-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, SR1CTbg2Q2rOExtBJoE8BsmTGINvd5eobS5iKLoaLjuQVq17Pw2MjarEotODJNAx 9Loz9G70Vn3dSlgbOsDzrw== /in/edgar/work/0000357301-00-000061/0000357301-00-000061.txt : 20000717 0000357301-00-000061.hdr.sgml : 20000717 ACCESSION NUMBER: 0000357301-00-000061 CONFORMED SUBMISSION TYPE: 425 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20000714 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: COHOES BANCORP INC CENTRAL INDEX KEY: 0001070321 STANDARD INDUSTRIAL CLASSIFICATION: [6036 ] IRS NUMBER: 141807865 STATE OF INCORPORATION: DE FISCAL YEAR END: 0630 FILING VALUES: FORM TYPE: 425 SEC ACT: SEC FILE NUMBER: 000-25027 FILM NUMBER: 673239 BUSINESS ADDRESS: STREET 1: 75 REMSEN STREET CITY: COHOES STATE: NY ZIP: 12047 BUSINESS PHONE: 5182336500 MAIL ADDRESS: STREET 1: 75 REMSEN STREET CITY: COHOES STATE: NY ZIP: 12047 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: TRUSTCO BANK CORP N Y CENTRAL INDEX KEY: 0000357301 STANDARD INDUSTRIAL CLASSIFICATION: [6022 ] IRS NUMBER: 141630287 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 425 BUSINESS ADDRESS: STREET 1: 192 ERIE BLVD CITY: SCHENECTADY STATE: NY ZIP: 12305 BUSINESS PHONE: 5183773311 425 1 0001.txt FILING PURSUANT TO RULE 425 Filed by TrustCo Bank Corp NY Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14d-2 of the Securities Exchange Act of 1934 Subject Companies: Cohoes Bancorp, Inc.(Commission File No. 000-25027) and Hudson River Bancorp, Inc.(Commission File No. 000-24187) ATTN: COHOES BANCORP, INC. AND HUDSON RIVER BANCORP, INC. SHAREHOLDERS IT'S YOUR BANK. IT'S YOUR MONEY. IT'S YOUR DECISION. Compare the Offers for Cohoes Bancorp, Inc. Hudson's Offer TrustCo's Offer ----------------------------------------------------------------- $89,000,000 $134,000,000 Compare the Dividends Cohoes Hudson TrustCo ------------------------------------ 12 Month Yields** 1.88% 0.96% 4.90% Based on current cash dividend yields TrustCo outperforms Cohoes by 160% and Hudson by 410%. Compare the Performance Cohoes Hudson TrustCo ------------------------------------ Return on Equity (3/31/00) 5% 5% 24% TrustCo's Return on Equity out performs Cohoes and Hudson by 380%. Get the most for your money - and, keep your banking local. "It's Your Bank, It's Your Money, It's You Decision." Call your directors and remind them. The TrustCo Offers. Better for the shareholders. Better for the community. TrustCo Bank Corp NY intends to file Tender Offer Statements with the United States Securities and Exchange Commission because its offers to acquire Cohoes Bancorp, Inc. and Hudson River Bancorp, Inc. have been rejected. We urge investors to carefully read these documents at the time they are filed because they will contain important information regarding the proposed acquisitions. These documents will be available for free to any investor at the United States Securities and Exchange Commission's web site (www.sec.gov). Shareholders of TrustCo, Cohoes and Hudson River may obtain a free copy of these documents upon written request to TrustCo Bank Corp NY, 320 State Street, Schenectady, NY 12305, Attention: Secretary. *The above information was extracted from Form S-4/A Registration Statement Hudson River Bancorp, Inc. filed 6/30/00, and Form S-4 Registration Statement TrustCo Bank Corp NY filed 7/11/00. **The above information was extracted from the Bloomberg Report dated 7/11/00. Equal Housing Member FDIC Lender -----END PRIVACY-ENHANCED MESSAGE-----