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Regulatory Matters (Tables)
6 Months Ended
Jun. 30, 2019
Banking and Thrift [Abstract]  
Actual and Required Capital Ratios of Bank The following tables present actual and required capital ratios as of June 30, 2019 and December 31, 2018 for the Company and the Bank under applicable Basel III Capital Rules. The minimum capital amounts presented include the minimum required capital levels as of June 30, 2019 and December 31, 2018 based on the then
phased-in
provisions of the Basel III Capital Rules. As of January 1, 2019, the minimum required capital levels of the Basel III Capital Rules have been fully
phased-in.
Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.
                                                 
 
Actual
   
Minimum Capital
Required – Basel III
Fully Phased In
   
Required to be
Considered Well
Capitalized
 
 
Amount
   
Ratio
   
Amount
   
Ratio
   
Amount
   
Ratio
 
 
(dollars in thousands)
 
As of June 30, 2019:
   
     
     
     
     
     
 
Total Capital (to Risk Weighted Assets):
   
     
     
     
     
     
 
Consolidated
  $
718,901
     
14.93
%   $
 505,569
     
10.50
%    
N/A
     
N/A
 
Tri Counties Bank
  $
714,018
     
14.83
%   $
 505,385
     
10.50
%   $
 481,320
     
10.00
%
Tier 1 Capital (to Risk Weighted Assets):
   
     
     
     
     
     
 
Consolidated
  $
683,043
     
14.19
%   $
 409,270
     
8.50
%    
N/A
     
N/A
 
Tri Counties Bank
  $
678,160
     
14.09
%   $
 409,122
     
8.50
%   $
 385,056
     
8.00
%
Common equity Tier 1 Capital (to Risk Weighted Assets):
   
     
     
     
     
 
Consolidated
  $
627,627
     
13.03
%   $
 337,046
     
7.00
%    
N/A
     
N/A
 
Tri Counties Bank
  $
678,160
     
14.09
%   $
 336,924
     
7.00
%   $
 312,858
     
6.50
%
Tier 1 Capital (to Average Assets):
   
     
     
     
     
     
 
Consolidated
  $
683,043
     
11.08
%   $
 246,599
     
4.00
%    
N/A
     
N/A
 
Tri Counties Bank
  $
678,160
     
11.00
%   $
 246,594
     
4.00
%   $
 308,242
     
5.00
%
 
 
 
 
 
 
 
 
                                                                 
 
Actual
   
Minimum Capital
Required – Basel III
Phase-in
Schedule
   
Minimum Capital
Required – Basel III
Fully Phased In
   
Required to be
Considered Well
Capitalized
 
 
Amount
   
Ratio
   
Amount
   
Ratio
   
Amount
   
Ratio
   
Amount
   
Ratio
 
 
(dollars in thousands)
 
As of December 31, 2018:
   
     
     
     
     
     
     
     
 
Total Capital (to Risk Weighted Assets):
   
     
     
     
     
     
     
     
 
Consolidated
  $
682,419
     
14.40
%   $
 467,874
     
9.875
%   $
 497,486
     
10.50
%    
N/A
     
N/A
 
Tri Counties Bank
  $
680,624
     
14.37
%   $
 467,704
     
9.875
%   $
 497,305
     
10.50
%   $
 473,624
     
10.00
%
Tier 1 Capital (to Risk Weighted Assets):
   
     
     
     
     
     
     
     
 
Consolidated
  $
647,262
     
13.66
%   $
 373,115
     
7.875
%   $
 402,727
     
8.50
%    
N/A
     
N/A
 
Tri Counties Bank
  $
645,467
     
13.63
%   $
 372,979
     
7.875
%   $
 402,581
     
8.50
%   $
 378,899
     
8.00
%
Common equity Tier 1 Capital (to Risk Weighted Assets):
   
     
     
     
     
     
     
 
Consolidated
  $
591,933
     
12.49
%   $
 302,045
     
6.375
%   $
 331,658
     
7.00
%    
N/A
     
N/A
 
Tri Counties Bank
  $
645,467
     
13.63
%   $
 301,935
     
6.375
%   $
 331,537
     
7.00
%   $
 307,856
     
6.50
%
Tier 1 Capital (to Average Assets):
   
     
     
     
     
     
     
     
 
Consolidated
  $
647,262
     
10.68
%   $
 242,452
     
4.000
%   $
 242,452
     
4.00
%    
N/A
     
N/A
 
Tri Counties Bank
  $
645,467
     
10.65
%   $
 242,447
     
4.000
%   $
 242,447
     
4.00
%   $
 303,059
     
5.00
%