Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Interest and dividend income:
Interest and fees on loans	$ 39,604	$ 39,808	$ 78,607	$ 80,025
Interest and dividends on securities available for sale:
U. S. government sponsored enterprises	147	97	233	147
State and political subdivisions	0	0	1	1
Mortgage-backed securities and collateralized mortgage obligations - residential	1,367	1,167	2,454	2,404
Corporate bonds	522	323	755	639
Small Business Administration-guaranteed participation securities	140	193	294	399
Other securities	2	5	4	11
Total interest and dividends on securities available for sale	2,178	1,785	3,741	3,601
Interest on held to maturity securities:
Mortgage-backed securities and collateralized mortgage obligations-residential	87	111	177	234
Total interest on held to maturity securities	87	111	177	234
Federal Reserve Bank and Federal Home Loan Bank stock	65	65	127	134
Interest on federal funds sold and other short-term investments	2,253	286	2,825	556
Total interest income	44,187	42,055	85,477	84,550
Interest on deposits:
Interest-bearing checking	42	46	86	98
Savings accounts	163	162	319	321
Money market deposit accounts	210	236	424	519
Time deposits	536	1,261	1,082	2,927
Interest on short-term borrowings	176	228	410	456
Total interest expense	1,127	1,933	2,321	4,321
Net interest income	43,060	40,122	83,156	80,229
(Credit) Provision for credit losses	(491)	0	(691)	350
Net interest income after (credit) provision for credit losses	43,551	40,122	83,847	79,879
Noninterest income:
Trustco financial services income	1,996	1,999	3,829	4,034
Fees for services to customers	2,658	2,486	5,459	4,690
Other	262	203	811	392
Total noninterest income	4,916	4,688	10,099	9,116
Noninterest expenses:
Salaries and employee benefits	11,464	12,403	20,703	24,828
Net occupancy expense	4,254	4,328	8,783	8,914
Equipment expense	1,667	1,600	3,255	3,231
Professional services	1,484	1,614	2,951	3,046
Outsourced services	2,500	2,169	4,780	4,419
Advertising expense	389	549	1,006	903
FDIC and other insurance	804	777	1,616	1,484
Other real estate expense (income), net	74	(60)	85	179
Other	2,369	2,060	4,591	3,771
Total noninterest expenses	25,005	25,440	47,770	50,775
Income before taxes	23,462	19,370	46,176	38,220
Income taxes	5,591	4,937	11,216	9,704
Net income	$ 17,871	$ 14,433	$ 34,960	$ 28,516
Net income per share:
Basic (in dollars per share)	$ 0.933	$ 0.749	$ 1.822	$ 1.479
Diluted (in dollars per share)	$ 0.933	$ 0.748	$ 1.822	$ 1.478