The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,114 53,149 SH   SOLE 7,000 53,149 0 0
AT&T INC COMMON STOCK 00206R102 139 6,627 SH   OTR 7,000 5,215 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100 2,426 22,328 SH   SOLE 7,000 21,261 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100 317 2,917 SH   OTR 7,000 2,917 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 2,893 18,887 SH   SOLE 7,000 17,970 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109 621 4,052 SH   OTR 7,000 3,680 372 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 289 1,200 SH   SOLE 7,000 1,200 0 0
ALLSTATE CORP COMMON STOCK 020002101 253 2,000 SH   SOLE 7,000 2,000 0 0
ALLSTATE CORP COMMON STOCK 020002101 25 200 SH   OTR 7,000 200 0 0
ALPHABET INC COMMON STOCK 02079K107 70 32 SH   SOLE 7,000 32 0 0
ALPHABET INC COMMON STOCK 02079K107 210 96 SH   OTR 7,000 96 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 117 2,805 SH   SOLE 7,000 2,805 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 118 2,836 SH   OTR 7,000 2,836 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,072 7,736 SH   SOLE 7,000 7,736 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 256 1,850 SH   OTR 7,000 1,350 500 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 70 11,800 SH   SOLE 7,000 11,800 0 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 9 1,501 SH   OTR 7,000 1,501 0 0
APPLE INC COMMON STOCK 037833100 3,866 28,275 SH   SOLE 7,000 28,275 0 0
APPLE INC COMMON STOCK 037833100 187 1,370 SH   OTR 7,000 1,100 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105 3,539 38,902 SH   SOLE 7,000 38,302 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 391 4,300 SH   OTR 7,000 3,800 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 677 3,225 SH   SOLE 7,000 2,375 0 850
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 84 400 SH   OTR 7,000 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 441 1,616 SH   OTR 7,000 1,616 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 514 6,672 SH   SOLE 7,000 6,672 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 212 2,756 SH   OTR 7,000 2,756 0 0
CME GROUP INC COMMON STOCK 12572Q105 266 1,300 SH   SOLE 7,000 1,300 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 927 10,000 SH   SOLE 7,000 10,000 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 183 1,977 SH   OTR 7,000 1,977 0 0
CATERPILLAR INC COMMON STOCK 149123101 278 1,553 SH   SOLE 7,000 1,553 0 0
CATERPILLAR INC COMMON STOCK 149123101 72 400 SH   OTR 7,000 400 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 2,294 15,847 SH   SOLE 7,000 15,847 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 502 3,468 SH   OTR 7,000 2,853 615 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,109 26,008 SH   SOLE 7,000 26,008 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 135 3,156 SH   OTR 7,000 1,442 1,714 0
COCA COLA CO COMMON STOCK 191216100 2,678 42,565 SH   SOLE 7,000 41,965 0 600
COCA COLA CO COMMON STOCK 191216100 401 6,379 SH   OTR 7,000 3,329 3,050 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,796 22,408 SH   SOLE 7,000 22,408 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 402 5,020 SH   OTR 7,000 4,620 400 0
COMCAST CORP COMMON STOCK 20030N101 1 33 SH   SOLE 7,000 33 0 0
COMCAST CORP COMMON STOCK 20030N101 228 5,800 SH   OTR 7,000 5,800 0 0
DISNEY WALT CO COMMON STOCK 254687106 1,539 16,306 SH   SOLE 7,000 15,106 0 1,200
DISNEY WALT CO COMMON STOCK 254687106 113 1,200 SH   OTR 7,000 800 400 0
DOW INC COM COMMON STOCK 260557103 238 4,621 SH   SOLE 7,000 4,109 0 512
DOW INC COM COMMON STOCK 260557103 40 778 SH   OTR 7,000 512 266 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 222 3,995 SH   SOLE 7,000 3,483 0 512
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 43 778 SH   OTR 7,000 512 266 0
ECOLAB INC COMMON STOCK 278865100 372 2,420 SH   SOLE 7,000 2,420 0 0
ECOLAB INC COMMON STOCK 278865100 15 100 SH   OTR 7,000 100 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 1,107 13,917 SH   SOLE 7,000 13,917 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 57 713 SH   OTR 7,000 713 0 0
EXELON CORP COMMON STOCK 30161N101 234 5,158 SH   SOLE 7,000 5,158 0 0
EXELON CORP COMMON STOCK 30161N101 105 2,320 SH   OTR 7,000 1,720 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,749 32,096 SH   SOLE 7,000 30,896 0 1,200
EXXON MOBIL CORP COMMON STOCK 30231G102 836 9,760 SH   OTR 7,000 5,470 4,290 0
GENERAL ELECTRIC CO COMMON STOCK 369604301 1,603 25,183 SH   SOLE 7,000 24,702 0 481
GENERAL ELECTRIC CO COMMON STOCK 369604301 279 4,389 SH   OTR 7,000 2,757 1,632 0
GENERAL MILLS INC COMMON STOCK 370334104 1,025 13,586 SH   SOLE 7,000 13,586 0 0
GENERAL MILLS INC COMMON STOCK 370334104 287 3,798 SH   OTR 7,000 2,398 1,400 0
HOME DEPOT INC COMMON STOCK 437076102 341 1,243 SH   SOLE 7,000 1,243 0 0
HOME DEPOT INC COMMON STOCK 437076102 69 250 SH   OTR 7,000 250 0 0
INTEL CORP COMMON STOCK 458140100 2,393 63,973 SH   SOLE 7,000 63,973 0 0
INTEL CORP COMMON STOCK 458140100 217 5,791 SH   OTR 7,000 3,941 1,850 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 658 4,658 SH   SOLE 7,000 4,658 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 451 3,191 SH   OTR 7,000 2,991 200 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 181 2,904 SH   SOLE 7,000 2,904 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 52 825 SH   OTR 7,000 825 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 2,526 22,435 SH   SOLE 7,000 22,135 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100 667 5,924 SH   OTR 7,000 4,834 1,090 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 261 2,050 SH   SOLE 7,000 2,050 0 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 117 920 SH   OTR 7,000 100 820 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3,532 19,899 SH   SOLE 7,000 19,899 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,030 5,804 SH   OTR 7,000 3,304 2,500 0
ELI LILLY & CO COMMON STOCK 532457108 457 1,410 SH   SOLE 7,000 1,410 0 0
ELI LILLY & CO COMMON STOCK 532457108 375 1,156 SH   OTR 7,000 456 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 225 524 SH   SOLE 7,000 524 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 229 533 SH   OTR 7,000 533 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 1,054 6,037 SH   SOLE 7,000 6,037 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 92 528 SH   OTR 7,000 528 0 0
MASCO CORP COMMON STOCK 574599106 350 6,925 SH   SOLE 7,000 6,925 0 0
MASCO CORP COMMON STOCK 574599106 132 2,600 SH   OTR 7,000 0 2,600 0
MCDONALDS CORP COMMON STOCK 580135101 1,700 6,887 SH   SOLE 7,000 6,887 0 0
MCDONALDS CORP COMMON STOCK 580135101 203 822 SH   OTR 7,000 622 200 0
MERCK & CO INC COMMON STOCK 58933Y105 641 7,028 SH   SOLE 7,000 7,028 0 0
MERCK & CO INC COMMON STOCK 58933Y105 405 4,438 SH   OTR 7,000 1,959 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 2,574 10,021 SH   SOLE 7,000 10,021 0 0
MICROSOFT CORP COMMON STOCK 594918104 1,206 4,696 SH   OTR 7,000 4,696 0 0
NIKE INC COMMON STOCK 654106103 1,448 14,164 SH   SOLE 7,000 14,164 0 0
NIKE INC COMMON STOCK 654106103 153 1,500 SH   OTR 7,000 1,500 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 216 950 SH   SOLE 7,000 950 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 262 1,153 SH   OTR 7,000 1,153 0 0
ORACLE CORP COMMON STOCK 68389X105 752 10,758 SH   SOLE 7,000 10,758 0 0
ORACLE CORP COMMON STOCK 68389X105 161 2,302 SH   OTR 7,000 2,202 100 0
PEPSICO INC COMMON STOCK 713448108 2,035 12,212 SH   SOLE 7,000 12,212 0 0
PEPSICO INC COMMON STOCK 713448108 731 4,389 SH   OTR 7,000 3,389 1,000 0
PFIZER INC COMMON STOCK 717081103 1,690 32,226 SH   SOLE 7,000 32,226 0 0
PFIZER INC COMMON STOCK 717081103 305 5,816 SH   OTR 7,000 5,816 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 267 2,700 SH   SOLE 7,000 2,700 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 249 2,519 SH   OTR 7,000 2,519 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,382 16,563 SH   SOLE 7,000 16,563 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 373 2,595 SH   OTR 7,000 2,595 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 1,338 13,918 SH   SOLE 7,000 13,918 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 116 1,205 SH   OTR 7,000 1,205 0 0
SOUTHERN CO COMMON STOCK 842587107 1,546 21,679 SH   SOLE 7,000 21,679 0 0
SOUTHERN CO COMMON STOCK 842587107 342 4,799 SH   OTR 7,000 3,299 1,500 0
STATE STREET CORP COMMON STOCK 857477103 360 5,845 SH   SOLE 7,000 5,845 0 0
STATE STREET CORP COMMON STOCK 857477103 55 900 SH   OTR 7,000 500 400 0
TARGET CORP COMMON STOCK 87612E106 932 6,600 SH   SOLE 7,000 6,600 0 0
TARGET CORP COMMON STOCK 87612E106 208 1,473 SH   OTR 7,000 1,073 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,346 8,760 SH   SOLE 7,000 8,760 0 0
3M CO COMMON STOCK 88579Y101 591 4,563 SH   SOLE 7,000 4,563 0 0
3M CO COMMON STOCK 88579Y101 97 750 SH   OTR 7,000 750 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204 4,556 147,716 SH   SOLE 7,000 147,716 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204 42 1,366 SH   OTR 7,000 1,366 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 618 3,387 SH   SOLE 7,000 3,387 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 155 850 SH   OTR 7,000 450 400 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 339 8,150 SH   SOLE 7,000 8,150 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 68 1,625 SH   OTR 7,000 1,625 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 735 14,474 SH   SOLE 7,000 14,474 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 245 4,830 SH   OTR 7,000 3,430 1,400 0
PARAMOUNT GLOBAL COMMON STOCK 92556H206 1,250 50,649 SH   SOLE 7,000 50,649 0 0
WALMART INC COMMON STOCK 931142103 847 6,969 SH   SOLE 7,000 6,969 0 0
WALMART INC COMMON STOCK 931142103 191 1,575 SH   OTR 7,000 775 800 0
YUM! BRANDS INC COMMON STOCK 988498101 9 80 SH   SOLE 7,000 80 0 0
YUM! BRANDS INC COMMON STOCK 988498101 246 2,166 SH   OTR 7,000 2,166 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 238 4,969 SH   SOLE 7,000 4,969 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 60 1,259 SH   OTR 7,000 1,259 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 839 9,350 SH   SOLE 7,000 9,350 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 169 1,882 SH   OTR 7,000 1,082 800 0