The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   298,607 13,114 SH   SOLE 7,000 13,114 0 0
AT&T INC COMMON STOCK 00206R102   81,699 3,588 SH   OTR 7,000 2,176 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100   2,006,917 17,743 SH   SOLE 7,000 16,676 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100   278,364 2,461 SH   OTR 7,000 2,461 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109   2,904,864 16,347 SH   SOLE 7,000 15,430 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109   473,926 2,667 SH   OTR 7,000 2,295 372 0
ALLSTATE CORP COMMON STOCK 020002101   285,329 1,480 SH   SOLE 7,000 1,480 0 0
ALLSTATE CORP COMMON STOCK 020002101   38,558 200 SH   OTR 7,000 200 0 0
ALPHABET INC COMMON STOCK 02079K107   289,469 1,520 SH   SOLE 7,000 1,520 0 0
ALPHABET INC COMMON STOCK 02079K107   352,314 1,850 SH   OTR 7,000 1,850 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   125,391 2,398 SH   SOLE 7,000 2,398 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   118,960 2,275 SH   OTR 7,000 2,275 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   2,265,700 7,634 SH   SOLE 7,000 7,634 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   391,763 1,320 SH   OTR 7,000 820 500 0
APPLE INC COMMON STOCK 037833100   5,764,669 23,021 SH   SOLE 7,000 23,021 0 0
APPLE INC COMMON STOCK 037833100   393,910 1,573 SH   OTR 7,000 1,303 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105   4,153,084 25,537 SH   SOLE 7,000 24,937 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105   496,024 3,050 SH   OTR 7,000 2,550 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   776,026 2,651 SH   SOLE 7,000 2,011 0 640
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   117,092 400 SH   OTR 7,000 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   578,837 1,277 SH   OTR 7,000 1,277 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   264,305 4,673 SH   SOLE 7,000 4,673 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   84,840 1,500 SH   OTR 7,000 1,500 0 0
CME GROUP INC COMMON STOCK 12572Q105   263,117 1,133 SH   SOLE 7,000 1,133 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   202,006 4,500 SH   SOLE 7,000 4,500 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   15,038 335 SH   OTR 7,000 335 0 0
CATERPILLAR INC COMMON STOCK 149123101   337,729 931 SH   SOLE 7,000 931 0 0
CATERPILLAR INC COMMON STOCK 149123101   108,828 300 SH   OTR 7,000 300 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   1,853,230 12,795 SH   SOLE 7,000 12,795 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   315,317 2,177 SH   OTR 7,000 1,737 440 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   1,044,524 17,644 SH   SOLE 7,000 17,644 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   160,195 2,706 SH   OTR 7,000 992 1,714 0
COCA COLA CO COMMON STOCK 191216100   2,280,895 36,635 SH   SOLE 7,000 36,035 0 600
COCA COLA CO COMMON STOCK 191216100   387,384 6,222 SH   OTR 7,000 3,397 2,825 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   752,737 8,280 SH   SOLE 7,000 8,280 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   234,730 2,582 SH   OTR 7,000 2,182 400 0
DISNEY WALT CO COMMON STOCK 254687106   1,498,220 13,455 SH   SOLE 7,000 12,255 0 1,200
DISNEY WALT CO COMMON STOCK 254687106   83,514 750 SH   OTR 7,000 400 350 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   222,956 2,924 SH   SOLE 7,000 2,412 0 512
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   41,252 541 SH   OTR 7,000 275 266 0
ECOLAB INC COMMON STOCK 278865100   388,971 1,660 SH   SOLE 7,000 1,660 0 0
ECOLAB INC COMMON STOCK 278865100   23,432 100 SH   OTR 7,000 100 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   897,006 7,238 SH   SOLE 7,000 7,238 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   80,554 650 SH   OTR 7,000 650 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   2,634,717 24,493 SH   SOLE 7,000 23,343 0 1,150
EXXON MOBIL CORP COMMON STOCK 30231G102   729,111 6,778 SH   OTR 7,000 2,488 4,290 0
META PLATFORMS INC COMMON STOCK 30303M102   14,638 25 SH   SOLE 7,000 25 0 0
META PLATFORMS INC COMMON STOCK 30303M102   307,393 525 SH   OTR 7,000 525 0 0
FIDELITY MSCI CONSUMER MUTUAL FUND/STO 316092204   272,888 2,800 SH   SOLE 7,000 2,800 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   556,641 7,120 SH   SOLE 7,000 6,961 0 159
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   46,830 599 SH   OTR 7,000 87 512 0
GE VERNOVA INC COMMON STOCK 36828A101   2,028,513 6,167 SH   SOLE 7,000 6,047 0 120
GE VERNOVA INC COMMON STOCK 36828A101   173,676 528 SH   OTR 7,000 123 405 0
GE AEROSPACE COMMON STOCK 369604301   4,206,442 25,220 SH   SOLE 7,000 24,739 0 481
GE AEROSPACE COMMON STOCK 369604301   355,264 2,130 SH   OTR 7,000 498 1,632 0
GENERAL MILLS INC COMMON STOCK 370334104   770,597 12,084 SH   SOLE 7,000 12,084 0 0
GENERAL MILLS INC COMMON STOCK 370334104   210,442 3,300 SH   OTR 7,000 1,900 1,400 0
HOME DEPOT INC COMMON STOCK 437076102   969,363 2,492 SH   SOLE 7,000 2,492 0 0
HOME DEPOT INC COMMON STOCK 437076102   58,349 150 SH   OTR 7,000 150 0 0
INTEL CORP COMMON STOCK 458140100   615,860 30,716 SH   SOLE 7,000 30,716 0 0
INTEL CORP COMMON STOCK 458140100   109,634 5,468 SH   OTR 7,000 4,618 850 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   788,752 3,588 SH   SOLE 7,000 3,588 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   369,974 1,683 SH   OTR 7,000 1,483 200 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103   691,696 1,353 SH   SOLE 7,000 1,353 0 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103   135,476 265 SH   OTR 7,000 265 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   241,015 3,868 SH   SOLE 7,000 3,868 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   4,496,486 18,758 SH   SOLE 7,000 18,458 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100   920,488 3,840 SH   OTR 7,000 2,750 1,090 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   170,366 1,275 SH   SOLE 7,000 1,275 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   76,163 570 SH   OTR 7,000 0 570 0
JOHNSON & JOHNSON COMMON STOCK 478160104   2,337,931 16,166 SH   SOLE 7,000 16,166 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   568,500 3,931 SH   OTR 7,000 1,431 2,500 0
ELI LILLY & CO COMMON STOCK 532457108   651,568 844 SH   SOLE 7,000 844 0 0
ELI LILLY & CO COMMON STOCK 532457108   663,920 860 SH   OTR 7,000 160 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   254,633 524 SH   SOLE 7,000 524 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   101,077 208 SH   OTR 7,000 208 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   1,295,700 5,250 SH   SOLE 7,000 5,250 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   154,990 628 SH   OTR 7,000 628 0 0
MASCO CORP COMMON STOCK 574599106   502,547 6,925 SH   SOLE 7,000 6,925 0 0
MASCO CORP COMMON STOCK 574599106   188,683 2,600 SH   OTR 7,000 0 2,600 0
MASTERCARD INC COMMON STOCK 57636Q104   210,628 400 SH   OTR 7,000 400 0 0
MCDONALDS CORP COMMON STOCK 580135101   1,617,587 5,580 SH   SOLE 7,000 5,580 0 0
MCDONALDS CORP COMMON STOCK 580135101   181,762 627 SH   OTR 7,000 427 200 0
MERCK & CO INC COMMON STOCK 58933Y105   625,332 6,286 SH   SOLE 7,000 6,286 0 0
MERCK & CO INC COMMON STOCK 58933Y105   311,174 3,128 SH   OTR 7,000 649 2,479 0
MICROSOFT CORP COMMON STOCK 594918104   4,183,813 9,926 SH   SOLE 7,000 9,926 0 0
MICROSOFT CORP COMMON STOCK 594918104   1,148,589 2,725 SH   OTR 7,000 2,725 0 0
NIKE INC COMMON STOCK 654106103   759,199 10,033 SH   SOLE 7,000 10,033 0 0
NIKE INC COMMON STOCK 654106103   41,618 550 SH   OTR 7,000 550 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   222,026 946 SH   SOLE 7,000 946 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   259,813 1,107 SH   OTR 7,000 1,107 0 0
ORACLE CORP COMMON STOCK 68389X105   1,481,263 8,889 SH   SOLE 7,000 8,889 0 0
ORACLE CORP COMMON STOCK 68389X105   33,328 200 SH   OTR 7,000 100 100 0
PEPSICO INC COMMON STOCK 713448108   1,665,517 10,953 SH   SOLE 7,000 10,953 0 0
PEPSICO INC COMMON STOCK 713448108   424,095 2,789 SH   OTR 7,000 1,889 900 0
PFIZER INC COMMON STOCK 717081103   426,897 16,091 SH   SOLE 7,000 16,091 0 0
PFIZER INC COMMON STOCK 717081103   59,746 2,252 SH   OTR 7,000 2,252 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   335,054 2,784 SH   SOLE 7,000 2,784 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   120,350 1,000 SH   OTR 7,000 1,000 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   2,411,315 14,383 SH   SOLE 7,000 14,383 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   379,730 2,265 SH   OTR 7,000 2,265 0 0
RTX CORPORATION COMMON STOCK 75513E101   1,331,012 11,502 SH   SOLE 7,000 11,502 0 0
RTX CORPORATION COMMON STOCK 75513E101   124,978 1,080 SH   OTR 7,000 1,080 0 0
SOUTHERN CO COMMON STOCK 842587107   537,715 6,532 SH   SOLE 7,000 6,532 0 0
SOUTHERN CO COMMON STOCK 842587107   323,106 3,925 SH   OTR 7,000 2,425 1,500 0
STATE STREET CORP COMMON STOCK 857477103   442,265 4,506 SH   SOLE 7,000 4,506 0 0
STATE STREET CORP COMMON STOCK 857477103   29,445 300 SH   OTR 7,000 300 0 0
TARGET CORP COMMON STOCK 87612E106   579,652 4,288 SH   SOLE 7,000 4,288 0 0
TARGET CORP COMMON STOCK 87612E106   185,602 1,373 SH   OTR 7,000 973 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   1,239,443 6,610 SH   SOLE 7,000 6,610 0 0
3M CO COMMON STOCK 88579Y101   480,604 3,723 SH   SOLE 7,000 3,723 0 0
3M CO COMMON STOCK 88579Y101   12,909 100 SH   OTR 7,000 100 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   3,698,875 111,044 SH   SOLE 7,000 111,044 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   26,515 796 SH   OTR 7,000 796 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   262,415 2,081 SH   SOLE 7,000 2,081 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   84,992 674 SH   OTR 7,000 274 400 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   285,866 6,491 SH   SOLE 7,000 6,491 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   14,313 325 SH   OTR 7,000 325 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   174,590 661 SH   SOLE 7,000 661 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   77,391 293 SH   OTR 7,000 293 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   429,776 10,747 SH   SOLE 7,000 10,747 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   131,648 3,292 SH   OTR 7,000 1,892 1,400 0
WALMART INC COMMON STOCK 931142103   1,706,443 18,887 SH   SOLE 7,000 18,887 0 0
WALMART INC COMMON STOCK 931142103   327,519 3,625 SH   OTR 7,000 1,425 2,200 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   384,467 4,871 SH   SOLE 7,000 4,871 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   36,070 457 SH   OTR 7,000 457 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   430,713 5,392 SH   SOLE 7,000 5,392 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   83,874 1,050 SH   OTR 7,000 250 800 0