Financial Instruments with Off-Balance-Sheet Risk (Tables)

12 Months Ended

Dec. 31, 2022

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Schedule of Financial Instruments with Off-Balance-Sheet Risk

We generally use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments.

	December 31, 2022 (in thousands)
Financial instruments whose contract amounts represent credit risk:
Unfunded lines of credit	$	1,103,286
Unfunded commitments to extend credit		916,287
Standby letters of credit		43,698
Total commitments	$	2,063,271

The above table also does not include balances related to the Company’s IRLCs and forward mortgage-backed security trades.