The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,561 36,115 SH   DFND   36,115 0 0
AT&T INC COMMON STOCK 00206R102 539 12,482 SH   OTR   10,389 2,093 0
ABBOTT LABORATOR IES COMMON STOCK 002824100 1,348 34,291 SH   DFND   33,224 0 1,067
ABBOTT LABORATOR IES COMMON STOCK 002824100 261 6,630 SH   OTR   3,430 3,200 0
ABBVIE INC COMMON STOCK 00287Y109 1,628 26,294 SH   DFND   25,077 0 1,217
ABBVIE INC COMMON STOCK 00287Y109 412 6,651 SH   OTR   3,351 3,300 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 398 2,800 SH   DFND   2,800 0 0
ALCOA INC COMMON STOCK 013817101 52 5,650 SH   DFND   5,650 0 0
ALCOA INC COMMON STOCK 013817101 47 5,100 SH   OTR   5,100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 7 100 SH   DFND   100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 327 4,736 SH   OTR   2,436 2,300 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 700 11,525 SH   DFND   11,525 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 149 2,450 SH   OTR   1,650 800 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 150 13,550 SH   DFND   13,550 0 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 23 2,100 SH   OTR   2,100 0 0
APPLE INC COMMON STOCK 037833100 921 9,635 SH   DFND   9,635 0 0
APPLE INC COMMON STOCK 037833100 210 2,200 SH   OTR   1,325 875 0
APPLIED MATERIALS INC COMMON STOCK 038222105 1,361 56,763 SH   DFND   56,163 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 108 4,500 SH   OTR   2,500 2,000 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 493 5,363 SH   DFND   4,013 0 1,350
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 49 537 SH   OTR   537 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 234 1,616 SH   OTR   1,616 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 559 7,607 SH   DFND   7,607 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 1,131 15,382 SH   OTR   7,882 7,500 0
CHEVRON CORP NEW COMMON STOCK 166764100 1,847 17,617 SH   DFND   17,617 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 558 5,323 SH   OTR   2,933 2,390 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,035 36,087 SH   DFND   35,887 0 200
CISCO SYSTEMS INC COMMON STOCK 17275R102 149 5,192 SH   OTR   892 4,300 0
CITIGROUP INC COMMON STOCK 172967424 206 4,850 SH   DFND   4,850 0 0
CITIGROUP INC COMMON STOCK 172967424 35 828 SH   OTR   628 200 0
COCA COLA CO COMMON STOCK 191216100 2,616 57,721 SH   DFND   57,121 0 600
COCA COLA CO COMMON STOCK 191216100 665 14,679 SH   OTR   3,929 10,750 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,084 14,802 SH   DFND   14,802 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 481 6,570 SH   OTR   4,770 1,800 0
DISNEY WALT CO COMMON STOCK 254687106 2,268 23,181 SH   DFND   21,581 0 1,600
DISNEY WALT CO COMMON STOCK 254687106 548 5,600 SH   OTR   1,500 4,100 0
DOW CHEMICAL CO COMMON STOCK 260543103 384 7,733 SH   DFND   7,533 0 200
DOW CHEMICAL CO COMMON STOCK 260543103 135 2,722 SH   OTR   1,522 1,200 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 586 9,050 SH   DFND   7,850 0 1,200
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 200 3,092 SH   OTR   2,092 1,000 0
ECOLAB INC COMMON STOCK 278865100 542 4,570 SH   DFND   4,570 0 0
ECOLAB INC COMMON STOCK 278865100 36 300 SH   OTR   300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 159 3,050 SH   DFND   3,050 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 100 1,913 SH   OTR   713 1,200 0
EXELON CORP COMMON STOCK 30161N101 341 9,383 SH   DFND   9,383 0 0
EXELON CORP COMMON STOCK 30161N101 103 2,820 SH   OTR   2,220 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 4,417 47,125 SH   DFND   45,775 0 1,350
EXXON MOBIL CORP COMMON STOCK 30231G102 2,583 27,559 SH   OTR   14,869 12,690 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 8,393 266,599 SH   DFND   262,139 0 4,460
GENERAL ELECTRIC CO COMMON STOCK 369604103 2,264 71,906 SH   OTR   29,102 39,804 3,000
GENERAL MILLS INC COMMON STOCK 370334104 1,533 21,494 SH   DFND   21,494 0 0
GENERAL MILLS INC COMMON STOCK 370334104 414 5,798 SH   OTR   4,198 1,600 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 222 5,123 SH   DFND   5,123 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 10 227 SH   OTR   227 0 0
HOME DEPOT INC COMMON STOCK 437076102 336 2,630 SH   DFND   2,630 0 0
HOME DEPOT INC COMMON STOCK 437076102 13 100 SH   OTR   100 0 0
INTEL CORP COMMON STOCK 458140100 2,363 72,031 SH   DFND   71,731 0 300
INTEL CORP COMMON STOCK 458140100 451 13,747 SH   OTR   8,347 5,400 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 1,230 8,105 SH   DFND   8,105 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 713 4,699 SH   OTR   3,399 1,300 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STOCK 464287465 425 7,614 SH   DFND   7,614 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STOCK 464287465 49 875 SH   OTR   175 700 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,836 29,550 SH   DFND   29,150 0 400
JPMORGAN CHASE & CO COMMON STOCK 46625H100 501 8,063 SH   OTR   5,913 2,150 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 197 3,952 SH   DFND   3,952 0 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 70 1,400 SH   OTR   200 1,200 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3,492 28,784 SH   DFND   28,784 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 935 7,710 SH   OTR   3,610 4,100 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 599 13,525 SH   DFND   13,525 0 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 80 1,800 SH   OTR   1,000 800 0
ELI LILLY & CO COMMON STOCK 532457108 125 1,591 SH   DFND   1,591 0 0
ELI LILLY & CO COMMON STOCK 532457108 91 1,156 SH   OTR   456 700 0
LOWES COMPANIES INC COMMON STOCK 548661107 703 8,884 SH   DFND   8,884 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 46 578 SH   OTR   578 0 0
MASCO CORP COMMON STOCK 574599106 310 10,025 SH   DFND   10,025 0 0
MASCO CORP COMMON STOCK 574599106 164 5,300 SH   OTR   2,000 3,300 0
MCDONALDS CORP COMMON STOCK 580135101 1,017 8,450 SH   DFND   8,450 0 0
MCDONALDS CORP COMMON STOCK 580135101 111 922 SH   OTR   622 300 0
MERCK & CO INC COMMON STOCK 58933Y105 615 10,676 SH   DFND   10,676 0 0
MERCK & CO INC COMMON STOCK 58933Y105 265 4,594 SH   OTR   2,115 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 1,196 23,369 SH   DFND   23,369 0 0
MICROSOFT CORP COMMON STOCK 594918104 247 4,819 SH   OTR   4,419 400 0
NBT BANCORP INC COMMON STOCK 628778102 672 23,486 SH   OTR   23,486 0 0
NIKE INC COMMON STOCK 654106103 1,576 28,554 SH   DFND   28,554 0 0
NIKE INC COMMON STOCK 654106103 182 3,300 SH   OTR   2,500 800 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 192 2,253 SH   DFND   2,253 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 264 3,103 SH   OTR   1,403 1,700 0
ORACLE CORP COMMON STOCK 68389X105 700 17,100 SH   DFND   17,100 0 0
ORACLE CORP COMMON STOCK 68389X105 133 3,247 SH   OTR   1,547 1,700 0
PEPSICO INC COMMON STOCK 713448108 2,182 20,592 SH   DFND   20,492 0 100
PEPSICO INC COMMON STOCK 713448108 550 5,189 SH   OTR   3,989 1,200 0
PFIZER INC COMMON STOCK 717081103 891 25,297 SH   DFND   25,297 0 0
PFIZER INC COMMON STOCK 717081103 489 13,881 SH   OTR   9,181 4,700 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 10 100 SH   DFND   100 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 514 5,052 SH   OTR   2,352 2,700 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,336 27,595 SH   DFND   27,595 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 870 10,273 SH   OTR   2,855 7,418 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 403 5,091 SH   DFND   5,091 0 0
SCHLUMBERGER LTD FOREIGN STOCK 806857108 167 2,116 SH   OTR   2,016 100 0
SOUTHERN CO COMMON STOCK 842587107 1,024 19,095 SH   DFND   19,095 0 0
SOUTHERN CO COMMON STOCK 842587107 291 5,434 SH   OTR   3,734 1,700 0
STATE STREET CORP COMMON STOCK 857477103 390 7,225 SH   DFND   7,225 0 0
STATE STREET CORP COMMON STOCK 857477103 108 2,000 SH   OTR   500 1,500 0
TARGET CORP COMMON STOCK 87612E106 617 8,842 SH   DFND   8,842 0 0
TARGET CORP COMMON STOCK 87612E106 96 1,373 SH   OTR   973 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 751 11,996 SH   DFND   11,996 0 0
3M CO COMMON STOCK 88579Y101 1,644 9,389 SH   DFND   9,289 0 100
3M CO COMMON STOCK 88579Y101 642 3,665 SH   OTR   465 3,200 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 444 69,204 SH   DFND   8,260 0 60,944
TRUSTCO BANK CORP NY COMMON STOCK 898349105 6,367 993,238 SH   OTR   500 0 992,738
UNITED PARCEL SE RVICE COMMON STOCK 911312106 488 4,531 SH   DFND   4,531 0 0
UNITED PARCEL SE RVICE COMMON STOCK 911312106 108 1,000 SH   OTR   600 400 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,136 20,830 SH   DFND   20,830 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 268 2,615 SH   OTR   1,615 1,000 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 517 14,687 SH   DFND   14,687 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STOCK 922042858 82 2,340 SH   OTR   1,625 325 390
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,271 22,768 SH   DFND   22,668 0 100
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 392 7,016 SH   OTR   4,816 2,200 0
WAL-MART STORES INC COMMON STOCK 931142103 861 11,794 SH   DFND   11,794 0 0
WAL-MART STORES INC COMMON STOCK 931142103 97 1,325 SH   OTR   525 800 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 1,676 35,408 SH   DFND   35,408 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 368 7,773 SH   OTR   4,223 3,550 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 1,297 14,945 SH   DFND   14,945 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 228 2,632 SH   OTR   932 1,700 0