The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 361 2,200 SH   DFND 1 2,200 0 0
ALLSTATE CORP COMMON STOCK 020002101 241 2,300 SH   DFND 1 2,300 0 0
ALLSTATE CORP COMMON STOCK 020002101 21 200 SH   OTR 1 200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 171 2,400 SH   DFND 1 100 2,300 0
ALTRIA GROUP INC COMMON STOCK 02209S103 174 2,436 SH   OTR 1 2,436 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,006 10,125 SH   DFND 1 10,125 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 233 2,350 SH   OTR 1 1,550 800 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 242 20,350 SH   DFND 1 20,350 0 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 25 2,100 SH   OTR 1 2,100 0 0
APPLE INC COMMON STOCK 037833100 1,707 10,085 SH   DFND 1 9,385 700 0
APPLE INC COMMON STOCK 037833100 254 1,500 SH   OTR 1 1,325 175 0
APPLIED MATERIALS INC COMMON STOCK 038222105 2,604 50,940 SH   DFND 1 50,340 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 194 3,800 SH   OTR 1 2,300 1,500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 584 4,981 SH   DFND 1 3,631 0 1,350
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 47 400 SH   OTR 1 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 320 1,616 SH   OTR 1 1,616 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 457 7,457 SH   DFND 1 7,457 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 710 11,582 SH   OTR 1 4,282 7,300 0
CME GROUP INC COMMON STOCK 12572Q105 263 1,800 SH   DFND 1 1,800 0 0
CATERPILLAR INC COMMON STOCK 149123101 199 1,263 SH   DFND 1 1,263 0 0
CATERPILLAR INC COMMON STOCK 149123101 63 400 SH   OTR 1 400 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 2,138 17,075 SH   DFND 1 16,075 1,000 0
CHEVRON CORP NEW COMMON STOCK 166764100 539 4,308 SH   OTR 1 2,918 1,390 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,527 39,862 SH   DFND 1 37,962 1,700 200
CISCO SYSTEMS INC COMMON STOCK 17275R102 134 3,492 SH   OTR 1 892 2,600 0
CITIGROUP INC COMMON STOCK 172967424 331 4,450 SH   DFND 1 4,450 0 0
CITIGROUP INC COMMON STOCK 172967424 62 828 SH   OTR 1 628 200 0
COCA COLA CO COMMON STOCK 191216100 2,604 56,749 SH   DFND 1 48,749 7,400 600
COCA COLA CO COMMON STOCK 191216100 329 7,179 SH   OTR 1 3,829 3,350 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,033 13,686 SH   DFND 1 12,886 800 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 432 5,720 SH   OTR 1 4,720 1,000 0
COMCAST CORP COMMON STOCK 20030N101 232 5,800 SH   OTR 1 5,800 0 0
DISNEY WALT CO COMMON STOCK 254687106 2,607 24,246 SH   DFND 1 19,646 3,000 1,600
DISNEY WALT CO COMMON STOCK 254687106 285 2,650 SH   OTR 1 1,550 1,100 0
DOWDUPONT INC COM COMMON STOCK 26078J100 1,318 18,508 SH   DFND 1 16,772 0 1,736
DOWDUPONT INC COM COMMON STOCK 26078J100 349 4,906 SH   OTR 1 2,426 2,480 0
ECOLAB INC COMMON STOCK 278865100 462 3,442 SH   DFND 1 3,442 0 0
ECOLAB INC COMMON STOCK 278865100 40 300 SH   OTR 1 300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 254 3,649 SH   DFND 1 2,449 1,200 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 50 713 SH   OTR 1 713 0 0
EXELON CORP COMMON STOCK 30161N101 384 9,750 SH   DFND 1 9,750 0 0
EXELON CORP COMMON STOCK 30161N101 111 2,820 SH   OTR 1 2,220 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 3,861 46,167 SH   DFND 1 41,817 3,000 1,350
EXXON MOBIL CORP COMMON STOCK 30231G102 1,338 15,995 SH   OTR 1 6,405 9,590 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 4,877 279,496 SH   DFND 1 260,336 14,700 4,460
GENERAL ELECTRIC CO COMMON STOCK 369604103 760 43,581 SH   OTR 1 16,577 24,004 3,000
GENERAL MILLS INC COMMON STOCK 370334104 1,197 20,181 SH   DFND 1 20,181 0 0
GENERAL MILLS INC COMMON STOCK 370334104 338 5,698 SH   OTR 1 4,098 1,600 0
HOME DEPOT INC COMMON STOCK 437076102 412 2,175 SH   DFND 1 2,175 0 0
HOME DEPOT INC COMMON STOCK 437076102 19 100 SH   OTR 1 100 0 0
INTEL CORP COMMON STOCK 458140100 3,297 71,416 SH   DFND 1 68,316 2,800 300
INTEL CORP COMMON STOCK 458140100 490 10,615 SH   OTR 1 8,015 2,600 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 1,201 7,827 SH   DFND 1 7,327 500 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 631 4,116 SH   OTR 1 3,366 750 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GLOBAL 464287465 514 7,314 SH   DFND 1 7,314 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GLOBAL 464287465 62 875 SH   OTR 1 175 700 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 3,056 28,581 SH   DFND 1 28,181 0 400
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 804 7,517 SH   OTR 1 5,717 1,800 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 228 3,451 SH   DFND 1 3,451 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 59 900 SH   OTR 1 0 900 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3,526 25,233 SH   DFND 1 23,733 1,500 0
JOHNSON & JOHNSON COMMON STOCK 478160104 866 6,196 SH   OTR 1 3,596 2,600 0
ELI LILLY & CO COMMON STOCK 532457108 125 1,475 SH   DFND 1 1,475 0 0
ELI LILLY & CO COMMON STOCK 532457108 98 1,156 SH   OTR 1 456 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 232 724 SH   DFND 1 724 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 171 533 SH   OTR 1 533 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 809 8,709 SH   DFND 1 8,709 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 54 578 SH   OTR 1 578 0 0
MASCO CORP COMMON STOCK 574599106 422 9,600 SH   DFND 1 9,600 0 0
MASCO CORP COMMON STOCK 574599106 228 5,200 SH   OTR 1 2,000 3,200 0
MCDONALDS CORP COMMON STOCK 580135101 1,394 8,100 SH   DFND 1 8,100 0 0
MCDONALDS CORP COMMON STOCK 580135101 159 922 SH   OTR 1 622 300 0
MERCK & CO INC COMMON STOCK 58933Y105 559 9,926 SH   DFND 1 9,926 0 0
MERCK & CO INC COMMON STOCK 58933Y105 253 4,494 SH   OTR 1 2,015 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 1,748 20,438 SH   DFND 1 20,438 0 0
MICROSOFT CORP COMMON STOCK 594918104 378 4,421 SH   OTR 1 4,071 350 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 187 1,200 SH   DFND 1 1,200 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 46 296 SH   OTR 1 296 0 0
NIKE INC COMMON STOCK 654106103 1,493 23,868 SH   DFND 1 23,868 0 0
NIKE INC COMMON STOCK 654106103 188 3,000 SH   OTR 1 2,400 600 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 240 1,653 SH   DFND 1 1,653 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 428 2,953 SH   OTR 1 1,253 1,700 0
ORACLE CORP COMMON STOCK 68389X105 704 14,900 SH   DFND 1 14,100 800 0
ORACLE CORP COMMON STOCK 68389X105 114 2,402 SH   OTR 1 1,502 900 0
PEPSICO INC COMMON STOCK 713448108 2,167 18,071 SH   DFND 1 17,971 0 100
PEPSICO INC COMMON STOCK 713448108 520 4,339 SH   OTR 1 3,139 1,200 0
PFIZER INC COMMON STOCK 717081103 863 23,814 SH   DFND 1 23,814 0 0
PFIZER INC COMMON STOCK 717081103 503 13,881 SH   OTR 1 9,181 4,700 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 296 2,800 SH   DFND 1 100 2,700 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 234 2,219 SH   OTR 1 2,219 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,261 24,606 SH   DFND 1 24,006 600 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 870 9,473 SH   OTR 1 2,745 6,728 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 319 4,741 SH   DFND 1 4,741 0 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 143 2,116 SH   OTR 1 2,016 100 0
SOUTHERN CO COMMON STOCK 842587107 1,668 34,684 SH   DFND 1 34,684 0 0
SOUTHERN CO COMMON STOCK 842587107 250 5,199 SH   OTR 1 3,499 1,700 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 277 1,632 SH   OTR 1 1,632 0 0
STATE STREET CORP COMMON STOCK 857477103 700 7,175 SH   DFND 1 6,675 500 0
STATE STREET CORP COMMON STOCK 857477103 132 1,350 SH   OTR 1 450 900 0
TARGET CORP COMMON STOCK 87612E106 562 8,617 SH   DFND 1 8,617 0 0
TARGET CORP COMMON STOCK 87612E106 90 1,373 SH   OTR 1 973 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,230 11,775 SH   DFND 1 11,775 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 219 1,151 SH   OTR 1 1,151 0 0
3M CO COMMON STOCK 88579Y101 1,820 7,734 SH   DFND 1 7,634 0 100
3M CO COMMON STOCK 88579Y101 836 3,550 SH   OTR 1 350 3,200 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 641 69,650 SH   DFND 1 11,606 0 58,044
TRUSTCO BANK CORP NY COMMON STOCK 898349105 9,133 992,706 SH   OTR 1 500 0 992,206
UNITED PARCEL SE RVICE COMMON STOCK 911312106 520 4,365 SH   DFND 1 4,365 0 0
UNITED PARCEL SE RVICE COMMON STOCK 911312106 119 1,000 SH   OTR 1 600 400 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,210 17,326 SH   DFND 1 16,726 600 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 256 2,005 SH   OTR 1 1,605 400 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 595 12,962 SH   DFND 1 12,962 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 107 2,340 SH   OTR 1 1,625 325 390
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,098 20,740 SH   DFND 1 19,840 800 100
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 329 6,216 SH   OTR 1 4,816 1,400 0
WAL-MART STORES INC COMMON STOCK 931142103 966 9,783 SH   DFND 1 9,783 0 0
WAL-MART STORES INC COMMON STOCK 931142103 131 1,325 SH   OTR 1 525 800 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 1,955 32,227 SH   DFND 1 31,027 1,200 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 311 5,123 SH   OTR 1 3,323 1,800 0