Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2019

Banking and Thrift [Abstract]

Actual and Required Capital Ratios of Bank

The following tables present actual and required capital ratios as of March 31, 2019 and December 31, 2018 for the Company and the Bank under applicable Basel III Capital Rules. The minimum capital amounts presented include the minimum required capital levels as of March 31, 2019 and December 31, 2018 based on the then  provisions of the Basel III Capital Rules. As of January 1, 2019, the minimum required capital levels of the Basel III Capital Rules have been fully  Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

						Minimum Capital					Required to be
						Required – Basel III					Considered Well
	Actual					Fully Phased In					Capitalized
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(dollars in thousands)
As of March 31, 2019:
Total Capital (to Risk Weighted Assets):
Consolidated	$	700,542		14.73	%	$	449,380		10.50	%		N/A		N/A
Tri Counties Bank	$	697,549		14.67	%	$	499,195		10.50	%	$	475,424		10.00	%
Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	665,688		14.00	%	$	404,260		8.50	%		N/A		N/A
Tri Counties Bank	$	662,695		13.94	%	$	404,111		8.50	%	$	380,339		8.00	%
Common equity Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	610,317		12.83	%	$	332,920		7.00	%		N/A		N/A
Tri Counties Bank	$	662,695		13.94	%	$	332,797		7.00	%	$	309,026		6.50	%
Tier 1 Capital (to Average Assets):
Consolidated	$	665,688		10.84	%	$	245,649		4.00	%		N/A		N/A
Tri Counties Bank	$	662,695		10.79	%	$	245,643		4.00	%	$	307,054		5.00	%

						Minimum Capital					Minimum Capital					Required to be
						Required – Basel III					Required – Basel III					Considered Well
	Actual					Phase-in Schedule					Fully Phased In					Capitalized
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
	(dollars in thousands)
As of December 31, 2018:
Total Capital (to Risk Weighted Assets):
Consolidated	$	682,419		14.40	%	$	467,874		9.875	%	$	497,486		10.50	%		N/A		N/A
Tri Counties Bank	$	680,624		14.37	%	$	467,704		9.875	%	$	497,305		10.50	%	$	473,624		10.00	%
Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	647,262		13.66	%	$	373,115		7.875	%	$	402,727		8.50	%		N/A		N/A
Tri Counties Bank	$	645,467		13.63	%	$	372,979		7.875	%	$	402,581		8.50	%	$	378,899		8.00	%
Common equity Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	591,933		12.49	%	$	302,045		6.375	%	$	331,658		7.00	%		N/A		N/A
Tri Counties Bank	$	645,467		13.63	%	$	301,935		6.375	%	$	331,537		7.00	%	$	307,856		6.50	%
Tier 1 Capital (to Average Assets):
Consolidated	$	647,262		10.68	%	$	242,452		4.000	%	$	242,452		4.00	%		N/A		N/A
Tri Counties Bank	$	645,467		10.65	%	$	242,447		4.000	%	$	242,447		4.00	%	$	303,059		5.00	%