The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 4,229 101,780 SH   SOLE   86,605 0 15,175
AT&T INC COMMON STOCK 00206R102 692 16,647 SH   DFND   12,192 0 4,455
ABBOTT LABORATORIES COMMON STOCK 002824100 4,137 93,153 SH   SOLE   81,500 0 11,653
ABBOTT LABORATORIES COMMON STOCK 002824100 372 8,383 SH   DFND   7,900 0 483
ABBVIE INC COMMON STOCK 00287Y109 189 2,896 SH   SOLE   500 0 2,396
ABBVIE INC COMMON STOCK 00287Y109 41 625 SH   DFND   0 0 625
ALEXION PHARMACEUTICALS INC COMMON STOCK 015351109 2,791 23,021 SH   SOLE   20,432 0 2,589
ALEXION PHARMACEUTICALS INC COMMON STOCK 015351109 189 1,559 SH   DFND   1,559 0 0
ALPHABET INC COMMON STOCK 02079K107 1,901 2,291 SH   SOLE   2,068 0 223
ALPHABET INC COMMON STOCK 02079K107 229 276 SH   DFND   254 0 22
ALPHABET INC COMMON STOCK 02079K305 5,512 6,502 SH   SOLE   5,858 0 644
ALPHABET INC COMMON STOCK 02079K305 833 982 SH   DFND   698 0 284
ALTRIA GROUP INC COMMON STOCK 02209S103 99 1,380 SH   SOLE   1,080 0 300
ALTRIA GROUP INC COMMON STOCK 02209S103 229 3,200 SH   DFND   1,200 0 2,000
AMAZON.COM INC COMMON STOCK 023135106 6,907 7,791 SH   SOLE   6,960 0 831
AMAZON.COM INC COMMON STOCK 023135106 1,152 1,299 SH   DFND   887 0 412
AMGEN INC COMMON STOCK 031162100 2,713 16,537 SH   SOLE   14,516 0 2,021
AMGEN INC COMMON STOCK 031162100 322 1,962 SH   DFND   1,756 0 206
APPLE INC COMMON STOCK 037833100 8,818 61,378 SH   SOLE   53,812 0 7,566
APPLE INC COMMON STOCK 037833100 1,432 9,971 SH   DFND   6,798 0 3,173
AVERY DENNISON CORP COMMON STOCK 053611109 1,316 16,323 SH   SOLE   14,428 0 1,895
AVERY DENNISON CORP COMMON STOCK 053611109 310 3,846 SH   DFND   1,939 0 1,907
BANK OF AMERICA CORP COMMON STOCK 060505104 213 9,050 SH   SOLE   1,000 0 8,050
BANK OF AMERICA CORP COMMON STOCK 060505104 10 436 SH   DFND   436 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 6,336 38,012 SH   SOLE   32,945 0 5,067
BERKSHIRE HATHAWAY COMMON STOCK 084670702 750 4,502 SH   DFND   3,370 0 1,132
BIOMARIN PHARMACEUTICAL INC COMMON STOCK 09061G101 2,051 23,361 SH   SOLE   20,808 0 2,553
BIOMARIN PHARMACEUTICAL INC COMMON STOCK 09061G101 286 3,262 SH   DFND   2,510 0 752
BIOLARGO INC COMMON STOCK 09065A100 59 117,838 SH   SOLE   117,838 0 0
BORGWARNER INC COMMON STOCK 099724106 2,852 68,244 SH   SOLE   60,615 0 7,629
BORGWARNER INC COMMON STOCK 099724106 336 8,034 SH   DFND   7,534 0 500
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 2,934 117,976 SH   SOLE   105,911 0 12,065
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 399 16,046 SH   DFND   12,296 0 3,750
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 5,237 96,295 SH   SOLE   87,217 0 9,078
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 352 6,465 SH   DFND   5,938 0 527
CVS HEALTH CORP COMMON STOCK 126650100 526 6,702 SH   SOLE   0 0 6,702
CVS HEALTH CORP COMMON STOCK 126650100 7 90 SH   DFND   90 0 0
CATERPILLAR INC COMMON STOCK 149123101 22 236 SH   SOLE   236 0 0
CATERPILLAR INC COMMON STOCK 149123101 252 2,713 SH   DFND   1,034 0 1,679
CHARTER COMMUNICATIONS INC COMMON STOCK 16119P108 2,416 7,380 SH   SOLE   6,794 0 586
CHARTER COMMUNICATIONS INC COMMON STOCK 16119P108 336 1,028 SH   DFND   745 0 283
CHEVRON CORP COMMON STOCK 166764100 3,684 34,313 SH   SOLE   29,141 0 5,172
CHEVRON CORP COMMON STOCK 166764100 824 7,677 SH   DFND   6,184 0 1,493
CISCO SYSTEMS INC COMMON STOCK 17275R102 210 6,221 SH   SOLE   0 0 6,221
CISCO SYSTEMS INC COMMON STOCK 17275R102 34 1,000 SH   DFND   1,000 0 0
CITIGROUP INC COMMON STOCK 172967424 4,766 79,679 SH   SOLE   71,026 0 8,653
CITIGROUP INC COMMON STOCK 172967424 619 10,355 SH   DFND   8,600 0 1,755
GUGGENHEIM UNIT INV TRUST 18383M381 253 10,004 SH   SOLE   10,004 0 0
GUGGENHEIM UNIT INV TRUST 18383M399 278 10,803 SH   SOLE   10,803 0 0
COCA-COLA CO/THE COMMON STOCK 191216100 51 1,200 SH   SOLE   1,200 0 0
COCA-COLA CO/THE COMMON STOCK 191216100 1,185 27,925 SH   DFND   27,925 0 0
COMCAST CORP COMMON STOCK 20030N101 2,834 75,404 SH   SOLE   67,795 0 7,609
COMCAST CORP COMMON STOCK 20030N101 354 9,423 SH   DFND   8,153 0 1,270
CONOCOPHILLIPS COMMON STOCK 20825C104 16 314 SH   SOLE   218 0 96
CONOCOPHILLIPS COMMON STOCK 20825C104 220 4,413 SH   DFND   2,420 0 1,993
CORELOGIC INC COMMON STOCK 21871D103 1,304 32,016 SH   SOLE   32,016 0 0
WALT DISNEY COMPANY/THE COMMON STOCK 254687106 4,184 36,898 SH   SOLE   32,293 0 4,605
WALT DISNEY COMPANY/THE COMMON STOCK 254687106 733 6,464 SH   DFND   3,691 0 2,773
DISCOVERY COMMUNICATIONS COMMON STOCK 25470F104 1,444 49,638 SH   SOLE   44,241 0 5,397
DISCOVERY COMMUNICATIONS COMMON STOCK 25470F104 222 7,632 SH   DFND   6,832 0 800
DOW CHEMICAL CO/THE COMMON STOCK 260543103 876 13,782 SH   SOLE   12,447 0 1,335
DUKE ENERGY CORP COMMON STOCK 26441C204 47 570 SH   SOLE   170 0 400
DUKE ENERGY CORP COMMON STOCK 26441C204 170 2,076 SH   DFND   1,637 0 439
EOG RESOURCES INC COMMON STOCK 26875P101 3,264 33,464 SH   SOLE   29,838 0 3,626
EOG RESOURCES INC COMMON STOCK 26875P101 399 4,093 SH   DFND   3,688 0 405
EDISON COMMON STOCK 281020107 3,392 42,611 SH   SOLE   38,237 0 4,374
EDISON COMMON STOCK 281020107 455 5,717 SH   DFND   4,308 0 1,409
EXXON MOBIL CORP COMMON STOCK 30231G102 4,755 57,984 SH   SOLE   46,478 0 11,506
EXXON MOBIL CORP COMMON STOCK 30231G102 818 9,970 SH   DFND   8,895 0 1,075
FACEBOOK INC COMMON STOCK 30303M102 4,778 33,639 SH   SOLE   29,942 0 3,697
FACEBOOK INC COMMON STOCK 30303M102 700 4,926 SH   DFND   3,581 0 1,345
FIRST AMERICAN FINANCIAL COMMON STOCK 31847R102 1,209 30,769 SH   SOLE   30,769 0 0
FIRST AMERICAN FINANCIAL COMMON STOCK 31847R102 39 1,000 SH   DFND   1,000 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 2,304 72,405 SH   SOLE   64,685 0 7,720
FIRSTENERGY CORP COMMON STOCK 337932107 269 8,453 SH   DFND   7,514 0 939
GENERAL ELECTRIC CO COMMON STOCK 369604103 5,191 174,197 SH   SOLE   151,139 0 23,058
GENERAL ELECTRIC CO COMMON STOCK 369604103 660 22,133 SH   DFND   19,924 0 2,209
GENUINE PARTS CO COMMON STOCK 372460105 4,548 49,213 SH   DFND   49,213 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 5,393 23,478 SH   SOLE   21,073 0 2,405
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 641 2,792 SH   DFND   2,142 0 650
HINES REAL ESTATE INVESTMENT COMMON STOCK 433264108 4 13,390 SH   SOLE   13,390 0 0
HOME DEPOT INC COMMON STOCK 437076102 188 1,279 SH   SOLE   575 0 704
HOME DEPOT INC COMMON STOCK 437076102 40 272 SH   DFND   0 0 272
HONEYWELL COMMON STOCK 438516106 4,409 35,308 SH   SOLE   31,543 0 3,765
HONEYWELL COMMON STOCK 438516106 507 4,060 SH   DFND   3,611 0 449
INTEL CORP COMMON STOCK 458140100 209 5,790 SH   SOLE   0 0 5,790
INTEL CORP COMMON STOCK 458140100 126 3,480 SH   DFND   3,480 0 0
INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 4,340 24,925 SH   SOLE   21,609 0 3,316
INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 602 3,457 SH   DFND   2,594 0 863
ISHARES UNIT INVESTMENT 464287168 14,175 155,602 SH   SOLE   96,701 0 58,901
ISHARES UNIT INVESTMENT 464287168 685 7,515 SH   DFND   7,515 0 0
ISHARES UNIT INV TRUST 464287226 13,926 128,360 SH   SOLE   88,926 0 39,434
ISHARES UNIT INV TRUST 464287226 133 1,228 SH   DFND   1,228 0 0
ISHARES UNIT INV TRUST 464287242 8,351 70,822 SH   SOLE   49,009 0 21,813
ISHARES UNIT INV TRUST 464287242 79 668 SH   DFND   668 0 0
ISHARES UNIT INVESTMENT 464287408 336 3,230 SH   SOLE   2,521 0 709
ISHARES UNIT INV TRUST 464287432 357 2,960 SH   SOLE   2,311 0 649
ISHARES UNIT INV TRUST 464287440 4,396 41,633 SH   SOLE   29,332 0 12,301
ISHARES UNIT INV TRUST 464287440 143 1,355 SH   DFND   1,355 0 0
ISHARES UNIT INVESTMENT 464287465 408 6,556 SH   SOLE   2,671 0 3,885
ISHARES UNIT INVESTMENT 464287499 313 1,673 SH   SOLE   93 0 1,580
ISHARES UNIT INVESTMENT 464288406 3,587 24,165 SH   SOLE   14,726 0 9,439
ISHARES UNIT INVESTMENT 464288406 117 790 SH   DFND   790 0 0
ISHARES UNIT INV TRUST 464288513 985 11,220 SH   SOLE   7,771 0 3,449
ISHARES UNIT INV TRUST 464288513 11 124 SH   DFND   124 0 0
ISHARES UNIT INV TRUST 464288588 213 2,001 SH   SOLE   1,563 0 438
ISHARES UNIT INVESTMENT 464288877 4,581 91,071 SH   SOLE   54,664 0 36,407
ISHARES UNIT INVESTMENT 464288877 120 2,388 SH   DFND   2,388 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 7,446 84,771 SH   SOLE   75,399 0 9,372
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,469 16,727 SH   DFND   15,230 0 1,497
JOHNSON & JOHNSON COMMON STOCK 478160104 404 3,244 SH   SOLE   1,087 0 2,157
JOHNSON & JOHNSON COMMON STOCK 478160104 399 3,202 SH   DFND   1,626 0 1,576
KANSAS CITY SOUTHERN COMMON STOCK 485170302 2,986 34,817 SH   SOLE   29,891 0 4,926
KANSAS CITY SOUTHERN COMMON STOCK 485170302 326 3,802 SH   DFND   3,268 0 534
KRAFT HEINZ CO COM COMMON STOCK 500754106 3,343 36,815 SH   SOLE   32,346 0 4,469
KRAFT HEINZ CO COM COMMON STOCK 500754106 485 5,346 SH   DFND   3,872 0 1,474
MARATHON OIL CORP COMMON STOCK 565849106 1,547 97,932 SH   SOLE   87,814 0 10,118
MARATHON OIL CORP COMMON STOCK 565849106 266 16,838 SH   DFND   12,874 0 3,964
MCDONALD'S CORP COMMON STOCK 580135101 4,941 38,121 SH   SOLE   34,016 0 4,105
MCDONALD'S CORP COMMON STOCK 580135101 555 4,285 SH   DFND   3,798 0 487
MICROSOFT CORP COMMON STOCK 594918104 6,034 91,615 SH   SOLE   78,557 0 13,058
MICROSOFT CORP COMMON STOCK 594918104 1,134 17,215 SH   DFND   14,504 0 2,711
MICRON TECHNOLOGY INC COMMON STOCK 595112103 3,054 105,684 SH   SOLE   93,828 0 11,856
MICRON TECHNOLOGY INC COMMON STOCK 595112103 396 13,690 SH   DFND   10,797 0 2,893
MOSAIC CO/THE COMMON STOCK 61945C103 3,273 112,161 SH   SOLE   99,980 0 12,181
MOSAIC CO/THE COMMON STOCK 61945C103 427 14,637 SH   DFND   13,113 0 1,524
NOVARTIS AG-ADR FOREIGN STOCK 66987V109 326 4,384 SH   SOLE   4,384 0 0
ORACLE CORP COMMON STOCK 68389X105 2,560 57,388 SH   SOLE   50,053 0 7,335
ORACLE CORP COMMON STOCK 68389X105 291 6,531 SH   DFND   5,815 0 716
PEPSICO INC COMMON STOCK 713448108 6,040 53,999 SH   SOLE   43,415 0 10,584
PEPSICO INC COMMON STOCK 713448108 881 7,875 SH   DFND   5,751 0 2,124
PFIZER INC COMMON STOCK 717081103 4,262 124,589 SH   SOLE   112,177 0 12,412
PFIZER INC COMMON STOCK 717081103 733 21,424 SH   DFND   17,153 0 4,271
PHILIP MORRIS INTL INC COMMON STOCK 718172109 215 1,900 SH   SOLE   400 0 1,500
PHILIP MORRIS INTL INC COMMON STOCK 718172109 135 1,200 SH   DFND   1,200 0 0
POWERSHARES UNIT INVESTMENT 73935X682 663 24,235 SH   SOLE   18,916 0 5,319
POWERSHARES UNIT INVESTMENT 73935X716 2,331 154,969 SH   SOLE   92,638 0 62,331
POWERSHARES UNIT INVESTMENT 73935X716 195 12,943 SH   DFND   12,943 0 0
POWERSHARES COMMODITIES ETF 73936D107 361 13,893 SH   SOLE   10,065 0 3,828
POWERSHARES UNIT INVESTMENT 73937B779 685 15,753 SH   SOLE   12,049 0 3,704
PROCTER & GAMBLE CO/THE COMMON STOCK 742718109 5,539 61,642 SH   SOLE   53,524 0 8,118
PROCTER & GAMBLE CO/THE COMMON STOCK 742718109 660 7,340 SH   DFND   5,549 0 1,791
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 4,331 40,594 SH   SOLE   36,321 0 4,273
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 513 4,809 SH   DFND   4,023 0 786
QUALCOMM INC COMMON STOCK 747525103 3,114 54,306 SH   SOLE   48,379 0 5,927
QUALCOMM INC COMMON STOCK 747525103 415 7,243 SH   DFND   5,627 0 1,616
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 430 4,381 SH   SOLE   0 0 4,381
RALPH LAUREN CORP COMMON STOCK 751212101 1,806 22,132 SH   SOLE   19,667 0 2,465
RALPH LAUREN CORP COMMON STOCK 751212101 167 2,041 SH   DFND   2,041 0 0
SPDR UNIT INVESTMENT 78462F103 628 2,666 SH   SOLE   1,932 0 734
SPDR COMMODITIES ETF 78463V107 236 1,985 SH   SOLE   0 0 1,985
SPDR COMMODITIES ETF 78463V107 4 35 SH   DFND   35 0 0
SPDR UNIT INVESTMENT 78464A300 2,268 19,210 SH   SOLE   11,878 0 7,332
SPDR UNIT INVESTMENT 78464A300 90 763 SH   DFND   763 0 0
SIMON PROPERTY GROUP INC COMMON STOCK 828806109 2,739 15,920 SH   SOLE   14,290 0 1,630
SIMON PROPERTY GROUP INC COMMON STOCK 828806109 356 2,069 SH   DFND   1,564 0 505
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1,426 9,283 SH   SOLE   8,266 0 1,017
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 192 1,248 SH   DFND   1,133 0 115
3M CO COMMON STOCK 88579Y101 177 925 SH   SOLE   400 0 525
3M CO COMMON STOCK 88579Y101 57 300 SH   DFND   300 0 0
TWITTER INC COMMON STOCK 90184L102 994 66,478 SH   SOLE   59,299 0 7,179
TWITTER INC COMMON STOCK 90184L102 120 7,995 SH   DFND   6,899 0 1,096
US BANCORP COMMON STOCK 902973304 52 1,000 SH   SOLE   1,000 0 0
US BANCORP COMMON STOCK 902973304 168 3,267 SH   DFND   3,267 0 0
UNITED RENTALS INC COMMON STOCK 911363109 2,093 16,737 SH   SOLE   14,848 0 1,889
UNITED RENTALS INC COMMON STOCK 911363109 386 3,085 SH   DFND   2,085 0 1,000
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 2,174 13,254 SH   SOLE   11,768 0 1,486
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 480 2,929 SH   DFND   1,396 0 1,533
VANGUARD UNIT INV TRUST 921937819 212 2,539 SH   SOLE   1,983 0 556
VANGUARD ALTERNATIVE ETF 922908553 2,420 29,305 SH   SOLE   17,233 0 12,072
VANGUARD ALTERNATIVE ETF 922908553 111 1,345 SH   DFND   1,345 0 0
VANGUARD UNIT INVESTMENT 922908744 11,720 122,887 SH   SOLE   76,271 0 46,616
VANGUARD UNIT INVESTMENT 922908744 505 5,294 SH   DFND   5,294 0 0
VANGUARD UNIT INVESTMENT 922908751 206 1,544 SH   SOLE   0 0 1,544
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 182 3,738 SH   SOLE   341 0 3,397
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 57 1,178 SH   DFND   1,178 0 0
VISA INC COMMON STOCK 92826C839 3,267 36,759 SH   SOLE   32,308 0 4,451
VISA INC COMMON STOCK 92826C839 501 5,641 SH   DFND   4,225 0 1,416
WELLS FARGO & CO COMMON STOCK 949746101 4,953 88,994 SH   SOLE   76,166 0 12,828
WELLS FARGO & CO COMMON STOCK 949746101 390 7,006 SH   DFND   6,440 0 566
WYNN RESORTS LTD COMMON STOCK 983134107 2,031 17,721 SH   SOLE   15,771 0 1,950
WYNN RESORTS LTD COMMON STOCK 983134107 281 2,454 SH   DFND   1,934 0 520
XPO LOGISTICS INC COMMON STOCK 983793100 1,996 41,670 SH   SOLE   36,914 0 4,756
XPO LOGISTICS INC COMMON STOCK 983793100 333 6,955 SH   DFND   4,743 0 2,212
ZIMMER HOLDINGS INC COMMON STOCK 98956P102 611 5,004 SH   SOLE   4,608 0 396
ZIMMER HOLDINGS INC COMMON STOCK 98956P102 5 40 SH   DFND   40 0 0
ALLERGAN PLC FOREIGN STOCK G0177J108 3,790 15,863 SH   SOLE   14,118 0 1,745
ALLERGAN PLC FOREIGN STOCK G0177J108 291 1,218 SH   DFND   1,218 0 0
EATON CORP PLC COMMON STOCK G29183103 3,553 47,921 SH   SOLE   42,674 0 5,247
EATON CORP PLC COMMON STOCK G29183103 476 6,423 SH   DFND   4,941 0 1,482
CHUBB LTD COMMON STOCK H1467J104 2,054 15,078 SH   SOLE   13,306 0 1,772
CHUBB LTD COMMON STOCK H1467J104 328 2,406 SH   DFND   1,721 0 685
NXP SEMICONDUCTORS NV COMMON STOCK N6596X109 1,412 13,645 SH   SOLE   12,249 0 1,396
NXP SEMICONDUCTORS NV COMMON STOCK N6596X109 165 1,593 SH   DFND   1,426 0 167