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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Interest and Dividend Income      
Loans, including fees $ 70,737 $ 56,019 $ 53,035
Loans held-for-sale 123 151 189
Securities:      
Taxable 10,202 15,865 14,037
Tax exempt 5,939 842 542
Dividends from Federal Reserve Bank and Federal Home Loan Bank stock 370 333 306
Interest bearing deposits with financial institutions 134 169 55
Total interest and dividend income 87,505 73,379 68,164
Interest Expense      
Savings, NOW, and money market deposits 950 789 734
Time deposits 4,227 3,640 3,201
Other short-term borrowings 758 106 33
Junior subordinated debentures 4,002 4,334 4,287
Senior notes 2,689 112  
Subordinated debt   949 814
Notes payable and other borrowings   8 7
Total interest expense 12,626 9,938 9,076
Net interest and dividend income 74,879 63,441 59,088
Loan loss reserve release 1,800 750 (4,400)
Net interest and dividend income after release for loan losses 73,079 62,691 63,488
Noninterest Income      
Trust income 6,203 5,670 5,953
Service charges on deposits 6,720 6,684 6,820
Secondary mortgage fees 776 1,038 907
Mortgage servicing rights mark to market loss (802) (919) (1,141)
Mortgage servicing gain / (loss), net of changes in fair value 1,778 1,724 1,628
Net gain on sales of mortgage loans 4,803 6,343 5,775
Securities loss, net 474 (2,213) (178)
Increase in cash surrender value of bank-owned life insurance 1,432 1,283 1,277
Death benefit realized on bank-owned life insurance     115
Debit card interchange income 4,200 4,027 4,028
(Loss) gain on disposal and transfer of fixed assets 10 (1) (1,119)
Other income 4,778 4,938 5,229
Total noninterest income 30,372 28,574 29,294
Noninterest Expense      
Salaries and employee benefits 40,080 36,234 35,061
Occupancy expense, net 5,951 6,063 6,260
Furniture and equipment expense 4,387 4,349 4,357
FDIC insurance 658 865 1,334
General bank insurance 1,031 1,109 1,273
Amortization of core deposit intangible 96 16  
Advertising expense 1,505 1,633 1,340
Debit card interchange expense 1,329 1,455 1,514
Legal fees 650 800 1,175
Other real estate expense, net 2,165 2,743 5,191
Other expense 11,297 11,494 10,916
Total noninterest expense 69,149 66,761 68,421
Income before income taxes 34,302 24,504 24,361
Provision for income taxes 19,164 8,820 8,976
Net income 15,138 15,684 15,385
Preferred stock dividends and accretion of discount     1,873
Net income available to common stockholders $ 15,138 $ 15,684 $ 13,512
Basic earnings per share (in dollars per share) $ 0.51 $ 0.53 $ 0.46
Diluted earnings per share (in dollars per share) $ 0.50 $ 0.53 $ 0.46