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Commitments and Contingencies (Tables)
9 Months Ended
Sep. 30, 2019
Commitments and Contingencies Disclosure [Abstract]  
Summary of Bank's Commitments and Contingent Liabilities
The following table presents a summary of the Bank’s commitments and contingent liabilities:
(in thousands)September 30,
2019
December 31,
2018
Financial instruments whose amounts represent risk:
Commitments to extend credit:
Commercial loans$325,681  $306,191  
Consumer loans512,345  496,575  
Real estate mortgage loans189,700  140,292  
Real estate construction loans182,701  248,996  
Standby letters of credit12,368  11,346  
Deposit account overdraft privilege111,187  111,956