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Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2019
Allowance For Loan And Lease Losses [Abstract]  
Summary of Activity in Allowance for Loan Losses, and Ending Balance of Loans, Net of Unearned Fees for Periods Indicated
The following tables summarize the activity in the allowance for loan losses, and ending balance of loans, net of unearned fees for the periods indicated.
Allowance for Loan Losses – Three Months Ended September 30, 2019
(in thousands)Beginning
Balance		Charge-offsRecoveriesProvision
(benefit)		Ending Balance
Mortgage loans on real estate:
Residential 1-4 family
$2,576  $—  $48  $(218) $2,406  
Commercial12,099  (746) 126  462  11,941  
Total mortgage loans on real estate14,675  (746) 174  244  14,347  
Consumer:
Home equity lines of credit5,859  —  27  (152) 5,734  
Home equity loans1,242  (3) 156  (133) 1,262  
Other1,451  (188) 79  211  1,553  
Total consumer loans8,552  (191) 262  (74) 8,549  
Commercial6,745  (585) 84  (557) 5,687  
Construction:
Residential2,538  —  —  119  2,657  
Commercial358  —  —  (61) 297  
Total construction loans2,896  —  —  58  2,954  
Total$32,868  $(1,522) $520  $(329) $31,537  
Allowance for Loan Losses – Nine months ended September 30, 2019
(in thousands)Beginning
Balance		Charge-offsRecoveriesProvision
(benefit)		Ending Balance
Mortgage loans on real estate:
Residential 1-4 family
$2,676  $(2) $53  $(321) $2,406  
Commercial12,944  (746) 1,517  (1,774) 11,941  
Total mortgage loans on real estate15,620  (748) 1,570  (2,095) 14,347  
Consumer:
Home equity lines of credit6,042  —  305  (613) 5,734  
Home equity loans1,540  (3) 414  (689) 1,262  
Other793  (548) 262  1,046  1,553  
Total consumer loans8,375  (551) 981  (256) 8,549  
Commercial6,090  (1,242) 337  502  5,687  
Construction:
Residential1,834  —  —  823  2,657  
Commercial663  —  —  (366) 297  
Total construction loans2,497  —  —  457  2,954  
Total$32,582  $(2,541) $2,888  $(1,392) $31,537  

Allowance for Loan Losses – As of September 30, 2019
(in thousands)Loans pooled
for evaluation		Individually
evaluated for
impairment		Loans acquired
with deteriorated
credit quality		Total allowance
for loan losses
Mortgage loans on real estate:
Residential 1-4 family
$2,315  $91  $—  $2,406  
Commercial11,915  26  —  11,941  
Total mortgage loans on real estate14,230  117  —  14,347  
Consumer:
Home equity lines of credit5,644  84  6  5,734  
Home equity loans1,216  46  —  1,262  
Other1,535  18  —  1,553  
Total consumer loans8,395  148  6  8,549  
Commercial4,428  1,259  —  5,687  
Construction:
Residential2,657  —  —  2,657  
Commercial297  —  —  297  
Total construction loans2,954  —  —  2,954  
Total$30,007  $1,524  $6  $31,537  
Loans, Net of Unearned fees – As of September 30, 2019
(in thousands)Loans pooled
for evaluation		Individually
evaluated for
impairment		Loans acquired
with deteriorated
credit quality		Total loans, net
of unearned fees
Mortgage loans on real estate:
Residential 1-4 family
$499,620  $4,757  $1,417  $505,794  
Commercial2,727,228  9,005  5,129  2,741,362  
Total mortgage loans on real estate3,226,848  13,762  6,546  3,247,156  
Consumer:
Home equity lines of credit329,129  1,917  826  331,872  
Home equity loans27,793  2,156  421  30,370  
Other80,146  149  2  80,297  
Total consumer loans437,068  4,222  1,249  442,539  
Commercial271,447  4,501  2,510  278,458  
Construction:
Residential169,034  —  —  169,034  
Commercial45,161  —  —  45,161  
Total construction loans214,195  —  —  214,195  
Total$4,149,558  $22,485  $10,305  $4,182,348  

Allowance for Loan Loses – Year Ended December 31, 2018
(in thousands)Beginning
Balance		Charge-offsRecoveriesProvision
(benefit)		Ending Balance
Mortgage loans on real estate:
Residential 1-4 family
$2,317  $(77) $—  $436  $2,676  
Commercial11,441  (15) 68  1,450  12,944  
Total mortgage loans on real estate13,758  (92) 68  1,886  15,620  
Consumer:
Home equity lines of credit5,800  (277) 846  (327) 6,042  
Home equity loans1,841  (24) 297  (574) 1,540  
Other586  (783) 288  702  793  
Total consumer loans8,227  (1,084) 1,431  (199) 8,375  
Commercial6,512  (1,188) 541  225  6,090  
Construction:
Residential1,184  —  —  650  1,834  
Commercial642  —  —  21  663  
Total construction loans1,826  —  —  671  2,497  
Total$30,323  $(2,364) $2,040  $2,583  $32,582  
Allowance for Loan Losses – As of December 31, 2018
(in thousands)Loans pooled
for evaluation		Individually
evaluated for
impairment		Loans acquired
with deteriorated
credit quality		Total allowance
for loan losses
Mortgage loans on real estate:
Residential 1-4 family$2,620  $56  $—  $2,676  
Commercial12,737  91  116  12,944  
Total mortgage loans on real estate15,357  147  116  15,620  
Consumer:
Home equity lines of credit5,838  198  6  6,042  
Home equity loans1,486  54  —  1,540  
Other779  14  —  793  
Total consumer loans8,103  266  6  8,375  
Commercial4,309  1,781  —  6,090  
Construction:
Residential1,834  —  —  1,834  
Commercial663  —  —  663  
Total construction loans2,497  —  —  2,497  
Total$30,266  $2,194  $122  $32,582  

Loans , Net of Unearned fees - As of December 31, 2018
(in thousands)Loans pooled
for evaluation		Individually
evaluated for
impairment		Loans acquired
with deteriorated
credit quality		Total loans, net
of unearned fees
Mortgage loans on real estate:
Residential 1-4 family
$509,267  $4,321  $1,674  $515,262  
Commercial2,606,819  12,563  8,456  2,627,838  
Total mortgage loans on real estate3,116,086  16,884  10,130  3,143,100  
Consumer:
Home equity lines of credit322,764  2,646  1,167  326,577  
Home equity loans33,142  3,103  439  36,684  
Other55,483  196  42  55,721  
Total consumer loans411,389  5,945  1,648  418,982  
Commercial268,885  5,218  2,445  276,548  
Construction:
Residential121,296  —  —  121,296  
Commercial62,088  —  —  62,088  
Total construction loans183,384  —  —  183,384  
Total$3,979,744  $28,047  $14,223  $4,022,014  
Allowance for Loan Losses – Three Months Ended September 30, 2018
(in thousands)Beginning
Balance		Charge-offsRecoveriesProvision
(benefit)		Ending Balance
Mortgage loans on real estate:
Residential 1-4 family
$1,991  $(25) $—  $434  $2,400  
Commercial11,607  —  15  1,257  12,879  
Total mortgage loans on real estate13,598  (25) 15  1,691  15,279  
Consumer:
Home equity lines of credit5,048  (172) 151  194  5,221  
Home equity loans1,532  (23) 139  (55) 1,593  
Other557  (229) 63  309  700  
Total consumer loans7,137  (424) 353  448  7,514  
Commercial6,378  (693) 202  337  6,224  
Construction:
Residential1,434  —  —  192  1,626  
Commercial977  —  —  (17) 960  
Total construction loans2,411  —  —  175  2,586  
Total$29,524  $(1,142) $570  $2,651  $31,603  

Allowance for Loan Losses – Nine months ended September 30, 2018
(in thousands)Beginning
Balance		Charge-offsRecoveriesProvision
(benefit)		Ending Balance
Mortgage loans on real estate:
Residential 1-4 family
$2,317  $(77) $—  $160  $2,400  
Commercial11,441  (15) 51  1,402  12,879  
Total mortgage loans on real estate13,758  (92) 51  1,562  15,279  
Consumer:
Home equity lines of credit5,800  (276) 677  (980) 5,221  
Home equity loans1,841  (23) 176  (401) 1,593  
Other586  (597) 208  503  700  
Total consumer loans8,227  (896) 1,061  (878) 7,514  
Commercial6,512  (952) 331  333  6,224  
Construction:
Residential1,184  —  —  442  1,626  
Commercial642  —  —  318  960  
Total construction loans1,826  —  —  760  2,586  
Total$30,323  $(1,940) $1,443  $1,777  $31,603  
Allowance for Loan Losses – As of September 30, 2018
(in thousands)Loans pooled
for evaluation		Individually
evaluated for
impairment		Loans acquired
with deteriorated
credit quality		Total allowance
for loan losses
Mortgage loans on real estate:
Residential 1-4 family
$2,313  $57  $30  $2,400  
Commercial12,552  268  59  12,879  
Total mortgage loans on real estate14,865  325  89  15,279  
Consumer:
Home equity lines of credit5,046  168  7  5,221  
Home equity loans1,418  175  —  1,593  
Other597  103  —  700  
Total consumer loans7,061  446  7  7,514  
Commercial4,353  1,857  14  6,224  
Construction:
Residential1,626  —  —  1,626  
Commercial960  —  —  960  
Total construction loans2,586  —  —  2,586  
Total$28,865  $2,628  $110  $31,603  

Loans, Net of Unearned fees – As of September 30, 2018
(in thousands)Loans pooled
for evaluation		Individually
evaluated for
impairment		Loans acquired
with deteriorated
credit quality		Total loans, net
of unearned fees
Mortgage loans on real estate:
Residential 1-4 family
$517,935  $4,781  $1,698  $524,414  
Commercial2,586,659  13,244  7,885  2,607,788  
Total mortgage loans on real estate3,104,594  18,025  9,583  3,132,202  
Consumer:
Home equity lines of credit327,649  2,188  1,299  331,136  
Home equity loans37,840  2,406  447  40,693  
Other49,171  243  42  49,456  
Total consumer loans414,660  4,837  1,788  421,285  
Commercial282,588  4,632  2,427  289,647  
Construction:
Residential114,574  —  —  114,574  
Commercial69,728  —  —  69,728  
Total construction loans184,302  —  —  184,302  
Total$3,986,144  $27,494  $13,798  $4,027,436  
Schedule Credit Quality Indicators
The following tables present ending loan balances by loan category and risk grade for the periods indicated:
Credit Quality Indicators Originated Loans – As of September 30, 2019
(in thousands)PassSpecial
Mention		SubstandardDoubtful / LossTotal Originated
Loans
Mortgage loans on real estate:
Residential 1-4 family
$348,668  $2,743  $4,235  $—  $355,646  
Commercial2,063,991  38,150  7,168  —  2,109,309  
Total mortgage loans on real estate2,412,659  40,893  11,403  —  2,464,955  
Consumer:
Home equity lines of credit288,554  3,378  2,479  —  294,411  
Home equity loans23,819  1,184  2,031  —  27,034  
Other63,648  452  53  —  64,153  
Total consumer loans376,021  5,014  4,563  —  385,598  
Commercial242,308  8,968  5,103  256,379  
Construction:
Residential158,657  —  250  —  158,907  
Commercial44,380  324  —  —  44,704  
Total construction loans203,037  324  250  —  203,611  
Total loans$3,234,025  $55,199  $21,319  $—  $3,310,543  
Credit Quality Indicators PNCI Loans – As of September 30, 2019
(in thousands)PassSpecial
Mention		SubstandardDoubtful / LossTotal PNCI
Loans
Mortgage loans on real estate:
Residential 1-4 family
$145,141  $1,617  $1,973  $—  $148,731  
Commercial618,372  2,674  5,878  —  626,924  
Total mortgage loans on real estate763,513  4,291  7,851  —  775,655  
Consumer:
Home equity lines of credit34,660  891  1,084  —  36,635  
Home equity loans2,841  —  74  —  2,915  
Other15,792  341  9  —  16,142  
Total consumer loans53,293  1,232  1,167  —  55,692  
Commercial19,399  1  169  19,569  
Construction:
Residential5,980  4,147  —  —  10,127  
Commercial457  —  —  —  457  
Total construction loans6,437  4,147  —  —  10,584  
Total loans$842,642  $9,671  $9,187  $—  $861,500  

Credit Quality Indicators Originated Loans – As of December 31, 2018
(in thousands)PassSpecial
Mention		SubstandardDoubtful / LossTotal Originated
Loans
Mortgage loans on real estate:
Residential 1-4 family
$337,189  $1,724  $4,883  $—  $343,796  
Commercial1,861,627  33,483  15,871  —  1,910,981  
Total mortgage loans on real estate2,198,816  35,207  20,754  —  2,254,777  
Consumer:
Home equity lines of credit279,491  2,309  2,653  —  284,453  
Home equity loans29,289  1,054  2,317  —  32,660  
Other33,606  341  73  —  34,020  
Total consumer loans342,386  3,704  5,043  —  351,133  
Commercial217,126  6,127  5,382  —  228,635  
Construction:
Residential90,412  32  259  —  90,703  
Commercial55,863  345  —  —  56,208  
Total construction loans146,275  377  259  —  146,911  
Total loans$2,904,603  $45,415  $31,438  $—  $2,981,456  
Credit Quality Indicators PNCI Loans – As of December 31, 2018
(in thousands)PassSpecial
Mention		SubstandardDoubtful / LossTotal PNCI
Loans
Mortgage loans on real estate:
Residential 1-4 family
$167,908  $1,086  $798  $—  $169,792  
Commercial701,868  3,085  3,448  —  708,401  
Total mortgage loans on real estate869,776  4,171  4,246  —  878,193  
Consumer:
Home equity lines of credit38,780  1,124  1,053  —  40,957  
Home equity loans3,413  74  98  —  3,585  
Other21,481  173  5  —  21,659  
Total consumer loans63,674  1,371  1,156  —  66,201  
Commercial45,027  321  120  —  45,468  
Construction:
Residential30,593  —  —  —  30,593  
Commercial5,880  —  —  —  5,880  
Total construction loans36,473  —  —  —  36,473  
Total$1,014,950  $5,863  $5,522  $—  $1,026,335  
Analysis of Past Due Loans
The following table shows the ending balance of current and past due originated loans by loan category as of the date indicated:
Analysis of Originated Past Due Loans - As of September 30, 2019
(in thousands)30-59 days60-89 days> 90 daysTotal Past
Due Loans		CurrentTotal> 90 Days and
Still Accruing
Mortgage loans on real estate:
Residential 1-4 family
$289  $66  $1,187  $1,542  $354,104  $355,646  $—  
Commercial117  48  —  165  2,109,144  2,109,309  —  
Total mortgage loans on real estate406  114  1,187  1,707  2,463,248  2,464,955  —  
Consumer:
Home equity lines of credit890  282  624  1,796  292,615  294,411  —  
Home equity loans253  105  137  495  26,539  27,034  6  
Other134  138  4  276  63,877  64,153  —  
Total consumer loans1,277  525  765  2,567  383,031  385,598  6  
Commercial955  227  272  1,454  254,925  256,379  30  
Construction:
Residential—  —  —  —  158,907  158,907  —  
Commercial—  —  —  —  44,704  44,704  —  
Total construction loans—  —  —  —  203,611  203,611  —  
Total originated loans$2,638  $866  $2,224  $5,728  $3,304,815  $3,310,543  $36  
The following table shows the ending balance of current and past due PNCI loans by loan category as of the date indicated:
Analysis of PNCI Past Due Loans - As of September 30, 2019
(in thousands)30-59 days60-89 days> 90 daysTotal Past
Due Loans		CurrentTotal> 90 Days and
Still Accruing
Mortgage loans on real estate:
Residential 1-4 family
$—  $52  $243  $295  $148,436  $148,731  $—  
Commercial—  —  949  949  625,975  626,924  —  
Total mortgage loans on real estate—  52  1,192  1,244  774,411  775,655  —  
Consumer:
Home equity lines of credit182  122  —  304  36,331  36,635  —  
Home equity loans—  14  232  246  2,669  2,915  —  
Other54  7  —  61  16,081  16,142  —  
Total consumer loans236  143  232  611  55,081  55,692  —  
Commercial—  —  174  174  19,395  19,569  —  
Construction:
Residential—  —  —  —  10,127  10,127  —  
Commercial—  —  —  —  457  457  —  
Total construction loans—  —  —  —  10,584  10,584  —  
Total PNCI loans$236  $195  $1,598  $2,029  $859,471  $861,500  $—  
The following table shows the ending balance of current and past due originated loans by loan category as of the date indicated:
Analysis of Originated Past Due Loans - As of December 31, 2018
(in thousands)30-59 days60-89 days> 90 daysTotal Past
Due Loans		CurrentTotal> 90 Days and
Still Accruing
Mortgage loans on real estate:
Residential 1-4 family
$1,675  $132  $478  $2,285  $341,511  $343,796  $—  
Commercial431  1,200  296  1,927  1,909,054  1,910,981  —  
Total mortgage loans on real estate2,106  1,332  774  4,212  2,250,565  2,254,777  —  
Consumer:
Home equity lines of credit908  47  609  1,564  282,889  284,453  —  
Home equity loans1,043  24  214  1,281  31,379  32,660  —  
Other298  17  —  315  33,705  34,020  —  
Total consumer loans2,249  88  823  3,160  347,973  351,133  —  
Commercial1,053  579  1,247  2,879  225,756  228,635  —  
Construction:
Residential209  —  —  209  90,494  90,703  —  
Commercial—  —  —  —  56,208  56,208  —  
Total construction loans209  —  —  209  146,702  146,911  —  
Total loans$5,617  $1,999  $2,844  $10,460  $2,970,996  $2,981,456  $—  
The following table shows the ending balance of current and past due PNCI loans by loan category as of the date indicated:
Analysis of PNCI Past Due Loans - As of December 31, 2018
(in thousands)30-59 days60-89 days> 90 daysTotal Past
Due Loans		CurrentTotal> 90 Days and
Still Accruing
Mortgage loans on real estate:
Residential 1-4 family
$1,009  $133  $156  $1,298  $168,494  $169,792  $—  
 Commercial1,646  1,136  1,082  3,864  704,537  708,401  —  
Total mortgage loans on real estate2,655  1,269  1,238  5,162  873,031  878,193  —  
Consumer:
Home equity lines of credit304  35  237  576  40,381  40,957  —  
Home equity loans74  —  —  74  3,511  3,585  —  
Other160  —  —  160  21,499  21,659  —  
Total consumer loans538  35  237  810  65,391  66,201  —  
Commercial678  145  113  936  44,532  45,468  —  
Construction:
Residential—  —  —  —  30,593  30,593  —  
Commercial—  —  —  —  5,880  5,880  —  
Total construction loans—  —  —  —  36,473  36,473  —  
Total loans$3,871  $1,449  $1,588  $6,908  $1,019,427  $1,026,335  $—  
Schedule of Non Accrual Loans Interest income on originated nonaccrual loans that would have been recognized during the nine months ended September 30, 2019 and 2018, if all such loans had been current in accordance with their original terms, totaled $692,000 and $964,000, respectively. Interest income actually recognized on these originated loans during the nine months ended September 30, 2019 and 2018 was $145,000 and $133,000, respectively. Interest income on PNCI nonaccrual loans that would have been recognized during the nine months ended September 30, 2019 and 2018, if all such loans had been current in accordance with their original terms, totaled $322,000 and $93,000, respectively. Interest income actually recognized on these PNCI loans during the nine months ended September 30, 2019 and 2018 was $152,000 and $23,000.
The following table shows the ending balance of nonaccrual originated and PNCI loans by loan category as of the date indicated:
Non Accrual Loans
As of September 30, 2019As of December 31, 2018
(in thousands)OriginatedPNCITotalOriginatedPNCITotal
Mortgage loans on real estate:
Residential 1-4 family
$2,820  $908  $3,728  $3,244  $334  $3,578  
Commercial2,532  3,253  5,785  9,263  1,468  10,731  
Total mortgage loans on real estate5,352  4,161  9,513  12,507  1,802  14,309  
Consumer:
Home equity lines of credit1,188  426  1,614  1,429  885  2,314  
Home equity loans1,405  263  1,668  1,722  47  1,769  
Other90  3  93  3  4  7  
Total consumer loans2,683  692  3,375  3,154  936  4,090  
Commercial3,225  174  3,399  3,755  120  3,875  
Construction:
Residential—  —  —  —  —  —  
Commercial—  —  —  —  —  —  
Total construction—  —  —  —  —  —  
Total non accrual loans$11,260  $5,027  $16,287  $19,416  $2,858  $22,274  
Impaired Loans
Impaired Originated Loans – As of, or for the Nine months ended September 30, 2019
(in thousands)Unpaid
principal
balance		Recorded
investment with
no related
allowance		Recorded
investment with
related
allowance		Total recorded
investment		Related
Allowance		Average
recorded
investment		Interest income
recognized
Mortgage loans on real estate:
Residential 1-4 family
$4,461  $3,053  $796  $3,849  $91  $4,214  $32  
Commercial6,006  4,423  1,329  5,752  26  9,096  59  
Total mortgage loans on real estate10,467  7,476  2,125  9,601  117  13,310  91  
Consumer:
Home equity lines of credit1,279  1,232  —  1,232  —  1,662  26  
Home equity loans2,157  1,542  238  1,780  46  1,973  5  
Other74  3  51  54  14  46  1  
Total consumer loans3,510  2,777  289  3,066  60  3,681  32  
Commercial4,760  611  3,716  4,327  1,199  4,769  22  
Construction:
Residential—  —  —  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction loans—  —  —  —  —  —  —  
Total$18,737  $10,864  $6,130  $16,994  $1,376  $21,760  $145  
Impaired PNCI Loans – As of, or for the Nine months ended September 30, 2019
(in thousands)Unpaid
principal
balance		Recorded
investment with
no related
allowance		Recorded
investment with
related
allowance		Total recorded
investment		Related
Allowance		Average
recorded
investment		Interest income
recognized
Mortgage loans on real estate:
Residential 1-4 family
$959  $908  $—  $908  $—  $621  $9  
Commercial3,255  3,253  —  3,253  —  2,360  134  
Total mortgage loans on real estate4,214  4,161  —  4,161  —  2,981  143  
Consumer:
Home equity lines of credit741  444  241  685  84  844  —  
Home equity loans395  376  —  376  —  308  9  
Other95  72  23  95  4  103  —  
Total consumer loans1,231  892  264  1,156  88  1,255  9  
Commercial181  113  60  173  60  147  
Construction:
Residential—  —  —  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction loans—  —  —  —  —  —  —  
Total$5,626  $5,166  $324  $5,490  $148  $4,383  $152  

Impaired Originated Loans – As of, or for the Twelve Months Ended, December 31, 2018
(in thousands)Unpaid
principal
balance		Recorded
investment with
no related
allowance		Recorded
investment with
related
allowance		Total recorded
investment		Related
Allowance		Average
recorded
investment		Interest income
recognized
Mortgage loans on real estate:
Residential 1-4 family
$4,594  $3,663  $308  $3,971  $56  $3,517  $90  
Commercial13,081  10,676  1,765  12,441  42  13,115  137  
Total mortgage loans on real estate17,675  14,339  2,073  16,412  98  16,632  227  
Consumer:
Home equity lines of credit1,900  1,749  111  1,860  71  1,885  43  
Home equity loans2,374  1,892  65  1,957  2  1,520  23  
Other3  —  3  3  3  17  2  
Total consumer loans4,277  3,641  179  3,820  76  3,422  68  
Commercial5,433  2,924  2,287  5,211  1,774  4,654  91  
Construction:
Residential—  —  —  —  —  5  —  
Commercial—  —  —  —  —  —  —  
Total construction loans —  —  —  —  —  5  —  
Total$27,385  $20,904  $4,539  $25,443  $1,948  $24,713  $386  
Impaired PNCI Loans – As of, or for the Twelve Months Ended, December 31, 2018
(in thousands)Unpaid
principal
balance		Recorded
investment with
no related
allowance		Recorded
investment with
related
allowance		Total recorded
investment		Related
Allowance		Average
recorded
investment		Interest income
recognized
Mortgage loans on real estate:
Residential 1-4 family
$375  $334  $—  $334  $—  $529  $5  
Commercial3,110  1,468  —  1,468  —  1,713  183  
Total mortgage loans on real estate3,485  1,802  —  1,802  —  2,242  188  
Consumer:
Home equity lines of credit1,027  587  367  954  127  1,120  18  
Home equity loans252  47  197  244  101  155  —  
Other106  21  85  106  11  114  —  
Total consumer loans1,385  655  649  1,304  239  1,389  18  
Commercial120  113  7  120  7  60  1  
Construction:
Residential—  —  —  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction loans—  —  —  —  —  —  —  
Total$4,990  $2,570  $656  $3,226  $246  $3,691  $207  

Impaired Originated Loans – As of, or for the Nine months ended September 30, 2018
(in thousands)Unpaid
principal
balance		Recorded
investment with
no related
allowance		Recorded
investment with
related
allowance		Total recorded
investment		Related
Allowance		Average
recorded
investment		Interest income
recognized
Mortgage loans on real estate:
Residential 1-4 family
$4,185  $3,251  $311  $3,562  $57  $3,883  $67  
Commercial12,553  9,619  2,370  11,989  268  11,549  208  
Total mortgage loans on real estate16,738  12,870  2,681  15,551  325  15,432  275  
Consumer:
Home equity lines of credit1,444  1,346  59  1,405  19  1,410  32  
Home equity loans2,554  1,960  157  2,117  30  1,753  24  
Other3  —  3  3  3  3  —  
Total consumer loans4,001  3,306  219  3,525  52  3,166  56  
Commercial4,868  2,135  2,497  4,632  1,857  4,626  78  
Construction:
Residential—  —  —  —  —  68  —  
Commercial—  —  —  —  —  —  —  
Total construction loans—  —  —  —  —  68  —  
Total$25,607  $18,311  $5,397  $23,708  $2,234  $23,292  $409  
Impaired PNCI Loans – As of, or for the Nine months ended September 30, 2018
(in thousands)Unpaid
principal
balance		Recorded
investment with
no related
allowance		Recorded
investment with
related
allowance		Total recorded
investment		Related
Allowance		Average
recorded
investment		Interest income
recognized
Mortgage loans on real estate:
Residential 1-4 family
$1,302  $1,219  $—  $1,219  $—  $1,275  $—  
Commercial1,255  1,255  —  1,255  —  627  58  
Total mortgage loans on real estate2,557  2,474  —  2,474  —  1,902  58  
Consumer:
Home equity lines of credit852  625  158  783  149  909  13  
Home equity loans296  50  239  289  145  287  9  
Other240  —  240  240  100  257  7  
Total consumer loans1,388  675  637  1,312  394  1,453  29  
Commercial—  —  —  —  —  —  —  
Construction:
Residential—  —  —  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction loans—  —  —  —  —  —  —  
Total$3,945  $3,149  $637  $3,786  $394  $3,355  $87  
Troubled Debt Restructurings
The following tables show certain information regarding TDRs that occurred during the periods indicated:

TDR Information for the three months ended September 30, 2019
(dollars in thousands)NumberPre-mod
outstanding
principal
balance		Post-mod
outstanding
principal
balance		Financial
impact due to
TDR taken as
additional
provision		Number that
defaulted during
the period		Recorded
investment of
TDRs that
defaulted during
the period		Financial impact
due to the
default of
previous TDR
taken as charge-
offs or additional
provisions
Mortgage loans on real estate:
Residential 1-4 family
2  $496  $500  $30  —  $—  $—  
Commercial2  60  67  —  —  —  —  
Total mortgage loans on real estate4  556  567  30  —  —  —  
Consumer:
Home equity lines of credit—  —  —  —  —  —  —  
Home equity loans—  —  —  —  —  —  —  
Other—  —  —  —  —  —  —  
Total consumer loans—  —  —  —  —  —  —  
Commercial4  150  148  (2) —  —  —  
Construction:
Residential—  —  —  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction loans—  —  —  —  —  —  —  
Total4  $706  $715  $28  —  $—  $—  
TDR Information for the nine months ended September 30, 2019
(dollars in thousands)NumberPre-mod
outstanding
principal
balance		Post-mod
outstanding
principal
balance		Financial
impact due to
TDR taken as
additional
provision		Number that
defaulted during
the period		Recorded
investment of
TDRs that
defaulted during
the period		Financial impact
due to the
default of
previous TDR
taken as charge-
offs or additional
provisions
Mortgage loans on real estate:
Residential 1-4 family
3  $659  $662  $30  $—  $—  $—  
Commercial2  60  67  —  —  —  —  
Total mortgage loans on real estate5  719  729  30  —  —  —  
Consumer:
Home equity lines of credit1  65  68  —  —  —  —  
Home equity loans2  149  147  29  —  —  —  
Other—  —  —  —  —  —  —  
Total consumer loans3  214  215  29  —  —  —  
Commercial10  1,918  1,885  —  1  7  —  
Construction:
Residential—  —  —  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction loans—  —  —  —  —  —  —  
Total18  $2,851  $2,829  $59  $1  $7  $—  

TDR Information for the three months ended September 30, 2018
(dollars in thousands)NumberPre-mod
outstanding
principal
balance		Post-mod
outstanding
principal
balance		Financial
impact due to
TDR taken as
additional
provision		Number that
defaulted during
the period		Recorded
investment of
TDRs that
defaulted during
the period		Financial impact
due to the
default of
previous TDR
taken as charge-
offs or additional
provisions
Mortgage loans on real estate:
Residential 1-4 family
—  $—  $—  $—  $—  $—  $—  
Commercial4  1,326  1,324  (308) —  —  —  
Total mortgage loans on real estate4  1,326  1,324  (308) —  —  —  
Consumer:
Home equity lines of credit—  —  —  —  1  128  —  
Home equity loans1478478—  —  —  —  
Other—  —  —  —  —  —  —  
Total consumer loans1  478  478  —  1  128  —  
Commercial2  203  203  —  —  —  —  
Construction:
Residential—  —  —  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction loans—  —  —  —  —  —  —  
Total7  $2,007  $2,005  $(308) $1  $128  $—  
TDR Information for the nine months ended September 30, 2018
(dollars in thousands)NumberPre-mod
outstanding
principal
balance		Post-mod
outstanding
principal
balance		Financial
impact due to
TDR taken as
additional
provision		Number that
defaulted during
the period		Recorded
investment of
TDRs that
defaulted during
the period		Financial impact
due to the
default of
previous TDR
taken as charge-
offs or additional
provisions
Mortgage loans on real estate:
Residential 1-4 family
—  $—  $—  $—  $—  $—  $—  
Commercial6  1,743  1,741  (262) 1  169  —  
Total mortgage loans on real estate6  1,743  1,741  (262) 1  169  —  
Consumer:
Home equity lines of credit1  133  138  —  1  128  —  
Home equity loans2  599  599  —  —  —  —  
Other—  —  —  —  —  —  —  
Total consumer loans3  732  737  —  1  128  —  
Commercial4  619  623  (3) 4  340  (2) 
Construction:
Residential—  —  —  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction loans—  —  —  —  —  —  —  
Total13  $3,094  $3,101  $(265) $6  $637  $(2)