The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   362,931 20,621 SH   SOLE 7,000 20,621 0 0
AT&T INC COMMON STOCK 00206R102   89,021 5,058 SH   OTR 7,000 3,646 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100   2,055,657 18,086 SH   SOLE 7,000 17,019 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100   299,609 2,636 SH   OTR 7,000 2,636 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109   3,020,129 16,585 SH   SOLE 7,000 15,668 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109   506,786 2,783 SH   OTR 7,000 2,411 372 0
ALLSTATE CORP COMMON STOCK 020002101   272,664 1,576 SH   SOLE 7,000 1,576 0 0
ALLSTATE CORP COMMON STOCK 020002101   34,602 200 SH   OTR 7,000 200 0 0
ALPHABET INC COMMON STOCK 02079K107   231,435 1,520 SH   SOLE 7,000 1,520 0 0
ALPHABET INC COMMON STOCK 02079K107   293,101 1,925 SH   OTR 7,000 1,925 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   104,601 2,398 SH   SOLE 7,000 2,398 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   147,741 3,387 SH   OTR 7,000 3,387 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   1,750,712 7,689 SH   SOLE 7,000 7,689 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   388,212 1,705 SH   OTR 7,000 1,205 500 0
APPLE INC COMMON STOCK 037833100   4,272,424 24,916 SH   SOLE 7,000 24,916 0 0
APPLE INC COMMON STOCK 037833100   271,796 1,585 SH   OTR 7,000 1,315 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105   5,690,299 27,592 SH   SOLE 7,000 26,992 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105   629,004 3,050 SH   OTR 7,000 2,550 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   693,279 2,776 SH   SOLE 7,000 2,111 0 665
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   99,896 400 SH   OTR 7,000 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   663,159 1,577 SH   OTR 7,000 1,577 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   307,865 5,677 SH   SOLE 7,000 5,677 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   113,883 2,100 SH   OTR 7,000 2,100 0 0
CME GROUP INC COMMON STOCK 12572Q105   271,912 1,263 SH   SOLE 7,000 1,263 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   369,289 4,630 SH   SOLE 7,000 4,630 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   36,690 460 SH   OTR 7,000 460 0 0
CATERPILLAR INC COMMON STOCK 149123101   341,149 931 SH   SOLE 7,000 931 0 0
CATERPILLAR INC COMMON STOCK 149123101   109,929 300 SH   OTR 7,000 300 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   2,180,758 13,825 SH   SOLE 7,000 13,825 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   447,982 2,840 SH   OTR 7,000 2,279 561 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   974,942 19,534 SH   SOLE 7,000 19,534 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   140,048 2,806 SH   OTR 7,000 1,092 1,714 0
COCA COLA CO COMMON STOCK 191216100   2,366,202 38,676 SH   SOLE 7,000 38,076 0 600
COCA COLA CO COMMON STOCK 191216100   384,396 6,283 SH   OTR 7,000 3,397 2,886 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   800,815 8,893 SH   SOLE 7,000 8,893 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   367,224 4,078 SH   OTR 7,000 3,678 400 0
COMCAST CORP COMMON STOCK 20030N101   212,416 4,900 SH   OTR 7,000 4,900 0 0
DISNEY WALT CO COMMON STOCK 254687106   1,757,457 14,363 SH   SOLE 7,000 13,163 0 1,200
DISNEY WALT CO COMMON STOCK 254687106   104,006 850 SH   OTR 7,000 450 400 0
DOW INC COM COMMON STOCK 260557103   199,224 3,439 SH   SOLE 7,000 2,927 0 512
DOW INC COM COMMON STOCK 260557103   80,001 1,381 SH   OTR 7,000 1,115 266 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   243,428 3,175 SH   SOLE 7,000 2,663 0 512
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   44,545 581 SH   OTR 7,000 315 266 0
ECOLAB INC COMMON STOCK 278865100   383,294 1,660 SH   SOLE 7,000 1,660 0 0
ECOLAB INC COMMON STOCK 278865100   23,090 100 SH   OTR 7,000 100 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   858,137 7,566 SH   SOLE 7,000 7,566 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   76,560 675 SH   OTR 7,000 675 0 0
EXELON CORP COMMON STOCK 30161N101   163,731 4,358 SH   SOLE 7,000 4,358 0 0
EXELON CORP COMMON STOCK 30161N101   74,951 1,995 SH   OTR 7,000 1,395 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102   3,046,766 26,211 SH   SOLE 7,000 25,011 0 1,200
EXXON MOBIL CORP COMMON STOCK 30231G102   828,559 7,128 SH   OTR 7,000 2,838 4,290 0
META PLATFORMS INC COMMON STOCK 30303M102   40,789 84 SH   SOLE 7,000 84 0 0
META PLATFORMS INC COMMON STOCK 30303M102   254,930 525 SH   OTR 7,000 525 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   755,460 8,310 SH   SOLE 7,000 8,151 0 159
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   68,367 752 SH   OTR 7,000 240 512 0
GENERAL ELECTRIC CO COMMON STOCK 369604301   4,555,007 25,950 SH   SOLE 7,000 25,469 0 481
GENERAL ELECTRIC CO COMMON STOCK 369604301   400,210 2,280 SH   OTR 7,000 648 1,632 0
GENERAL MILLS INC COMMON STOCK 370334104   907,931 12,976 SH   SOLE 7,000 12,976 0 0
GENERAL MILLS INC COMMON STOCK 370334104   230,902 3,300 SH   OTR 7,000 1,900 1,400 0
HOME DEPOT INC COMMON STOCK 437076102   649,051 1,692 SH   SOLE 7,000 1,692 0 0
HOME DEPOT INC COMMON STOCK 437076102   57,540 150 SH   OTR 7,000 150 0 0
INTEL CORP COMMON STOCK 458140100   1,741,585 39,429 SH   SOLE 7,000 39,429 0 0
INTEL CORP COMMON STOCK 458140100   251,462 5,693 SH   OTR 7,000 4,393 1,300 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   694,711 3,638 SH   SOLE 7,000 3,638 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   480,456 2,516 SH   OTR 7,000 2,316 200 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103   438,237 987 SH   SOLE 7,000 987 0 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103   117,663 265 SH   OTR 7,000 265 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465   183,997 2,304 SH   SOLE 7,000 2,304 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465   39,850 499 SH   OTR 7,000 499 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   340,448 5,605 SH   SOLE 7,000 5,605 0 0
ISHARES 3-7 YEAR TREASURY BOND MUTUAL FUND/GOV 464288661   247,834 2,140 SH   SOLE 7,000 2,140 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   3,890,630 19,424 SH   SOLE 7,000 19,124 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100   773,760 3,863 SH   OTR 7,000 2,773 1,090 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   226,752 1,475 SH   SOLE 7,000 1,475 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   95,313 620 SH   OTR 7,000 0 620 0
JOHNSON & JOHNSON COMMON STOCK 478160104   2,587,359 16,356 SH   SOLE 7,000 16,356 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   694,613 4,391 SH   OTR 7,000 1,891 2,500 0
ELI LILLY & CO COMMON STOCK 532457108   788,852 1,014 SH   SOLE 7,000 1,014 0 0
ELI LILLY & CO COMMON STOCK 532457108   680,715 875 SH   OTR 7,000 175 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   238,352 524 SH   SOLE 7,000 524 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   231,075 508 SH   OTR 7,000 508 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   1,399,742 5,495 SH   SOLE 7,000 5,495 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   159,970 628 SH   OTR 7,000 628 0 0
MASCO CORP COMMON STOCK 574599106   546,244 6,925 SH   SOLE 7,000 6,925 0 0
MASCO CORP COMMON STOCK 574599106   205,088 2,600 SH   OTR 7,000 0 2,600 0
MASTERCARD INC COMMON STOCK 57636Q104   8,668 18 SH   SOLE 7,000 18 0 0
MASTERCARD INC COMMON STOCK 57636Q104   192,628 400 SH   OTR 7,000 400 0 0
MCDONALDS CORP COMMON STOCK 580135101   1,589,916 5,639 SH   SOLE 7,000 5,639 0 0
MCDONALDS CORP COMMON STOCK 580135101   193,701 687 SH   OTR 7,000 487 200 0
MERCK & CO INC COMMON STOCK 58933Y105   884,462 6,703 SH   SOLE 7,000 6,703 0 0
MERCK & CO INC COMMON STOCK 58933Y105   483,993 3,668 SH   OTR 7,000 1,189 2,479 0
MICROSOFT CORP COMMON STOCK 594918104   4,227,815 10,049 SH   SOLE 7,000 10,049 0 0
MICROSOFT CORP COMMON STOCK 594918104   1,469,155 3,492 SH   OTR 7,000 3,492 0 0
NIKE INC COMMON STOCK 654106103   1,090,829 11,607 SH   SOLE 7,000 11,607 0 0
NIKE INC COMMON STOCK 654106103   58,739 625 SH   OTR 7,000 625 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   259,968 1,020 SH   SOLE 7,000 1,020 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   283,925 1,114 SH   OTR 7,000 1,114 0 0
NVIDIA CORP COMMON STOCK 67066G104   211,433 234 SH   SOLE 7,000 234 0 0
ORACLE CORP COMMON STOCK 68389X105   1,234,620 9,829 SH   SOLE 7,000 9,829 0 0
ORACLE CORP COMMON STOCK 68389X105   25,122 200 SH   OTR 7,000 100 100 0
PEPSICO INC COMMON STOCK 713448108   1,916,013 10,948 SH   SOLE 7,000 10,948 0 0
PEPSICO INC COMMON STOCK 713448108   706,868 4,039 SH   OTR 7,000 3,039 1,000 0
PFIZER INC COMMON STOCK 717081103   579,007 20,865 SH   SOLE 7,000 20,865 0 0
PFIZER INC COMMON STOCK 717081103   97,182 3,502 SH   OTR 7,000 3,502 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   255,070 2,784 SH   SOLE 7,000 2,784 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   192,402 2,100 SH   OTR 7,000 2,100 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   2,393,355 14,751 SH   SOLE 7,000 14,751 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   440,512 2,715 SH   OTR 7,000 2,715 0 0
RTX CORPORATION COMMON STOCK 75513E101   1,162,657 11,921 SH   SOLE 7,000 11,921 0 0
RTX CORPORATION COMMON STOCK 75513E101   110,210 1,130 SH   OTR 7,000 1,130 0 0
SOUTHERN CO COMMON STOCK 842587107   729,740 10,172 SH   SOLE 7,000 10,172 0 0
SOUTHERN CO COMMON STOCK 842587107   326,131 4,546 SH   OTR 7,000 3,046 1,500 0
STATE STREET CORP COMMON STOCK 857477103   388,609 5,026 SH   SOLE 7,000 5,026 0 0
STATE STREET CORP COMMON STOCK 857477103   54,124 700 SH   OTR 7,000 300 400 0
TARGET CORP COMMON STOCK 87612E106   813,573 4,591 SH   SOLE 7,000 4,591 0 0
TARGET CORP COMMON STOCK 87612E106   243,310 1,373 SH   OTR 7,000 973 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   1,156,757 6,640 SH   SOLE 7,000 6,640 0 0
3M CO COMMON STOCK 88579Y101   405,508 3,823 SH   SOLE 7,000 3,823 0 0
3M CO COMMON STOCK 88579Y101   15,911 150 SH   OTR 7,000 150 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   3,127,027 111,045 SH   SOLE 7,000 111,045 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204   35,931 1,276 SH   OTR 7,000 1,276 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   390,155 2,625 SH   SOLE 7,000 2,625 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   120,539 811 SH   OTR 7,000 411 400 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   441,845 10,578 SH   SOLE 7,000 10,578 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   13,575 325 SH   OTR 7,000 325 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   165,408 662 SH   SOLE 7,000 662 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   73,209 293 SH   OTR 7,000 293 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   563,813 13,437 SH   SOLE 7,000 13,437 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   196,120 4,674 SH   OTR 7,000 3,274 1,400 0
WALMART INC COMMON STOCK 931142103   1,155,446 19,203 SH   SOLE 7,000 19,203 0 0
WALMART INC COMMON STOCK 931142103   230,150 3,825 SH   OTR 7,000 1,425 2,400 0
YUM! BRANDS INC COMMON STOCK 988498101   32,721 236 SH   SOLE 7,000 236 0 0
YUM! BRANDS INC COMMON STOCK 988498101   198,685 1,433 SH   OTR 7,000 1,433 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   318,175 4,871 SH   SOLE 7,000 4,871 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105   43,437 665 SH   OTR 7,000 665 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   637,767 7,318 SH   SOLE 7,000 7,318 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   122,011 1,400 SH   OTR 7,000 600 800 0