilize third party appraisal or broker price opinions, and are classified as Level 3 due to the significant judgment involved.

 

Mortgage Servicing Rights The significant unobservable inputs used in the fair value measurement of the Company’s MSRs are expected prepayments and the option adjusted spread that is added to the risk-free rate to discount projected cash flows. Significant increases in either of these inputs in isolation would result in a significantly lower fair value measurement. Significant decreases in either of these inputs in isolation would result in a significantly higher fair value measurement. There is no direct interrelationship between prepayments and option adjusted spread. Prepayment rates generally move in the opposite direction of market interest rates. Option adjusted spread is generally impacted by changes in market return requirements.

The following table shows the significant valuation assumption ranges for MSRs at June 30, 2018:

 

     Minimum     Maximum     Average  

Expected prepayment

    6     17     9

Option adjusted spread

    7       10       8  

Derivatives The Company has two distinct Level 3 derivative portfolios: (i) the Company’s commitments to purchase and originate mortgage loans that meet the requirements of a derivative and (ii) the Company’s asset/liability and customer-related derivatives that are Level 3 due to unobservable inputs related to measurement of risk of nonperformance by the counterparty. In addition, the Company’s Visa swaps are classified within Level 3.

The significant unobservable inputs used in the fair value measurement of the Company’s derivative commitments to purchase and originate mortgage loans are the percentage of commitments that actually become a closed loan and the MSR value that is inherent in the underlying loan value. A significant increase in the rate of loans that close would result in a larger derivative asset or liability. A significant increase in the inherent MSR value would result in an increase in the derivative asset or a reduction in the derivative liability. Expected loan close rates and the inherent MSR values are directly impacted by changes in market rates and will generally move in the same direction as interest rates.

The following table shows the significant valuation assumption ranges for the Company’s derivative commitments to purchase and originate mortgage loans at June 30, 2018:

 

     Minimum     Maximum     Average  

Expected loan close rate

    8     100     79

Inherent MSR value (basis points per loan)

    21       185       109  

The significant unobservable input used in the fair value measurement of certain of the Company’s asset/liability and customer-related derivatives is the credit valuation adjustment related to the risk of counterparty nonperformance. A significant increase in the credit valuation adjustment would result in a lower fair value measurement. A significant decrease in the credit valuation adjustment would result in a higher fair value measurement. The credit valuation adjustment is impacted by changes in the Company’s assessment of the counterparty’s credit position. At June 30, 2018, the minimum, maximum and average credit valuation adjustment as a percentage of the derivative contract fair value prior to adjustment was 0 percent, 87 percent and 1 percent, respectively.

The significant unobservable inputs used in the fair value measurement of the Visa swaps are management’s estimate of the probability of certain litigation scenarios, and the timing of the resolution of the related litigation loss estimates in excess, or shortfall, of the Company’s proportional share of escrow funds. An increase in the loss estimate or a delay in the resolution of the related litigation would result in an increase in the derivative liability. A decrease in the loss estimate or an acceleration of the resolution of the related litigation would result in a decrease in the derivative liability.

 

The following table summarizes the balances of assets and liabilities measured at fair value on a recurring basis:

 

(Dollars in Millions)   Level 1      Level 2      Level 3      Netting     Total  

June 30, 2018

            

Available-for-sale securities

            

U.S. Treasury and agencies

  $ 20,039      $ 692      $      $     $ 20,731  

Mortgage-backed securities

            

Residential agency

           38,420                     38,420  

Commercial agency

           6                     6  

Other asset-backed securities

           411                     411  

Obligations of state and political subdivisions

           6,779                     6,779  

Total available-for-sale

    20,039        46,308                     66,347  

Mortgage loans held for sale

           3,248                     3,248  

Mortgage servicing rights

                  2,844              2,844  

Derivative assets

    17        1,394        473        (881     1,003  

Other assets

    179        1,328                     1,507  

Total

  $ 20,235      $ 52,278      $ 3,317      $ (881   $ 74,949  

Derivative liabilities

  $      $ 1,264      $ 729      $ (982   $ 1,011  

Short-term borrowings and other liabilities (a)

    172        1,117                     1,289  

Total

  $ 172      $ 2,381      $ 729      $ (982   $ 2,300  

December 31, 2017

            

Available-for-sale securities

            

U.S. Treasury and agencies

  $ 22,572      $ 729      $      $     $ 23,301  

Mortgage-backed securities

            

Residential agency

           38,031                     38,031  

Commercial agency

           6                     6  

Other asset-backed securities

           419                     419  

Obligations of state and political subdivisions

           6,358                     6,358  

Other

    22                            22  

Total available-for-sale

    22,594        45,543                     68,137  

Mortgage loans held for sale

           3,534                     3,534  

Mortgage servicing rights

                  2,645              2,645  

Derivative assets

    6        1,960        516        (652     1,830  

Other assets

    154        1,163                     1,317  

Total

  $ 22,754      $ 52,200      $ 3,161      $ (652   $ 77,463  

Derivative liabilities

  $      $ 1,958      $ 409      $ (1,130   $ 1,237  

Short-term borrowings and other liabilities (a)

    101        894                     995  

Total

  $ 101      $ 2,852      $ 409      $ (1,130   $ 2,232  

 

Note:

Excluded from the table above are equity investments without readily determinable fair values. The Company has elected to carry these investments at historical cost, adjusted for impairment and any changes resulting from observable price changes for identical or similar investments of the issuer. The aggregate carrying amount of these equity investments was $91 million at June 30, 2018. The Company has not recorded impairments or adjustments for observable price changes on these equity investments during the first six months of 2018 or on a cumulative basis.

(a)

Primarily represents the Company’s obligation on securities sold short required to be accounted for at fair value per applicable accounting guidance.

The following table presents the changes in fair value for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended June 30:

 

(Dollars in Millions)   Beginning
of Period
Balance
    Net Gains
(Losses)
Included in
Net Income
    Net Gains
(Losses)
Included in
Other
Comprehensive
Income (Loss)
    Purchases     Sales     Principal
Payments
    Issuances     Settlements     End
of Period
Balance
    Net Change in
Unrealized
Gains (Losses)
Relating to Assets
and Liabilities
Held at End of  Period
 

2018

                   

Mortgage servicing rights

  $ 2,780     $ (35 )  (a)    $     $ 2     $     $     $ 97  (c)    $     $ 2,844     $ (35 ) (a) 

Net derivative assets and liabilities

    (132     (94 )  (b)                  (16                 (14     (256     (110 ) (d) 

2017

                   

Mortgage servicing rights

  $ 2,642     $ (146 )  (a)    $     $ 4     $     $     $ 82  (c)    $     $ 2,582     $ (146 ) (a) 

Net derivative assets and liabilities

    165       215    (e)                  (2                 (138     240       117   (f) 

 

(a)

Included in mortgage banking revenue.

(b)

Approximately $(144) million included in other noninterest income and $50 million included in mortgage banking revenue.

(c)

Represents MSRs capitalized during the period.

(d)

Approximately $(138) million included in other noninterest income and $28 million included in mortgage banking revenue.

(e)

Approximately $129 million included in other noninterest income and $86 million included in mortgage banking revenue.

(f)

Approximately $86 million included in other noninterest income and $31 million included in mortgage banking revenue.

 

The following table presents the changes in fair value for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the six months ended June 30:

 

(Dollars in Millions)   Beginning
of Period
Balance
    Net Gains
(Losses)
Included in
Net Income
    Net Gains
(Losses)
Included in
Other
Comprehensive
Income (Loss)
    Purchases     Sales     Principal
Payments
    Issuances     Settlements     End
of Period
Balance
    Net Change in
Unrealized
Gains (Losses)
Relating to Assets
and Liabilities
Held at End of Period
 

2018

                   

Mortgage servicing rights

  $ 2,645     $ (2 ) (c)    $     $ 4     $     $     $ 197  (e)    $     $ 2,844     $ (2 ) (c) 

Net derivative assets and liabilities

    107       (345 ) (d)            1       (22                 3       (256     (297 ) (f) 

2017

                   

Available-for-sale securities

 

                 

Residential non-agency mortgage-backed securities

                   

Prime (a)

  $ 242     $     $ (2   $     $ (234   $ (6   $     $     $     $  

Non-prime (b)

    195             (17           (175     (3                    

Other asset-backed securities

    2                         (2                              

Corporate debt securities

    9             2             (11                              

Total available-for-sale

    448             (17 ) (g)            (422     (9                        

Mortgage servicing rights

    2,591       (219 ) (c)            6                   204  (e)            2,582       (219 ) (c) 

Net derivative assets and liabilities

    171       261   (h)            1       (5                 (188     240       74   (i) 

 

(a)

Prime securities are those designated as such by the issuer at origination. When an issuer designation is unavailable, the Company determines at acquisition date the categorization based on asset pool characteristics (such as weighted-average credit score, loan-to-value, loan type, prevalence of low documentation loans) and deal performance (such as pool delinquencies and security market spreads).

(b)

Includes all securities not meeting the conditions to be designated as prime.

(c)

Included in mortgage banking revenue.

(d)

Approximately $(415) million included in other noninterest income and $70 million included in mortgage banking revenue.

(e)

Represents MSRs capitalized during the period.

(f)

Approximately $(325) million included in other noninterest income and $28 million included in mortgage banking revenue.

(g)

Included in changes in unrealized gains and losses on investment securities available-for-sale.

(h)

Approximately $110 million included in other noninterest income and $151 million included in mortgage banking revenue.

(i)

Approximately $43 million included in other noninterest income and $31 million included in mortgage banking revenue.

The Company is also required periodically to measure certain other financial assets at fair value on a nonrecurring basis. These measurements of fair value usually result from the application of lower-of-cost-or-fair value accounting or write-downs of individual assets.

The following table summarizes the balances as of the measurement date of assets measured at fair value on a nonrecurring basis, and still held as of the reporting date:

 

    June 30, 2018              December 31, 2017  
(Dollars in Millions)   Level 1      Level 2      Level 3      Total              Level 1      Level 2      Level 3      Total  

Loans (a)

  $      $      $ 33      $ 33           $      $      $ 150      $ 150  

Other assets (b)

                  39        39                               31        31  

 

(a)

Represents the carrying value of loans for which adjustments were based on the fair value of the collateral, excluding loans fully charged-off.

(b)

Primarily represents the fair value of foreclosed properties that were measured at fair value based on an appraisal or broker price opinion of the collateral subsequent to their initial acquisition.

The following table summarizes losses recognized related to nonrecurring fair value measurements of individual assets or portfolios:

 

    Three Months Ended
June 30
             Six Months Ended
June 30
 
(Dollars in Millions)   2018      2017              2018      2017  

Loans (a)

  $ 18      $ 38           $ 41      $ 75  

Other assets (b)

    8        5                 13        12  

 

(a)

Represents write-downs of loans which were based on the fair value of the collateral, excluding loans fully charged-off.

(b)

Primarily represents related losses of foreclosed properties that were measured at fair value subsequent to their initial acquisition.

 

Fair Value Option

The following table summarizes the differences between the aggregate fair value carrying amount of MLHFS for which the fair value option has been elected and the aggregate unpaid principal amount that the Company is contractually obligated to receive at maturity:

 

    June 30, 2018              December 31, 2017  
(Dollars in Millions)   Fair
Value
Carrying
Amount
     Aggregate
Unpaid
Principal
     Carrying
Amount Over
(Under) Unpaid
Principal
             Fair
Value
Carrying
Amount
     Aggregate
Unpaid
Principal
     Carrying
Amount Over
(Under) Unpaid
Principal
 

Total loans

  $ 3,248      $ 3,167      $ 81           $ 3,534      $ 3,434      $ 100  

Nonaccrual loans

    1        1                    1        2        (1

Loans 90 days or more past due

                                  1        1         

Disclosures About Fair Value of Financial Instruments

The following table summarizes the estimated fair value for financial instruments accounted for at amortized cost as of June 30, 2018 and December 31, 2017. In accordance with disclosure guidance related to fair values of financial instruments, the Company did not include assets and liabilities that are not financial instruments, such as the value of goodwill, long-term relationships with deposit, credit card, merchant processing and trust customers, other purchased intangibles, premises and equipment, deferred taxes and other liabilities. Additionally, in accordance with the disclosure guidance, receivables and payables due in one year or less, insurance contracts, equity investments not accounted for at fair value, and deposits with no defined or contractual maturities are excluded.

The estimated fair values of the Company’s financial instruments are shown in the table below:

 

    June 30, 2018     December 31, 2017  
   

Carrying

Amount

          Fair Value           

Carrying

Amount

          Fair Value  
(Dollars in Millions)       Level 1     Level 2     Level 3     Total               Level 1     Level 2     Level 3     Total  

Financial Assets

                                                                                                       

Cash and due from banks

  $ 19,021       $ 19,021     $     $     $ 19,021         $ 19,505       $ 19,505     $     $     $ 19,505  

Federal funds sold and securities purchased under resale agreements

    289               289             289           93               93             93  

Investment securities held-to-maturity

    46,055         4,533       40,070       14       44,617           44,362         4,613       39,095       15       43,723  

Loans held for sale (a)

    8                     8       8           20                     20       20  

Loans

    276,257                     278,224       278,224           276,507                     279,391       279,391  

Other

    2,435               1,281       1,154       2,435           2,393               1,037       1,364       2,401  

Financial Liabilities

                           

Time deposits

    37,685               37,365             37,365           33,356               33,120             33,120  

Short-term borrowings (b)

    16,847               16,616             16,616           15,656               15,447             15,447  

Long-term debt

    37,172               36,924             36,924           32,259               32,377             32,377  

Other

    1,701                           1,701       1,701               1,556                           1,556       1,556  

 

(a) Excludes mortgages held for sale for which the fair value option under applicable accounting guidance was elected.
(b) Excludes the Company’s obligation on securities sold short required to be accounted for at fair value per applicable accounting guidance.

The fair value of unfunded commitments, deferred non-yield related loan fees, standby letters of credit and other guarantees is approximately equal to their carrying value. The carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit was $556 million and $555 million at June 30, 2018 and December 31, 2017, respectively. The carrying value of other guarantees was $209 million and $192 million at June 30, 2018 and December 31, 2017, respectively.

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Guarantees and Contingent Liabilities
6 Months Ended
Jun. 30, 2018
Commitments and Contingencies Disclosure [Abstract]  
Guarantees and Contingent Liabilities
 Note 15      Guarantees and Contingent Liabilities

Visa Restructuring and Card Association Litigation The Company’s payment services business issues credit and debit cards and acquires credit and debit card transactions through the Visa U.S.A. Inc. card association or its affiliates (collectively “Visa”). In 2007, Visa completed a restructuring and issued shares of Visa Inc. common stock to its financial institution members in contemplation of its initial public offering (“IPO”) completed in the first quarter of 2008 (the “Visa Reorganization”). As a part of the Visa Reorganization, the Company received its proportionate number of shares of Visa Inc. common stock, which were subsequently converted to Class B shares of Visa Inc. (“Class B shares”). Visa U.S.A. Inc. (“Visa U.S.A.”) and MasterCard International (collectively, the “Card Associations”) are defendants in antitrust lawsuits challenging the practices of the Card Associations (the “Visa Litigation”). Visa U.S.A. member banks have a contingent obligation to indemnify Visa Inc. under the Visa U.S.A. bylaws (which were modified at the time of the restructuring in October 2007) for potential losses arising from the Visa Litigation. The indemnification by the Visa U.S.A. member banks has no specific maximum amount.

Using proceeds from its IPO and through reductions to the conversion ratio applicable to the Class B shares held by Visa U.S.A. member banks, Visa Inc. has funded an escrow account for the benefit of member financial institutions to fund their indemnification obligations associated with the Visa Litigation. The receivable related to the escrow account is classified in other liabilities as a direct offset to the related Visa Litigation contingent liability. On October 19, 2012, Visa signed a settlement agreement to resolve class action claims associated with the multi-district interchange litigation pending in the United States District Court for the Eastern District of New York. This case is the largest of the remaining Visa Litigation matters. The district court approved the settlement, but that approval was appealed by certain class members. On June 30, 2016, the United States Court of Appeals for the Second Circuit reversed the approval of the settlement and remanded the case to the district court for further proceedings consistent with the appellate ruling. On November 23, 2016, certain class members filed a petition with the United States Supreme Court asking it to review the Second Circuit’s decision to reject the settlement. On March 27, 2017, the Supreme Court denied the class members’ petition. The case is proceeding in the district court.

At June 30, 2018, the carrying amount of the Company’s liability related to the Visa Litigation matters, net of its share of the escrow fundings, was $19 million. During the three and six months ended June 30, 2018, the Company sold 0.2 million and 0.5 million, respectively, of its Class B shares. These sales, and any previous sales of its Class B shares, do not impact the Company’s liability for the Visa Litigation matters or the receivable related to the escrow account. Upon final settlement of the Visa Litigation, the remaining 2.2 million Class B shares held by the Company will be eligible for conversion to Class A shares of Visa Inc., which are publicly traded. The Class B shares are excluded from the Company’s financial instruments disclosures included in Note 14.

Other Guarantees and Contingent Liabilities

The following table is a summary of other guarantees and contingent liabilities of the Company at June 30, 2018:

 

(Dollars in Millions)    Collateral
Held
     Carrying
Amount
     Maximum
Potential
Future
Payments
 

Standby letters of credit

   $      $ 52      $ 11,057  

Third party borrowing arrangements

                   11  

Securities lending indemnifications

     3,908               3,820  

Asset sales

            119        6,818  (a) 

Merchant processing

     746        68        107,444  

Tender option bond program guarantee

     2,420               2,334  

Minimum revenue guarantees

                   6  

Other

            22        1,409  

 

(a) The maximum potential future payments do not include loan sales where the Company provides standard representation and warranties to the buyer against losses related to loan underwriting documentation defects that may have existed at the time of sale that generally are identified after the occurrence of a triggering event such as delinquency. For these types of loan sales, the maximum potential future payments is generally the unpaid principal balance of loans sold measured at the end of the current reporting period. Actual losses will be significantly less than the maximum exposure, as only a fraction of loans sold will have a representation and warranty breach, and any losses on repurchase would generally be mitigated by any collateral held against the loans.

Merchant Processing The Company, through its subsidiaries, provides merchant processing services. Under the rules of credit card associations, a merchant processor retains a contingent liability for credit card transactions processed. This contingent liability arises in the event of a billing dispute between the merchant and a cardholder that is ultimately resolved in the cardholder’s favor. In this situation, the transaction is “charged-back” to the merchant and the disputed amount is credited or otherwise refunded to the cardholder. If the Company is unable to collect this amount from the merchant, it bears the loss for the amount of the refund paid to the cardholder.

The Company currently processes card transactions in the United States, Canada, Europe and Mexico through wholly-owned subsidiaries and joint ventures with other financial institutions. In the event a merchant was unable to fulfill product or services subject to future delivery, such as airline tickets, the Company could become financially liable for refunding the purchase price of such products or services purchased through the credit card associations under the charge-back provisions. Charge-back risk related to these merchants is evaluated in a manner similar to credit risk assessments and, as such, merchant processing contracts contain various provisions to protect the Company in the event of default. At June 30, 2018, the value of airline tickets purchased to be delivered at a future date through card transactions processed by the Company was $10.7 billion. The Company held collateral of $615 million in escrow deposits, letters of credit and indemnities from financial institutions, and liens on various assets. In addition to specific collateral or other credit enhancements, the Company maintains a liability for its implied guarantees associated with future delivery. At June 30, 2018, the liability was $56 million primarily related to these airline processing arrangements.

Asset Sales The Company regularly sells loans to GSEs as part of its mortgage banking activities. The Company provides customary representations and warranties to GSEs in conjunction with these sales. These representations and warranties generally require the Company to repurchase assets if it is subsequently determined that a loan did not meet specified criteria, such as a documentation deficiency or rescission of mortgage insurance. If the Company is unable to cure or refute a repurchase request, the Company is generally obligated to repurchase the loan or otherwise reimburse the counterparty for losses. At June 30, 2018, the Company had reserved $11 million for potential losses from representation and warranty obligations, compared with $13 million at December 31, 2017. The Company’s reserve reflects management’s best estimate of losses for representation and warranty obligations. The Company’s repurchase reserve is modeled at the loan level, taking into consideration the individual credit quality and borrower activity that has transpired since origination. The model applies credit quality and economic risk factors to derive a probability of default and potential repurchase that are based on the Company’s historical loss experience, and estimates loss severity based on expected collateral value. The Company also considers qualitative factors that may result in anticipated losses differing from historical loss trends.

As of June 30, 2018 and December 31, 2017, the Company had $15 million and $9 million, respectively, of unresolved representation and warranty claims from GSEs. The Company does not have a significant amount of unresolved claims from investors other than GSEs.

Litigation and Regulatory Matters

The Company is subject to various litigation and regulatory matters that arise in the ordinary course of its business. The Company establishes reserves for such matters when potential losses become probable and can be reasonably estimated. The Company believes the ultimate resolution of existing legal and regulatory matters will not have a material adverse effect on the financial condition, results of operations or cash flows of the Company. However, in light of the uncertainties inherent in these matters, it is possible that the ultimate resolution of one or more of these matters may have a material adverse effect on the Company’s results of operations for a particular period, and future changes in circumstances or additional information could result in additional accruals or resolution in excess of established accruals, which could adversely affect the Company’s results of operations, potentially materially.

Litigation Matters In the last several years, the Company and other large financial institutions have been sued in their capacity as trustee for residential mortgage–backed securities trusts. Among these lawsuits is an action originally brought in June 2014 by a group of institutional investors, including BlackRock and PIMCO funds, against six bank trustees, including the Company. The action brought by these institutional investors against the Company is currently pending in the Supreme Court of the State of New York, New York County. In this lawsuit, the investors allege that the Company’s banking subsidiary, U.S. Bank National Association (“U.S. Bank”), as trustee caused them to incur substantial losses by failing to enforce loan repurchase obligations and failing to abide by appropriate standards of care after events of default allegedly occurred. The plaintiffs seek monetary damages in an unspecified amount and also seek equitable relief.

Regulatory Matters The Company is continually subject to examinations, inquiries and investigations in areas of heightened regulatory scrutiny, such as compliance, risk management, third party risk management and consumer protection. For example, the Company is currently subject to examinations, inquiries and investigations by government agencies and bank regulators concerning mortgage-related practices, including those related to lender-placed insurance, and notices and filings in bankruptcy cases. The Company is cooperating fully with all pending examinations, inquiries and investigations, any of which could lead to administrative or legal proceedings or settlements. Remedies in these proceedings or settlements may include fines, penalties, restitution or alterations in the Company’s business practices (which may increase the Company’s operating expenses and decrease its revenue).

In October 2015, U.S. Bank entered into a Consent Order with the Office of the Comptroller of the Currency concerning deficiencies in its Bank Secrecy Act/anti-money laundering compliance program, and requiring an ongoing review of that program. The Consent Order remains open and U.S. Bank continues to implement the compliance program enhancements and other actions required by the order.

In February 2018, the Company entered into a deferred prosecution agreement (the “DPA”) with the United States Attorney’s Office in Manhattan that resolved its investigation of the Company concerning a legacy banking relationship between U.S. Bank and payday lending businesses associated with a former customer and U.S. Bank’s legacy Bank Secrecy Act/anti-money laundering compliance program. The DPA defers prosecution for a period of two years, subject to the Company’s compliance with its terms, which include ongoing efforts to implement and maintain an adequate Bank Secrecy Act/anti-money laundering compliance program. If the Company violates the DPA, its term could be extended up to an additional one year, or the Company could be subject to a prosecution or civil action based on the matters that are the subject of the DPA. In addition, the Company and certain of its affiliates entered into related regulatory settlements with the Financial Crimes Enforcement Network and the Board of Governors of the Federal Reserve System. If the Company and its affiliates fail to satisfy ongoing obligations under these regulatory settlements, which include ongoing commitments to provide resources to, and enhance, the Company’s firm wide Bank Secrecy Act/anti-money laundering compliance program, the Company and its affiliates may be required to enter into further orders and settlements, pay additional fines or penalties, or modify their business practices (which may increase operating expenses and decrease revenue).

Outlook Due to their complex nature, it can be years before litigation and regulatory matters are resolved. The Company may be unable to develop an estimate or range of loss where matters are in early stages, there are significant factual or legal issues to be resolved, damages are unspecified or uncertain, or there is uncertainty as to a litigation class being certified or the outcome of pending motions, appeals or proceedings. For those litigation and regulatory matters where the Company has information to develop an estimate or range of loss, the Company believes the upper end of the range of reasonably possible losses in aggregate, in excess of any reserves established for matters where a loss is considered probable, will not be material to its financial condition, results of operations or cash flows. The Company’s estimates are subject to significant judgment and uncertainties, and the matters underlying the estimates will change from time to time. Actual results may vary significantly from the current estimates.

For additional information on the nature of the Company’s guarantees and contingent liabilities, refer to Note 22 in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017.

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Subsequent Events
6 Months Ended
Jun. 30, 2018
Subsequent Events [Abstract]  
Subsequent Events
 Note 16      Subsequent Events

The Company has evaluated the impact of events that have occurred subsequent to June 30, 2018 through the date the consolidated financial statements were filed with the United States Securities and Exchange Commission. Based on this evaluation, the Company has determined none of these events were required to be recognized or disclosed in the consolidated financial statements and related notes.

XML 40 R24.htm IDEA: XBRL DOCUMENT v3.10.0.1
Basis of Presentation (Policies)
6 Months Ended
Jun. 30, 2018
Accounting Policies [Abstract]  
Basis of Presentation

The accompanying consolidated financial statements have been prepared in accordance with the instructions to Form 10-Q and, therefore, do not include all information and notes necessary for a complete presentation of financial position, results of operations and cash flow activity required in accordance with accounting principles generally accepted in the United States. In the opinion of management of U.S. Bancorp (the “Company”), all adjustments (consisting only of normal recurring adjustments) necessary for a fair statement of results for the interim periods have been made. These financial statements and notes should be read in conjunction with the consolidated financial statements and notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017. Certain amounts in prior periods have been reclassified to conform to the current presentation.

Accounting policies for the lines of business are generally the same as those used in preparation of the consolidated financial statements with respect to activities specifically attributable to each business line. However, the preparation of business line results requires management to establish methodologies to allocate funding costs, expenses and other financial elements to each line of business. Table 11 “Line of Business Financial Performance” included in Management’s Discussion and Analysis provides details of segment results. This information is incorporated by reference into these Notes to Consolidated Financial Statements.

Accounting Changes

Revenue Recognition Effective January 1, 2018, the Company adopted accounting guidance, issued by the Financial Accounting Standards Board (“FASB”) in May 2014, clarifying the principles for recognizing revenue from certain contracts with customers. The guidance does not apply to revenue associated with financial instruments, such as loans and securities. The adoption of this guidance was not material to the Company’s financial statements.

Financial Instruments—Hedge Accounting Effective January 1, 2018, the Company adopted accounting guidance, issued by the FASB in August 2017, related to hedge accounting. This guidance makes targeted changes to the hedge accounting model to simplify the application of hedge accounting and more closely align financial reporting to an entity’s risk management activities. This guidance expands risk management strategies that qualify for hedge accounting, simplifies certain effectiveness assessment requirements, eliminates separate reporting of ineffectiveness and changes certain presentation and disclosure requirements for hedge accounting activities. Upon adoption, the Company elected to apply the guidance to existing fair value hedges. The Company also elected upon adoption to transfer $1.5 billion of its fixed rate residential agency mortgage-backed securities from the held-to-maturity to available-for-sale category. The adoption of this guidance was not material to the Company’s financial statements.

Income Taxes Effective January 1, 2018, the Company adopted accounting guidance, issued by the FASB in February 2018, which allows entities to reclassify from accumulated other comprehensive income to retained earnings, the impact of the reduced federal statutory tax rate for corporations included in the Tax Cuts and Jobs Act (“tax reform”) enacted by Congress in late 2017. Upon adoption, the Company increased retained earnings and reduced accumulated other comprehensive income by $300 million. After adoption, the income tax effect on items included in accumulated other comprehensive income is consistent with the related deferred tax balances, and the income tax effect will be released from accumulated other comprehensive income and the related deferred tax balances when the applicable tax differences reverse.

Accounting for Leases In February 2016, the FASB issued accounting guidance, effective for the Company on January 1, 2019, related to the accounting for leases. This guidance requires lessees to recognize all leases on the Consolidated Balance Sheet as lease assets and lease liabilities based primarily on the present value of future lease payments. Lessor accounting is largely unchanged. A modified retrospective approach is required at adoption which requires all prior periods presented in the financial statements to be restated, with a cumulative effect adjustment to retained earnings as of the beginning of the earliest period presented. This guidance also requires additional disclosures regarding leasing arrangements. The Company expects the adoption of this guidance will not be material to its financial statements.

 

Financial Instruments—Credit Losses In June 2016, the FASB issued accounting guidance, effective for the Company no later than January 1, 2020, related to the impairment of financial instruments. This guidance changes existing impairment recognition to a model that is based on expected losses rather than incurred losses, which is intended to result in more timely recognition of credit losses. This guidance is also intended to reduce the complexity of current accounting guidance by decreasing the number of credit impairment models that entities use to account for debt instruments. A modified retrospective approach is required at adoption with a cumulative effect adjustment to retained earnings as of the adoption date. The guidance also requires additional credit quality disclosures for loans. The Company is currently evaluating the impact of this guidance on its financial statements, and expects its allowance for credit losses to increase upon adoption. The extent of this increase will continue to be evaluated and will depend on economic conditions and the composition of the Company’s loan portfolio at the time of adoption.

Loans and Allowance for Credit Losses

Allowance for Credit Losses The allowance for credit losses is established for probable and estimable losses incurred in the Company’s loan and lease portfolio, including unfunded credit commitments, and includes certain amounts that do not represent loss exposure to the Company because those losses are recoverable under loss sharing agreements with the Federal Deposit Insurance Corporation (“FDIC”). The allowance for credit losses is increased through provisions charged to earnings and reduced by net charge-offs. Management evaluates the adequacy of the allowance for incurred losses on a quarterly basis.

The allowance recorded for loans in the commercial lending segment is based on reviews of individual credit relationships and considers the migration analysis of commercial lending segment loans and actual loss experience. For each loan type, this historical loss experience is adjusted as necessary to consider any relevant changes in portfolio composition, lending policies, underwriting standards, risk management practices or economic conditions. The results of the analysis are evaluated quarterly to confirm the selected loss experience is appropriate for each commercial loan type. The allowance recorded for impaired loans greater than $5 million in the commercial lending segment is based on an individual loan analysis utilizing expected cash flows discounted using the original effective interest rate, the observable market price of the loan, or the fair value of the collateral, less selling costs, for collateral-dependent loans, rather than the migration analysis. The allowance recorded for all other commercial lending segment loans is determined on a homogenous pool basis and includes consideration of product mix, risk characteristics of the portfolio, delinquency status, bankruptcy experience, portfolio growth and historical losses, adjusted for current trends. The Company also considers the impacts of any loan modifications made to commercial lending segment loans and any subsequent payment defaults to its expectations of cash flows, principal balance, and current expectations about the borrower’s ability to pay in determining the allowance for credit losses.

The allowance recorded for Troubled Debt Restructuring (“TDR”) loans and purchased impaired loans in the consumer lending segment is determined on a homogenous pool basis utilizing expected cash flows discounted using the original effective interest rate of the pool, or the prior quarter effective rate, respectively. The allowance for collateral-dependent loans in the consumer lending segment is determined based on the fair value of the collateral less costs to sell. The allowance recorded for all other consumer lending segment loans is determined on a homogenous pool basis and includes consideration of product mix, risk characteristics of the portfolio, bankruptcy experience, delinquency status, refreshed loan-to-value ratios when possible, portfolio growth and historical losses, adjusted for current trends. The Company also considers any modifications made to consumer lending segment loans including the impacts of any subsequent payment defaults since modification in determining the allowance for credit losses, such as the borrower’s ability to pay under the restructured terms, and the timing and amount of payments.

The allowance for the covered loan segment is evaluated each quarter in a manner similar to that described for non-covered loans and reflects decreases in expected cash flows of those loans after the acquisition date. The provision for credit losses for covered loans considers the indemnification provided by the FDIC.

In addition, subsequent payment defaults on loan modifications considered TDRs are considered in the underlying factors used in the determination of the appropriateness of the allowance for credit losses. For each loan segment, the Company estimates future loan charge-offs through a variety of analysis, trends and underlying assumptions. With respect to the commercial lending segment, TDRs may be collectively evaluated for impairment where observed performance history, including defaults, is a primary driver of the loss allocation. For commercial TDRs individually evaluated for impairment, attributes of the borrower are the primary factors in determining the allowance for credit losses. However, historical loss experience is also incorporated into the allowance methodology applied to this category of loans. With respect to the consumer lending segment, performance of the portfolio, including defaults on TDRs, is considered when estimating future cash flows.

The Company’s methodology for determining the appropriate allowance for credit losses for each loan segment also considers the imprecision inherent in the methodologies used. As a result, in addition to the amounts determined under the methodologies described above, management also considers the potential impact of other qualitative factors which include, but are not limited to, economic factors; geographic and other concentration risks; delinquency and nonaccrual trends; current business conditions; changes in lending policy, underwriting standards and other relevant business practices; results of internal review; and the regulatory environment. The consideration of these items results in adjustments to allowance amounts included in the Company’s allowance for credit losses for each of the above loan segments.

The Company also assesses the credit risk associated with off-balance sheet loan commitments, letters of credit, and derivatives. Credit risk associated with derivatives is reflected in the fair values recorded for those positions. The liability for off-balance sheet credit exposure related to loan commitments and other credit guarantees is included in other liabilities. Because business processes and credit risks associated with unfunded credit commitments are essentially the same as for loans, the Company utilizes similar processes to estimate its liability for unfunded credit commitments.

Credit Quality The credit quality of the Company’s loan portfolios is assessed as a function of net credit losses, levels of nonperforming assets and delinquencies, and credit quality ratings as defined by the Company.

For all loan classes, loans are considered past due based on the number of days delinquent except for monthly amortizing loans which are classified delinquent based upon the number of contractually required payments not made (for example, two missed payments is considered 30 days delinquent). When a loan is placed on nonaccrual status, unpaid accrued interest is reversed, reducing interest income in the current period.

Commercial lending segment loans are generally placed on nonaccrual status when the collection of principal and interest has become 90 days past due or is otherwise considered doubtful. Commercial lending segment loans are generally fully or partially charged down to the fair value of the collateral securing the loan, less costs to sell, when the loan is placed on nonaccrual.

Consumer lending segment loans are generally charged-off at a specific number of days or payments past due. Residential mortgages and other retail loans secured by 1-4 family properties are generally charged down to the fair value of the collateral securing the loan, less costs to sell, at 180 days past due. Residential mortgage loans and lines in a first lien position are placed on nonaccrual status in instances where a partial charge-off occurs unless the loan is well secured and in the process of collection. Residential mortgage loans and lines in a junior lien position secured by 1-4 family properties are placed on nonaccrual status at 120 days past due or when they are behind a first lien that has become 180 days or greater past due or placed on nonaccrual status. Any secured consumer lending segment loan whose borrower has had debt discharged through bankruptcy, for which the loan amount exceeds the fair value of the collateral, is charged down to the fair value of the related collateral and the remaining balance is placed on nonaccrual status. Credit card loans continue to accrue interest until the account is charged-off. Credit cards are charged-off at 180 days past due. Other retail loans not secured by 1-4 family properties are charged-off at 120 days past due; and revolving consumer lines are charged-off at 180 days past due. Similar to credit cards, other retail loans are generally not placed on nonaccrual status because of the relatively short period of time to charge-off. Certain retail customers having financial difficulties may have the terms of their credit card and other loan agreements modified to require only principal payments and, as such, are reported as nonaccrual.

For all loan classes, interest payments received on nonaccrual loans are generally recorded as a reduction to a loan’s carrying amount while a loan is on nonaccrual and are recognized as interest income upon payoff of the loan. However, interest income may be recognized for interest payments if the remaining carrying amount of the loan is believed to be collectible. In certain circumstances, loans in any class may be restored to accrual status, such as when a loan has demonstrated sustained repayment performance or no amounts are past due and prospects for future payment are no longer in doubt; or when the loan becomes well secured and is in the process of collection. Loans where there has been a partial charge-off may be returned to accrual status if all principal and interest (including amounts previously charged-off) is expected to be collected and the loan is current.

Covered loans not considered to be purchased impaired are evaluated for delinquency, nonaccrual status and charge-off consistent with the class of loan they would be included in had the loss share coverage not been in place. Generally, purchased impaired loans are considered accruing loans. However, the timing and amount of future cash flows for some loans is not reasonably estimable, and those loans are classified as nonaccrual loans with interest income not recognized until the timing and amount of the future cash flows can be reasonably estimated.

 

The Company classifies its loan portfolios using internal credit quality ratings on a quarterly basis. These ratings include pass, special mention and classified, and are an important part of the Company’s overall credit risk management process and evaluation of the allowance for credit losses. Loans with a pass rating represent those loans not classified on the Company’s rating scale for problem credits, as minimal credit risk has been identified. Special mention loans are those loans that have a potential weakness deserving management’s close attention. Classified loans are those loans where a well-defined weakness has been identified that may put full collection of contractual cash flows at risk. It is possible that others, given the same information, may reach different reasonable conclusions regarding the credit quality rating classification of specific loans.

For all loan classes, a loan is considered to be impaired when, based on current events or information, it is probable the Company will be unable to collect all amounts due per the contractual terms of the loan agreement. Impaired loans include all nonaccrual and TDR loans. For all loan classes, interest income on TDR loans is recognized under the modified terms and conditions if the borrower has demonstrated repayment performance at a level commensurate with the modified terms over several payment cycles. Interest income is generally not recognized on other impaired loans until the loan is paid off. However, interest income may be recognized for interest payments if the remaining carrying amount of the loan is believed to be collectible.

Factors used by the Company in determining whether all principal and interest payments due on commercial and commercial real estate loans will be collected and, therefore, whether those loans are impaired include, but are not limited to, the financial condition of the borrower, collateral and/or guarantees on the loan, and the borrower’s estimated future ability to pay based on industry, geographic location and certain financial ratios. The evaluation of impairment on residential mortgages, credit card loans and other retail loans is primarily driven by delinquency status of individual loans or whether a loan has been modified, and considers any government guarantee where applicable. Individual covered loans, whose future losses are covered by loss sharing agreements with the FDIC that substantially reduce the risk of credit losses to the Company, are evaluated for impairment and accounted for in a manner consistent with the class of loan they would have been included in had the loss sharing coverage not been in place.

Troubled Debt Restructurings In certain circumstances, the Company may modify the terms of a loan to maximize the collection of amounts due when a borrower is experiencing financial difficulties or is expected to experience difficulties in the near-term. Concessionary modifications are classified as TDRs unless the modification results in only an insignificant delay in payments to be received. The Company recognizes interest on TDRs if the borrower complies with the revised terms and conditions as agreed upon with the Company and has demonstrated repayment performance at a level commensurate with the modified terms over several payment cycles, which is generally six months or greater. To the extent a previous restructuring was insignificant, the Company considers the cumulative effect of past restructurings related to the receivable when determining whether a current restructuring is a TDR. Loans classified as TDRs are considered impaired loans for reporting and measurement purposes.

 

The Company has implemented certain restructuring programs that may result in TDRs. However, many of the Company’s TDRs are also determined on a case-by-case basis in connection with ongoing loan collection processes.

For the commercial lending segment, modifications generally result in the Company working with borrowers on a case-by-case basis. Commercial and commercial real estate modifications generally include extensions of the maturity date and may be accompanied by an increase or decrease to the interest rate, which may not be deemed a market interest rate. In addition, the Company may work with the borrower in identifying other changes that mitigate loss to the Company, which may include additional collateral or guarantees to support the loan. To a lesser extent, the Company may waive contractual principal. The Company classifies all of the above concessions as TDRs to the extent the Company determines that the borrower is experiencing financial difficulty.

Modifications for the consumer lending segment are generally part of programs the Company has initiated. The Company modifies residential mortgage loans under Federal Housing Administration, United States Department of Veterans Affairs, or its own internal programs. Under these programs, the Company offers qualifying homeowners the opportunity to permanently modify their loan and achieve more affordable monthly payments by providing loan concessions. These concessions may include adjustments to interest rates, conversion of adjustable rates to fixed rates, extension of maturity dates or deferrals of payments, capitalization of accrued interest and/or outstanding advances, or in limited situations, partial forgiveness of loan principal. In most instances, participation in residential mortgage loan restructuring programs requires the customer to complete a short-term trial period. A permanent loan modification is contingent on the customer successfully completing the trial period arrangement, and the loan documents are not modified until that time. The Company reports loans in a trial period arrangement as TDRs and continues to report them as TDRs after the trial period.

Credit card and other retail loan TDRs are generally part of distinct restructuring programs providing customers experiencing financial difficulty with modifications whereby balances may be amortized up to 60 months, and generally include waiver of fees and reduced interest rates.

In addition, the Company considers secured loans to consumer borrowers that have debt discharged through bankruptcy where the borrower has not reaffirmed the debt to be TDRs.

Modifications to loans in the covered segment are similar in nature to that described above for non-covered loans, and the evaluation and determination of TDR status is similar, except that acquired loans restructured after acquisition are not considered TDRs for accounting and disclosure purposes if the loans evidenced credit deterioration as of the acquisition date and are accounted for in pools. Losses associated with the modification on covered loans, including the economic impact of interest rate reductions, are generally eligible for reimbursement under loss sharing agreements with the FDIC.

Interest income is recognized on purchased impaired loans through accretion of the difference between the carrying amount of those loans and their expected cash flows. The initial determination of the fair value of the purchased loans includes the impact of expected credit losses and, therefore, no allowance for credit losses is recorded at the purchase date. To the extent credit deterioration occurs after the date of acquisition, the Company records an allowance for credit losses.

Accounting for Transfers and Servicing of Financial Assets

In accordance with the accounting guidance for asset transfers, the Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet. For loans sold under participation agreements, the Company also considers whether the terms of the loan participation agreement meet the accounting definition of a participating interest. With the exception of servicing and certain performance-based guarantees, the Company’s continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses. Any gain or loss on sale depends on the previous carrying amount of the transferred financial assets, the consideration received, and any liabilities incurred in exchange for the transferred assets. Upon transfer, any servicing assets and other interests that continue to be held by the Company are initially recognized at fair value.

Variable Interest Entities

The Company is not required to consolidate VIEs in which it has concluded it does not have a controlling financial interest, and thus is not the primary beneficiary. In such cases, the Company does not have both the power to direct the entities’ most significant activities and the obligation to absorb losses or the right to receive benefits that could potentially be significant to the VIEs.

The Company’s investments in these unconsolidated VIEs are carried in other assets on the Consolidated Balance Sheet. The Company’s unfunded capital and other commitments related to these unconsolidated VIEs are generally carried in other liabilities on the Consolidated Balance Sheet. The Company’s maximum exposure to loss from these unconsolidated VIEs include the investment recorded on the Company’s Consolidated Balance Sheet, net of unfunded capital commitments, and previously recorded tax credits which remain subject to recapture by taxing authorities based on compliance features required to be met at the project level. While the Company believes potential losses from these investments are remote, the maximum exposure was determined by assuming a scenario where the community-based business and housing projects completely fail and do not meet certain government compliance requirements resulting in recapture of the related tax credits.

The Company is required to consolidate VIEs in which it has concluded it has a controlling financial interest. The Company sponsors entities to which it transfers its interests in tax-advantaged investments to third parties. The majority of the assets of these consolidated VIEs are reported in other assets, and the liabilities are reported in long-term debt and other liabilities. The assets of a particular VIE are the primary source of funds to settle its obligations. The creditors of the VIEs do not have recourse to the general credit of the Company. The Company’s exposure to the consolidated VIEs is generally limited to the carrying value of its variable interests plus any related tax credits previously recognized or transferred to others with a guarantee.

Netting Arrangements for Certain Financial Instruments

The Company’s derivative contracts typically include offsetting rights (referred to as netting arrangements), and depending on expected volume, credit risk, and counterparty preference, collateral maintenance may be required. For all derivatives under collateral support arrangements, fair value is determined daily and, depending on the collateral maintenance requirements, the Company and a counterparty may receive or deliver collateral, based upon the net fair value of all derivative positions between the Company and the counterparty. Collateral is typically cash, but securities may be allowed under collateral arrangements with certain counterparties. Receivables and payables related to cash collateral are included in other assets and other liabilities on the Consolidated Balance Sheet, along with the related derivative asset and liability fair values. Any securities pledged to counterparties as collateral remain on the Consolidated Balance Sheet. Securities received from counterparties as collateral are not recognized on the Consolidated Balance Sheet, unless the counterparty defaults. In general, securities used as collateral can be sold, repledged or otherwise used by the party in possession. No restrictions exist on the use of cash collateral by either party.

As part of the Company’s treasury and broker-dealer operations, the Company executes transactions that are treated as securities sold under agreements to repurchase or securities purchased under agreements to resell, both of which are accounted for as collateralized financings. Securities sold under agreements to repurchase include repurchase agreements and securities loaned transactions. Securities purchased under agreements to resell include reverse repurchase agreements and securities borrowed transactions. For securities sold under agreements to repurchase, the Company records a liability for the cash received, which is included in short-term borrowings on the Consolidated Balance Sheet. For securities purchased under agreements to resell, the Company records a receivable for the cash paid, which is included in other assets on the Consolidated Balance Sheet.

Securities transferred to counterparties under repurchase agreements and securities loaned transactions continue to be recognized on the Consolidated Balance Sheet, are measured at fair value, and are included in investment securities or other assets. Securities received from counterparties under reverse repurchase agreements and securities borrowed transactions are not recognized on the Consolidated Balance Sheet unless the counterparty defaults. The securities transferred under repurchase and reverse repurchase transactions typically are U.S. Treasury and agency securities, residential agency mortgage-backed securities or corporate debt securities.The securities loaned or borrowed typically are corporate debt securities traded by the Company’s broker-dealer subsidiary.In general, the securities transferred can be sold, repledged or otherwise used by the party in possession. No restrictions exist on the use of cash collateral by either party. Repurchase/reverse repurchase and securities loaned/borrowed transactions expose the Company to counterparty risk. The Company manages this risk by performing assessments, independent of business line managers, and establishing concentration limits on each counterparty. Additionally, these transactions include collateral arrangements that require the fair values of the underlying securities to be determined daily, resulting in cash being obtained or refunded to counterparties to maintain specified collateral levels.

 The Company executes its derivative, repurchase/reverse repurchase and securities loaned/borrowed transactions under the respective industry standard agreements. These agreements include master netting arrangements that allow for multiple contracts executed with the same counterparty to be viewed as a single arrangement. This allows for net settlement of a single amount on a daily basis. In the event of default, the master netting arrangement provides for close-out netting, which allows all of these positions with the defaulting counterparty to be terminated and net settled with a single payment amount.

The Company has elected to offset the assets and liabilities under netting arrangements for the balance sheet presentation of the majority of its derivative counterparties. The netting occurs at the counterparty level, and includes all assets and liabilities related to the derivative contracts, including those associated with cash collateral received or delivered. The Company has not elected to offset the assets and liabilities under netting arrangements for the balance sheet presentation of repurchase/reverse repurchase and securities loaned/borrowed transactions.

Fair Values of Assets and Liabilities

The Company uses fair value measurements for the initial recording of certain assets and liabilities, periodic remeasurement of certain assets and liabilities, and disclosures. Derivatives, trading and available-for-sale investment securities, MSRs and substantially all MLHFS are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as loans held for sale, loans held for investment and certain other assets. These nonrecurring fair value adjustments typically involve application of lower-of-cost-or-fair value accounting or impairment write-downs of individual assets.

Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. A fair value measurement reflects all of the assumptions that market participants would use in pricing the asset or liability, including assumptions about the risk inherent in a particular valuation technique, the effect of a restriction on the sale or use of an asset and the risk of nonperformance.

The Company groups its assets and liabilities measured at fair value into a three-level hierarchy for valuation techniques used to measure financial assets and financial liabilities at fair value. This hierarchy is based on whether the valuation inputs are observable or unobservable. These levels are:

    Level 1 — Quoted prices in active markets for identical assets or liabilities. Level 1 includes U.S. Treasury securities, as well as exchange-traded instruments.
    Level 2 — Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 includes debt securities that are traded less frequently than exchange-traded instruments and which are typically valued using third party pricing services; derivative contracts and other assets and liabilities, including securities, whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data; and MLHFS whose values are determined using quoted prices for similar assets or pricing models with inputs that are observable in the market or can be corroborated by observable market data.
    Level 3 — Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose values are determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. This category includes MSRs and certain derivative contracts.

When the Company changes its valuation inputs for measuring financial assets and financial liabilities at fair value, either due to changes in current market conditions or other factors, it may need to transfer those assets or liabilities to another level in the hierarchy based on the new inputs used. The Company recognizes these transfers at the end of the reporting period in which the transfers occur.

The Company has processes and controls in place to increase the reliability of estimates it makes in determining fair value measurements. Items quoted on an exchange are verified to the quoted price. Items provided by a third party pricing service are subject to price verification procedures as described in more detail in the specific valuation discussions below. For fair value measurements modeled internally, the Company’s valuation models are subject to the Company’s Model Risk Governance Policy and Program, as maintained by the Company’s risk management department. The purpose of model validation is to assess the accuracy of the models’ input, processing, and reporting components. All models are required to be independently reviewed and approved prior to being placed in use, and are subject to formal change control procedures. Under the Company’s Model Risk Governance Policy, models are required to be reviewed at least annually to ensure they are operating as intended. Inputs into the models are market observable inputs whenever available. When market observable inputs are not available, the inputs are developed based upon analysis of historical experience and evaluation of other relevant market data. Significant unobservable model inputs are subject to review by senior management in corporate functions, who are independent from the modeling. Significant unobservable model inputs are also compared to actual results, typically on a quarterly basis. Significant Level 3 fair value measurements are also subject to corporate-level review and are benchmarked to market transactions or other market data, when available.

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Basis of Presentation (Tables)
6 Months Ended
Jun. 30, 2018
Segment Reporting Abstract  
Line of Business Financial Performance
 Table 11      Line of Business Financial Performance

 

    Corporate and
Commercial Banking
          

Consumer and

Business Banking

        
Three Months Ended June 30
(Dollars in Millions)
  2018     2017     Percent
Change
           2018     2017     Percent
Change
        

Condensed Income Statement

                   

Net interest income (taxable-equivalent basis)

  $ 725     $ 725             $ 1,539     $ 1,466       5.0    

Noninterest income

    223       242       (7.9         590       606       (2.6    

Securities gains (losses), net

                                           

Total net revenue

    948       967       (2.0         2,129       2,072       2.8      

Noninterest expense

    403       393       2.5           1,347       1,295       4.0      

Other intangibles

    1       1                 7       7            

Total noninterest expense

    404       394       2.5           1,354       1,302       4.0      

Income before provision and income taxes

    544       573       (5.1         775       770       .6      

Provision for credit losses

    (12     (18     33.3           60       90       (33.3    

Income before income taxes

    556       591       (5.9         715       680       5.1      

Income taxes and taxable-equivalent adjustment

    139       215       (35.3         179       247       (27.5    

Net income

    417       376       10.9           536       433       23.8      

Net (income) loss attributable to noncontrolling interests

                                           

Net income attributable to U.S. Bancorp

  $ 417     $ 376       10.9         $ 536     $ 433       23.8      

Average Balance Sheet

                   

Commercial

  $ 74,813     $ 73,399       1.9       $ 10,028     $ 10,227       (1.9 )%     

Commercial real estate

    18,697       20,820       (10.2         18,172       18,503       (1.8    

Residential mortgages

    6       6                 57,591       55,778       3.3      

Credit card

                                           

Other retail

    1             *           53,409       52,479       1.8      

Total loans, excluding covered loans

    93,517       94,225       (.8         139,200       136,987       1.6      

Covered loans

                          2,897       3,533       (18.0    

Total loans

    93,517       94,225       (.8         142,097       140,520       1.1      

Goodwill

    1,647       1,647                 3,681       3,681            

Other intangible assets

    11       14       (21.4         2,932       2,730       7.4      

Assets

    102,585       103,105       (.5         156,803       154,221       1.7      

Noninterest-bearing deposits

    33,379       36,438       (8.4         27,565       27,287       1.0      

Interest checking

    9,545       9,545                 50,599       47,332       6.9      

Savings products

    42,448       45,780       (7.3         62,203       60,645       2.6      

Time deposits

    18,370       13,556       35.5           12,779       12,804       (.2    

Total deposits

    103,742       105,319       (1.5         153,146       148,068       3.4      

Total U.S. Bancorp shareholders’ equity

    10,500       9,921       5.8               12,244       11,435       7.1          
   

Corporate and

Commercial Banking

          

Consumer and

Business Banking

        
Six Months Ended June 30
(Dollars in Millions)
  2018     2017     Percent
Change
           2018     2017     Percent
Change
        

Condensed Income Statement

                   

Net interest income (taxable-equivalent basis)

  $ 1,447     $ 1,433       1.0       $ 3,069     $ 2,894       6.0    

Noninterest income

    431       490       (12.0         1,160       1,177       (1.4    

Securities gains (losses), net

          (3     *                            

Total net revenue

    1,878       1,920       (2.2         4,229       4,071       3.9      

Noninterest expense

    797       778       2.4           2,668       2,574       3.7      

Other intangibles

    2       2                 14       14            

Total noninterest expense

    799       780       2.4           2,682       2,588       3.6      

Income before provision and income taxes

    1,079       1,140       (5.4         1,547       1,483       4.3      

Provision for credit losses

    2       18       (88.9         116       155       (25.2    

Income before income taxes

    1,077       1,122       (4.0         1,431       1,328       7.8      

Income taxes and taxable-equivalent adjustment

    269       408       (34.1         358       483       (25.9    

Net income

    808       714       13.2           1,073       845       27.0      

Net (income) loss attributable to noncontrolling interests

                                           

Net income attributable to U.S. Bancorp

  $ 808     $ 714       13.2         $ 1,073     $ 845       27.0      

Average Balance Sheet

                   

Commercial

  $ 74,813     $ 72,912       2.6       $ 9,931     $ 10,069       (1.4 )%     

Commercial real estate

    18,915       21,062       (10.2         18,194       18,527       (1.8    

Residential mortgages

    6       7       (14.3         57,327       55,510       3.3      

Credit card

                                           

Other retail

    1             *           54,203       52,083       4.1      

Total loans, excluding covered loans

    93,735       93,981       (.3         139,655       136,189       2.5      

Covered loans

                          2,972       3,625       (18.0    

Total loans

    93,735       93,981       (.3         142,627       139,814       2.0      

Goodwill

    1,647       1,647                 3,681       3,681            

Other intangible assets

    11       14       (21.4         2,902       2,749       5.6      

Assets

    102,615       102,712       (.1         157,164       153,932       2.1      

Noninterest-bearing deposits

    33,893       36,697       (7.6         27,456       27,122       1.2      

Interest checking

    9,519       9,401       1.3           49,988       46,809       6.8      

Savings products

    43,188       47,291       (8.7         61,867       60,244       2.7      

Time deposits

    17,452       13,023       34.0           12,678       13,003       (2.5    

Total deposits

    104,052       106,412       (2.2         151,989       147,178       3.3      

Total U.S. Bancorp shareholders’ equity

    10,459       9,801       6.7               12,232       11,478       6.6          

 

* Not meaningful
(a) Presented net of related rewards and rebate costs and certain partner payments of $533 million and $493 million for the three months ended June 30, 2018 and 2017, respectively, and $1.1 billion and $961 million for the six months ended June 30, 2018 and 2017, respectively.
(b) Includes revenue generated from certain contracts with customers of $1.9 billion and $1.8 billion for the three months ended June 30, 2018 and 2017, respectively, and $3.7 billion and $3.5 billion for the six months ended June 30, 2018 and 2017, respectively.

 

 

      

Wealth Management and

Investment Services

    

Payment

Services

           

Treasury and

Corporate Support

           

Consolidated

Company

 
       2018     2017     Percent
Change
            2018     2017     Percent
Change
            2018     2017     Percent
Change
            2018     2017     Percent
Change
 
                                      
    $     290     $ 260       11.5        $ 592     $ 581       1.9        $ 80     $ 68       17.6        $ 3,226     $ 3,100       4.1
    430       412       4.4            903 (a)      850 (a)      6.2            258       229       12.7            2,404 (b)      2,339 (b)      2.8  
                                                        10       9       11.1            10       9       11.1  
    720       672       7.1            1,495       1,431       4.5            348       306       13.7            5,640       5,448       3.5  
    443       388       14.2            705       665       6.0            147       200       (26.5          3,045       2,941       3.5  
          4       5       (20.0          28       30       (6.7                                 40       43       (7.0
          447       393       13.7            733       695       5.5            147       200       (26.5          3,085       2,984       3.4  
    273       279       (2.2          762       736       3.5            201       106       89.6            2,555       2,464       3.7  
                (1     *            281       283       (.7          (2     (4     50.0            327       350       (6.6
    273       280       (2.5          481       453       6.2            203       110       84.5            2,228       2,114       5.4  
          68       102       (33.3          120       165       (27.3          (36     (127     71.7            470       602       (21.9
    205       178       15.2            361       288       25.3            239       237       .8            1,758       1,512       16.3  
                                       (6     *            (8     (6     (33.3          (8     (12     33.3  
          $     205     $ 178       15.2          $ 361     $ 282       28.0          $ 231     $ 231                $ 1,750     $ 1,500       16.7  
                                      
    $  3,737     $ 3,375       10.7        $ 8,963     $ 7,975       12.4        $ 812     $ 662       22.7        $ 98,353     $ 95,638       2.8
    519       507       2.4                                   2,469       2,719       (9.2          39,857       42,549       (6.3
    3,232       2,752       17.4                                   5       8       (37.5          60,834       58,544       3.9  
                           21,220       20,631       2.9                                   21,220       20,631       2.9  
          1,645       1,684       (2.3          408       464       (12.1                                 55,463       54,627       1.5  
    9,133       8,318       9.8            30,591       29,070       5.2            3,286       3,389       (3.0          275,727       271,989       1.4  
                                                              6       *            2,897       3,539       (18.1
    9,133       8,318       9.8            30,591       29,070       5.2            3,286       3,395       (3.2          278,624       275,528       1.1  
    1,569       1,567       .1            2,536       2,458       3.2                                   9,433       9,353       .9  
    66       83       (20.5          392       408       (3.9                                 3,401       3,235       5.1  
    12,107       11,437       5.9            36,552       34,779       5.1            146,442       142,563       2.7            454,489       446,105       1.9  
    14,767       15,952       (7.4          1,085       1,015       6.9            2,191       2,018       8.6            78,987       82,710       (4.5
    9,737       10,362       (6.0                                 37       51       (27.5          69,918       67,290       3.9  
    43,084       43,333       (.6          106       102       3.9            561       441       27.2            148,402       150,301       (1.3
          3,887       4,285       (9.3          3       2       50.0            2,476       224       *            37,515       30,871       21.5  
    71,475       73,932       (3.3          1,194       1,119       6.7            5,265       2,734       92.6            334,822       331,172       1.1  
          2,424       2,365       2.5                6,602       6,228       6.0                17,552       18,324       (4.2              49,322       48,273       2.2  
      

Wealth Management and

Investment Services

    

Payment

Services

           

Treasury and

Corporate Support

           

Consolidated

Company

 
       2018     2017     Percent
Change
            2018     2017     Percent
Change
            2018     2017     Percent
Change
            2018     2017     Percent
Change
 
                                      
    $     572     $ 503       13.7        $ 1,202     $ 1,177       2.1        $ 133     $ 123       8.1        $ 6,423     $ 6,130       4.8
    861       810       6.3            1,751 (a)      1,648 (a)      6.3            468       444       5.4            4,671 (b)      4,569 (b)      2.2  
                                                        15       41       (63.4          15       38       (60.5
    1,433       1,313       9.1            2,953       2,825       4.5            616       608       1.3            11,109       10,737       3.5  
    857       779       10.0            1,408       1,308       7.6            331       367       (9.8          6,061       5,806       4.4  
          8       10       (20.0          55       61       (9.8                                 79       87       (9.2
          865       789       9.6            1,463       1,369       6.9            331       367       (9.8          6,140       5,893       4.2  
    568       524       8.4            1,490       1,456       2.3            285       241       18.3            4,969       4,844       2.6  
          1             *            553       524       5.5            (4     (2     *            668       695       (3.9
    567       524       8.2            937       932       .5            289       243       18.9            4,301       4,149       3.7  
          142       191       (25.7          234       339       (31.0          (142     (270     47.4            861       1,151       (25.2
    425       333       27.6            703       593       18.5            431       513       (16.0          3,440       2,998       14.7  
                                       (13     *            (15     (12     (25.0          (15     (25     40.0  
          $     425     $ 333       27.6          $ 703     $ 580       21.2          $ 416     $ 501       (17.0        $ 3,425     $ 2,973       15.2  
                                      
    $  3,699     $ 3,283       12.7        $ 8,660     $ 7,794       11.1        $ 809     $ 636       27.2        $ 97,912     $ 94,694       3.4
    515       510       1.0                                   2,486       2,753       (9.7          40,110       42,852       (6.4
    3,167       2,699       17.3                                   5       8       (37.5          60,505       58,224       3.9  
                           21,252       20,737       2.5                                   21,252       20,737       2.5  
          1,633       1,653       (1.2          416       472       (11.9                                 56,253       54,208       3.8  
    9,014       8,145       10.7            30,328       29,003       4.6            3,300       3,397       (2.9          276,032       270,715       2.0  
                                                              10       *            2,972       3,635       (18.2
    9,014       8,145       10.7            30,328       29,003       4.6            3,300       3,407       (3.1          279,004       274,350       1.7  
    1,569       1,567       .1            2,539       2,455       3.4                                   9,436       9,350       .9  
    68       85       (20.0          394       422       (6.6                                 3,375       3,270       3.2  
    11,997       11,444       4.8            36,364       34,672       4.9            146,249       140,961       3.8            454,389       443,721       2.4  
    14,558       14,905       (2.3          1,106       1,019       8.5            2,221       1,986       11.8            79,234       81,729       (3.1
    10,590       10,234       3.5                                   39       46       (15.2          70,136       66,490       5.5  
    42,385       42,748       (.8          105       101       4.0            535       448       19.4            148,080       150,832       (1.8
          3,792       4,519       (16.1          3       2       50.0            3,327       212       *            37,252       30,759       21.1  
    71,325       72,406       (1.5          1,214       1,122       8.2            6,122       2,692       *            334,702       329,810       1.5  
          2,412       2,383       1.2                6,612       6,316       4.7                17,360       18,121       (4.2              49,075       48,099       2.0  

 

XML 42 R26.htm IDEA: XBRL DOCUMENT v3.10.0.1
Investment Securities (Tables)
6 Months Ended
Jun. 30, 2018
Investments, Debt and Equity Securities [Abstract]  
Investment Securities
Table 4      Investment Securities

 

    Available-for-Sale             Held-to-Maturity  

At June 30, 2018

(Dollars in Millions)

  Amortized
Cost
     Fair Value      Weighted-
Average
Maturity in
Years
     Weighted-
Average
Yield (e)
            Amortized
Cost
     Fair Value      Weighted-
Average
Maturity in
Years
     Weighted-
Average
Yield (e)
 

U.S. Treasury and Agencies

                          

Maturing in one year or less

  $ 4,105      $ 4,088        .4        1.05        $ 276      $ 274        .8        1.74

Maturing after one year through five years

    16,109        15,658        3.2        1.69            2,405        2,321        3.9        1.75  

Maturing after five years through ten years

    1,030        985        6.8        2.28            2,462        2,346        5.6        1.85  

Maturing after ten years

                                                              

Total

  $ 21,244      $ 20,731        2.8        1.59            $ 5,143      $ 4,941        4.6        1.80

Mortgage-Backed Securities (a)

                          

Maturing in one year or less

  $ 99      $ 100        .5        4.23        $ 47      $ 47        .9        2.40

Maturing after one year through five years

    17,048        16,518        4.6        2.22            21,758        21,032        4.4        2.16  

Maturing after five years through ten years

    19,669        19,196        6.3        2.53            18,768        18,250        6.4        2.64  

Maturing after ten years

    2,599        2,612        14.4        3.06                307        308        13.8        2.97  

Total

  $ 39,415      $ 38,426        6.1        2.43            $ 40,880      $ 39,637        5.4        2.39

Asset-Backed Securities (a)

                          

Maturing in one year or less

  $      $                      $      $        3.7        2.80

Maturing after one year through five years

    405        411        3.6        4.73            4        5        4.7        2.80  

Maturing after five years through ten years

                                    1        1        4.5        2.87  

Maturing after ten years

                                               5        14.7        2.84  

Total

  $ 405      $ 411        3.6        4.73            $ 5      $ 11        4.6        2.82

Obligations of State and Political
Subdivisions (b) (c)

                          

Maturing in one year or less

  $ 147      $ 149        .5        5.82        $      $        .5        6.27

Maturing after one year through five years

    683        697        3.2        4.84            1        1        3.6        6.72  

Maturing after five years through ten years

    4,121        4,115        8.4        4.37            5        6        7.7        2.02  

Maturing after ten years

    1,915        1,818        18.9        4.08                                      

Total

  $ 6,866      $ 6,779        10.6        4.36            $ 6      $ 7        7.2        2.59

Other

                          

Maturing in one year or less

  $      $                      $      $              

Maturing after one year through five years

                                    21        21        1.3        3.15  

Maturing after five years through ten years

                                                          

Maturing after ten years

                                                              

Total

  $      $                          $ 21      $ 21        1.3        3.15

Total investment securities (d)

  $ 67,930      $ 66,347        5.5        2.38            $ 46,055      $ 44,617        5.3        2.32

 

(a) Information related to asset and mortgage-backed securities included above is presented based upon weighted-average maturities anticipating future prepayments.
(b) Information related to obligations of state and political subdivisions is presented based upon yield to first optional call date if the security is purchased at a premium, yield to maturity if purchased at par or a discount.
(c) Maturity calculations for obligations of state and political subdivisions are based on the first optional call date for securities with a fair value above par and contractual maturity for securities with a fair value equal to or below par.
(d) The weighted-average maturity of the available-for-sale investment securities was 5.1 years at December 31, 2017, with a corresponding weighted-average yield of 2.25 percent. The weighted-average maturity of the held-to-maturity investment securities was 4.7 years at December 31, 2017, with a corresponding weighted-average yield of 2.14 percent.
(e) Weighted-average yields for obligations of state and political subdivisions are presented on a fully-taxable equivalent basis based on a federal income tax rate of 21 percent for 2018 and 35 percent for 2017. Yields on available-for-sale and held-to-maturity investment securities are computed based on amortized cost balances, excluding any premiums or discounts recorded related to the transfer of investment securities at fair value from available-for-sale to held-to-maturity.

 

    June 30, 2018             December 31, 2017  
(Dollars in Millions)   Amortized
Cost
     Percent
of Total
            Amortized
Cost
     Percent
of Total
 

U.S. Treasury and agencies

  $ 26,387        23.2        $ 28,767        25.5

Mortgage-backed securities

    80,295        70.4            77,606        68.6  

Asset-backed securities

    410        .4            419        .4  

Obligations of state and political subdivisions

    6,872        6.0            6,246        5.5  

Other

    21                       41         

Total investment securities

  $ 113,985        100.0            $ 113,079        100.0
Investment Securities Available-for-Sale

The amortized cost, other-than-temporary impairment recorded in other comprehensive income (loss), gross unrealized holding gains and losses, and fair value of held-to-maturity and available-for-sale investment securities were as follows:

 

    June 30, 2018            December 31, 2017  
                Unrealized Losses                             Unrealized Losses        
(Dollars in Millions)   Amortized
Cost
    Unrealized
Gains
    Other-than-
Temporary (a)
    Other (b)    

Fair

Value

           Amortized
Cost
    Unrealized
Gains
    Other-than-
Temporary (a)
    Other (b)    

Fair

Value

 

Available-for-sale

                       

U.S. Treasury and agencies

  $ 21,244     $ 2     $     $ (515   $ 20,731         $ 23,586     $ 3     $     $ (288   $ 23,301  

Mortgage-backed securities

                       

Residential agency

    39,409       124             (1,113     38,420           38,450       152             (571     38,031  

Commercial agency

    6                         6           6                         6  

Other asset-backed securities

    405       6                   411           413       6                   419  

Obligations of state and political subdivisions

    6,866       49             (136     6,779           6,240       147             (29     6,358  

Other

                                          22                         22  

Total available-for-sale

  $ 67,930     $ 181     $     $ (1,764   $ 66,347             $ 68,717     $ 308     $     $ (888   $ 68,137  

 

(a) Represents impairment not related to credit for those investment securities that have been determined to be other-than-temporarily impaired.
(b) Represents unrealized losses on investment securities that have not been determined to be other-than-temporarily impaired.
Investment Securities Held-to-Maturity

The amortized cost, other-than-temporary impairment recorded in other comprehensive income (loss), gross unrealized holding gains and losses, and fair value of held-to-maturity and available-for-sale investment securities were as follows:

 

    June 30, 2018            December 31, 2017  
                Unrealized Losses                             Unrealized Losses        
(Dollars in Millions)   Amortized
Cost
    Unrealized
Gains
    Other-than-
Temporary (a)
    Other (b)    

Fair

Value

           Amortized
Cost
    Unrealized
Gains
    Other-than-
Temporary (a)
    Other (b)    

Fair

Value

 

Held-to-maturity

                       

U.S. Treasury and agencies

  $ 5,143     $ 1     $     $ (203   $ 4,941         $ 5,181     $ 5     $     $ (120   $ 5,066  

Residential agency mortgage-backed securities

    40,880       34             (1,277     39,637           39,150       48             (579     38,619  

Asset-backed securities

                       

Collateralized debt obligations/Collateralized loan obligations

          4                   4                 4                   4  

Other

    5       2                   7           6       2                   8  

Obligations of state and political subdivisions

    6       1                   7           6       1                   7  

Obligations of foreign governments

    9                         9           7                         7  

Other

    12                         12               12                         12  

Total held-to-maturity

  $ 46,055     $ 42     $     $ (1,480   $ 44,617             $ 44,362     $ 60     $     $ (699   $ 43,723  
(a) Represents impairment not related to credit for those investment securities that have been determined to be other-than-temporarily impaired.
(b) Represents unrealized losses on investment securities that have not been determined to be other-than-temporarily impaired.
Amount of Interest Income from Taxable and Non-Taxable Investment Securities

The following table provides information about the amount of interest income from taxable and non-taxable investment securities:

 

    Three Months Ended
June 30
           

Six Months Ended

June 30

 
(Dollars in Millions)   2018      2017             2018      2017  

Taxable

  $       597      $     507          $     1,158      $     990  

Non-taxable

    56        48                108        95  

Total interest income from investment securities

  $ 653      $ 555              $ 1,266      $ 1,085  
Amount of Gross Gains and Losses Realized through Sales of Available-for-Sale Investment Securities

The following table provides information about the amount of gross gains and losses realized through the sales of available-for-sale investment securities:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)   2018      2017             2018      2017  

Realized gains

  $         10      $         9          $         15      $         56  

Realized losses

                                 (18

Net realized gains (losses)

  $ 10      $ 9              $ 15      $ 38  

Income tax (benefit) on net realized gains (losses)

  $ 3      $ 4              $ 4      $ 15  
Gross Unrealized Losses and Fair Value of Company's Investment Securities

The following table shows the gross unrealized losses and fair value of the Company’s investment securities with unrealized losses, aggregated by investment category and length of time the individual investment securities have been in continuous unrealized loss positions, at June 30, 2018:

 

    Less Than 12 Months      12 Months or Greater             Total  
(Dollars in Millions)  

Fair

Value

     Unrealized
Losses
            Fair Value      Unrealized
Losses
           

Fair

Value

     Unrealized
Losses
 

Held-to-maturity

                        

U.S. Treasury and agencies

  $ 2,250      $ (52        $ 2,541      $ (151        $ 4,791      $ (203

Residential agency mortgage-backed securities

    21,722        (585          13,791        (692          35,513        (1,277

Other asset-backed securities

                      2                   2         

Other

                          11                       11         

Total held-to-maturity

  $ 23,972      $ (637            $ 16,345      $ (843            $ 40,317      $ (1,480

Available-for-sale

                        

U.S. Treasury and agencies

  $ 12,332      $ (294        $ 8,199      $ (221        $ 20,531      $ (515

Residential agency mortgage-backed securities

    13,044        (305          17,989        (808          31,033        (1,113

Commercial agency mortgage-backed securities

    6                                     6         

Obligations of state and political subdivisions

    2,827        (48              1,245        (88              4,072        (136

Total available-for-sale

  $ 28,209      $ (647            $ 27,433      $ (1,117            $ 55,642      $ (1,764
XML 43 R27.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses (Tables)
6 Months Ended
Jun. 30, 2018
Receivables [Abstract]  
Composition of Loan Portfolio

The composition of the loan portfolio, disaggregated by class and underlying specific portfolio type, was as follows:

 

    June 30, 2018             December 31, 2017  
(Dollars in Millions)   Amount      Percent
of Total
            Amount      Percent
of Total
 

Commercial

              

Commercial

  $ 93,786        33.5        $ 91,958        32.8

Lease financing

    5,571        2.0                5,603        2.0  

Total commercial

    99,357        35.5            97,561        34.8  

Commercial Real Estate

              

Commercial mortgages

    28,187        10.0            29,367        10.5  

Construction and development

    11,212        4.0                11,096        4.0  

Total commercial real estate

    39,399        14.0            40,463        14.5  

Residential Mortgages

              

Residential mortgages

    48,682        17.4            46,685        16.6  

Home equity loans, first liens

    12,627        4.5                13,098        4.7  

Total residential mortgages

    61,309        21.9            59,783        21.3  

Credit Card

    21,566        7.7            22,180        7.9  

Other Retail

              

Retail leasing

    8,253        3.0            7,988        2.8  

Home equity and second mortgages

    16,083        5.7            16,327        5.8  

Revolving credit

    3,144        1.1            3,183        1.1  

Installment

    9,363        3.4            8,989        3.2  

Automobile

    18,567        6.6            18,934        6.8  

Student (a)

    313        .1                1,903        .7  

Total other retail

    55,723        19.9                57,324        20.4  

Total loans, excluding covered loans

    277,354        99.0            277,311        98.9  

Covered Loans

    2,823        1.0                3,121        1.1  

Total loans

  $ 280,177        100.0            $ 280,432        100.0

 

(a) During the first six months of 2018, the Company sold all of its federally guaranteed student loans.
Changes in Accretable Balance for Purchased Impaired Loans

Changes in the accretable balance for purchased impaired loans were as follows:

 

   

Three Months Ended

June 30

           

Six Months Ended

June 30

 
(Dollars in Millions)   2018     2017             2018     2017  

Balance at beginning of period

  $ 257     $ 637          $ 350     $ 698  

Accretion

    (90     (89          (181     (179

Disposals

    (15     (28          (27     (51

Reclassifications from nonaccretable difference (a)

    5       30            15       83  

Other

          (4                    (5

Balance at end of period

  $ 157     $ 546              $ 157     $ 546  

 

(a) Primarily relates to changes in expected credit performance.
Activity in Allowance for Credit Losses by Portfolio Class

Activity in the allowance for credit losses by portfolio class was as follows:

 

Three Months Ended June 30

(Dollars in Millions)

  Commercial    

Commercial

Real Estate

   

Residential

Mortgages

    Credit
Card
    Other
Retail
   

Total Loans,

Excluding

Covered Loans

    Covered
Loans
    Total
Loans
 

2018

               

Balance at beginning of period

  $ 1,386     $ 826     $ 443     $ 1,064     $ 672     $ 4,391     $ 26     $ 4,417  

Add

               

Provision for credit losses

    63       (14     (3     228       55       329       (2     327  

Deduct

               

Loans charged-off

    83       2       12       248       92       437             437  

Less recoveries of loans charged-off

    (25     (2     (8     (38     (32     (105           (105

Net loans charged-off

    58             4       210       60       332             332  

Other changes (a)

                                        (1     (1

Balance at end of period

  $ 1,391     $ 812     $ 436     $ 1,082     $ 667     $ 4,388     $ 23     $ 4,411  

2017

               

Balance at beginning of period

  $ 1,429     $ 842     $ 485     $ 955     $ 622     $ 4,333     $ 33     $ 4,366  

Add

               

Provision for credit losses

    44       5       (22     239       85       351       (1     350  

Deduct

               

Loans charged-off

    104       2       16       227       88       437             437  

Less recoveries of loans charged-off

    (26     (11     (8     (23     (29     (97           (97

Net loans charged-off

    78       (9     8       204       59       340             340  

Other changes (a)

                                        1       1  

Balance at end of period

  $ 1,395     $ 856     $ 455     $ 990     $ 648     $ 4,344     $ 33     $ 4,377  

 

(a) Includes net changes in credit losses to be reimbursed by the FDIC and reductions in the allowance for covered loans where the reversal of a previously recorded allowance was offset by an associated decrease in the indemnification asset, and the impact of any loan sales.

 

Six Months Ended June 30

(Dollars in Millions)

  Commercial     Commercial
Real Estate
    Residential
Mortgages
    Credit
Card
    Other
Retail
    Total Loans,
Excluding
Covered Loans
    Covered
Loans
    Total
Loans
 

2018

               

Balance at beginning of period

  $ 1,372     $ 831     $ 449     $ 1,056     $ 678     $ 4,386     $ 31     $ 4,417  

Add

               

Provision for credit losses

    137       (22     (2     447       115       675       (7     668  

Deduct

               

Loans charged-off

    177       5       25       496       187       890             890  

Less recoveries of loans charged-off

    (59     (8     (14     (75     (61     (217           (217

Net loans charged-off

    118       (3     11       421       126       673             673  

Other changes (a)

                                        (1     (1

Balance at end of period

  $ 1,391     $ 812     $ 436     $ 1,082     $ 667     $ 4,388     $ 23     $ 4,411  

2017

               

Balance at beginning of period

  $ 1,450     $ 812     $ 510     $ 934     $ 617     $ 4,323     $ 34     $ 4,357  

Add

               

Provision for credit losses

    98       33       (35     450       150       696       (1     695  

Deduct

               

Loans charged-off

    200       5       33       439       177       854             854  

Less recoveries of loans charged-off

    (47     (16     (13     (45     (58     (179           (179

Net loans charged-off

    153       (11     20       394       119       675             675  

Other changes (a)

                                               

Balance at end of period

  $ 1,395     $ 856     $ 455     $ 990     $ 648     $ 4,344     $ 33     $ 4,377  

 

(a) Includes net changes in credit losses to be reimbursed by the FDIC and reductions in the allowance for covered loans where the reversal of a previously recorded allowance was offset by an associated decrease in the indemnification asset, and the impact of any loan sales.
Additional Detail of Allowance for Credit Losses and Related Loan Balances by Portfolio Class

Additional detail of the allowance for credit losses by portfolio class was as follows:

 

(Dollars in Millions)   Commercial    

Commercial

Real Estate

   

Residential

Mortgages

   

Credit

Card

   

Other

Retail

   

Total Loans,

Excluding

Covered Loans

   

Covered

Loans

   

Total

Loans

 

Allowance Balance at June 30, 2018 Related to

               

Loans individually evaluated for impairment (a)

  $ 19     $ 3     $     $     $     $ 22     $     $ 22  

TDRs collectively evaluated for impairment

    14       3       136       61       16       230       1       231  

Other loans collectively evaluated for impairment

    1,358       803       300       1,021       651       4,133             4,133  

Loans acquired with deteriorated credit quality

          3                         3       22       25  

Total allowance for credit losses

  $ 1,391     $ 812     $ 436     $ 1,082     $ 667     $ 4,388     $ 23     $ 4,411  

Allowance Balance at December 31, 2017 Related to

               

Loans individually evaluated for impairment (a)

  $ 23     $ 4     $     $     $     $ 27     $     $ 27  

TDRs collectively evaluated for impairment

    14       4       139       60       19       236       1       237  

Other loans collectively evaluated for impairment

    1,335       818       310       996       659       4,118             4,118  

Loans acquired with deteriorated credit quality

          5                         5       30       35  

Total allowance for credit losses

  $ 1,372     $ 831     $ 449     $ 1,056     $ 678     $ 4,386     $ 31     $ 4,417  

 

(a) Represents the allowance for credit losses related to loans greater than $5 million classified as nonperforming or TDRs.

Additional detail of loan balances by portfolio class was as follows:

 

(Dollars in Millions)   Commercial      Commercial
Real Estate
     Residential
Mortgages
     Credit
Card
     Other
Retail
     Total Loans,
Excluding
Covered Loans
     Covered
Loans (b)
     Total
Loans
 

June 30, 2018

                      

Loans individually evaluated for impairment (a)

  $ 272      $ 53      $      $      $      $ 325      $      $ 325  

TDRs collectively evaluated for impairment

    158        135        3,377        233        184        4,087        34        4,121  

Other loans collectively evaluated for impairment

    98,927        39,175        57,931        21,333        55,539        272,905        876        273,781  

Loans acquired with deteriorated credit quality

           36        1                      37        1,913        1,950  

Total loans

  $ 99,357      $ 39,399      $ 61,309      $ 21,566      $ 55,723      $ 277,354      $ 2,823      $ 280,177  

December 31, 2017

                      

Loans individually evaluated for impairment (a)

  $ 337      $ 71      $      $      $      $ 408      $      $ 408  

TDRs collectively evaluated for impairment

    148        145        3,524        230        186        4,233        36        4,269  

Other loans collectively evaluated for impairment

    97,076        40,174        56,258        21,950        57,138        272,596        1,073        273,669  

Loans acquired with deteriorated credit quality

           73        1                      74        2,012        2,086  

Total loans

  $ 97,561      $ 40,463      $ 59,783      $ 22,180      $ 57,324      $ 277,311      $ 3,121      $ 280,432  

 

(a) Represents loans greater than $5 million classified as nonperforming or TDRs.
(b) Includes expected reimbursements from the FDIC under loss sharing agreements.
Summary of Loans by Portfolio Class, Including Delinquency Status of those that Continue to Accrue Interest and are Nonperforming

The following table provides a summary of loans by portfolio class, including the delinquency status of those that continue to accrue interest, and those that are nonperforming:

 

    Accruing                
(Dollars in Millions)   Current     

30-89 Days

Past Due

    

90 Days or

More Past Due

     Nonperforming      Total  

June 30, 2018

             

Commercial

  $ 98,847      $ 228      $ 58      $ 224      $ 99,357  

Commercial real estate

    39,250        42        3        104        39,399  

Residential mortgages (a)

    60,636        160        113        400        61,309  

Credit card

    21,054        263        249               21,566  

Other retail

    55,134        320        91        178        55,723  

Total loans, excluding covered loans

    274,921        1,013        514        906        277,354  

Covered loans

    2,644        47        126        6        2,823  

Total loans

  $ 277,565      $ 1,060      $ 640      $ 912      $ 280,177  

December 31, 2017

             

Commercial

  $ 97,005      $ 250      $ 57      $ 249      $ 97,561  

Commercial real estate

    40,279        36        6        142        40,463  

Residential mortgages (a)

    59,013        198        130        442        59,783  

Credit card

    21,593        302        284        1        22,180  

Other retail

    56,685        376        95        168        57,324  

Total loans, excluding covered loans

    274,575        1,162        572        1,002        277,311  

Covered loans

    2,917        50        148        6        3,121  

Total loans

  $ 277,492      $ 1,212      $ 720      $ 1,008      $ 280,432  

 

(a) At June 30, 2018, $371 million of loans 30–89 days past due and $1.8 billion of loans 90 days or more past due purchased from Government National Mortgage Association (“GNMA”) mortgage pools whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs, were classified as current, compared with $385 million and $1.9 billion at December 31, 2017, respectively.
Summary of Loans by Portfolio Class and Company's Internal Credit Quality Rating

The following table provides a summary of loans by portfolio class and the Company’s internal credit quality rating:

 

           Criticized         
(Dollars in Millions)   Pass      Special
Mention
     Classified (a)      Total
Criticized
     Total  

June 30, 2018

             

Commercial

  $ 97,207      $ 1,216      $ 934      $ 2,150      $ 99,357  

Commercial real estate

    38,192        543        664        1,207        39,399  

Residential mortgages (b)

    60,738        14        557        571        61,309  

Credit card

    21,317               249        249        21,566  

Other retail

    55,409        9        305        314        55,723  

Total loans, excluding covered loans

    272,863        1,782        2,709        4,491        277,354  

Covered loans

    2,780               43        43        2,823  

Total loans

  $ 275,643      $ 1,782      $ 2,752      $ 4,534      $ 280,177  

Total outstanding commitments

  $ 591,015      $ 2,462      $ 3,449      $ 5,911      $ 596,926  

December 31, 2017

             

Commercial

  $ 95,297      $ 1,130      $ 1,134      $ 2,264      $ 97,561  

Commercial real estate

    39,162        648        653        1,301        40,463  

Residential mortgages (b)

    59,141        16        626        642        59,783  

Credit card

    21,895               285        285        22,180  

Other retail

    57,009        6        309        315        57,324  

Total loans, excluding covered loans

    272,504        1,800        3,007        4,807        277,311  

Covered loans

    3,072               49        49        3,121  

Total loans

  $ 275,576      $ 1,800      $ 3,056      $ 4,856      $ 280,432  

Total outstanding commitments

  $ 584,072      $ 3,142      $ 3,987      $ 7,129      $ 591,201  

 

(a) Classified rating on consumer loans primarily based on delinquency status.
(b) At June 30, 2018, $1.8 billion of GNMA loans 90 days or more past due and $1.7 billion of restructured GNMA loans whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs were classified with a pass rating, compared with $1.9 billion and $1.7 billion at December 31, 2017, respectively.
Summary of Impaired Loans, which Include Nonaccrual and TDR Loans, by Portfolio Class

A summary of impaired loans, which include all nonaccrual and TDR loans, by portfolio class was as follows:

 

(Dollars in Millions)   Period-end
Recorded
Investment (a)
     Unpaid
Principal
Balance
     Valuation
Allowance
    

Commitments

to Lend

Additional

Funds

 

June 30, 2018

          

Commercial

  $ 488      $ 860      $ 34      $ 170  

Commercial real estate

    230        481        8         

Residential mortgages

    1,811        2,031        99        1  

Credit card

    233        233        61         

Other retail

    308        387        19        5  

Total loans, excluding GNMA and covered loans

    3,070        3,992        221        176  

Loans purchased from GNMA mortgage pools

    1,665        1,665        38         

Covered loans

    36        40        1         

Total

  $ 4,771      $ 5,697      $ 260      $ 176  

December 31, 2017

          

Commercial

  $ 550      $ 915      $ 44      $ 199  

Commercial real estate

    280        596        11         

Residential mortgages

    1,946        2,339        116        1  

Credit card

    230        230        60         

Other retail

    302        400        22        4  

Total loans, excluding GNMA and covered loans

    3,308        4,480        253        204  

Loans purchased from GNMA mortgage pools

    1,681        1,681        25         

Covered loans

    38        44        1         

Total

  $ 5,027      $ 6,205      $ 279      $ 204  

 

(a) Substantially all loans classified as impaired at June 30, 2018 and December 31, 2017, had an associated allowance for credit losses.
Impaired Loans Average Recorded Investment and Interest Income Recognized

Additional information on impaired loans follows:

 

    2018              2017  
(Dollars in Millions)   Average
Recorded
Investment
     Interest
Income
Recognized
             Average
Recorded
Investment
     Interest
Income
Recognized
 

Three Months Ended June 30

               

Commercial

  $ 514      $ 1           $ 720      $ 1  

Commercial real estate

    242        2             272        3  

Residential mortgages

    1,846        19             2,182        28  

Credit card

    234        1             229        1  

Other retail

    303        4                 279        3  

Total loans, excluding GNMA and covered loans

    3,139        27             3,682        36  

Loans purchased from GNMA mortgage pools

    1,616        12             1,746        19  

Covered loans

    37        1                 38         

Total

  $ 4,792      $ 40               $ 5,466      $ 55  

Six Months Ended June 30

               

Commercial

  $ 530      $ 2           $ 769      $ 2  

Commercial real estate

    255        4             275        5  

Residential mortgages

    1,880        39             2,211        57  

Credit card

    233        2             227        2  

Other retail

    301        8                 279        7  

Total loans, excluding GNMA and covered loans

    3,199        55             3,761        73  

Loans purchased from GNMA mortgage pools

    1,620        24             1,696        37  

Covered loans

    37        1                 37         

Total

  $ 4,856      $ 80               $ 5,494      $ 110  
Summary of Loans Modified as TDRs

The following table provides a summary of loans modified as TDRs during the periods presented by portfolio class:

 

    2018              2017  
(Dollars in Millions)   Number
of Loans
     Pre-Modification
Outstanding
Loan Balance
     Post-Modification
Outstanding
Loan Balance
            

Number

of Loans

     Pre-Modification
Outstanding
Loan Balance
     Post-Modification
Outstanding
Loan Balance
 

Three Months Ended June 30

                     

Commercial

    724      $ 132      $ 126             671      $ 62      $ 40  

Commercial real estate

    30        15        14             41        29        31  

Residential mortgages

    105        20        20             144        17        16  

Credit card

    7,461        37        38             8,146        40        40  

Other retail

    535        17        17                 639        15        14  

Total loans, excluding GNMA and covered loans

    8,855        221        215             9,641        163        141  

Loans purchased from GNMA mortgage pools

    2,248        298        295             1,043        141        137  

Covered loans

                                  3        1        1  

Total loans

    11,103      $ 519      $ 510                 10,687      $ 305      $ 279  

Six Months Ended June 30

                     

Commercial

    1,347      $ 213      $ 201             1,501      $ 199      $ 168  

Commercial real estate

    59        31        30             64        38        39  

Residential mortgages

    253        37        36             500        57        57  

Credit card

    16,007        80        81             17,551        85        86  

Other retail

    1,094        28        27                 1,261        26        23  

Total loans, excluding GNMA and covered loans

    18,760        389        375             20,877        405        373  

Loans purchased from GNMA mortgage pools

    3,136        415        408             3,972        528        515  

Covered loans

                                  7        2        2  

Total loans

    21,896      $ 804      $ 783                 24,856      $ 935      $ 890  
Summary of Loans Modified as TDRs in the Past Twelve Months that have Subsequently Defaulted

The following table provides a summary of TDR loans that defaulted (fully or partially charged-off or became 90 days or more past due) during the periods presented that were modified as TDRs within 12 months previous to default:

 

    2018              2017  
(Dollars in Millions)  

Number

of Loans

     Amount
Defaulted
            

Number

of Loans

     Amount
Defaulted
 

Three Months Ended June 30

               

Commercial

    177      $ 3             182      $ 16  

Commercial real estate

    8        2             10        1  

Residential mortgages

    58        7             95        10  

Credit card

    1,933        8             1,984        8  

Other retail

    70        1                 102        1  

Total loans, excluding GNMA and covered loans

    2,246        21             2,373        36  

Loans purchased from GNMA mortgage pools

    517        67             139        19  

Covered loans

                           1         

Total loans

    2,763      $ 88                 2,513      $ 55  

Six Months Ended June 30

               

Commercial

    416      $ 12             355      $ 24  

Commercial real estate

    16        6             18        3  

Residential mortgages

    114        11             167        19  

Credit card

    3,969        17             4,031        17  

Other retail

    147        2                 231        3  

Total loans, excluding GNMA and covered loans

    4,662        48             4,802        66  

Loans purchased from GNMA mortgage pools

    749        98             357        49  

Covered loans

    1                        1         

Total loans

    5,412      $ 146                 5,160      $ 115  
Carrying Amount of Covered Assets

The carrying amount of the covered assets consisted of purchased impaired loans, purchased nonimpaired loans and other assets as shown in the following table:

 

    June 30, 2018              December 31, 2017  
(Dollars in Millions)   Purchased
Impaired
Loans
     Purchased
Nonimpaired
Loans
     Other      Total              Purchased
Impaired
Loans
     Purchased
Nonimpaired
Loans
     Other      Total  

Residential mortgage loans

  $ 1,913      $ 353      $      $ 2,266           $ 2,012      $ 400      $      $ 2,412  

Other retail loans

           110               110                    151               151  

Losses reimbursable by the FDIC (a)

                  331        331                           320        320  

Unamortized changes in FDIC asset (b)

                  116        116                               238        238  

Covered loans

    1,913        463        447        2,823             2,012        551        558        3,121  

Foreclosed real estate

                  20        20                               21        21  

Total covered assets

  $ 1,913      $ 463      $ 467      $ 2,843               $ 2,012      $ 551      $ 579      $ 3,142  

 

(a) Relates to loss sharing agreements with remaining terms up through the fourth quarter of 2019.
(b) Represents decreases in expected reimbursements by the FDIC as a result of decreases in expected losses on the covered loans. These amounts are amortized as a reduction in interest income on covered loans over the shorter of the expected life of the respective covered loans or the remaining contractual term of the indemnification agreements.
XML 44 R28.htm IDEA: XBRL DOCUMENT v3.10.0.1
Accounting for Transfers and Servicing of Financial Assets and Variable Interest Entities (Tables)
6 Months Ended
Jun. 30, 2018
Accounting Policies [Abstract]  
Summary of Investments in Community Development and Tax-advantaged VIEs

The following table provides a summary of investments in community development and tax-advantaged VIEs that the Company has not consolidated:

 

(Dollars in Millions)  

June 30,

2018

    

December 31,

2017

 

Investment carrying amount

  $ 5,838      $ 5,660  

Unfunded capital and other commitments

    2,777        2,770  

Maximum exposure to loss

    12,392        12,120  
XML 45 R29.htm IDEA: XBRL DOCUMENT v3.10.0.1
Mortgage Servicing Rights (Tables)
6 Months Ended
Jun. 30, 2018
Text Block [Abstract]  
Changes in Fair Value of Capitalized MSRs

Changes in fair value of capitalized MSRs are summarized as follows:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)           2018             2017                 2018         2017  

Balance at beginning of period

  $ 2,780     $ 2,642          $ 2,645     $ 2,591  

Rights purchased

    2       4            4       6  

Rights capitalized

    97       82            197       204  

Changes in fair value of MSRs

            

Due to fluctuations in market interest rates (a)

    38       (50          152       (30

Due to revised assumptions or models (b)

    26       5            50       17  

Other changes in fair value (c)

    (99     (101              (204     (206

Balance at end of period

  $ 2,844     $ 2,582              $ 2,844     $ 2,582  

 

(a) Includes changes in MSR value associated with changes in market interest rates, including estimated prepayment rates and anticipated earnings on escrow deposits.
(b) Includes changes in MSR value not caused by changes in market interest rates, such as changes in cost to service, ancillary income and option adjusted spread, as well as the impact of any model changes.
(c) Primarily represents changes due to realization of expected cash flows over time (decay).
Sensitivity to Changes in Interest Rates of the Fair Value of MSR Portfolio and Related Derivative Instruments

The estimated sensitivity to changes in interest rates of the fair value of the MSR portfolio and the related derivative instruments was as follows:

 

    June 30, 2018             December 31, 2017  
(Dollars in Millions)   Down
100 bps
    Down
50 bps
    Down
25 bps
    Up
25 bps
    Up
50 bps
    Up
100 bps
            Down
100 bps
    Down
50 bps
    Down
25 bps
    Up
25 bps
    Up
50 bps
    Up
100 bps
 

MSR portfolio

  $ (469   $ (207   $ (97   $ 84     $ 154     $ 263          $ (520   $ (231   $ (109   $ 95     $ 177     $ 302  

Derivative instrument hedges

    422       197       94       (85     (160     (290              453       216       105       (96     (184     (336

Net sensitivity

  $ (47   $ (10   $ (3   $ (1   $ (6   $ (27            $ (67   $ (15   $ (4   $ (1   $ (7   $ (34
MSRs and Related Characteristics by Portfolio

A summary of the Company’s MSRs and related characteristics by portfolio was as follows:

 

    June 30, 2018            December 31, 2017  
(Dollars in Millions)   HFA     Government     Conventional (c)     Total            HFA     Government     Conventional (c)     Total  

Servicing portfolio (a)

  $ 42,398     $ 36,543     $ 153,805     $ 232,746         $ 40,737     $ 36,756     $ 155,353     $ 232,846  

Fair value

  $ 510     $ 468     $ 1,866     $ 2,844         $ 450     $ 428     $ 1,767     $ 2,645  

Value (bps) (b)

    120       128       121       122           110       116       114       114  

Weighted-average servicing fees (bps)

    34       35       27       29           35       34       27       29  

Multiple (value/servicing fees)

    3.49       3.68       4.54       4.15           3.17       3.38       4.24       3.86  

Weighted-average note rate

    4.49     3.94     4.03     4.10         4.43     3.92     4.02     4.08

Weighted-average age (in years)

    3.2       4.4       4.3       4.1           3.0       4.3       4.2       4.0  

Weighted-average expected prepayment (constant prepayment rate)

    9.3     10.5     8.7     9.1         9.8     11.6     9.7     10.0

Weighted-average expected life (in years)

    8.0       6.9       7.3       7.4           7.7       6.5       6.9       7.0  

Weighted-average option adjusted spread (d)

    8.8     8.4     7.3     7.8             9.9     9.2     7.2     8.0

 

(a) Represents principal balance of mortgages having corresponding MSR asset.
(b) Calculated as fair value divided by the servicing portfolio.
(c) Represents loans sold primarily to GSEs.
(d) Option adjusted spread is the incremental spread added to the risk-free rate to reflect optionality and other risk inherent in the MSRs.
XML 46 R30.htm IDEA: XBRL DOCUMENT v3.10.0.1
Preferred Stock (Tables)
6 Months Ended
Jun. 30, 2018
Equity [Abstract]  
Number of Shares Issued and Outstanding and Carrying Amount of Preferred Stock

The number of shares issued and outstanding and the carrying amount of each outstanding series of the Company’s preferred stock were as follows:

 

    June 30, 2018              December 31, 2017  
(Dollars in Millions)   Shares
Issued and
Outstanding
     Liquidation
Preference
     Discount      Carrying
Amount
             Shares
Issued and
Outstanding
     Liquidation
Preference
     Discount      Carrying
Amount
 

Series A

    12,510      $ 1,251      $ 145      $ 1,106             12,510      $ 1,251      $ 145      $ 1,106  

Series B

    40,000        1,000               1,000             40,000        1,000               1,000  

Series F

    44,000        1,100        12        1,088             44,000        1,100        12        1,088  

Series H

    20,000        500        13        487             20,000        500        13        487  

Series I

    30,000        750        5        745             30,000        750        5        745  

Series J

    40,000        1,000        7        993                 40,000        1,000        7        993  

Total preferred stock (a)

    186,510      $ 5,601      $ 182      $ 5,419                 186,510      $ 5,601      $ 182      $ 5,419  

 

(a) The par value of all shares issued and outstanding at June 30, 2018 and December 31, 2017, was $1.00 per share.
XML 47 R31.htm IDEA: XBRL DOCUMENT v3.10.0.1
Accumulated Other Comprehensive Income (Loss) (Tables)
6 Months Ended
Jun. 30, 2018
Equity [Abstract]  
Reconciliation of Transactions Affecting Accumulated Other Comprehensive Income (Loss) Included in Shareholders' Equity

Shareholders’ equity is affected by transactions and valuations of asset and liability positions that require adjustments to accumulated other comprehensive income (loss). The reconciliation of the transactions affecting accumulated other comprehensive income (loss) included in shareholders’ equity is as follows:

 

Three Months Ended June 30

(Dollars in Millions)

  Unrealized Gains
(Losses) on
Investment
Securities
Available-For-
Sale
    Unrealized Gains
(Losses) on
Investment
Securities
Transferred From
Available-For-Sale
to Held-To-
Maturity
    Unrealized Gains
(Losses) on
Derivative Hedges
    Unrealized Gains
(Losses) on
Retirement Plans
    Foreign
Currency
Translation
    Total  

2018

           

Balance at beginning of period

  $ (1,017   $ 19     $ 152     $ (1,271   $ (76   $ (2,193

Changes in unrealized gains and losses

    (212           33       2             (177

Foreign currency translation adjustment (a)

                            (8     (8

Reclassification to earnings of realized gains and losses

    (10     (2     (2     35             21  

Applicable income taxes

    56             (7     (10     3       42  

Balance at end of period

  $ (1,183   $ 17     $ 176     $ (1,244   $ (81   $ (2,315

2017

           

Balance at beginning of period

  $ (371   $ 23     $ 68     $ (1,095   $ (64   $ (1,439

Changes in unrealized gains and losses

    328             (37                 291  

Foreign currency translation adjustment (a)

                            (1     (1

Reclassification to earnings of realized gains and losses

    (9     (4     10       29             26  

Applicable income taxes

    (122     2       10       (11     (2     (123

Balance at end of period

  $ (174   $ 21     $ 51     $ (1,077   $ (67   $ (1,246

 

(a) Represents the impact of changes in foreign currency exchange rates on the Company’s investment in foreign operations and related hedges.

 

Six Months Ended June 30

(Dollars in Millions)

  Unrealized Gains
(Losses) on
Investment
Securities
Available-For-
Sale
    Unrealized Gains
(Losses) on
Investment
Securities
Transferred From
Available-For-Sale
to Held-To-
Maturity
    Unrealized Gains
(Losses) on
Derivative Hedges
    Unrealized Gains
(Losses) on
Retirement Plans
    Foreign
Currency
Translation
    Total  

2018

           

Balance at beginning of period

  $ (357   $ 17     $ 71     $ (1,066   $ (69   $ (1,404

Revaluation of tax related balances (a)

    (77     4       15       (229     (13     (300

Changes in unrealized gains and losses

    (988           119       (1           (870

Foreign currency translation adjustment (b)

                            5       5  

Reclassification to earnings of realized gains and losses

    (15     (5     1       69             50  

Applicable income taxes

    254       1       (30     (17     (4     204  

Balance at end of period

  $ (1,183   $ 17     $ 176     $ (1,244   $ (81   $ (2,315

2017

           

Balance at beginning of period

  $ (431   $ 25     $ 55     $ (1,113   $ (71   $ (1,535

Changes in unrealized gains and losses

    455             (30                 425  

Foreign currency translation adjustment (b)

                            9       9  

Reclassification to earnings of realized gains and losses

    (38     (7     24       58             37  

Applicable income taxes

    (160     3       2       (22     (5     (182

Balance at end of period

  $ (174   $ 21     $ 51     $ (1,077   $ (67   $ (1,246

 

(a) Represents the impact of the reduced federal statutory tax rate for corporations included in 2017 tax reform legislation, reclassified out of accumulated other comprehensive income and into retained earnings as of the beginning of the period.
(b) Represents the impact of changes in foreign currency exchange rates on the Company’s investment in foreign operations and related hedges.
Impact to Net Income for Items Reclassified out of Accumulated Other Comprehensive Income and into Earnings

Additional detail about the impact to net income for items reclassified out of accumulated other comprehensive income (loss) and into earnings is as follows:

 

    Impact to Net Income     Affected Line Item in the
Consolidated Statement of Income
    Three Months Ended
June 30
            Six Months Ended
June 30
   
(Dollars in Millions)       2018             2017                     2018             2017    

Unrealized gains (losses) on investment securities available-for-sale

              

Realized gains (losses) on sale of investment securities

  $ 10     $ 9          $ 15     $ 38     Total securities gains (losses), net
    (3     (3              (4     (14   Applicable income taxes
    7       6            11       24     Net-of-tax

Unrealized gains (losses) on investment securities transferred from available-for-sale to held-to-maturity

              

Amortization of unrealized gains

    2       4            5       7     Interest income
          (2              (1     (3   Applicable income taxes
    2       2            4       4     Net-of-tax

Unrealized gains (losses) on derivative hedges

              

Realized gains (losses) on derivative hedges

    2       (10          (1     (24   Interest expense
    (1     4                      9     Applicable income taxes
    1       (6          (1     (15   Net-of-tax

Unrealized gains (losses) on retirement plans

              

Actuarial gains (losses) and prior service cost (credit) amortization

    (35     (29          (69     (58   Employee benefits expense
    10       11                18       22     Applicable income taxes
    (25     (18          (51     (36   Net-of-tax

Total impact to net income

  $ (15   $ (16            $ (37   $ (23    

 

XML 48 R32.htm IDEA: XBRL DOCUMENT v3.10.0.1
Earnings Per Share (Tables)
6 Months Ended
Jun. 30, 2018
Earnings Per Share [Abstract]  
Components of Earnings Per Share

The components of earnings per share were:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars and Shares in Millions, Except Per Share Data)       2018         2017                 2018         2017  

Net income attributable to U.S. Bancorp

  $ 1,750     $ 1,500          $ 3,425     $ 2,973  

Preferred dividends

    (64     (64          (134     (133

Impact of preferred stock redemption (a)

                           (10

Earnings allocated to participating stock awards

    (8     (6              (16     (13

Net income applicable to U.S. Bancorp common shareholders

  $ 1,678     $ 1,430              $ 3,275     $ 2,817  

Average common shares outstanding

    1,642       1,684            1,647       1,689  

Net effect of the exercise and assumed purchase of stock awards

    4       6                4       6  

Average diluted common shares outstanding

    1,646       1,690                1,651       1,695  

Earnings per common share

  $ 1.02     $ .85          $ 1.99     $ 1.67  

Diluted earnings per common share

  $ 1.02     $ .85              $ 1.98     $ 1.66  

 

(a) Represents stock issuance costs originally recorded in preferred stock upon the issuance of the Company’s Series G Preferred Stock that were reclassified to retained earnings on the date the Company announced its intent to redeem the outstanding shares.
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Employee Benefits (Tables)
6 Months Ended
Jun. 30, 2018
Retirement Benefits [Abstract]  
Components of Net Periodic Benefit Cost

The components of net periodic benefit cost for the Company’s retirement plans were:

 

    Three Months Ended June 30             Six Months Ended June 30  
    Pension Plans     Postretirement
Welfare Plan
            Pension Plans     Postretirement
Welfare Plan
 
(Dollars in Millions)       2018         2017         2018         2017                 2018         2017         2018         2017  

Service cost

  $ 52     $ 46     $     $          $ 104     $ 93     $     $  

Interest cost

    56       55             1            112       110       1       2  

Expected return on plan assets

    (94     (71     (1                (189     (142     (2     (1

Prior service cost (credit) amortization

                      (1                (1     (1     (2

Actuarial loss (gain) amortization

    36       32       (1     (2              73       64       (3     (3

Net periodic benefit cost (a)

  $ 50     $ 62     $ (2   $ (2            $ 100     $ 124     $ (5   $ (4

 

(a) Service cost is included in employee benefits expense on the Consolidated Statement of Income. All other components are included in other noninterest expense on the Consolidated Statement of Income.

 

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Income Taxes (Tables)
6 Months Ended
Jun. 30, 2018
Income Tax Disclosure [Abstract]  
Components of Income Tax Expense

The components of income tax expense were:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)           2018          2017                 2018          2017  

Federal

              

Current

  $ 312      $ 493          $ 546      $ 1,024  

Deferred

    17        (37              36        (157

Federal income tax

    329        456            582        867  

State

              

Current

    62        81            154        146  

Deferred

    50        14                67        37  

State income tax

    112        95                221        183  

Total income tax provision

  $ 441      $ 551              $ 803      $ 1,050  
Reconciliation of Expected Income Tax Expense at Federal Statutory Rate of 21 Percent and 35 Percent to Company's Applicable Income Tax Expense

A reconciliation of expected income tax expense at the federal statutory rate of 21 percent for 2018 and 35 percent for 2017 to the Company’s applicable income tax expense follows:

 

    Three Months Ended
June 30
            Six Months Ended
June 30
 
(Dollars in Millions)           2018         2017                 2018         2017  

Tax at statutory rate

  $ 462     $ 722          $ 891     $ 1,417  

State income tax, at statutory rates, net of federal tax benefit

    96       67            185       130  

Tax effect of

            

Tax credits and benefits, net of related expenses

    (132     (197          (247     (390

Exam resolutions

                     (49      

Tax-exempt income

    (33     (51          (65     (100

Noncontrolling interests

    (2     (4          (3     (9

Other items

    50       14                91       2  

Applicable income taxes

  $ 441     $ 551              $ 803     $ 1,050  
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Derivative Instruments (Tables)
6 Months Ended
Jun. 30, 2018
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Asset and Liability Management Derivative Positions of Company

The following table summarizes the asset and liability management derivative positions of the Company:

 

    Asset Derivatives              Liability Derivatives  
(Dollars in Millions)   Notional
Value
     Fair
Value
     Weighted-
Average
Remaining
Maturity
In Years
             Notional
Value
     Fair
Value
     Weighted-
Average
Remaining
Maturity
In Years
 

June 30, 2018

                     

Cash flow hedges

                     

Interest rate contracts

                     

Pay fixed/receive floating swaps

  $ 8,872      $ 14        3.28           $ 1,720      $        2.35  

Net investment hedges

                     

Foreign exchange forward contracts

    298        4        .05                            

Other economic hedges

                     

Interest rate contracts

                     

Futures and forwards

                     

Buy

    2,363        12        .09             602        2        .10  

Sell

    13,904        9        1.10             5,718        23        .03  

Options

                     

Purchased

    6,255        85        8.18                            

Written

    1,060        25        .09             8               .12  

Receive fixed/pay floating swaps

    2,822               12.76             4,911               9.07  

Pay fixed/receive floating swaps

    4,530               7.37             430               11.30  

Foreign exchange forward contracts

    579        8        .05             141        1        .05  

Equity contracts

                              143        4        .84  

Credit contracts

    1,820               2.83             4,265        1        3.46  

Other (a)

    147        1        .01             1,420        120        1.80  

Total

  $ 42,650      $ 158              $ 19,358      $ 151     

December 31, 2017

                     

Fair value hedges

                     

Interest rate contracts

                     

Receive fixed/pay floating swaps

  $ 1,000      $ 28        6.70           $ 3,600      $ 16        1.55  

Cash flow hedges

                     

Interest rate contracts

                     

Pay fixed/receive floating swaps

    3,772        5        6.73                            

Net investment hedges

                     

Foreign exchange forward contracts

                              373        8        .05  

Other economic hedges

                     

Interest rate contracts

                     

Futures and forwards

                     

Buy

    1,632        7        .10             1,326        2        .04  

Sell

    15,291        10        .89             4,511        10        .03  

Options

                     

Purchased

    4,985        65        7.57                            

Written

    1,285        21        .10             5               .05  

Receive fixed/pay floating swaps

    2,019        5        16.49             5,469               8.43  

Pay fixed/receive floating swaps

    4,844        21        7.69             46        1        6.70  

Foreign exchange forward contracts

    147        1        .02             669        8        .04  

Equity contracts

    45               1.10             88        1        .58  

Credit contracts

    1,559               3.41             3,779        1        3.16  

Other (a)

                              1,164        125        2.50  

Total

  $ 36,579      $ 163                        $ 21,030      $ 172           

 

(a) Includes derivative liability swap agreements related to the sale of a portion of the Company’s Class B common shares of Visa Inc. The Visa swap agreements had a total notional value, fair value and weighted average remaining maturity of $1.3 billion, $119 million and 2.01 years at June 30, 2018, respectively, compared to $1.2 billion, $125 million and 2.50 years at December 31, 2017, respectively. In addition, includes short-term underwriting purchase and sale commitments with total asset and liability notional values of $147 million at June 30, 2018.
Customer-Related Derivative Positions of Company

The following table summarizes the customer-related derivative positions of the Company:

 

    Asset Derivatives              Liability Derivatives  
(Dollars in Millions)   Notional
Value
     Fair
Value
     Weighted-
Average
Remaining
Maturity
In Years
             Notional
Value
     Fair
Value
     Weighted-
Average
Remaining
Maturity
In Years
 

June 30, 2018

                     

Interest rate contracts

                     

Receive fixed/pay floating swaps

  $ 24,816      $ 470        5.93           $ 76,059      $ 733        4.55  

Pay fixed/receive floating swaps

    72,131        464        4.50             24,623        353        6.11  

Options

                     

Purchased

    37,827        65        1.63             1,360        9        3.03  

Written

    1,360        11        3.03             34,942        61        1.47  

Futures

                     

Buy

    40               1.72                            

Sell

    7,588        10        .98             800               .22  

Foreign exchange rate contracts

                     

Forwards, spots and swaps

    24,755        621        .88             24,056        601        .91  

Options

                     

Purchased

    5,132        85        .76                            

Written

                              5,132        85        .76  

Total

  $ 173,649      $ 1,726              $ 166,972      $ 1,842     

December 31, 2017

                     

Interest rate contracts

                     

Receive fixed/pay floating swaps

  $ 28,681      $ 679        5.71           $ 59,990      $ 840        4.27  

Pay fixed/receive floating swaps

    63,038        860        4.20             25,093        602        5.76  

Options

                     

Purchased

    29,091        22        1.61             880        14        4.24  

Written

    880        15        4.24             27,056        20        1.50  

Futures

                     

Sell

    7,007        4        1.21                            

Foreign exchange rate contracts

                     

Forwards, spots and swaps

    24,099        656        .81             23,440        636        .83  

Options

                     

Purchased

    4,026        83        1.20                            

Written

                              4,026        83        1.20  

Total

  $ 156,822      $ 2,319                        $ 140,485      $ 2,195           
Summary of Effective Portion of Gains (Losses) Recognized in Other Comprehensive Income (Loss) and Gains (Losses) Reclassified from Other Comprehensive Income (Loss) into Earnings

The table below shows the effective portion of the gains (losses) recognized in other comprehensive income (loss) and the gains (losses) reclassified from other comprehensive income (loss) into earnings (net-of-tax):

 

    Three Months Ended June 30             Six Months Ended June 30  
   

Gains (Losses)
Recognized in
Other
Comprehensive
Income

(Loss)

   

Gains (Losses)
Reclassified from
Other
Comprehensive
Income

(Loss) into Earnings

           

Gains (Losses)
Recognized in
Other
Comprehensive
Income

(Loss)

   

Gains (Losses)
Reclassified from
Other
Comprehensive
Income

(Loss) into Earnings

 
(Dollars in Millions)   2018      2017     2018      2017             2018      2017     2018     2017  

Asset and Liability Management Positions

                       

Cash flow hedges

                       

Interest rate contracts

  $ 25      $ (23   $ 1      $ (6        $ 89      $ (19   $ (1   $ (15

Net investment hedges

                       

Foreign exchange forward contracts

    12        (41                       28        (48            

Non-derivative debt instruments

    50        (11                           16        (11            

 

Note: The Company does not exclude components from effectiveness testing for cash flow and net investment hedges.
Effect of Fair Value and Cash Flow Hedge Accounting on Consolidated Statement of Income

The table below shows the effect of fair value and cash flow hedge accounting on the Consolidated Statement of Income:

 

    Three Months Ended June 30              Six Months Ended June 30  
    Other Noninterest
Income
    Interest Expense              Other Noninterest
Income
    Interest Expense  
(Dollars in Millions)   2018      2017     2018     2017              2018      2017     2018     2017  

Total amount of income and expense line items presented in the Consolidated Statement of Income in which the effects of fair value or cash flow hedges are recorded

  $ 207      $ 195     $ 751     $ 470           $ 374      $ 375     $ 1,374     $ 883  
 

Asset and Liability Management Positions

                       

Fair value hedges

                       

Interest rate contract derivatives

           14       48                          4       5        

Hedged items

           (14     (48                        (4     (5      

Cash Flow hedges

                       

Interest rate contract derivatives

                 (2     10                              1       24  

 

Note: The Company does not exclude components from effectiveness testing for fair value and cash flow hedges. The Company did not reclassify gains or losses into earnings as a result of the discontinuance of cash flow hedges during the three and six months ended June 30, 2018 and 2017.
Summary of Cumulative Hedging Adjustments and the Carrying Amount of Assets (Liabilities) Designated in Fair Value Hedges

The table below shows cumulative hedging adjustments and the carrying amount of assets (liabilities) designated in fair value hedges:

 

    Carrying Amount of the Hedged Assets
(Liabilities)
             Cumulative Hedging Adjustment (a)  
(Dollars in Millions)   June 30, 2018      December 31, 2017              June 30, 2018     December 31, 2017  

Line Item in the Consolidated Balance Sheet

              

Long-term Debt

  $      $ 4,584               $ (45   $ (8

 

(a) The cumulative hedging adjustment at June 30, 2018 relates to discontinued hedging relationships. The Company did not have any hedging adjustments for discontinued fair value hedges at December 31, 2017.
Summary of Gains (Losses) Recognized in Earnings for Other Economic Hedges and Customer-Related Positions

The table below shows the gains (losses) recognized in earnings for other economic hedges and the customer-related positions:

 

         Three Months
Ended June 30
            Six Months
Ended June 30
 
(Dollars in Millions)  

Location of Gains (Losses)

Recognized in Earnings

   2018     2017             2018     2017  

Asset and Liability Management Positions

               

Other economic hedges

               

Interest rate contracts

               

Futures and forwards

  Mortgage banking revenue    $ 15     $ (1          73     $ 5  

Purchased and written options

  Mortgage banking revenue      56       77            98       117  

Receive fixed/pay floating swaps

  Mortgage banking revenue      (61     117            (140     148  

Pay fixed/receive floating swaps

  Mortgage banking revenue      15       (71          (16     (111

Foreign exchange forward contracts

  Other noninterest income      15       (30          27       (37

Equity contracts

  Compensation expense            (1          (1      

Credit contracts

  Other noninterest income      2                  2       1  

Other

  Other noninterest income      1       (1          1       (1

Customer-Related Positions

               

Interest rate contracts

               

Receive fixed/pay floating swaps

  Commercial products revenue      (351     (323          (1,515     (573

Pay fixed/receive floating swaps

  Commercial products revenue      365       333            1,532       602  

Purchased and written options

  Commercial products revenue      2       (2          2       (8

Futures

  Commercial products revenue      3                  11       (2

Foreign exchange rate contracts

               

Forwards, spots and swaps

  Commercial products revenue      22       24            45       46  

Purchased and written options

  Commercial products revenue                                 1  

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Netting Arrangements for Certain Financial Instruments and Securities Financing Activities (Tables)
6 Months Ended
Jun. 30, 2018
Text Block [Abstract]  
Summary of Maturities by Category of Collateral Pledged for Repurchase Agreements and Securities Loaned Transactions

The following table summarizes the maturities by category of collateral pledged for repurchase agreements and securities loaned transactions:

 

(Dollars in Millions)   Overnight and
Continuous
     Less Than
30 Days
     30-89
Days
     Greater Than
90 Days
     Total  

June 30, 2018

             

Repurchase agreements

             

U.S. Treasury and agencies

  $ 157      $      $      $      $ 157  

Residential agency mortgage-backed securities

    316        282        984        507        2,089  

Corporate debt securities

    250               73               323  

Total repurchase agreements

    723        282        1,057        507        2,569  

Securities loaned

             

Corporate debt securities

    202                             202  

Total securities loaned

    202                             202  

Gross amount of recognized liabilities

  $ 925      $ 282      $ 1,057      $ 507      $ 2,771  

December 31, 2017

             

Repurchase agreements

             

U.S. Treasury and agencies

  $ 25      $      $      $      $ 25  

Residential agency mortgage-backed securities

    644        30                      674  

Corporate debt securities

    104                             104  

Total repurchase agreements

    773        30                      803  

Securities loaned

             

Corporate debt securities

    111                             111  

Total securities loaned

    111                             111  

Gross amount of recognized liabilities

  $ 884      $ 30      $      $      $ 914  

Information on Company's Accounting Netting Adjustments and Items Not Offset in Consolidated Balance Sheet Assets But Available for Offset in Event of Default

The following tables provide information on the Company’s netting adjustments, and items not offset on the Consolidated Balance Sheet but available for offset in the event of default:

 

    Gross
Recognized
Assets
    

Gross Amounts

Offset on the
Consolidated
Balance Sheet (a)

   

Net Amounts

Presented on the
Consolidated
Balance Sheet

     Gross Amounts Not Offset on the
Consolidated Balance Sheet
       
(Dollars in Millions)           Financial
Instruments (b)
   

Collateral

Received (c)

    Net Amount  

June 30, 2018

                                                 

Derivative assets (d)

  $ 1,851      $ (881   $ 970      $ (84   $ (1   $ 885  

Reverse repurchase agreements

    196              196        (109     (87      

Securities borrowed

    1,170              1,170              (1,133     37  

Total

  $ 3,217      $ (881   $ 2,336      $ (193   $ (1,221   $ 922  

December 31, 2017

             

Derivative assets (d)

  $ 1,759      $ (652   $ 1,107      $ (110   $ (5   $ 992  

Reverse repurchase agreements

    24              24        (24            

Securities borrowed

    923              923              (896     27  

Total

  $ 2,706      $ (652   $ 2,054      $ (134   $ (901   $ 1,019  

 

(a) Includes $243 million and $50 million of cash collateral related payables that were netted against derivative assets at June 30, 2018 and December 31, 2017, respectively.
(b) For derivative assets this includes any derivative liability fair values that could be offset in the event of counterparty default; for reverse repurchase agreements this includes any repurchase agreement payables that could be offset in the event of counterparty default; for securities borrowed this includes any securities loaned payables that could be offset in the event of counterparty default.
(c) Includes the fair value of securities received by the Company from the counterparty. These securities are not included on the Consolidated Balance Sheet unless the counterparty defaults.
(d) Excludes $33 million and $723 million at June 30, 2018 and December 31, 2017, respectively, of derivative assets not subject to netting arrangements.

 

Information on Company's Accounting Netting Adjustments and Items Not Offset in Consolidated Balance Sheet Liabilities But Available for Offset in Event of Default

   

Gross

Recognized
Liabilities

    

Gross Amounts
Offset on the

Consolidated
Balance Sheet (a)

   

Net Amounts
Presented on the

Consolidated
Balance Sheet

     Gross Amounts Not Offset on the
Consolidated Balance Sheet
       
(Dollars in Millions)           Financial
Instruments (b)
    Collateral
Pledged (c)
    Net Amount  

June 30, 2018

                                                 

Derivative liabilities (d)

  $ 1,871      $ (982   $ 889      $ (84   $     $ 805  

Repurchase agreements

    2,569              2,569        (109     (2,460      

Securities loaned

    202              202              (199     3  

Total

  $ 4,642      $ (982   $ 3,660      $ (193   $ (2,659   $ 808  

December 31, 2017

             

Derivative liabilities (d)

  $ 1,629      $ (1,130   $ 499      $ (110   $     $ 389  

Repurchase agreements

    803              803        (24     (779      

Securities loaned

    111              111              (110     1  

Total

  $ 2,543      $ (1,130   $ 1,413      $ (134   $ (889   $ 390  

 

(a) Includes $344 million and $528 million of cash collateral related receivables that were netted against derivative liabilities at June 30, 2018 and December 31, 2017, respectively.
(b) For derivative liabilities this includes any derivative asset fair values that could be offset in the event of counterparty default; for repurchase agreements this includes any reverse repurchase agreement receivables that could be offset in the event of counterparty default; for securities loaned this includes any securities borrowed receivables that could be offset in the event of counterparty default.
(c) Includes the fair value of securities pledged by the Company to the counterparty. These securities are included on the Consolidated Balance Sheet unless the Company defaults.
(d) Excludes $122 million and $738 million at June 30, 2018 and December 31, 2017, respectively, of derivative liabilities not subject to netting arrangements.
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Fair Values of Assets and Liabilities (Tables)
6 Months Ended
Jun. 30, 2018
Fair Value Disclosures [Abstract]  
Valuation Assumption Ranges for MSRs

The following table shows the significant valuation assumption ranges for MSRs at June 30, 2018:

 

     Minimum     Maximum     Average  

Expected prepayment

    6     17     9

Option adjusted spread

    7       10       8  
Valuation Assumption Ranges for Derivative Commitments

The following table shows the significant valuation assumption ranges for the Company’s derivative commitments to purchase and originate mortgage loans at June 30, 2018:

 

     Minimum     Maximum     Average  

Expected loan close rate

    8     100     79

Inherent MSR value (basis points per loan)

    21       185       109  
Balances of Assets and Liabilities Measured at Fair Value on Recurring Basis

The following table summarizes the balances of assets and liabilities measured at fair value on a recurring basis:

 

(Dollars in Millions)   Level 1      Level 2      Level 3      Netting     Total  

June 30, 2018

            

Available-for-sale securities

            

U.S. Treasury and agencies

  $ 20,039      $ 692      $      $     $ 20,731  

Mortgage-backed securities

            

Residential agency

           38,420                     38,420  

Commercial agency

           6                     6  

Other asset-backed securities

           411                     411  

Obligations of state and political subdivisions

           6,779                     6,779  

Total available-for-sale

    20,039        46,308                     66,347  

Mortgage loans held for sale

           3,248                     3,248  

Mortgage servicing rights

                  2,844              2,844  

Derivative assets

    17        1,394        473        (881     1,003  

Other assets

    179        1,328                     1,507  

Total

  $ 20,235      $ 52,278      $ 3,317      $ (881   $ 74,949  

Derivative liabilities

  $      $ 1,264      $ 729      $ (982   $ 1,011  

Short-term borrowings and other liabilities (a)

    172        1,117                     1,289  

Total

  $ 172      $ 2,381      $ 729      $ (982   $ 2,300  

December 31, 2017

            

Available-for-sale securities

            

U.S. Treasury and agencies

  $ 22,572      $ 729      $      $     $ 23,301  

Mortgage-backed securities

            

Residential agency

           38,031                     38,031  

Commercial agency

           6                     6  

Other asset-backed securities

           419                     419  

Obligations of state and political subdivisions

           6,358                     6,358  

Other

    22                            22  

Total available-for-sale

    22,594        45,543                     68,137  

Mortgage loans held for sale

           3,534                     3,534  

Mortgage servicing rights

                  2,645              2,645  

Derivative assets

    6        1,960        516        (652     1,830  

Other assets

    154        1,163                     1,317  

Total

  $ 22,754      $ 52,200      $ 3,161      $ (652   $ 77,463  

Derivative liabilities

  $      $ 1,958      $ 409      $ (1,130   $ 1,237  

Short-term borrowings and other liabilities (a)

    101        894                     995  

Total

  $ 101      $ 2,852      $ 409      $ (1,130   $ 2,232  

 

Note: Excluded from the table above are equity investments without readily determinable fair values. The Company has elected to carry these investments at historical cost, adjusted for impairment and any changes resulting from observable price changes for identical or similar investments of the issuer. The aggregate carrying amount of these equity investments was $91 million at June 30, 2018. The Company has not recorded impairments or adjustments for observable price changes on these equity investments during the first six months of 2018 or on a cumulative basis.
(a) Primarily represents the Company’s obligation on securities sold short required to be accounted for at fair value per applicable accounting guidance.
Changes in Fair Value for All Assets and Liabilities Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs (Level 3)

The following table presents the changes in fair value for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended June 30:

 

(Dollars in Millions)   Beginning
of Period
Balance
    Net Gains
(Losses)
Included in
Net Income
    Net Gains
(Losses)
Included in
Other
Comprehensive
Income (Loss)
    Purchases     Sales     Principal
Payments
    Issuances     Settlements     End
of Period
Balance
    Net Change in
Unrealized
Gains (Losses)
Relating to Assets
and Liabilities
Held at End of  Period
 

2018

                   

Mortgage servicing rights

  $ 2,780     $ (35 )  (a)    $     $ 2     $     $     $ 97  (c)    $     $ 2,844     $ (35 ) (a) 

Net derivative assets and liabilities

    (132     (94 )  (b)                  (16                 (14     (256     (110 ) (d) 

2017

                   

Mortgage servicing rights

  $ 2,642     $ (146 )  (a)    $     $ 4     $     $     $ 82  (c)    $     $ 2,582     $ (146 ) (a) 

Net derivative assets and liabilities

    165       215    (e)                  (2                 (138     240       117   (f) 

 

(a)

Included in mortgage banking revenue.

(b)

Approximately $(144) million included in other noninterest income and $50 million included in mortgage banking revenue.

(c)

Represents MSRs capitalized during the period.

(d)

Approximately $(138) million included in other noninterest income and $28 million included in mortgage banking revenue.

(e)

Approximately $129 million included in other noninterest income and $86 million included in mortgage banking revenue.

(f)

Approximately $86 million included in other noninterest income and $31 million included in mortgage banking revenue.

 

The following table presents the changes in fair value for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the six months ended June 30:

 

(Dollars in Millions)   Beginning
of Period
Balance
    Net Gains
(Losses)
Included in
Net Income
    Net Gains
(Losses)
Included in
Other
Comprehensive
Income (Loss)
    Purchases     Sales     Principal
Payments
    Issuances     Settlements     End
of Period
Balance
    Net Change in
Unrealized
Gains (Losses)
Relating to Assets
and Liabilities
Held at End of Period
 

2018

                   

Mortgage servicing rights

  $ 2,645     $ (2 ) (c)    $     $ 4     $     $     $ 197  (e)    $     $ 2,844     $ (2 ) (c) 

Net derivative assets and liabilities

    107       (345 ) (d)            1       (22                 3       (256     (297 ) (f) 

2017

                   

Available-for-sale securities

 

                 

Residential non-agency mortgage-backed securities

                   

Prime (a)

  $ 242     $     $ (2   $     $ (234   $ (6   $     $     $     $  

Non-prime (b)

    195             (17           (175     (3                    

Other asset-backed securities

    2                         (2                              

Corporate debt securities

    9             2             (11                              

Total available-for-sale

    448             (17 ) (g)            (422     (9                        

Mortgage servicing rights

    2,591       (219 ) (c)            6                   204  (e)            2,582       (219 ) (c) 

Net derivative assets and liabilities

    171       261   (h)            1       (5                 (188     240       74   (i) 

 

(a)

Prime securities are those designated as such by the issuer at origination. When an issuer designation is unavailable, the Company determines at acquisition date the categorization based on asset pool characteristics (such as weighted-average credit score, loan-to-value, loan type, prevalence of low documentation loans) and deal performance (such as pool delinquencies and security market spreads).

(b)

Includes all securities not meeting the conditions to be designated as prime.

(c)

Included in mortgage banking revenue.

(d)

Approximately $(415) million included in other noninterest income and $70 million included in mortgage banking revenue.

(e)

Represents MSRs capitalized during the period.

(f)

Approximately $(325) million included in other noninterest income and $28 million included in mortgage banking revenue.

(g)

Included in changes in unrealized gains and losses on investment securities available-for-sale.

(h)

Approximately $110 million included in other noninterest income and $151 million included in mortgage banking revenue.

(i)

Approximately $43 million included in other noninterest income and $31 million included in mortgage banking revenue.

Adjusted Carrying Values for Assets Measured at Fair Value on Nonrecurring Basis

The following table summarizes the balances as of the measurement date of assets measured at fair value on a nonrecurring basis, and still held as of the reporting date:

 

    June 30, 2018              December 31, 2017  
(Dollars in Millions)   Level 1      Level 2      Level 3      Total              Level 1      Level 2      Level 3      Total  

Loans (a)

  $      $      $ 33      $ 33           $      $      $ 150      $ 150  

Other assets (b)

                  39        39                               31        31  

 

(a) Represents the carrying value of loans for which adjustments were based on the fair value of the collateral, excluding loans fully charged-off.
(b) Primarily represents the fair value of foreclosed properties that were measured at fair value based on an appraisal or broker price opinion of the collateral subsequent to their initial acquisition.
Losses Recognized Related to Nonrecurring Fair Value Measurements of Individual Assets or Portfolios

The following table summarizes losses recognized related to nonrecurring fair value measurements of individual assets or portfolios:

 

    Three Months Ended
June 30
             Six Months Ended
June 30
 
(Dollars in Millions)   2018      2017              2018      2017  

Loans (a)

  $ 18      $ 38           $ 41      $ 75  

Other assets (b)

    8        5                 13        12  

 

(a) Represents write-downs of loans which were based on the fair value of the collateral, excluding loans fully charged-off.
(b) Primarily represents related losses of foreclosed properties that were measured at fair value subsequent to their initial acquisition.
Differences Between Aggregate Fair Value Carrying Amount of MLHFS for which Fair Value Option has been Elected and Aggregate Unpaid Principal Amount Contractually Obligated to Receive at Maturity

The following table summarizes the differences between the aggregate fair value carrying amount of MLHFS for which the fair value option has been elected and the aggregate unpaid principal amount that the Company is contractually obligated to receive at maturity:

 

    June 30, 2018              December 31, 2017  
(Dollars in Millions)   Fair
Value
Carrying
Amount
     Aggregate
Unpaid
Principal
     Carrying
Amount Over
(Under) Unpaid
Principal
             Fair
Value
Carrying
Amount
     Aggregate
Unpaid
Principal
     Carrying
Amount Over
(Under) Unpaid
Principal
 

Total loans

  $ 3,248      $ 3,167      $ 81           $ 3,534      $ 3,434      $ 100  

Nonaccrual loans

    1        1                    1        2        (1

Loans 90 days or more past due

                                  1        1         
Estimated Fair Values of Financial Instruments

The estimated fair values of the Company’s financial instruments are shown in the table below:

 

    June 30, 2018     December 31, 2017  
   

Carrying

Amount

          Fair Value           

Carrying

Amount

          Fair Value  
(Dollars in Millions)       Level 1     Level 2     Level 3     Total               Level 1     Level 2     Level 3     Total  

Financial Assets

                                                                                                       

Cash and due from banks

  $ 19,021       $ 19,021     $     $     $ 19,021         $ 19,505       $ 19,505     $     $     $ 19,505  

Federal funds sold and securities purchased under resale agreements

    289               289             289           93               93             93  

Investment securities held-to-maturity

    46,055         4,533       40,070       14       44,617           44,362         4,613       39,095       15       43,723  

Loans held for sale (a)

    8                     8       8           20                     20       20  

Loans

    276,257                     278,224       278,224           276,507                     279,391       279,391  

Other

    2,435               1,281       1,154       2,435           2,393               1,037       1,364       2,401  

Financial Liabilities

                           

Time deposits

    37,685               37,365             37,365           33,356               33,120             33,120  

Short-term borrowings (b)

    16,847               16,616             16,616           15,656               15,447             15,447  

Long-term debt

    37,172               36,924             36,924           32,259               32,377             32,377  

Other

    1,701                           1,701       1,701               1,556                           1,556       1,556  

 

(a) Excludes mortgages held for sale for which the fair value option under applicable accounting guidance was elected.
(b) Excludes the Company’s obligation on securities sold short required to be accounted for at fair value per applicable accounting guidance.
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Guarantees and Contingent Liabilities (Tables)
6 Months Ended
Jun. 30, 2018
Commitments and Contingencies Disclosure [Abstract]  
Summary of Other Guarantees and Contingent Liabilities

The following table is a summary of other guarantees and contingent liabilities of the Company at June 30, 2018:

 

(Dollars in Millions)    Collateral
Held
     Carrying
Amount
     Maximum
Potential
Future
Payments
 

Standby letters of credit

   $      $ 52      $ 11,057  

Third party borrowing arrangements

                   11  

Securities lending indemnifications

     3,908               3,820  

Asset sales

            119        6,818  (a) 

Merchant processing

     746        68        107,444  

Tender option bond program guarantee

     2,420               2,334  

Minimum revenue guarantees

                   6  

Other

            22        1,409  

 

(a) The maximum potential future payments do not include loan sales where the Company provides standard representation and warranties to the buyer against losses related to loan underwriting documentation defects that may have existed at the time of sale that generally are identified after the occurrence of a triggering event such as delinquency. For these types of loan sales, the maximum potential future payments is generally the unpaid principal balance of loans sold measured at the end of the current reporting period. Actual losses will be significantly less than the maximum exposure, as only a fraction of loans sold will have a representation and warranty breach, and any losses on repurchase would generally be mitigated by any collateral held against the loans.
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Investment Securities - Investment Securities (Detail) - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2018
Dec. 31, 2017
Contractual Maturities of Investment Securities [Line Items]    
Available-for-sale securities, Amortized Cost $ 67,930 $ 68,717
Amortized Cost of Investment Securities $ 113,985 $ 113,079
Amortized Cost of Investment Securities, Percentage 100.00% 100.00%
Available-for-sale securities, total, fair value [1] $ 66,347 $ 68,137
Available-for-sale securities, total, weighted-average maturity in years 5 years 6 months 5 years 1 month 6 days
Available-for-sale securities, total, weighted-average yield 2.38% 2.25%
Held-to-maturity securities, Amortized Cost $ 46,055 $ 44,362
Held-to-maturity securities, total, fair value $ 44,617 $ 43,723
Held-to-maturity securities, total, weighted-average maturity in years 5 years 3 months 19 days 4 years 8 months 12 days
Held-to-maturity securities, total, weighted-average yield 2.32% 2.14%
U.S. Treasury and Agencies [Member]    
Contractual Maturities of Investment Securities [Line Items]    
Available-for-sale securities, maturing in one year or less, amortized cost $ 4,105  
Available-for-sale securities, maturing after one year through five years, amortized cost 16,109  
Available-for-sale securities, maturing after five years through ten years, amortized cost 1,030  
Available-for-sale securities, Amortized Cost 21,244 $ 23,586
Available-for-sale securities, maturing in one year or less, fair value 4,088  
Amortized Cost of Investment Securities 26,387 $ 28,767
Available-for-sale securities, maturing after one year through five years, fair value $ 15,658  
Amortized Cost of Investment Securities, Percentage 23.20% 25.50%
Available-for-sale securities, maturing after five years through ten years, fair value $ 985  
Available-for-sale securities, total, fair value $ 20,731 $ 23,301
Available-for-sale securities, maturing in one year or less, weighted-average maturity in years 4 months 24 days  
Available-for-sale securities, maturing after one year through five years, weighted-average maturity in years 3 years 2 months 12 days  
Available-for-sale securities, maturing after five years through ten years, weighted-average maturity in years 6 years 9 months 18 days  
Available-for-sale securities, total, weighted-average maturity in years 2 years 9 months 18 days  
Available-for-sale securities, maturing in one year or less, weighted-average yield 1.05%  
Available-for-sale securities, maturing after one year through five years, weighted-average yield 1.69%  
Available-for-sale securities, maturing after five years through ten years, weighted-average yield 2.28%  
Available-for-sale securities, total, weighted-average yield 1.59%  
Held-to-maturity securities, maturing in one year or less, amortized cost $ 276  
Held-to-maturity securities, maturing after one year through five years, amortized cost 2,405  
Held-to-maturity securities, maturing after five years through ten years, amortized cost 2,462  
Held-to-maturity securities, Amortized Cost 5,143 5,181
Held-to-maturity securities, maturing in one year or less, fair value 274  
Held-to-maturity securities, maturing after one year through five years, fair value 2,321  
Held-to-maturity securities, maturing after five years through ten years, fair value 2,346  
Held-to-maturity securities, total, fair value $ 4,941 5,066
Held-to-maturity securities, maturing in one year or less, weighted-average maturity in years 9 months 18 days  
Held-to-maturity securities, maturing after one year through five years, weighted-average maturity in years 3 years 10 months 25 days  
Held-to-maturity securities, maturing after five years through ten years, weighted-average maturity in years 5 years 7 months 6 days  
Held-to-maturity securities, total, weighted-average maturity in years 4 years 7 months 6 days  
Held-to-maturity securities, maturing in one year or less, weighted-average yield 1.74%  
Held-to-maturity securities, maturing after one year through five years, weighted-average yield 1.75%  
Held-to-maturity securities, maturing after five years through ten years, weighted-average yield 1.85%  
Held-to-maturity securities, total, weighted-average yield 1.80%  
Mortgage-Backed Securities [Member]    
Contractual Maturities of Investment Securities [Line Items]    
Available-for-sale securities, maturing in one year or less, amortized cost $ 99  
Available-for-sale securities, maturing after one year through five years, amortized cost 17,048  
Available-for-sale securities, maturing after five years through ten years, amortized cost 19,669  
Available-for-sale securities, maturing after ten years, amortized cost 2,599  
Available-for-sale securities, Amortized Cost 39,415  
Available-for-sale securities, maturing in one year or less, fair value 100  
Amortized Cost of Investment Securities 80,295 $ 77,606
Available-for-sale securities, maturing after one year through five years, fair value $ 16,518  
Amortized Cost of Investment Securities, Percentage 70.40% 68.60%
Available-for-sale securities, maturing after five years through ten years, fair value $ 19,196  
Available-for-sale securities, maturing after ten years, fair value 2,612  
Available-for-sale securities, total, fair value $ 38,426  
Available-for-sale securities, maturing in one year or less, weighted-average maturity in years 6 months  
Available-for-sale securities, maturing after one year through five years, weighted-average maturity in years 4 years 7 months 6 days  
Available-for-sale securities, maturing after five years through ten years, weighted-average maturity in years 6 years 3 months 19 days  
Available-for-sale securities, maturing after ten years, weighted- average maturity in years 14 years 4 months 24 days  
Available-for-sale securities, total, weighted-average maturity in years 6 years 1 month 6 days  
Available-for-sale securities, maturing in one year or less, weighted-average yield 4.23%  
Available-for-sale securities, maturing after one year through five years, weighted-average yield 2.22%  
Available-for-sale securities, maturing after five years through ten years, weighted-average yield 2.53%  
Available-for-sale securities, maturing after ten years, weighted-average yield 3.06%  
Available-for-sale securities, total, weighted-average yield 2.43%  
Held-to-maturity securities, maturing in one year or less, amortized cost $ 47  
Held-to-maturity securities, maturing after one year through five years, amortized cost 21,758  
Held-to-maturity securities, maturing after five years through ten years, amortized cost 18,768  
Held-to-maturity securities, maturing after ten years, amortized cost 307  
Held-to-maturity securities, Amortized Cost 40,880  
Held-to-maturity securities, maturing in one year or less, fair value 47  
Held-to-maturity securities, maturing after one year through five years, fair value 21,032  
Held-to-maturity securities, maturing after five years through ten years, fair value 18,250  
Held-to-maturity securities, maturing after ten years, fair value 308  
Held-to-maturity securities, total, fair value $ 39,637  
Held-to-maturity securities, maturing in one year or less, weighted-average maturity in years 10 months 25 days  
Held-to-maturity securities, maturing after one year through five years, weighted-average maturity in years 4 years 4 months 24 days  
Held-to-maturity securities, maturing after five years through ten years, weighted-average maturity in years 6 years 4 months 24 days  
Held-to-maturity securities, maturing after ten years, weighted-average maturity in years 13 years 9 months 18 days  
Held-to-maturity securities, total, weighted-average maturity in years 5 years 4 months 24 days  
Held-to-maturity securities, maturing in one year or less, weighted-average yield 2.40%  
Held-to-maturity securities, maturing after one year through five years, weighted-average yield 2.16%  
Held-to-maturity securities, maturing after five years through ten years, weighted-average yield 2.64%  
Held-to-maturity securities, maturing after ten years, weighted-average yield 2.97%  
Held-to-maturity securities, total, weighted-average yield 2.39%  
Asset-Backed Securities [Member]    
Contractual Maturities of Investment Securities [Line Items]    
Available-for-sale securities, maturing after one year through five years, amortized cost $ 405  
Available-for-sale securities, Amortized Cost 405  
Amortized Cost of Investment Securities 410 $ 419
Available-for-sale securities, maturing after one year through five years, fair value $ 411  
Amortized Cost of Investment Securities, Percentage 0.40% 0.40%
Available-for-sale securities, total, fair value $ 411  
Available-for-sale securities, maturing after one year through five years, weighted-average maturity in years 3 years 7 months 6 days  
Available-for-sale securities, total, weighted-average maturity in years 3 years 7 months 6 days  
Available-for-sale securities, maturing after one year through five years, weighted-average yield 4.73%  
Available-for-sale securities, total, weighted-average yield 4.73%  
Held-to-maturity securities, maturing after one year through five years, amortized cost $ 4  
Held-to-maturity securities, maturing after five years through ten years, amortized cost 1  
Held-to-maturity securities, Amortized Cost 5  
Held-to-maturity securities, maturing after one year through five years, fair value 5  
Held-to-maturity securities, maturing after five years through ten years, fair value 1  
Held-to-maturity securities, maturing after ten years, fair value 5  
Held-to-maturity securities, total, fair value $ 11  
Held-to-maturity securities, maturing in one year or less, weighted-average maturity in years 3 years 8 months 12 days  
Held-to-maturity securities, maturing after one year through five years, weighted-average maturity in years 4 years 8 months 12 days  
Held-to-maturity securities, maturing after five years through ten years, weighted-average maturity in years 4 years 6 months  
Held-to-maturity securities, maturing after ten years, weighted-average maturity in years 14 years 8 months 12 days  
Held-to-maturity securities, total, weighted-average maturity in years 4 years 7 months 6 days  
Held-to-maturity securities, maturing in one year or less, weighted-average yield 2.80%  
Held-to-maturity securities, maturing after one year through five years, weighted-average yield 2.80%  
Held-to-maturity securities, maturing after five years through ten years, weighted-average yield 2.87%  
Held-to-maturity securities, maturing after ten years, weighted-average yield 2.84%  
Held-to-maturity securities, total, weighted-average yield 2.82%  
Obligations of State and Political Subdivisions [Member]    
Contractual Maturities of Investment Securities [Line Items]    
Available-for-sale securities, maturing in one year or less, amortized cost $ 147  
Available-for-sale securities, maturing after one year through five years, amortized cost 683  
Available-for-sale securities, maturing after five years through ten years, amortized cost 4,121  
Available-for-sale securities, maturing after ten years, amortized cost 1,915  
Available-for-sale securities, Amortized Cost 6,866 $ 6,240
Available-for-sale securities, maturing in one year or less, fair value 149  
Amortized Cost of Investment Securities 6,872 $ 6,246
Available-for-sale securities, maturing after one year through five years, fair value $ 697  
Amortized Cost of Investment Securities, Percentage 6.00% 5.50%
Available-for-sale securities, maturing after five years through ten years, fair value $ 4,115  
Available-for-sale securities, maturing after ten years, fair value 1,818  
Available-for-sale securities, total, fair value $ 6,779 $ 6,358
Available-for-sale securities, maturing in one year or less, weighted-average maturity in years 6 months  
Available-for-sale securities, maturing after one year through five years, weighted-average maturity in years 3 years 2 months 12 days  
Available-for-sale securities, maturing after five years through ten years, weighted-average maturity in years 8 years 4 months 24 days  
Available-for-sale securities, maturing after ten years, weighted- average maturity in years 18 years 10 months 25 days  
Available-for-sale securities, total, weighted-average maturity in years 10 years 7 months 6 days  
Available-for-sale securities, maturing in one year or less, weighted-average yield 5.82%  
Available-for-sale securities, maturing after one year through five years, weighted-average yield 4.84%  
Available-for-sale securities, maturing after five years through ten years, weighted-average yield 4.37%  
Available-for-sale securities, maturing after ten years, weighted-average yield 4.08%  
Available-for-sale securities, total, weighted-average yield 4.36%  
Held-to-maturity securities, maturing after one year through five years, amortized cost $ 1  
Held-to-maturity securities, maturing after five years through ten years, amortized cost 5  
Held-to-maturity securities, Amortized Cost 6 6
Held-to-maturity securities, maturing after one year through five years, fair value 1  
Held-to-maturity securities, maturing after five years through ten years, fair value 6  
Held-to-maturity securities, total, fair value $ 7 7
Held-to-maturity securities, maturing in one year or less, weighted-average maturity in years 6 months  
Held-to-maturity securities, maturing after one year through five years, weighted-average maturity in years 3 years 7 months 6 days  
Held-to-maturity securities, maturing after five years through ten years, weighted-average maturity in years 7 years 8 months 12 days  
Held-to-maturity securities, total, weighted-average maturity in years 7 years 2 months 12 days  
Held-to-maturity securities, maturing in one year or less, weighted-average yield 6.27%  
Held-to-maturity securities, maturing after one year through five years, weighted-average yield 6.72%  
Held-to-maturity securities, maturing after five years through ten years, weighted-average yield 2.02%  
Held-to-maturity securities, total, weighted-average yield 2.59%  
Other Debt Securities and Obligations of Foreign Governments [Member]    
Contractual Maturities of Investment Securities [Line Items]    
Amortized Cost of Investment Securities $ 21 $ 41
Held-to-maturity securities, maturing after one year through five years, amortized cost 21  
Held-to-maturity securities, Amortized Cost 21  
Held-to-maturity securities, maturing after one year through five years, fair value 21  
Held-to-maturity securities, total, fair value $ 21  
Held-to-maturity securities, maturing after one year through five years, weighted-average maturity in years 1 year 3 months 19 days  
Held-to-maturity securities, total, weighted-average maturity in years 1 year 3 months 19 days  
Held-to-maturity securities, maturing after one year through five years, weighted-average yield 3.15%  
Held-to-maturity securities, total, weighted-average yield 3.15%  
[1] Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral.
XML 56 R40.htm IDEA: XBRL DOCUMENT v3.10.0.1
Investment Securities - Investment Securities (Parenthetical) (Detail)
6 Months Ended 12 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Dec. 31, 2017
Contractual Maturities of Investment Securities [Abstract]      
Federal statutory rate 21.00% 35.00%  
Weighted-average maturity of available-for-sale investment securities 5 years 6 months   5 years 1 month 6 days
Weighted-average yield of available-for-sale investment securities 2.38%   2.25%
Weighted-average maturity of held-to-maturity investment securities 5 years 3 months 19 days   4 years 8 months 12 days
Weighted-average yield of held-to-maturity investment securities 2.32%   2.14%
XML 57 R41.htm IDEA: XBRL DOCUMENT v3.10.0.1
Basis of Presentation - Line of Business Financial Performance (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Condensed Income Statement        
Net interest income (taxable-equivalent basis) $ 3,226 $ 3,100 $ 6,423 $ 6,130
Net interest income (taxable-equivalent basis), Percent change 4.10%   4.80%  
Noninterest income $ 2,404 2,339 $ 4,671 4,569
Noninterest income, Percent change 2.80%   2.20%  
Securities gains (losses), net $ 10 9 $ 15 38
Securities gains (losses), net, Percent change 11.10%   (60.50%)  
Total net revenue $ 5,640 5,448 $ 11,109 10,737
Total net revenue, Percent change 3.50%   3.50%  
Noninterest expense, Percent change 3.50%   4.40%  
Other intangibles, Percent change (7.00%)   (9.20%)  
Total noninterest expense, Percent change 3.40%   4.20%  
Income before provision and income taxes, Percent change 3.70%   2.60%  
Provision for credit losses, Percent change (6.60%)   (3.90%)  
Income before income taxes, Percent change 5.40%   3.70%  
Income taxes and taxable-equivalent adjustment, Percent change (21.90%)   (25.20%)  
Net income, Percent change 16.30%   14.70%  
Net (income) loss attributable to noncontrolling interests, Percent change 33.30%   40.00%  
Net income attributable to U.S. Bancorp, Percent change 16.70%   15.20%  
Noninterest expense $ 3,045 2,941 $ 6,061 5,806
Other intangibles 40 43 79 87
Total noninterest expense 3,085 2,984 6,140 5,893
Income before provision and income taxes 2,555 2,464 4,969 4,844
Provision for credit losses 327 350 668 695
Income before income taxes 2,228 2,114 4,301 4,149
Income taxes and taxable-equivalent adjustment 470 602 861 1,151
Net income 1,758 1,512 3,440 2,998
Net (income) loss attributable to noncontrolling interests (8) (12) (15) (25)
Net income attributable to U.S. Bancorp 1,750 1,500 3,425 2,973
Average Balance Sheet        
Commercial $ 98,353 95,638 $ 97,912 94,694
Commercial, Percent change 2.80%   3.40%  
Commercial real estate $ 39,857 42,549 $ 40,110 42,852
Commercial real estate, Percent change (6.30%)   (6.40%)  
Residential mortgages $ 60,834 58,544 $ 60,505 58,224
Residential mortgages, Percent change 3.90%   3.90%  
Credit card $ 21,220 20,631 $ 21,252 20,737
Credit card, Percent change 2.90%   2.50%  
Other retail $ 55,463 54,627 $ 56,253 54,208
Other retail, Percent change 1.50%   3.80%  
Total loans, excluding covered loans $ 275,727 271,989 $ 276,032 270,715
Total loans, excluding covered loans, Percent change 1.40%   2.00%  
Covered loans $ 2,897 3,539 $ 2,972 3,635
Covered loans, Percent change (18.10%)   (18.20%)  
Total loans $ 278,624 275,528 $ 279,004 274,350
Total loans, Percent change 1.10%   1.70%  
Goodwill, Percent change 0.90%   0.90%  
Other intangible assets, Percent change 5.10%   3.20%  
Assets, Percent change 1.90%   2.40%  
Noninterest-bearing deposits, Percent change (4.50%)   (3.10%)  
Interest checking, Percent change 3.90%   5.50%  
Savings products, Percent change (1.30%)   (1.80%)  
Time deposits, Percent change 21.50%   21.10%  
Total deposits, Percent change 1.10%   1.50%  
Total U.S. Bancorp shareholders' equity, Percent change 2.20%   2.00%  
Goodwill $ 9,433 9,353 $ 9,436 9,350
Other intangible assets 3,401 3,235 3,375 3,270
Assets 454,489 446,105 454,389 443,721
Noninterest-bearing deposits 78,987 82,710 79,234 81,729
Interest checking 69,918 67,290 70,136 66,490
Savings products 148,402 150,301 148,080 150,832
Time deposits 37,515 30,871 37,252 30,759
Total deposits 334,822 331,172 334,702 329,810
Total U.S. Bancorp shareholders' equity 49,322 48,273 49,075 48,099
Corporate and Commercial Banking [Member]        
Condensed Income Statement        
Net interest income (taxable-equivalent basis) 725 725 $ 1,447 1,433
Net interest income (taxable-equivalent basis), Percent change     1.00%  
Noninterest income $ 223 242 $ 431 490
Noninterest income, Percent change (7.90%)   (12.00%)  
Securities gains (losses), net       (3)
Total net revenue $ 948 967 $ 1,878 1,920
Total net revenue, Percent change (2.00%)   (2.20%)  
Noninterest expense, Percent change 2.50%   2.40%  
Total noninterest expense, Percent change 2.50%   2.40%  
Income before provision and income taxes, Percent change (5.10%)   (5.40%)  
Provision for credit losses, Percent change 33.30%   (88.90%)  
Income before income taxes, Percent change (5.90%)   (4.00%)  
Income taxes and taxable-equivalent adjustment, Percent change (35.30%)   (34.10%)  
Net income, Percent change 10.90%   13.20%  
Net income attributable to U.S. Bancorp, Percent change 10.90%   13.20%  
Noninterest expense $ 403 393 $ 797 778
Other intangibles 1 1 2 2
Total noninterest expense 404 394 799 780
Income before provision and income taxes 544 573 1,079 1,140
Provision for credit losses (12) (18) 2 18
Income before income taxes 556 591 1,077 1,122
Income taxes and taxable-equivalent adjustment 139 215 269 408
Net income 417 376 808 714
Net income attributable to U.S. Bancorp 417 376 808 714
Average Balance Sheet        
Commercial $ 74,813 73,399 $ 74,813 72,912
Commercial, Percent change 1.90%   2.60%  
Commercial real estate $ 18,697 20,820 $ 18,915 21,062
Commercial real estate, Percent change (10.20%)   (10.20%)  
Residential mortgages $ 6 6 $ 6 7
Residential mortgages, Percent change     (14.30%)  
Other retail 1   $ 1  
Total loans, excluding covered loans $ 93,517 94,225 $ 93,735 93,981
Total loans, excluding covered loans, Percent change (0.80%)   (0.30%)  
Total loans $ 93,517 94,225 $ 93,735 93,981
Total loans, Percent change (0.80%)   (0.30%)  
Other intangible assets, Percent change (21.40%)   (21.40%)  
Assets, Percent change (0.50%)   (0.10%)  
Noninterest-bearing deposits, Percent change (8.40%)   (7.60%)  
Interest checking, Percent change     1.30%  
Savings products, Percent change (7.30%)   (8.70%)  
Time deposits, Percent change 35.50%   34.00%  
Total deposits, Percent change (1.50%)   (2.20%)  
Total U.S. Bancorp shareholders' equity, Percent change 5.80%   6.70%  
Goodwill $ 1,647 1,647 $ 1,647 1,647
Other intangible assets 11 14 11 14
Assets 102,585 103,105 102,615 102,712
Noninterest-bearing deposits 33,379 36,438 33,893 36,697
Interest checking 9,545 9,545 9,519 9,401
Savings products 42,448 45,780 43,188 47,291
Time deposits 18,370 13,556 17,452 13,023
Total deposits 103,742 105,319 104,052 106,412
Total U.S. Bancorp shareholders' equity 10,500 9,921 10,459 9,801
Consumer and Business Banking [Member]        
Condensed Income Statement        
Net interest income (taxable-equivalent basis) $ 1,539 1,466 $ 3,069 2,894
Net interest income (taxable-equivalent basis), Percent change 5.00%   6.00%  
Noninterest income $ 590 606 $ 1,160 1,177
Noninterest income, Percent change (2.60%)   (1.40%)  
Total net revenue $ 2,129 2,072 $ 4,229 4,071
Total net revenue, Percent change 2.80%   3.90%  
Noninterest expense, Percent change 4.00%   3.70%  
Total noninterest expense, Percent change 4.00%   3.60%  
Income before provision and income taxes, Percent change 0.60%   4.30%  
Provision for credit losses, Percent change (33.30%)   (25.20%)  
Income before income taxes, Percent change 5.10%   7.80%  
Income taxes and taxable-equivalent adjustment, Percent change (27.50%)   (25.90%)  
Net income, Percent change 23.80%   27.00%  
Net income attributable to U.S. Bancorp, Percent change 23.80%   27.00%  
Noninterest expense $ 1,347 1,295 $ 2,668 2,574
Other intangibles 7 7 14 14
Total noninterest expense 1,354 1,302 2,682 2,588
Income before provision and income taxes 775 770 1,547 1,483
Provision for credit losses 60 90 116 155
Income before income taxes 715 680 1,431 1,328
Income taxes and taxable-equivalent adjustment 179 247 358 483
Net income 536 433 1,073 845
Net income attributable to U.S. Bancorp 536 433 1,073 845
Average Balance Sheet        
Commercial $ 10,028 10,227 $ 9,931 10,069
Commercial, Percent change (1.90%)   (1.40%)  
Commercial real estate $ 18,172 18,503 $ 18,194 18,527
Commercial real estate, Percent change (1.80%)   (1.80%)  
Residential mortgages $ 57,591 55,778 $ 57,327 55,510
Residential mortgages, Percent change 3.30%   3.30%  
Other retail $ 53,409 52,479 $ 54,203 52,083
Other retail, Percent change 1.80%   4.10%  
Total loans, excluding covered loans $ 139,200 136,987 $ 139,655 136,189
Total loans, excluding covered loans, Percent change 1.60%   2.50%  
Covered loans $ 2,897 3,533 $ 2,972 3,625
Covered loans, Percent change (18.00%)   (18.00%)  
Total loans $ 142,097 140,520 $ 142,627 139,814
Total loans, Percent change 1.10%   2.00%  
Other intangible assets, Percent change 7.40%   5.60%  
Assets, Percent change 1.70%   2.10%  
Noninterest-bearing deposits, Percent change 1.00%   1.20%  
Interest checking, Percent change 6.90%   6.80%  
Savings products, Percent change 2.60%   2.70%  
Time deposits, Percent change (0.20%)   (2.50%)  
Total deposits, Percent change 3.40%   3.30%  
Total U.S. Bancorp shareholders' equity, Percent change 7.10%   6.60%  
Goodwill $ 3,681 3,681 $ 3,681 3,681
Other intangible assets 2,932 2,730 2,902 2,749
Assets 156,803 154,221 157,164 153,932
Noninterest-bearing deposits 27,565 27,287 27,456 27,122
Interest checking 50,599 47,332 49,988 46,809
Savings products 62,203 60,645 61,867 60,244
Time deposits 12,779 12,804 12,678 13,003
Total deposits 153,146 148,068 151,989 147,178
Total U.S. Bancorp shareholders' equity 12,244 11,435 12,232 11,478
Wealth Management and Investment Services [Member]        
Condensed Income Statement        
Net interest income (taxable-equivalent basis) $ 290 260 $ 572 503
Net interest income (taxable-equivalent basis), Percent change 11.50%   13.70%  
Noninterest income $ 430 412 $ 861 810
Noninterest income, Percent change 4.40%   6.30%  
Total net revenue $ 720 672 $ 1,433 1,313
Total net revenue, Percent change 7.10%   9.10%  
Noninterest expense, Percent change 14.20%   10.00%  
Other intangibles, Percent change (20.00%)   (20.00%)  
Total noninterest expense, Percent change 13.70%   9.60%  
Income before provision and income taxes, Percent change (2.20%)   8.40%  
Income before income taxes, Percent change (2.50%)   8.20%  
Income taxes and taxable-equivalent adjustment, Percent change (33.30%)   (25.70%)  
Net income, Percent change 15.20%   27.60%  
Net income attributable to U.S. Bancorp, Percent change 15.20%   27.60%  
Noninterest expense $ 443 388 $ 857 779
Other intangibles 4 5 8 10
Total noninterest expense 447 393 865 789
Income before provision and income taxes 273 279 568 524
Provision for credit losses   (1) 1  
Income before income taxes 273 280 567 524
Income taxes and taxable-equivalent adjustment 68 102 142 191
Net income 205 178 425 333
Net income attributable to U.S. Bancorp 205 178 425 333
Average Balance Sheet        
Commercial $ 3,737 3,375 $ 3,699 3,283
Commercial, Percent change 10.70%   12.70%  
Commercial real estate $ 519 507 $ 515 510
Commercial real estate, Percent change 2.40%   1.00%  
Residential mortgages $ 3,232 2,752 $ 3,167 2,699
Residential mortgages, Percent change 17.40%   17.30%  
Other retail $ 1,645 1,684 $ 1,633 1,653
Other retail, Percent change (2.30%)   (1.20%)  
Total loans, excluding covered loans $ 9,133 8,318 $ 9,014 8,145
Total loans, excluding covered loans, Percent change 9.80%   10.70%  
Total loans $ 9,133 8,318 $ 9,014 8,145
Total loans, Percent change 9.80%   10.70%  
Goodwill, Percent change 0.10%   0.10%  
Other intangible assets, Percent change (20.50%)   (20.00%)  
Assets, Percent change 5.90%   4.80%  
Noninterest-bearing deposits, Percent change (7.40%)   (2.30%)  
Interest checking, Percent change (6.00%)   3.50%  
Savings products, Percent change (0.60%)   (0.80%)  
Time deposits, Percent change (9.30%)   (16.10%)  
Total deposits, Percent change (3.30%)   (1.50%)  
Total U.S. Bancorp shareholders' equity, Percent change 2.50%   1.20%  
Goodwill $ 1,569 1,567 $ 1,569 1,567
Other intangible assets 66 83 68 85
Assets 12,107 11,437 11,997 11,444
Noninterest-bearing deposits 14,767 15,952 14,558 14,905
Interest checking 9,737 10,362 10,590 10,234
Savings products 43,084 43,333 42,385 42,748
Time deposits 3,887 4,285 3,792 4,519
Total deposits 71,475 73,932 71,325 72,406
Total U.S. Bancorp shareholders' equity 2,424 2,365 2,412 2,383
Payment Services [Member]        
Condensed Income Statement        
Net interest income (taxable-equivalent basis) $ 592 581 $ 1,202 1,177
Net interest income (taxable-equivalent basis), Percent change 1.90%   2.10%  
Noninterest income $ 903 850 $ 1,751 1,648
Noninterest income, Percent change 6.20%   6.30%  
Total net revenue $ 1,495 1,431 $ 2,953 2,825
Total net revenue, Percent change 4.50%   4.50%  
Noninterest expense, Percent change 6.00%   7.60%  
Other intangibles, Percent change (6.70%)   (9.80%)  
Total noninterest expense, Percent change 5.50%   6.90%  
Income before provision and income taxes, Percent change 3.50%   2.30%  
Provision for credit losses, Percent change (0.70%)   5.50%  
Income before income taxes, Percent change 6.20%   0.50%  
Income taxes and taxable-equivalent adjustment, Percent change (27.30%)   (31.00%)  
Net income, Percent change 25.30%   18.50%  
Net income attributable to U.S. Bancorp, Percent change 28.00%   21.20%  
Noninterest expense $ 705 665 $ 1,408 1,308
Other intangibles 28 30 55 61
Total noninterest expense 733 695 1,463 1,369
Income before provision and income taxes 762 736 1,490 1,456
Provision for credit losses 281 283 553 524
Income before income taxes 481 453 937 932
Income taxes and taxable-equivalent adjustment 120 165 234 339
Net income 361 288 703 593
Net (income) loss attributable to noncontrolling interests   (6)   (13)
Net income attributable to U.S. Bancorp 361 282 703 580
Average Balance Sheet        
Commercial $ 8,963 7,975 $ 8,660 7,794
Commercial, Percent change 12.40%   11.10%  
Credit card $ 21,220 20,631 $ 21,252 20,737
Credit card, Percent change 2.90%   2.50%  
Other retail $ 408 464 $ 416 472
Other retail, Percent change (12.10%)   (11.90%)  
Total loans, excluding covered loans $ 30,591 29,070 $ 30,328 29,003
Total loans, excluding covered loans, Percent change 5.20%   4.60%  
Total loans $ 30,591 29,070 $ 30,328 29,003
Total loans, Percent change 5.20%   4.60%  
Goodwill, Percent change 3.20%   3.40%  
Other intangible assets, Percent change (3.90%)   (6.60%)  
Assets, Percent change 5.10%   4.90%  
Noninterest-bearing deposits, Percent change 6.90%   8.50%  
Savings products, Percent change 3.90%   4.00%  
Time deposits, Percent change 50.00%   50.00%  
Total deposits, Percent change 6.70%   8.20%  
Total U.S. Bancorp shareholders' equity, Percent change 6.00%   4.70%  
Goodwill $ 2,536 2,458 $ 2,539 2,455
Other intangible assets 392 408 394 422
Assets 36,552 34,779 36,364 34,672
Noninterest-bearing deposits 1,085 1,015 1,106 1,019
Savings products 106 102 105 101
Time deposits 3 2 3 2
Total deposits 1,194 1,119 1,214 1,122
Total U.S. Bancorp shareholders' equity 6,602 6,228 6,612 6,316
Treasury and Corporate Support [Member]        
Condensed Income Statement        
Net interest income (taxable-equivalent basis) $ 80 68 $ 133 123
Net interest income (taxable-equivalent basis), Percent change 17.60%   8.10%  
Noninterest income $ 258 229 $ 468 444
Noninterest income, Percent change 12.70%   5.40%  
Securities gains (losses), net $ 10 9 $ 15 41
Securities gains (losses), net, Percent change 11.10%   (63.40%)  
Total net revenue $ 348 306 $ 616 608
Total net revenue, Percent change 13.70%   1.30%  
Noninterest expense, Percent change (26.50%)   (9.80%)  
Total noninterest expense, Percent change (26.50%)   (9.80%)  
Income before provision and income taxes, Percent change 89.60%   18.30%  
Provision for credit losses, Percent change 50.00%      
Income before income taxes, Percent change 84.50%   18.90%  
Income taxes and taxable-equivalent adjustment, Percent change 71.70%   47.40%  
Net income, Percent change 0.80%   (16.00%)  
Net (income) loss attributable to noncontrolling interests, Percent change (33.30%)   (25.00%)  
Net income attributable to U.S. Bancorp, Percent change     (17.00%)  
Noninterest expense $ 147 200 $ 331 367
Total noninterest expense 147 200 331 367
Income before provision and income taxes 201 106 285 241
Provision for credit losses (2) (4) (4) (2)
Income before income taxes 203 110 289 243
Income taxes and taxable-equivalent adjustment (36) (127) (142) (270)
Net income 239 237 431 513
Net (income) loss attributable to noncontrolling interests (8) (6) (15) (12)
Net income attributable to U.S. Bancorp 231 231 416 501
Average Balance Sheet        
Commercial $ 812 662 $ 809 636
Commercial, Percent change 22.70%   27.20%  
Commercial real estate $ 2,469 2,719 $ 2,486 2,753
Commercial real estate, Percent change (9.20%)   (9.70%)  
Residential mortgages $ 5 8 $ 5 8
Residential mortgages, Percent change (37.50%)   (37.50%)  
Total loans, excluding covered loans $ 3,286 3,389 $ 3,300 3,397
Total loans, excluding covered loans, Percent change (3.00%)   (2.90%)  
Covered loans   6   10
Total loans $ 3,286 3,395 $ 3,300 3,407
Total loans, Percent change (3.20%)   (3.10%)  
Assets, Percent change 2.70%   3.80%  
Noninterest-bearing deposits, Percent change 8.60%   11.80%  
Interest checking, Percent change (27.50%)   (15.20%)  
Savings products, Percent change 27.20%   19.40%  
Total deposits, Percent change 92.60%      
Total U.S. Bancorp shareholders' equity, Percent change (4.20%)   (4.20%)  
Assets $ 146,442 142,563 $ 146,249 140,961
Noninterest-bearing deposits 2,191 2,018 2,221 1,986
Interest checking 37 51 39 46
Savings products 561 441 535 448
Time deposits 2,476 224 3,327 212
Total deposits 5,265 2,734 6,122 2,692
Total U.S. Bancorp shareholders' equity $ 17,552 $ 18,324 $ 17,360 $ 18,121
XML 58 R42.htm IDEA: XBRL DOCUMENT v3.10.0.1
Basis of Presentation - Line of Business Financial Performance (Parenthetical) (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Line Of Business Financial Performance [Line Items]        
Revenue generated from certain contracts with customers included in noninterest income $ 1,900 $ 1,800 $ 3,700 $ 3,500
Payment Services [Member]        
Line Of Business Financial Performance [Line Items]        
Rewards and rebate costs and certain partner payments included in noninterest income $ 533 $ 493 $ 1,100 $ 961
XML 59 R43.htm IDEA: XBRL DOCUMENT v3.10.0.1
Accounting Changes - Additional Information (Detail)
$ in Millions
Jan. 01, 2018
USD ($)
New Accounting Pronouncements or Change in Accounting Principle [Line Items]  
Increase in retained earnings related to adoption of accounting guidance $ 300
Decrease in accumulated other comprehensive income related to adoption of accounting guidance (300)
Adjustments for New Accounting Pronouncement [Member]  
New Accounting Pronouncements or Change in Accounting Principle [Line Items]  
Transfer from held-to-maturity to available-for-sale securities $ 1,500
XML 60 R44.htm IDEA: XBRL DOCUMENT v3.10.0.1
Investment Securities - Investment Securities Held-to-Maturity (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, Amortized Cost $ 46,055 $ 44,362
Held-to-maturity securities, Unrealized Gains 42 60
Held-to-maturity securities, Unrealized Losses Other-than-Temporary 0 0
Held-to-maturity securities, Unrealized Losses Other (1,480) (699)
Held-to-maturity securities, Fair Value 44,617 43,723
U.S. Treasury and Agencies [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, Amortized Cost 5,143 5,181
Held-to-maturity securities, Unrealized Gains 1 5
Held-to-maturity securities, Unrealized Losses Other-than-Temporary 0 0
Held-to-maturity securities, Unrealized Losses Other (203) (120)
Held-to-maturity securities, Fair Value 4,941 5,066
Residential Mortgage-Backed Securities [Member] | Agency [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, Amortized Cost 40,880 39,150
Held-to-maturity securities, Unrealized Gains 34 48
Held-to-maturity securities, Unrealized Losses Other-than-Temporary 0 0
Held-to-maturity securities, Unrealized Losses Other (1,277) (579)
Held-to-maturity securities, Fair Value 39,637 38,619
Asset-Backed Securities [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, Amortized Cost 5  
Held-to-maturity securities, Fair Value 11  
Asset-Backed Securities [Member] | Collateralized Loan Obligations [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, Unrealized Gains 4 4
Held-to-maturity securities, Unrealized Losses Other-than-Temporary 0 0
Held-to-maturity securities, Fair Value 4 4
Asset-Backed Securities [Member] | Other Asset-Backed Securities [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, Amortized Cost 5 6
Held-to-maturity securities, Unrealized Gains 2 2
Held-to-maturity securities, Unrealized Losses Other-than-Temporary 0 0
Held-to-maturity securities, Fair Value 7 8
Obligations of State and Political Subdivisions [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, Amortized Cost 6 6
Held-to-maturity securities, Unrealized Gains 1 1
Held-to-maturity securities, Unrealized Losses Other-than-Temporary 0 0
Held-to-maturity securities, Fair Value 7 7
Obligations of Foreign Governments [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, Amortized Cost 9 7
Held-to-maturity securities, Unrealized Losses Other-than-Temporary 0 0
Held-to-maturity securities, Fair Value 9 7
Other [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, Amortized Cost 12 12
Held-to-maturity securities, Unrealized Losses Other-than-Temporary 0 0
Held-to-maturity securities, Fair Value $ 12 $ 12
XML 61 R45.htm IDEA: XBRL DOCUMENT v3.10.0.1
Investment Securities - Investment Securities Available-for-Sale (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, Amortized Cost $ 67,930 $ 68,717
Available-for-sale securities, Unrealized Gains 181 308
Available-for-sale securities, Unrealized Losses Other-than-Temporary 0 0
Available-for-sale securities, Unrealized Losses Other (1,764) (888)
Available-for-sale securities, Fair Value [1] 66,347 68,137
U.S. Treasury and Agencies [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, Amortized Cost 21,244 23,586
Available-for-sale securities, Unrealized Gains 2 3
Available-for-sale securities, Unrealized Losses Other-than-Temporary 0 0
Available-for-sale securities, Unrealized Losses Other (515) (288)
Available-for-sale securities, Fair Value 20,731 23,301
Residential Mortgage-Backed Securities [Member] | Agency [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, Amortized Cost 39,409 38,450
Available-for-sale securities, Unrealized Gains 124 152
Available-for-sale securities, Unrealized Losses Other-than-Temporary 0 0
Available-for-sale securities, Unrealized Losses Other (1,113) (571)
Available-for-sale securities, Fair Value 38,420 38,031
Commercial [Member] | Agency [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, Amortized Cost 6 6
Available-for-sale securities, Unrealized Losses Other-than-Temporary 0 0
Available-for-sale securities, Fair Value 6 6
Asset-Backed Securities [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, Amortized Cost 405  
Available-for-sale securities, Fair Value 411  
Asset-Backed Securities [Member] | Other Asset-Backed Securities [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, Amortized Cost 405 413
Available-for-sale securities, Unrealized Gains 6 6
Available-for-sale securities, Unrealized Losses Other-than-Temporary 0 0
Available-for-sale securities, Fair Value 411 419
Obligations of State and Political Subdivisions [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, Amortized Cost 6,866 6,240
Available-for-sale securities, Unrealized Gains 49 147
Available-for-sale securities, Unrealized Losses Other-than-Temporary 0 0
Available-for-sale securities, Unrealized Losses Other (136) (29)
Available-for-sale securities, Fair Value 6,779 6,358
Other [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, Amortized Cost   22
Available-for-sale securities, Unrealized Losses Other-than-Temporary $ 0 0
Available-for-sale securities, Fair Value   $ 22
[1] Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral.
XML 62 R46.htm IDEA: XBRL DOCUMENT v3.10.0.1
Investment Securities - Additional Information (Detail) - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2018
Dec. 31, 2017
Investments, Debt and Equity Securities [Abstract]    
Weighted-average maturity of available-for-sale investment securities 5 years 6 months 5 years 1 month 6 days
Weighted-average yields of available-for-sale investment securities 2.38% 2.25%
Weighted-average maturity of held-to-maturity investment securities 5 years 3 months 19 days 4 years 8 months 12 days
Weighted-average yields of held-to-maturity investment securities 2.32% 2.14%
Fair value of securities pledged $ 10,400 $ 12,800
Fair value of securities pledged as collateral where counterparty has right to repledge or resell $ 2,205 $ 689
XML 63 R47.htm IDEA: XBRL DOCUMENT v3.10.0.1
Investment Securities - Amount of Interest Income from Taxable and Non-Taxable Investment Securities (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Interest Income, Securities, Operating, by Taxable Status [Abstract]        
Taxable $ 597 $ 507 $ 1,158 $ 990
Non-taxable 56 48 108 95
Total interest income from investment securities $ 653 $ 555 $ 1,266 $ 1,085
XML 64 R48.htm IDEA: XBRL DOCUMENT v3.10.0.1
Investment Securities - Amount of Gross Gains and Losses Realized through Sales of Available-for-Sale Investment Securities (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Available-for-sale Securities, Gross Realized Gain (Loss), Excluding Other than Temporary Impairments [Abstract]        
Realized gains $ 10 $ 9 $ 15 $ 56
Realized losses       (18)
Net realized gains (losses) 10 9 15 38
Income tax (benefit) on net realized gains (losses) $ 3 $ 4 $ 4 $ 15
XML 65 R49.htm IDEA: XBRL DOCUMENT v3.10.0.1
Investment Securities - Gross Unrealized Losses and Fair Value of Company's Investment Securities (Detail)
$ in Millions
Jun. 30, 2018
USD ($)
Continuous Gross Unrealized Losses And Fair Value [Abstract]  
Fair Value Less Than 12 Months $ 23,972
Unrealized Losses Less Than 12 Months (637)
Fair Value 12 Months or Greater 16,345
Unrealized Losses 12 Months or Greater (843)
Fair Value Total 40,317
Unrealized Losses Total (1,480)
Fair Value Less Than 12 Months 28,209
Unrealized Losses Less Than 12 Months (647)
Fair Value 12 Months or Greater 27,433
Unrealized Losses 12 Months or Greater (1,117)
Fair Value Total 55,642
Unrealized Losses Total (1,764)
U.S. Treasury and Agencies [Member]  
Continuous Gross Unrealized Losses And Fair Value [Abstract]  
Fair Value Less Than 12 Months 2,250
Unrealized Losses Less Than 12 Months (52)
Fair Value 12 Months or Greater 2,541
Unrealized Losses 12 Months or Greater (151)
Fair Value Total 4,791
Unrealized Losses Total (203)
Fair Value Less Than 12 Months 12,332
Unrealized Losses Less Than 12 Months (294)
Fair Value 12 Months or Greater 8,199
Unrealized Losses 12 Months or Greater (221)
Fair Value Total 20,531
Unrealized Losses Total (515)
Residential Mortgage-Backed Securities [Member] | Agency [Member]  
Continuous Gross Unrealized Losses And Fair Value [Abstract]  
Fair Value Less Than 12 Months 21,722
Unrealized Losses Less Than 12 Months (585)
Fair Value 12 Months or Greater 13,791
Unrealized Losses 12 Months or Greater (692)
Fair Value Total 35,513
Unrealized Losses Total (1,277)
Fair Value Less Than 12 Months 13,044
Unrealized Losses Less Than 12 Months (305)
Fair Value 12 Months or Greater 17,989
Unrealized Losses 12 Months or Greater (808)
Fair Value Total 31,033
Unrealized Losses Total (1,113)
Commercial [Member] | Agency [Member]  
Continuous Gross Unrealized Losses And Fair Value [Abstract]  
Fair Value Less Than 12 Months 6
Fair Value Total 6
Obligations of State and Political Subdivisions [Member]  
Continuous Gross Unrealized Losses And Fair Value [Abstract]  
Fair Value Less Than 12 Months 2,827
Unrealized Losses Less Than 12 Months (48)
Fair Value 12 Months or Greater 1,245
Unrealized Losses 12 Months or Greater (88)
Fair Value Total 4,072
Unrealized Losses Total (136)
Asset-Backed Securities [Member] | Other Asset-Backed Securities [Member]  
Continuous Gross Unrealized Losses And Fair Value [Abstract]  
Fair Value 12 Months or Greater 2
Fair Value Total 2
Other [Member]  
Continuous Gross Unrealized Losses And Fair Value [Abstract]  
Fair Value 12 Months or Greater 11
Fair Value Total $ 11
XML 66 R50.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses - Composition of Loan Portfolio (Detail) - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2018
Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 277,354 $ 277,311
Total loans $ 280,177 $ 280,432
Total loans, Percentage 100.00% 100.00%
Commercial [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 93,786 $ 91,958
Loans, excluding covered loans, percentage 33.50% 32.80%
Commercial [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 99,357 $ 97,561
Loans, excluding covered loans, percentage 35.50% 34.80%
Commercial Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 39,399 $ 40,463
Loans, excluding covered loans, percentage 14.00% 14.50%
Residential Mortgages [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 61,309 $ 59,783
Loans, excluding covered loans, percentage 21.90% 21.30%
Other Retail [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 55,723 $ 57,324
Loans, excluding covered loans, percentage 19.90% 20.40%
Lease Financing [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 5,571 $ 5,603
Loans, excluding covered loans, percentage 2.00% 2.00%
Commercial Mortgages [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 28,187 $ 29,367
Loans, excluding covered loans, percentage 10.00% 10.50%
Construction and Development [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 11,212 $ 11,096
Loans, excluding covered loans, percentage 4.00% 4.00%
Residential Mortgages [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 48,682 $ 46,685
Loans, excluding covered loans, percentage 17.40% 16.60%
Home Equity Loans, First Liens [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 12,627 $ 13,098
Loans, excluding covered loans, percentage 4.50% 4.70%
Credit Card [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 21,566 $ 22,180
Loans, excluding covered loans, percentage 7.70% 7.90%
Retail Leasing [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 8,253 $ 7,988
Loans, excluding covered loans, percentage 3.00% 2.80%
Home Equity and Second Mortgages [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 16,083 $ 16,327
Loans, excluding covered loans, percentage 5.70% 5.80%
Revolving Credit [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 3,144 $ 3,183
Loans, excluding covered loans, percentage 1.10% 1.10%
Installment [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 9,363 $ 8,989
Loans, excluding covered loans, percentage 3.40% 3.20%
Automobile [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 18,567 $ 18,934
Loans, excluding covered loans, percentage 6.60% 6.80%
Student [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 313 $ 1,903
Loans, excluding covered loans, percentage 0.10% 0.70%
Total Loans, Excluding Covered Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans, excluding covered loans $ 277,354 $ 277,311
Loans, excluding covered loans, percentage 99.00% 98.90%
Covered Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans $ 2,823 $ 3,121
Total loans, Percentage 1.00% 1.10%
XML 67 R51.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses - Additional Information (Detail)
3 Months Ended 6 Months Ended
Jun. 30, 2018
USD ($)
MortgageLoan
Jun. 30, 2018
USD ($)
SecurityLoan
MortgageLoan
Dec. 31, 2017
USD ($)
Loans and Allowance for Credit Losses [Line Items]      
Loans pledged at the Federal Home Loan Bank $ 90,000,000,000 $ 90,000,000,000 $ 83,300,000,000
Loans pledged at the Federal Reserve Bank 68,700,000,000 68,700,000,000 68,000,000,000
Unearned interest and deferred fees and costs on originated loans 823,000,000 $ 823,000,000 830,000,000
Minimum period for non collection of principal and interest placed on nonaccrual status for commercial lending segment loans   90 days  
Minimum period beyond which residential mortgages and other retail loans secured by 1-4 family properties are charged down to fair value of the collateral securing the loan less costs to sell   180 days  
Minimum period beyond which revolving consumer lines and credit cards are charged off   180 days  
Minimum period beyond which other retail loans not secured by 1-4 family properties are charged off   120 days  
Foreclosed residential real estate property included in other real estate owned 123,000,000 $ 123,000,000 156,000,000
Foreclosed residential real estate property included in other real estate owned excluding covered assets 103,000,000 103,000,000 135,000,000
Foreclosed residential real estate related to mortgage loans whose payments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs 237,000,000 237,000,000 267,000,000
Residential mortgage loans secured by residential real estate in process of foreclosure $ 1,600,000,000 $ 1,600,000,000 1,700,000,000
Maximum restructuring period under credit card and other retail loan financial difficulty modifications   60 months  
Number of residential mortgage loans, home equity and second mortgage loans, and GNMA loans where trial period was unsuccessful and no longer eligible for a permanent modification | MortgageLoan 201 476  
Outstanding balance of residential mortgage loans, home equity and second mortgage loans, and GNMA loans where trial period was unsuccessful and no longer eligible for a permanent modification $ 23,000,000 $ 46,000,000  
Government National Mortgage Association [Member]      
Loans and Allowance for Credit Losses [Line Items]      
Residential mortgage loans secured by residential real estate in process of foreclosure purchased from GNMA mortgage pools whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs 1,300,000,000 $ 1,300,000,000 $ 1,300,000,000
Home Equity and Second Mortgages [Member]      
Loans and Allowance for Credit Losses [Line Items]      
Number of loans in trial period | SecurityLoan   22  
Outstanding balance of loans in trial period   $ 8,000,000  
Estimated post-modification balance of loans in trial period   7,000,000  
Commercial Lending Segment [Member] | Minimum [Member]      
Loans and Allowance for Credit Losses [Line Items]      
Impairment loan threshold for allowance in which loans are individually analyzed $ 5,000,000 $ 5,000,000  
Residential Mortgages [Member]      
Loans and Allowance for Credit Losses [Line Items]      
Number of loans in trial period | SecurityLoan   44  
Outstanding balance of loans in trial period   $ 13,000,000  
Estimated post-modification balance of loans in trial period   $ 13,000,000  
Residential Mortgages [Member] | Junior Lien [Member]      
Loans and Allowance for Credit Losses [Line Items]      
Residential mortgage loans and lines in a junior lien position secured by 1-4 family properties placed on nonaccrual status   120 days  
Residential Mortgages [Member] | First Lien [Member]      
Loans and Allowance for Credit Losses [Line Items]      
Residential mortgage loans and lines in a junior lien position placed on nonaccrual status when behind a first lien past due   180 days  
Government National Mortgage Association [Member]      
Loans and Allowance for Credit Losses [Line Items]      
Number of loans in trial period | SecurityLoan   1,582  
Outstanding balance of loans in trial period   $ 208,000,000  
Estimated post-modification balance of loans in trial period   $ 212,000,000  
XML 68 R52.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses - Changes in Accretable Balance for Purchased Impaired Loans (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Deteriorated Loans Transferred in [Abstract]        
Balance at beginning of period $ 257 $ 637 $ 350 $ 698
Accretion (90) (89) (181) (179)
Disposals (15) (28) (27) (51)
Reclassifications from nonaccretable difference 5 30 15 83
Other   (4)   (5)
Balance at end of period $ 157 $ 546 $ 157 $ 546
XML 69 R53.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses - Activity in Allowance for Credit Losses by Portfolio Class (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance at beginning of period $ 4,417 $ 4,366 $ 4,417 $ 4,357
Provision for credit losses 327 350 668 695
Loans charged-off 437 437 890 854
Less recoveries of loans charged-off (105) (97) (217) (179)
Net loans charged-off 332 340 673 675
Other changes (1) 1 (1)  
Balance at end of period 4,411 4,377 4,411 4,377
Commercial [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance at beginning of period 1,386 1,429 1,372 1,450
Provision for credit losses 63 44 137 98
Loans charged-off 83 104 177 200
Less recoveries of loans charged-off (25) (26) (59) (47)
Net loans charged-off 58 78 118 153
Balance at end of period 1,391 1,395 1,391 1,395
Commercial Real Estate [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance at beginning of period 826 842 831 812
Provision for credit losses (14) 5 (22) 33
Loans charged-off 2 2 5 5
Less recoveries of loans charged-off (2) (11) (8) (16)
Net loans charged-off   (9) (3) (11)
Balance at end of period 812 856 812 856
Residential Mortgages [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance at beginning of period 443 485 449 510
Provision for credit losses (3) (22) (2) (35)
Loans charged-off 12 16 25 33
Less recoveries of loans charged-off (8) (8) (14) (13)
Net loans charged-off 4 8 11 20
Balance at end of period 436 455 436 455
Other Retail [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance at beginning of period 672 622 678 617
Provision for credit losses 55 85 115 150
Loans charged-off 92 88 187 177
Less recoveries of loans charged-off (32) (29) (61) (58)
Net loans charged-off 60 59 126 119
Balance at end of period 667 648 667 648
Credit Card [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance at beginning of period 1,064 955 1,056 934
Provision for credit losses 228 239 447 450
Loans charged-off 248 227 496 439
Less recoveries of loans charged-off (38) (23) (75) (45)
Net loans charged-off 210 204 421 394
Balance at end of period 1,082 990 1,082 990
Total Loans, Excluding Covered Loans [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance at beginning of period 4,391 4,333 4,386 4,323
Provision for credit losses 329 351 675 696
Loans charged-off 437 437 890 854
Less recoveries of loans charged-off (105) (97) (217) (179)
Net loans charged-off 332 340 673 675
Balance at end of period 4,388 4,344 4,388 4,344
Covered Loans [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance at beginning of period 26 33 31 34
Provision for credit losses (2) (1) (7) (1)
Other changes (1) 1 (1)  
Balance at end of period $ 23 $ 33 $ 23 $ 33
XML 70 R54.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses - Additional Detail of Allowance for Credit Losses and Related Loan Balances by Portfolio Class (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2017
Jun. 30, 2017
Mar. 31, 2017
Dec. 31, 2016
Allowance Balance at End of Period            
Loans individually evaluated for impairment $ 22   $ 27      
TDRs collectively evaluated for impairment 231   237      
Other loans collectively evaluated for impairment 4,133   4,118      
Loans acquired with deteriorated credit quality 25   35      
Total allowance for credit losses 4,411 $ 4,417 4,417 $ 4,377 $ 4,366 $ 4,357
Loan Balance at End of Period            
Loans individually evaluated for impairment 325   408      
TDRs collectively evaluated for impairment 4,121   4,269      
Other loans collectively evaluated for impairment 273,781   273,669      
Loans acquired with deteriorated credit quality 1,950   2,086      
Total loans 277,354   277,311      
Total loans 280,177   280,432      
Commercial [Member]            
Allowance Balance at End of Period            
Loans individually evaluated for impairment 19   23      
TDRs collectively evaluated for impairment 14   14      
Other loans collectively evaluated for impairment 1,358   1,335      
Total allowance for credit losses 1,391 1,386 1,372 1,395 1,429 1,450
Loan Balance at End of Period            
Loans individually evaluated for impairment 272   337      
TDRs collectively evaluated for impairment 158   148      
Other loans collectively evaluated for impairment 98,927   97,076      
Total loans 99,357   97,561      
Commercial Real Estate [Member]            
Allowance Balance at End of Period            
Loans individually evaluated for impairment 3   4      
TDRs collectively evaluated for impairment 3   4      
Other loans collectively evaluated for impairment 803   818      
Loans acquired with deteriorated credit quality 3   5      
Total allowance for credit losses 812 826 831 856 842 812
Loan Balance at End of Period            
Loans individually evaluated for impairment 53   71      
TDRs collectively evaluated for impairment 135   145      
Other loans collectively evaluated for impairment 39,175   40,174      
Loans acquired with deteriorated credit quality 36   73      
Total loans 39,399   40,463      
Residential Mortgages [Member]            
Allowance Balance at End of Period            
TDRs collectively evaluated for impairment 136   139      
Other loans collectively evaluated for impairment 300   310      
Total allowance for credit losses 436 443 449 455 485 510
Loan Balance at End of Period            
TDRs collectively evaluated for impairment 3,377   3,524      
Other loans collectively evaluated for impairment 57,931   56,258      
Loans acquired with deteriorated credit quality 1   1      
Total loans 61,309   59,783      
Other Retail [Member]            
Allowance Balance at End of Period            
TDRs collectively evaluated for impairment 16   19      
Other loans collectively evaluated for impairment 651   659      
Total allowance for credit losses 667 672 678 648 622 617
Loan Balance at End of Period            
TDRs collectively evaluated for impairment 184   186      
Other loans collectively evaluated for impairment 55,539   57,138      
Total loans 55,723   57,324      
Credit Card [Member]            
Allowance Balance at End of Period            
TDRs collectively evaluated for impairment 61   60      
Other loans collectively evaluated for impairment 1,021   996      
Total allowance for credit losses 1,082 1,064 1,056 990 955 934
Loan Balance at End of Period            
TDRs collectively evaluated for impairment 233   230      
Other loans collectively evaluated for impairment 21,333   21,950      
Total loans 21,566   22,180      
Total Loans, Excluding Covered Loans [Member]            
Allowance Balance at End of Period            
Loans individually evaluated for impairment 22   27      
TDRs collectively evaluated for impairment 230   236      
Other loans collectively evaluated for impairment 4,133   4,118      
Loans acquired with deteriorated credit quality 3   5      
Total allowance for credit losses 4,388 4,391 4,386 4,344 4,333 4,323
Loan Balance at End of Period            
Loans individually evaluated for impairment 325   408      
TDRs collectively evaluated for impairment 4,087   4,233      
Other loans collectively evaluated for impairment 272,905   272,596      
Loans acquired with deteriorated credit quality 37   74      
Total loans 277,354   277,311      
Covered Loans [Member]            
Allowance Balance at End of Period            
TDRs collectively evaluated for impairment 1   1      
Loans acquired with deteriorated credit quality 22   30      
Total allowance for credit losses 23 $ 26 31 $ 33 $ 33 $ 34
Loan Balance at End of Period            
TDRs collectively evaluated for impairment 34   36      
Other loans collectively evaluated for impairment 876   1,073      
Loans acquired with deteriorated credit quality 1,913   2,012      
Total loans $ 2,823   $ 3,121      
XML 71 R55.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses - Summary of Loans by Portfolio Class, Including Delinquency Status of those that Continue to Accrue Interest and are Nonperforming (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Current $ 277,565 $ 277,492
Accruing 30-89 Days Past Due 1,060 1,212
Accruing 90 Days or More Past Due 640 720
Nonperforming 912 1,008
Total loans, excluding covered loans 277,354 277,311
Total loans 280,177 280,432
Commercial [Member]    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Current 98,847 97,005
Accruing 30-89 Days Past Due 228 250
Accruing 90 Days or More Past Due 58 57
Nonperforming 224 249
Total loans, excluding covered loans 99,357 97,561
Commercial Real Estate [Member]    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Current 39,250 40,279
Accruing 30-89 Days Past Due 42 36
Accruing 90 Days or More Past Due 3 6
Nonperforming 104 142
Total loans, excluding covered loans 39,399 40,463
Residential Mortgages [Member]    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Current 60,636 59,013
Accruing 30-89 Days Past Due 160 198
Accruing 90 Days or More Past Due 113 130
Nonperforming 400 442
Total loans, excluding covered loans 61,309 59,783
Other Retail [Member]    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Current 55,134 56,685
Accruing 30-89 Days Past Due 320 376
Accruing 90 Days or More Past Due 91 95
Nonperforming 178 168
Total loans, excluding covered loans 55,723 57,324
Credit Card [Member]    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Current 21,054 21,593
Accruing 30-89 Days Past Due 263 302
Accruing 90 Days or More Past Due 249 284
Nonperforming   1
Total loans, excluding covered loans 21,566 22,180
Total Loans, Excluding Covered Loans [Member]    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Current 274,921 274,575
Accruing 30-89 Days Past Due 1,013 1,162
Accruing 90 Days or More Past Due 514 572
Nonperforming 906 1,002
Total loans, excluding covered loans 277,354 277,311
Covered Loans [Member]    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Current 2,644 2,917
Accruing 30-89 Days Past Due 47 50
Accruing 90 Days or More Past Due 126 148
Nonperforming 6 6
Total loans $ 2,823 $ 3,121
XML 72 R56.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses - Summary of Loans by Portfolio Class, Including Delinquency Status of those that Continue to Accrue Interest and are Nonperforming (Parenthetical) (Detail) - Government National Mortgage Association [Member] - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Loans 30-89 days past due purchased from Government National Mortgage Association mortgage pools whose payments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs, were classified as current $ 371 $ 385
Loans 90 days or more past due purchased from Government National Mortgage Association mortgage pools whose payments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs, were classified as current $ 1,800 $ 1,900
XML 73 R57.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses - Summary of Loans by Portfolio Class and Company's Internal Credit Quality Rating (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans $ 277,354 $ 277,311
Total loans 280,177 280,432
Total outstanding commitments 596,926 591,201
Commercial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 99,357 97,561
Commercial Real Estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 39,399 40,463
Residential Mortgages [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 61,309 59,783
Other Retail [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 55,723 57,324
Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans 275,643 275,576
Total outstanding commitments 591,015 584,072
Pass [Member] | Commercial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 97,207 95,297
Pass [Member] | Commercial Real Estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 38,192 39,162
Pass [Member] | Residential Mortgages [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 60,738 59,141
Pass [Member] | Other Retail [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 55,409 57,009
Special Mention Criticized [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans 1,782 1,800
Total outstanding commitments 2,462 3,142
Special Mention Criticized [Member] | Commercial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 1,216 1,130
Special Mention Criticized [Member] | Commercial Real Estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 543 648
Special Mention Criticized [Member] | Residential Mortgages [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 14 16
Special Mention Criticized [Member] | Other Retail [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 9 6
Classified Criticized [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans 2,752 3,056
Total outstanding commitments 3,449 3,987
Classified Criticized [Member] | Commercial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 934 1,134
Classified Criticized [Member] | Commercial Real Estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 664 653
Classified Criticized [Member] | Residential Mortgages [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 557 626
Classified Criticized [Member] | Other Retail [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 305 309
Total Criticized [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans 4,534 4,856
Total outstanding commitments 5,911 7,129
Total Criticized [Member] | Commercial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 2,150 2,264
Total Criticized [Member] | Commercial Real Estate [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 1,207 1,301
Total Criticized [Member] | Residential Mortgages [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 571 642
Total Criticized [Member] | Other Retail [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 314 315
Credit Card [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 21,566 22,180
Credit Card [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 21,317 21,895
Credit Card [Member] | Classified Criticized [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 249 285
Credit Card [Member] | Total Criticized [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 249 285
Total Loans, Excluding Covered Loans [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 277,354 277,311
Total Loans, Excluding Covered Loans [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 272,863 272,504
Total Loans, Excluding Covered Loans [Member] | Special Mention Criticized [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 1,782 1,800
Total Loans, Excluding Covered Loans [Member] | Classified Criticized [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 2,709 3,007
Total Loans, Excluding Covered Loans [Member] | Total Criticized [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans, excluding covered loans 4,491 4,807
Covered Loans [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans 2,823 3,121
Covered Loans [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans 2,780 3,072
Covered Loans [Member] | Classified Criticized [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans 43 49
Covered Loans [Member] | Total Criticized [Member]    
Financing Receivable, Recorded Investment [Line Items]    
Total loans $ 43 $ 49
XML 74 R58.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses - Summary of Loans by Portfolio Class and Company's Internal Credit Quality Rating (Parenthetical) (Detail) - Government National Mortgage Association [Member] - USD ($)
$ in Billions
Jun. 30, 2018
Dec. 31, 2017
Financing Receivable, Recorded Investment [Line Items]    
Restructured GNMA loans whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs, were classified with a pass rating $ 1.8 $ 1.7
GNMA loans 90 days or more past due whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs, were classified with a pass rating $ 1.7 $ 1.9
XML 75 R59.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses - Summary of Impaired Loans, which Include Nonaccrual and TDR Loans, by Portfolio Class (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Financing Receivable, Impaired [Line Items]    
Period-end Recorded Investment $ 4,771 $ 5,027
Unpaid Principal Balance 5,697 6,205
Valuation Allowance 260 279
Commitments to Lend Additional Funds 176 204
Commercial [Member]    
Financing Receivable, Impaired [Line Items]    
Period-end Recorded Investment 488 550
Unpaid Principal Balance 860 915
Valuation Allowance 34 44
Commitments to Lend Additional Funds 170 199
Commercial Real Estate [Member]    
Financing Receivable, Impaired [Line Items]    
Period-end Recorded Investment 230 280
Unpaid Principal Balance 481 596
Valuation Allowance 8 11
Residential Mortgages [Member]    
Financing Receivable, Impaired [Line Items]    
Period-end Recorded Investment 1,811 1,946
Unpaid Principal Balance 2,031 2,339
Valuation Allowance 99 116
Commitments to Lend Additional Funds 1 1
Other Retail [Member]    
Financing Receivable, Impaired [Line Items]    
Period-end Recorded Investment 308 302
Unpaid Principal Balance 387 400
Valuation Allowance 19 22
Commitments to Lend Additional Funds 5 4
Credit Card [Member]    
Financing Receivable, Impaired [Line Items]    
Period-end Recorded Investment 233 230
Unpaid Principal Balance 233 230
Valuation Allowance 61 60
Total Loans, Excluding GNMA and Covered Loans [Member]    
Financing Receivable, Impaired [Line Items]    
Period-end Recorded Investment 3,070 3,308
Unpaid Principal Balance 3,992 4,480
Valuation Allowance 221 253
Commitments to Lend Additional Funds 176 204
Covered Loans [Member]    
Financing Receivable, Impaired [Line Items]    
Period-end Recorded Investment 36 38
Unpaid Principal Balance 40 44
Valuation Allowance 1 1
Government National Mortgage Association [Member]    
Financing Receivable, Impaired [Line Items]    
Period-end Recorded Investment 1,665 1,681
Unpaid Principal Balance 1,665 1,681
Valuation Allowance $ 38 $ 25
XML 76 R60.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses - Impaired Loans Average Recorded Investment and Interest Income Recognized (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Financing Receivable, Impaired [Line Items]        
Average Recorded Investment $ 4,792 $ 5,466 $ 4,856 $ 5,494
Interest Income Recognized 40 55 80 110
Commercial [Member]        
Financing Receivable, Impaired [Line Items]        
Average Recorded Investment 514 720 530 769
Interest Income Recognized 1 1 2 2
Commercial Real Estate [Member]        
Financing Receivable, Impaired [Line Items]        
Average Recorded Investment 242 272 255 275
Interest Income Recognized 2 3 4 5
Residential Mortgages [Member]        
Financing Receivable, Impaired [Line Items]        
Average Recorded Investment 1,846 2,182 1,880 2,211
Interest Income Recognized 19 28 39 57
Other Retail [Member]        
Financing Receivable, Impaired [Line Items]        
Average Recorded Investment 303 279 301 279
Interest Income Recognized 4 3 8 7
Credit Card [Member]        
Financing Receivable, Impaired [Line Items]        
Average Recorded Investment 234 229 233 227
Interest Income Recognized 1 1 2 2
Total Loans, Excluding GNMA and Covered Loans [Member]        
Financing Receivable, Impaired [Line Items]        
Average Recorded Investment 3,139 3,682 3,199 3,761
Interest Income Recognized 27 36 55 73
Covered Loans [Member]        
Financing Receivable, Impaired [Line Items]        
Average Recorded Investment 37 38 37 37
Interest Income Recognized 1   1  
Government National Mortgage Association [Member]        
Financing Receivable, Impaired [Line Items]        
Average Recorded Investment 1,616 1,746 1,620 1,696
Interest Income Recognized $ 12 $ 19 $ 24 $ 37
XML 77 R61.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses - Summary of Loans Modified as TDRs (Detail)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
USD ($)
SecurityLoan
Jun. 30, 2017
USD ($)
SecurityLoan
Jun. 30, 2018
USD ($)
SecurityLoan
Jun. 30, 2017
USD ($)
SecurityLoan
Financing Receivable, Modifications [Line Items]        
Number of Loans | SecurityLoan 11,103 10,687 21,896 24,856
Pre-Modification Outstanding Loan Balance $ 519 $ 305 $ 804 $ 935
Post-Modification Outstanding Loan Balance $ 510 $ 279 $ 783 $ 890
Commercial [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans | SecurityLoan 724 671 1,347 1,501
Pre-Modification Outstanding Loan Balance $ 132 $ 62 $ 213 $ 199
Post-Modification Outstanding Loan Balance $ 126 $ 40 $ 201 $ 168
Commercial Real Estate [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans | SecurityLoan 30 41 59 64
Pre-Modification Outstanding Loan Balance $ 15 $ 29 $ 31 $ 38
Post-Modification Outstanding Loan Balance $ 14 $ 31 $ 30 $ 39
Residential Mortgages [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans | SecurityLoan 105 144 253 500
Pre-Modification Outstanding Loan Balance $ 20 $ 17 $ 37 $ 57
Post-Modification Outstanding Loan Balance $ 20 $ 16 $ 36 $ 57
Other Retail [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans | SecurityLoan 535 639 1,094 1,261
Pre-Modification Outstanding Loan Balance $ 17 $ 15 $ 28 $ 26
Post-Modification Outstanding Loan Balance $ 17 $ 14 $ 27 $ 23
Credit Card [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans | SecurityLoan 7,461 8,146 16,007 17,551
Pre-Modification Outstanding Loan Balance $ 37 $ 40 $ 80 $ 85
Post-Modification Outstanding Loan Balance $ 38 $ 40 $ 81 $ 86
Total Loans, Excluding GNMA and Covered Loans [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans | SecurityLoan 8,855 9,641 18,760 20,877
Pre-Modification Outstanding Loan Balance $ 221 $ 163 $ 389 $ 405
Post-Modification Outstanding Loan Balance $ 215 $ 141 $ 375 $ 373
Covered Loans [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans | SecurityLoan   3   7
Pre-Modification Outstanding Loan Balance   $ 1   $ 2
Post-Modification Outstanding Loan Balance   $ 1   $ 2
Government National Mortgage Association [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans | SecurityLoan 2,248 1,043 3,136 3,972
Pre-Modification Outstanding Loan Balance $ 298 $ 141 $ 415 $ 528
Post-Modification Outstanding Loan Balance $ 295 $ 137 $ 408 $ 515
XML 78 R62.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses - Summary of Loans Modified as TDRs in the Past Twelve Months that have Subsequently Defaulted (Detail)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
USD ($)
SecurityLoan
Jun. 30, 2017
USD ($)
SecurityLoan
Jun. 30, 2018
USD ($)
SecurityLoan
Jun. 30, 2017
USD ($)
SecurityLoan
Financing Receivable, Modifications [Line Items]        
Number of Loans 2,763 2,513 5,412 5,160
Amount Defaulted | $ $ 88 $ 55 $ 146 $ 115
Commercial [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans 177 182 416 355
Amount Defaulted | $ $ 3 $ 16 $ 12 $ 24
Commercial Real Estate [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans 8 10 16 18
Amount Defaulted | $ $ 2 $ 1 $ 6 $ 3
Residential Mortgages [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans 58 95 114 167
Amount Defaulted | $ $ 7 $ 10 $ 11 $ 19
Other Retail [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans 70 102 147 231
Amount Defaulted | $ $ 1 $ 1 $ 2 $ 3
Credit Card [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans 1,933 1,984 3,969 4,031
Amount Defaulted | $ $ 8 $ 8 $ 17 $ 17
Total Loans, Excluding GNMA and Covered Loans [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans 2,246 2,373 4,662 4,802
Amount Defaulted | $ $ 21 $ 36 $ 48 $ 66
Covered Loans [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans   1 1 1
Government National Mortgage Association [Member]        
Financing Receivable, Modifications [Line Items]        
Number of Loans 517 139 749 357
Amount Defaulted | $ $ 67 $ 19 $ 98 $ 49
XML 79 R63.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Credit Losses - Carrying Amount of Covered Assets (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Covered Assets [Line Items]    
Purchased Impaired Loans $ 1,913 $ 2,012
Purchased Nonimpaired Loans 463 551
Other 467 579
Covered loans 2,823 3,121
Total Covered Assets 2,843 3,142
Residential Mortgages [Member]    
Covered Assets [Line Items]    
Purchased Impaired Loans 1,913 2,012
Purchased Nonimpaired Loans 353 400
Covered loans 2,266 2,412
Other Retail [Member]    
Covered Assets [Line Items]    
Purchased Nonimpaired Loans 110 151
Covered loans 110 151
Losses Reimbursable by FDIC [Member]    
Covered Assets [Line Items]    
Other 331 320
Covered loans 331 320
Unamortized Changes in FDIC Asset [Member]    
Covered Assets [Line Items]    
Other 116 238
Covered loans 116 238
Covered Loans [Member]    
Covered Assets [Line Items]    
Purchased Impaired Loans 1,913 2,012
Purchased Nonimpaired Loans 463 551
Other 447 558
Covered loans 2,823 3,121
Foreclosed Real Estate [Member]    
Covered Assets [Line Items]    
Other 20 21
Total Covered Assets $ 20 $ 21
XML 80 R64.htm IDEA: XBRL DOCUMENT v3.10.0.1
Accounting for Transfers and Servicing of Financial Assets and Variable Interest Entities - Additional Information (Detail) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Dec. 31, 2017
Minimum [Member]          
Variable Interest Entity [Line Items]          
Aggregate amount of investments in unconsolidated VIEs $ 1,000,000   $ 1,000,000   $ 1,000,000
Maximum [Member]          
Variable Interest Entity [Line Items]          
Aggregate amount of investments in unconsolidated VIEs 47,000,000   47,000,000   56,000,000
Financial Support Waived Fees [Member]          
Variable Interest Entity [Line Items]          
Financial or other support to money market funds 6,000,000 $ 5,000,000 12,000,000 $ 11,000,000  
Private Investment Funds and Partnerships [Member]          
Variable Interest Entity [Line Items]          
Investment carrying amount 31,000,000   31,000,000   30,000,000
Maximum exposure to loss 56,000,000   56,000,000   51,000,000
Community Development and Tax Advantaged Investments [Member]          
Variable Interest Entity [Line Items]          
Federal and state income tax credits recognized in tax expense 170,000,000 161,000,000 336,000,000 322,000,000  
Expense related to investments 155,000,000 156,000,000 301,000,000 301,000,000  
Investment tax credits 141,000,000 223,000,000 278,000,000 482,000,000  
Expenses related to investments recognized in tax expense 68,000,000 $ 63,000,000 135,000,000 $ 126,000,000  
Investment carrying amount 5,838,000,000   5,838,000,000   5,660,000,000
Maximum exposure to loss 12,392,000,000   12,392,000,000   12,120,000,000
Assets related to consolidated VIEs 3,500,000,000   3,500,000,000   3,500,000,000
Liabilities related to consolidated VIEs 2,600,000,000   2,600,000,000   2,500,000,000
Conduit [Member]          
Variable Interest Entity [Line Items]          
Assets related to consolidated VIEs 18,000,000   18,000,000   18,000,000
Tender Option Bond Program [Member]          
Variable Interest Entity [Line Items]          
Assets related to consolidated VIEs 2,400,000,000   2,400,000,000   2,500,000,000
Liabilities related to consolidated VIEs $ 2,300,000,000   $ 2,300,000,000   $ 2,300,000,000
XML 81 R65.htm IDEA: XBRL DOCUMENT v3.10.0.1
Accounting for Transfers and Servicing of Financial Assets and Variable Interest Entities - Summary of Investments in Community Development and Tax-advantaged VIEs (Detail) - Community Development and Tax Advantaged Investments [Member] - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Variable Interest Entity [Line Items]    
Investment carrying amount $ 5,838 $ 5,660
Unfunded capital and other commitments 2,777 2,770
Maximum exposure to loss $ 12,392 $ 12,120
XML 82 R66.htm IDEA: XBRL DOCUMENT v3.10.0.1
Mortgage Servicing Rights - Additional Information (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Dec. 31, 2017
Transfers and Servicing of Financial Assets [Abstract]          
Residential mortgage loans serviced for others including subserviced mortgages with no corresponding MSRs asset $ 234,800   $ 234,800   $ 234,700
Gain (Loss) on fair value changes of MSRs due to changes in valuation assumptions and derivatives used to economically hedge MSRs 24 $ 5 43 $ 17  
Loan servicing and ancillary fees $ 185 $ 186 $ 375 $ 378  
XML 83 R67.htm IDEA: XBRL DOCUMENT v3.10.0.1
Mortgage Servicing Rights - Changes in Fair Value of Capitalized MSRs (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Transfers and Servicing of Financial Assets [Abstract]        
Balance at beginning of period $ 2,780 $ 2,642 $ 2,645 $ 2,591
Rights purchased 2 4 4 6
Rights capitalized 97 82 197 204
Changes in fair value of MSRs        
Due to fluctuations in market interest rates 38 (50) 152 (30)
Due to revised assumptions or models 26 5 50 17
Other changes in fair value (99) (101) (204) (206)
Balance at end of period $ 2,844 $ 2,582 $ 2,844 $ 2,582
XML 84 R68.htm IDEA: XBRL DOCUMENT v3.10.0.1
Mortgage Servicing Rights - Sensitivity to Changes in Interest Rates of the Fair Value of MSR Portfolio and Related Derivative Instruments (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Down Scenario [Member] | Mortgage Servicing Rights [Member]    
Sensitivity Analysis of Fair Value of Interests Continued to be Held by Transferor, Servicing Assets or Liabilities, Impact of Adverse Change in Assumption [Line Items]    
Net fair value 100 basis points $ (469) $ (520)
Net fair value 50 basis points (207) (231)
Net fair value 25 basis points (97) (109)
Down Scenario [Member] | Derivative [Member]    
Sensitivity Analysis of Fair Value of Interests Continued to be Held by Transferor, Servicing Assets or Liabilities, Impact of Adverse Change in Assumption [Line Items]    
Net fair value 100 basis points 422 453
Net fair value 50 basis points 197 216
Net fair value 25 basis points 94 105
Down Scenario [Member] | Net Sensitivity [Member]    
Sensitivity Analysis of Fair Value of Interests Continued to be Held by Transferor, Servicing Assets or Liabilities, Impact of Adverse Change in Assumption [Line Items]    
Net fair value 100 basis points (47) (67)
Net fair value 50 basis points (10) (15)
Net fair value 25 basis points (3) (4)
Up Scenario [Member] | Mortgage Servicing Rights [Member]    
Sensitivity Analysis of Fair Value of Interests Continued to be Held by Transferor, Servicing Assets or Liabilities, Impact of Adverse Change in Assumption [Line Items]    
Net fair value 100 basis points 263 302
Net fair value 50 basis points 154 177
Net fair value 25 basis points 84 95
Up Scenario [Member] | Derivative [Member]    
Sensitivity Analysis of Fair Value of Interests Continued to be Held by Transferor, Servicing Assets or Liabilities, Impact of Adverse Change in Assumption [Line Items]    
Net fair value 100 basis points (290) (336)
Net fair value 50 basis points (160) (184)
Net fair value 25 basis points (85) (96)
Up Scenario [Member] | Net Sensitivity [Member]    
Sensitivity Analysis of Fair Value of Interests Continued to be Held by Transferor, Servicing Assets or Liabilities, Impact of Adverse Change in Assumption [Line Items]    
Net fair value 100 basis points (27) (34)
Net fair value 50 basis points (6) (7)
Net fair value 25 basis points $ (1) $ (1)
XML 85 R69.htm IDEA: XBRL DOCUMENT v3.10.0.1
Mortgage Servicing Rights - MSRs and Related Characteristics by Portfolio (Detail)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2018
USD ($)
BasisPoint
Multiple
Dec. 31, 2017
USD ($)
BasisPoint
Multiple
Mar. 31, 2018
USD ($)
Jun. 30, 2017
USD ($)
Mar. 31, 2017
USD ($)
Dec. 31, 2016
USD ($)
Servicing Assets at Fair Value [Line Items]            
Fair value $ 2,844 $ 2,645 $ 2,780 $ 2,582 $ 2,642 $ 2,591
Mortgage Servicing Rights [Member]            
Servicing Assets at Fair Value [Line Items]            
Servicing portfolio 232,746 232,846        
Fair value $ 2,844 $ 2,645        
Value (bps) | BasisPoint 122 114        
Weighted-average servicing fees (bps) | BasisPoint 29 29        
Multiple (value/servicing fees) | Multiple 4.15 3.86        
Weighted-average note rate 4.10% 4.08%        
Weighted-average age (in years) 4 years 1 month 6 days 4 years        
Weighted-average expected prepayment (constant prepayment rate) 9.10% 10.00%        
Weighted-average expected life (in years) 7 years 4 months 24 days 7 years        
Weighted-average option adjusted spread 7.80% 8.00%        
HFA [Member] | Mortgage Servicing Rights [Member]            
Servicing Assets at Fair Value [Line Items]            
Servicing portfolio $ 42,398 $ 40,737        
Fair value $ 510 $ 450        
Value (bps) | BasisPoint 120 110        
Weighted-average servicing fees (bps) | BasisPoint 34 35        
Multiple (value/servicing fees) | Multiple 3.49 3.17        
Weighted-average note rate 4.49% 4.43%        
Weighted-average age (in years) 3 years 2 months 12 days 3 years        
Weighted-average expected prepayment (constant prepayment rate) 9.30% 9.80%        
Weighted-average expected life (in years) 8 years 7 years 8 months 12 days        
Weighted-average option adjusted spread 8.80% 9.90%        
Government Insured [Member] | Mortgage Servicing Rights [Member]            
Servicing Assets at Fair Value [Line Items]            
Servicing portfolio $ 36,543 $ 36,756        
Fair value $ 468 $ 428        
Value (bps) | BasisPoint 128 116        
Weighted-average servicing fees (bps) | BasisPoint 35 34        
Multiple (value/servicing fees) | Multiple 3.68 3.38        
Weighted-average note rate 3.94% 3.92%        
Weighted-average age (in years) 4 years 4 months 24 days 4 years 3 months 19 days        
Weighted-average expected prepayment (constant prepayment rate) 10.50% 11.60%        
Weighted-average expected life (in years) 6 years 10 months 25 days 6 years 6 months        
Weighted-average option adjusted spread 8.40% 9.20%        
Conventional [Member] | Mortgage Servicing Rights [Member]            
Servicing Assets at Fair Value [Line Items]            
Servicing portfolio $ 153,805 $ 155,353        
Fair value $ 1,866 $ 1,767        
Value (bps) | BasisPoint 121 114        
Weighted-average servicing fees (bps) | BasisPoint 27 27        
Multiple (value/servicing fees) | Multiple 4.54 4.24        
Weighted-average note rate 4.03% 4.02%        
Weighted-average age (in years) 4 years 3 months 19 days 4 years 2 months 12 days        
Weighted-average expected prepayment (constant prepayment rate) 8.70% 9.70%        
Weighted-average expected life (in years) 7 years 3 months 19 days 6 years 10 months 25 days        
Weighted-average option adjusted spread 7.30% 7.20%        
XML 86 R70.htm IDEA: XBRL DOCUMENT v3.10.0.1
Preferred Stock - Additional Information (Detail) - shares
Jun. 30, 2018
Dec. 31, 2017
Equity [Abstract]    
Number of preferred stock shares authorized 50,000,000 50,000,000
XML 87 R71.htm IDEA: XBRL DOCUMENT v3.10.0.1
Preferred Stock - Number of Shares Issued and Outstanding and Carrying Amount of Preferred Stock (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Class of Stock [Line Items]    
Shares Issued and Outstanding 186,510 186,510
Liquidation Preference $ 5,601 $ 5,601
Discount 182 182
Carrying Amount $ 5,419 $ 5,419
Series A [Member]    
Class of Stock [Line Items]    
Shares Issued and Outstanding 12,510 12,510
Liquidation Preference $ 1,251 $ 1,251
Discount 145 145
Carrying Amount $ 1,106 $ 1,106
Series B [Member]    
Class of Stock [Line Items]    
Shares Issued and Outstanding 40,000 40,000
Liquidation Preference $ 1,000 $ 1,000
Carrying Amount $ 1,000 $ 1,000
Series F [Member]    
Class of Stock [Line Items]    
Shares Issued and Outstanding 44,000 44,000
Liquidation Preference $ 1,100 $ 1,100
Discount 12 12
Carrying Amount $ 1,088 $ 1,088
Series H [Member]    
Class of Stock [Line Items]    
Shares Issued and Outstanding 20,000 20,000
Liquidation Preference $ 500 $ 500
Discount 13 13
Carrying Amount $ 487 $ 487
Series I [Member]    
Class of Stock [Line Items]    
Shares Issued and Outstanding 30,000 30,000
Liquidation Preference $ 750 $ 750
Discount 5 5
Carrying Amount $ 745 $ 745
Series J [Member]    
Class of Stock [Line Items]    
Shares Issued and Outstanding 40,000 40,000
Liquidation Preference $ 1,000 $ 1,000
Discount 7 7
Carrying Amount $ 993 $ 993
XML 88 R72.htm IDEA: XBRL DOCUMENT v3.10.0.1
Preferred Stock - Number of Shares Issued and Outstanding and Carrying Amount of Preferred Stock (Parenthetical) (Detail) - $ / shares
Jun. 30, 2018
Dec. 31, 2017
Equity [Abstract]    
Preferred stock, par value $ 1.00 $ 1.00
XML 89 R73.htm IDEA: XBRL DOCUMENT v3.10.0.1
Accumulated Other Comprehensive Income (Loss) - Reconciliation of Transactions Affecting Accumulated Other Comprehensive Income (Loss) Included in Shareholders' Equity (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Accumulated Other Comprehensive Income (Loss) [Line Items]        
Balance at beginning of period $ (2,193) $ (1,439) $ (1,404) $ (1,535)
Revaluation of tax related balances     (300)  
Changes in unrealized gains and losses (212) 328 (988) 455
Changes in unrealized gains and losses 33 (37) 119 (30)
Changes in unrealized gains and losses 2   (1)  
Changes in unrealized gains and losses (177) 291 (870) 425
Foreign currency translation adjustment (8) (1) 5 9
Reclassification to earnings of realized gains and losses 21 26 50 37
Applicable income taxes 42 (123) 204 (182)
Balance at end of period (2,315) (1,246) (2,315) (1,246)
Foreign Currency Translation [Member]        
Accumulated Other Comprehensive Income (Loss) [Line Items]        
Balance at beginning of period (76) (64) (69) (71)
Revaluation of tax related balances     (13)  
Foreign currency translation adjustment (8) (1) 5 9
Applicable income taxes 3 (2) (4) (5)
Balance at end of period (81) (67) (81) (67)
Unrealized Gains (Losses) on Retirement Plans [Member]        
Accumulated Other Comprehensive Income (Loss) [Line Items]        
Balance at beginning of period (1,271) (1,095) (1,066) (1,113)
Revaluation of tax related balances     (229)  
Changes in unrealized gains and losses 2   (1)  
Reclassification to earnings of realized gains and losses 35 29 69 58
Applicable income taxes (10) (11) (17) (22)
Balance at end of period (1,244) (1,077) (1,244) (1,077)
Unrealized Gains (Losses) on Derivative Hedges [Member]        
Accumulated Other Comprehensive Income (Loss) [Line Items]        
Balance at beginning of period 152 68 71 55
Revaluation of tax related balances     15  
Changes in unrealized gains and losses 33 (37) 119 (30)
Reclassification to earnings of realized gains and losses (2) 10 1 24
Applicable income taxes (7) 10 (30) 2
Balance at end of period 176 51 176 51
Unrealized Gains (Losses) on Investment Securities Transferred From Available For Sale to Held To Maturity [Member]        
Accumulated Other Comprehensive Income (Loss) [Line Items]        
Balance at beginning of period 19 23 17 25
Revaluation of tax related balances     4  
Reclassification to earnings of realized gains and losses (2) (4) (5) (7)
Applicable income taxes   2 1 3
Balance at end of period 17 21 17 21
Unrealized Gains (Losses) on Investment Securities Available-For-Sale [Member]        
Accumulated Other Comprehensive Income (Loss) [Line Items]        
Balance at beginning of period (1,017) (371) (357) (431)
Revaluation of tax related balances     (77)  
Changes in unrealized gains and losses (212) 328 (988) 455
Reclassification to earnings of realized gains and losses (10) (9) (15) (38)
Applicable income taxes 56 (122) 254 (160)
Balance at end of period $ (1,183) $ (174) $ (1,183) $ (174)
XML 90 R74.htm IDEA: XBRL DOCUMENT v3.10.0.1
Accumulated Other Comprehensive Income (Loss) - Impact to Net Income for Items Reclassified out of Accumulated Other Comprehensive Income and into Earnings (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]        
Realized gains (losses) on sale of investment securities $ 10 $ 9 $ 15 $ 38
Amortization of unrealized gains on securities transferred from available-for-sale to held-to-maturity, Interest income 3,948 3,519 7,739 6,912
Realized gains (losses) on derivative hedges (751) (470) (1,374) (883)
Actuarial gains (losses) and prior service cost (credit) amortization (299) (274) (629) (575)
Applicable income taxes (441) (551) (803) (1,050)
Net income 1,758 1,512 3,440 2,998
Reclassification Out of Accumulated Other Comprehensive Income [Member]        
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]        
Net income (15) (16) (37) (23)
Reclassification Out of Accumulated Other Comprehensive Income [Member] | Unrealized Gains (Losses) on Investment Securities Available-For-Sale [Member]        
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]        
Realized gains (losses) on sale of investment securities 10 9 15 38
Applicable income taxes (3) (3) (4) (14)
Net income 7 6 11 24
Reclassification Out of Accumulated Other Comprehensive Income [Member] | Unrealized Gains (Losses) on Investment Securities Transferred From Available For Sale to Held To Maturity [Member]        
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]        
Amortization of unrealized gains on securities transferred from available-for-sale to held-to-maturity, Interest income 2 4 5 7
Applicable income taxes   (2) (1) (3)
Net income 2 2 4 4
Reclassification Out of Accumulated Other Comprehensive Income [Member] | Unrealized Gains (Losses) on Derivative Hedges [Member]        
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]        
Realized gains (losses) on derivative hedges 2 (10) (1) (24)
Applicable income taxes (1) 4   9
Net income 1 (6) (1) (15)
Reclassification Out of Accumulated Other Comprehensive Income [Member] | Unrealized Gains (Losses) on Retirement Plans [Member]        
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]        
Actuarial gains (losses) and prior service cost (credit) amortization (35) (29) (69) (58)
Applicable income taxes 10 11 18 22
Net income $ (25) $ (18) $ (51) $ (36)
XML 91 R75.htm IDEA: XBRL DOCUMENT v3.10.0.1
Earnings Per Share - Components of Earnings Per Share (Detail) - USD ($)
$ / shares in Units, shares in Millions, $ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Earnings Per Share [Abstract]        
Net income attributable to U.S. Bancorp $ 1,750 $ 1,500 $ 3,425 $ 2,973
Preferred dividends (64) (64) (134) (133)
Impact of preferred stock redemption       (10)
Earnings allocated to participating stock awards (8) (6) (16) (13)
Net income applicable to U.S. Bancorp common shareholders $ 1,678 $ 1,430 $ 3,275 $ 2,817
Average common shares outstanding 1,642 1,684 1,647 1,689
Net effect of the exercise and assumed purchase of stock awards 4 6 4 6
Average diluted common shares outstanding 1,646 1,690 1,651 1,695
Earnings per common share $ 1.02 $ 0.85 $ 1.99 $ 1.67
Diluted earnings per common share $ 1.02 $ 0.85 $ 1.98 $ 1.66
XML 92 R76.htm IDEA: XBRL DOCUMENT v3.10.0.1
Earnings Per Share - Additional Information (Detail) - shares
shares in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Stock Option [Member]        
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]        
Options outstanding of common shares 1 1 1 1
XML 93 R77.htm IDEA: XBRL DOCUMENT v3.10.0.1
Employee Benefits - Components of Net Periodic Benefit Cost (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Pension Plans [Member]        
Defined Benefit Plan Disclosure [Line Items]        
Service cost $ 52 $ 46 $ 104 $ 93
Interest cost 56 55 112 110
Expected return on plan assets (94) (71) (189) (142)
Prior service cost (credit) amortization       (1)
Actuarial loss (gain) amortization 36 32 73 64
Net periodic benefit cost 50 62 100 124
Postretirement Welfare Plan [Member]        
Defined Benefit Plan Disclosure [Line Items]        
Interest cost   1 1 2
Expected return on plan assets (1)   (2) (1)
Prior service cost (credit) amortization   (1) (1) (2)
Actuarial loss (gain) amortization (1) (2) (3) (3)
Net periodic benefit cost $ (2) $ (2) $ (5) $ (4)
XML 94 R78.htm IDEA: XBRL DOCUMENT v3.10.0.1
Income Taxes - Components of Income Tax Expense (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Federal        
Current $ 312 $ 493 $ 546 $ 1,024
Deferred 17 (37) 36 (157)
Federal income tax 329 456 582 867
State        
Current 62 81 154 146
Deferred 50 14 67 37
State income tax 112 95 221 183
Applicable income taxes $ 441 $ 551 $ 803 $ 1,050
XML 95 R79.htm IDEA: XBRL DOCUMENT v3.10.0.1
Income Taxes - Additional Information (Detail) - USD ($)
$ in Millions
6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Dec. 31, 2017
Income Taxes Additional Information [Abstract]      
Federal statutory rate 21.00% 35.00%  
Net deferred tax asset $ 691   $ 473
XML 96 R80.htm IDEA: XBRL DOCUMENT v3.10.0.1
Income Taxes - Reconciliation of Expected Income Tax Expense at Federal Statutory Rate of 21 Percent and 35 Percent to Company's Applicable Income Tax Expense (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Effective Income Tax Rate Reconciliation, Amount [Abstract]        
Tax at statutory rate $ 462 $ 722 $ 891 $ 1,417
State income tax, at statutory rates, net of federal tax benefit 96 67 185 130
Tax credits and benefits, net of related expenses (132) (197) (247) (390)
Exam resolutions     (49)  
Tax-exempt income (33) (51) (65) (100)
Noncontrolling interests (2) (4) (3) (9)
Other items 50 14 91 2
Applicable income taxes $ 441 $ 551 $ 803 $ 1,050
XML 97 R81.htm IDEA: XBRL DOCUMENT v3.10.0.1
Derivative Instruments - Additional Information (Detail) - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Dec. 31, 2018
Jun. 30, 2019
Jun. 30, 2018
Dec. 31, 2017
Derivative [Line Items]        
Realized and unrealized gains (losses) on derivatives classified as cash flow hedges recorded in other comprehensive income (loss)     $ 176 $ 71
Non-derivative debt instruments designated as net investment hedges     1,200 $ 1,200
Fair value of derivatives under collateral agreements in a net liability position     431  
Collateral posted by company netted against net liability position     345  
Forward commitments to sell mortgage loans     4,400  
Hedged mortgage loans held for sale     2,300  
Unfunded mortgage loan commitments     $ 2,500  
Scenario, Forecast [Member]        
Derivative [Line Items]        
Estimated gain to be reclassified from other comprehensive income (loss) into earnings $ 35 $ 69    
XML 98 R82.htm IDEA: XBRL DOCUMENT v3.10.0.1
Derivative Instruments - Asset and Liability Management Derivative Positions of Company (Detail) - Asset and Liability Management Positions [Member] - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2018
Dec. 31, 2017
Derivative [Line Items]    
Notional Value, Assets $ 42,650 $ 36,579
Fair Value, Assets 158 163
Notional Value, Liabilities 19,358 21,030
Fair Value, Liabilities 151 172
Other Derivatives [Member]    
Derivative [Line Items]    
Notional Value, Assets 147  
Fair Value, Assets $ 1  
Derivative Asset Average Remaining Maturity Period 1 month 6 days  
Notional Value, Liabilities $ 1,420 1,164
Fair Value, Liabilities $ 120 $ 125
Derivative Liability Average Remaining Maturity Period 1 year 9 months 18 days 2 years 6 months
Other Economic Hedges [Member] | Interest Rate Contracts [Member] | Receive Fixed/Pay Floating Swaps [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 2,822 $ 2,019
Fair Value, Assets   $ 5
Derivative Asset Average Remaining Maturity Period 12 years 9 months 3 days 16 years 5 months 27 days
Notional Value, Liabilities $ 4,911 $ 5,469
Derivative Liability Average Remaining Maturity Period 9 years 26 days 8 years 5 months 5 days
Other Economic Hedges [Member] | Interest Rate Contracts [Member] | Pay Fixed/Receive Floating Swaps [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 4,530 $ 4,844
Fair Value, Assets   $ 21
Derivative Asset Average Remaining Maturity Period 7 years 4 months 13 days 7 years 8 months 9 days
Notional Value, Liabilities $ 430 $ 46
Fair Value, Liabilities   $ 1
Derivative Liability Average Remaining Maturity Period 11 years 3 months 19 days 6 years 8 months 12 days
Other Economic Hedges [Member] | Interest Rate Contracts [Member] | Futures and Forwards [Member] | Purchased [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 2,363 $ 1,632
Fair Value, Assets $ 12 $ 7
Derivative Asset Average Remaining Maturity Period 1 month 2 days 1 month 6 days
Notional Value, Liabilities $ 602 $ 1,326
Fair Value, Liabilities $ 2 $ 2
Derivative Liability Average Remaining Maturity Period 1 month 6 days 15 days
Other Economic Hedges [Member] | Interest Rate Contracts [Member] | Futures and Forwards [Member] | Written [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 13,904 $ 15,291
Fair Value, Assets $ 9 $ 10
Derivative Asset Average Remaining Maturity Period 1 year 1 month 6 days 10 months 21 days
Notional Value, Liabilities $ 5,718 $ 4,511
Fair Value, Liabilities $ 23 $ 10
Derivative Liability Average Remaining Maturity Period 11 days 11 days
Other Economic Hedges [Member] | Interest Rate Contracts [Member] | Options [Member] | Purchased [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 6,255 $ 4,985
Fair Value, Assets $ 85 $ 65
Derivative Asset Average Remaining Maturity Period 8 years 2 months 5 days 7 years 6 months 25 days
Other Economic Hedges [Member] | Interest Rate Contracts [Member] | Options [Member] | Written [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 1,060 $ 1,285
Fair Value, Assets $ 25 $ 21
Derivative Asset Average Remaining Maturity Period 1 month 2 days 1 month 6 days
Notional Value, Liabilities $ 8 $ 5
Derivative Liability Average Remaining Maturity Period 1 month 13 days 18 days
Other Economic Hedges [Member] | Foreign Exchange Forward Contracts [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 579 $ 147
Fair Value, Assets $ 8 $ 1
Derivative Asset Average Remaining Maturity Period 18 days 7 days
Notional Value, Liabilities $ 141 $ 669
Fair Value, Liabilities $ 1 $ 8
Derivative Liability Average Remaining Maturity Period 18 days 15 days
Other Economic Hedges [Member] | Equity Contracts [Member]    
Derivative [Line Items]    
Notional Value, Assets   $ 45
Derivative Asset Average Remaining Maturity Period   1 year 1 month 6 days
Notional Value, Liabilities $ 143 $ 88
Fair Value, Liabilities $ 4 $ 1
Derivative Liability Average Remaining Maturity Period 10 months 3 days 6 months 29 days
Other Economic Hedges [Member] | Credit Contracts [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 1,820 $ 1,559
Derivative Asset Average Remaining Maturity Period 2 years 9 months 29 days 3 years 4 months 28 days
Notional Value, Liabilities $ 4,265 $ 3,779
Fair Value, Liabilities $ 1 $ 1
Derivative Liability Average Remaining Maturity Period 3 years 5 months 16 days 3 years 1 month 27 days
Fair Value Hedges [Member] | Interest Rate Contracts [Member] | Receive Fixed/Pay Floating Swaps [Member]    
Derivative [Line Items]    
Notional Value, Assets   $ 1,000
Fair Value, Assets   $ 28
Derivative Asset Average Remaining Maturity Period   6 years 8 months 12 days
Notional Value, Liabilities   $ 3,600
Fair Value, Liabilities   $ 16
Derivative Liability Average Remaining Maturity Period   1 year 6 months 18 days
Cash Flow Hedges [Member] | Interest Rate Contracts [Member] | Pay Fixed/Receive Floating Swaps [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 8,872 $ 3,772
Fair Value, Assets $ 14 $ 5
Derivative Asset Average Remaining Maturity Period 3 years 3 months 11 days 6 years 8 months 23 days
Notional Value, Liabilities $ 1,720  
Derivative Liability Average Remaining Maturity Period 2 years 4 months 6 days  
Net Investment Hedges [Member] | Foreign Exchange Forward Contracts [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 298  
Fair Value, Assets $ 4  
Derivative Asset Average Remaining Maturity Period 18 days  
Notional Value, Liabilities   $ 373
Fair Value, Liabilities   $ 8
Derivative Liability Average Remaining Maturity Period   18 days
XML 99 R83.htm IDEA: XBRL DOCUMENT v3.10.0.1
Derivative Instruments - Asset and Liability Management Derivative Positions of Company (Parenthetical) (Detail) - Asset and Liability Management Positions [Member] - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2018
Dec. 31, 2017
Derivative [Line Items]    
Notional Value, Assets $ 42,650 $ 36,579
Notional Value, Liabilities 19,358 21,030
Fair Value, Liabilities 151 172
Underwriting Purchase and Sale Commitments [Member]    
Derivative [Line Items]    
Notional Value, Assets 147  
Notional Value, Liabilities 147  
Swap [Member] | Visa Class B Shares [Member]    
Derivative [Line Items]    
Notional Value, Liabilities 1,300 1,200
Fair Value, Liabilities $ 119 $ 125
Derivative Liability Average Remaining Maturity Period 2 years 4 days 2 years 6 months
XML 100 R84.htm IDEA: XBRL DOCUMENT v3.10.0.1
Derivative Instruments - Customer-Related Derivative Positions of Company (Detail) - Customer-Related Positions [Member] - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2018
Dec. 31, 2017
Derivative [Line Items]    
Notional Value, Assets $ 173,649 $ 156,822
Fair Value, Assets 1,726 2,319
Notional Value, Liabilities 166,972 140,485
Fair Value, Liabilities 1,842 2,195
Interest Rate Contracts [Member] | Receive Fixed/Pay Floating Swaps [Member]    
Derivative [Line Items]    
Notional Value, Assets 24,816 28,681
Fair Value, Assets $ 470 $ 679
Derivative Asset Average Remaining Maturity Period 5 years 11 months 4 days 5 years 8 months 16 days
Notional Value, Liabilities $ 76,059 $ 59,990
Fair Value, Liabilities $ 733 $ 840
Derivative Liability Average Remaining Maturity Period 4 years 6 months 18 days 4 years 3 months 8 days
Interest Rate Contracts [Member] | Pay Fixed/Receive Floating Swaps [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 72,131 $ 63,038
Fair Value, Assets $ 464 $ 860
Derivative Asset Average Remaining Maturity Period 4 years 6 months 4 years 2 months 12 days
Notional Value, Liabilities $ 24,623 $ 25,093
Fair Value, Liabilities $ 353 $ 602
Derivative Liability Average Remaining Maturity Period 6 years 1 month 9 days 5 years 9 months 3 days
Interest Rate Contracts [Member] | Options [Member] | Purchased [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 37,827 $ 29,091
Fair Value, Assets $ 65 $ 22
Derivative Asset Average Remaining Maturity Period 1 year 7 months 17 days 1 year 7 months 10 days
Notional Value, Liabilities $ 1,360 $ 880
Fair Value, Liabilities $ 9 $ 14
Derivative Liability Average Remaining Maturity Period 3 years 11 days 4 years 2 months 27 days
Interest Rate Contracts [Member] | Options [Member] | Written [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 1,360 $ 880
Fair Value, Assets $ 11 $ 15
Derivative Asset Average Remaining Maturity Period 3 years 11 days 4 years 2 months 27 days
Notional Value, Liabilities $ 34,942 $ 27,056
Fair Value, Liabilities $ 61 $ 20
Derivative Liability Average Remaining Maturity Period 1 year 5 months 20 days 1 year 6 months
Interest Rate Contracts [Member] | Futures [Member] | Purchased [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 40  
Derivative Asset Average Remaining Maturity Period 1 year 8 months 19 days  
Interest Rate Contracts [Member] | Futures [Member] | Written [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 7,588 $ 7,007
Fair Value, Assets $ 10 $ 4
Derivative Asset Average Remaining Maturity Period 11 months 23 days 1 year 2 months 16 days
Notional Value, Liabilities $ 800  
Derivative Liability Average Remaining Maturity Period 2 months 19 days  
Foreign Exchange Rate Contracts [Member] | Forwards, Spots and Swaps [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 24,755 $ 24,099
Fair Value, Assets $ 621 $ 656
Derivative Asset Average Remaining Maturity Period 10 months 17 days 9 months 22 days
Notional Value, Liabilities $ 24,056 $ 23,440
Fair Value, Liabilities $ 601 $ 636
Derivative Liability Average Remaining Maturity Period 10 months 28 days 9 months 29 days
Foreign Exchange Option [Member] | Purchased [Member]    
Derivative [Line Items]    
Notional Value, Assets $ 5,132 $ 4,026
Fair Value, Assets $ 85 $ 83
Derivative Asset Average Remaining Maturity Period 9 months 3 days 1 year 2 months 12 days
Foreign Exchange Option [Member] | Written [Member]    
Derivative [Line Items]    
Notional Value, Liabilities $ 5,132 $ 4,026
Fair Value, Liabilities $ 85 $ 83
Derivative Liability Average Remaining Maturity Period 9 months 3 days 1 year 2 months 12 days
XML 101 R85.htm IDEA: XBRL DOCUMENT v3.10.0.1
Derivative Instruments - Summary of Effective Portion of Gains (Losses) Recognized in Other Comprehensive Income (Loss) and Gains (Losses) Reclassified from Other Comprehensive Income (Loss) into Earnings (Detail) - Asset and Liability Management Positions [Member] - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Cash Flow Hedges [Member] | Interest Rate Contracts [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Derivative Instruments, Gain (Losses) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net $ 25 $ (23) $ 89 $ (19)
Derivative Instruments, Gains (Losses) Reclassified from Other Comprehensive Income (Loss) into Earnings 1 (6) (1) (15)
Net Investment Hedges [Member] | Foreign Exchange Forward Contracts [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Derivative Instruments, Gain (Losses) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net 12 (41) 28 (48)
Net Investment Hedges [Member] | Non Derivative Debt Instruments [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Derivative Instruments, Gain (Losses) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net $ 50 $ (11) $ 16 $ (11)
XML 102 R86.htm IDEA: XBRL DOCUMENT v3.10.0.1
Derivative Instruments - Effect of Fair Value and Cash Flow Hedge Accounting on Consolidated Statement of Income (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Other Noninterest Income [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Total amount of income line items presented in the Consolidated Statement of Income in which the effects of fair value or cash flow hedges are recorded $ 207 $ 195 $ 374 $ 375
Other Noninterest Income [Member] | Asset and Liability Management Positions [Member] | Fair Value Hedges [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Amount of Gains (Losses) Recognized in Earnings related to fair value hedged item   (14)   (4)
Other Noninterest Income [Member] | Asset and Liability Management Positions [Member] | Fair Value Hedges [Member] | Interest Rate Contracts [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Amount of Gains (Losses) Recognized in Earnings related to fair value hedge   14   4
Interest Expense [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Total amount of expense line items presented in the Consolidated Statement of Income in which the effects of fair value or cash flow hedges are recorded 751 470 1,374 883
Interest Expense [Member] | Asset and Liability Management Positions [Member] | Fair Value Hedges [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Amount of Gains (Losses) Recognized in Earnings related to fair value hedged item (48)   (5)  
Interest Expense [Member] | Asset and Liability Management Positions [Member] | Fair Value Hedges [Member] | Interest Rate Contracts [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Amount of Gains (Losses) Recognized in Earnings related to fair value hedge 48   5  
Interest Expense [Member] | Asset and Liability Management Positions [Member] | Cash Flow Hedges [Member] | Interest Rate Contracts [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Amount of Gains (Losses) Recognized in Earnings related to cash flow hedge $ (2) $ 10 $ 1 $ 24
XML 103 R87.htm IDEA: XBRL DOCUMENT v3.10.0.1
Derivative Instruments - Summary of Cumulative Hedging Adjustments and the Carrying Amount of Assets (Liabilities) Designated in Fair Value Hedges (Detail) - Fair Value Hedges [Member] - Long-term Debt Securities [Member] - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Derivative Instruments, Gain (Loss) [Line Items]    
Carrying amount of the hedged assets (liabilities), Long-term debt   $ 4,584
Cumulative hedging Adjustment included in the carrying amount of the hedged assets (liabilities) $ (45) $ (8)
XML 104 R88.htm IDEA: XBRL DOCUMENT v3.10.0.1
Derivative Instruments - Summary of Gains (Losses) Recognized in Earnings for Other Economic Hedges and Customer-Related Positions (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Customer-Related Positions [Member] | Interest Rate Contracts [Member] | Commercial Products Revenue [Member] | Options [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Gains (losses) recognized in earnings $ 2 $ (2) $ 2 $ (8)
Customer-Related Positions [Member] | Interest Rate Contracts [Member] | Commercial Products Revenue [Member] | Receive Fixed/Pay Floating Swaps [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Gains (losses) recognized in earnings (351) (323) (1,515) (573)
Customer-Related Positions [Member] | Interest Rate Contracts [Member] | Commercial Products Revenue [Member] | Pay Fixed/Receive Floating Swaps [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Gains (losses) recognized in earnings 365 333 1,532 602
Customer-Related Positions [Member] | Interest Rate Contracts [Member] | Commercial Products Revenue [Member] | Futures [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Gains (losses) recognized in earnings 3   11 (2)
Customer-Related Positions [Member] | Foreign Exchange Rate Contracts [Member] | Commercial Products Revenue [Member] | Forwards, Spots and Swaps [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Gains (losses) recognized in earnings 22 24 45 46
Customer-Related Positions [Member] | Foreign Exchange Option [Member] | Commercial Products Revenue [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Gains (losses) recognized in earnings       1
Asset and Liability Management Positions [Member] | Other Economic Hedges [Member] | Interest Rate Contracts [Member] | Mortgage Banking Revenue [Member] | Futures and Forwards [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Gains (losses) recognized in earnings 15 (1) 73 5
Asset and Liability Management Positions [Member] | Other Economic Hedges [Member] | Interest Rate Contracts [Member] | Mortgage Banking Revenue [Member] | Options [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Gains (losses) recognized in earnings 56 77 98 117
Asset and Liability Management Positions [Member] | Other Economic Hedges [Member] | Interest Rate Contracts [Member] | Mortgage Banking Revenue [Member] | Receive Fixed/Pay Floating Swaps [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Gains (losses) recognized in earnings (61) 117 (140) 148
Asset and Liability Management Positions [Member] | Other Economic Hedges [Member] | Interest Rate Contracts [Member] | Mortgage Banking Revenue [Member] | Pay Fixed/Receive Floating Swaps [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Gains (losses) recognized in earnings 15 (71) (16) (111)
Asset and Liability Management Positions [Member] | Other Economic Hedges [Member] | Foreign Exchange Forward Contracts [Member] | Other Noninterest Income [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Gains (losses) recognized in earnings 15 (30) 27 (37)
Asset and Liability Management Positions [Member] | Other Economic Hedges [Member] | Equity Contracts [Member] | Compensation Expense [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Gains (losses) recognized in earnings   (1) (1)  
Asset and Liability Management Positions [Member] | Other Economic Hedges [Member] | Credit Contracts [Member] | Other Noninterest Income [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Gains (losses) recognized in earnings 2   2 1
Asset and Liability Management Positions [Member] | Other Economic Hedges [Member] | Other Derivatives [Member] | Other Noninterest Income [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Gains (losses) recognized in earnings $ 1 $ (1) $ 1 $ (1)
XML 105 R89.htm IDEA: XBRL DOCUMENT v3.10.0.1
Netting Arrangements for Certain Financial Instruments and Securities Financing Activities - Additional Information (Detail)
$ in Billions
Jun. 30, 2018
USD ($)
Derivative [Line Items]  
Notional amount of derivative $ 402.6
Over the Counter Trades [Member]  
Derivative [Line Items]  
Notional amount of derivative 214.1
Exchange Cleared [Member]  
Derivative [Line Items]  
Notional amount of derivative 167.7
Exchange Traded [Member]  
Derivative [Line Items]  
Notional amount of derivative $ 20.8
XML 106 R90.htm IDEA: XBRL DOCUMENT v3.10.0.1
Netting Arrangements for Certain Financial Instruments and Securities Financing Activities - Summary of Maturities by Category of Collateral Pledged for Repurchase Agreements and Securities Loaned Transactions (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements $ 2,569 $ 803
Securities loaned 202 111
Gross amount of recognized liabilities for repurchase agreements and securities loaned 2,771 914
Overnight and Continuous [Member]    
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements 723 773
Securities loaned 202 111
Gross amount of recognized liabilities for repurchase agreements and securities loaned 925 884
Less Than 30 Days [Member]    
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements 282 30
Gross amount of recognized liabilities for repurchase agreements and securities loaned 282 30
30-89 Days [Member]    
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements 1,057  
Gross amount of recognized liabilities for repurchase agreements and securities loaned 1,057  
Greater than 90 Days [Member]    
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements 507  
Gross amount of recognized liabilities for repurchase agreements and securities loaned 507  
Corporate Debt Securities [Member]    
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements 323 104
Securities loaned 202 111
Corporate Debt Securities [Member] | Overnight and Continuous [Member]    
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements 250 104
Securities loaned 202 111
Corporate Debt Securities [Member] | 30-89 Days [Member]    
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements 73  
U.S. Treasury and Agencies [Member]    
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements 157 25
U.S. Treasury and Agencies [Member] | Overnight and Continuous [Member]    
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements 157 25
Residential Mortgage-Backed Securities [Member] | Agency [Member]    
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements 2,089 674
Residential Mortgage-Backed Securities [Member] | Overnight and Continuous [Member] | Agency [Member]    
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements 316 644
Residential Mortgage-Backed Securities [Member] | Less Than 30 Days [Member] | Agency [Member]    
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements 282 $ 30
Residential Mortgage-Backed Securities [Member] | 30-89 Days [Member] | Agency [Member]    
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements 984  
Residential Mortgage-Backed Securities [Member] | Greater than 90 Days [Member] | Agency [Member]    
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]    
Repurchase agreements $ 507  
XML 107 R91.htm IDEA: XBRL DOCUMENT v3.10.0.1
Netting Arrangements for Certain Financial Instruments and Securities Financing Activities - Information on Company's Accounting Netting Adjustments and Items Not Offset in Consolidated Balance Sheet Assets But Available for Offset in Event of Default (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Offsetting [Abstract]    
Derivative assets Gross Recognized Assets $ 1,851 $ 1,759
Reverse repurchase agreements Gross Recognized Assets 196 24
Securities borrowed Gross Recognized Assets 1,170 923
Total Gross Recognized Assets 3,217 2,706
Derivative assets Gross amounts assets offset in consolidated balance sheet (881) (652)
Total Gross amounts assets offset in consolidated balance sheet (881) (652)
Derivative assets Net Amounts Presented in the Consolidated Balance Sheet 970 1,107
Reverse repurchase agreements Net Amounts Presented in the Consolidated Balance Sheet 196 24
Securities borrowed Net Amounts Presented in the Consolidated Balance Sheet 1,170 923
Total Net Amounts Presented in the Consolidated Balance Sheet 2,336 2,054
Derivative assets Gross financial instrument asset amounts not offset in consolidated balance sheet (84) (110)
Reverse repurchase agreements Gross financial instrument asset amounts not offset in consolidated balance sheet (109) (24)
Securities borrowed Gross financial instrument asset amounts not offset in consolidated balance sheet 0 0
Total Gross financial instrument asset amounts not offset in consolidated balance sheet (193) (134)
Derivative assets Gross collateral received amounts not offset in consolidated balance sheet (1) (5)
Reverse repurchase agreements Gross collateral received amounts not offset in consolidated balance sheet (87)  
Securities borrowed Gross collateral received amounts not offset in consolidated balance sheet (1,133) (896)
Total Gross collateral received amounts not offset in consolidated balance sheet (1,221) (901)
Derivative assets Net Amount 885 992
Reverse repurchase agreements Net Amount 0 0
Securities borrowed Net Amount 37 27
Total Net Amount Assets $ 922 $ 1,019
XML 108 R92.htm IDEA: XBRL DOCUMENT v3.10.0.1
Netting Arrangements for Certain Financial Instruments and Securities Financing Activities - Information on Company's Accounting Netting Adjustments and Items Not Offset in Consolidated Balance Sheet Assets But Available for Offset in Event of Default (Parenthetical) (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Offsetting [Abstract]    
Cash collateral netted against derivative assets $ 243 $ 50
Derivative assets not subject to netting arrangements $ 33 $ 723
XML 109 R93.htm IDEA: XBRL DOCUMENT v3.10.0.1
Netting Arrangements for Certain Financial Instruments and Securities Financing Activities - Information on Company's Accounting Netting Adjustments and Items Not Offset in Consolidated Balance Sheet Liabilities But Available for Offset in Event of Default (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Offsetting [Abstract]    
Derivative liabilities Gross recognized liabilities $ 1,871 $ 1,629
Repurchase agreements Gross recognized liabilities 2,569 803
Securities loaned Gross recognized liabilities 202 111
Total Gross recognized liabilities 4,642 2,543
Derivative liabilities Gross amounts liabilities offset in consolidated balance sheet (982) (1,130)
Total Gross amounts liabilities offset in consolidated balance sheet (982) (1,130)
Derivative liabilities Net amounts liabilities presented in consolidated balance sheet 889 499
Repurchase agreements Net amounts liabilities presented in consolidated balance sheet 2,569 803
Securities loaned Net amounts liabilities presented in consolidated balance sheet 202 111
Total Net amounts liabilities presented in consolidated balance sheet 3,660 1,413
Derivative liabilities Gross financial instrument liability amounts not offset in consolidated balance sheet (84) (110)
Repurchase agreements Gross financial instrument liability amounts not offset in consolidated balance sheet (109) (24)
Securities loaned Gross financial instruments not offset in consolidated balance sheet 0 0
Total Gross financial instrument liability amounts not offset in consolidated balance sheet (193) (134)
Repurchase agreements Gross collateral pledged amounts not offset in consolidated balance sheet (2,460) (779)
Securities loaned Gross collateral pledged amounts not offset in consolidated balance sheet (199) (110)
Total Gross collateral pledged amounts not offset in consolidated balance sheet (2,659) (889)
Derivative liabilities Net Amount 805 389
Repurchase agreements Net Amount 0 0
Securities loaned Net Amount 3 1
Total Net Amount Liabilities $ 808 $ 390
XML 110 R94.htm IDEA: XBRL DOCUMENT v3.10.0.1
Netting Arrangements for Certain Financial Instruments and Securities Financing Activities - Information on Company's Accounting Netting Adjustments and Items Not Offset in Consolidated Balance Sheet Liabilities But Available for Offset in Event of Default (Parenthetical) (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Offsetting [Abstract]    
Cash collateral netted against derivative liabilities $ 344 $ 528
Derivative liabilities not subject to netting arrangements $ 122 $ 738
XML 111 R95.htm IDEA: XBRL DOCUMENT v3.10.0.1
Fair Values of Assets and Liabilities - Additional Information (Detail) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Dec. 31, 2017
Fair Value Disclosures [Abstract]          
Fair value measurement transfers from one level to another     $ 0 $ 0  
Significant changes to the valuation techniques to measure fair value during the reporting period     No significant changes to the valuation techniques used by the Company to measure fair value.    
Mortgage loans held for sale measured at fair value, net gain (loss) $ (6,000,000) $ 20,000,000 $ (57,000,000) $ 41,000,000  
Carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit 556,000,000   556,000,000   $ 555,000,000
Other guarantees carrying value $ 209,000,000   $ 209,000,000   $ 192,000,000
Minimum [Member]          
Fair Value Disclosures [Abstract]          
Assumed credit valuation adjustment as percentage of derivative contract fair value     0.00%    
Maximum [Member]          
Fair Value Disclosures [Abstract]          
Assumed credit valuation adjustment as percentage of derivative contract fair value     87.00%    
Average [Member]          
Fair Value Disclosures [Abstract]          
Assumed credit valuation adjustment as percentage of derivative contract fair value     1.00%    
XML 112 R96.htm IDEA: XBRL DOCUMENT v3.10.0.1
Fair Values of Assets and Liabilities - Valuation Assumption Ranges for MSRs (Detail) - Mortgage Servicing Rights [Member]
6 Months Ended 12 Months Ended
Jun. 30, 2018
Dec. 31, 2017
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Expected prepayment 9.10% 10.00%
Minimum [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Expected prepayment 6.00%  
Option adjusted spread 7.00%  
Maximum [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Expected prepayment 17.00%  
Option adjusted spread 10.00%  
Average [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Expected prepayment 9.00%  
Option adjusted spread 8.00%  
XML 113 R97.htm IDEA: XBRL DOCUMENT v3.10.0.1
Fair Values of Assets and Liabilities - Valuation Assumption Ranges for Derivative Commitments (Detail) - Derivative Mortgage Loans Commitments [Member]
Jun. 30, 2018
Minimum [Member]  
Fair Value Inputs, Assets, Quantitative Information [Line Items]  
Expected loan close rate 8.00%
Inherent MSR value (basis points per loan) 21.00%
Maximum [Member]  
Fair Value Inputs, Assets, Quantitative Information [Line Items]  
Expected loan close rate 100.00%
Inherent MSR value (basis points per loan) 185.00%
Average [Member]  
Fair Value Inputs, Assets, Quantitative Information [Line Items]  
Expected loan close rate 79.00%
Inherent MSR value (basis points per loan) 109.00%
XML 114 R98.htm IDEA: XBRL DOCUMENT v3.10.0.1
Fair Values of Assets and Liabilities - Balances of Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2017
Jun. 30, 2017
Mar. 31, 2017
Dec. 31, 2016
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Derivative liabilities netting $ (982)   $ (1,130)      
Derivative liabilities total 889   499      
Derivative assets netting (881)   (652)      
Derivative assets total 970   1,107      
Available-for-sale securities [1] 66,347   68,137      
Mortgage loans held for sale 3,248   3,534      
Mortgage servicing rights 2,844 $ 2,780 2,645 $ 2,582 $ 2,642 $ 2,591
Fair Value, Measurements, Recurring [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Derivative liabilities total 1,011   1,237      
Derivative assets total 1,003   1,830      
Available-for-sale securities 66,347   68,137      
Mortgage loans held for sale 3,248   3,534      
Mortgage servicing rights 2,844   2,645      
Other assets 1,507   1,317      
Total 74,949   77,463      
Short-term borrowings and other liabilities 1,289   995      
Total 2,300   2,232      
Fair Value, Measurements, Recurring [Member] | Netting and Collateral One [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Derivative liabilities netting (982)   (1,130)      
Derivative assets netting (881)   (652)      
Total (881)   (652)      
Total (982)   (1,130)      
Fair Value, Measurements, Recurring [Member] | U.S. Treasury and Agencies [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Available-for-sale securities 20,731   23,301      
Fair Value, Measurements, Recurring [Member] | Obligations of State and Political Subdivisions [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Available-for-sale securities 6,779   6,358      
Fair Value, Measurements, Recurring [Member] | Other [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Available-for-sale securities     22      
Fair Value, Measurements, Recurring [Member] | Residential Mortgage-Backed Securities [Member] | Agency [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Available-for-sale securities 38,420   38,031      
Fair Value, Measurements, Recurring [Member] | Commercial [Member] | Agency [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Available-for-sale securities 6   6      
Fair Value, Measurements, Recurring [Member] | Asset-Backed Securities [Member] | Other Asset-Backed Securities [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Available-for-sale securities 411   419      
Level 1 [Member] | Fair Value, Measurements, Recurring [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Derivative assets before netting 17   6      
Available-for-sale securities 20,039   22,594      
Other assets 179   154      
Total 20,235   22,754      
Short-term borrowings and other liabilities 172   101      
Total 172   101      
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Treasury and Agencies [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Available-for-sale securities 20,039   22,572      
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Other [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Available-for-sale securities     22      
Level 2 [Member] | Fair Value, Measurements, Recurring [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Derivative liabilities before netting 1,264   1,958      
Derivative assets before netting 1,394   1,960      
Available-for-sale securities 46,308   45,543      
Mortgage loans held for sale 3,248   3,534      
Other assets 1,328   1,163      
Total 52,278   52,200      
Short-term borrowings and other liabilities 1,117   894      
Total 2,381   2,852      
Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Treasury and Agencies [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Available-for-sale securities 692   729      
Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Obligations of State and Political Subdivisions [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Available-for-sale securities 6,779   6,358      
Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Residential Mortgage-Backed Securities [Member] | Agency [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Available-for-sale securities 38,420   38,031      
Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Commercial [Member] | Agency [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Available-for-sale securities 6   6      
Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Asset-Backed Securities [Member] | Other Asset-Backed Securities [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Available-for-sale securities 411   419      
Level 3 [Member] | Fair Value, Measurements, Recurring [Member]            
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]            
Derivative liabilities before netting 729   409      
Derivative assets before netting 473   516      
Mortgage servicing rights 2,844   2,645      
Total 3,317   3,161      
Total $ 729   $ 409      
[1] Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral.
XML 115 R99.htm IDEA: XBRL DOCUMENT v3.10.0.1
Fair Values of Assets and Liabilities - Balances of Assets and Liabilities Measured at Fair Value on Recurring Basis (Parenthetical) (Detail)
$ in Millions
Jun. 30, 2018
USD ($)
Fair Value Disclosures [Abstract]  
Equity investments without readily determinable fair values $ 91
XML 116 R100.htm IDEA: XBRL DOCUMENT v3.10.0.1
Fair Values of Assets and Liabilities - Changes in Fair Value for All Assets and Liabilities Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs (Level 3) (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Non-Agency Prime [Member] | Residential Mortgage-Backed Securities [Member]        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]        
Beginning of Period Balance       $ 242
Net Gains (Losses) Included in Other Comprehensive Income (Loss)       (2)
Sales       (234)
Principal Payments       (6)
Settlements       0
Non-Agency Non-Prime [Member] | Residential Mortgage-Backed Securities [Member]        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]        
Beginning of Period Balance       195
Net Gains (Losses) Included in Other Comprehensive Income (Loss)       (17)
Sales       (175)
Principal Payments       (3)
Settlements       0
Corporate Debt Securities [Member]        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]        
Beginning of Period Balance       9
Net Gains (Losses) Included in Other Comprehensive Income (Loss)       2
Sales       (11)
Settlements       0
Other Asset-Backed Securities [Member] | Asset-Backed Securities [Member]        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]        
Beginning of Period Balance       2
Sales       (2)
Settlements       0
Mortgage Servicing Rights [Member]        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]        
Beginning of Period Balance $ 2,780 $ 2,642 $ 2,645 2,591
Net Gains (Losses) Included in Net Income (35) (146) (2) (219)
Purchases 2 4 4 6
Issuances 97 82 197 204
Settlements 0 0 0 0
End of Period Balance 2,844 2,582 2,844 2,582
Net Change in Unrealized Gains (Losses) Relating to Assets and Liabilities Held at End of Period (35) (146) (2) (219)
Available-for-Sale Securities [Member]        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]        
Beginning of Period Balance       448
Net Gains (Losses) Included in Other Comprehensive Income (Loss)       (17)
Sales       (422)
Principal Payments       (9)
Settlements       0
Derivative [Member]        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]        
Beginning of Period Balance (132) 165 107 171
Net Gains (Losses) Included in Net Income (94) 215 (345) 261
Net Gains (Losses) Included in Other Comprehensive Income (Loss) 0 0 0 0
Purchases     1 1
Sales (16) (2) (22) (5)
Principal Payments 0 0 0 0
Issuances 0 0 0 0
Settlements (14) (138) 3 (188)
End of Period Balance (256) 240 (256) 240
Net Change in Unrealized Gains (Losses) Relating to Assets and Liabilities Held at End of Period $ (110) $ 117 $ (297) $ 74
XML 117 R101.htm IDEA: XBRL DOCUMENT v3.10.0.1
Fair Values of Assets and Liabilities - Changes in Fair Value for All Assets and Liabilities Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs (Level 3) (Parenthetical) (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Other Noninterest Income [Member]        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]        
Net gains and (losses) on net derivative assets and liabilities included in net income $ (144) $ 129 $ (415) $ 110
Net Change in net derivative asset and liability unrealized gains (losses) relating to assets still held at end of period (138) 86 (325) 43
Mortgage Banking Revenue [Member]        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]        
Net gains and (losses) on net derivative assets and liabilities included in net income 50 86 70 151
Net Change in net derivative asset and liability unrealized gains (losses) relating to assets still held at end of period $ 28 $ 31 $ 28 $ 31
XML 118 R102.htm IDEA: XBRL DOCUMENT v3.10.0.1
Fair Values of Assets and Liabilities - Adjusted Carrying Values for Assets Measured at Fair Value on Nonrecurring Basis (Detail) - Fair Value, Measurements, Nonrecurring [Member] - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Loans $ 33 $ 150
Other assets 39 31
Level 3 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Loans 33 150
Other assets $ 39 $ 31
XML 119 R103.htm IDEA: XBRL DOCUMENT v3.10.0.1
Fair Values of Assets and Liabilities - Losses Recognized Related to Nonrecurring Fair Value Measurements of Individual Assets or Portfolios (Detail) - Fair Value, Measurements, Nonrecurring [Member] - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Loans Receivable [Member]        
Fair Value Assets Measured On Nonrecurring Basis Losses Recognized [Line Items]        
Losses recognized related to nonrecurring fair value measurements $ 18 $ 38 $ 41 $ 75
Other Assets [Member]        
Fair Value Assets Measured On Nonrecurring Basis Losses Recognized [Line Items]        
Losses recognized related to nonrecurring fair value measurements $ 8 $ 5 $ 13 $ 12
XML 120 R104.htm IDEA: XBRL DOCUMENT v3.10.0.1
Fair Values of Assets and Liabilities - Differences Between Aggregate Fair Value Carrying Amount of MLHFS for which Fair Value Option has been Elected and Aggregate Unpaid Principal Amount Contractually Obligated to Receive at Maturity (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Fair Value Disclosures [Abstract]    
Fair value carrying amount, total loans $ 3,248 $ 3,534
Fair value carrying amount, nonaccrual loans 1 1
Fair value carrying amount, loans 90 days or more past due   1
Aggregate unpaid principal, total loans 3,167 3,434
Aggregate unpaid principal, nonaccrual loans 1 2
Aggregate unpaid principal, loans 90 days or more past due   1
Carrying amount over (under) unpaid principal, total loans 81 100
Carrying amount over (under) unpaid principal, nonaccrual loans   (1)
Carrying amount over (under) unpaid principal, loans 90 days or more past due $ 0 $ 0
XML 121 R105.htm IDEA: XBRL DOCUMENT v3.10.0.1
Fair Values of Assets and Liabilities - Estimated Fair Values of Financial Instruments (Detail) - USD ($)
$ in Millions
Jun. 30, 2018
Dec. 31, 2017
Jun. 30, 2017
Dec. 31, 2016
Financial Assets        
Cash and due from banks $ 19,021 $ 19,505 $ 28,964 $ 15,705
Investment securities held-to-maturity 46,055 44,362    
Loans 276,257 276,507    
Financial Liabilities        
Long-term debt 37,172 32,259    
Carrying Amount [Member]        
Financial Assets        
Cash and due from banks 19,021 19,505    
Federal funds sold and securities purchased under resale agreements 289 93    
Investment securities held-to-maturity 46,055 44,362    
Loans held for sale 8 20    
Loans 276,257 276,507    
Other 2,435 2,393    
Financial Liabilities        
Time deposits 37,685 33,356    
Short-term borrowings 16,847 15,656    
Long-term debt 37,172 32,259    
Other 1,701 1,556    
Fair Value [Member]        
Financial Assets        
Cash and due from banks 19,021 19,505    
Federal funds sold and securities purchased under resale agreements 289 93    
Investment securities held-to-maturity 44,617 43,723    
Loans held for sale 8 20    
Loans 278,224 279,391    
Other 2,435 2,401    
Financial Liabilities        
Time deposits 37,365 33,120    
Short-term borrowings 16,616 15,447    
Long-term debt 36,924 32,377    
Other 1,701 1,556    
Fair Value [Member] | Level 1 [Member]        
Financial Assets        
Cash and due from banks 19,021 19,505    
Investment securities held-to-maturity 4,533 4,613    
Fair Value [Member] | Level 2 [Member]        
Financial Assets        
Federal funds sold and securities purchased under resale agreements 289 93    
Investment securities held-to-maturity 40,070 39,095    
Other 1,281 1,037    
Financial Liabilities        
Time deposits 37,365 33,120    
Short-term borrowings 16,616 15,447    
Long-term debt 36,924 32,377    
Fair Value [Member] | Level 3 [Member]        
Financial Assets        
Investment securities held-to-maturity 14 15    
Loans held for sale 8 20    
Loans 278,224 279,391    
Other 1,154 1,364    
Financial Liabilities        
Other $ 1,701 $ 1,556    
XML 122 R106.htm IDEA: XBRL DOCUMENT v3.10.0.1
Guarantees and Contingent Liabilities - Additional Information (Detail) - USD ($)
shares in Millions, $ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2018
Dec. 31, 2017
Guarantees And Contingent Liabilities (Textual) [Abstract]      
Liability related to remaining Visa Litigation, carrying amount $ 19 $ 19  
Asset Sales [Member]      
Guarantees And Contingent Liabilities (Textual) [Abstract]      
Representation and warranty reserve 11 11 $ 13
Unresolved representation and warranty claims from GSEs 15 15 $ 9
Merchant Processing [Member]      
Guarantees And Contingent Liabilities (Textual) [Abstract]      
Value of airline tickets purchased to deliver at future date through card transactions 10,700 10,700  
Company held collateral in escrow deposits, letters of credit and indemnities from financial institutions and liens on various assets 615 615  
Liability primarily related to airline processing arrangements $ 56 $ 56  
Visa Class B Shares [Member]      
Guarantees And Contingent Liabilities (Textual) [Abstract]      
Number of shares sold 0.2 0.5  
Remaining shares held by the Company 2.2 2.2  
XML 123 R107.htm IDEA: XBRL DOCUMENT v3.10.0.1
Guarantees and Contingent Liabilities - Summary of Other Guarantees and Contingent Liabilities (Detail)
$ in Millions
Jun. 30, 2018
USD ($)
Standby Letters of Credit [Member]  
Guarantor Obligations [Line Items]  
Carrying Amount $ 52
Maximum Potential Future Payments 11,057
Third Party Borrowing Arrangements [Member]  
Guarantor Obligations [Line Items]  
Maximum Potential Future Payments 11
Securities Lending Indemnifications [Member]  
Guarantor Obligations [Line Items]  
Collateral Held 3,908
Maximum Potential Future Payments 3,820
Asset Sales [Member]  
Guarantor Obligations [Line Items]  
Carrying Amount 119
Maximum Potential Future Payments 6,818
Merchant Processing [Member]  
Guarantor Obligations [Line Items]  
Collateral Held 746
Carrying Amount 68
Maximum Potential Future Payments 107,444
Tender Option Bond Program Guarantee [Member]  
Guarantor Obligations [Line Items]  
Collateral Held 2,420
Maximum Potential Future Payments 2,334
Minimum Revenue Guarantees [Member]  
Guarantor Obligations [Line Items]  
Maximum Potential Future Payments 6
Other Guarantees [Member]  
Guarantor Obligations [Line Items]  
Carrying Amount 22
Maximum Potential Future Payments $ 1,409
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