Exhibit 99.1

2013 Annual Shareholder Meeting

Years with Company

Years in Industry

Scott Dueser

Chairman of the Board, President &

Chief Executive Officer

37

42

J. Bruce Hildebrand, CPA

Executive Vice President

Chief Financial Officer

10

34

Gary L. Webb

Executive Vice President

Operations

10

24

Gary S. Gragg

Executive Vice President

Credit Administration

22

34

Marna Yerigan

Executive Vice President

Credit Administration

2

29

Ron Butler

Executive Vice President

Chief Administrative Officer

19

31

Senior Management at First Financial   

Years with Company

Years in Industry

Michele Stevens

Senior Vice President

Advertising and Marketing

37

42

Courtney Jordan

Senior Vice President

Training

10

34

Bob Goodner

Senior Vice President & Compliance Officer

Compliance

12

35

Luke Longhofer

Senior Vice President & Loan Review Officer

Credit Administration

3

10

Brandon Harris

Senior Vice President

Appraisal Services

1

15

Kirk Thaxton, CTFA

President, First Financial Trust & Asset 

Management

26

30

Senior Management at First Financial   

Experienced Regional CEOs & Presidents

Years with  Company

Years in  Industry

Marelyn Shedd, Abilene

22

30

Mike Mauldin, Hereford

10

35

Kirby Andrews, Sweetwater 

22

25

Trent Swearengin,

Eastland 

13

15

Mike Boyd, San Angelo

37

41

Tom O’Neil, Cleburne

15

33

Matt Reynolds, Cleburne

8

31

Ron Mullins, Stephenville

7

35

Jay Gibbs, Weatherford

11

39

Mark Jones, Southlake

12

35

Ken Williamson, Mineral Wells

11

42

Robert Pate, Huntsville

16

32

Fred Wren, Huntsville

1

34

Gary Tucker, First Technology Services

22

38

Board of Directors

Years as Board

Member

Committee

Appointment

Steven L. Beal

Director and Former President and COO of

Concho Resources Inc.

3

Executive / Audit

Compensation

Nominating/Corporate Governance

Tucker S. Bridwell

President, Mansefeldt Investment Corporation

6

Lead Director / Executive

Audit / Nominating/

Corporate Governance

Joseph E. Canon

Executive Director, Dodge Jones Foundation

17

Compensation

Asset and Liability

David Copeland

President, SIPCO, Inc. and

Shelton Family Foundation

15

Executive /  Audit

Nominating/Corporate Governance

Asset and Liability

F. Scott Dueser

Chairman of the Board, President and CEO

22

Executive

Murray Edwards

Principal, The Edwards Group 

7

Executive / Audit

Nominating /Corporate

Governance

Board of Directors

Years as Board

Member

Committee

Appointment

Ron Giddiens

G&G Investments

3

Audit

Asset and Liability

Tim Lancaster

President & CEO Hedrick Health System

-

Proposed -

Audit

Kade L. Matthews

Ranching and Investments

14

Compensation

Johnny E. Trotter

President and CEO Livestock Investors, Ltd.

9

Executive

Compensation

Nominating/Corporate Governance

Independent Public Auditors

Forward Looking Statement

The

numbers,

as

of

and

for

the

three

months

ended

March

31,

2013,

contained

within

this

presentation

are

unaudited.

Certain

statements

contained

herein

may

be

considered

“forward-looking

statements”

as

defined

in

the

Private

Securities

Litigation

Reform

Act

of

1995.

These

statements

are

based

upon

the

belief

of

the

Company’s

management,

as

well

as

assumptions

made

beyond

information

currently

available

to

the

Company’s

management

and,

may

be,

but

not

necessarily

are

identified

by

such

words

as

“expect”,

“plan”,

“anticipate”,

“target”,

“forecast”

and

“goal”.

Because

such

“forward-looking

statements”

are

subject

to

risks

and

uncertainties,

actual

results

may

differ

materially

from

those

expressed

or

implied

by

such

forward-looking

statements.

Factors

that

could

cause

actual

results

to

differ

materially

from

the

Company’s

expectations

include

competition

from

other

financial

institutions

and

financial

holding

companies;

the

effects

of

and

changes

in

trade,

monetary

and

fiscal

policies

and

laws,

including

interest

rate

policies

of

the

Federal

Reserve

Board;

changes

in

the

demand

for

loans;

fluctuations

in

value

of

collateral

and

loan

reserves;

inflation,

interest

rate,

market

and

monetary

fluctuations;

changes

in

consumer

spending,

borrowing

and

savings

habits;

and

acquisitions

and

integration

of

acquired

businesses,

and

similar

variables.

Other

key

risks

are

described

in

the

Company’s

reports

filed

with

the

Securities

and

Exchange

Commission,

which

may

be

obtained

under

“Investor

Relations-Documents/Filings”

on

the

Company’s

web

site

or

by

writing

or

calling

the

Company

at

325.627.7155.

The

Company

does

not

undertake

any

obligation

to

update

publicly

or

revise

any

forward-looking

statements

herein

because

of

new

information,

future

events

or

otherwise.

2012 Financial Review

Earnings

26th Consecutive Year of Increased Earnings

Strong Shareholder Earnings

Working Harder and Smarter

Net Interest Margin         

Quarterly Interest Margin

FFIN Outperforms Peers

Percentage Return on Average Assets

Strong Return on Capital   

Percentage Return on Average Equity

Capital Ratios

Asset Performance 

Sound Lending Practices             

Deposit Growth 

1

st

Quarter 2013 Summary

1

st

Quarter Earnings

Account Growth

Net Growth in 2011 –

4,036 Accounts

Net Growth in 2012 –

1,219 Accounts

New Growth in 2013 –

1,139 Accounts

Shareholder Earnings –

1

st

Quarter

Growth in Trust Assets  

Total Trust Fees     

Revenue from Mineral Management

Net Trust Income

Managed Equity Styles

Equity Income

Core Domestic

Core Diversified

Core World

Strategic Growth

Net Trust Income –

1

st

Quarter  

36

Board of Directors –

First Financial Trust & Asset Management

The More Things Change,

The More We Stay The Same

Customer Service First

Mobile Banking

Challenges

Overwhelming number of unreasonable regulations

from Washington

Stagnant national economy

Inept federal government

Low interest rate environment

Maintaining net interest margin

Keep nonperforming assets to a minimum

Consolidation of Charters

Regulatory compliance

Technology complexities

Cost Savings

Opportunities   

Loan Growth

Mortgage Lending

Trust Services

Treasury Management

Mobile Banking

Lower Efficiency Ratio

Potential Acquisitions

Recent De Novo Growth

Weatherford –

I-20 Branch –

Expected to Open 2

nd

Qtr. 2013

San Angelo:  HEB Branch –

March 2013

Waxahachie: Branch of Cleburne –

December 2012

Abilene: Antilley Road Branch –

September 2012

Grapevine: Branch of Southlake –

March 2012

Cisco: Branch of Eastland –

September 2011

Lamesa:  Office of Trust Company –

April 2011

Odessa: Branch of Abilene –

February 2010

Fort Worth: Branch of Weatherford –

February 2010

Odessa: Office of Trust Company –

April 2009

Merkel: Branch of Sweetwater –

July 2008

Brock: Branch of Weatherford –

March 2008

Acton: Branch of Stephenville –

March 2008

Albany: Branch of Abilene –

May 2007

Fort Worth: Office of Trust Company –

April 2007

Grapevine

Antilley Road -

Abilene

Waxahachie

HEB –

San Angelo

I-20 -

Weatherford

Core Markets: West Central Texas 

Markets served benefiting from well-established,

long-

time customers

* Data as of 03-31-13

** Data as of 06-30-12

Expansion Markets     

Orange Acquisition

Definitive Agreement Signed -

February 2013

Orange, Jefferson and Newton Counties

Approximately 350,000 Residents

Strategically located on Interstate 10 –

100 miles east of Houston

Three Major Shipping Ports for Energy and Petrochemical industries

Large refineries, natural gas terminals and recent investment from large

Fortune 500 Companies, such as Exxon Mobil, DuPont and Goodyear

$443.8

million in Assets*

$381.1 million in deposits

$295.9 million in loans

Approximately 1.3x book; 13x last twelve months earnings (tax effected)

Orange acquisition is consistent with our acquisition model of high growth areas

and along the Interstates

Provides Diversification

#1 Market Share in Orange County –

40%, more than twice the nearest competitor

*As of Dec. 31, 2012

Stephen Lee –

President Orange Savings Bank

Board of Directors –

Orange Savings Bank

Orange

Mauriceville

Newton

Vidor

Port Arthur

26th Consecutive Year of Increased Earnings

Recognitions

KBW Honor Roll –

One of Forty-seven banks named –

April 2013

SNL Financial #11 Best Performing Community Bank ($500M -

$5B) –

March 2013

Nifty 50: Bank Director Magazine -

#5 –

Based on Return on

Equity / Average Tangible Equity –

January 2013

American Banker -

#19 –

Based on three year average Return on

Equity –

August 2012

ABA Banking Journal -

#13 –

Top Performing mid-sized banks

($1B -

$10B) –

May 2012

Total Return on Investment

Assume you owned 1,000 shares of FFIN stock on January 1, 2012…

Strong Stock Performance

Dividends Per Share

Increase Cash Dividend

Today $0.25 per share quarterly

Increase cash divided to $0.26 per quarter –

4.0% increase

Shareholders of record as of June 14, 2013

Dividend payable July 1, 2013

www.ffin.com