EXHIBIT 24

GARY HORGAN
POWER OF ATTORNEY
I, Gary Horgan, hereby make, constitute, appoint, authorize and
designate each of Steven J. Sweeney, Executive Vice President and General
Counsel of First Regional Bank (the "Bank"), a wholly owned subsidiary of
First Regional Bancorp (the "Company"), Elizabeth Thompson, Chief
Financial Officer of the Company and Vice President and Chief Financial
Officer of the Bank, and each other person who at the time of acting
pursuant to this Power of Attorney may be acting as the General Counsel or
Chief Financial Officer of the Company or of the Bank, each acting singly,
my true and lawful attorney-in-fact to:
(1)        prepare, sign, acknowledge, deliver and file for me and on
my behalf, Forms 3, 4 and 5 and any amendments thereof in accordance
with Section 16(a) of the Securities Exchange Act of 1934, as amended (the
"1934 Act") and the rules of the Securities and Exchange Commission
("SEC"), with respect to securities of the Company, and Form ID or other
information to secure an access and any other code and/or CIK number to
permit my filing via EDGAR;
(2)        do and perform any and all acts for me and on my behalf
which may be necessary or desirable to complete any such Form 3, 4 or 5
and file in any authorized manner such form and this power of attorney with
the SEC and any stock exchange or similar authority;
(3)        seek or obtain, as my representative and on my behalf,
information concerning transactions in or with respect to the Company's
securities from any third party, including brokers, employee benefit plan
administrators and trustees, knowing that I hereby authorize any such
person to release any such information to the attorney-in fact and approve
any such release of information; and
(4)        take any other action of any type whatsoever in connection
with the foregoing which, in the opinion of such attorney-in-fact, may be of
benefit to me, in my best interest, or legally required of me, it being
understood that the documents executed by such attorney-in-fact on my
behalf pursuant to this Power of Attorney shall be in such form and shall
contain such terms and conditions as such attorney-in-fact may approve in
such attorney-in-fact's discretion.
I hereby grant to each such attorney-in-fact full power and authority
to do and perform any and every act and thing whatsoever requisite,
necessary or proper to be done in the exercise of any of the rights and
powers herein granted, as fully to all intents and purposes as I might or
could do if personally present, with full power of substitution or revocation,
hereby ratifying and confirming all that such attorney-in-fact, or such
attorney-in-fact's substitute or substitutes, shall lawfully do or cause to be
done by virtue of this power of attorney and the rights and powers herein
granted.  This Power of Attorney authorizes, but does not require, each such
attorney-in-fact to act in his or her discretion on information provided to
such attorney-in-fact without independent verification of such information.
I further acknowledge that the foregoing attorneys-in-fact, in serving in
such capacity at my request, are not assuming, nor is the Company
assuming, any of my responsibilities to comply with Section 16 of the 1934
Act or any liability I may have with respect to transactions reported or
reportable thereunder.
	This Power of Attorney shall remain in full force and effect until I
am no longer required to file Section 16 reports with respect to my holdings
of and transactions in or involving securities issued by the Company, or
earlier if I revoke it in a signed writing delivered to each of the foregoing
attorneys-in-fact.

September 4, 2003				/s/ Gary Horgan
Date 						Gary Horgan