XML 60 R67.htm IDEA: XBRL DOCUMENT v2.4.0.6
Loans and Allowance for Credit Losses (Details 2) (USD $)
In Millions, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Additional detail of the allowance for credit losses and related loan balances, by portfolio type    
Balance at beginning of year $ 5,531 $ 5,264
Provision for credit losses 2,343 4,356
Loans charged off 3,229 4,496
Less recoveries of loans charged off (386) (315)
Net loans charged off 2,843 4,181
Net change for credit losses to be reimbursed by the FDIC (17) 92
Balance at end of year 5,014 5,531
Allowance balance at end of year related to:    
Loans individually evaluated for impairment 80 93
TDRs collectively evaluated for impairment 839 573
Other loans collectively evaluated for impairment 4,016 4,778
Loans acquired with deteriorated credit quality 79 87
Total allowance for credit losses 5,014 5,531
Loan balance at end of year:    
Loans individually evaluated for impairment 1,244 1,096
TDRs collectively evaluated for impairment 4,883 2,523
Other loans collectively evaluated for impairment 197,705 187,239
Loans acquired with deteriorated credit quality 6,003 6,203
Total loans 209,835 197,061
Commercial loans [Member]
   
Additional detail of the allowance for credit losses and related loan balances, by portfolio type    
Balance at beginning of year 1,104 1,208
Provision for credit losses 312 723
Loans charged off 516 918
Less recoveries of loans charged off (110) (91)
Net loans charged off 406 827
Net change for credit losses to be reimbursed by the FDIC 0  
Balance at end of year 1,010 1,104
Allowance balance at end of year related to:    
Loans individually evaluated for impairment 16 38
TDRs collectively evaluated for impairment 40 0
Other loans collectively evaluated for impairment 954 1,066
Loans acquired with deteriorated credit quality 0 0
Total allowance for credit losses 1,010 1,104
Loan balance at end of year:    
Loans individually evaluated for impairment 222 295
TDRs collectively evaluated for impairment 277 0
Other loans collectively evaluated for impairment 56,138 48,103
Loans acquired with deteriorated credit quality 11 0
Total loans 56,648 48,398
Commercial real estate loans [Member]
   
Additional detail of the allowance for credit losses and related loan balances, by portfolio type    
Balance at beginning of year 1,291 1,001
Provision for credit losses 361 1,135
Loans charged off 543 871
Less recoveries of loans charged off (45) (26)
Net loans charged off 498 845
Net change for credit losses to be reimbursed by the FDIC 0  
Balance at end of year 1,154 1,291
Allowance balance at end of year related to:    
Loans individually evaluated for impairment 61 55
TDRs collectively evaluated for impairment 33 0
Other loans collectively evaluated for impairment 1,057 1,235
Loans acquired with deteriorated credit quality 3 1
Total allowance for credit losses 1,154 1,291
Loan balance at end of year:    
Loans individually evaluated for impairment 812 801
TDRs collectively evaluated for impairment 331 0
Other loans collectively evaluated for impairment 34,574 33,834
Loans acquired with deteriorated credit quality 134 60
Total loans 35,851 34,695
Residential mortgage loans [Member]
   
Additional detail of the allowance for credit losses and related loan balances, by portfolio type    
Balance at beginning of year 820 672
Provision for credit losses 596 694
Loans charged off 502 554
Less recoveries of loans charged off (13) (8)
Net loans charged off 489 546
Net change for credit losses to be reimbursed by the FDIC 0  
Balance at end of year 927 820
Allowance balance at end of year related to:    
Loans individually evaluated for impairment 1 0
TDRs collectively evaluated for impairment 490 320
Other loans collectively evaluated for impairment 436 500
Loans acquired with deteriorated credit quality 0 0
Total allowance for credit losses 927 820
Loan balance at end of year:    
Loans individually evaluated for impairment 6 0
TDRs collectively evaluated for impairment 3,430 1,957
Other loans collectively evaluated for impairment 33,642 28,775
Loans acquired with deteriorated credit quality 4 0
Total loans 37,082 30,732
Credit card portfolio segment [Member]
   
Additional detail of the allowance for credit losses and related loan balances, by portfolio type    
Balance at beginning of year 1,395 1,495
Provision for credit losses 431 1,100
Loans charged off 922 1,270
Less recoveries of loans charged off (88) (70)
Net loans charged off 834 1,200
Net change for credit losses to be reimbursed by the FDIC 0  
Balance at end of year 992 1,395
Allowance balance at end of year related to:    
Loans individually evaluated for impairment 0 0
TDRs collectively evaluated for impairment 219 223
Other loans collectively evaluated for impairment 773 1,172
Loans acquired with deteriorated credit quality 0 0
Total allowance for credit losses 992 1,395
Loan balance at end of year:    
Loans individually evaluated for impairment 0 0
TDRs collectively evaluated for impairment 584 452
Other loans collectively evaluated for impairment 16,776 16,351
Loans acquired with deteriorated credit quality 0 0
Total loans 17,360 16,803
Other retail portfolio segment [Member]
   
Additional detail of the allowance for credit losses and related loan balances, by portfolio type    
Balance at beginning of year 807 871
Provision for credit losses 628 681
Loans charged off 733 863
Less recoveries of loans charged off (129) (118)
Net loans charged off 604 745
Net change for credit losses to be reimbursed by the FDIC 0  
Balance at end of year 831 807
Allowance balance at end of year related to:    
Loans individually evaluated for impairment 0 0
TDRs collectively evaluated for impairment 57 30
Other loans collectively evaluated for impairment 774 777
Loans acquired with deteriorated credit quality 0 0
Total allowance for credit losses 831 807
Loan balance at end of year:    
Loans individually evaluated for impairment 0 0
TDRs collectively evaluated for impairment 148 114
Other loans collectively evaluated for impairment 47,959 48,277
Loans acquired with deteriorated credit quality 0 0
Total loans 48,107 48,391
Total Loans, Excluding Covered Loans [Member]
   
Additional detail of the allowance for credit losses and related loan balances, by portfolio type    
Balance at beginning of year 5,417 5,247
Provision for credit losses 2,328 4,333
Loans charged off 3,216 4,476
Less recoveries of loans charged off (385) (313)
Net loans charged off 2,831 4,163
Net change for credit losses to be reimbursed by the FDIC 0  
Balance at end of year 4,914 5,417
Allowance balance at end of year related to:    
Loans individually evaluated for impairment 78 93
TDRs collectively evaluated for impairment 839 573
Other loans collectively evaluated for impairment 3,994 4,750
Loans acquired with deteriorated credit quality 3 1
Total allowance for credit losses 4,914 5,417
Loan balance at end of year:    
Loans individually evaluated for impairment 1,040 1,096
TDRs collectively evaluated for impairment 4,770 2,523
Other loans collectively evaluated for impairment 189,089 175,340
Loans acquired with deteriorated credit quality 149 60
Total loans 195,048 179,019
Covered portfolio segment [Member]
   
Additional detail of the allowance for credit losses and related loan balances, by portfolio type    
Balance at beginning of year 114 17
Provision for credit losses 15 23
Loans charged off 13 20
Less recoveries of loans charged off (1) (2)
Net loans charged off 12 18
Net change for credit losses to be reimbursed by the FDIC (17) 92
Balance at end of year 100 114
Allowance balance at end of year related to:    
Loans individually evaluated for impairment 2 0
TDRs collectively evaluated for impairment 0 0
Other loans collectively evaluated for impairment 22 28
Loans acquired with deteriorated credit quality 76 86
Total allowance for credit losses 100 114
Loan balance at end of year:    
Loans individually evaluated for impairment 204 0
TDRs collectively evaluated for impairment 113 0
Other loans collectively evaluated for impairment 8,616 11,899
Loans acquired with deteriorated credit quality 5,854 6,143
Total loans $ 14,787 $ 18,042