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Loans
 6 Months Ended
Jun. 30, 2019
Receivables [Abstract]  
Loans
Note 4 – Loans
A summary of loan balances follows (in thousands):
                                 
 
June 30, 2019
 
 
Originated
   
PNCI
   
PCI
   
Total
 
Mortgage loans on real estate:
   
     
     
     
 
Residential
1-4
family
   $
348,737
    $
155,872
    $
1,440
    $
506,049
 
Commercial
   
2,005,985
     
660,737
     
5,959
     
2,672,681
 
                                 
Total mortgage loan on real estate
   
2,354,722
     
816,609
     
7,399
     
3,178,730
 
Consumer:
   
     
     
     
 
Home equity lines of credit
   
294,541
     
35,231
     
1,128
     
330,900
 
Home equity loans
   
29,041
     
2,875
     
429
     
32,345
 
Other
   
53,340
     
17,802
     
1
     
71,143
 
                                 
Total consumer loans
   
376,922
     
55,908
     
1,558
     
434,388
 
Commercial
   
248,523
     
24,984
     
2,538
     
276,045
 
Construction:
   
     
     
     
 
Residential
   
148,432
     
9,083
     
—  
      
157,515
 
Commercial
   
56,289
     
720
     
—  
      
57,009
 
                                 
Total construction
   
204,721
     
9,803
     
—  
      
214,524
 
                                 
Total loans, net of deferred loan fees and discounts
  $ 
3,184,888
    $ 
907,304
    $
11,495
    $ 
4,103,687
 
                                 
Total principal balance of loans owed, net of charge-offs
  $
3,193,938
    $
940,627
    $ 
17,975
    $
4,152,540
 
Unamortized net deferred loan fees
   
(9,050
 )    
—  
      
—  
      
(9,050
 )
Discounts to principal balance of loans owed, net of charge-offs
   
—  
      
(33,323
 )    
(6,480
 )    
(39,803
 )
                                 
Total loans, net of unamortized deferred loan fees and discounts
  $
3,184,888
    $
907,304
    $
11,495
    $
4,103,687
 
                                 
Allowance for loan losses
  $
(32,273
 )   $
(585
 )   $
(10
 )   $
(
32,868
 )
                                 
 
 
 
 
 
                                 
 
December 31, 2018
 
 
Originated
   
PNCI
   
PCI
   
Total
 
Mortgage loans on real estate:
   
     
     
     
 
Residential
1-4
family
   $
343,796
    $
169,792
    $
1,674
    $
515,262
 
Commercial
   
1,910,981
     
708,401
     
8,456
     
2,627,838
 
                                 
Total mortgage loan on real estate
   
2,254,777
     
878,193
     
10,130
     
3,143,100
 
Consumer:
   
     
     
     
 
Home equity lines of credit
   
284,453
     
40,957
     
1,167
     
326,577
 
Home equity loans
   
32,660
     
3,585
     
439
     
36,684
 
Other
   
34,020
     
21,659
     
42
     
55,721
 
                                 
Total consumer loans
   
351,133
     
66,201
     
1,648
     
418,982
 
Commercial
   
228,635
     
45,468
     
2,445
     
276,548
 
Construction:
   
     
     
     
 
Residential
   
90,703
     
30,593
     
—  
      
121,296
 
Commercial
   
56,208
     
5,880
     
—  
      
62,088
 
                                 
Total construction
   
146,911
     
36,473
     
—  
      
183,384
 
                                 
Total loans, net of deferred loan fees and discounts
  $ 
2,981,456
    $ 
1,026,335
    $ 
14,223
    $ 
4,022,014
 
                                 
Total principal balance of loans owed, net of charge-offs
  $
2,991,324
    $
1,062,655
    $
21,265
    $
4,075,244
 
Unamortized net deferred loan fees
   
(9,868
 )    
—  
      
—  
      
(9,868
 )
Discounts to principal balance of loans owed, net of charge-offs
   
—  
      
(36,320
 )    
(7,042
 )    
(43,362
 )
                                 
Total loans, net of unamortized deferred loan fees and discounts
  $
2,981,456
    $
1,026,335
    $
14,223
    $
4,022,014
 
                                 
Allowance for loan losses
  $
(31,793
 )   $
(667
 )   $
(122
 )   $
(32,582
 )
                                 
 
 
 
 
The following is a summary of the change in accretable yield for PCI during the periods indicated (in thousands):
                                 
 
Three months ended June 30,
   
Six months ended June 30,
 
 
2019
   
2018
   
2019
   
2018
 
Change in accretable yield:
   
     
     
     
 
Balance at beginning of period
  $
5,747
    $
6,022
    $
6,059
    $
6,137
 
Accretion to interest income
   
(109
 )    
(261
 )    
(410
 )    
(516
 )
Reclassification (to) from nonaccretable difference
   
(320
 )    
110
     
(331
 )    
250
 
                                 
Balance at end of period
  $
5,318
    $
5,871
    $
5,318
    $
5,871