SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of report: July 9, 2004

(Date of earliest event reported)

First Regional Bancorp

(Exact name of registrant as specified in its charter)

California		000-10232		95-3582843
(State of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

1801 Century Park East, Suite 800
Los Angeles, California 90067

(Address of principal executive offices, including zip code)

(310) 552-1776

(Registrant’s telephone number, including area code)

Item 7. Financial Statements, Pro Forma Information and Exhibits

99 Press Release of First Regional Bancorp, dated July 9, 2004

Item 12. Results of Operations and Financial Condition.

First Regional Bancorp issued a press release on July 9, 2004 announcing its financial results for the quarter and six months ended June 30, 2004. The press release is furnished as Exhibit 99 and is hereby incorporated by reference in its entirety. First Regional does not intend for this Item 12 or Exhibit 99 to be incorporated by reference into filings under the Securities Exchange Act of 1934.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: July 13, 2004

	FIRST REGIONAL BANCORP


	By:	/s/ Thomas E. McCullough
		Thomas E. McCullough
		Corporate Secretary

Exhibit Index

99 Press Release of First Regional Bancorp, dated July 9, 2004